AFM21

2021 Schedule

Note: Schedule subject to change. 

Please note: MBA has made the difficult decision to postpone the CREF/Multifamily track until next year. If you registered to attend the CREF track, you can cancel your registration and hotel for a full refund.
 
To cancel your registration: Please contact the meetings team or Greg Woodland at (202) 557-2769. 
To cancel your hotel reservation: Please contact the Grand Hyatt Nashville directly at (615) 622-1234 and provide your hotel confirmation number. The hotel will not issue a penalty. The hotel requires a 48 hr notice to scheduled check-in to avoid a one night fee. All single-family and general sessions are still scheduled as planned.  The conference schedule has been updated below. 

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Wednesday, November 10, 2021

  • Registration

    Location: Grand Ballroom Foyer

    Registration

  • Committee Meeting

  • Exhibit Area Open

    Location: Grand Ballroom Foyer

    Exhibit Hours

  • Opening General Session: Economic and Mortgage Market Outlook

    Location: Grand Ballroom D


    Speaker(s)

    Fran Mordi AMP, Vice President, Financial Management, Tax and Accounting Policy, Mortgage Bankers Association

    Marina Walsh CMB, Vice President, Industry Analysis, Mortgage Bankers Association

    Michael Fratantoni Ph.D., Chief Economist and Senior Vice President of Research and Industry Technology, Mortgage Bankers Association

    General Session

    Read more Read less

    In this highly anticipated opening session, Michael Fratantoni, Ph.D., MBA's Chief Economist, presents his outlook on the economic growth, inflation, consumer spending, employment, monetary policy, and other pertinent topics impacting the real estate finance markets. Gain perspectives on the direction of interest rates, strength of the housing markets, and the overall health of the economy. Attendees will also hear the latest on demographic trends and other factors impacting construction, sales, and prices. The session begins with opening remarks from MBA’s vice president of Financial Management, Tax & Accounting Policy, Fran Mordi and MBA’s vice president of Industry Analysis, Marina Walsh.

    Speaker(s)

    Fran Mordi AMP, Vice President, Financial Management, Tax and Accounting Policy, Mortgage Bankers Association

    Fran Mordi joined the Mortgage Bankers Association in May of 2017 after 20 years of post-Law school experience in the areas of tax and accounting.  Prior to joining MBA, Fran worked at the American Bankers Association and Deloitte Tax, LLP on domestic and international tax issues impacting the financial services industry.  Fran has specific expertise in putting together training sessions and presenting at bank tax conferences and panels.  Fran has extensive experience working with the banking regulators, FASB, the Treasury and Congress as an advocate of the financial services industry. Fran holds a J.D. from New England Law School, Boston, MA, and an LL.M in Taxation from Georgetown University Law School, Washington, DC. 

    Marina Walsh CMB, Vice President, Industry Analysis, Mortgage Bankers Association

    Marina Walsh is vice president of industry analysis in MBA's research and economics department, specializing in industry performance benchmarking for residential lenders and servicers. She has worked in real estate finance for close to twenty years. Currently, she leads the management and direction for the annual and quarterly Mortgage Bankers Performance Reports, the Servicing Operations Study and Forum, the Peer Group Survey and Roundtable Program, the Mortgage Banking Compensation Survey Program and other ad hoc surveys and policy analyses.  She is also MBA's spokesperson for the Quarterly National Delinquency Survey.  In addition, Walsh conducts specialty workshops, symposiums and roundtables on a variety of current topics critical to the mortgage industry and provides program advisory support for several conferences, particularly MBA's Accounting and Financial Management Conference and its National Servicing Conference. She is an instructor for several MBA Education webinars and courses, including the Introductory and Advanced Schools of Mortgage Servicing and the Future Leaders Program. Results of her work have been published in all of the major trade publications as well as national and local newspapers.  She is a frequent speaker at MBA and other industry events and conferences.  Walsh was named to HousingWire's "2016 Women of Influence" list.  The list, which is based on nominations from the industry, highlights women who are making significant contributions to mortgage banking and real estate.  Prior to joining MBA, Walsh was a manager in Ernst and Young's Real Estate Advisory Services Group where her focus was Federal credit program design, implementation and performance measurement. She started her career in the Management Training Program, then subsequently the financial planning division, of the Port Authority of NY & NJ. She holds a bachelor's degree from Cornell University and a Master of Public Administration degree from Columbia University.

    Michael Fratantoni Ph.D., Chief Economist and Senior Vice President of Research and Industry Technology, Mortgage Bankers Association

    Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys, benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO and serves on the CSP's Industry Advisory Group and the membership committee of MERS.

    Prior to joining MBA, Fratantoni worked in the industry in risk management and senior economist roles at Washington Mutual and Fannie Mae.  He received a Ph.D. in economics from Johns Hopkins University and a B.A. in economics from The College of William and Mary, and has served as an adjunct professor at the University of Washington, and Johns Hopkins, George Washington, and Georgetown Universities.

  • Refreshment Break in Exhibit Area

    Location: Grand Ballroom Foyer

    Refreshment Break

  • Mortgage Accounting 101

    Location: Grand Ballroom D


    Speaker(s)

    Henry Chavez CPA, Principal, Spiegel Accountancy Corp.

    Paul Chiarelli CPA, Partner, Acquavella, Chiarelli, Shuster, LLP.

    Steven Bakst, Vice President, FM Home Loans, LLC

    Breakout Session

    Read more Read less

    The basics have never been more important than now. Mortgage accounting starts with these very important topics, and with our expert panelists, you will get an in-depth discussion of accounting treatment for loan production revenue and expenses, loans held for sales MSR assets, rate lock commitments, loan sales and securitizations, servicing revenues and expenses, changes to HUD unacceptable assets, and computation of adjusted net worth.

    Speaker(s)

    Henry Chavez CPA, Principal, Spiegel Accountancy Corp.

    Henry Chavez works with thriving organizations, serving as a strategic resource for their growth and success. In a public accounting career spanning over two decades, Henry has provided assurance and business consulting services to privately held businesses in the financial services, manufacturing and distribution, technology, and non-profit sectors.

    Before joining Spiegel in 2012, Henry spent 15 years at PricewaterhouseCoopers (PwC), where he provided assurance services as a senior manager, with international clients in banking and manufacturing and distribution. His PwC experience included several years in South America working with various European and North American multi-national firms.

    Paul Chiarelli CPA, Partner, Acquavella, Chiarelli, Shuster, LLP.

    Paul Chiarelli, CPA, is an Audit Partner at ACS and services various industries, including mortgage banking, private lending, real estate/multi-family, asset-based lenders, among others. The services provided include financial statement audits, internal control analysis, subservicing oversight, quality of earnings, etc.

    In addition, Paul provides consultation services with respect to various mortgage banking issues, including derivatives, allowance for loan losses, leases, regulatory changes and tax matters.

     Paul has a B.S. in accounting and finance from Rutgers University.

    Steven Bakst, Vice President, FM Home Loans, LLC

    Beginning his career in the mortgage industry in 2002, Steven struck with lightning speed when he was quickly promoted from to his first managerial position in just 6 short months. Mastering every aspect of loan closings, Steven values FM's collective commitment to "getting the job done," as well as appreciating the autonomy to do so. One of the reasons that can be attributed to Steven’s success is his tenacious commitment to immersing himself in understanding and mastering all facets of mortgage lending.  Steven is a welcomed speaker on the topic of fair lending and has been a featured presenter at the MBA and Optimal Blue conferences. As a highly regarded member of the mortgage industry’s elite, FM Home Loans is flourishing under his professionalism, experience and knowledge.

  • Production Economics

    Location: Grand Ballroom B


    Speaker(s)

    Marina Walsh CMB, Vice President, Industry Analysis, Mortgage Bankers Association

    Breakout Session

    Read more Read less

    Get the latest data and analyses on mortgage company financial and operational performance – focusing specifically on the production side of the business. What factors have been driving production profits? How are lenders faring with staffing, productivity, days to close and other operational metrics? This session will include considerations for retail, consumer direct as well as third-party production channels across depository and non-depository institutions.

