Ginnie Mae Policies and Programs

As the agency responsible for providing a full-faith-and-credit U.S. government guaranty on mortgage securities backed by FHA, VA, RHS, and PIH loans, Ginnie Mae attracts global capital to a critical segment of the domestic housing finance system.

Overview: As Ginnie Mae's outstanding volume of guaranteed securities increased from $600 billion to over $2 trillion in the past decade, the importance of ensuring its well-functioning operations has only risen. MBA supports providing Ginnie Mae with adequate resources to allow for innovation, technological enhancements, and appropriate counterparty oversight. Ginnie Mae guidelines and requirements should be transparent and fair to all issuers.

 

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