MBA Annual

2019 Schedule

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Schedule subject to change.

Note: Meeting rooms may change. Please refer to the MBA Events mobile app, available in both the App Store and Google Play, on-site for final locations.

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Monday, October 28, 2019

  • MARKET OPPORTUNITIES TRACK: Hit the High Notes: Staying Profitable

    Location: Level 4,
    Room 18A


    Speaker(s)

    Marina Walsh, Vice President, Industry Analysis, Mortgage Bankers Association

    Seth Sprague, CMB, Principal, STRATMOR Group

    Suzy Lindblom, Chief Operating Officer, Planet Home Lending

    Rick Bechtel, Executive Vice President and Head of U.S. Residential Lending, TD Bank

    Allison Johnston, Chief Operating Officer, Success Mortgage Partners

    Breakout Session,

    Market Opportunities Track

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    How can lenders harness origination gains, contain costs and optimize resources to ensure long-term financial viability? This session brings together experts who offer solutions, including operating strategies, technology improvements, workflow efficiencies, and approaches to managing personnel, particularly sales staff.

    Speaker(s)

    Marina Walsh, Vice President, Industry Analysis, Mortgage Bankers Association

    Marina Walsh is vice president of industry analysis in MBA's research and economics department, specializing in industry performance benchmarking for residential lenders and servicers. She has worked in real estate finance for close to twenty years. Currently, she leads the management and direction for the annual and quarterly Mortgage Bankers Performance Reports, the Servicing Operations Study and Forum, the Peer Group Survey and Roundtable Program, the Mortgage Banking Compensation Survey Program and other ad hoc surveys and policy analyses. She is also MBA's spokesperson for the Quarterly National Delinquency Survey.  In addition, Walsh conducts specialty workshops, symposiums and roundtables on a variety of current topics critical to the mortgage industry and provides program advisory support for several conferences, particularly MBA's Accounting and Financial Management Conference and its National Servicing Conference. She is an instructor for several MBA Education webinars and courses, including the Introductory and Advanced Schools of Mortgage Servicing and the Future Leaders Program. Results of her work have been published in all of the major trade publications as well as national and local newspapers. She is a frequent speaker at MBA and other industry events and conferences.  Walsh was named to HousingWire's "2016 Women of Influence" list. The list, which is based on nominations from the industry, highlights women who are making significant contributions to mortgage banking and real estate.  Prior to joining MBA, Walsh was a manager in Ernst and Young's Real Estate Advisory Services Group where her focus was Federal credit program design, implementation and performance measurement. She started her career in the Management Training Program, then subsequently the financial planning division, of the Port Authority of NY & NJ.

    Seth Sprague, CMB, Principal, STRATMOR Group

    Seth Sprague joined STRATMOR Group as a Principal early in 2019 with more than 20 years of mortgage banking and servicing valuation experience. Seth specializes in mortgage servicing rights (MSRs), servicing, cash flows, liquidity and mortgage profitability strategies.  Prior to joining STRATMOR, Seth served as EVP of Trading & Analytics at PHOENIX, an advisory firm for MSR and whole loan trading, mortgage services and analytics. His primary responsibilities at Phoenix included managing bulk and flow MSR transactions and strategic valuation solutions to meet the needs of PHOENIX clients. Additionally, Seth served as Senior Vice President—Servicing Asset Manager at SunTrust Mortgage for more than 10 years, where he led the servicing rights valuation team.  In 2018, Seth was selected as Secretary of the MBA’s Certified Mortgage Banker (CMB) Society and serves on several committees with the Mortgage Bankers Association (MBA) including the Financial Management Steering Committee, MBA’s Servicing Council for the 21st Century, MBA’s BASEL III and the Servicing Compensation Working Group. Seth is a frequent speaker at various MBA and other industry conferences, often speaking on liquidity and the overall challenges present in the mortgage industry. An instructor with the MBA’s School of Mortgage Banking (SOMB) program since 2007, Seth teaches “Servicing/MSR Day” and is an instructor for the MBA School of Mortgage Servicing. In 2019, Seth taught “The Secondary Market” for NAMMBA (The National Association of Minority Mortgage Bankers of America).

