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Arrive early and attend MBA's Mergers & Acquisition Workshop on January 28, 2019. This is a pre-conference event offered exclusively to IMB Conference attendees. View the workshop agenda and register here.

Schedule subject to change.

Note: Meeting rooms may change, so please refer to the on-site program for final locations.

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Wednesday, January 30, 2019

  • Innovation and Strategy Track: Opportunities Hiding in Plain Sight: Underserved Markets and Non-QM Borrowers

    Location: Seacliff,
    Bay Level


    Speaker(s)

    Jason Madiedo, Chief Executive Officer and President, Alterra Group, LLC

    Steven Schwalb, Managing Partner, Angel Oak Home Loans, LLC

    Ben Wu, Executive Director, LoanScorecard

    Matthew J. Tomiak, Managing Director, Structured Finance, Redwood Trust, Inc.

    Bill Lowman, President and Chief Executive Officer, American Pacific Mortgage Corporation

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    In an era of tightening margins, volume is key. Walk away from this session with ideas of how to expand your customer base by reaching new markets. Opportunities abound, but will require lenders to think broadly about their marketing efforts, product offerings, or both. This session will provide valuable tips on how to find nuggets of volume in a crowded marketplace.

    Speaker(s)

    Jason Madiedo, Chief Executive Officer and President, Alterra Group, LLC

    Jason Madiedo is the President and CEO of Alterra Group, LLC., a minority-owned top U.S. mortgage bank, and the second-largest Hispanic-owned mortgage company in the country, with loan coverage in 30 U.S. states. Alterra strives to represent the underserved in the mortgage industry, specifically serving the Hispanic community to help build wealth through home ownership. Alterra was voted by Mortgage Tech Magazine as one of the Top Tech Savvy Companies along with one of the fastest growing by Hispanic Business Magazine.  Jason is the perfect combination of compassionate leader and results-driven executive that understand that his people are the company’s number one asset. He began his career in the Mortgage industry over 20 years ago as a Loan Originator and later, co-founded a multi-state mortgage banking firm that included real estate sales and escrow divisions. He held several positions there, from Loan Originator, Manager, Underwriter, Secondary and Vice President.  He is very passionate about assisting underserved market consumers who have worked hard to achieve the American Dream. He has served as national president for the National Association for Hispanic Real Estate Professionals (NAHREP) – Nevada.

    Steven Schwalb, Managing Partner, Angel Oak Home Loans, LLC

    Steven is the Managing Partner of Angel Oak’s lending entities (AOHL, AOMS, AOPB). His responsibilities include the development of Angel Oak’s lending and servicing strategic plan, oversight of the origination and servicing platforms, and executing growth opportunities in agency approvals, servicing and securitization.
    Steven co-founded Angel Oak Mortgage Solutions, a non-agency wholesale and correspondent mortgage lender, Angel Oak Home Loans, a residential agency and non-agency retail lender, and Angel Oak Prime Bridge, a commercial lender providing financing solutions for both residential real estate investors and commercial properties. Under his leadership, Angel Oak Lending has broadened its product mix and now originates over $3.5 billion of loans annually.  Steven has more than 25 years of experience in residential lending. Prior to joining Angel Oak, he was the Senior Vice President of Capital Markets at SouthStar Funding, a national wholesale mortgage lender specializing in non-agency mortgage products. His primary responsibilities included product development, risk management, operations and investor relations

    Ben Wu, Executive Director, LoanScorecard

    Ben Wu has more than 20 years of mortgage industry experience and serves as Executive Director of LoanScorecard, a leading partner for banks and investors seeking fair lending and loan-loss reserve technology solutions. Wu brought to market the first automated QM assessment tool, making LoanScorecard top-of-mind for automated underwriting for portfolio loans. He diligently works alongside clients, addressing concerns and opportunities related to automated underwriting, loan pricing, credit risk models, and portfolio management.

    Matthew J. Tomiak, Managing Director, Structured Finance, Redwood Trust, Inc.

    Matthew J. Tomiak joined Redwood in February 2014 and is currently the Managing Director of Structured Finance. Prior to joining Redwood, Mr. Tomiak was a Senior Vice President at Bank of America where he focused on mortgage liquidity and financing alternatives. Previously, Mr. Tomiak was a founding member of 12th Street Capital, LLC, a broker dealer which eventually became a division of GFI Group Inc. Mr. Tomiak began his career as an attorney at Sidley Austin Brown & Wood.

    Bill Lowman, President and Chief Executive Officer, American Pacific Mortgage Corporation

    Bill began his career with American Pacific Mortgage (APM) in 2002, has served as President since 2004, and was appointed to the position of President & Chief Executive Officer in 2016. As President & CEO, Bill leverages over thirty years in the mortgage industry to better serve the customers and employees of the APM family. Bill is an active member of both the Mortgage Bankers Association and the California Mortgage Bankers Association. He is a member of the MBA’s Residential Board of Governors, serves as Co-Chairman of the Independent Mortgage Bankers Executive Council and is the CMBA’s President of Residential. He served as Chairman of the Western Secondary Conference in 2016 and 2017. Bill also sits on the Board of APMCares, which is a charitable entity that provides financial assistance to our APM families in times of need and community outreach programs focused on delivering housing opportunities and homeownership in America.