    Speaker(s)

    Marina Walsh CMB, Vice President, Industry Analysis, Mortgage Bankers Association

    Marina Walsh is vice president of industry analysis in MBA's research and economics department, specializing in industry performance benchmarking for residential lenders and servicers. She has worked in real estate finance for close to twenty years. Currently, she leads the management and direction for the annual and quarterly Mortgage Bankers Performance Reports, the Servicing Operations Study and Forum, the Peer Group Survey and Roundtable Program, the Mortgage Banking Compensation Survey Program and other ad hoc surveys and policy analyses.  She is also MBA's spokesperson for the Quarterly National Delinquency Survey.  In addition, Walsh conducts specialty workshops, symposiums and roundtables on a variety of current topics critical to the mortgage industry and provides program advisory support for several conferences, particularly MBA's Accounting and Financial Management Conference and its National Servicing Conference. She is an instructor for several MBA Education webinars and courses, including the Introductory and Advanced Schools of Mortgage Servicing and the Future Leaders Program. Results of her work have been published in all of the major trade publications as well as national and local newspapers.  She is a frequent speaker at MBA and other industry events and conferences.  Walsh was named to HousingWire's "2016 Women of Influence" list.  The list, which is based on nominations from the industry, highlights women who are making significant contributions to mortgage banking and real estate.  Prior to joining MBA, Walsh was a manager in Ernst and Young's Real Estate Advisory Services Group where her focus was Federal credit program design, implementation and performance measurement. She started her career in the Management Training Program, then subsequently the financial planning division, of the Port Authority of NY & NJ. She holds a bachelor's degree from Cornell University and a Master of Public Administration degree from Columbia University.

  • Refreshment Break in Exhibit Area

    Location: Grand Ballroom Foyer

    Refreshment Break

  • General Accounting Update: COVID-19 and After

    Location: Grand Ballroom D


    Speaker(s)

    Graham Dyer CPA, Partner - Accounting Principles Group, Grant Thornton, LLP

    Matthew Streadbeck, Partner - Banking and Capital Markets, Ernst & Young LLP

    Brandon Coleman CPA, Partner and Deputy Leader of Accounting and Reporting Services, Deloitte

    Breakout Session

    Read more Read less

    The pandemic impacted just about every aspect of business operation, and the mortgage industry was not left out. This session will discuss the impact on accounting & financial reporting, and also address the effect of some of the provisions enacted in response to the pandemic, including allowance for loan loss, hedging, impairment, accounting impact of forbearance on Ginnie Mae loan buyout program, modification accounting, and other general accounting considerations in response to the pandemic.

    Speaker(s)

    Graham Dyer CPA, Partner - Accounting Principles Group, Grant Thornton, LLP

    Graham is a Partner in the Accounting Principles Group within the National Professional Standards Group of Grant Thornton, LLP.

    Graham has contributed to multiple technical committees, including the FASB’s Transition Resource Group for Credit Losses, IASB’s IFRS 9 Impairment Transition Group, and the Mortgage Bankers Association’s Financial Management Committee. Additionally, Graham is a member of the AICPA’s Depository institutions experts panel.

    Previously, Graham was a professional accounting fellow with the OCC. Graham graduated with honors from The University of Texas at Austin with a Bachelor of Business Administration in Accounting and a Masters in Professional Accounting.

    Matthew Streadbeck, Partner - Banking and Capital Markets, Ernst & Young LLP

    Matt is an EY Banking and Capital Markets (BCM) partner.  Matt has over twenty (20+) years of experience auditing mortgage lenders and servicers, Real Estate Investment Trusts (REIT), and insured depository institutions. 

    Matt has significant experience with accounting and auditing matters related to the allowance for credit losses (ACL) and the valuation of loans, securities and mortgage servicing rights (MSRs).  Matt has significant experience with Securities and Exchange Commission (SEC) filings as well as application of Section 404 the Sarbanes-Oxley. 

    Brandon Coleman CPA, Partner and Deputy Leader of Accounting and Reporting Services, Deloitte

    Brandon has more than 23 years of experience in the accounting and financing field.  Brandon currently serves as the Deputy Leader of Accounting and Reporting Services (“ARS”) in Deloitte's National Office.  In addition, Brandon is a Deputy Industry Professional Practice Director for the Banking & Finance Industry.

    In his role as Deputy Leader of ARS, Brandon is responsible for financial statement presentation, contingencies, consolidation, financial instruments, foreign currency, leasing and real estate transactions. Prior to rejoining Deloitte in 2012, Brandon served as Deputy Controller and head of Accounting Policy in the Real Estate Lending division of Citigroup, where he led multiple interpretations and implementation projects during a turbulent time in the mortgage industry.

  • Servicing Economics

    Location: Grand Ballroom B


    Speaker(s)

    Marina Walsh CMB, Vice President, Industry Analysis, Mortgage Bankers Association

    Mark Garland, Managing Director, Analytics, SitusAMC

    Seth Sprague CMB, Principal, STRATMOR Group

    Breakout Session

    Read more Read less

    See where we’ve been and what might be in store for the bulk and co-issue MSR markets. We will dive into differences between government and conventional MSR markets and factors that could present game-changers. The panel will also consider the post-forbearance servicing world: delinquency rates, loan workout performance and servicer profitability, expenses, and productivity.

    Speaker(s)

    Marina Walsh CMB, Vice President, Industry Analysis, Mortgage Bankers Association

    Marina Walsh is vice president of industry analysis in MBA's research and economics department, specializing in industry performance benchmarking for residential lenders and servicers. She has worked in real estate finance for close to twenty years. Currently, she leads the management and direction for the annual and quarterly Mortgage Bankers Performance Reports, the Servicing Operations Study and Forum, the Peer Group Survey and Roundtable Program, the Mortgage Banking Compensation Survey Program and other ad hoc surveys and policy analyses.  She is also MBA's spokesperson for the Quarterly National Delinquency Survey.  In addition, Walsh conducts specialty workshops, symposiums and roundtables on a variety of current topics critical to the mortgage industry and provides program advisory support for several conferences, particularly MBA's Accounting and Financial Management Conference and its National Servicing Conference. She is an instructor for several MBA Education webinars and courses, including the Introductory and Advanced Schools of Mortgage Servicing and the Future Leaders Program. Results of her work have been published in all of the major trade publications as well as national and local newspapers.  She is a frequent speaker at MBA and other industry events and conferences.  Walsh was named to HousingWire's "2016 Women of Influence" list.  The list, which is based on nominations from the industry, highlights women who are making significant contributions to mortgage banking and real estate.  Prior to joining MBA, Walsh was a manager in Ernst and Young's Real Estate Advisory Services Group where her focus was Federal credit program design, implementation and performance measurement. She started her career in the Management Training Program, then subsequently the financial planning division, of the Port Authority of NY & NJ. She holds a bachelor's degree from Cornell University and a Master of Public Administration degree from Columbia University.

    Mark Garland, Managing Director, Analytics, SitusAMC

    Mr. Garland leads the operations of MountainView’s servicing analytics team, which supports the company’s residential MSR transaction and valuation advisory services. In this role, he oversees the research and modeling of the variables and scenarios affecting the value of MSRs, and he oversees all of the activities involved in bringing clients’ MSR portfolios to market. Before joining MountainView in 1997, Mark served as Vice President of Financial Planning and Analysis at Dovenmuehle Mortgage, Vice President of Portfolio Management at PNC Mortgage, Director of Internal Audit at Source One Financial Services, and Senior Auditor at Peat Marwick. Mr. Garland earned the CPA designation and holds a BBA degree in Accounting and an MBA degree in Finance from Wayne State University in Detroit.

    Seth Sprague CMB, Principal, STRATMOR Group

    Seth Sprague joined STRATMOR Group as a Principal early in 2019 with more than 20 years of mortgage banking and servicing valuation experience. Seth specializes in mortgage servicing rights (MSRs), servicing, cash flows, liquidity and mortgage profitability strategies. Prior to joining STRATMOR, Seth served as EVP of Trading & Analytics at PHOENIX, an advisory firm for MSR and whole loan trading, mortgage services and analytics. His primary responsibilities at Phoenix included managing bulk and flow MSR transactions and strategic valuation solutions to meet the needs of PHOENIX clients. Additionally, Seth served as Senior Vice President—Servicing Asset Manager at SunTrust Mortgage for more than 10 years, where he led the servicing rights valuation team.

