All Letters and Testimony
Refine Search
Market Focus
Issue Activity
Policy Issue
- Policy Issue (725)
- Government Lending (349)
- Government Servicing (198)
- Consumer Financial Protection Bureau (CFPB) (122)
- Secondary and Capital Markets (90)
- Federal Banking Regulations (89)
- State and Local Issues (86)
- GSE Multifamily (48)
- FHA Multifamily (45)
- Data Security and Privacy Laws (43)
- Tax and Accounting (40)
- Bank Regulatory Policy (20)
- Flood Insurance (13)
- Climate/ESG (5)
- Small Business Loan Reporting (2)
- Home Mortgage Disclosure Act (HMDA) (1)
- Life Insurance (1)
General Topics and Programs
Year
-
MBA Written Statement from Elizabeth Balce, EVP of Servicing, Carrington Mortgage Services, on HVAC Hearing
March 10, 2025
-
MBA Comment Letter on Proposed Changes to the NMLS Mortgage Call Reports
March 6, 2025
-
MBA Comment Letter on Loss Mitigation Assistance Policy for Veteran Homeowners
March 6, 2025
-
Joint MBA Comment Letter on Partial Claim Document Recording and Payoff Statements
March 6, 2025
-
MBA Joint Letter to Senate Banking Committee on CFPB Nominee Jonathan McKernan
February 25, 2025
-
MBA Joint Letter to Senate Banking Committee on FHFA Nominee Bill Pulte
February 25, 2025
-
MBA Letter to Senate Banking Committee on CFPB Director Nominee Jonathan McKernan
February 25, 2025
-
MBA Joint Letter on Maryland Trust Licensing Issue
February 25, 2025
-
MBA Joint Trade Letter MD OFR on State Licensing
February 7, 2025
-
MBA Letter to Senate Banking Committee on FHFA Bill Pulte Nomination
January 27, 2025
-
MBA Letter to CFPB on Non-Bank Consent Order Registry
January 24, 2025
-
MBA Joint Letter on Main Street Tax Certainty Act of 2025 (199A)
January 22, 2025
-
MBA Letter to VA on Proposed Rule Regarding Loan Reporting Requirement
January 21, 2025
-
MBA Coalition Letter in Support of HUD Secretary Nominee Scott Turner
January 14, 2025
-
MBA Industry Comment on FHA Loss Mitigation Updates
December 20, 2024
-
MBA Joint Letter on FHA Servicing Handbook Updates
December 20, 2024
-
MBA Letter on Illinois Mortgage CRA Examination Fee Implementation
December 19, 2024
-
MBA Letter to FHA Advocating for Modernized Title I Loan Process
December 18, 2024
-
MBA Letter to HUD on Draft Mortgagee Letter Concerning Boarder Income
December 13, 2024
-
MBA Joint Letter to Congress on Road to Housing Act
December 10, 2024
-
MBA Comment Letter to HUD on Rental Boarder Income
December 10, 2024
-
MBA Joint Support Letter for H.R. 3507, the Yes In My Backyard (“YIMBY”) Act
December 4, 2024
-
MBA Support Letter for H.R. 3507, the Yes In My Backyard (“YIMBY”) Act
December 3, 2024
-
MBA Letter on HUD's Mortgagee Review Board Enforcement Against Convenience Fees
December 3, 2024
-
MBA Joint Letter to FHFA on Replacement Cost Value
November 19, 2024
-
MBA Comment Letter on FHFA 2025 Housing Goals
October 28, 2024
-
MBA Comment Letter Urging Updates to GSE Condo Loan Eligibility Guidelines
October 18, 2024
-
MBA Letter to FHA on Partial Claim Document Recording and Payoff Statements
October 11, 2024
-
MBA Joint Letter Urging NFIP Extension
September 25, 2024
-
MBA Joint Letter to House on Committee Markup of the H.R. 7890
September 18, 2024
-
MBA Comment Letter on New Illinois Fee Structure for IMB CRA Exams
September 16, 2024
-
MBA Joint Trade Letter on FHA’s Face-to-Face Guidance
September 13, 2024
-
MBA Joint Letter to Congress, Administration on Pro-Growth Tax Agenda
September 12, 2024
-
MBA Joint Letter on LEP to CFPB Regarding Regulation X Proposal
September 9, 2024
-
MBA Letter to the CFPB on the CFPB’s Regulation X
September 9, 2024
-
MBA Joint Letter on the CFPB’s NPRM on Regulation X
September 9, 2024
-
MBA Comment Letter on FHA Appendix 8.0 FHA Defect Taxonomy for Servicing Loan Reviews
August 28, 2024
-
MBA, HPC Letter to VA on VASP Implementation Extension Request
August 22, 2024
-
MBA Letter to CFPB on Comment Period Extension for Delaying Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders
August 21, 2024
-
MBA Comment Letter to CFPB on Mortgage Closing Costs RFI
August 2, 2024
-
MBA Joint Trades Letter on the CFPB’s RFI on Mortgage Closing Costs
August 1, 2024
-
MBA Joint Letter to Ginnie Mae on Proposed HMBS 2.0 Term Sheet
July 31, 2024
-
MBA Joint Letter on H.R. 8127, The Heirs Estate Inheritance Resolution and Succession (HEIRS) Act of 2024.
