MBA's Accounting & Financial Management Conference 2019

2019 Schedule

The schedule below is subject to change.

Note: Meeting rooms may change. Please refer to the MBA Events mobile app, available in both the App Store and Google Play, on-site for final locations.

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Tuesday, November 19, 2019

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    Objectives:
    Attendees should expect to understand:

    What is a Mortgage Servicing Right (MSR)?Understanding and deconstructing cash flow assumptionsDifferent accounting practices and regimesRelease? Retain? Hedge? - Moving or StorageOption-Adjusted Spread (OAS) vs StaticHow to think about RecaptureTuning your company's MSR modelLearn the best practices through a MSR valuation group exercise

    Who Should Attend?

    CFOs and Finance and Accounting staffMortgage Servicing Rights (MSR) managers and professionalsTreasury & Capital Market Executives

    Speakers:

    Al Qureshi, Managing Partner, Blue Water Financial Technologies
    Travis LaMar, Managing Director & Head of Capital Markets, Blue Water Financial Technologies

    Separate registration is required and space is limited.
    Attend both the conference and workshop and save $50 on each event, a total savings of $100. 

    REGISTRATION RATES
    By October 8/After October 8: Member $400/$600 - Nonmember $400/$600

    Email education@mba.org to register for the workshop or to receive the combined discount.

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    Join MBA Education and industry experts for this popular 3-hour crash course on the fundamentals of mortgage accounting. This annual workshop will be geared towards those new to accounting roles or those who want to gain a better understanding of the latest in mortgage accounting principles. The first half of this workshop will be an overview of the concepts that every accountant, financial analyst or auditor should know to be successful in their roles. The second half will be more of an open forum where panelists will respond to areas of concern or difficulty from the audience. This will be a great opportunity to get your questions answered and hear what challenges your colleagues are encountering.

    WHO SHOULD ATTEND
    • Entry- and intermediate-level accountants
    • Non-CPA accounting and finance managers
    • Financial analysts
    • Auditors

    Separate registration is required and space is limited.
    Attend both the conference and workshop and save $50 on each event, a total savings of $100. 

    REGISTRATION RATES
    (BEFORE 10/1/AFTER 10/1) - Member $350/$400 - Nonmember $750/$825

    Email education@mba.org to register for the workshop or to receive the combined discount.

  • Registration

    Location: Marina Ballroom Foyer

    Registration

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    Discuss emerging issues and priorities for 2020. Topics include updates and discussions on on-going MBA projects, FASB initiatives and MBA involvement, and other member-requested accounting and financial management topics.

  • Exhibit Area Open

    Location: Marina Ballroom Foyer

    Exhibit Hours

  • Opening General Session: Economic and Mortgage Market Outlook

    Location: Marina Ballroom E


    Speaker(s)

    Michael Fratantoni, Ph.D., Chief Economist & Senior Vice President, Research & Industry Technology, Mortgage Bankers Association

    Fran Mordi, Associate Vice President, Financial Management, Tax and Accounting Policy, Mortgage Bankers Association

    Marina Walsh, Vice President, Industry Analysis, Research and Economics, Mortgage Bankers Association

    General Session,

    CREF Track

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    The outlook for the economy and the mortgage market remains highly uncertain, with conflicting indicators on the health of the overall economy, the direction of interest rates and the strength of the housing market. MBA’s chief economist will provide perspective on economic growth, consumer spending, employment, monetary policy and other topics impacting the outlook. Also covered- the latest on demographic trends and other factors impacting housing construction, home sales and home prices. Don’t miss the signature outlook on purchase and refi originations as well as mortgage rates for 2020 and beyond.

    Speaker(s)

    Michael Fratantoni, Ph.D., Chief Economist & Senior Vice President, Research & Industry Technology, Mortgage Bankers Association

    Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys, benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO and serves on the CSP's Industry Advisory Group and the membership committee of MERS. Prior to joining MBA, Fratantoni worked in the industry in risk management and senior economist roles at Washington Mutual and Fannie Mae.

    Fran Mordi, Associate Vice President, Financial Management, Tax and Accounting Policy, Mortgage Bankers Association

    Fran Mordi joined the Mortgage Bankers Association in May of 2017 after 20 years of post-Law school experience in the areas of tax and accounting.  Prior to joining MBA, Fran worked at the American Bankers Association and Deloitte Tax, LLP on domestic and international tax issues impacting the financial services industry.  Fran has specific expertise in putting together training sessions and presenting at bank tax conferences and panels.  Fran has extensive experience working with the banking regulators, FASB, the Treasury and Congress as an advocate of the financial services industry. Fran holds a J.D. from New England Law School, Boston, MA, and an LL.M in Taxation from Georgetown University Law School, Washington, DC. 

    Marina Walsh, Vice President, Industry Analysis, Research and Economics, Mortgage Bankers Association

    Marina Walsh is vice president of industry analysis in MBA's research and economics department, specializing in industry performance benchmarking for residential lenders and servicers. She has worked in real estate finance for close to twenty years. Currently, she leads the management and direction for the annual and quarterly Mortgage Bankers Performance Reports, the Servicing Operations Study and Forum, the Peer Group Survey and Roundtable Program, the Mortgage Banking Compensation Survey Program and other ad hoc surveys and policy analyses. She is also MBA's spokesperson for the Quarterly National Delinquency Survey.  In addition, Walsh conducts specialty workshops, symposiums and roundtables on a variety of current topics critical to the mortgage industry and provides program advisory support for several conferences, particularly MBA's Accounting and Financial Management Conference and its National Servicing Conference. She is an instructor for several MBA Education webinars and courses, including the Introductory and Advanced Schools of Mortgage Servicing and the Future Leaders Program. Results of her work have been published in all of the major trade publications as well as national and local newspapers. She is a frequent speaker at MBA and other industry events and conferences.  Walsh was named to HousingWire's "2016 Women of Influence" list. The list, which is based on nominations from the industry, highlights women who are making significant contributions to mortgage banking and real estate.  Prior to joining MBA, Walsh was a manager in Ernst and Young's Real Estate Advisory Services Group where her focus was Federal credit program design, implementation and performance measurement. She started her career in the Management Training Program, then subsequently the financial planning division, of the Port Authority of NY & NJ.

  • Refreshment Break in the Exhibit Area

    Location: Marina Ballroom Foyer

  • Commercial/Multifamily Real Estate Finance Forecast

    Location: Marina Ballroom D


    Speaker(s)

    Jamie Woodwell, Vice President, Research & Economics, Mortgage Bankers Association

    Breakout Session,

    CREF Track

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    Interest rates, cap rates, the Fed, property values, new supply and loan performance are all top concerns for mortgage professionals. MBA’s Vice President of Commercial Real Estate Research provides his outlook for commercial real estate finance markets.

    Speaker(s)

    Jamie Woodwell, Vice President, Research & Economics, Mortgage Bankers Association

  • The Economics of Mortgage Production

    Location: Marina Ballroom E


    Speaker(s)

    Marina Walsh, Vice President, Industry Analysis, Research and Economics, Mortgage Bankers Association

    Breakout Session,

    Residential Track

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    Get the latest data on production performance, including revenues, costs, overall profitability, productivity and turn times.  Find out how other mortgage lenders – whether banks, IMBs, small or large – are faring in this market.   Also covered will be perspectives on all four production channels - Retail, Consumer Direct, Broker Wholesale, Correspondent as well as technology’s role in improving operations.  (A separate session on the economics of mortgage servicing takes place later in the conference agenda.)

    Speaker(s)

    Marina Walsh, Vice President, Industry Analysis, Research and Economics, Mortgage Bankers Association

    Marina Walsh is vice president of industry analysis in MBA's research and economics department, specializing in industry performance benchmarking for residential lenders and servicers. She has worked in real estate finance for close to twenty years. Currently, she leads the management and direction for the annual and quarterly Mortgage Bankers Performance Reports, the Servicing Operations Study and Forum, the Peer Group Survey and Roundtable Program, the Mortgage Banking Compensation Survey Program and other ad hoc surveys and policy analyses. She is also MBA's spokesperson for the Quarterly National Delinquency Survey.  In addition, Walsh conducts specialty workshops, symposiums and roundtables on a variety of current topics critical to the mortgage industry and provides program advisory support for several conferences, particularly MBA's Accounting and Financial Management Conference and its National Servicing Conference. She is an instructor for several MBA Education webinars and courses, including the Introductory and Advanced Schools of Mortgage Servicing and the Future Leaders Program. Results of her work have been published in all of the major trade publications as well as national and local newspapers. She is a frequent speaker at MBA and other industry events and conferences.  Walsh was named to HousingWire's "2016 Women of Influence" list. The list, which is based on nominations from the industry, highlights women who are making significant contributions to mortgage banking and real estate.  Prior to joining MBA, Walsh was a manager in Ernst and Young's Real Estate Advisory Services Group where her focus was Federal credit program design, implementation and performance measurement. She started her career in the Management Training Program, then subsequently the financial planning division, of the Port Authority of NY & NJ.

  • Refreshment Break in the Exhibit Area

    Location: Marina Ballroom Foyer

    Refreshment Break

  • Ask the Auditors

    Location: Marina Ballroom E


    Speaker(s)

    Kevin Conte, Partner, Plante Moran

    Paul Chiarelli, CPA, Partner, Acquavella, Chiarelli, Shuster LLP

    Tullus Miller, Partner, Moss Adams, LLP

    Breakout Session,

    Residential Track

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    In our interactive Q&A session, experts discuss timely accounting and audit topics, and share their view on major FASB projects. This is your chance to have your questions on current and upcoming accounting standards updates, and audit issues and challenges answered. Topics include: accounting for interest rate lock commitments, best practices to avoid year-end journal entries; consolidating financial statements; Lower of Cost or Market (LOCOM) vs. Fair Value (FV) accounting; classification and measurement of financial instruments; accounting for leases; and more.

    Speaker(s)

    Kevin Conte, Partner, Plante Moran

    Kevin is a partner with Plante Moran's Financial Services team and leads the firm's mortgage banking practice. Kevin has more than 30 years of experience working with independent mortgage bankers, credit unions, banks, foreclosure attorneys, real estate brokers, title companies, and other mortgage service providers. His recent experience includes assisting several clients in managing issues related to regulatory matters, mergers and acquisitions, allowance for loan loss, indemnification liabilities, capital formation and preservation, mortgage servicing accounting and administration issues, and growth/expansion opportunities. His clients include privately-owned and publicly-traded companies.