  • Exhibit Hours,

    Networking Opportunities,

    Reception

Thursday, November 11, 2021

  • Registration

    Location: Grand Ballroom Foyer

    Registration

  • Continental Breakfast

    Location: Grand Ballroom Foyer

    Breakfast

  • Exhibit Area Open

    Location: Grand Ballroom Foyer

    Exhibit Hours

  • General Session: FASB Update

    Location: Grand Ballroom D


    Speaker(s)

    Alex Casas, Assistant Dir., Research and Technical Activities, Financial Accounting Standards Board (FASB)

    Pam Cooper, CMB, Chief Financial Officer, Citywide Home Loans/CHL Mortgage

    General Session,

    Livestream

    Read more Read less

    Start the day with our annual update directly from FASB. Learn the latest developments on projects currently on the FASB agenda. Gain a better understanding of the nuances behind hedge accounting changes, receive updates on accounting for credit loss (CECL), LIBOR transition and its impact on accounting, and more. This is your opportunity to ask questions to help you navigate accounting standards.

    Speaker(s)

    Alex Casas, Assistant Dir., Research and Technical Activities, Financial Accounting Standards Board (FASB)

    Alex Casas is an assistant director of research and technical activities at the Financial Accounting Standards Board (FASB). In this role, he provides strategic and technical oversight of projects that analyze technical accounting issues and recommend solutions that contemplate the needs of financial statement users as well as related implementation considerations.

    Before joining the FASB Staff, Alex accumulated 14 years of financial services industry experience in the banking and insurance sectors. Most recently, he served as the global head of accounting policy for a global systemically important bank, where he led an international team of accounting professionals advising on a wide range of complex transactions, new product developments, strategic initiatives, and accounting standards implementations. Prior to banking, Alex held a variety of accounting policy and finance roles in the insurance sector and began his career in public accounting at PricewaterhouseCoopers LLP.

    Pam Cooper, CMB, Chief Financial Officer, Citywide Home Loans/CHL Mortgage

    Pam brings a wealth of knowledge and expertise in finance and accounting as it relates to mortgage banking. She has been in the mortgage industry since graduating from the University of California, Irvine in the 1980’s and was on the accounting team that took Plaza Home Mortgage public in the 1990’s. She spent 11 years in the Assurance and Advisory department of Deloitte & Touche specializing in financial services. Recently, she has held senior leadership and executive positions at W.J. Bradley Mortgage, Aurora Loan Services, Home American Mortgage (captive mortgage company for Richmond American Homes). She is known for her hands on approach to developing sophisticated financial forecast models, strategic plans and budgets. She has also designed and led successful implementations of internal control processes and procedures. She is an active Certified Public Accountant.

  • Refreshment Break in the Exhibit Area

    Location: Grand Ballroom Foyer

    Refreshment Break

  • General Session: Ask the Auditors

    Location: Grand Ballroom D


    Speaker(s)

    Kevin Conte CPA, Partner, Plante & Moran, PLLC

    Chris Hughes, Senior Manager, Moss Adams, LLP

    John Toohig, Managing Director, Raymond James & Associates

    Kadidia Traore, Senior Audit Manager, Spiegel Accountancy Corp.

    General Session

    Read more Read less

    In our interactive Q&A session, experts discuss timely accounting, financial management and audit topics, and share their view on FASB agendas. This is your chance to have your questions on current and upcoming accounting standards updates, and audit issues and challenges answered. Topics include: accounting for interest rate lock commitments, best practices to avoid year-end journal entries; consolidating financial statements; Lower of Cost or Market (LOCOM) vs. Fair Value (FV) accounting; classification and measurement of financial instruments; accounting for leases; and more.

    Speaker(s)

    Kevin Conte CPA, Partner, Plante & Moran, PLLC

    I have worked with both institutional and independent mortgage banking organizations throughout my 35 years in public accounting, leading Plante Moran's broad-based financial services team in providing assurance, tax, and consulting services to mortgage bankers. Consulting services provided to our mortgage banking clients include tax/entity structuring, M&A, due diligence, cyber-security and other IT/risk management services, employee benefit/deferred compensation plans, health insurance plan structuring and funding options and exit strategies/succession planning.

    Chris Hughes, Senior Manager, Moss Adams, LLP

    Chris has been with Moss Adams since 2009 with a focus on providing services to both public and private financial institutions and financial
    services organizations. He specializes in financial statement audits for various financial institutions, including community banks and financial services organizations, including mortgage banking companies. Chris has responsibility for all phases of the audit engagement execution, assisting clients with technical accounting issues and implementing accounting policies and procedures. Additionally, he has experience conducting audits of internal control over financial reporting and audits in accordance with Government Auditing Standards. As an active member of the firm’s Financial Services Group, Chris plays an integral role in training and developing staff and seniors in the Greater Bay
    Area.

    John Toohig, Managing Director, Raymond James & Associates

    John Toohig is a Managing Director at Raymond James, a Board Member and President of Raymond James Mortgage Company, Inc and Head of the Whole Loan Group.

    John joined Raymond James (formerly Morgan Keegan) in September of 2006. As manager of the Whole Loan Group, John’s primary responsibilities include day-to-day trading of whole loan packages, portfolio analysis, transaction management and the structuring of whole loan, participation and various structured products. John’s product focus encompasses both seasoned and new production: residential mortgages (both QM and Non-QM), commercial mortgages, consumer lending, fintech lending, scratch and dent loans, and non-performing assets.

    Kadidia Traore, Senior Audit Manager, Spiegel Accountancy Corp.

    Kadidia Traore joined Spiegel in 2016 and as a Senior Audit Manager is currently responsible for managing multiple corporate audit engagements. She has over 15 years of experience providing auditing and accounting services to companies within a broad range of industries including the real estate, manufacturing and technology sectors.

    Her background includes seven years at Ernst and Young and two years at a local public accounting firm. While at Ernst and Young, she was in charge of managing multiple engagements ranging from developmental stage companies to mid-sized private companies and large SEC registrants.

     Kadidia holds a B.S. in Business Administration from the University of California, Berkeley and an M.S. in Accounting from the University of Virginia.

  • Lunch

    Location: Grand Ballroom Foyer

    Lunch,

    Networking Opportunities

  • Business Intelligence and Performance Management Systems

    Location: Grand Ballroom D


    Speaker(s)

    Lyubomira Buresch CMB, AMP, Founder & CEO, Polygon Research, Inc.

    Lori Brewer, Executive Vice President and General Manager, SimpleNexus

    Spencer Smoot, Richey May

    Breakout Session

    Read more Read less

    Seek to demystify the elusive art of financial reporting and business analytics in ways that will enable you to stay in front of your business. Exerts discuss the emergence of intuitive, state-of-the-art web-based applications, real-time data, and mobile apps across the industry—with a focus on helping you design an intuitive platform for the business user, creating a more rewarding BI experience across all departments.

    Speaker(s)

    Lyubomira Buresch CMB, AMP, Founder & CEO, Polygon Research, Inc.

    Lyubomira Buresch is the Founder and CEO of Polygon Research (PRI). Under Lyubomira’s leadership, PRI envisions a new approach to mortgage market intel that has the potential to propel the housing industry in designing and implementing successful and fair housing initiatives. She is focused on improving user experience and strengthening PRI’s core business intelligence app business, applying instantML, cloud BI, and advanced integration through data catalogs. Lyubomira's previous successes include mortgage banking leadership roles at Citibank and Bank of America. As a CMB and an alumna of UMD Robert H. Smith School of Business, she is actively involved in creating and delivering housing industry courses for young industry entrants with the Future Housing Leaders at Fannie Mae.

    Lori Brewer, Executive Vice President and General Manager, SimpleNexus

    LBA Ware™ Founder and CEO Lori Brewer is an accomplished entrepreneur and technology leader who has manifested her forward-thinking visions into the development of numerous fintech enterprise applications including the premier incentive compensation platform CompenSafe™ and mortgage business intelligence software, LimeGear. As an officer in the U.S. Air Force, she designed an inaugural website for the C-130 Hercules, organizing and presenting crucial information for troops around the globe. As a civilian software developer, she was hired by a mortgage lender and found similar challenges: disorganized and disparate data, a clear need for improved processes and the opportunity to show high returns on technology investments.