July 23, 2024
-
MBA Comment Letter on Proposed 2025 NMLS Fee Changes
July 22, 2024
-
MBA Joint Letter to CFPB Requesting Reg X Extension
July 18, 2024
-
MBA Letter to FHA and HUD Requesting ROV extension
July 18, 2024
-
MBA Letter to VA Requesting a Delay on Loan Review API
July 18, 2024
-
MBA Letter to FHFA on FHLB RFI
July 15, 2024
-
MBA Joint Trades Letter on the Revitalizing Downtowns and Main Streets Act
June 28, 2024
-
MBA Letter to VA Subcommittee on H.R. 8647, the VA Home Loan Reform Act
June 26, 2024
-
MBA Joint Trades Letter on Committee Markup of the American Privacy Rights Act
June 26, 2024
-
MBA Comment Letter on ML for Significant Cybersecurity Incident Reporting Requirements
June 26, 2024
-
MBA Joint Trade Letter on FY 2025 Ginnie Mae Appropriations
June 24, 2024
-
Written Statement of Karen Kreutziger Powell Chief Executive Officer Flat Branch Home Loans on Behalf of the Mortgage Bankers Association
June 12, 2024
-
MBA Joint Letter on NFIP Proposed Dwelling Form Changes
May 28, 2024
-
MBA Comment Letter on the American Privacy Rights Act of 2024 (“APRA”) Markup
May 23, 2024
-
MBA Joint Trade letter on the Subcommittee on Innovation, Data, and Commerce Markup of Privacy Legislation
May 23, 2024
-
MBA Comment Letter to FHFA on Freddie Mac’s Proposed Purchase of Single-Family Closed-End Second Mortgages
May 22, 2024
-
MBA Letter on Real Estate Finance Bills for HFSC Markup
May 16, 2024
-
MBA/Up for Growth Joint Trades Letter on H.R. 3507, the Yes in My Backyard (YIMBY) Act
May 15, 2024
-
MBA Letter to FHFA on the Servicing Policy Development Process
May 15, 2024
-
MBA Joint Trades Letter on H.R. 3507, the Yes in My Backyard (YIMBY) Act
May 14, 2024
-
Joint Trade Letter to FHFA on the VantageScore 4.0 Historical Dataset
May 13, 2024
-
MBA Letter to VA on VASP Implementation
May 3, 2024
-
MBA Letter to HUD on FY25 Budget Request
May 1, 2024
-
MBA Joint to HUD on o Docket No. FR-7080-N-17
April 26, 2024
-
MBA Joint Letter on Mortgage Loan Originators Remote Work
April 25, 2024
-
MBA Letter to HFSC on One Resolution and Two Bills on Real Estate Finance
April 17, 2024
-
MBA Joint Letter on HUD “Build America, Buy America” RFI
April 15, 2024
-
MBA Joint Letter to FEMA on changes to Standard Flood Insurance Policy form
April 10, 2024
-
MBA Letter to FHFA on Title Acceptance Pilot
April 5, 2024
-
MBA Letter to VA to Reevaluate Prohibition on Commission Payments by Veterans
April 3, 2024
-
MBA Letter on H.R. 1321, the More Homes on the Market Act
April 3, 2024
-
Key Takeaways From The NAR Commission Lawsuit Settlement
April 1, 2024
-
MBA-NAR Joint Letter to GSEs and FHA on IPC Confirmation
March 27, 2024
-
MBA Letter to CFPB on Fees for Instantaneously Declined Transactions
March 25, 2024
-
Statement of MBA's Mike Fratantoni on Current Housing Market Conditions and Challenges Before the House Financial Services Subcommittee on Housing and Insurance
March 20, 2024
-
MBA Letter to FHA on Permanent Loss Mitigation Waterfall
March 13, 2024
-
MBA-Led Coalition Letter to SBC and HFSC on Trigger Leads Legislation
March 11, 2024
-
MBA Letter on Re-Proposed Illinois CRA Rules to the Department and Legislative Staff
March 6, 2024
-
MBA Letter on House Financial Services Committee Housing Bills Markup
February 29, 2024
-
MBA Letter to VA on the Veterans Housing Stability Act of 2024
February 27, 2024
-
MBA Statement on Automated Valuation Models and Property Data Collection
February 27, 2024
-
MBA Comment Letter on Proposed Changes to Bankruptcy Rule 3002.1