    Kevin has a B.S. in accounting from Wayne State University. He previously served on the Board of Michigan Mortgage Lenders Association and as President of the Association's Southeast Chapter, representing more than 75% of the Association's total membership.

    Paul Chiarelli, CPA, Partner, Acquavella, Chiarelli, Shuster LLP

    Paul Chiareli, CPA, is an Audit Partner at ACS and services various industries, including mortgage banking, private lending, private equity, asset-based lenders, among others. The services provided include financial statement audits, internal control analysis, subservicing oversight, quality of earnings, etc. In addition, Paul provides consultation services with respect to various mortgage banking issues, including derivatives, allowance for loan losses, leases, regulatory changes and tax matters. Paul has a B.S. in accounting and finance from Rutgers University.

    Tullus Miller, Partner, Moss Adams, LLP

    Tullus has more than 20 years of experience primarily serving commercial loan and banking organizations, credit unions, mortgage banking companies, and other specialty lenders and investment partnerships and companies. The services he provides clients include financial statement audits, SEC filings and registration statements, internal control evaluations, initial acquisition audits, derivatives, securitization accounting, and merger and acquisition consulting.

    Tullus has an MBA from the University of San Francisco and a BA in business administration with an accounting concentration from California State University, San Bernardino.

  • Ask the Auditors (CREF Track)

    Location: Marina Ballroom D


    Speaker(s)

    Steve J. Robertson, Partner, PwC

    Dave Antonson, CPA, Senior Manager, Financial Services, RSM

    Jeff Majewski, Executive Managing Director, CBRE

    Breakout Session,

    CREF Track

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    Straight from the horses’ mouths, get auditors’ perspectives on what today’s key accounting and financial management issues are for commercial and multifamily mortgage finance firms

    Speaker(s)

    Steve J. Robertson, Partner, PwC

    Steve Robertson is a Partner in PwC’s Financial Services practice. Steve provides mortgage asset valuation and risk management advisory services to various commercial and consumer finance companies, bank affiliated mortgage companies, and government agencies including commercial real estate, multifamily, and residential mortgage originators and servicers. Steve supports some of PwC’s largest Financial Services audit clients by auditing model-based critical accounting estimates including valuation of commercial / multifamily / residential mortgage servicing assets, whole loans, and allowance for loan losses. His experience with mortgage servicing assets includes a wide range of Fannie Mae, Freddie Mac, FHA, VA, CMBS, Life Insurance Company, and private investor programs.  Steve has led several digital labor initiatives, including piloting the use of robotic process automation for operational processes and audit procedures.

    Steve earned a BBA in Accounting and Finance from the University of Wisconsin, a MBA in Finance from the University of Maryland, and a MS in Operations Research from the University of Maryland.

    Dave Antonson, CPA, Senior Manager, Financial Services, RSM

    Dave Antonson is a financial service professional aligned with the assurance practice at RSM US LLP.  Dave is a senior manager with 19 years of experience in mortgage banking, financial institutions and real estate investment funds. He works with clients across the mortgage banking industry as his clients include commercial, forward and reverse mortgage companies.

    Dave primarily serves his clients with financial statement and compliance audits along with consulting on accounting matters. His mortgage banking specializations include FHA and Ginnie Mae audits as well as Regulation AB, USAP and MERS examinations.

    Jeff Majewski, Executive Managing Director, CBRE

    Mr. Majewski is the Chief Operating Officer of the Debt & Structured Finance group within CBRE Capital Markets.  Mr. Majewski has extensive experience in the origination, structuring, placement, closing and servicing of commercial real estate debt for life insurance companies, pension funds, Agencies and Wall Street sources.

    Prior to returning to CBRE, Mr. Majewski was the Executive Managing Director of Grubb & Ellis’ Capital Markets Group.  During his 27 years of experience, Jeff has worked in every aspect of the commercial real estate finance business, from loan originations to loan servicing, asset management and lender and client development, as well as the detailed day-to-day operations of running the business.  In addition, Jeff has extensive experience in Mergers and Acquisitions and the subsequent integration of the acquired operations.

  • The Economics of Mortgage Servicing

    Location: Marina Ballroom G


    Speaker(s)

    Seth Sprague, Principal, STRATMOR Group

    Breakout Session,

    Residential Track

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    It’s “all things servicing” in this comprehensive panel that will cover profitability, expenses, productivity, delinquency outlook, retention statistics and the bulk and co-issue market for mortgage servicing rights.  To top it off, we will discuss servicing business from the standpoint of different market players – banks vs. independents, government servicers vs. conventional servicers – and the unique prospects and challenges facing each of these players.

    Speaker(s)

    Seth Sprague, Principal, STRATMOR Group

    Seth Sprague joined STRATMOR Group as a Principal early in 2019 with more than 20 years of mortgage banking and servicing valuation experience. Seth specializes in mortgage servicing rights (MSRs), servicing, cash flows, liquidity and mortgage profitability strategies.

    Prior to joining STRATMOR, Seth served as EVP of Trading & Analytics at PHOENIX, an advisory firm for MSR and whole loan trading, mortgage services and analytics. His primary responsibilities at Phoenix included managing bulk and flow MSR transactions and strategic valuation solutions to meet the needs of PHOENIX clients. Additionally, Seth served as Senior Vice President—Servicing Asset Manager at SunTrust Mortgage for more than 10 years, where he led the servicing rights valuation team.

    In 2018, Seth was selected as Secretary of the MBA’s Certified Mortgage Banker (CMB) Society and serves on several committees with the Mortgage Bankers Association (MBA) including the Financial Management Steering Committee, MBA’s Servicing Council for the 21st Century, MBA’s BASEL III and the Servicing Compensation Working Group. Seth is a frequent speaker at various MBA and other industry conferences, often speaking on liquidity and the overall challenges present in the mortgage industry. An instructor with the MBA’s School of Mortgage Banking (SOMB) program since 2007, Seth teaches “Servicing/MSR Day” and is an instructor for the MBA School of Mortgage Servicing. In 2019, Seth taught “The Secondary Market” for NAMMBA (The National Association of Minority Mortgage Bankers of America).

  • General Session: Fighting Fraud and Protecting your Bottom Line

    Location: Marina Ballroom E


    Speaker(s)

    Benjamin B. Wagner, Partner-in-Charge, Gibson, Dunn & Crutcher, LLP

    General Session,

    Residential Track,

    CREF Track

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    Fraud is a key business risk for all real estate finance firms.  While fraud has been a concern for years, changes in cyber and other fraud techniques are making the risks harder to spot and potentially more impactful.  Hear about the latest trends in fraud and how mortgage and commercial/multifamily real estate finance companies are responding.

    Speaker(s)

    Benjamin B. Wagner, Partner-in-Charge, Gibson, Dunn & Crutcher, LLP

    Benjamin B. Wagner is the Partner-in-Charge of Gibson, Dunn & Crutcher's Palo Alto office. He is a member of the firm's White Collar Defense and Investigations, False Claims Act, FCPA, and Cybersecurity Practice Groups. Mr. Wagner is a Chambers-ranked attorney in White Collar Crime and Investigations, and is listed in the 2020 edition of Best Lawyers in America® for white collar criminal defense. He is an experienced trial and appellate attorney, having tried 18 felony criminal cases in federal court, and argued over a dozen times before the Ninth Circuit and the Fifth Circuit.

    Prior to joining Gibson Dunn, Mr. Wagner served as United States Attorney for the Eastern District of California from November 2009 through April 2016. Appointed by President Obama, he oversaw the district’s three offices and 175 employees. During his tenure, he was appointed to the Attorney General’s Advisory Committee, and served as co-chair of the White Collar Crime Subcommittee. For five years he co-chaired a national multi-agency mortgage fraud working group.  Before his appointment as U.S. Attorney, he served as an Assistant U.S. Attorney and as a supervising AUSA for 17 years, handling investigations, trials and appeals in a wide variety of criminal matters.

    He earned his Juris Doctor from New York University School of Law, and received his undergraduate degree from Dartmouth College.

  • Exhibit Hours,

    Networking Opportunities,

    Reception

Wednesday, November 20, 2019

  • Registration

    Location: Marina Ballroom Foyer

    Registration

  • Continental Breakfast

    Location: Marina Ballroom Foyer

    Breakfast

  • Exhibit Area Open

    Location: Marina Ballroom Foyer

    Exhibit Hours

  • General Session: FASB Update

    Location: Marina Ballroom E


    Speaker(s)

    Alex Casas, Assistant Director, Research and Technical Activities, FASB

    Felicia Kilger, CPA, Vice President, Accounting Director, Umpqua Bank

    Residential Track,

    CREF Track

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    FASB shares many important updates, to include:
    • The FASB’s new agenda and pace of change
    • Upcoming FASB projects
    • And more!

    Speaker(s)

    Alex Casas, Assistant Director, Research and Technical Activities, FASB

    Alex Casas is an assistant director of research and technical activities at the Financial Accounting Standards Board (FASB). In this role, he provides strategic and technical oversight of projects that analyze technical accounting issues and recommend solutions that contemplate the needs of financial statement users as well as related implementation considerations. Before joining the FASB Staff, Alex accumulated 14 years of financial services industry experience in the banking and insurance sectors. Most recently, he served as the global head of accounting policy for a global systemically important bank, where he led an international team of accounting professionals advising on a wide range of complex transactions, new product developments, strategic initiatives, and accounting standards implementations. Prior to banking, Alex held a variety of accounting policy and finance roles in the insurance sector and began his career in public accounting at PricewaterhouseCoopers LLP. Alex holds a CPA license in the state of Massachusetts. He graduated from the University of Massachusetts Amherst with a Master of Business Administration and a Bachelor of Business Administration magna cum laude.

    Felicia Kilger, CPA, Vice President, Accounting Director, Umpqua Bank

    Felicia Kilger is Vice President Accounting Director at Umpqua Bank, the West Coast’s largest community bank.  She is responsible for all accounting and financial analysis related to mortgage banking, including mortgage originations, servicing, incentives, forecasting, reporting and vendor management.  She is a CPA and holds an MBA degree.  Felicia’s career in accounting spans over 25 years and includes work as a college educator and community volunteer.