    Spencer Smoot, Richey May

    Spencer is experienced in selling SaaS-based solutions to Fortune 500 companies and financial services firms nationwide. He is knowledgeable in mortgage banking, operations oversight, and sales methods & efficiencies. Spencer began his career in operations, became a loan officer, and flourished as a mortgage expert for 9 years. Leveraging his deep knowledge of the mortgage landscape, he became the first mortgage industry-focused account executive at Domo, Inc. After the company had gone public, Spencer received multiple outstanding sales awards for his keen insight into the mortgage industry and its unique need for better access to data and business intelligence at large. Spencer now works to connect mortgage executives with technology products to make better business decisions.

  • Secondary/Capital Markets

    Location: Grand Ballroom B


    Speaker(s)

    Alan Qureshi, Chief Manager, Blue Water Financial Technologies

    Philip Rasori, Chief Operating Officer, Mortgage Capital Trading, Inc.

    Seth Sprague CMB, Principal, STRATMOR Group

    Read more Read less

    Based on what we know today and risk tolerance, learn what secondary and hedging alternatives can be deployed so that a company can squeeze every basis point out of the loan or MSR asset.

    Speaker(s)

    Alan Qureshi, Chief Manager, Blue Water Financial Technologies

    Alan P. Qureshi serves as the Chief Manager of Blue Water Financial Technologies, with a primary focus on MSR hedge strategies, transaction management and FinTech Integration. With over 20 years of experience in the Capital Markets and Mortgage Industry, Alan oversees both the SEC Registered Investment Advisor and the FinTech subsidiaries of Blue Water. Prior to co-founding Blue Water with a like-minded team of innovators and capital markets experts in 2018, Alan served as the President of Incenter Portfolio Advisors, and as the Head of Mortgage Servicing Hedging and Hedging Analytics at U.S. Bank. Earlier in his career, Alan also held MSR, analytic, hedging and trading appointments for JP Morgan, Merrill Lynch and Diamondback Capital.

    Philip Rasori, Chief Operating Officer, Mortgage Capital Trading, Inc.

    Mr. Rasori is a recognized thought-leader in capital markets operations within the mortgage banking community. His areas of expertise include complex financial modeling, computational dynamics, and linear programming for operational optimization. He developed the ground-breaking mortgage pipeline hedging algorithms that form the foundation of MCT’s HALO Program today. He has also pioneered several metrics that have become standard industry parlance, including “beta pull-through” factors. In addition to banking clients, Mr. Rasori has consulted with GSE agencies and the US Government on hedging best practices for community banks. Mr. Rasori has functionally led MCT operations since 2005 and ascended to his current role as COO in 2007.

    Seth Sprague CMB, Principal, STRATMOR Group

    Seth Sprague joined STRATMOR Group as a Principal early in 2019 with more than 20 years of mortgage banking and servicing valuation experience. Seth specializes in mortgage servicing rights (MSRs), servicing, cash flows, liquidity and mortgage profitability strategies. Prior to joining STRATMOR, Seth served as EVP of Trading & Analytics at PHOENIX, an advisory firm for MSR and whole loan trading, mortgage services and analytics. His primary responsibilities at Phoenix included managing bulk and flow MSR transactions and strategic valuation solutions to meet the needs of PHOENIX clients. Additionally, Seth served as Senior Vice President—Servicing Asset Manager at SunTrust Mortgage for more than 10 years, where he led the servicing rights valuation team.

  • Refreshment Break in the Exhibit Area

    Location: Grand Ballroom Foyer

    Refreshment Break

  • Deep-Dive into the Cost to Originate

    Location: Grand Ballroom B


    Speaker(s)

    Paul Hubbard, CFO, American Pacific Mortgage Corporation

    Kristin Golab CPA, Assurance Senior Manager, Plante & Moran, PLLC

    Dustin Pfluger CPA, Partner, CWDL

    Steven Ives, CMS, Chief Financial Officer, AnnieMac Home Mortgage

    Read more Read less

    As mortgage industry volume subsides from levels of the past two years and margins start to tighten, lenders need to contain production costs and optimize resources to ensure long-term financial viability. This session will break-down the various components of the cost to originate. Panelists discuss cost containment strategies through technology improvements, workflow efficiencies, and personnel cost management.

    Speaker(s)

    Paul Hubbard, CFO, American Pacific Mortgage Corporation

    Paul is a veteran mortgage banking professional with more than 35 years of finance experience. He joined American Pacific Mortgage in March 2020 after a successful 12-year run as CFO of Sierra Pacific Mortgage.  During his career, he has managed the finance, accounting, treasury, servicing, human resources and IT activities of various companies.  Today, Paul manages the finance, accounting, treasury, and servicing activities of American Pacific Mortgage.
     
    Paul has enjoyed working for a variety of elite mortgage and finance companies over his career, including Deloitte, Bank of America, Citigroup (First Collateral Warehouse Lending), Sierra Pacific Mortgage and, now, American Pacific Mortgage. Paul received his Bachelor’s of Science in business administration with an emphasis on accounting.

    Kristin Golab CPA, Assurance Senior Manager, Plante & Moran, PLLC

    I started my career at Plante Moran in 2008 and have focused 90% of my time within the financial services industry group ever since. I perform and supervise accounting, financial statement audit, and consulting engagements, primarily for financial institutions and mortgage companies. I also perform internal control risk assessments and related testing, including ICFR audits for FDICIA banks and SEC registrants. I work with a number of mortgage companies and am considered a technical expert in the firm's Professional Standards Group as it pertains to the mortgage industry, including compliance requirements. I am a member of the AICPA, the MICPA, and the Mortgage Bankers Association, and have a B.A. and an M.S. in accounting from Michigan State University. Go Green!

    Dustin Pfluger CPA, Partner, CWDL

    Dustin Pfluger, CPA is a Partner with CWDL, a rapidly growing assurance, tax and entrepreneurial services firm dedicated to serving the mortgage industry. He has over 16 years of audit experience with both public and private companies, and has spent the past 11 years focused exclusively on the mortgage industry. Dustin’s mortgage accounting expertise allows him to make complex financial information more accessible to his clients, empowering them to make informed decisions. He regularly speaks at industry conferences and webinars, and currently serves as a board member and a member of the executive committee of the TMBA.

    Steven Ives, CMS, Chief Financial Officer, AnnieMac Home Mortgage

    Steven Ives is the Chief Financial Officer for AnnieMac Home Mortgage. As such, his primary responsibility is ensuring the financial stability and profitability of the company. He oversees the general accounting and financial planning functions, as well as the Accounts Payable and Payroll Departments. Steve also oversees the Company’s Capital Markets, Servicing, Human Resources and Training Departments.  Since joining the company, Steve has guided AnnieMac to consistently improved levels of profitability, and he is currently a member of the executive team responsible for company strategy and execution.

    Prior to joining AnnieMac, Steve held similar roles spanning over 15 years for Superior Mortgage and Champion Mortgage. During that tenure, he established robust business unit reporting, negotiated loan loss mitigation, and oversaw the successful business combination with Guaranteed rate. Before entering the mortgage industry, Steve held roles in both the public (Price Waterhouse) and internal audit sectors. Steve earned his BS in Accounting from Virginia Tech, graduating Magna Cum Laude, and his Masters in Business Administration from Rutgers University.

  • Mergers, Acquisitions and Fundings

    Location: Grand Ballroom D


    Speaker(s)

    Rick Childs CFA, CPA, Partner, Advisory Services, Crowe LLP

    Robert Losquadro, Director, Houlihan Lokey

    Lauren Pryor, Partner, Mayer Brown LLP

    Breakout Session

    Read more Read less

    Get an overview of the different M&A and funding transactions that have taken place in the past two years and what can be expected in 2022. From special purpose acquisition companies (SPACs) to more traditional bank mergers, how will these deals affect the mortgage industry? How might financial reporting be different? Whether your company is in the market to buy, sell or explore options, there are many considerations to weigh. Hear from experts who have worked to put M&A deals together.

    Speaker(s)

    Rick Childs CFA, CPA, Partner, Advisory Services, Crowe LLP

    Rick Childs has 35 years of experience in business valuation, transaction advisory services, and accounting for financial services companies.