    Suzy Lindblom, Chief Operating Officer, Planet Home Lending

    Planet Home Lending, LLC Chief Operating Officer Suzy Lindblom is known for her ability to develop process efficiencies and identify areas for potential cost savings while keeping customer service levels and loan quality high.  Before joining Planet Home Lending, Lindblom helped grow some of the best-known brands in the mortgage industry, including Stearns Lending, where she was managing director, national fulfillment and operations, leading a multi-billion, multichannel business. During her four decades in the business, she also worked at MetLife Bank, Bank of America, CitiMortgage, GMAC Mortgage Corp. and Countrywide Home Loans.  Recognized by the mortgage industry for her efforts and accomplishments, Lindblom serves on the Board of Directors of NEXT, and has won numerous awards including Progress in Lending 2019 Most Powerful Women in FinTech, HousingWire’s 2019 and 2015 Women of Influence, MPA’s 2017 Elite Women, and was named to the National Diversity Council’s Southern California 2016 Most Powerful & Influential Women list.

    Rick Bechtel, Executive Vice President and Head of U.S. Residential Lending, TD Bank

    Rick Bechtel is Executive Vice President, Head of U.S. Residential Lending for TD Bank. Based in Mount Laurel, NJ, Rick has footprint-wide accountability for all aspects of the Mortgage and Home Equity businesses, including strategy, product and technology development, portfolio and P&L management, capital and secondary markets, Customer experience, and leadership of national sales across the Retail, Correspondent and Consumer Direct channels.  Rick is responsible for driving growth and development of a best-in-class technology platform designed to support all of TD's businesses and channels to drive speed, efficiency and service, while maintaining the bank's risk appetite and unique focus on the Customer.  With 30 years of banking and management experience, Rick is a versatile leader in the residential lending industry with expertise in sales, operations, capital markets, compliance, marketing, technology and product development. He most recently served as Managing Director, Head of Mortgage Banking at CIBC US, a leading Canadian-based global financial institution, where he led the business to win the inaugural Mortgage Bankers Association Diversity & Inclusion Award.  An accomplished executive, Rick has also built and led preeminent sales teams at both Wells Fargo and Chase, with demonstrated success in profitably scaling the business, while capturing significant cross-sell and market share. Rick's strong passion for the Customer, combined with his keen understanding of Store networks, brand, model and culture, position him to drive the growth and profitability of the TD Residential Lending businesses.  He is a well-regarded industry leader, currently serving on the Mortgage Bankers Association Diversity & Inclusion Committee, Ellie Mae's Executive Advisory Board and speaking regularly at national conferences on subjects ranging from M&A and sales strategy to organizational diversity.

    Allison Johnston, Chief Operating Officer, Success Mortgage Partners

    With over 27 years of experience in the mortgage industry, Allison Johnston, Chief Operating Officer of Success Mortgage Partners, understands the industry inside and out, and what it takes to grow a successful company.  Her knowledge of the industry was learned while obtaining her bachelor’s in business management and through hands on experience in management roles throughout mortgage operations. Currently serving as the MIAB as Vice President, former MMLA as State Board President, and current MMLA Ambassador and Membership Committee chair, and TMC Board Member, Johnston is able to bring a fresh perspective and understanding to all facets of the industry.  Since Johnston’s arrival at SMP in 2013, SMP has doubled in size and the company celebrates a 95% retention rate in both sales and operations. Johnston holds an MLO license in each one of the 28 states that Success Mortgage Partners is licensed in.  Next month, Allison is to teach and facilitate her first class through the MBA.

  • MARKET OPPORTUNITIES TRACK: Don’t Miss a Beat – Win the Purchase Conversion Game in 2020

    Location: Level 4,
    Room 17


    Speaker(s)

    Joe Welu, Founder and Chief Executive Officer, Total Expert

    Patricia Arvielo, Co-Founder and President, New American Funding

    Julian Hebron, Founder, The Basis Point

    Josh Lehr, Industry Development Manager, Mortech, a Zillow Group

    Breakout Session,

    Market Opportunities Track

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    This year taught us that customer acquisition is just the tip of the iceberg in terms of success in the purchase market. Today’s always-online customers are picked off constantly even after pre-approval. This can’t-miss session with top customer acquisition and conversion leaders will teach you how to protect and grow your purchase market share and develop strong customer relationship management practices for your target markets.