  • Refreshment Break in the Exhibit Area

    Location: Marina Ballroom E

    Refreshment Break

  • LIBOR (CREF Track)

    Location: Marina Ballroom D


    Speaker(s)

    Stephanie Petosa, Client Development Executive, Dechert

    Victor Pa, Vice President, Chief Market Risk Officer, Freddie Mac

    Andrew Foster, Associate Vice President, CREF, Mortgage Bankers Association

    Paul Noring, Managing Director, Berkeley Research Group

    Breakout Session,

    CREF Track

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    LIBOR is the base rate for trillions of dollars in adjustable-rate mortgages and other contracts, and it is slated to go away in the next couple of years.  This session will provide background on the transition away from LIBOR, including how companies are preparing and what we do (and don’t) know about how the transition will impact the commercial/multifamily mortgage market.

    Speaker(s)

    Stephanie Petosa, Client Development Executive, Dechert

    Stephanie Petosa is a Client Development Executive at Dechert, LLP in New York. Stephanie focuses on client development, supporting partners and strategic client teams. She works one-on-one with partners to develop strategies and actions that build deeper connections and increase cross-practice relationships with a selected group of existing and new clients. Stephanie reports to CMO Renee Miller-Mizia. She has 20+ years’ experience in the CRE securitization market most recently at Fitch Ratings where her focus was on operational risk; prior to that she was at GE Capital. She joined Dechert in 2019.

    Victor Pa, Vice President, Chief Market Risk Officer, Freddie Mac

    Victor has been with Freddie Mac for over 25 years and has worked through numerous company divisions and roles including Multifamily, Single Family, Investments & Capital Markets, Modeling and Risk Management. Victor moved into the newly created position of Chief Market Risk Officer in 2018 and leads Multifamily’ s regulatory capital and internal capital management initiatives as well as the market risk management and mitigation activities. Additionally, he oversees functions such as risk measurement, analytics, and provides business strategy recommendations for the evaluation of financial volatility risk, managing portfolio limits, implementing our capital framework and risk appetite. Victor also serves as the Divisional Risk Officer responsible for market risk and model risk.

    Andrew Foster, Associate Vice President, CREF, Mortgage Bankers Association

    Andrew Foster is Associate Vice President of Commercial Real Estate with the Mortgage Bankers Association. He focuses on member engagement and brings a strong background in securitization and loan workouts to the Association through prior work experience with MBA member firms.

    Prior to joining MBA, Foster spent several years at Fitch Ratings as a director in CMBS responsible for servicer operational risk reviews. Prior to joining Fitch Ratings, Foster spent four years at S & P Global in CMBS as an associate director responsible for servicer evaluations. 

    Foster began his career in commercial real estate finance with C-III Asset Management as an asset manager responsible for the management and disposition of a portfolio of REO properties and defaulted mortgage loans.

    Paul Noring, Managing Director, Berkeley Research Group

    Mr. Noring, CPA is a Managing Director who leads Berkeley Research Group’s (BRG’s) Financial Institution Advisory Practice.  BRG assists clients solve their most critical business risk across a rang of functional areas including: Financial and Credit Risk Management Quantitative Analytics / Financial Modeling Finance and Accounting Operational / Performance Evaluation and Enhancement Technology Enablement Due Diligence, Merger Integration and Spin-Offs LIBOR Transition Support Investigation, Dispute Consulting and Expert Witness.

    Prior to joining BRG, Mr. Noring led Navigant Consulting’s Banking, Insurance & Capital Market’s practice.  He was also a senior officer with Fannie Mae and a Partner with PricewaterhouseCoopers.  Over his 30 plus year career, he has personally led hundreds of engagements across the full life cycle of mortgage banking from origination to collateral disposition.  Over the last eighteen months, he has been deeply involved with LIBOR transition activities across a range of institutions.

  • The CFO Perspective

    Location: Marina Ballroom E


    Speaker(s)

    Pam Cooper, CMB, Chief Financial Officer, Citywide Home Loans/CHL Mortgage

    Brandon C. Coleman, Partner, Deloitte

    Frank Plenskofski, Executive Vice President, Nationwide Mortgage Bankers

    Patrick Journy, Chief Financial Officer, Mortgage Assets Management, LLC

    Breakout Session,

    Residential Track

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    Find out what’s keeping your CFO up at night. Our popular panel of mortgage industry finance professionals discuss and debate the top financial challenges affecting the mortgage business. Issues will include: audit management; areas of opportunity in a purchase market; attracting and retaining top talent; managing enforcement or other actions from regulators; managing internal controls over financial reporting and more.

    Speaker(s)

    Pam Cooper, CMB, Chief Financial Officer, Citywide Home Loans/CHL Mortgage

    Pam started her career in mortgage banking  over 30 years ago, personally experiencing the days of double digit rates and negative am loans while as an investor reporting clerk in Orange County, Calif in the 1980’s.  She took a 10 year break from mortgage loan accounting to work for Deloitte in their financial services practice, returning to her roots in 2006 as VP Finance at Home American Mortgage, a builder captive mortgage company,  moving on to Aurora Loan Services, WJ Bradley Mortgage and most recently, as Chief Financial Officer of Citywide Home Loans, in Salt Lake City.  She is Vice Chair of the MBA Accounting and Financial Management Committee and earned her Certified Mortgage Bankers (CMB) designation in October 2019.  She is passionate about all areas of the mortgage industry and is eager to share her CMB experience with other CPAs who share her interest.

    Brandon C. Coleman, Partner, Deloitte

    Brandon has more than 19 years of experience in the accounting and financing field, including years of Corporate experience within the banking and mortgage industry.  Brandon currently serves as the Chicago Partner in Charge of Accounting Services and the Senior Consultation Partner - Consolidation leader in Deloitte’s National Office.  In addition, Brandon is a Deputy Industry Professional Practice Director for the Banking & Securities Industry. In addition to consolidation, Brandon is one of the firm’s leading experts in leasing and real estate transactions and specializes in the areas of financial instruments, mortgage servicing rights, and de-recognition. Prior to rejoining Deloitte in 2012, Brandon served as Deputy Controller and head of Accounting Policy in the Real Estate Lending division of Citigroup for 5 years, where he led multiple interpretation and implementation projects during a turbulent time in the mortgage industry. 

    Brandon is a member of the American Institute of Certified Public Accountants.  Brandon holds a B.A. in accounting from the University of Missouri – St. Louis and is a certified public accountant licensed to practice in Illinois and Missouri.




    Frank Plenskofski, Executive Vice President, Nationwide Mortgage Bankers

    Frank is currently, CEO/Executive Vice-President of Finance and Accounting at Nationwide Mortgage Bankers, Inc., a retail originator located in Melville New York.

    Frank began his career in public accounting spending 5 years as an auditor at a national firm. An offer of employment by a client brought him his first role in the financial services sector as a Chief Financial Officer at a Bank. Frank left banking in 1991 and would spend most of his career in the mortgage banking sector. He is most recognized for taking Rock Financial public in 1998 and worked on the sale to Intuit in 1999, leaving in 2000 after the transition over to Quickenloans. In addition to Rock Financial/Quickenloans, Frank has held the position of Chief Financial Officer in Opteum Financial Services, Platinum Home Mortgage, Guaranteed Rate and Cross-Country Mortgage.

    Frank lives with his wife in New Hope Pennsylvania, waiting for one of their four children to have their first grandchild. In the meantime, when not working, traveling and seeing the country are occupying their time.



    Patrick Journy, Chief Financial Officer, Mortgage Assets Management, LLC

    Patrick started his career in public accounting at a Big Four firm before spending time a large national firm. He was recruited out of public accounting by a Reverse Mortgage client to be their Controller and has since spent time in controllership and finance roles at both bank-owned and independent mortgage companies. Most of his time in the mortgage industry has been focused on working with PE backed entities, reverse products, and loan servicing. He joined Mortgage Assets Management in April of 2018 as the entity was starting up and today the Company oversees servicing assets in excess of $25b in upb and recently acquired a captive servicer.

  • Refreshment Break in the Exhibit Area

    Location: Marina Ballroom Foyer

    Refreshment Break

  • Business Intelligence Systems (Residential/CREF Joint Session)

    Location: Marina Ballroom G


    Speaker(s)

    Amber Elwell, CMB, Senior Vice President, Finance, Guild Mortgage Company

    Thomas Hahn, Vice President - Internal Audit, Berkadia

    Lyubomira Buresch, CMB, President, Polygon Research, Inc.

    Breakout Session,

    Residential Track,

    CREF Track

    Read more Read less

    Business Intelligence (BI) software and systems are democratizing information and analysis – and changing who knows what when.  But BI isn’t just about installing new software.  It often requires new thinking in terms of the platform, governance and culture.  This session will explore some of the latest tools and trends in BI, and provide insights on opportunities -- and challenges -- to making BI work within your organization.

    Speaker(s)

    Amber Elwell, CMB, Senior Vice President, Finance, Guild Mortgage Company

    Amber Elwell is SVP of Finance and oversees Guild Mortgage’s finance, accounting and treasury functions, including warehouse covenants, cash management, internal controls, audits, and branch and company financials. She has been with Guild since 2004.

    Her many accomplishments at Guild include managing the implementation and adoption of two company-wide business intelligence systems, a new accounting system, and a paperless invoice and expense reimbursement system.

    Ms. Elwell graduated with a B.B.A. in finance from Texas Christian University and earned an MBA from the University of California, Irvine. She holds an active CPA license and the Certified Mortgage Banker (CMB) designation. She has been involved with the Mortgage Bankers Association throughout her career and was chosen to participate in the California and national MBA Future Leaders programs.

    Thomas Hahn, Vice President - Internal Audit, Berkadia

    Tom Hahn is Vice President of Internal Audit at Berkadia. Prior to joining Berkadia, he spent most of his career in public accounting as a financial statement auditor. With over 10 years of accounting and audit experience, Tom has strong a background in financial reporting, planning and analysis. He also has experience with internal control design and implementation. He is a licensed CPA in the state of Pennsylvania and holds a BA from Saint Joseph’s University.

    Lyubomira Buresch, CMB, President, Polygon Research, Inc.

    Lyubomira Buresch, CMB, is an experienced mortgage banker & business executive, directing and managing the development and deployment of cloud-based technology solutions in the banking and financial services sector. These solutions minimize institutional risks, support economic inclusion and consumer protection, and help lenders develop innovative and safe mortgage banking products and services. She has worked with Fortune 500 companies, including Bank of America, Citibank, and KPMG. She is an alumna of University of Maryland Robert H. Smith School of Business.

