Schedule

Schedule subject to change.

Note: Meeting rooms may change, so please refer to the on-site program for final locations.

PDF Agenda Editable Agenda

Monday, April 30, 2018

  • Regtech Fintech Track: Social Media and Digital Advertising Compliance

    Location: Platinum Ballroom F,
    Conference Center Level 2


    Speaker(s)

    David K. Stein, Partner, Bricker & Eckler, LLP

    Kristina Larese, Vice President and Assistant General Counsel, Fifth Third Bank

    Dominique-Chantale Alepin, Assistant Director, Western Region, Federal Trade Commission

    Kathleen “Kitty” Ryan, Partner, Akerman LLP

    Breakout Session,

    Regtech Fintech Track

    Read more Read less

    Social media and digital advertising are required elements of doing business today, and new legal issues continue to arise as company’s usage and practices evolve. Learn about the recent legal developments in this area and what the future may hold in terms of guidance, enforcement and trends.

    Please note there is a related Q&A session for this session at 4:00.

    Speaker(s)

    David K. Stein, Partner, Bricker & Eckler, LLP

    David K. Stein is a partner at Bricker & Eckler LLP and chairs the firm's Banking & Consumer Financial Services Practice Group. David maintains a national practice in this area. David has spent more than two decades advising lenders as in-house and outside counsel. The core of his practice is banking and lending compliance, marketing and sales practices, regulatory examinations, investigations and litigation, including enforcement actions and defense of consumer claims. David approaches his role with the unique perspective of having previously founded and directed a large national lender. He is able to advise his clients on comprehensive management strategies for growth and development. His work has allowed his clients to develop best practices in sales and marketing, obtain agency and governmental approvals, implement proactive compliance management systems, avoid liability in governmental enforcement actions and investigations, negotiate superior secondary market terms and achieve success in the funding, sale and securitization of pooled and whole loans. A leading expert on advertising and sales practices, David is the author of the MBA’s Social Media and Digital Advertising Compliance Resource Guide. David has served on various banking industry committees, including the Mortgage Bankers Association Legal Committee, Litigation Sub-committee, Risk Committee, Qualified Mortgage/ATR Task Force and Independent Banking working group as well as the ABA’s Consumer Financial Services Committee and the Columbus Bar Association Financial Services Committee. Named as Top Lawyer in Financial Markets by Columbus C.E.O. Magazine in 2015 and 2016, he is a nationally recognized speaker, and frequently trains companies in matters concerning advertising and social media, sales practices, fair lending, and compliance and vendor management.

    Kristina Larese, Vice President and Assistant General Counsel, Fifth Third Bank

    Kristina Larese serves as Assistant General Counsel and Vice President at Fifth Third Bank headquartered in Cincinnati, OH. As the leader of a team of legal professionals whose primary responsibility is the support of the Bank’s residential mortgage line of business, Ms. Larese concentrates their focus on delivering actionable legal guidance in their support of secondary market transactions, correspondent operations and residential mortgage origination and servicing activities. With 18 years of residential mortgage industry experience, Ms. Larese developed an expertise in the operational aspects of mortgage banking including systems, risk and compliance controls, and data security to ensure that legal guidance provided serves as a valuable foundation for the development of executable operational, compliance and risk management strategies.

    Dominique-Chantale Alepin, Assistant Director, Western Region, Federal Trade Commission

    Dominique-Chantale Alepin is the Assistant Director for the Federal Trade Commission’s Western Region, stationed in Los Angeles. She oversees a team of attorneys, investigators and support staff in the investigation and litigation of consumer protection matters. Ms. Alepin has worked on cases involving fintech, cyberfraud, student loans, advertising, and online retail sales. Prior to being appointed to the FTC, she was a senior attorney with two Bay Area law firms representing tech companies in high stakes litigation and investigations.

    Kathleen “Kitty” Ryan, Partner, Akerman LLP

    Kathleen is a partner at Akerman LLP where she advises clients on a broad range of consumer protection issues.  She was a Deputy Assistant Director for the CFPB’s Office of Regulations, and Senior Counsel at the Federal Reserve Board in Washington, D.C.  During her government tenure, Kathleen wrote and interpreted major consumer regulations applicable to mortgages, including changes to Regulation Z’s advertising rules in 2009.  Kathleen also has extensive experience in fair lending and UDAAP matters.

