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Capital View Blog

Hear directly from MBA President and CEO David H. Stevens on issues around the intersection of Washington, D.C. and the Industry.

Read Dave's Blog

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Real estate finance is always about change. The change can be legislative, regulatory or economic. MBA helps us anticipate change before it occurs.

– E.J. Burke, 2014 MBA Chairman, Co-President, KeyBank Mortgage

We get an opportunity to actually meet with legislators, decision makers and regulators.Those are the folks who are formulating what the future of our industry is going to look like. It is fantastic to have a voice in that process.

– Chris George, President, CMG Financial

Through active member engagement, you can lend your expertise to MBA's grassroots and national policy and legislative agendas to truly be the voice of the industry, as the future of real estate finance in America is determined.

– Bill Cosgrove, CMB, 2015 MBA Chairman, Chief Executive Officer, Union Home Mortgage Corp.

I love being part of MBA because it's given me the chance to meet and work with folks who have the same passion for this industry as I do. MBA provides the framework for all of us to work together toward common goals. And with such strength in numbers, we can move our industry forward.

– Debra W. Still, CMB, 2013 MBA Chairman, President and Chief Executive Officer, Pulte Mortgage LLC

Mortgage Banking Magazine

Latest Issue: December 2015

Mortgage Banking magazine 5-15

Be sure to read:

  • Data Standards: Setting the Foundation
    Six years ago, Chuck Rumfola tells us, a small group of experts was charged with taking an FHFA directive and transforming risk analysis in the mortgage market. It actually happened according to plan, and now it's paying off big-time.

  • Underneath Inflated Appraisals
    Digging into the numbers, Yanling Mayer finds the facts don't seem to support the notion that low appraisals have been killing home sales to any large degree. In fact, appraised values are far more likely to facilitate deals.
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MBA Mortgage Rates

  1/29 1/22
30-Year Jumbo 3.84 3.89
30-Year Fixed-Rate 3.97 4.02
15-Year Fixed-Rate 3.22 3.28
5-Year ARM 3.00 3.09
FHA 203 (b) 3.80 3.83
Learn More About Rates