  • Mortgage Servicing Rights

    Location: Marina Ballroom E


    Speaker(s)

    Alan Qureshi, Managing Partner, Blue Water Financial Technologies

    Mike Barber, Partner, BKM Sowan Horan

    Dean H. DeMeritte, President - Trading & Analytics, PHOENIX

    Breakout Session,

    Residential Track

    Read more Read less

    Correctly valuing and accounting for MSRs is an important aspect of the mortgage lending business. This panel helps you understand the importance of pricing, valuing and hedging MSRs, how to analyze interest rate scenarios, the different types of accounting treatment of MSRs — LOCOM or Fair Value, and discuss available valuation tools — and off-the-shelf models vs. third-party vendors.

    Speaker(s)

    Alan Qureshi, Managing Partner, Blue Water Financial Technologies

    Al Qureshi is a Managing Partner at Blue Water Financial Technologies.  Al brings over 20 years of experience in mortgage and capital markets to Blue Water’s senior management team. Al is responsible for overseeing product development, day to day operations and informing strategic thought. Immediately prior to joining Blue Water, Alan “Al” Qureshi was the President of Incenter Portfolio Advisors. At Incenter, Al developed various MSR related hedge strategies and valuation models as well as an MSR execution Platform called MSR-X. Al brings all of these developments with him to Blue Water and is excited to continue to build upon these strategies in a dynamic, sophisticated and client-focused environment. Prior to joining Incenter, Al served as Head of Mortgage Servicing Hedging and Hedging Analytics at U.S. Bank. Al has also held MSR, analytic, hedging and trading appointments for JP Morgan, Merrill Lynch and Diamondback Capital.

    Mike Barber, Partner, BKM Sowan Horan

    Mike Barber, a founding Partner of the CPA firm, BKM Sowan Horan, has worked with mortgage companies for over 20 years. Mike provides assurance and consulting services for private and public companies in the mortgage, real estate and financial services industries. In addition to leading the firm in recruiting highly qualified individuals, he is involved with many professional organizations including the Texas Mortgage Bankers Association and Dallas Mortgage Bankers Association.  Mike is a CPA and earned his Masters in Professional Accounting and Bachelors in Business Administration from the University of Texas at Austin.

    Dean H. DeMeritte, President - Trading & Analytics, PHOENIX

    Dean DeMeritte, the President of Trading and Analytics, has over 30 years in the mortgage banking industry and has been with PHOENIX since 2001. Prior to PHOENIX, he was with Fleet Mortgage as Vice President of Portfolio Transactions. He has also worked at Harbor Financial Mortgage Corp., Banc One Mortgage, Banc Plus Mortgage, Chemical Mortgage and J.I. Kislak Mortgage. His expertise includes buying and selling MSRs, contract negotiations, company acquisitions, strategic planning, finance and accounting. In addition, he was a principal with a mortgage production company. Dean has a B.S. in Marketing from the University of Maryland and has an M.B.A. with a concentration in Finance from Duke University.

  • Networking Lunch

    Location: Pacific Ballroom 16,
    North Tower,
    Level 1

    Lunch,

    Networking Opportunities

  • Legislations, Regulations and Policy: The Big Picture

    Location: Marina Ballroom G


    Speaker(s)

    Dan Fichtler, Director, Housing Finance Policy, Mortgage Bankers Association

    Bill Killmer, SVP for Legislative & Political Affairs, Mortgage Bankers Association

    Pete Mills, Senior Vice President of Residential Policy and Member Engagement, Mortgage Bankers Association

    Breakout Session,

    Residential Track

    Read more Read less

    Hear MBA legislative and policy staff dissect and analyze pending congressional bills, as well as upcoming and current finance and housing agencies’ regulations.  Issues include: housing finance reform efforts (e.g., GSE reform), HUD/FHA activities (e.g., FHA certs, servicing reforms), CFBP activities (e.g., LO Comp, QM patch), Ginnie activities (e.g., RFI on stress testing), and many other housing or mortgage finance-related proposals currently being considered, discussed and debated on the Hill and by the regulatory agencies.   

    Speaker(s)

    Dan Fichtler, Director, Housing Finance Policy, Mortgage Bankers Association

    Dan Fichtler is Director of Housing Finance Policy at the Mortgage Bankers Association. In this role, he is responsible for developing MBA’s policy work related to loan production issues, including the government housing programs operated by FHA, VA, and USDA, as well as secondary and capital markets issues, including agency and non-agency securities markets and the activities of FHFA, Fannie Mae and Freddie Mac, Ginnie Mae, and the Federal Home Loan Banks. Prior to joining MBA, Dan was a policy advisor at the U.S. Department of the Treasury, where he served on the staff of the Financial Stability Oversight Council. He has also served as an advisor to the majority staff of the Senate Banking Committee, during which time he helped draft the Johnson-Crapo housing finance reform legislation. Dan holds a Bachelor's degree in economics and political science from Colgate University and a Master's in Public Affairs from the Woodrow Wilson School at Princeton University.

    Bill Killmer, SVP for Legislative & Political Affairs, Mortgage Bankers Association

    Bill Killmer is Senior Vice President for Legislative and Political Affairs at the Mortgage Bankers Association (MBA). A veteran of nearly twenty five years in the housing arena, Bill is responsible for managing the real estate finance industry’s legislative, grassroots, and political fundraising activities, in close coordination with the MBA member leadership and its public policy and lobbying teams. He directs MBA’s outreach to Congress, as well as other key political advocacy efforts. Previously named one of CEO Update's trade association Top Lobbyists, Killmer joined MBA in July 2010, after nearly twenty years in the policy space at the National Association of Home Builders (NAHB). During his NAHB tenure, Killmer served as the association's Chief Lobbyist and, more recently, as Executive Vice President for Advocacy, managing all aspects of the group's public policy outreach. He previously served as a Senior Legislative Officer for Congressional and Intergovernmental Affairs at the U.S. Department of Labor during the George H.W. Bush administration. Killmer holds a Bachelor's degree in Business Administration (BBA) with a concentration in Finance/Economics from Baylor University.

    Pete Mills, Senior Vice President of Residential Policy and Member Engagement, Mortgage Bankers Association

    Pete Mills is Senior Vice President of Residential Policy and Member Engagement at the Mortgage Bankers Association (MBA). In this position, he leads MBA's residential policy team and state and local advocacy program, and directs MBA's residential member engagement efforts across the MBA value platform.  Mills is an experienced financial services industry executive with more than 30 years of expertise in public affairs, government relations, public policy and research, all in the housing and mortgage finance arena. Prior to joining MBA, he served as Managing Director and co-founder of the Community Mortgage Banking Project, a public policy organization that represented the interests of companies and coalitions involved in the housing and mortgage finance industries.  During his career, Mills lead corporate public affairs for Countrywide Financial, managed trade association policy advocacy for the California Mortgage Bankers Association and the California Association of Realtors, and conducted housing policy research at the Federal Reserve Board. He has a BA in Economics from the University of California at Berkeley, where he graduated with distinction in 1982.

  • Sales Costs and Productivity

    Location: Marina Ballroom E


    Speaker(s)

    Richard Andreano, Partner, Ballard Spahr LLP

    Lori Brewer, Founder & CEO, LBA Ware

    Darryl MacNair, CFO, Eustis Mortgage Corporation

    Matt Stokes, Chief Analytics Officer, AmCap

    Breakout Session,

    Residential Track

    Read more Read less

    Find out about strategies mortgage companies are using to motivate and align loan originators to increase volume while protecting the bottom line. How can companies reset compensation to reward top performers and limit the drag of the low- and non-performers? How can loan-level data help lenders make faster, more informed decisions around rate locks, lender credits and rate reduction requests? And how are lenders taking marketing expenses, assistant salaries and license fees into account when determining LO compensation structures?

    Speaker(s)

    Richard Andreano, Partner, Ballard Spahr LLP

    Richard J. Andreano, Jr., is a Practice Leader of the Mortgage Banking Group at Ballard Spahr, and a member of the Consumer Financial Services Group. He has devoted over 30 years of practice to financial services, mortgage banking, and consumer finance law.  Rich advises the mortgage and settlement service industries on regulatory compliance and related matters, including issues concerning the Dodd-Frank Act, Real Estate Settlement Procedures Act, Truth in Lending Act, Equal Credit Opportunity Act, Fair Housing Act, Fair Credit Reporting Act, Home Mortgage Disclosure Act, and Gramm-Leach-Bliley Act.  He assists clients with government agency examinations and with regulatory issues, including loan originator compensation matters, affiliated business arrangement and other RESPA matters, and TRID, HMDA, ability to repay matters.  Rich is the author of the MBA Compliance Essentials Loan Originator Compensation Rule Resource Guide™ and co-author of the MBA Compliance Essentials TILA/RESPA Integrated Disclosure (TRID) Resource Guide™.

    Lori Brewer, Founder & CEO, LBA Ware

    Lori Brewer is an accomplished entrepreneur and technology leader who has manifested her forward-thinking visions into the development of award-winning fintech applications including CompenSafe™, the premier incentive compensation management platform and LimeGear™, a revolutionary business intelligence platform. As an officer in the U.S. Air Force, she designed an inaugural website for the C-130 Hercules, organizing and presenting crucial information for troops around the globe. As a civilian software developer, she was hired by a mortgage lender and found similar challenges: disorganized and disparate data, a clear need for improved processes, and the opportunity to show high returns on technology investments. Now with over 20 years of mortgage banking experience, Brewer is an indispensable technology leader in the industry founder and CEO of LBA Ware™, an Inc. 5000 company, and recipient of the prestigious Tech All-Star award by the Mortgage Bankers Association. For more information on LBA Ware, visit lbaware.com.

    Darryl MacNair, CFO, Eustis Mortgage Corporation

    Darryl joined Eustis Mortgage in November 2016, bringing with him over 20+ years of Financial Services experience with a main concentration in the Mortgage Banking and Servicing areas. He held various senior level and C level positions with a focus in the Finance and Accounting departments but brings production and operational expertise to meet Companies profitability goals. He graduated from Northeastern University with a BSBA majoring in Accounting in 1996.

    Matt Stokes, Chief Analytics Officer, AmCap

    Matt Stokes is the Chief Analytics Officer of AmCap Mortgage, Ltd., a mortgage bank and direct residential mortgage lender based in Houston, Texas.  AmCap has been voted by our own employees as a top place to work for nine years in a row. In addition to being named a top workplace for nine years running, AmCap was also named as one of Houston’s Fast 100, a recognition awarded to the city’s fastest growing companies, by the Houston Business Journal for the last three years. With 18 years in the mortgage industry and twelve years at AmCap, he has been invaluable in the growth and financial health of AmCap Mortgage.

    Matt received a BA in Accounting from Sam Houston State University and was awarded the Who’s Who Among Students in American Universities & Colleges.

