All Letters and Testimony
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- Policy Issue (906)
- Government Lending (340)
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- Federal Banking Regulations (98)
- Secondary and Capital Markets (93)
- State and Local Issues (91)
- GSE Multifamily (84)
- Tax and Accounting (57)
- Bank Regulatory Policy (49)
- Data Security and Privacy Laws (44)
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MBA Letter to BCFP on Role of Supervisory Guidance
January 4, 2021
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MBA Letter to CSBS on State-Level Prudential Standards for Nonbank Mortgage Servicers
December 28, 2020
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Joint Letter to U.S. Treasury on the Status of the GSE Conservatorships
December 14, 2020
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MBA Letter to DOL on FHA Multifamily Davis-Bacon Issues
December 8, 2020
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MBA Letter to CFPB on RFI on ECOA
December 1, 2020
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MBA Letter to the U.S. Treasury on Market Disruption Concerns Regarding the GSE Conservatorship
November 24, 2020
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MBA Joint Letter to Federal Banking Agencies on TDR Relief
November 10, 2020
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Joint Letter to CFPB on Escrow Repayment
November 6, 2020
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MBA Coalition Letter on AB 1436
November 3, 2020
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MBA Letter to Federal Banking Agencies on Flood Insurance
October 27, 2020
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Joint Letter to North Carolina Secretary of State on RON
October 23, 2020
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MBA Letter to FHFA on 2021 Affordable Housing Goals
October 13, 2020
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MBA Letter to State Policy Groups on Rental Assistance
October 9, 2020
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MBA Joint Letter to NAIC Proposed RBC Reporting of 2020 NOI
October 6, 2020
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MBA Letter to FHFA on FHFA Strategic Plan: Fiscal Years 2021-2024
October 5, 2020
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MBA Letter to CFPB on Seasoned QM Loan Definition
October 1, 2020
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MBA Letter to FCC on TRACED Act
September 29, 2020
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Joint Letter to D.C. Council on Extending AMC Licensing Law
September 25, 2020
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MBA Letter to Senate Health, Education, Labor and Pensions Committee on Rental Assistance
September 23, 2020
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MBA Letter to FDIC on RFI on Standard Setting and Voluntary Certification for Models and Third-Party Providers of Technology and Other Services
September 22, 2020
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MBA Joint Letter to HFSC on Rental Assistance
September 22, 2020
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MBA Letter to Congress on NRSRO's
September 21, 2020
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Joint Letter to VA on Interest Rate Reduction Refinance Loans Funding Fees
September 21, 2020
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Joint Letter to Congress on Extending National Flood Insurance Program
September 15, 2020
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Joint Letter to HUD on FHA Single-Family Housing Policy Handbook; Servicing and Loss Mitigation
September 11, 2020
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MBA Letter to CFPB on General QM Loan Definition
September 8, 2020
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MBA Letter to OCC on Proposed True Lender Rule
September 3, 2020
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Joint Letter to FCC on TRACED Act
August 31, 2020
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MBA Letter to FHFA on Enterprise Regulatory Capital Framework
August 31, 2020
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MBA Letter to HUD on Project Approval for Single-Family Condominiums
August 27, 2020
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MBA Letter to BCFP on Advisory Opinion Program
August 21, 2020
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MBA Joint Letter to Congress on Rental Assistance
August 21, 2020
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MBA Letter to Federal Banking Agencies on Flood Insurance
August 19, 2020
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MBA Letter to FHFA and the GSEs on Adverse Market Fee and Early Payment Forbearance Purchases
August 14, 2020
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MBA Letter to Oregon Governor Kate Brown on Mandatory Commercial Forbearance
August 13, 2020
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Joint Letter to CFPB on RFI on ECOA
August 10, 2020
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MBA Letter to CFPB on QM Extension of Sunset Date
August 10, 2020
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MBA Letter to CFPB on Facilitating the LIBOR Transition
August 4, 2020
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MBA Letter to BCFP on Time-Barred Debt Collection
August 4, 2020
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Joint Letter to FHA on Student Loan Debt Calculation Policy
August 3, 2020
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MBA Letter to House Leadership on MBA's HUD Appropriations Priorities for FY 2021
July 29, 2020
