All Letters and Testimony
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- Policy Issue (212)
- Government Lending (174)
- GSE Multifamily (39)
- FHA Multifamily (37)
- Consumer Financial Protection Bureau (CFPB) (15)
- Federal Banking Regulations (13)
- Secondary and Capital Markets (12)
- Data Security and Privacy Laws (11)
- Flood Insurance (10)
- State and Local Issues (8)
- Bank Regulatory Policy (6)
- Tax and Accounting (6)
- Climate/ESG (2)
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General Topics and Programs
Year
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MBA Senate Letter on Luke Pettit to be Assistant Secretary of the Treasury for Financial Institutions
March 27, 2025
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MBA Joint Letter on FHA Loss Mitigation
March 24, 2025
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MBA Joint Trades Letter on FHFA Credit Score Models and Reports Initiative
March 19, 2025
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MBA Comment Letter on FHFA Housing Priorities
March 13, 2025
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MBA Comment Letter on Loss Mitigation Assistance Policy for Veteran Homeowners
March 6, 2025
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Joint MBA Comment Letter on Partial Claim Document Recording and Payoff Statements
March 6, 2025
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Coalition Letter on H.R. 1399, an Amendment to the Federal Election Campaign Act (FECA)
March 1, 2025
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MBA Letter to Senate Banking Committee on FHFA Bill Pulte Nomination
January 27, 2025
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MBA Letter to VA on Proposed Rule Regarding Loan Reporting Requirement
January 21, 2025
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MBA Coalition Letter in Support of HUD Secretary Nominee Scott Turner
January 14, 2025
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MBA Industry Comment on FHA Loss Mitigation Updates
December 20, 2024
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MBA Joint Letter on FHA Servicing Handbook Updates
December 20, 2024
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MBA Letter to FHA Advocating for Modernized Title I Loan Process
December 18, 2024
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MBA Joint Letter to Congress on Road to Housing Act
December 10, 2024
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MBA Comment Letter to HUD on Rental Boarder Income
December 10, 2024
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MBA Joint Support Letter for H.R. 3507, the Yes In My Backyard (“YIMBY”) Act
December 4, 2024
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MBA Support Letter for H.R. 3507, the Yes In My Backyard (“YIMBY”) Act
December 3, 2024
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MBA Letter on HUD's Mortgagee Review Board Enforcement Against Convenience Fees
December 3, 2024
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MBA Joint Letter to FHFA on Replacement Cost Value
November 19, 2024
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MBA Comment Letter on FHFA 2025 Housing Goals
October 28, 2024
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MBA Comment Letter Urging Updates to GSE Condo Loan Eligibility Guidelines
October 18, 2024
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MBA Letter to FHA on Partial Claim Document Recording and Payoff Statements
October 11, 2024
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MBA Letter to HUD on Loan Disbursements
October 7, 2024
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MBA Joint Letter Urging NFIP Extension
September 25, 2024
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MBA Joint Trade Letter on FHA’s Face-to-Face Guidance
September 13, 2024
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MBA Joint Letter to Congress, Administration on Pro-Growth Tax Agenda
September 12, 2024
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MBA Joint Letter on LEP to CFPB Regarding Regulation X Proposal
September 9, 2024
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MBA Letter to the CFPB on the CFPB’s Regulation X
September 9, 2024
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MBA Joint Letter on the CFPB’s NPRM on Regulation X
September 9, 2024
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MBA Comment Letter on FHA Appendix 8.0 FHA Defect Taxonomy for Servicing Loan Reviews
August 28, 2024
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MBA, HPC Letter to VA on VASP Implementation Extension Request
August 22, 2024
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MBA Comment Letter to CFPB on Mortgage Closing Costs RFI
August 2, 2024
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MBA Joint Trades Letter on the CFPB’s RFI on Mortgage Closing Costs
August 1, 2024
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MBA Joint Letter to Ginnie Mae on Proposed HMBS 2.0 Term Sheet
July 31, 2024
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MBA Joint Letter on H.R. 8127, The Heirs Estate Inheritance Resolution and Succession (HEIRS) Act of 2024.