  • Tech in CREF

    Location: Marina Ballroom D


    Speaker(s)

    Andrea Jang, Head of Growth, Americas, Jones Lang LaSalle

    Breakout Session,

    CREF Track

    Read more Read less

    Technology may not be changing the game in commercial and multifamily mortgage finance, but it is changing how it is played.  This session provides insights into the range of ways tech is embedding in CREF – from RPA to AI to PropTech – and some of the players who are making it happen.

    Speaker(s)

    Andrea Jang, Head of Growth, Americas, Jones Lang LaSalle

    Andrea Jang leads Growth for the Americas at JLL Spark, a $100M strategic Global Venture Fund focused on investing in proptech for the commercial real estate sector. Previously, Andrea was Senior Vice President, Corporate Development at JLL.  She was responsible for driving revenue and margin growth through corporate acquisitions in capital markets, brokerage, and property management for JLL Americas.  Andrea has held previous roles in business development and capital markets with key institutional real estate investors.  Andrea holds her MS in Real Estate from the Cornell Hotel School, her MBA from the Ivey Business School, and her BS Econ from the Wharton School.

  • CECL (Residential/CREF Joint Session)

    Location: Marina Ballroom D


    Speaker(s)

    Matthew Streadbeck, Assurance Partner & Executive Leader, Ernst & Young LLP

    Joy Palmer, Deputy Chief Accountant, Office of the Comptroller of Currency

    Michael Fratantoni, Ph.D., Chief Economist & Senior Vice President, Research & Industry Technology, Mortgage Bankers Association

    John Toohig, Head of Whole Loan Trading, Raymond James

    Breakout Session,

    Residential Track,

    CREF Track

    Read more Read less

    The Current Expected Credit Loss (CECL) standard is coming and is changing the ways companies account for mortgage and other assets they hold on their balance sheets.  As more firms move from design to implementation, this session will get into the nuts-and-bolts of making CECL work over the long-term.  Discussion will cover CECL rules & timelines, approaches to modeling, model governance and early lessons from implementation.

    Speaker(s)

    Matthew Streadbeck, Assurance Partner & Executive Leader, Ernst & Young LLP

    Joy Palmer, Deputy Chief Accountant, Office of the Comptroller of Currency

    Michael Fratantoni, Ph.D., Chief Economist & Senior Vice President, Research & Industry Technology, Mortgage Bankers Association

    Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys, benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO and serves on the CSP's Industry Advisory Group and the membership committee of MERS. Prior to joining MBA, Fratantoni worked in the industry in risk management and senior economist roles at Washington Mutual and Fannie Mae.

    John Toohig, Head of Whole Loan Trading, Raymond James

    John Toohig is a Managing Director at Raymond James, a Board Member and President of Raymond James Mortgage Company, Inc and Head of the Whole Loan Group. He joined Raymond James (formerly Morgan Keegan) in September of 2006. As manager of the Whole Loan group, his primary responsibilities include day-to-day trading of whole loan packages, portfolio analysis, transaction management and the structuring of whole loan, participation and various structured products. His product focus encompasses both seasoned and new production: residential mortgages (both QM and Non-QM), commercial mortgages, consumer lending, scratch and dent loans, and non-performing assets. Prior to joining the Whole Loan group at Raymond James, he was a part of the firm’s Taxable Banking platform where he was responsible for corporate debt transactions, trust preferred securities, sale leaseback transactions and ABS transactions. Previously, he worked for FTN Financial in their Capital Assets department and primarily focused on automobile securitizations (ABS) for community depositories. Mr. Toohig was also responsible for the analysis and trading of whole loans – namely consumer and residential mortgages. Prior to that, John was in a wealth management role at Wells Fargo. He received his undergraduate degree from the Houghton College and his MBA from the University of Mississippi with a focus in finance and IT. He holds a Series 7, 24 and Series 63 license. His community involvement includes currently serving as Member of the Board of Trustees for St. Agnes Academy / St. Dominic School. He is also a former chairman for both the Lafayette and DeSoto county American Cancer Society Relay for Life events and the former president of the Ole Miss MBA Alumni Board. Mr. Toohig resides in Memphis, TN with his wife Sha, and his two daughters, Helen Grace and Cressey, while he works in Raymond James’ east Memphis branch.

  • Financing and Balance Sheet Strategies for Non-Depository Institutions

    Location: Marina Ballroom E


    Speaker(s)

    Kenneth D. Logan, CMB, EVP, Head of Residential Finance, Bank of Hope

    David Lipscomb, CPA, Senior Vice President of Finance and Controller, Prosperity Home Mortgage, LLC

    Debbie Johnson, Executive Vice President and Chief Financial Officer, Evergreen Home Loans

    Tom Connally, Senior Vice President, Financial Institutions Group, Capital One

    Breakout Session,

    Residential Track

    Read more Read less

    A group of mortgage finance veterans discuss the internal and external forces affecting access to capital and financing decisions for non-depositories.   Discussion centers around the common sources of financing for non-depositories and the trade-offs between equity vs. debt financing.   They will answer: How do companies achieve the “right” balance and diversification of funding sources to better ensure adequate liquidity and a strong balance sheet?  What happens when the more favorable mortgage market conditions of 2019 reverse?  And, are non-depositories poised to handle stress scenarios, when financing is harder to come by?

    Speaker(s)

    Kenneth D. Logan, CMB, EVP, Head of Residential Finance, Bank of Hope

    Ken Logan is now the EVP, Head of Residential Finance for Bank of Hope, a $16 Billion Publicly traded bank.  His portfolio of responsibilities includes oversight of all the bank’s residential lending related activities, including the origination, whole loan purchase and servicing businesses, the warehouse lending group, and the bank’s residential property backed mortgage loan portfolio. Mr. Logan previously served as Founder and Head of Wells Fargo’s Mortgage Banker Finance Group from May, 2007 – June 2019.  That group focuses on providing warehouse lines and structured lending facilities backed by various forms of residential mortgage assets to mortgage bankers and investors nationally.

    He has nearly 35 years of experience in many facets of the banking, mortgage and investment banking industries, including warehouse lending, correspondent, non-prime, M&A advisory and expert witness on mortgage fraud and lending practices on civil matters and federal criminal cases. His educational background includes undergraduate degrees in management and finance, an MBA in Entrepreneurial Finance, and he holds series 7 and 63 securities licenses. He also earned the CMB designation from the Mortgage Bankers Association in 2007. Personally, Ken is a Cherokee County Firefighter/EMT and Chef of the Search & Rescue Special Operations team for 18 years.  He is also regularly involved with several different mission activities, primarily in Haiti.

    David Lipscomb, CPA, Senior Vice President of Finance and Controller, Prosperity Home Mortgage, LLC

    David Lipscomb, CPA is the Senior Vice President of Finance for Prosperity Home Mortgage, LLC (PHM) and is responsible for all Accounting, Finance and Treasury activities.  PHM is owned by Long & Foster Companies which is owned by Home Services of America, a business unit of Berkshire Hathaway, Inc.  He joined PHM in 2013 from Baron Cameron & Company, a boutique consulting firm to the mortgage industry which he founded and was CEO.  Previously, he worked at KPMG, FNMA and Wells Fargo Home Mortgage in various financial roles of increasing responsibility. Lipscomb is a Certified Public Accountant.  He earned his BBA with an Accounting major from Pacific Lutheran University in Tacoma, Washington and his MBA from California State University at Long Beach. 

    Debbie Johnson, Executive Vice President and Chief Financial Officer, Evergreen Home Loans

    As chief financial officer, Debra Johnson brings more than 25 years of financial services experience to Evergreen Home Loans. A well-known leader in the mortgage and banking community, Debra strengthens our culture and commitment to providing affordable lending solutions for our customers. A board member of the Coal Creek Family YMCA, Debra holds a bachelor’s degree in accounting and finance from Western Washington University and a graduate-level degree from Pacific Coast Banking School.

     

     

     

    Tom Connally, Senior Vice President, Financial Institutions Group, Capital One

    Tom joined Capital One earlier this year to help launch the residential mortgage warehouse lending business inside of its corporate bank.  Tom is a seasoned corporate banker and leader having spent much of the past 30 years in client facing positions and managing sales teams with First Chicago, Bank One, Washington Mutual and Associated Bank prior to joining Capital One, all in Chicago.  Tom received his BBA from The University of Massachusetts in accounting and started his career with Arthur Andersen in Boston.  Tom subsequently earned his MBA from The University of Michigan and MS in financial markets and trading from the Illinois Institute of Technology.

  • Tax Reform

    Location: Marina Ballroom G


    Speaker(s)

    Jared Frost, AMP, Partner, Richey May & Co., LLP

    Brad Marckx, Partner, BKM Sowan Horan

    Jeff Spiegel, Partner, Spiegel Accountancy Corp.

    Breakout Session,

    Residential Track

    Read more Read less

    Now that the first filing season is over, and with new tax rules in place, what did we learn? Our expert panelists review the highlights of tax reform and identify what provisions have the largest impact on mortgage lending, including the new pass-through deduction, limitation on business interest deduction, changes to standard and itemized deductions and how the impact on loan originator compensation   The panel will also discuss tax issues relating to mortgage servicing.

    Speaker(s)

    Jared Frost, AMP, Partner, Richey May & Co., LLP

    Jared Frost is Partner in Charge of Richey May’s Mortgage Banking Tax Practice. He started with Richey May in 2009 and became a Tax Partner in 2013. Jared has managed relationships with clients in various industries, including mortgage banking, real estate, wholesale, retail and professional services. He currently specializes in providing tax compliance and consulting services to privately held mortgage banking companies throughout the country. He helps clients understand the tax opportunities and consequences that arise from their business decisions. Jared also plays a key role internally at the firm, leading the Mortgage Banking Tax Practice, reviewing the work of staff and managers and assisting with recruiting, practice development, and staff mentoring and evaluations. Previously, Jared worked at KPMG, LLP managing client relationships and reviewing staff work.

    Jared grew up in Los Angeles where he was inspired to pursue a career in accounting by his father, who was also an accountant. Jared attributes his success to a strong work ethic and motivation to acquire knowledge. He now resides in Parker, Colorado with his wife, Holly, and their seven children. The Frost family is particularly fond of the Parker community due to the type of lifestyle it permits. While away from the office, Jared enjoys sports, movies and spending time with family and friends.

