Advocacy and Policy

As the leading voice for our industry, we offer a comprehensive view of policy implications in the real estate finance space. We rely on our diverse membership to provide the practical knowledge that makes a real difference on the issues that matter most to the economy, real estate finance industry and its customers.

Explore our active issues by market focus or make a difference today by being an industry advocate. 

Spotlight on What is New and Important Right Now

  1. Thank you to the 12 professional organizations that ran company campaigns during MORPAC Action Week. Visit our results page to see how the week went.

  2. Last week, Congress approved MBA-developed legislation that would fix the "orphaned VA loan" problem, by which many VA-guaranteed refinances were inadvertently made ineligible for Ginnie Mae pooling. This correction will improve liquidity in the secondary market while ensuring that important consumer protections are maintained.  

  3. Final federal private flood insurance regulations are set to go into effect July 1, 2019. The regulations implement certain provisions of the 2012 Biggert-Waters Act and require covered lenders to accept private flood insurance that meets certain criteria in satisfaction of the mandatory purchase requirement.

  4. The U.S. Department of Housing and Urban Development (HUD) Monday announced a Request for Information (RFI) requesting stakeholder input on how the Department can facilitate the greatest beneficial impact of Opportunity Zones. Read the RFI here. For additional information or to share your ideas on Opportunity Zones, contact Bruce Oliver at boliver@mba.org or Sharon Walker at swalker@mba.org

Ways to Get Involved and Make a Difference