July 23, 2024
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MBA Comment Letter on Proposed 2025 NMLS Fee Changes
July 22, 2024
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MBA Joint Letter to CFPB Requesting Reg X Extension
July 18, 2024
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MBA Letter to FHA and HUD Requesting ROV extension
July 18, 2024
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MBA Letter to VA Requesting a Delay on Loan Review API
July 18, 2024
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MBA Letter to FHFA on FHLB RFI
July 15, 2024
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MBA Joint Trades Letter on the Revitalizing Downtowns and Main Streets Act
June 28, 2024
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MBA Joint Trades Letter on Committee Markup of the American Privacy Rights Act
June 26, 2024
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MBA Comment Letter on ML for Significant Cybersecurity Incident Reporting Requirements
June 26, 2024
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MBA Joint Trade Letter on FY 2025 Ginnie Mae Appropriations
June 24, 2024
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Written Statement of Karen Kreutziger Powell Chief Executive Officer Flat Branch Home Loans on Behalf of the Mortgage Bankers Association
June 12, 2024
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MBA Joint Letter on NFIP Proposed Dwelling Form Changes
May 28, 2024
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MBA Comment Letter on the American Privacy Rights Act of 2024 (“APRA”) Markup
May 23, 2024
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MBA Joint Trade letter on the Subcommittee on Innovation, Data, and Commerce Markup of Privacy Legislation
May 23, 2024
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MBA Comment Letter to FHFA on Freddie Mac’s Proposed Purchase of Single-Family Closed-End Second Mortgages
May 22, 2024
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MBA Letter on Real Estate Finance Bills for HFSC Markup
May 16, 2024
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MBA/Up for Growth Joint Trades Letter on H.R. 3507, the Yes in My Backyard (YIMBY) Act
May 15, 2024
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MBA Letter to FHFA on the Servicing Policy Development Process
May 15, 2024
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MBA Joint Trades Letter on H.R. 3507, the Yes in My Backyard (YIMBY) Act
May 14, 2024
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Joint Trade Letter to FHFA on the VantageScore 4.0 Historical Dataset
May 13, 2024
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MBA Letter to VA on VASP Implementation
May 3, 2024
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MBA Letter to HUD on FY25 Budget Request
May 1, 2024
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MBA Joint to HUD on o Docket No. FR-7080-N-17
April 26, 2024
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MBA Letter to HFSC on One Resolution and Two Bills on Real Estate Finance
April 17, 2024
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MBA Joint Letter on HUD “Build America, Buy America” RFI
April 15, 2024
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MBA Joint Letter to FEMA on changes to Standard Flood Insurance Policy form
April 10, 2024
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MBA Letter to FHFA on Title Acceptance Pilot
April 5, 2024
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MBA Letter to VA to Reevaluate Prohibition on Commission Payments by Veterans
April 3, 2024
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MBA Letter on H.R. 1321, the More Homes on the Market Act
April 3, 2024
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MBA-NAR Joint Letter to GSEs and FHA on IPC Confirmation
March 27, 2024
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MBA Letter to CFPB on Fees for Instantaneously Declined Transactions
March 25, 2024
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Statement of MBA's Mike Fratantoni on Current Housing Market Conditions and Challenges Before the House Financial Services Subcommittee on Housing and Insurance
March 20, 2024
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MBA Letter to FHA on Permanent Loss Mitigation Waterfall
March 13, 2024
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MBA-Led Coalition Letter to SBC and HFSC on Trigger Leads Legislation
March 11, 2024
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MBA Letter on House Financial Services Committee Housing Bills Markup
February 29, 2024
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MBA Letter to VA on the Veterans Housing Stability Act of 2024
February 27, 2024
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MBA Letter to Treasury on FSOC Concerns About Nonbank Mortgage Servicers
February 12, 2024
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MBA Comment Letter to VA on Minimum Property Requirements ANPR
February 9, 2024
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MBA Letter to Federal Trade Commission on Unfair or Deceptive Fees
February 8, 2024
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MBA Letter on H.R. 7024 Floor Vote
January 31, 2024
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MBA Joint Comment Letter in Support of H.R. 7024, the “Tax Relief for American Families and Workers Act of 2024”
January 29, 2024
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MBA Joint Trade Letter to Congress on IRS eIVES Modernization and Anti-Fraud Act of 2023
January 18, 2024
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MBA Joint Trade Letter on Basel III Recommendations
January 12, 2024
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MBA Letter to HUD on FHA 203(k) Rehabilitation Mortgage Insurance Program