    Speaker(s)

    Joe Welu, Founder and Chief Executive Officer, Total Expert

    Joe Welu is the Founder and CEO of Total Expert, which he started in 2012 in the basement of a real estate office. Fast forward to 2019 and Total Expert is backed by some of the leading venture capital firms in Silicon Valley and has been named the fastest growing software company in the Midwest by the Inc. 500. Prior to starting Total Expert in 2012, Joe co-founded and led one of the top-selling real estate teams in the U.S., achieving over $1 billion in sales volume.

    Patricia Arvielo, Co-Founder and President, New American Funding

    Patty is an award-winning entrepreneur and the co-founder/President of New American Funding. A first-generation Latina, she leverages more than 36 years of experience in the mortgage industry to lead the company’s sales and operations efforts. In addition, Patty created the company’s Latino Focus and New American Dream initiatives to improve the home lending experiences for Latino and African-American homebuyers. Patty is also a popular keynote speaker for mortgage events across the nation. She is on numerous committees, including for the National Association of Hispanic Real Estate Professionals (NAHREP) and the Housing Counseling Federal Advisory Committee (HCFAC). She frequently visits Washington, D.C. to lobby for the industry and homeowners. Ernst & Young recognized Patty as 2016 EY Entrepreneur of The Year® Orange County.

    Julian Hebron, Founder, The Basis Point

    Julian Hebron is founder of The Basis Point, a sales & strategy consultancy for finance & real estate companies, and a financial media brand for consumers. Over the last 20 years, he's served in executive sales and marketing roles at UBS, Wells Fargo, loanDepot, and LendUS (formerly RPM Mortgage). Julian is known for bringing clear thinking and modern strategies to help companies maximize technology impact, elevate salespeople, and lead the way in this disruptive era.

    Josh Lehr, Industry Development Manager, Mortech, a Zillow Group

    As the Industry Development Manager at Mortech, Mr. Lehr evaluates and oversees relationships with mortgage technology partners for Mortech and Zillow Group. For the past 5 years, Josh has been involved in many phases of the Mortech business including API implementations, compliance, product management and opportunity assessment. Prior to joining  Mortech, Josh worked as a developer and project manager for a top 10 Visa card issuer working to implement new hardware and software solutions such as SMS messaging, CRM, IVR, and credit approval automation.

     

Tuesday, October 29, 2019

  • MARKET OPPORTUNITIES TRACK: Where are the Homes? Send in the Homes!

    Location: Level 4,
    Room 17


    Speaker(s)

    Jonathan Lawless, Vice President, Single-Family Product Development and Affordable Housing, Fannie Mae

    Dr. Frank Nothaft, Chief Economist, CoreLogic

    Danny Gardner, Senior Vice President, Single-Family Affordable Lending and Access to Credit, Freddie Mac

    Evan Loomis, Co-Founder, ICON

    Breakout Session,

    Market Opportunities Track

    Read more Read less

    Despite historically low unemployment and interest rates, the number of new single-family housing starts remains lower than it was in the early 1960’s  – when the US population was only half what it is today. Solving today’s affordable housing shortage is key to providing homeownership opportunities to firsttime and low- to moderate-income homebuyers. This panel explores the reasons for our current shortage, the consequences of the shortage for lenders, and innovative homebuilding solutions to provide more affordable housing stock.

    Speaker(s)

    Jonathan Lawless, Vice President, Single-Family Product Development and Affordable Housing, Fannie Mae

    Jonathan Lawless is Fannie Mae’s Product Development and Affordable Housing Vice President. He oversees innovative programs and creative solutions that expand access to mortgage credit and affordable housing, address changing market needs, and help lenders and servicers better serve their borrowers.  Lawless led the development of Fannie Mae’s flagship affordability product, HomeReady®, and designed and implemented several programs to address key housing issues through industry partnerships. Prior to his current role, he served as Underwriting and Pricing Analytics Vice President and has contributed to many teams since joining Fannie Mae in 2000.  Previously, Lawless also has worked with 2Seeds Network, a non-profit group involved in agricultural development in East Africa. “We all deserve a safe place to call home that’s uniquely ours.” – Jonathan Lawless, 2017