  • Regtech Fintech Track: Opportunities and Challenges with Big Data Underwriting

    Location: Platinum Ballroom F,
    Conference Center Level 2


    Speaker(s)

    Andrew C. Glass, Partner, K&L Gates

    Amy Bishop, Deputy General Counsel, Quicken Loans, Inc.

    Breakout Session,

    Regtech Fintech Track

    Read more Read less

    This session begins with a definition of algorithmic or big data underwriting in the mortgage process. Then, the panel explores the best practices and benefits of using big data underwriting, as well as the challenges and legal issues. Get advice on best practices you can put in place to take advantage of the opportunities, but avoid the pitfalls.

    Speaker(s)

    Andrew C. Glass, Partner, K&L Gates

    Andrew Glass is a partner at K&L Gates LLP. He advises businesses in achieving integrated, multi-disciplinary solutions to managing risk. Mr. Glass and his project teams work closely with clients’ business lines, and their legal, compliance, and information technology departments, to navigate complex regulatory areas. Mr. Glass provides regulatory-compliance advice and policy and procedure review. He oversees audits and internal investigations and responds to government investigations. Mr. Glass defends complex litigation including class actions. He counsels companies in the financial services, energy, media and telecommunications, manufacturing, and consumer product industries. His multi-faceted approach to problem-solving delivers seamless solutions to clients’ legal challenges.

    Amy Bishop, Deputy General Counsel, Quicken Loans, Inc.

    Amy Bishop is Deputy General Counsel of Quicken Loans Inc., based in Detroit, Michigan. Amy oversees the Quicken Loans’ regulatory compliance program which includes company and mortgage loan originator licensing, origination and servicing compliance and examination management. Central to the Company’s regulatory compliance program is the integration of compliance into Quicken Loans’ extensive technology platform that drives the business. The last few years have been dedicated to the launch of Rocket Mortgage, the first end-to-end completely online mortgage experience, implementing the TILA/RESPA Integrated Disclosures, the new HMDA rule and overseeing federal and state examinations. Amy joined Quicken Loans in September 1998 after four years as a staff attorney with a community bank.

Tuesday, May 1, 2018

  • Regtech Fintech Track: Update on eNotes and eMortgages

    Location: Platinum Ballroom F,
    Conference Center Level 2


    Speaker(s)

    Kathleen Kjos, Vice President and Assistant General Counsel, JPMorgan Chase Bank, N.A.

    Kobie Pruitt, Associate Director, State Government Affairs, Mortgage Bankers Association

    John (Jack) Konyk, Executive Director, Government Affairs, Weiner Brodsky Kider PC

    Joseph Hickey, Member, Dykema Gossett PLLC

    Breakout Session,

    Regtech Fintech Track

    Read more Read less

    Get an update on compliance and legal issues around the use of eNotes and eMortgages. What does each term really mean and where and how are these technologies and processes being used most effectively? Learn where the biggest opportunities and challenges lie.

    Speaker(s)

    Kathleen Kjos, Vice President and Assistant General Counsel, JPMorgan Chase Bank, N.A.

    Kathleen Kjos is a Vice President and Assistant General Counsel of JPMorgan Chase Bank, N.A. where she advises the Correspondent Home Lending business line. Areas of legal support include digital/electronic signatures and documentation, lien enforceability, title issues, documentation irregularities, regulatory compliance impacts, and lender-client relationships.  Prior to joining JPMorgan Chase Bank in 2015, Kathleen served as the Senior Corporate Counsel/Chief Counsel to the U.S. Bank Home Mortgage division at U.S. Bank National Association for over 7 years. Before her tenure at U.S. Bank Home Mortgage, Kathleen was the Director of Regulatory Compliance at GMAC RFC and has also held positions in private practice and as a title attorney.

    Kobie Pruitt, Associate Director, State Government Affairs, Mortgage Bankers Association

    Kobie is the Associate Director of State Government Affairs at the Mortgage Bankers Association. He assists in leading MBA's advocacy efforts at the state and local level. Prior to joining MBA, Kobie was the Director of Policy at the Conference of State Bank Supervisors where he acted as the staff lead for the Mortgage Call Report. Kobie was also a legislative assistant to Congresswoman Kaptur (OH-09) with a portfolio that included the Committee on Appropriations Transportation and Housing and Urban Development Subcommittee.