January 4, 2024
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MBA Letter to CFPB on Transparency About Credit Report Pricing Increases
December 21, 2023
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MBA Joint Trades Letter Requesting Data Analysis for Credit Scoring Initiative
December 20, 2023
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MBA Joint Letter on FY 2024 FHA and Ginnie Mae Funding
December 18, 2023
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MBA Joint Trade Letter to VA on VASP Program
December 15, 2023
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MBA Joint Letter on Yes in My Backyard (YIMBY) Act (H.R. 3507 and S. 1688)
December 8, 2023
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MBA Recommendation Letter to CFPB to Modernize the Mortgage Servicing Rules of Regulation X
December 6, 2023
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MBA Letter to FHA on Proposed Changes to HECM for Purchase Program
November 30, 2023
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MBA Letter to FHA on Show Me State Premium Homes v. McDonnell (8th Cir. 2023)
November 15, 2023
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MBA Joint Letter to House and Senate Leadership on Averting Shutdown, Reauthorizing NFIP
November 13, 2023
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MBA Joint Trade Request to Extend the Face-to-Face Waiver
October 4, 2023
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MBA Joint Letter to HUD on Face-to-Face Requirements
September 29, 2023
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MBA Coalition Letter on FHFA Suspended Counterparty Program NPR (State MBAs)
September 19, 2023
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MBA Coalition Letter on FHFA Suspended Counterparty Program NPR
September 19, 2023
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MBA President and CEO Bob Broeksmit, CMB Statement on Implementing Basel III
September 13, 2023
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MBA Joint Letter on Extending the NFIP
September 12, 2023
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MBA Statement for the Record for Senate Banking Committee Hearing on Flood Insurance
September 7, 2023
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MBA Joint Comment Letter to VA on Public Comment Process for Foreclosure Prevention Solution for Veteran Borrowers
August 31, 2023
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MBA Comment Letter to HUD on Notice of Proposed Information Collection
August 31, 2023
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MBA Joint Comment Letter on AVM Quality Control Standards
August 21, 2023
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MBA Letter to FHFA on the GSE Pricing
August 15, 2023
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MBA Response to HUD RFI on Enhanced Access to HUD Programs
August 14, 2023
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MBA Joint Trade Letter to FHFA on Rent Control
August 10, 2023
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MBA Joint Letter to VA on VASP
July 27, 2023
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MBA Letter to Financial Stability Oversight Council (FSOC) on Proposed SIFI Designation Guidance
July 17, 2023
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MBA Letter to FTC on Data Privacy and Protection ANPR
July 13, 2023
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MBA Comment Letter to CSBS on NMLS Mortgage Call Report
July 13, 2023
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MBA Comment Letter on Real Estate Amendments in H.R. 2670 (NDAA FY 2024)
July 11, 2023
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Joint Trade Letter to FHA’s Proposal to Assist Borrowers in High-Interest Rate Environment
June 30, 2023
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MBA Joint Letter to FHFA on Credit Score Implementation
June 22, 2023
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MBA Comment Letter on FHA HECM Mortgage Letter
June 12, 2023
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MBA Joint Letter to FCC on Illegal Text Messages and "Lead Generators"
June 7, 2023
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MBA Comment Letter to FHFA on Enterprise Single-Family Social Bond Policy Request for Input
May 18, 2023
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Industry Coalition Letter on the Introduction of the Main Street Tax Certainty Act of 2023
May 18, 2023
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MBA Statement for the Record for HFSC H/I Subcommittee Hearing on GSE Pricing
May 17, 2023
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MBA letter to the Senate on the introduction of the Homes for Every Local Protector Educator and Responder (HELPER) Act
May 12, 2023
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MBA letter to the House of Representatives on the introduction of the Homes for Every Local Protector Educator and Responder (HELPER) Act
May 12, 2023
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MBA Response to FHFA’s Proposed Amendments to the Enterprise Regulatory Capital Framework
May 12, 2023
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MBA Letter to CFPB on the Real Estate Settlement Procedures Act (Regulation X)
May 4, 2023
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MBA Statement for the Subcommittee Hearing on Rural Housing Legislation
May 2, 2023
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MBA Comment Letter to HUD on Changes in Branch Office Registration Requirements
May 1, 2023
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MBA Comment Letter in response to FHA Draft Mortgagee Letter on ADUs
April 27, 2023
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MBA Letter in Response to the FHA 203(k) Rehabilitation Mortgage Insurance Program
