All Letters and Testimony
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- Policy Issue (127)
- Government Lending (19)
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- Secondary and Capital Markets (6)
- FHA Multifamily (5)
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- Data Security and Privacy Laws (5)
- Bank Regulatory Policy (4)
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MBA Joint Letter to Senate Banking Committee on CFPB Nominee Jonathan McKernan
February 25, 2025
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MBA Joint Letter to Senate Banking Committee on FHFA Nominee Bill Pulte
February 25, 2025
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MBA Letter to Senate Banking Committee on CFPB Director Nominee Jonathan McKernan
February 25, 2025
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MBA Letter to CFPB on Non-Bank Consent Order Registry
January 24, 2025
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MBA Joint Letter on LEP to CFPB Regarding Regulation X Proposal
September 9, 2024
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MBA Letter to the CFPB on the CFPB’s Regulation X
September 9, 2024
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MBA Joint Letter on the CFPB’s NPRM on Regulation X
September 9, 2024
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MBA Letter to CFPB on Comment Period Extension for Delaying Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders
August 21, 2024
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MBA Comment Letter to CFPB on Mortgage Closing Costs RFI
August 2, 2024
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MBA Joint Trades Letter on the CFPB’s RFI on Mortgage Closing Costs
August 1, 2024
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MBA Joint Letter to CFPB Requesting Reg X Extension
July 18, 2024
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MBA Letter to CFPB on Fees for Instantaneously Declined Transactions
March 25, 2024
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MBA Letter to the FTC on Trade Regulation Rule on Unfair or Deceptive Fees
February 7, 2024
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MBA Letter to FCC on Revocation of Consent under the Telephone Consumer Protect Act
February 7, 2024
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MBA Comment Letter to CFPB on Section 1033
December 22, 2023
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MBA Letter to CFPB on Transparency About Credit Report Pricing Increases
December 21, 2023
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MBA Recommendation Letter to CFPB to Modernize the Mortgage Servicing Rules of Regulation X
December 6, 2023
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MBA Joint Trade Letter on Section 1071 of the Dodd-Frank Act
August 18, 2023
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MBA Joint Letter to CFPB on Residential Property Assessed Clean Energy Financing (Regulation Z)
July 27, 2023
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MBA Comment Letter to HFSC on ESG/CRA Sec. 1071 Markup
July 27, 2023
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MBA Letter to Financial Stability Oversight Council (FSOC) on Proposed SIFI Designation Guidance
July 17, 2023
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MBA Joint Comment Letter on CFPB’s Statement of Policy Regarding Prohibition on Abusive Acts or Practices
July 3, 2023
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MBA Letter to CFPB on the Real Estate Settlement Procedures Act (Regulation X)
May 4, 2023
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MBA Comment Letter on the CFPB’s Loan Originator Compensation Rules
May 1, 2023
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MBA Letter to the House Financial Services Committee on the ANS to H.R. 2798, the CFPB Transparency and Accountability Reform Act
April 26, 2023
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MBA Letter to CFPB on Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders
March 31, 2023
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MBA Letter to CFPB on TILA Preemption Determination
January 18, 2023
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CFPB RFI Letter Regarding Mortgage Refinances and Forbearances
November 28, 2022
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MBA Letter to CFPB on AVM Quality Control Standards
May 13, 2022
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Joint Trades Response to CFPB Fees RFI CFPB
April 11, 2022
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MBA Letter to CFPB on Fees RFI
April 11, 2022
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MBA Letter to CFPB on HMDA RFI
January 21, 2022
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Joint Letter to CFPB on Small Business Lending Data Collection
January 6, 2022
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MBA Letter to CFPB, OCC, FDIC, NCUA, Federal Reserve on Artificial Intelligence
July 1, 2021
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Joint Letter to OCC, SEC, FHFA, FDIC, HUD, Federal Reserve Board on QRM Review and Credit Risk Retention
June 7, 2021
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MBA Letter to CFPB on FDCPA
May 19, 2021
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Joint Letter to CFPB on Regulation X
May 10, 2021
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MBA Letter to CFPB on General QM Rule
April 5, 2021
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Joint Letter to CFPB on Consumer Access to Financial Records
February 4, 2021
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MBA Letter to BCFP on ANPR on Consumer Access to Financial Records
February 4, 2021
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MBA Letter to BCFP on Role of Supervisory Guidance
January 4, 2021
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MBA Letter to CFPB on RFI on ECOA
December 1, 2020