February 16, 2024
-
MBA Joint Comment Letter on Proposed Changes to Rule 3002.1
February 16, 2024
-
MBA Letter to Treasury on FSOC Concerns About Nonbank Mortgage Servicers
February 12, 2024
-
MBA Comment Letter to VA on Minimum Property Requirements ANPR
February 9, 2024
-
MBA Letter to Federal Trade Commission on Unfair or Deceptive Fees
February 8, 2024
-
MBA Letter to the FTC on Trade Regulation Rule on Unfair or Deceptive Fees
February 7, 2024
-
MBA Letter to FCC on Revocation of Consent under the Telephone Consumer Protect Act
February 7, 2024
-
MBA Joint Letter to Governor Hochul Supporting 421a Program
January 31, 2024
-
MBA Letter on H.R. 7024 Floor Vote
January 31, 2024
-
MBA Joint Comment Letter in Support of H.R. 7024, the “Tax Relief for American Families and Workers Act of 2024”
January 29, 2024
-
MBA Letter to Congressional Leaders on H.R. 3335, the IRS eIVES Modernization and Anti-Fraud Act of 2023
January 26, 2024
-
MBA Joint Trade Letter to Congress on IRS eIVES Modernization and Anti-Fraud Act of 2023
January 18, 2024
-
MBA Joint Letter with CRE Trades on Basel III Endgame
January 16, 2024
-
MBA Joint Comment Letter on the Banking Agencies’ Basel III Endgame NPR (Impacts on CRT)
January 16, 2024
-
MBA Comment Letter on the Banking Agencies’ Basel III Endgame NPR
January 16, 2024
-
MBA Joint Trade Letter on Basel III Recommendations
January 12, 2024
-
MBA Letter to HUD on FHA 203(k) Rehabilitation Mortgage Insurance Program
January 4, 2024
-
MBA Joint Letter to California Privacy Protection Agency on Automated Decision Technology Regulations
December 28, 2023
-
MBA Comment Letter to CFPB on Section 1033
December 22, 2023
-
MBA Letter to CFPB on Transparency About Credit Report Pricing Increases
December 21, 2023
-
MBA Joint Trades Letter Requesting Data Analysis for Credit Scoring Initiative
December 20, 2023
-
MBA Joint Letter on FY 2024 FHA and Ginnie Mae Funding
December 18, 2023
-
MBA Joint Trade Letter to VA on VASP Program
December 15, 2023
-
MBA Comment Letter on FHA’s Payment Supplement Claim Drafted Mortgagee Letter
December 13, 2023
-
MBA Joint Letter on Yes in My Backyard (YIMBY) Act (H.R. 3507 and S. 1688)
December 8, 2023
-
Statement for the Record for the HFSC Subcommittee Housing Affordability Hearing
December 6, 2023
-
MBA Recommendation Letter to CFPB to Modernize the Mortgage Servicing Rules of Regulation X
December 6, 2023
-
MBA Letter to FHA on Proposed Changes to HECM for Purchase Program
November 30, 2023
-
MBA Letter to FHA on Show Me State Premium Homes v. McDonnell (8th Cir. 2023)
November 15, 2023
-
MBA Joint Letter to House and Senate Leadership on Averting Shutdown, Reauthorizing NFIP
November 13, 2023
-
MBA Letter on HFSC Housing & Insurance Subcommittee Hearing on Property Insurance
November 2, 2023
-
MBA Letter on ONCD RFI on Cyber Regulatory Harmonization
October 31, 2023
-
MBA Joint Letter to Federal Reserve on Rate Path; MBS Plans
October 9, 2023
-
MBA Joint Trade Request to Extend the Face-to-Face Waiver
October 4, 2023
-
MBA Joint Letter to HUD on Face-to-Face Requirements
September 29, 2023
-
MBA Coalition Letter on FHFA Suspended Counterparty Program NPR (State MBAs)
September 19, 2023
-
MBA Coalition Letter on FHFA Suspended Counterparty Program NPR
September 19, 2023
-
MBA Joint Letter on Extending the NFIP
September 12, 2023
-
MBA Comment Letter to Financial Accounting Standards Board on its Proposed Accounting Standards Update
September 6, 2023
-