April 14, 2023
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MBA Letter on T-HUD appropriations bill for Fiscal Year (FY) 2024
April 13, 2023
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MBA Letter on MILCON-VA appropriations bill for Fiscal Year (FY) 2024
April 13, 2023
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MBA Letter to FHA on HECM Claim Changes
April 13, 2023
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MBA Letter to CFPB on Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders
March 31, 2023
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MBA, CREFC Response to SEC Conflicts of Interest Proposal
March 27, 2023
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MBA Response to SEC Conflicts of Interest Proposal
March 27, 2023
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MBA Joint Letter on Tax Increases in FY 2024 Budget Proposal
March 10, 2023
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MBA Feedback to FHA on Loss Mitigation Letter (2023-03)
February 27, 2023
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MBA Suggested VA Appraisal-Related Policy Reforms in Response to the Improving the VA Home Loan Benefit Act of 2022
February 24, 2023
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MBA Responds to FHA’s Fall 2022 Default Servicing Regulatory Priorities
February 6, 2023
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MBA Letter to the GSEs on Loan Assumptions
January 5, 2023
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CFPB RFI Letter Regarding Mortgage Refinances and Forbearances
November 28, 2022
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MBA Joint Letter to VA on VA Servicer Tier Ranking
June 21, 2022
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MBA Joint Letter to VA on the Partial Claim Program
June 21, 2022
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MBA Joint Letter to HUD on 40-Year Loan Modification
May 31, 2022
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MBA Letter to FHFA on Eligibility Requirements for GSE Servicers
April 25, 2022
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Joint Letter to FHA on the Proposed Defect Taxonomy
January 28, 2022
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MBA Letter to FHFA GSE Loss Mitigation Recommendations
January 18, 2022
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MBA Letter to FHFA on Enterprise Regulatory Capital Framework
December 22, 2021
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Joint Letter to Maryland Bankruptcy Court on Local Rule Changes
November 1, 2021
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Joint Letter to FHA On 40-Year Loan Modification COVID-19 Recovery Loss Mitigation Options
October 27, 2021
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MBA Letter to FHFA on GSE Housing Goals
October 25, 2021
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Joint Letter to FHA on Revisions to Single Family Housing Policy Handbook
September 23, 2021
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Joint Letter to New York Governor on Key Industry Priorities
August 26, 2021
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MBA Letter to House Leadership on MBA's HUD Appropriations Priorities for FY 2022
July 27, 2021
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MBA Letter to House Appropriations Committee on MBA's HUD Appropriations Priorities for FY 2022
July 8, 2021
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MBA Letter to Senate Committee on Banking, Housing, and Urban Affairs on Julia Gordon Nomination
July 1, 2021
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MBA Letter to SEC on Climate Risk and Disclosure RFI
June 14, 2021
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Joint Letter to OCC, FCA, NCUA, FDIC, Federal Reserve on Flood Insurance
May 17, 2021
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MBA Letter to House Financial Services Committee on a Bill to Promote Language Access in Mortgage Servicing and the "Fair Lending for All Act"
May 12, 2021
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Joint Letter to House Leadership on the Non-JudicialForeclosure Debt Collection Clarification Act of 2021
May 11, 2021
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MBA Letter to House Financial Services Committee on April 20 Markup
April 20, 2021
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MBA Letter to FHFA on Climate and Natural Disaster Risk Management RFI
April 19, 2021
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MBA Letter to Senate Finance Committee on Janet Yellen Nomination
January 19, 2021
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Joint Letter to U.S. Treasury on the Status of the GSE Conservatorships
December 14, 2020
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MBA Letter to the U.S. Treasury on Market Disruption Concerns Regarding the GSE Conservatorship
November 24, 2020
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MBA Letter to FHFA on FHFA Strategic Plan: Fiscal Years 2021-2024
October 5, 2020
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Joint Letter to VA on Interest Rate Reduction Refinance Loans Funding Fees
September 21, 2020
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Joint Letter to Congress on Extending National Flood Insurance Program
September 15, 2020
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Joint Letter to HUD on FHA Single-Family Housing Policy Handbook; Servicing and Loss Mitigation
September 11, 2020
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MBA Letter to FHFA and the GSEs on Adverse Market Fee and Early Payment Forbearance Purchases
August 14, 2020
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MBA Letter to Senate Leadership on Dana Wade Nomination