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Joint Letter to CFPB on Escrow Repayment
November 6, 2020
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MBA Letter to CFPB on Seasoned QM Loan Definition
October 1, 2020
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MBA Letter to CFPB on General QM Loan Definition
September 8, 2020
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MBA Letter to BCFP on Advisory Opinion Program
August 21, 2020
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Joint Letter to CFPB on RFI on ECOA
August 10, 2020
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MBA Letter to CFPB on QM Extension of Sunset Date
August 10, 2020
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MBA Letter to CFPB on Facilitating the LIBOR Transition
August 4, 2020
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Joint Letter to Senate Sponsor on CFPB commission
June 18, 2020
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MBA Letter to CFPB on RFI: Assist the Taskforce on Federal Consumer Financial Law
June 1, 2020
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MBA Letter to House and Senate on CARES Act Implementation
May 14, 2020
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MBA Letter to HUD on Loss Mitigation Options for Single Family Borrowers Affected by the Presidentially-Declared COVID-19 National Emergency in Accordance with the CARES Act
May 1, 2020
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Joint Letter to the Federal Banking Agencies on QRM Review - Credit Risk Retention
January 30, 2020
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MBA Letter to House Financial Services on the CREDIT Act
January 29, 2020
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Joint Letter to CFPB on Regarding the Integrated Mortgage Disclosures under RESPA and TILA
January 21, 2020
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MBA Letter to CFPB on RFI Regarding the Integrated Mortgage Disclosures under RESPA and TILA
January 21, 2020
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MBA Letter to BCFP on RFI Regarding Tech Sprints
November 8, 2019
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MBA Letter to HUD on FR-6111-P-02 HUD's Implementation of the Fair Housing Act's Disparate Impact Standard
October 28, 2019
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Joint Letter to CFPB on QM Definition Under TILA
September 16, 2019
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MBA Letter to CFPB on QM Definition Under TILA
September 16, 2019
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Joint Letter to CFPB on Response to ANPR on the QM Definition
September 9, 2019
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Joint Letter to FHA on Proposed FHA Loan-Level Certification Statement and Defect Taxonomy Amendments
June 28, 2019
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MBA Letter to BCFP on Advance Notice of Proposed Rulemaking on Residential Property Assessed Clean Energy Financing
May 3, 2019
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MBA Letter to CFPB on Request to Exclude Business-to-Business Multifamily Loans From Regulation C
March 26, 2019
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MBA Letter to BCFP on Policy on No-Action Letters and the BCFP Product Sandbox
February 11, 2019
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MBA Letter to CFPB on Section 342 Final Standards for Assessing Diversity with Regulated Entities
December 27, 2018
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MBA Letter to BCFP on RFI Regarding Bureau Data Collections
December 21, 2018
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MBA Letter to the CFPB Regarding Bureau Data Collections and HMDA
December 21, 2018
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Joint Letter to Senate Leadership Supporting Kraninger Nomination
November 12, 2018
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MBA Letter to BCFP on Policy to Encourage Trial Disclosure Programs, Docket No. CFPB-2018-0023
October 10, 2018
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MBA Letter to BCFP on LO Comp Rule
September 26, 2018
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MBA Letter to House Financial Services Committee on the GUIDE Compliance Act and the Protect Affordable Mortgages for Veterans Act
September 12, 2018
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MBA Letter to Senate Committee on Banking, Housing, and Urban Affairs on Nomination of Kathy Kraninger to Serve as Director of the BCFP
August 22, 2018
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MBA Letter to BCFP on RFI Regarding the Bureau's Consumer Complaint and Consumer Inquiry Handling Process
July 16, 2018
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MBA Letter to BCFP on RFI Regarding Bureau Financial Education Programs
July 9, 2018
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MBA Letter on CFPB's Proposed TRID Delay
July 7, 2018
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MBA Letter to BCFP on RFI Regarding Bureau Guidance and Implementation Support
July 2, 2018
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MBA Letter to BCFP on RFI Regarding the Bureau's Inherited Regulations and Inherited Rulemaking Authorities
June 25, 2018
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MBA Letter to BCFP on RFI Regarding the Bureau's Adopted Regulations and New Rulemaking Authorities
June 19, 2018
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Joint Letter to Representatives Duffy and Perlmutter on GUIDE Act H.R. 5534
June 11, 2018
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MBA Letter to BCFP on RFI Regarding Bureau Rulemaking Processes
June 7, 2018
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MBA Letter to BCFP on RFI Regarding Bureau Public Reporting Practices of Consumer Complaint Information
June 4, 2018
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MBA Letter to BCFP on RFI Regarding the Bureau External Engagements