    Dr. Frank Nothaft, Chief Economist, CoreLogic

    Dr. Frank Nothaft is chief economist for CoreLogic, America’s largest provider of advanced property and ownership information, analytics and data-enabled services. He leads the economics team responsible for analysis, commentary and forecasting in global real estate, insurance and mortgage markets.  Before joining CoreLogic Frank served in a variety of leadership positions at Freddie Mac including Vice President and Chief Economist. Prior to Freddie Mac, Frank was an economist with the Board of Governors of the Federal Reserve System in the mortgage and consumer finance section and served as assistant to Governor Henry C. Wallich.  Frank received the National Association for Business Economics (NABE) Outlook Award as recognition for having the most accurate macroeconomic forecast for 2018 and is a NABE Certified Business Economist.

    Danny Gardner, Senior Vice President, Single-Family Affordable Lending and Access to Credit, Freddie Mac

    Danny Gardner leads Freddie Mac’s Single-Family Affordable Lending and Access to Credit business. He is a member of the Single-Family Senior Management team, reporting directly to Executive Vice President Dave Lowman.   Mr. Gardner is primarily responsible for fulfilling Freddie Mac’s community mission to provide sustainable homeownership education and financing to families who are traditionally underserved by the market.  He is also responsible for overseeing Freddie Mac’s delivery and performance against Single-Family Affordable Lending’s goals, Duty to Serve regulation and Access to Credit activities in the FHFA Scorecard.  He and his team support our clients by partnering with the Sales team to educate clients on the availability and use of our affordable-related products and programs, including the Home Possible® suite of mortgage products and our CreditSmart Financial Literacy Program. He also leads our engagement with state and local housing finance agencies, diverse and inclusive realtor associations and national and local community development organizations, to establish partnerships and programs that create successful homeowners.   With Freddie Mac since 2015, Mr. Gardner brings over 25 years of mortgage banking experience. He has spent most of his career in leadership roles focused on providing opportunities for families to buy their first homes. As leader of CRA Lending for the mortgage businesses of Citibank and Capital One and chief operating officer of the National Community Stabilization Trust, he helped municipalities and nonprofit organizations reclaim neighborhoods devastated by the foreclosure crisis.  He’s also spent a large part of his career working with state and local housing finance agencies by serving as program administrator and master loan servicer for first-time homebuyer programs.

    Evan Loomis, Co-Founder, ICON

    Evan Loomis has been a successful entrepreneur for more than 15 years and most recently co-founded the Austin-based startup, ICON,  the construction technologies company leading the way into the future of human shelter and homebuilding using 3D printing and other scientific and technological breakthroughs. In 2018, ICON delivered the first 3D-printed home to receive a building permit in the U.S. and closed a seed round of $9M that included investments from Silicon Valley heavyweights, a renowned international developer and America’s largest homebuilder among others.  Evan began his career as an Investment Banker on Wall Street. From there, he co-founded Wedgwood Circle, an angel investment group with a focus on the media and entertainment sectors. In 2010, he co-founded TreeHouse, the eco-friendly Home Upgrade Company disrupting the field of home improvement.  In 2017, Evan launched a holding company called Saturn Five with the mission of building companies that matter. Unlike traditional VC firms, Saturn Five designs and launches companies from scratch, working hands-on in the early stages to launch and scale companies.  Evan is a start-up mentor at Techstars Austin, SKU and Praxis. He is the co-author of Get Backed from Harvard Business Press (2015) and Elon Musk: This Book Is About Rockets! (2017).

  • MARKET OPPORTUNITIES TRACK: Fan Favorite: Experts Answer Your Questions on M&A

    Location: Level 4,
    Room 17


    Speaker(s)

    Lauren Pryor, Partner, Mayer Brown LLP

    Michael P. Patterson, Chief Operating Officer, Freedom Mortgage Corporation

    Stephen Curry, Chief Executive Officer, Gateway First Bank, LLC / Gateway Mortgage

    Robert Losquadro, Senior Vice President, Houlihan Lokey

    Breakout Session,

    Market Opportunities Track

    Read more Read less

    You and your executive management may or may not want to sell your company or its assets but you certainly want to understand its marketability. Likewise, there are many things to consider before you sell or acquire a company, including compatibility of the culture and leadership on both sides. Back by popular demand, this session offers advice on ways to smoothly merge operations and ensure a successful M&A transaction for sellers, buyers, regulators and other stakeholders.

