Secondary and Capital Markets Issues

The majority of single-family mortgage loans are securitized and sold to investors in the conventional market (Fannie Mae and Freddie Mac), the government market (Ginnie Mae), or the private market (private issuers). In addition, whole loan sales offer another secondary market outlet for many lenders, while emerging and growing credit risk transfer options attract more diverse investment in mortgage credit. MBA advocates for policies that encourage a robust secondary market with many competing executions across both government-supported and private channels.

Explore how we are working for our members by each issue category below.