    Brad Marckx, Partner, BKM Sowan Horan

    Brad started his career approximately 20 years ago working as a revenue agent with the Internal Revenue Service (IRS). The background with the IRS and a Masters Degree in Taxation (MT) from University of Denver provides a solid foundation in helping businesses, both private and public. Brad’s area of concentration include federal and state tax planning and compliance , ASC 740, Accounting for income taxes (including documentation of uncertain positions), entity choice, and strategic plans and forecasts.

    Brad’s clients benefit from tax strategies that work with the short and long range business objectives. Listening to individuals and management teams’ objectives and educating on the tax options provides a collaborative approach. This can involve merger and acquisitions planning in partnership and corporations, Oil and Gas services and E&P, Section 263A capitalization analysis, or other complex situations.

    Brad enjoys the collaboration, the foundation of BKM Sowan Horan, that comes from working with dedicated professionals and managing a diverse group of clients.

    Jeff Spiegel, Partner, Spiegel Accountancy Corp.

    Jeff Spiegel’s distinguished career as a Certified Public Accountant has included positions with Peat Marwick and Deloitte & Touche, two of the largest accounting firms in the world. He went on to establish his own firm in 1990 to better meet the needs of his clients. Jeff’s experience covers the full range of tax, accounting, audit, and consulting services. His professional style is to maintain a high-level of visibility and interaction with his clients throughout the year to stay abreast of developments within their companies that affect their financial picture.

    Throughout his career, Jeff has specialized in providing services for individuals and small businesses in a wide variety of industries including financial services, real estate, investment partnerships, professional service firms and e-commerce. Jeff has published articles on various tax topics and business practices and is a frequent speaker on various tax, accounting, and business topics. He is actively involved in professional organizations related to specific industries such as the Mortgage Bankers Association, California Mortgage Bankers Association, and the California Mortgage Association. Jeff is a member of the American Institute of CPAs and the California Society of CPAs. He received his BS degree from the University of Arizona and is a Certified Public Accountant in the states of California, Colorado, Connecticut, Oregon, Nevada, Texas, Washington, and Washington DC. In his spare time, Jeff likes to travel and exercise. He loves sporting events and is an avid Golden State Warrior fan – you’ll find him at almost every game. He also likes to hike and spend time with his colleagues and friends.

  • Refreshment Break in the Exhibit Area

    Location: Marina Ballroom Foyer

  • CECL: The CREF Specifics

    Location: Marina Ballroom D


    Speaker(s)

    James Warner, Senior Vice President & Controller, Walker & Dunlop

    Steve J. Robertson, Partner, PwC

    Breakout Session,

    CREF Track

    Read more Read less

    The ways commercial and multifamily mortgage lenders account for (potential) credit losses is changing, impacting both the economics and the operations of the business.  This session will dive into CECL questions specific to commercial and multifamily mortgage banking firms, from modeling and managing the process to an assessment of who is doing what.

    Speaker(s)

    James Warner, Senior Vice President & Controller, Walker & Dunlop

    Steve J. Robertson, Partner, PwC

    Steve Robertson is a Partner in PwC’s Financial Services practice. Steve provides mortgage asset valuation and risk management advisory services to various commercial and consumer finance companies, bank affiliated mortgage companies, and government agencies including commercial real estate, multifamily, and residential mortgage originators and servicers. Steve supports some of PwC’s largest Financial Services audit clients by auditing model-based critical accounting estimates including valuation of commercial / multifamily / residential mortgage servicing assets, whole loans, and allowance for loan losses. His experience with mortgage servicing assets includes a wide range of Fannie Mae, Freddie Mac, FHA, VA, CMBS, Life Insurance Company, and private investor programs.  Steve has led several digital labor initiatives, including piloting the use of robotic process automation for operational processes and audit procedures.

    Steve earned a BBA in Accounting and Finance from the University of Wisconsin, a MBA in Finance from the University of Maryland, and a MS in Operations Research from the University of Maryland.

  • Improving Company Performance through Reporting and Analytics

    Location: Marina Ballroom E


    Speaker(s)

    Felicia Kilger, CPA, Vice President, Accounting Director, Umpqua Bank

    Prateek Khokhar, Chief Financial Officer, American Pacific Mortgage Corporation

    Quinn Brown, Chief Financial Officer, Axia Home Loans

    Marina Walsh, Vice President, Industry Analysis, Research and Economics, Mortgage Bankers Association

    Breakout Session,

    Residential Track

    Read more Read less

    Finance managers with their boots on the ground will discuss and debate ways to improve operational and financial reporting and analysis.  They will discuss their approaches to reporting and analysis, including the specific metrics that they use and on what frequency (key takeaway - more data and more often isn’t necessarily better).  Their viewpoints on communicating results to various business units will be shared as well.  The end goal:  to ensure companies can quickly adjust to changing market conditions and have the capabilities to make longer-term strategic decisions. 

    Speaker(s)

    Felicia Kilger, CPA, Vice President, Accounting Director, Umpqua Bank

    Felicia Kilger is Vice President Accounting Director at Umpqua Bank, the West Coast’s largest community bank.  She is responsible for all accounting and financial analysis related to mortgage banking, including mortgage originations, servicing, incentives, forecasting, reporting and vendor management.  She is a CPA and holds an MBA degree.  Felicia’s career in accounting spans over 25 years and includes work as a college educator and community volunteer.

    Prateek Khokhar, Chief Financial Officer, American Pacific Mortgage Corporation

    Prateek joined American Pacific Mortgage in 2017 as Chief Financial Officer. With nearly 20 years of experience in the mortgage banking industry, Prateek has substantial expertise in debt and equity capital raising, M&A activity and overall corporate finance. Prateek has been a featured speaker at several MBA conferences on topics ranging from maximizing profitability and how to create sustainable operations through technology, and software automation. Prateek oversees all areas of finance, accounting, treasury and payroll. He works with senior leadership to serve as a valuable strategic partner to APM and all of its branches to grow APM’s lending platform. People and culture, even in a finance setting, are the most important ingredients for success to Prateek. Prior to joining APM, Prateek was the CFO at Skyline Financial, and led the spinout of Cloudvirga to deliver on the promise of the digital mortgage. He was recently recognized as the 40 most influential mortgage professionals under 40. Prateek grew up in Burbank, California and did his undergraduate at UCLA and his MBA at Pepperdine University.

    Quinn Brown, Chief Financial Officer, Axia Home Loans

    Quinn Brown has been in the Banking and Financial sector for over 35 years. First working in traditional Banking and moving into the Mortgage arena in the early 2000s. She has been involved in the planning and execution of numerous acquisitions and system integrations, joining Axia Home Loans when the company first opened it’s doors in 2007. In addition to her role as Chief Financial Officer she also serves on the Axia Leadership Team and Board of Directors.  Axia became a 100% Employee Owned Company in 2016.

    Marina Walsh, Vice President, Industry Analysis, Research and Economics, Mortgage Bankers Association

    Marina Walsh is vice president of industry analysis in MBA's research and economics department, specializing in industry performance benchmarking for residential lenders and servicers. She has worked in real estate finance for close to twenty years. Currently, she leads the management and direction for the annual and quarterly Mortgage Bankers Performance Reports, the Servicing Operations Study and Forum, the Peer Group Survey and Roundtable Program, the Mortgage Banking Compensation Survey Program and other ad hoc surveys and policy analyses. She is also MBA's spokesperson for the Quarterly National Delinquency Survey.  In addition, Walsh conducts specialty workshops, symposiums and roundtables on a variety of current topics critical to the mortgage industry and provides program advisory support for several conferences, particularly MBA's Accounting and Financial Management Conference and its National Servicing Conference. She is an instructor for several MBA Education webinars and courses, including the Introductory and Advanced Schools of Mortgage Servicing and the Future Leaders Program. Results of her work have been published in all of the major trade publications as well as national and local newspapers. She is a frequent speaker at MBA and other industry events and conferences.  Walsh was named to HousingWire's "2016 Women of Influence" list. The list, which is based on nominations from the industry, highlights women who are making significant contributions to mortgage banking and real estate.  Prior to joining MBA, Walsh was a manager in Ernst and Young's Real Estate Advisory Services Group where her focus was Federal credit program design, implementation and performance measurement. She started her career in the Management Training Program, then subsequently the financial planning division, of the Port Authority of NY & NJ.

  • Financial Management and Accounting - Unplugged: Session 1

    Location: Marina Ballroom E


    Speaker(s)

    Richard Andreano, Partner, Ballard Spahr LLP

    Michael Chen-Young, Partner, AlignIQ, LLC

    Don Halpern, Partner, Weiner Brodsky Kider PC

    Paul Chiarelli, CPA, Partner, Acquavella, Chiarelli, Shuster LLP

    Breakout Session,

    Residential Track

    Read more Read less

    AMF19 offers more time to meet face-to-face with your peers to network, discuss, debate and problem solve.  Choose between one of the four topics listed below and find your table to collaborate with peers in a smaller group setting. Guided by a facilitator, you will brainstorm issues and share experiences. In the last half of the session, a representative from each group will provide a 5 minute summary of your findings and solutions. This think tank session will serve to identify common challenges as well as solutions for you, your company, and our industry as a whole.

    Session 1 Round Table Topics:

    Loan Originator Compensation and Other HR Issues
    Mortgage Accounting Office Hours: More Accounting and Auditing Q&A
    All Things M&A: Valuation, Growth and Exit Strategies
    Budgeting and Forecasting

    Speaker(s)

    Richard Andreano, Partner, Ballard Spahr LLP

    Richard J. Andreano, Jr., is a Practice Leader of the Mortgage Banking Group at Ballard Spahr, and a member of the Consumer Financial Services Group. He has devoted over 30 years of practice to financial services, mortgage banking, and consumer finance law.  Rich advises the mortgage and settlement service industries on regulatory compliance and related matters, including issues concerning the Dodd-Frank Act, Real Estate Settlement Procedures Act, Truth in Lending Act, Equal Credit Opportunity Act, Fair Housing Act, Fair Credit Reporting Act, Home Mortgage Disclosure Act, and Gramm-Leach-Bliley Act.  He assists clients with government agency examinations and with regulatory issues, including loan originator compensation matters, affiliated business arrangement and other RESPA matters, and TRID, HMDA, ability to repay matters.  Rich is the author of the MBA Compliance Essentials Loan Originator Compensation Rule Resource Guide™ and co-author of the MBA Compliance Essentials TILA/RESPA Integrated Disclosure (TRID) Resource Guide™.