    Rick is the National Practice Leader overseeing the delivery of transaction and valuation services to the Firm’s financial services clientele. Rick’s business valuation experience includes ASC 805 purchase price allocations including a focus on loan valuations, ASC 350 goodwill impairment testing and valuation of customer relationship intangible assets, including core deposit intangibles.

    Rick is a frequent presenter for both national and state professional organizations including the S&P Global, Bank Director, AICPA and Financial Managers Society. He has published articles on mergers and acquisitions in the ABA's Commercial InsightsCommunity BankerBank Director and Bank Accounting & Finance.

    Robert Losquadro, Director, Houlihan Lokey

    Mr. Losquadro is a member of Houlihan Lokey’s Financial Institutions Group, where he focuses on advising financial services companies on M&A, capital-raising, and other corporate finance engagements.
    Previously, Mr. Losquadro was an Associate at Milestone Advisors, LLC, in Washington, D.C., where he focused on specialty finance and mortgage finance M&A and capital-raising.
    Prior to joining Milestone, he focused on distressed debt acquisitions and turnaround situations as an Analyst for the Denver-based investment firm Republic Financial Corp.
    Mr. Losquadro holds a B.S. in Finance from the Pamplin School of Business at Virginia Tech.

    Lauren Pryor, Partner, Mayer Brown LLP

    Lauren Pryor is a Financial Services Regulatory & Enforcement partner and co-head of the Financial Institutions M&A group. Lauren focuses on M&A in the financial services industry, including complex stock and asset-based transactions, full equity deals, PE investments, JV arrangements and transfers of assets including residential mortgage loans, consumer loans, business purpose loans, mortgage servicing rights and credit card receivables. Lauren frequently represents depository institutions, financial sponsors, mortgage companies and investment funds in such matters.

  • Refreshment Break in the Exhibit Area

    Location: Grand Ballroom Foyer

  • Forecast Assumptions and Techniques (Closed to Media)

    Location: Grand Ballroom D


    Speaker(s)

    Michelle Richardson AMP, SVP, Chief Financial Officer, Plaza Home Mortgage, Inc.

    Pam Cooper, CMB, Chief Financial Officer, Citywide Home Loans/CHL Mortgage

    David Fratangelo, Manager, FP&A, Planet Home Lending

    Breakout Session

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    A not-to-miss session for financial planning and analysis managers., this panel will discuss approaches and timelines for budgeting and forecasting: who is involved, when does it take place, and how often; common inputs for viable budgeting and forecasting models and scenario planning; and how to justify budget requests. The differences between forecasting P&L vs. cash flows, as well as tools that make the forecast process run more smoothly will also be covered.

    Speaker(s)

    Michelle Richardson AMP, SVP, Chief Financial Officer, Plaza Home Mortgage, Inc.

    Michelle holds a Masters in Accounting, a Certified Treasury Professional License as well as an Accredited Mortgage Professional Designation. She has an 20yr tenure in the mortgage industry beginning with Impac Mortgage, Icon Residential Lenders, and most recently ran Treasury at loanDepot before making the transition to Plaza Home Mortgage, Inc. where she was recently moved into the CFO role in April 

    Pam Cooper, CMB, Chief Financial Officer, Citywide Home Loans/CHL Mortgage

    Pam brings a wealth of knowledge and expertise in finance and accounting as it relates to mortgage banking. She has been in the mortgage industry since graduating from the University of California, Irvine in the 1980’s and was on the accounting team that took Plaza Home Mortgage public in the 1990’s. She spent 11 years in the Assurance and Advisory department of Deloitte & Touche specializing in financial services. Recently, she has held senior leadership and executive positions at W.J. Bradley Mortgage, Aurora Loan Services, Home American Mortgage (captive mortgage company for Richmond American Homes). She is known for her hands on approach to developing sophisticated financial forecast models, strategic plans and budgets. She has also designed and led successful implementations of internal control processes and procedures. She is an active Certified Public Accountant.

    David Fratangelo, Manager, FP&A, Planet Home Lending

    David Fratangelo is Planet Home Lending’s Manager of Financial Planning and Analysis.  In this role he is responsible for internal financial and executive reporting, Workday Adaptive Planning administration and modeling, forecasting, and budgeting for the entire organization with a focus on the originations channel.  His 25+ years in the mortgage industry with experience in sales, originations, operations, accounting, property management, and finance allow him to provide actionable insights to the C-suite.   Prior to joining Planet Home David was a Controller for a business process outsourcer supporting mortgage and insurance divisions.   He holds a Bachelor of Science in Finance from the University of Maryland and an MBA from Loyola University.

  • Technology as Utility and Differentiator

    Location: Grand Ballroom B


    Speaker(s)

    Michael Fratantoni Ph.D., Chief Economist and Senior Vice President of Research and Industry Technology, Mortgage Bankers Association

    Jason Hamilton, Director, Cybersecurity Services, Richey May

    Chris Williams, Senior Vice President, Technology, PrimeLending

    Breakout Session

    Read more Read less

    CFOs lead companies by weighing in on strategic and tactical technology spending and investment decisions. Understanding the role technology plays in today’s mortgage banking business is critical to your success. Attend to hear tech experts discuss tech’s role as a fundamental utility and an increasingly key differentiator for real estate finance firms.

    Speaker(s)

    Michael Fratantoni Ph.D., Chief Economist and Senior Vice President of Research and Industry Technology, Mortgage Bankers Association

    Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys, benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO and serves on the CSP's Industry Advisory Group and the membership committee of MERS.

    Prior to joining MBA, Fratantoni worked in the industry in risk management and senior economist roles at Washington Mutual and Fannie Mae.  He received a Ph.D. in economics from Johns Hopkins University and a B.A. in economics from The College of William and Mary, and has served as an adjunct professor at the University of Washington, and Johns Hopkins, George Washington, and Georgetown Universities.

    Jason Hamilton, Director, Cybersecurity Services, Richey May

    Jason is a Certified Information Systems Security Professional (CISSP), with more than two decades’ experience supporting organizations in Governance, Risk, and Compliance management, security program development, regulatory audit preparedness, and secure solution design. Jason resides in the rural town of Elizabeth, Colorado with his wife and their two children, and spends his spare time snowboarding, woodworking, building muscle cars in his workshop, and leading a local Cub Scout den.

    Chris Williams, Senior Vice President, Technology, PrimeLending

    Starting out as a senior developer, then progressing his way to leading the whole Technology organization, Chris Williams has played a vital role in defining and maturing PrimeLending’s digital footprint. Williams is responsible for leading and overseeing various technology teams, including Product, Application Development, Business Intelligence, Artificial Intelligence, and DevOps. In this role, he defines a technology strategy that aligns with, supports, and pushes forward the company’s ongoing initiatives to create the industry’s best digital borrower experience. Since joining the company in 2011, Williams has held many leadership roles along the journey, enabling him to have a broad, overall knowledge of the business needs, along with a vision for technology’s role and future potential.

    Williams has more than 15 years of experience in the mortgage industry. Prior to joining PrimeLending, he worked at Sollen Technologies, a mortgage product and pricing engine provider. He has a Bachelor of Business Administration degree in Production and Operations Management from The University of Texas at Arlington and a Bachelor of IT from DeVry University.

  • mPower Event: Making Time For You – Secrets of The Fringe Hours

    Location: Grand Ballroom C


    Speaker(s)

    Jessica N. Turner, Wall Street Journal Best Selling Author

    Gina West, CPA, Tax Partner, Mortgage Banking, Richey May

    Lisa Haynes, Senior Vice President, Chief Financial Officer, and Chief Diversity and Inclusion Office, Mortgage Bankers Association

    mPower Event

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    Are you always juggling something? Is it difficult to make time for you? If so, you aren’t alone – and it’s time for a change. Discover the secrets for finding fringe hours to do the things that you love. From time managements tips to why it is so critical to pursue your passions, Jessica Turner will inspire you to change your life.

    Sponsored by Richey May

    4:00 PM – 4:30 PM Networking Reception
    4:30 PM – 5:30 PM Presentation

    About mPower
    The Mortgage Bankers Association is proud to offer mPower (MBA Promoting Opportunities for Women to Extend their Reach), the largest networking organization for women in real estate finance. mPower offers women's events, access to resources and information that matter most to you and your career, and way to build an instant network and connect with your peers in a private, member-only community. Visit mba.org/get-involved/mpower to learn more and join the community.