July 28, 2020
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MBA Letter to Oregon on COVID-19 Relief
July 17, 2020
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Joint Letter to HUD on Early Payment Forbearance
June 9, 2020
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MBA Letter to Federal Reserve on Request for Clarifying Guidance on Independent Mortgage Banks eligibility Under the Main Street Loan Program
May 28, 2020
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MBA Letter to House and Senate on CARES Act Implementation
May 14, 2020
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Joint Letter to Senate and House on COVID-19 Housing Assistance Fund
May 7, 2020
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MBA Letter to Committee on Banking, Housing, and Urban Affairs on Dana Wade Nomination
May 4, 2020
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MBA Letter to HUD on Loss Mitigation Options for Single Family Borrowers Affected by the Presidentially-Declared COVID-19 National Emergency in Accordance with the CARES Act
May 1, 2020
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MBA Letter to FHFA on Updated Eligibility Requirements for Enterprise Single-Family Seller/Servicers
April 30, 2020
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MBA Letter to Chairwoman Waters on COVID-19 Impact
March 18, 2020
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Joint Letter to NYDFS on Servicing Standards
February 24, 2020
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Joint Letter to HUD on Application for FHA Insured Mortgages
December 18, 2019
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MBA Letter to Ginnie Mae on Request for Input: Stress Testing Framework and Recommendations
September 16, 2019
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Joint Letter to HUD on FHA Lender Approval, Annual Renewal, Periodic Updates and Required Reports by FHA-Approved Lenders
September 12, 2019
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Joint Letter to FCC on TCPA
July 24, 2019
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Joint Letter to FHA on Single-Family Loan Sale Program; Advance Notice of Proposed Rulemaking and Request for Public Comment
July 5, 2019
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Joint Letter to FHA on Request for Additional Clarity and Guidance Related to Mortgagee Letter 19-06: Downpayment Assistance and Operating in a Governmental Capacity
June 24, 2019
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MBA Letter to Ginnie Mae on Request for Input: Pooling Eligibility Changes
May 31, 2019
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MBA Letter to FHFA on Request for Delay in Implementation of the Revised URLA
May 29, 2019
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MBA Letter to FHA on Single Family Housing Policy Handbook Revisions
April 19, 2019
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MBA Testimony to Senate Banking Committee on Housing Reform
March 27, 2019
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MMBBA Testimony on Maryland Senate Bill 485
March 14, 2019
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Joint Letter to Acting Director Otting on GSE Reforms
March 1, 2019
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MBA Letter to Senate Leadership on Michael Bright Nomination
November 26, 2018
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MBA Letter to HUD on Manufactured Housing
February 26, 2018
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MBA Chairman Dave Motley's Testimony Before the House Veterans Affairs Subcommittee on Economic Opportunity, Home Loan Churning Practices and How Veteran Homebuyers are Being Affected
January 10, 2018
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MBA Letter to Senate Banking Committee Leaders on Brian Montgomery Nomination
October 19, 2017
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Joint Trades Letter to FHFA on Improving Language Access in Mortgage Lending and Servicing
August 29, 2017
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MBA Letter to Senate Leadership on the Nomination of Pamela Hughes Patenaude as HUD Deputy Secretary
August 28, 2017
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MBA Letter to Senate T-HUD Appropriators on FY 2018 Appropriations Bill
July 26, 2017
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Joint Trades Letter to FHA on FHA Flood Insurance Requirements
July 26, 2017
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Joint Trades Letter to House and Senate Leadership on the Flood Insurance Market Parity and Modernization Act
July 14, 2017
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Joint Trades Letter to FHFA on Improving Language Access in Mortgage Lending and Servicing
July 13, 2017
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MBA Letter to FHFA on Improving Language Access in Mortgage Lending and Servicing
June 9, 2017
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MBA Letter to HUD on FHA-Insured Loan Servicing Involving the Claims and Conveyance Process, Property Inspection/Preservation Notice of Proposed Information
March 27, 2017
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MBA Letter to HUD on Property Assessed Clean Energy (PACE) Loans
March 20, 2017
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MBA Letter to House and Senate Leadership on Flood Insurance Legislation
March 8, 2017
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Joint Letter to House and Senate Appropriations Committees on funding in FY 2017 the Housing Counseling Assistance (HCA) program
January 25, 2017
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MBA Letter to HUD on Title I FHA Single Family Housing Policy Handbook Comments
June 6, 2016