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Joint Letter to Congressional Leadership on Troubled Debt Restructurings and Current Expected Credit Loss
July 29, 2020
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MBA Letter to Senate Leadership on Dana Wade Nomination
July 28, 2020
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MBA Letter to CSBS on Remote Work Flexibility for State Licensees
July 24, 2020
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Joint Letter to the Senate Banking Committee Requesting an Extension of the MLSP Program
July 21, 2020
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MBA Letter to Oregon on COVID-19 Relief
July 17, 2020
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MBA Letter to HUD on Disparate Impact
July 16, 2020
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MBA Letter to House Appropriations Committee on MBA's HUD Appropriations Priorities for FY 2021
July 14, 2020
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Joint Letter to FCC on TRACED Act
July 2, 2020
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Joint Letter to Uniform Law Commission on Data Privacy Laws
June 30, 2020
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MBA Letter to FHFA on Federal Home Loan Bank Membership
June 23, 2020
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Joint Letter to Senate Sponsor on CFPB commission
June 18, 2020
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Joint Letter to D.C. Mayor Muriel Bowser on COVID-19 Emergency credit alerts
June 17, 2020
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Joint Letter to HUD on Early Payment Forbearance
June 9, 2020
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MBA Letter to CFPB on RFI: Assist the Taskforce on Federal Consumer Financial Law
June 1, 2020
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MBA Letter HUD on CNA E-Tool
May 29, 2020
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MBA Letter to Federal Reserve on Request for Clarifying Guidance on Independent Mortgage Banks eligibility Under the Main Street Loan Program
May 28, 2020
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Joint Letter to SEC on SEC Chairman's Statement on Asset-Level Disclosure Requirements for Residential Mortgage-Baked Securities
May 21, 2020
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Joint Letter to FCC on TCPA
May 21, 2020
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MBA Joint Letter to Federal Banking Agencies on CRE COVID-19 Response
May 19, 2020
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Joint Letter to California Assembly on the COVID-19 Homeowner, Tenant and Consumer Relief Law of 2020
May 17, 2020
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MBA Letter to FCC on Implementation of TRACED Act-Knowledge of Customers by Entities with Access to Numbering Resources
May 15, 2020
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Joint Letter to D.C. Council on the D.C. Residential Mortgage and Commercial Mortgage Deferment Program
May 15, 2020
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MBA Letter to House and Senate on CARES Act Implementation
May 14, 2020
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Joint Letter to California Assembly on Opposition to AB 2501: COVID-19 Homeowner, Tenant, and Consumer Relief Law of 2020
May 14, 2020
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MBA Letter to Senate Leadership on Brian Montgomery Confirmation Vote
May 11, 2020
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Joint Letter to Senate and House on COVID-19 Housing Assistance Fund
May 7, 2020
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MBA Letter to Committee on Banking, Housing, and Urban Affairs on Dana Wade Nomination
May 4, 2020
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MBA Letter to HUD on Loss Mitigation Options for Single Family Borrowers Affected by the Presidentially-Declared COVID-19 National Emergency in Accordance with the CARES Act
May 1, 2020
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MBA Letter to HUD on FHA COVID-19 Response
May 1, 2020
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MBA Letter to SSA on COVID-19: Avoiding Identity Theft via SSA electronic Consent Based Social Security Number Verification Service
April 30, 2020
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MBA Letter to FHFA on Updated Eligibility Requirements for Enterprise Single-Family Seller/Servicers
April 30, 2020
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Joint Letter to D.C. Council on 90-Day Deferment Law
April 14, 2020
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MBA Joint Letter to NAIC on Risk-Based Guidance
April 10, 2020
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MBA Letter to OCC and FDIC on Joint Notice of Proposed Rulemaking on CRA Regulations
April 8, 2020
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MBA Letter to SBA and Treasury on Policy Guidance on Business Loan Program Temporary Changes; Paycheck Protection Program
April 8, 2020
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MBA Letter to State Policy Groups on Mortgage and Rental Assistance
April 8, 2020
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MBA Letter to the Federal Banking Agencies on Support Bank Efforts to Help Real Estate Finance Activities Through Reduced Risk Weighting on Warehouse Loans
April 1, 2020
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MBA Letter to HUD on Project Approval for Single-Family Condominiums
March 31, 2020
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MBA Letter to SEC and FINRA on Mortgage Industry Concerns Regarding Broker-Dealer Margin Calls on TBA Hedge Positions