    Speaker(s)

    Jessica N. Turner, Wall Street Journal Best Selling Author

    Jessica N. Turner is the author of the Wall Street Journal best-selling book, The Fringe Hours: Making Time for You and founder of the popular lifestyle blog The Mom Creative. Additionally, she is an an award-winning marketing professional and freelance writer. She has been featured in numerous media outlets including The Today Show, O Magazine, Pregnancy & Newborn Magazine, Better Homes & Gardens and Inc.com. She and her family live in Nashville, Tenn.

    Gina West, CPA, Tax Partner, Mortgage Banking, Richey May

    Gina joined Richey May in 2012, and has been in public accounting for over 12 years. As a Tax Partner, she oversees all compliance, research, business development, training and staff development activities in the tax department. She primarily works with clients in the mortgage banking industry and focuses on providing strategic solutions. Gina also works on women’s leadership initiatives and mentoring at the firm. Prior to joining Richey May, Gina worked for CBIZ for five years. Gina was inspired to pursue a career in accounting not only because she excelled in math, but also because accounting provides people with the ability to build personal relationships that create valuable long-term connections. Gina truly values the relationships she’s built with her clients over the years, proving it by being dependable and hard working.

    Lisa Haynes, Senior Vice President, Chief Financial Officer, and Chief Diversity and Inclusion Office, Mortgage Bankers Association

    Lisa J. Haynes is Senior Vice President, Chief Financial Officer, and Chief Diversity and Inclusion Officer for the Mortgage Bankers Association (MBA). As the Chief Financial Officer, Haynes is responsible for accounting and financial functions, including setting the policies, procedures, strategies and practices of MBA, as well as overseeing the Association's assets . She also works to ensure future financial stability for MBA through strategic planning and forecasting.  With over 30 years of experience in the fields of finance and accounting, Haynes brings a wealth of knowledge to the CFO position. Prior to joining MBA, Haynes worked for Fannie Mae and served the company in several positions including Vice President of Financial Planning & Analysis,  Vice President for Finance Transformation, and Vice President for Operational Accounting, where she led a team of 45 professionals responsible for the management of single and multifamily loans worth approximately $3 trillion. 

    Haynes has also been named as MBA's Chief Diversity and Inclusion Officer. In this role, she serves as an executive-level strategist partnering with the leaders of MBA's diversity and inclusion initiatives to promote a comprehensive strategy that fosters a culture of diversity and inclusion within the real estate finance industry. In addition to working with Human Resources, Lisa develops and implements plans, programs, and activities that educate and engage employees on the value of diversity and the critical importance of inclusion. Before her work at Fannie Mae, Haynes established and grew her own consulting practice in Massachusetts. Her practice specialized in financial consulting services for nonprofits and small businesses. Haynes was also the Senior Associate Controller and Director for John Hancock Financial Services, Inc. in Boston where she led the SEC and Management Reporting team during the company's demutualization in 2000. 

    Haynes holds a Master of Business Administration from the Boston University Graduate School of Management, Bachelor of Science in Accounting from Bentley College, and is certified as a public accountant in the state of Virginia. Haynes was named Association CFO of the year in 2019.

Friday, November 12, 2021

  • Registration

    Location: Grand Ballroom Foyer

    Registration

  • Breakfast Conversations

    Location: Grand Ballroom C


    Speaker(s)

    Fran Mordi AMP, Vice President, Financial Management, Tax and Accounting Policy, Mortgage Bankers Association

    Marina Walsh CMB, Vice President, Industry Analysis, Mortgage Bankers Association

    Matthew Streadbeck, Partner - Banking and Capital Markets, Ernst & Young LLP

    Gina West, CPA, Tax Partner, Mortgage Banking, Richey May

    Lisa Haynes, Senior Vice President, Chief Financial Officer, and Chief Diversity and Inclusion Office, Mortgage Bankers Association

    Breakfast

    Read more Read less

    Before heading home, grab breakfast and join us for facilitated round table discussions in small group settings.  
    1 CPE credit can be earned by being part of the discussion and finding solutions that best fit your firm.

    Discussion Topics:
    Production
    Servicing
    Regulatory
    Tax/Legislation
    Inclusive Leadership

    Speaker(s)

    Fran Mordi AMP, Vice President, Financial Management, Tax and Accounting Policy, Mortgage Bankers Association

    Fran Mordi joined the Mortgage Bankers Association in May of 2017 after 20 years of post-Law school experience in the areas of tax and accounting.  Prior to joining MBA, Fran worked at the American Bankers Association and Deloitte Tax, LLP on domestic and international tax issues impacting the financial services industry.  Fran has specific expertise in putting together training sessions and presenting at bank tax conferences and panels.  Fran has extensive experience working with the banking regulators, FASB, the Treasury and Congress as an advocate of the financial services industry. Fran holds a J.D. from New England Law School, Boston, MA, and an LL.M in Taxation from Georgetown University Law School, Washington, DC. 

    Marina Walsh CMB, Vice President, Industry Analysis, Mortgage Bankers Association

    Marina Walsh is vice president of industry analysis in MBA's research and economics department, specializing in industry performance benchmarking for residential lenders and servicers. She has worked in real estate finance for close to twenty years. Currently, she leads the management and direction for the annual and quarterly Mortgage Bankers Performance Reports, the Servicing Operations Study and Forum, the Peer Group Survey and Roundtable Program, the Mortgage Banking Compensation Survey Program and other ad hoc surveys and policy analyses.  She is also MBA's spokesperson for the Quarterly National Delinquency Survey.  In addition, Walsh conducts specialty workshops, symposiums and roundtables on a variety of current topics critical to the mortgage industry and provides program advisory support for several conferences, particularly MBA's Accounting and Financial Management Conference and its National Servicing Conference. She is an instructor for several MBA Education webinars and courses, including the Introductory and Advanced Schools of Mortgage Servicing and the Future Leaders Program. Results of her work have been published in all of the major trade publications as well as national and local newspapers.  She is a frequent speaker at MBA and other industry events and conferences.  Walsh was named to HousingWire's "2016 Women of Influence" list.  The list, which is based on nominations from the industry, highlights women who are making significant contributions to mortgage banking and real estate.  Prior to joining MBA, Walsh was a manager in Ernst and Young's Real Estate Advisory Services Group where her focus was Federal credit program design, implementation and performance measurement. She started her career in the Management Training Program, then subsequently the financial planning division, of the Port Authority of NY & NJ. She holds a bachelor's degree from Cornell University and a Master of Public Administration degree from Columbia University.

    Matthew Streadbeck, Partner - Banking and Capital Markets, Ernst & Young LLP

    Matt is an EY Banking and Capital Markets (BCM) partner.  Matt has over twenty (20+) years of experience auditing mortgage lenders and servicers, Real Estate Investment Trusts (REIT), and insured depository institutions. 

    Matt has significant experience with accounting and auditing matters related to the allowance for credit losses (ACL) and the valuation of loans, securities and mortgage servicing rights (MSRs).  Matt has significant experience with Securities and Exchange Commission (SEC) filings as well as application of Section 404 the Sarbanes-Oxley. 

    Gina West, CPA, Tax Partner, Mortgage Banking, Richey May

    Gina joined Richey May in 2012, and has been in public accounting for over 12 years. As a Tax Partner, she oversees all compliance, research, business development, training and staff development activities in the tax department. She primarily works with clients in the mortgage banking industry and focuses on providing strategic solutions. Gina also works on women’s leadership initiatives and mentoring at the firm. Prior to joining Richey May, Gina worked for CBIZ for five years. Gina was inspired to pursue a career in accounting not only because she excelled in math, but also because accounting provides people with the ability to build personal relationships that create valuable long-term connections. Gina truly values the relationships she’s built with her clients over the years, proving it by being dependable and hard working.