    John (Jack) Konyk, Executive Director, Government Affairs, Weiner Brodsky Kider PC

    John V. Konyk is the Executive Director of Government Affairs at Weiner Brodsky Kider PC. Jack has over four decades of experience in a wide array of positions in consumer banking and lending, concentrated in all aspects of mortgage finance, as well as senior positions in regulatory compliance, enterprise risk management, and public and government affairs management at a variety of institutions including National City/PNC Mortgage, and Mellon Bank. Jack is active in industry trade associations, a frequent speaker at conferences across the country, and a prominent voice for the industry with legislators and regulators at all levels of government. He is a past member of the MBA’s Board of Directors, is active on numerous MBA committees and has held leadership positions on many. Jack is also Chairman of the American Association of Residential Mortgage Regulator's Industry Advisory Council, and has had significant involvement with the Financial Services Roundtable’s Housing Policy Council and the ABA’s Mortgage Markets committee. He now serves in an advisory and consulting capacity, as Executive Director of Government Affairs at Washington DC-based Weiner Brodsky Kider PC, one of the nation's leading financial services law firms.

    Joseph Hickey, Member, Dykema Gossett PLLC

    Joseph H. Hickey litigates and manages a team of litigators at Dykema that litigate mortgage and consumer lending issues on behalf of some of the nation's largest financial institutions. He handles litigation and class actions involving federal lending regulations as well as state-specific rules governing credit practices in Michigan, the upper Midwest and California. Mr. Hickey serves as the Firm's Assistant Leader of the Financial Services Litigation Practice Group. He is also part of a team assisting one of the largest banks with their implementation of paperless e-Mortgage processes.

  • Regtech Fintech Track: Blockchain: What You Need to Know

    Location: Platinum Ballroom F,
    Conference Center Level 2


    Speaker(s)

    Brian P. Brooks, Executive Vice President, General Counsel, and Corporate Secretary, Fannie Mae

    Scott Wortman, Partner, Blank Rome LLP

    Joseph T. Lynyak, III, Partner, Dorsey & Whitney LLP

    John Levonick, Special Counsel, Pepper Hamilton LLP

    Breakout Session,

    Regtech Fintech Track

    Read more Read less

    Learn about the new distributed ledger technology, blockchain, and how it can morph the mortgage industry. With benefits like document security and security breach protection, it’s a tech innovation that’s here and the time is now for you to understand how it fits into your business practice, or those of your clients. The panel will also touch on trends in cryptocurrency that may impact real estate finance.

    Speaker(s)

    Brian P. Brooks, Executive Vice President, General Counsel, and Corporate Secretary, Fannie Mae

    Brian P. Brooks is Fannie Mae’s Executive Vice President, General Counsel, and Corporate Secretary. He oversees the Legal Department and Government and Industry Relations. He serves as a senior advisor to the Chief Executive Officer and the Board of Directors.  Before joining Fannie Mae in November 2014, Mr. Brooks was Vice Chairman of OneWest Bank, where he served as chief legal officer. In that position, he advised executive management and the board of directors on legal, risk, and strategic issues; developed and implemented strategies to manage litigation and government inquiries; led deal teams for strategic transactions; and led the bank’s compliance with regulatory orders on mortgage servicing and foreclosures. Before that, Mr. Brooks was a Managing Partner at O’Melveny & Myers, where he represented major financial services companies in a variety of litigation and enforcement matters, and played a lead role in crafting the banking industry’s response to the foreclosure crisis.

    Scott Wortman, Partner, Blank Rome LLP

    Scott E. Wortman is a Partner at Blank Rome LLP, with a practice focusing on consumer financial services litigation, including individual and class action defense, regulatory proceedings, and administrative investigations. Additionally, he represents and counsels clients on corporate and regulatory compliance procedures in a wide variety of consumer financial areas. Mr. Wortman is also a strategic advisor to FinTech and other digital business clients on privacy issues, data and cyber security, vendor management, and consumer protection.