March 29, 2020
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MBA Letter to FASB on COVID-19 CECL Concerns
March 27, 2020
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MBA Joint Letter to DHS on Critical Infrastructure
March 26, 2020
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Joint Letter to State Associations on COVID-19
March 26, 2020
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MBA Joint Letter to NAIC on RBC Clarity
March 25, 2020
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MBA Joint Letter to Federal Reserve and Treasury on CMBS Markets
March 24, 2020
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MBA Letter to Congress on COVID-19 & CREF Policies
March 20, 2020
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MBA Letter to Chairwoman Waters on COVID-19 Impact
March 18, 2020
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MBA Letter to OMB on RFI on Improving and/or Reforming Regulatory Enforcement and Adjudication
March 16, 2020
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Joint Letter to FHFA on PACE Financing Loans
March 16, 2020
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Joint Letter to House and Senate Leadership on G-Fees
March 6, 2020
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MBA Letter to House on the YIMBY Act and the Improving FHASupport for Small Dollar Mortgages Act
March 2, 2020
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Joint Letter to California Attorney General on CCPA of 2018
February 25, 2020
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MBA Letter to House Financial Services Committee on the YIMBY Act, Improving FHA Support for Small Dollar Mortgages Act, and the Housing as Infrastructure Act
February 25, 2020
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Joint Letter to House Sponsors on Amendments to YIMBY Act
February 24, 2020
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Joint Letter to NYDFS on Servicing Standards
February 24, 2020
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MBA Letter to Senate on Scheduling Brian Montgomery Confirmation Vote
February 20, 2020
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Joint Letter to FCC on TCPA
February 5, 2020
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MBA Letter to HUD on White House Council on Eliminating Regulatory Barriers to Affordable Housing
January 31, 2020
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Joint Letter to the Federal Banking Agencies on QRM Review - Credit Risk Retention
January 30, 2020
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MBA Letter to House Financial Services on the CREDIT Act
January 29, 2020
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MBA Letter to NCUA on Real Estate Appraisals
January 28, 2020
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MBA Letter to House Energy & Commerce Committee on Data Privacy
January 24, 2020
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Joint Letter to CFPB on Regarding the Integrated Mortgage Disclosures under RESPA and TILA
January 21, 2020
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MBA Letter to CFPB on RFI Regarding the Integrated Mortgage Disclosures under RESPA and TILA
January 21, 2020
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MBA Letter to FHFA on Enterprise UMBS Pooling Practices
January 21, 2020
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Joint Letter to FHFA on RFI on Enterprise Pooling Practices
January 21, 2020
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MBA Letter to Ginnie Mae on Digital Collateral Guide
December 23, 2019
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Joint Letter to HUD on Application for FHA Insured Mortgages
December 18, 2019
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MBA Letter to Georgia Department of Banking and Finance on Proposed Rulemaking Regarding Mortgage Loan Originator Temporary Authority
December 18, 2019
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MBA Comments on Proposed Interagency Policy Statement on Allowances for Credit Losses
December 16, 2019
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MBA Letter to Senate Banking Committee on Brian Montgomery Committee Vote
December 10, 2019
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Joint Letter to California Department of Justice on CCPA of 2018
December 6, 2019
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MBA Letter to IRS on LIBOR Transition
November 25, 2019
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MBA Letter to VA on Industry Views on Enforcement of VA Refinance Requirements
November 22, 2019
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MBA Letter to Senate Banking Committee on Brian Montgomery Nomination
November 18, 2019
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MBA Letter to BCFP on RFI Regarding Tech Sprints
November 8, 2019
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MBA Letter to HFSC on H.R. 4634, Terrorism Risk Insurance Program Reauthorization Act of 2019
October 29, 2019
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MBA Letter to Senate on MBA's HUD Appropriations Priorities for FY 2020
October 29, 2019
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MBA Letter to HUD on FR-6111-P-02 HUD's Implementation of the Fair Housing Act's Disparate Impact Standard
October 28, 2019
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MBA Letter to FASB on CECL Implementation
October 24, 2019
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MBA Letter to FDIC on the Securitization Safe Harbor Rule
October 21, 2019
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MBA Letter to House Subcommittee on TRIA Reauthorization