    Lisa Haynes, Senior Vice President, Chief Financial Officer, and Chief Diversity and Inclusion Office, Mortgage Bankers Association

    Lisa J. Haynes is Senior Vice President, Chief Financial Officer, and Chief Diversity and Inclusion Officer for the Mortgage Bankers Association (MBA). As the Chief Financial Officer, Haynes is responsible for accounting and financial functions, including setting the policies, procedures, strategies and practices of MBA, as well as overseeing the Association's assets . She also works to ensure future financial stability for MBA through strategic planning and forecasting.  With over 30 years of experience in the fields of finance and accounting, Haynes brings a wealth of knowledge to the CFO position. Prior to joining MBA, Haynes worked for Fannie Mae and served the company in several positions including Vice President of Financial Planning & Analysis,  Vice President for Finance Transformation, and Vice President for Operational Accounting, where she led a team of 45 professionals responsible for the management of single and multifamily loans worth approximately $3 trillion. 

    Haynes has also been named as MBA's Chief Diversity and Inclusion Officer. In this role, she serves as an executive-level strategist partnering with the leaders of MBA's diversity and inclusion initiatives to promote a comprehensive strategy that fosters a culture of diversity and inclusion within the real estate finance industry. In addition to working with Human Resources, Lisa develops and implements plans, programs, and activities that educate and engage employees on the value of diversity and the critical importance of inclusion. Before her work at Fannie Mae, Haynes established and grew her own consulting practice in Massachusetts. Her practice specialized in financial consulting services for nonprofits and small businesses. Haynes was also the Senior Associate Controller and Director for John Hancock Financial Services, Inc. in Boston where she led the SEC and Management Reporting team during the company's demutualization in 2000. 

    Haynes holds a Master of Business Administration from the Boston University Graduate School of Management, Bachelor of Science in Accounting from Bentley College, and is certified as a public accountant in the state of Virginia. Haynes was named Association CFO of the year in 2019.

  • Continental Breakfast

    Location: Grand Ballroom Foyer

    Breakfast

  • Exhibit Area Open

    Location: Grand Ballroom Foyer

    Exhibit Hours

  • Counterparty Risk Management

    Location: Grand Ballroom D


    Speaker(s)

    Michael Fratantoni Ph.D., Chief Economist and Senior Vice President of Research and Industry Technology, Mortgage Bankers Association

    Kevin Byers, Sr. Director, Conference Of State Bank Supervisors

    Breakout Session

    Read more Read less

    Get an update of current positions and policies regarding counterparty risk management and prudential oversight from the GSEs and the Conference of State Bank Supervisors (CSBS). Hear about what the agencies are doing now to ensure financial stability of their counterparties, particularly independent mortgage companies that own mortgage servicing rights. Several proposed changes to capital and liquidity requirements are on the table and this is an opportunity to ascertain how these changes impact your company.

    Speaker(s)

    Michael Fratantoni Ph.D., Chief Economist and Senior Vice President of Research and Industry Technology, Mortgage Bankers Association

    Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys, benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO and serves on the CSP's Industry Advisory Group and the membership committee of MERS.

    Prior to joining MBA, Fratantoni worked in the industry in risk management and senior economist roles at Washington Mutual and Fannie Mae.  He received a Ph.D. in economics from Johns Hopkins University and a B.A. in economics from The College of William and Mary, and has served as an adjunct professor at the University of Washington, and Johns Hopkins, George Washington, and Georgetown Universities.

    Kevin Byers, Sr. Director, Conference Of State Bank Supervisors

    Kevin Byers is currently a Senior Director on the Nonbank Supervision and Enforcement team at the Conference of State Bank Supervisors. In this capacity, he supports the state regulatory system and Multistate Mortgage Committee by monitoring, analyzing, and reporting on trends in the mortgage industry and providing technical support on enforcement matters. He has over 25 years of experience in residential and multifamily housing finance, litigation support and consulting, and prior to joining CSBS in 2018, managed a forensic accounting practice focused on mortgage and consumer finance matters. He has consulted for various state attorneys general, regulatory agencies, and private attorneys, and served on the forensics team for the independent monitor of the National Mortgage Settlement. Kevin can be reached at kbyers@csbs.org.

  • Staffing Trends in a Work-from-Home World

    Location: Grand Ballroom B


    Speaker(s)

    Jeffrey Majewski, Executive Managing Director, CBRE Capital Markets

    Robert Northway, Partner & Head of Consumer Banking and Global RE Practice, McLagan

    J.T. Martin, Sr. Vice President, CBRE Capital Markets

    Breakout Session

    Read more Read less

    The pandemic led to a dramatic shift in where and how employees work – some of which may be temporary, some longer lasting. This session will highlight shifting trends in staffing and early signs of what might stick. Attendees will learn the latest trends in staffing and compensation and how real estate finance companies are adjusting to the new (fluid) normal.

    Speaker(s)

    Jeffrey Majewski, Executive Managing Director, CBRE Capital Markets

    Mr. Majewski is the Executive Managing Director with CBRE Capital Markets.  Mr. Majewski has extensive experience in the origination, structuring, placement, closing and servicing of commercial real estate debt for life insurance companies, pension funds, Agencies and Wall Street sources.
    Prior to returning to CBRE, Mr. Majewski was the Executive Managing Director of Grubb & Ellis’ Capital Markets Group.  During his 27 years of experience, Jeff has worked in every aspect of the commercial real estate finance business, from loan originations to loan servicing, asset management and lender and client development, as well as the detailed day-to-day operations of running the business.

    Robert Northway, Partner & Head of Consumer Banking and Global RE Practice, McLagan

    Rob Northway, a Partner at McLagan is the global head of consumer banking, commercial real estate and the practice leader for McLagan’s broad based compensation advisory
    business. Mr. Northway advises clients on the design of compensation programs, marketshare and performance issues to better align the human capital strategy with business
    objectives.

    Mr Northway joined McLagan in 2004 and has extensive experience in strategic reward advisory projects including incentive plan design, job architecture, performance
    benchmarking, and competitive assessment engagements focusing on executive and staff compensation programs for major U.S. and foreign institutions. His engagements include:
    Bank of Montreal, Bank of the West/BNP Paribas, Capital One, CB Richard Ellis, Citigroup, Cushman & Wakefield, Fannie Mae, Freddie Mac, Deutsche Bank, HSBC,
    Jones Lange LaSalle (JLL), JPMorgan Chase, Lincoln Financial Group, MetLife Inc., Morgan Stanley, PNC Bank, Prudential Financial, Principal Financial Group Global Real
    Estate, Redwood Trust, SunTrust Bank, Walker & Dunlop, USAA, and Wells Fargo.

    Mr. Northway is a member of the Mortgage Bankers Association and has spoken at multiple global conferences including Mortgage Bankers Association, NAREIM Human  Resources Council, and American Credit Union Mortgage Association Annual Convention. He has published articles related to incentive plan design, regulatory issues and
    compensation trends in Mortgage Banking Magazine and ACUMA Pipeline newsletter.  Prior to joining McLagan, Rob worked at Willis Towers Watson, Hewitt Associates Inc, and
    Principal Financial Group. He is located in the Stamford, CT office.

    J.T. Martin, Sr. Vice President, CBRE Capital Markets

    J.T. Martin is Senior Vice President in the Office Brokerage Services Group with CBRE Nashville specializing in both landlord and tenant representation. Mr. Martin has been in commercial real estate for over a decade, giving him significant experience in representing both owners and tenants in major leasing assignments in the office sector. Mr. Martin’s team, including Taylor Hillenmeyer and Janelle Gallagher, have secured over $1 billion in leasing transactions during their career at CBRE.

    Mr. Martin is sought out for his ability to develop creative real estate strategies on behalf of a wide variety of products and client types, including the successful niche of repositioning and leasing some of downtown Nashville’s iconic office buildings such as L&C and Bank of America Plaza.

    Prior to joining CBRE, Mr. Martin was with Southeast Venture for five years, where he worked with both landlords and tenants in brokering office sales and leasing in the Nashville area. Mr. Martin came to the real estate industry from the healthcare sector where he was the Director of Physician Relations for the four hospitals within Saint Thomas Health.  He was responsible for referrals within Davidson, Williamson and Sumner Counties.