May 24, 2018
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MBA Letter to BCFP on RFI Regarding the Bureau's Supervision Program
May 21, 2018
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MBA Letter to BCFP on RFI Regarding Enforcement Processes
May 14, 2018
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MBA Letter to BCFP on RFI Regarding Bureau Rules of Practice for Adjudication Proceedings
May 7, 2018
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MBA Letter to the CFPB on RFI Regarding Bureau Civil Investigative Demands and Associated Processes
April 26, 2018
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Joint Letter to House Financial Service Committee on the Financial Product Safety Commission Act of 2018
April 9, 2018
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MBA Letter to CFPB Responding to RFIs
February 23, 2018
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MBA Testimony to House Financial Services Committee on Regulatory Reform Proposals
December 7, 2017
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MBA Letter to the CFPB on Proposed Amendments to Federal Mortgage Disclosure Requirements Under the Truth in Lending Act
October 10, 2017
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MBA Letter to CFPB on Letter on Improving Language Access in Mortgage Lending and Servicing
July 31, 2017
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MBA Letter to CFPB on RESPA Assessment
July 10, 2017
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MBA Letter on Alternative Data
May 19, 2017
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MBA Letter to the House Financial Services Committee on Financial CHOICE Act 2.0
May 1, 2017
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Joint Letter to House Members on the Protecting Americans from Credit Entanglements Act of 2017
April 24, 2017
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MBA Letter to the CFPB on Request for Information Regarding Consumer Access to Financial Records
February 21, 2017
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MBA Letter to CFPB on Exploring Special Purpose National Bank Charters for Fintech Companies
January 15, 2017
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MBA Letter to the CFPB on RESPA Compliance
January 5, 2017
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MBA Letter to CFPB on Database Dispute Function
September 30, 2016
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MBA Letter to Senate Banking Committee on CFPB Cordray's Testimony
April 6, 2016
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MBA Factsheet: New Minimum Standards for Appraisal Management Companies
October 8, 2015
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MBA Amicus Brief on PHH Case
October 5, 2015
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MBA Letter to CFPB on Consumer Complaint Database Normalization
August 31, 2015
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MBA Letter to CFPB on RFI Regarding Consumer Complaints Database
August 31, 2015
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MBA Letter to CFPB Urging the Agency to Provide Guidance on MSAs
July 31, 2015
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MBA Letter to Department of Labor on Proposed Overtime Rule
July 21, 2015
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Joint Letter to House Financial Services Committee on Granting Reasonable "Grace Period" for TRID Implementation
June 9, 2015
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MBA Letter to CFPB on the Bureau's Request for Information Regarding the Complaint Database
May 26, 2015
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Joint Letter on Statement of Principles" on HOA Super Priority Liens
April 21, 2015
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MBA Testimony to Senate Banking Committee on Access to Mortgage Credit
April 16, 2015
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MBA Letter to House Financial Services Subcommittee in Support of Three Legislative Proposals to Improve CFPB Oversight and Governance
April 8, 2015
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MBA Letter to CFPB on Increasing Access to Credit for all Qualified Borrowers
March 30, 2015
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Joint Letter to CFPB Seeking Written Guidance on TRID Along with Restrained Enforcement and Liability
March 18, 2015
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MBA Letter to CFPB Urging Intake Process Revisions for Complaint Database
February 26, 2015
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Joint Letter CFPB Seeking LO Comp Rule Clarification on HFA Loans
February 2, 2015
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MBA Letter to CFPB on Suspending Mortgage Rate Checker Tool
January 15, 2015
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MBA Letter to CFPB on No-Action Letter Policy
December 15, 2014
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Joint Letter to CFPB on HMDA Proposed Amendments
October 29, 2014
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MBA Letter to CFPB on Multifamily Aspects of HMDA Proposal
October 29, 2014
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MBA Letter to CFPB on Complaints Database Proposal
September 22, 2014
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Joint Letter to CFPB on RESPA-TILA Implementation Guidance
September 16, 2014
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MBA Letter to CFPB on Proposed Changes to Annual Privacy Notice Requirement
July 14, 2014
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MBA Letter to CFPB on DTI Cure and Correction Procedures for ATR/QM
July 7, 2014
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Joint Letter to the Agencies, CFPB, FHFA, and NCUA on Proposed AMC Rule Implications
June 9, 2014
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MBA Testimony to House Financial Services Committee on QM Rul
January 14, 2014