October 16, 2019
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MBA Coalition Letter to CFPB on HMDA ANPR on Coverage of Business-to-Business Multifamily Loans
October 16, 2019
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MBA Coalition Letter to CFPB on HMDA NPRM Supplemental Comment on Effective Date
October 15, 2019
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Joint Letter to Ohio Division of Financial Institutions on Temporary Mortgage Loan Originator Authority
October 15, 2019
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Joint Letter to House Sponsors on the Community Development Block Grant Program
September 26, 2019
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MBA Letter to Senate Appropriations Committee on MBA's HUD Appropriations Priorities for FY 2020
September 19, 2019
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MBA Letter to BCFP on Notice of Proposed Rulemaking, Debt Collection Practices (Regulation F)
September 18, 2019
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MBA Letter to DOL on Davis-Bacon Issues
September 18, 2019
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MBA Letter to House Financial Services Committee on Credit Pilot Program
September 18, 2019
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Joint Letter to CFPB on QM Definition Under TILA
September 16, 2019
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MBA Letter to CFPB on QM Definition Under TILA
September 16, 2019
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MBA Letter to Ginnie Mae on Request for Input: Stress Testing Framework and Recommendations
September 16, 2019
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Joint Letter to HUD on FHA Lender Approval, Annual Renewal, Periodic Updates and Required Reports by FHA-Approved Lenders
September 12, 2019
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Joint Letter to House Members on Increasing Housing Near Transit
September 11, 2019
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MBA Letter to House on Act to Increase Number of Appraisers
September 10, 2019
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Joint Letter to CFPB on Response to ANPR on the QM Definition
September 9, 2019
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Joint Letter to the Banking Agencies on CRA Modernization
September 9, 2019
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MBA Letter to the Federal Reserve, OCC, FDIC
August 22, 2019
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MBA Letter to FTC on Safeguards Rule
July 30, 2019
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MBA Letter to the Banking Agencies on Permit Early Adoption of Final Capital Rule Pursuant to the Economic Growth and Regulatory Paperwork Reduction Act of 1996
July 25, 2019
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Joint Letter to FCC on TCPA
July 24, 2019
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MBA Letter to House Financial Services Committee on Credit Report Score Changes
July 11, 2019
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MBA Letter to House Financial Services Committee on the National Flood Insurance Program Reauthorization Act of 2019
July 11, 2019
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MBA Letter to House on the Protecting Affordable Mortgages for Veterans Act of 2019 and the Housing Financial Literacy Act of 2019
July 9, 2019
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Joint Letter to FHA on Single-Family Loan Sale Program; Advance Notice of Proposed Rulemaking and Request for Public Comment
July 5, 2019
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Joint Letter to FHA on Proposed FHA Loan-Level Certification Statement and Defect Taxonomy Amendments
June 28, 2019
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MBA Letter to VA on Industry Observations Regarding Solicitations for VA Home Refinance Loans
June 26, 2019
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Joint Letter to FHA on Request for Additional Clarity and Guidance Related to Mortgagee Letter 19-06: Downpayment Assistance and Operating in a Governmental Capacity
June 24, 2019
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MBA Letter to House Appropriations Committee on MBA's HUD Appropriations Priorities for FY 2020
June 19, 2019
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Joint Letter to House Ways and Means Committee on Tax Extenders
June 19, 2019
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MBA Coalition Letter to DOL on Davis Bacon Impacts
June 17, 2019
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MBA Coalition Letter to DOL on Davis Bacon Impacts
June 12, 2019
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MBA Letter to NIST on RFI Regarding Artificial Intelligence Standards
June 10, 2019
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MBA Letter to Massachusetts Legislators on AMC Standards
June 10, 2019
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Joint Letter to FHA on Proposed FHA Lender Annual Certification Statements
June 7, 2019
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MBA Letter to Ginnie Mae on Request for Input: Pooling Eligibility Changes
May 31, 2019
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MBA Letter to FHFA on Request for Delay in Implementation of the Revised URLA
May 29, 2019
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MBA Letter to Financial Services Committee on Current Expected Credit Loss Accounting Standards
May 21, 2019
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MBA Letter to Veteran Affairs Committee on Changes to the VA Home Loan Program