    Michael Chen-Young, Partner, AlignIQ, LLC

    Michael Chen-Young – AlignIQ, LLC, President.  Mr. Chen-Young has over 20 years of leadership experience across multiple industries overseeing business strategy and execution with integrated performance management across multiple areas such as finance, capital markets, risk, operations, technology and data. He currently leads AlignIQ’s advisory services in helping clients improve their overall performance management with integrated forecasting, reporting and analysis leveraging various CPM & BI platforms. Prior to AlignIQ, Mr. Chen-Young was the Deputy Chief Financial Officer & Treasurer overseeing the financial & liquidity management of Prospect Mortgage, a US top-30 mortgage bank with $8-$9B in annual originations generating $300 - $400M in annual revenues across retail, consumer direct, correspondent, and broker channels.

    Prior to Prospect, Mr. Chen-Young was the VP, Strategic Analytics & Finance Transformation at Fannie Mae, leading industry-changing initiatives such as Credit Risk Transfer, Loan Quality Initiative-Uniform Loan Data Delivery (ULDD), Joint Servicing Compensation Initiative, & Finance Transformation. Prior to Fannie Mae, Mr. Chen-Young helped finance and start Greensmith Energy Management Systems as its founding Chief Information Officer and acting Chief Operating Officer, building the strategy, product and platform to become a leading US provider of energy storage software and integration services.

    Prior to Greensmith, Mr. Chen-Young played multiple hands-on leadership and development roles at Fannie Mae, having started in Technology and later crossing over into Finance and Data, leading multiple performance management areas such as business planning, enterprise budgeting, executive information systems/ financial dashboards with OLAP/ business intelligence, accounting & financial reporting, and data warehousing. Mr. Chen-Young has Master’s & PhD degrees in Economics from the University of Maryland, College Park, and a Bachelor’s degree in Mathematics & Economics from the College of William & Mary.

    Don Halpern, Partner, Weiner Brodsky Kider PC

    Don J. Halpern has over 30 years of experience in transactional, corporate and regulatory matters involving the issues facing the mortgage banking and real estate finance industry.  Don is a partner at Weiner Brodsky Kider PC, where he represents clients in structuring, negotiating and documenting complex acquisitions, financings and other business arrangements.

    Weiner Brodsky Kider PC is a leading national law firm focusing in transactional, regulatory compliance, and litigation matters for clients throughout the United States, including financial institutions, mortgage bankers, servicers and subservicers, secondary market investors, venture capital funds, homebuilders, mortgage brokers, real estate brokers, title companies, and trade associations.

    Don received his B.A. in Economics from the University of Pennsylvania, his law degree from Rutgers University School of Law, where he served as an editor of the school’s Law Journal, and his Master of Laws degree in Corporation Law from New York University School of Law.

    Paul Chiarelli, CPA, Partner, Acquavella, Chiarelli, Shuster LLP

    Paul Chiareli, CPA, is an Audit Partner at ACS and services various industries, including mortgage banking, private lending, private equity, asset-based lenders, among others. The services provided include financial statement audits, internal control analysis, subservicing oversight, quality of earnings, etc. In addition, Paul provides consultation services with respect to various mortgage banking issues, including derivatives, allowance for loan losses, leases, regulatory changes and tax matters. Paul has a B.S. in accounting and finance from Rutgers University.

  • Regulatory Update (CREF Track)

    Location: Marina Ballroom D


    Speaker(s)

    Bruce Oliver, AVP Commercial Multifamily Policy, Mortgage Bankers Association

    Breakout Session,

    CREF Track

    Read more Read less

    Flood insurance, rent control, FHA, Davis Bacon, the future of the GSEs… there seems to be no end to the number of regulatory issues affecting commercial and multifamily real estate finance. Attend this session to dive into what is going on and what may be around the corner.

    Speaker(s)

    Bruce Oliver, AVP Commercial Multifamily Policy, Mortgage Bankers Association

    Bruce Oliver is Associate Vice President of Commercial/Multifamily Policy at MBA. In that capacity, he conducts analysis and advocacy on public policy matters that affect MBA’s commercial/multifamily members. Among other areas, this includes regulatory reform, HMDA, tax reform, GSE reform, Davis-Bacon and other FHA issues, and policy implications of commercial/multifamily innovation. Prior to joining MBA, Bruce was compliance consultant with PwC, regulatory counsel at Freddie Mac, white collar criminal defense attorney with Williams & Connolly, staff attorney at the OCC and US Treasury,. Prior to his legal career, Bruce was a practicing chemist.

  • mPower Event: Women in Leadership (Closed to Media)

    Location: Marina Ballroom G


    Speaker(s)

    Pam Cooper, CMB, Chief Financial Officer, Citywide Home Loans/CHL Mortgage

    Felicia Kilger, CPA, Vice President, Accounting Director, Umpqua Bank

    Lisa J. Haynes, Senior Vice President, Chief Financial Officer, and Chief Diversity and Inclusion Officer, Mortgage Bankers Association

    Jennifer Hannah, AMP, Partner, Richey May

    mPower Event

    Read more Read less

    Join us for a unique networking and learning event dedicated to women working in accounting and financial management in the mortgage and commercial real estate finance industries. Our panel of industry leaders discuss how to excel in today’s working environment based on their own experiences, provide tips on how to extend your reach and speak one-on-one with members of the audience during a Q&A session. This event starts with a networking reception followed by our informative panel discussion.

    Schedule
    5:00 PM - 5:30 PM          Light Refreshments and Networking 
    5:30 PM - 6:30 PM          Program

    Learn more about mPower — MBA Promoting Opportunities for Women to Extend Their Reach — by visiting mba.org

    Sponsored by: Richey May & Co.

    Speaker(s)

    Pam Cooper, CMB, Chief Financial Officer, Citywide Home Loans/CHL Mortgage

    Pam started her career in mortgage banking  over 30 years ago, personally experiencing the days of double digit rates and negative am loans while as an investor reporting clerk in Orange County, Calif in the 1980’s.  She took a 10 year break from mortgage loan accounting to work for Deloitte in their financial services practice, returning to her roots in 2006 as VP Finance at Home American Mortgage, a builder captive mortgage company,  moving on to Aurora Loan Services, WJ Bradley Mortgage and most recently, as Chief Financial Officer of Citywide Home Loans, in Salt Lake City.  She is Vice Chair of the MBA Accounting and Financial Management Committee and earned her Certified Mortgage Bankers (CMB) designation in October 2019.  She is passionate about all areas of the mortgage industry and is eager to share her CMB experience with other CPAs who share her interest.

    Felicia Kilger, CPA, Vice President, Accounting Director, Umpqua Bank

    Felicia Kilger is Vice President Accounting Director at Umpqua Bank, the West Coast’s largest community bank.  She is responsible for all accounting and financial analysis related to mortgage banking, including mortgage originations, servicing, incentives, forecasting, reporting and vendor management.  She is a CPA and holds an MBA degree.  Felicia’s career in accounting spans over 25 years and includes work as a college educator and community volunteer.

    Lisa J. Haynes, Senior Vice President, Chief Financial Officer, and Chief Diversity and Inclusion Officer, Mortgage Bankers Association

    Lisa J. Haynes is Senior Vice President, Chief Financial Officer, and Chief Diversity and Inclusion Officer for the Mortgage Bankers Association (MBA). As the Chief Financial Officer, Haynes is responsible for accounting and financial functions, including setting the policies, procedures, strategies and practices of MBA, as well as overseeing the Association's assets . She also works to ensure future financial stability for MBA through strategic planning and forecasting.  With over 30 years of experience in the fields of finance and accounting, Haynes brings a wealth of knowledge to the CFO position. Prior to joining MBA, Haynes worked for Fannie Mae and served the company in several positions including Vice President of Financial Planning & Analysis,  Vice President for Finance Transformation, and Vice President for Operational Accounting, where she led a team of 45 professionals responsible for the management of single and multifamily loans worth approximately $3 trillion. 

    Haynes has also been named as MBA's Chief Diversity and Inclusion Officer. In this role, she serves as an executive-level strategist partnering with the leaders of MBA's diversity and inclusion initiatives to promote a comprehensive strategy that fosters a culture of diversity and inclusion within the real estate finance industry. In addition to working with Human Resources, Lisa develops and implements plans, programs, and activities that educate and engage employees on the value of diversity and the critical importance of inclusion. Before her work at Fannie Mae, Haynes established and grew her own consulting practice in Massachusetts. Her practice specialized in financial consulting services for nonprofits and small businesses. Haynes was also the Senior Associate Controller and Director for John Hancock Financial Services, Inc. in Boston where she led the SEC and Management Reporting team during the company's demutualization in 2000. 

    Haynes holds a Master of Business Administration from the Boston University Graduate School of Management, Bachelor of Science in Accounting from Bentley College, and is certified as a public accountant in the state of Virginia.

    Jennifer Hannah, AMP, Partner, Richey May

    Jennifer joined Richey May in January 2012 and was promoted to Assurance Partner in 2014. Prior to joining Richey May, Jennifer worked with a large national accounting firm and in the finance department of a construction company, providing her with experience as both a client and a client-serving professional. Jennifer specializes in mortgage banking, real estate, nonprofits and 401(k) plans. She has authored a number of white papers for the mortgage banking industry and provides accounting updates for clients as well as for the firm. Jennifer is focused on providing consulting advice to her clients, and she has experience in process improvement that has earned her much appreciation from many of the businesses Richey May serves. She has trained a number of clients and new entrants to the industry on hedging, mortgage servicing rights and other areas specific to mortgage banking. Jennifer enjoys staying current on industry news so she can provide clients with fresh insights.

Thursday, November 21, 2019

  • Breakfast Conversations - Roundtable Discussions

    Location: Marina Ballroom G


    Speaker(s)

    Dan Fichtler, Director, Housing Finance Policy, Mortgage Bankers Association

    Breakfast,

    Roundtable

    Read more Read less

    Before heading home, grab breakfast and join us for an informal roundtable discussion in a small group setting. 
    This is your chance to be part of the conversation and find solutions that best fit your firm.

    Residential Roundtables by Company Type: 
    IMBS
    Banks (Including LIBOR)
    Mid-size Firms

    CREF/Multifamily Roundtable 

    Speaker(s)

    Dan Fichtler, Director, Housing Finance Policy, Mortgage Bankers Association

    Dan Fichtler is Director of Housing Finance Policy at the Mortgage Bankers Association. In this role, he is responsible for developing MBA’s policy work related to loan production issues, including the government housing programs operated by FHA, VA, and USDA, as well as secondary and capital markets issues, including agency and non-agency securities markets and the activities of FHFA, Fannie Mae and Freddie Mac, Ginnie Mae, and the Federal Home Loan Banks. Prior to joining MBA, Dan was a policy advisor at the U.S. Department of the Treasury, where he served on the staff of the Financial Stability Oversight Council. He has also served as an advisor to the majority staff of the Senate Banking Committee, during which time he helped draft the Johnson-Crapo housing finance reform legislation. Dan holds a Bachelor's degree in economics and political science from Colgate University and a Master's in Public Affairs from the Woodrow Wilson School at Princeton University.