MBA Joint Comment Letter to VA on Public Comment Process for Foreclosure Prevention Solution for Veteran Borrowers
August 31, 2023
-
MBA Comment Letter to HUD on Notice of Proposed Information Collection
August 31, 2023
-
Basel III Bank Capital Proposal – MBA Summary
August 29, 2023
-
MBA Joint Comment Letter on AVM Quality Control Standards
August 21, 2023
-
MBA Letter to FHFA on the GSE Pricing
August 15, 2023
-
MBA Response to HUD RFI on Enhanced Access to HUD Programs
August 14, 2023
-
MBA Coalition Letter to FCC on Advanced Methods to Eliminate Unlawful Robocalls
August 10, 2023
-
MBA Joint Trades Letter to FCC on Revocation of Consent Under TCPA
August 3, 2023
-
MBA Joint Letter to CFPB on Residential Property Assessed Clean Energy Financing (Regulation Z)
July 27, 2023
-
MBA Joint Letter to VA on VASP
July 27, 2023
-
President and CEO Bob Broeksmit Letter to Banking Agency Leadership on MBA’s Opposition to Interagency Proposed Bank Capital Rule
July 26, 2023
-
MBA Joint Letter to Banking Agencies on Proposed Capital Rules
July 24, 2023
-
MBA Joint Letter to ULC on Illegal Discriminatory Covenants
July 17, 2023
-
MBA Letter to Financial Stability Oversight Council (FSOC) on Proposed SIFI Designation Guidance
July 17, 2023
-
MBA Letter to Conference of State Bank Supervisors on NMLS Mortgage Call Report Revisions
July 14, 2023
-
MBA Comment Letter to CSBS on NMLS Mortgage Call Report
July 13, 2023
-
MBA Comment Letter on Real Estate Amendments in H.R. 2670 (NDAA FY 2024)
July 11, 2023
-
MBA Joint Letter on House 199A Permanence Bill
July 6, 2023
-
MBA Joint Comment Letter on CFPB’s Statement of Policy Regarding Prohibition on Abusive Acts or Practices
July 3, 2023
-
Joint Trade Letter to FHA’s Proposal to Assist Borrowers in High-Interest Rate Environment
June 30, 2023
-
MBA Comment Letter to House Leadership on GSE Pricing
June 23, 2023
-
MBA Joint Letter to FHFA on Credit Score Implementation
June 22, 2023
-
MBA Comment Letter to House Ways and Means Committee on H.R. 3936, H.R. 3937, and H.R. 3938
June 13, 2023
-
MBA Comment Letter on FHA HECM Mortgage Letter
June 12, 2023
-
MBA Joint Letter to FCC on Illegal Text Messages and "Lead Generators"
June 7, 2023
-
Joint Trades Letter to FHFA on a Uniform ROV Process
May 30, 2023
-
MBA Comment Letter on HFSC Markup of GSE Pricing Legislation
May 24, 2023
-
Housing Affordability Coalition Statement on Congressional Letter on Housing Policy Solutions
May 23, 2023
-
Coalition Letter to FSOC on the Analytic Framework and Nonbank Guidance Proposals
May 23, 2023
-
MBA Comment Letter to FHFA on Enterprise Single-Family Social Bond Policy Request for Input
May 18, 2023
-
Industry Coalition Letter on the Introduction of the Main Street Tax Certainty Act of 2023
May 18, 2023
-
MBA Statement for the Record for HFSC H/I Subcommittee Hearing on GSE Pricing
May 17, 2023
-
MBA Comment Letter to CSBS's Nationwide Multistate Licensing System Mortgage Business Specific Requirements Proposal
May 15, 2023
-
MBA letter to the House of Representatives on the introduction of the Homes for Every Local Protector Educator and Responder (HELPER) Act
May 12, 2023
-
MBA Response to FHFA’s Proposed Amendments to the Enterprise Regulatory Capital Framework
May 12, 2023
-
MBA Letter to CFPB on the Real Estate Settlement Procedures Act (Regulation X)
May 4, 2023
-
MBA Statement for the Subcommittee Hearing on Rural Housing Legislation
May 2, 2023
-
MBA Comment Letter to HUD on Changes in Branch Office Registration Requirements