  • Refreshment Break in the Exhibit Area

    Location: Grand Ballroom Foyer

    Refreshment Break

  • General Session: CFO Perspectives

    Location: Grand Ballroom D


    Speaker(s)

    Ravi Correa, CFO, Angel Oak Mortgage Solutions

    Kevin Walrath, Business Unit CFO, Pentagon Federal Credit Union

    Jason Miller, CFO, FB Ventures, FirstBank

    Pam Cooper, CMB, Chief Financial Officer, Citywide Home Loans/CHL Mortgage

    General Session

    Read more Read less

    You won’t want to miss our popular panel of mortgage industry finance professionals discussing the top financial and accounting challenges affecting the mortgage business. Come and hear the types of issues that keep a CFO up at night. We’ll address top-of-mind issues such as: the audit process; regulatory and investor requirements, including recent changes; views on the current mortgage market, views on the post-forbearance servicing world; managing risk and more.

    Speaker(s)

    Ravi Correa, CFO, Angel Oak Mortgage Solutions

    Ravi is the Chief Financial Officer for Angel Oak Lending and is responsible for all financial aspects for Angel Oak related mortgage lending entities.

    Prior to joining Angel Oak, Ravi was the Chief Financial Officer of Commerce Home Mortgage and The Capital Corps, as well as RoundPoint Mortgage Company and has held finance executive roles in a number of public and private companies in the US and Canada. He brings over 20 years of experience in a variety of industry sectors including a strong background in Financial Services.  Ravi is passionate about business success, finance, fact based decision making and fostering a strong team environment. Ravi is a Certified Public Accountant and has a Bachelor of Commerce (Honors) Accounting degree from the University of Ottawa.  

    Kevin Walrath, Business Unit CFO, Pentagon Federal Credit Union

    Kevin is the Business Unit CFO for Pentagon Federal Credit Union and is responsible for the Home Lending and Commercial Divisions.  His focus is on the strategy and overall financial excellence of the Credit Union through planning, forecasting, and reporting, working closely with each division to ensure financial success.  Kevin’s leadership background in finance and accounting is broad and includes over 13 years in financial services.  He holds a Finance degree from the University of Florida, a Masters in Accounting from the University of Virginia, and is a licensed Certified Public Accountant and Chartered Alternative Investment Analyst.

    Jason Miller, CFO, FB Ventures, FirstBank

    Jason Miller provides  strategic, integral financial leadership for Community Banks and Mortgage Lenders.  At FirstBank, he leads a talented team of finance professionals responsible for reporting more than $5.5B in AUM and $100M in annual Mortgage Banking Revenue (Conventional, FHA, VA, and USDA, Jumbo, Manufactured Housing mortgages). He is an effective change leader with exceptional ability to drive organizational change, maximize revenues, increase profitability, and optimize company value, and enjoy working in a fast-paced, patient-focused industry. He partners stakeholders across all functionalities to execute strategic, value-added initiatives.

    Pam Cooper, CMB, Chief Financial Officer, Citywide Home Loans/CHL Mortgage

    Pam brings a wealth of knowledge and expertise in finance and accounting as it relates to mortgage banking. She has been in the mortgage industry since graduating from the University of California, Irvine in the 1980’s and was on the accounting team that took Plaza Home Mortgage public in the 1990’s. She spent 11 years in the Assurance and Advisory department of Deloitte & Touche specializing in financial services. Recently, she has held senior leadership and executive positions at W.J. Bradley Mortgage, Aurora Loan Services, Home American Mortgage (captive mortgage company for Richmond American Homes). She is known for her hands on approach to developing sophisticated financial forecast models, strategic plans and budgets. She has also designed and led successful implementations of internal control processes and procedures. She is an active Certified Public Accountant.

  • Refreshment Break in Exhibit Area

    Location: Grand Ballroom Foyer

    Refreshment Break

  • Money Well Spent - Controlling Risk & Avoiding Financial Catastrophe

    Location: Grand Ballroom D


    Speaker(s)

    Michael Kieval, Partner, Weiner Brodsky Kider PC

    Jack Konyk, Executive Director-Government Affairs, Weiner Brodsky Kider PC

    Breakout Session

    Read more Read less

    Compliance problems in today’s hyper-sensitive mortgage world can be more than just embarrassing – they can cause financially ruin. Beyond just the significant monetary burden of fines and restitution, the costs of internal business disruption caused by efforts to respond to examinations and litigation, together with lost business opportunities coming from reputational damage, can be devastating. Experts who have helped numerous companies through real situations outline the risk areas not to overlook and explain what you can do to manage risk now.

    Speaker(s)

    Michael Kieval, Partner, Weiner Brodsky Kider PC

    Michael Y. Kieval is a Partner at financial services boutique Weiner Brodsky Kider PC, in Washington, DC, and represents companies in the financial services and mortgage industries nationwide in state and federal litigation and government investigations, including CFPB examinations and enforcement actions. In addition to providing regulatory compliance advice to clients large and small, Michael’s practice includes general business and commercial litigation and defending consumer class actions, suits under state consumer protection statutes, and claims under federal statutes, including the False Claims Act, RESPA, TILA and the TCPA. Michael regularly speaks to industry audiences about mortgage regulations and compliance, cybersecurity, the CFPB, and litigation trends.

    Jack Konyk, Executive Director-Government Affairs, Weiner Brodsky Kider PC

    Jack has over four decades of consumer banking and lending experience, concentrated in mortgage finance, regulatory compliance, enterprise risk, and public and government affairs. He is a frequent speaker at conferences across the country, and a prominent voice for industry with legislators and regulators at all levels of government. Jack is and has long been actively involved with the Mortgage Bankers Association, the American Association of Residential Mortgage Regulators, the Housing Policy Council, and the American Bankers Association’s Mortgage Markets committee, among others. He is now Executive Director of Government Affairs at Weiner Brodsky Kider, one of the nation's leading financial services law firms.

  • Pipeline Management and Hedge Accounting

    Location: Grand Ballroom B


    Speaker(s)

    Alan Qureshi, Chief Manager, Blue Water Financial Technologies

    Jennifer Hannah AMP, Partner, Richey May

    Dee Olateru, Sr. Manager, Ernst & Young LLP

    Breakout Session

    Read more Read less

    In a competitive mortgage market where every dollar counts, mortgage companies that are trading loans on a mandatory and/or best efforts basis need to be aware of optimal accounting and prudent pipeline management practices. This session will address leverage, investment horizon, business strategy, risk policies, target hedge ratios, and financial statement accuracy and transparency. What’s more, we’ll cover how hedging needs and objectives differ between different institutions (depository banks, REITs and IMBs).

    Speaker(s)

    Alan Qureshi, Chief Manager, Blue Water Financial Technologies

    Alan P. Qureshi serves as the Chief Manager of Blue Water Financial Technologies, with a primary focus on MSR hedge strategies, transaction management and FinTech Integration. With over 20 years of experience in the Capital Markets and Mortgage Industry, Alan oversees both the SEC Registered Investment Advisor and the FinTech subsidiaries of Blue Water. Prior to co-founding Blue Water with a like-minded team of innovators and capital markets experts in 2018, Alan served as the President of Incenter Portfolio Advisors, and as the Head of Mortgage Servicing Hedging and Hedging Analytics at U.S. Bank. Earlier in his career, Alan also held MSR, analytic, hedging and trading appointments for JP Morgan, Merrill Lynch and Diamondback Capital.

    Jennifer Hannah AMP, Partner, Richey May

    In her 8 years as an assurance partner with Richey May, Jennifer Hannah’s leadership has helped expand and solidify the firm’s reputation as the premier mortgage practice in the country. Her commitment to clients and industry thought leadership was recently acknowledged by HousingWire when they named Jennifer a 2020 Woman of Influence. Jennifer immerses herself in the industry’s evolution so she can offer fresh insights to clients and colleagues alike.

    Dee Olateru, Sr. Manager, Ernst & Young LLP

    Dee Olateru is a Senior Manager in Ernst & Young's Assurance practice where I've spent the past decade serving a wide variety of financial services clients with a focus on Banking & Capital Markets organizations. Beginning her career in EY's Minneapolis office, she has served some of the firm’s largest banking clients globally in the US, UK, and India. She currently serves as the the Co-Chair for the Diversity and Inclusion in EY's Minneapolis office and facilitates training globally, providing on-the-job coaching, and mentoring. She received her B.Sc. from Winona State University, Minnesota (07) and her Graduate degree from the University of Illinois, Urbana-Champaign. 

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