  • Continental Breakfast

    Location: Marina Ballroom Foyer

    Breakfast

  • Exhibit Area Open

    Location: Marina Ballroom Foyer

    Exhibit Hours

  • Registration

    Location: Marina Ballroom Foyer

    Registration

  • Innovation and the Future for Mortgage Finance Professionals (Residential/CREF Joint Session)

    Location: Marina Ballroom D


    Speaker(s)

    Lane Hayes, Deloitte

    Chris Moller, Partner, Deloitte

    Breakout Session,

    Residential Track,

    CREF Track

    Read more Read less

    The work and workforce of the future will not look the same way it does today. Finance and Accounting across all sectors, countries, and industries are rapidly evolving to take advantage of both the massive efficiency increases and strategic capabilities enabled by the transformation. This session takes a look at how the nature of the work will change, its direct impacts on mortgage finance and accounting professionals, and how firms can adapt to the accelerating of pace of the disruption.

    Speaker(s)

    Lane Hayes, Deloitte

    Lane has spent his consulting career assisting CFOs, CAOs, and Controllers at banking and non-bank financial institutions to modernize their organizations. Leveraging the lessons learned from his career at one of the largest banks in the U.S., he has worked with institutions of all sizes in the mortgage space to apply leading tools, optimize their work, and adapt their workforce to the rapidly changing space. His primary areas of focus are technology-driven data provisioning, automation & process improvement, and modeling & analytics.

    Chris Moller, Partner, Deloitte

    Chris is a Partner in Deloitte’s financial services practice with experience serving financial services clients around the world including significant experience with SEC reporting and internal controls over financial reporting.  He has supervised and led audit teams of several public and private financial services companies including banks, mortgage banks, investment funds, business development companies, investment managers, brokerage firms and financial technology companies. Chris also has financial due diligence experience on both domestic and international M&A transactions.

  • Pipeline Management and Hedge Accounting

    Location: Marina Ballroom E


    Speaker(s)

    Phil Rasori, Chief Operating Officer and Head Trader, Mortgage Capital Trading, Inc. (MCT)

    Jennifer Hannah, AMP, Partner, Richey May

    Mark Wilson, Managing Partner, CWDL

    Breakout Session,

    Residential Track

    Read more Read less

    In a competitive mortgage market where every dollar counts, mortgage companies that are trading loans on a mandatory and/or best efforts basis need to be aware of optimal accounting and prudent pipeline management practices.  This session will address leverage, investment horizon, business strategy, risk policies, target hedge ratios, and financial statement accuracy and transparency.  What’s more, we’ll cover how hedging needs and objectives differ between different institutions (depository banks, REITs and IMBs).

    Speaker(s)

    Phil Rasori, Chief Operating Officer and Head Trader, Mortgage Capital Trading, Inc. (MCT)

    Jennifer Hannah, AMP, Partner, Richey May

    Jennifer joined Richey May in January 2012 and was promoted to Assurance Partner in 2014. Prior to joining Richey May, Jennifer worked with a large national accounting firm and in the finance department of a construction company, providing her with experience as both a client and a client-serving professional. Jennifer specializes in mortgage banking, real estate, nonprofits and 401(k) plans. She has authored a number of white papers for the mortgage banking industry and provides accounting updates for clients as well as for the firm. Jennifer is focused on providing consulting advice to her clients, and she has experience in process improvement that has earned her much appreciation from many of the businesses Richey May serves. She has trained a number of clients and new entrants to the industry on hedging, mortgage servicing rights and other areas specific to mortgage banking. Jennifer enjoys staying current on industry news so she can provide clients with fresh insights.

    Mark Wilson, Managing Partner, CWDL

    Mark Wilson, CPA is an entrepreneur and the founder of CWDL, Certified Public Accountants a rapidly growing assurance, tax, and entrepreneurial services firm headquarter in San Diego, CA. He is the Managing Partner of the firm and is responsible for the vision and direction of the practice as well as the overall management. Mark and his team are passionate about helping entrepreneurs realize their goals. Often, this is accomplished by developing key performance indicators (KPIs), tax planning, and providing a clear understanding of business results. Prior to starting the CWDL, CPAs he found and sold GEMC, a privately held independent mortgage bank located in San Diego, CA. In addition, he has served as a CFO for multiple financial service firms, participated raising capital and M&A transactions. Mark’s background as an entrepreneur and CFO provides him with a unique “client sided” perspective that has been proven valuable throughout his twenty (20+) year public accounting career.

  • Refreshment Break in the Exhibit Area

    Location: Marina Ballroom Foyer

    Refreshment Break

  • Financial Management and Accounting - Unplugged: Session 2

    Location: Marina Ballroom E


    Speaker(s)

    Brandon Craig, KPMG

    Lisa J. Haynes, Senior Vice President, Chief Financial Officer, and Chief Diversity and Inclusion Officer, Mortgage Bankers Association

    Carrie Kennedy, CPA, Partner, Moss Adams

    Christopher Boyles, CPA, Partner, Credit Risk, KPMG

    Kadidia Traore, Senior Audit Manager, Spiegel Accounting

    Breakout Session,

    Residential Track

    Read more Read less

    As a continuation of Unplugged Session I, Session II offers an additional four topics of discussion. Choose between one of the topics listed below and find your table to collaborate with peers in a smaller group setting. Guided by a facilitator, you will brainstorm issues and share experiences. In the last half of the session, a representative from each group will provide a 5 minute summary of your findings and solutions. This think tank session will serve to identify common challenges as well as solutions for you, your company, and our industry as a whole.

    Session 2 Round Table Topics:

    Taxation Issues 
    CECL Issues
    Interest Rate Lock Commitments
    Building a Successful Team – Attracting and Retaining Top Talent

    Speaker(s)

    Brandon Craig, KPMG

    Lisa J. Haynes, Senior Vice President, Chief Financial Officer, and Chief Diversity and Inclusion Officer, Mortgage Bankers Association

    Lisa J. Haynes is Senior Vice President, Chief Financial Officer, and Chief Diversity and Inclusion Officer for the Mortgage Bankers Association (MBA). As the Chief Financial Officer, Haynes is responsible for accounting and financial functions, including setting the policies, procedures, strategies and practices of MBA, as well as overseeing the Association's assets . She also works to ensure future financial stability for MBA through strategic planning and forecasting.  With over 30 years of experience in the fields of finance and accounting, Haynes brings a wealth of knowledge to the CFO position. Prior to joining MBA, Haynes worked for Fannie Mae and served the company in several positions including Vice President of Financial Planning & Analysis,  Vice President for Finance Transformation, and Vice President for Operational Accounting, where she led a team of 45 professionals responsible for the management of single and multifamily loans worth approximately $3 trillion. 

    Haynes has also been named as MBA's Chief Diversity and Inclusion Officer. In this role, she serves as an executive-level strategist partnering with the leaders of MBA's diversity and inclusion initiatives to promote a comprehensive strategy that fosters a culture of diversity and inclusion within the real estate finance industry. In addition to working with Human Resources, Lisa develops and implements plans, programs, and activities that educate and engage employees on the value of diversity and the critical importance of inclusion. Before her work at Fannie Mae, Haynes established and grew her own consulting practice in Massachusetts. Her practice specialized in financial consulting services for nonprofits and small businesses. Haynes was also the Senior Associate Controller and Director for John Hancock Financial Services, Inc. in Boston where she led the SEC and Management Reporting team during the company's demutualization in 2000. 

    Haynes holds a Master of Business Administration from the Boston University Graduate School of Management, Bachelor of Science in Accounting from Bentley College, and is certified as a public accountant in the state of Virginia.

    Carrie Kennedy, CPA, Partner, Moss Adams

    Carrie has been in public accounting since 1997 and specializes in serving financial services companies including independent mortgage banks, community banks, credit unions, hedge funds, and asset managers. She is responsible for financial statement and operational audits and consulting engagements. Carrie is actively involved in the firm’s Financial Services Group and is a frequent speaker at industry associations and has also authored articles for MA Now and industry publications.

    Christopher Boyles, CPA, Partner, Credit Risk, KPMG

    Christopher Boyles is a managing director in KPMG’s Risk Analytics practice with more than 20 years banking and finance experience. He has a strong background in corporate accounting, financial instrument valuation, accounting policy, and financial reporting. Prior to KPMG Christopher was a member in Fannie Mae, SunTrust and Countrywide’s accounting departments. Additionally, Christopher is a licensed CPA in California and Virginia.  Christopher has substantial experience leading and coordinating large scale accounting and finance engagements on subject areas including accounting operations, regulatory reporting, project management, interest rate risk management, complex financial instrument valuation, and debt and derivatives accounting. He also has extensive experience with internal controls design, implementation, documentation, and testing. He is a CPA, licensed in both California and Virginia, holds a BA from the University of North Florida and an MBA from California State University, Northridge, and is a Member of AICPA.

    Kadidia Traore, Senior Audit Manager, Spiegel Accounting

    Kadidia has over 15 years of experience providing auditing and accounting services to companies in broad range of industries including the real estate, manufacturing and technology sectors. Her experience includes over 7 years at Ernst and Young and 2 years at a local public accounting firm. As an audit manager with Ernst and Young, she was responsible for managing multiple engagements ranging from developmental stage companies to mid-sized private companies and large SEC registrants. Kadidia is currently responsible for managing multiple corporate audit engagements for Spiegel Accountancy Corp. She holds a B.S. in Business Administration from the University of California, Berkeley and a M.S. in Accounting from the University of Virginia.

  • Hear from Peers (CREF Track)

    Location: Marina Ballroom D


    Speaker(s)

    Jamie Woodwell, Vice President, Research & Economics, Mortgage Bankers Association

    Breakout Session,

    CREF Track

    Read more Read less

    Don’t miss this year’s commerciali/multifamily roundtable discussion and your chance to ask peers about how they are addressing common challenges and opportunities faced by finance professionals.

    Speaker(s)

    Jamie Woodwell, Vice President, Research & Economics, Mortgage Bankers Association

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