    Joseph T. Lynyak, III, Partner, Dorsey & Whitney LLP

    Joseph Lynyak is a financial services partner in Dorsey & Whitney’s Financial Services Practice. Focusing his practice on the regulation and operation of financial service intermediaries, he provides counsel on strategic planning, application and licensing, legislative strategy, commercial and consumer lending, examination, supervision and enforcement and general corporate matters. He has extensive expertise across a comprehensive range of issues before federal and state regulatory agencies such as the Federal Reserve Board, OCC, FDIC CFPB, SEC, FTC and California and New York Banking Departments. Mr. Lynyak’s representative clients include foreign and domestic banks, savings associations, holding companies and mortgage banking companies.

    John Levonick, Special Counsel, Pepper Hamilton LLP

    John V. Levonick is special counsel in the Financial Services Practice Group of Pepper Hamilton LLP, resident in the New York office.  Mr. Levonick's practice focuses on consumer financial services regulatory compliance and technology. Specific areas include consumer lending asset origination, servicing, and asset purchase and sale transactions; and assisting creditors, servicers, investors, and service and technology providers with regulatory issues.  Mr. Levonick also supports financial institutions and technology service providers (FinTech and RegTech) with the regulatory compliance implications of emerging technology, such as blockchain technology, artificial intelligence, machine learning, cryptocurrencies and cloud computing.

  • Regtech Fintech Track: Cybersecurity Concerns in the Era of Big Data

    Location: Platinum Ballroom DE - Livestream,
    Conference Center Level 2


    Speaker(s)

    Damon Smith, Partner, Jenner & Block LLP

    Rick Hill, Vice President, Industry Technology, Mortgage Bankers Association

    John Carr, Director, Information Security, Quicken Loans, Inc.

    Breakout Session,

    Regtech Fintech Track

    Read more Read less

    Big data, the mining of large data sets to analyze patterns, offers great potential for lenders to better predict behavior and assess opportunity and risk. However, it also gives cyber criminals the opportunity to access mass quantities of personal information. Experts explore the role of the compliance team in protecting data and understanding data rights and ownership.

    Speaker(s)

    Damon Smith, Partner, Jenner & Block LLP

    Damon Smith is a partner in Jenner & Block’s Government Controversies and Public Policy Litigation and Real Estate practice groups. Mr. Smith has extensive experience with the intersections of law and public policy, gained in the private sector, academia and in several senior public sector positions, including as acting general counsel for the U.S. Department of Housing and Urban Development. Since joining Jenner & Block, Mr. Smith has represented financial services companies on a variety of federal and state regulatory compliance matters and led internal investigations and policy reviews on their behalf. In addition, he has helped leading mortgage banks mitigate litigation risk on complex matters. Mr. Smith’s extensive knowledge of banking and consumer regulations impacting residential mortgages has led him to represent clients before the primary regulators in the field, including the Federal Housing Administration, the Federal Housing Finance Agency, the Consumer Financial Protection Bureau and state Attorneys General.

    Rick Hill, Vice President, Industry Technology, Mortgage Bankers Association

    Rick Hill serves as Vice President of Industry Technology at the Mortgage Bankers Association (MBA). In this role, he is responsible for providing leadership to MBA and its membership relating to operational and technology topics faced by the industry, including through the Mortgage Industry Standards Maintenance Organization (MISMO), which he oversees. He is also responsible for developing the content for MBA's Technology Conference and leading all of MBA's technology forums and working groups - both residential and commercial/multifamily - as well as managing technology related content for MBA Education. Rick most recently served as MBA's Associate Vice President of Industry Technology. Prior to joining MBA in 2010, Rick was the Director of Data Strategy at Fannie Mae where he was responsible for data standards and best practices, data management including the company's data warehouse, and managing the relationship with regulatory agencies relating to information requirements. Before his time at Fannie Mae, he was a senior auditor with Deloitte & Touche. He holds a BBA in Accounting from the College of William and Mary and is also a Certified Public Accountant.

    John Carr, Director, Information Security, Quicken Loans, Inc.

    John Carr, Director of Information Security at Quicken Loans, has been in the IT and Security industry for over 25 years acting as a consultant, administrator, auditor, integrator, architect, and leader. John is responsible for information security across the Rock Holdings family of companies, making sure that team members are Doing the Right Thing while simultaneously keeping hackers out and the clients safe. The team sets and coordinates the information security standards and keeps track of the latest trends in how the bad guys are changing their techniques. He is active in the local security community as a mentor, occasional speaker, and rabble-rouser.