May 1, 2023
-
MBA Comment Letter on the CFPB’s Loan Originator Compensation Rules
May 1, 2023
-
MBA Comment Letter in response to FHA Draft Mortgagee Letter on ADUs
April 27, 2023
-
MBA Letter to the House Financial Services Committee on the ANS to H.R. 2798, the CFPB Transparency and Accountability Reform Act
April 26, 2023
-
MBA Letter in Response to the FHA 203(k) Rehabilitation Mortgage Insurance Program
April 14, 2023
-
MBA Letter on T-HUD appropriations bill for Fiscal Year (FY) 2024
April 13, 2023
-
MBA Letter on MILCON-VA appropriations bill for Fiscal Year (FY) 2024
April 13, 2023
-
MBA Letter to FHA on HECM Claim Changes
April 13, 2023
-
MBA Letter to HUD on Housing Assistance Payment Consolidation
April 3, 2023
-
MBA Letter to CFPB on Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders
March 31, 2023
-
MBA and NYMBA Comment Letter on Proposed NYDFS Climate Risk Mitigation Guidance
March 31, 2023
-
Real Estate Coalition Letter on Debt Ceiling
March 29, 2023
-
MBA Responds to HUD Section 184 Indian Home Loan Guarantee Program
March 14, 2023
-
MBA Joint Letter on Tax Increases in FY 2024 Budget Proposal
March 10, 2023
-
Coalition Letter to Congress on the FTC's Proposed Rule on Non-Compete Agreements
February 28, 2023
-
MBA Letter on the House Financial Services Committee’s markup of the ANS to H.R. 1165, the Data Privacy Act of 2023
February 28, 2023
-
MBA Feedback to FHA on Loss Mitigation Letter (2023-03)
February 27, 2023
-
MBA Suggested VA Appraisal-Related Policy Reforms in Response to the Improving the VA Home Loan Benefit Act of 2022
February 24, 2023
-
Joint Trades Letter on New York Chapter 821 of the Laws
February 8, 2023
-
MBA Letter to FHFA on New LLPA Changes
February 6, 2023
-
MBA Responds to FHA’s Fall 2022 Default Servicing Regulatory Priorities
February 6, 2023
-
MBA Letter to FHA on Borrower ROV
February 2, 2023
-
Joint Trade Letter to FHA on the Appraisal Review
February 2, 2023
-
MBA Letter to FHFA on Recommendations Regarding Vendor Competition and Level Playing Field Principle
January 20, 2023
-
MBA, HPC Letter on ANPR, Loan Guaranty: Loss Mitigation Options for Guaranteed Loans
January 17, 2023
-
MBA, Joint Trades Letter on ANPR, Loan Guaranty: Loss Mitigation Options for Guaranteed Loans
January 17, 2023
-
MBA-NYMBA Joint Letter on NY Cybersecurity Rule Proposal
January 9, 2023
-
MBA Letter on VA Cash Out Consumer Disclosures
December 23, 2022
-
MBA Letter to VA on Proposed Regulations to VA IRRRL
December 22, 2022
-
MBA Letter to FHA on Partial Claim Buydown Proposal
December 21, 2022
-
MBA Letter to FHA and VA on Assumptions
December 20, 2022
-
Joint Trades Comment Letter on FTC Proposed Rule to Combat Impersonation
December 19, 2022
-
Joint Trade Letter on Possible Federal Tenant Protections
December 16, 2022
-
MBA Letter to FHFA on AMI Threshold Increase for Home Ready and Home Possible Programs
December 9, 2022
-
CFPB RFI Letter Regarding Mortgage Refinances and Forbearances
November 28, 2022
-
MBA and ACLI Comments on CM6 and CM7 RBC Factor Normalization
November 15, 2022
-
MBA Comments: FHLBank System at 100: Focusing on the Future – Request for Input
November 2, 2022
-
MBA Comments on FHA Title I Manufactured Housing Program
October 21, 2022
-
MBA Letter to FHA on Affordable and Workforce Housing Incentives
October 14, 2022
-
MBA/BHC Coalition Letter to HUD on Reducing FHA MIP
October 13, 2022
-
MBA Letter to White House on Housing Sustainability and Affordability
September 28, 2022