    Speaker(s)

    Lauren Pryor, Partner, Mayer Brown LLP

    Lauren Pryor is a partner at Mayer Brown LLP and co-head of the Financial Institutions M&A group.  Lauren focuses her practice on counseling clients in M&A, corporate and business transactional matters in the financial services industry, including advising publicly held and private companies involved in mergers, acquisitions and divestitures and transfers of assets in the mortgage space.  Lauren frequently represents mortgage originators and servicers in equity and asset transactions, joint ventures and mortgage servicing rights deals.  Lauren was recognized by HousingWire magazine in June 2019 as a HousingWire Rising Star among leaders and innovators in the mortgage industry.

    Michael P. Patterson, Chief Operating Officer, Freedom Mortgage Corporation

    Mike Patterson began his career in the mortgage industry in 2000 at Irwin Mortgage Corporation based in Fishers, Indiana. In 2006, Freedom Mortgage acquired Irwin Mortgage Corporation, and Mr. Patterson joined the Freedom Mortgage team. Mr. Patterson quickly flourished at Freedom Mortgage and was promoted to Vice President of Finance in 2008. He was promoted again to Senior Vice President in 2013.  In 2014, Mr. Patterson was named Executive Vice President and later in that same year, Chief of Staff.  In 2019, Mr. Patterson was promoted to Chief Operating Officer of Freedom Mortgage.  Over the course of his career, Mr. Patterson has established himself as a top-level executive, both financially and from an operations perspective. He takes pride in his ability to bridge the gap between upper and middle management through his extensive industry knowledge and financial background.  His acute understanding of market trends has been instrumental in the company’s ability to strategically plan for financial agility. Mr. Patterson is an active member in the MBA Residential Loan Committee and Secondary Capital Markets Committee.   In his current position, Chief Operating Officer, Mr. Patterson reports directly to Stanley C. Middleman, President and CEO of Freedom Mortgage, and oversees twelve support service teams including Mergers and Acquisitions, Capital Markets, Finance, Investor Relations and Public Relations.

    Stephen Curry, Chief Executive Officer, Gateway First Bank, LLC / Gateway Mortgage

    Stephen Curry joined Gateway as CEO in August of 2018. Curry has over 30 years of experience in financial services, having started his career at Republic Bank Texas in 1986. He served in leadership roles at NCNB, NationsBank, and Bank of America in Finance, Operations, Global Corporate and Investment Banking, Strategic Planning and Mergers and Acquisitions. After leaving Bank of America in 2008, Curry returned to his hometown of Tulsa, Oklahoma, to build a banking advisory business, Everett Advisory Partners, which provided regional and community banks M&A, capital raising, regulatory, risk management, operations, and IT solutions. Curry sold Everett in 2018 to join Gateway as CEO, where is leading the transformation of Gateway into a full-service digital bank and expanding the firm to become a top 25 mortgage bank.  Curry has extensive M&A experience, having successfully completed and integrated over 120 transactions during his career.

    Robert Losquadro, Senior Vice President, Houlihan Lokey

    Robert Losquadro is a senior member of Houlihan Lokey’s Financial Institutions Group. He specializes in advising financial services companies on M&A, capital raising and other strategic advisory engagements.  He has extensive experience working with specialty finance companies, with a specific focus on the residential real estate and mortgage sector. For over ten years, Robert has advised on M&A transactions, capital markets, and financial restructuring engagements involving mortgage companies ranging from publicly traded companies to founder-owned, private businesses.  Previously, Robert was at Milestone Advisors in Washington, D.C. where he focused on specialty finance and mortgage finance M&A and capital raising.  Prior to joining Milestone, he focused on distressed debt acquisitions and turnaround situations for the Denver-based investment firm, Republic Financial Corporation.

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