May 8, 2019
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MBA Letter to BCFP on Advance Notice of Proposed Rulemaking on Residential Property Assessed Clean Energy Financing
May 3, 2019
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MBA Letter to FHA on Single Family Housing Policy Handbook Revisions
April 19, 2019
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MBA Letter to Congress on H.R. 1957, the Taxpayer First Act of 2019
April 11, 2019
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MBA Letter to the Banking Agencies on Regulatory Capital Rule: Capital Simplification for Qualifying Community Banking Organizations
April 9, 2019
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MBA Letter to Congress on H.R. 1988 the Protecting Affordable Mortgages for Veterans Act of 2019
April 4, 2019
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MBA Letter on the Invest in America Act (H.R. 2210)
March 28, 2019
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MBA Testimony to Senate Banking Committee on Housing Reform
March 27, 2019
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Joint Letter on the Carried Interest Fairness Act (H.R. 1735)
March 26, 2019
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MBA Letter to CFPB on Request to Exclude Business-to-Business Multifamily Loans From Regulation C
March 26, 2019
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MBA Letter to Governor Matt Bevin on Kentucky SB 114
March 22, 2019
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MBA Letter to FHFA on Validation and Approval of Credit Score Models
March 21, 2019
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MBA Letter to Senate Committee on Banking, Housing, and Urban Affairs on Data Security
March 15, 2019
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MMBBA Testimony on Maryland Senate Bill 485
March 14, 2019
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Joint Letter to Representative Linda Trujillo on RON Amendments
March 11, 2019
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Joint Letter to Acting Director Otting on GSE Reforms
March 1, 2019
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MBA Letter Representative Linda Trujillo on New Mexico House Bill 470
February 27, 2019
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Joint Letter to Maryland House on Changes to the Maryland Collection Agency Licensing Act
February 20, 2019
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MBA Letter to VA on Loan Guaranty: Revisions to VA-Guaranteed or Insured Cash-Out Home Refinance Loans
February 15, 2019
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MBA Letter to Senate Committee on Banking on Calabria Nomination
February 13, 2019
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MBA Letter to Uniform Law Commission on Notarial Acts (RULONA) Task Force
February 12, 2019
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MBA Letter to BCFP on Policy on No-Action Letters and the BCFP Product Sandbox
February 11, 2019
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MBA Letter to the Banking Agencies on Real Estate Appraisals
February 5, 2019
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MBA Letter to Senate Leadership on Nomination of Cheryl Stanton to Serve as Wage and Hour Administrator
February 2, 2019
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MBA Coalition Letter to DOL on Davis Bacon Impacts
February 1, 2019
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MBA Letter to FHFA on Federal Home Loan Bank Housing Goals Amendments
January 31, 2019
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MBA Letter to the VA on Loan Guaranty: Revisions to VA-Guaranteed or Insured Cash-Out Home Refinance Loans
January 24, 2019
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MBA Letter to the OCC, FDIC and Federal Reserve Regarding Proposed Revisions to Applicability Thresholds for Capital and Liquidity Requirements
January 22, 2019
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MBA Preliminary Summary of Final Regulations under Section 199A
January 18, 2019
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MBA Letter to Congress on H.R. 267
January 10, 2019
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MBA Letter to HUD on HECM Proposed Rule
December 27, 2018
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Joint Trade Senate Conference Committee Letter on Gain of Sale Senate
December 27, 2018
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Letter to CFPB on Proposed Standards for Assessing Diversity with Regulated Entities
December 27, 2018
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MBA Letter to CFPB on KBYO/TRID Proposal
December 27, 2018
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Coalition Letter to the CFPB on HMDA
December 27, 2018
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Coalition Letter to HUD on Fair Market Rent Determination Methodology
December 27, 2018
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MBA Letter to the Banking Agencies on Net Stable Funding Ratio: Risk Measurement and Disclosure Requirements
December 27, 2018
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MBA Letter to CFPB on Section 342 Final Standards for Assessing Diversity with Regulated Entities
December 27, 2018
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MBA Letter to FCC on TCPA
December 27, 2018
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MBA Letter to HUD Seeking Clarification on Refinance Loan Guidance in FHA Handbook
December 27, 2018
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MBA Letter to FHFA on Enterprises Credit Score Request for Input
December 27, 2018