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MBA thanks the sponsors of  the Legal Issues and Regulatory Compliance Conference 2018. We are grateful for their generous support.

Please contact Kim Newell at (202) 557-2791 or email knewell@mba.org if you are interested in becoming a sponsor.

19 results
  • Akerman LLP- Platinum Sponsor

    Wireless Service

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    Akerman's Consumer Financial Services Practice Group is among the largest national legal teams supporting consumer financial service providers with litigation, enforcement and compliance in all 50 states.  Our team includes more than 100 lawyers-including former in-house and CFPB attorneys-and other legal professionals, with a platform for national litigation, enforcement and investigations, exam management and regulatory compliance.  We routinely partner with consumer financial service providers to operationalize federal and state origination and servicing requirements, industry standards and best practices, court rules and local customs.  



    • Products and Services: Attorneys
    • Website: www.akerman.com
    • Phone: (954) 759-8945
    • Address: Akerman LLP William P. Heller Chair, Consumer Financial Services Practice Group 350 East Las Olas Boulevard, Suite 1600 Fort Lauderdale, FL 33301
  • Ballard Spahr LLP- Platinum Sponsor

    Mobile App

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     As legislation governing the mortgage banking industry evolves and government scrutiny intensifies, clients will need counsel with broad experience and strong industry relationships to help them navigate uncharted territory and develop strategies for success.

    Having worked with a wide range of clients in both the residential and commercial mortgage banking industries, our attorneys are at the forefront of rapidly changing regulatory developments. Our Mortgage Banking Group is part of Ballard Spahr's nationally recognized Consumer Financial Services Group. We combine broad regulatory experience with formidable skill in litigation and depth in enforcement actions and transactions.

    Our team represents clients worldwide, from start-ups to Fortune 500 corporations. Clients include financial institutions; mortgage lenders, brokers, and servicers; secondary-market investors; insurance companies; investment bankers; settlement service providers; auction platforms; and homebuilders. We also advise industry service providers such as technology vendors, collection agencies, document preparation companies, telemarketers, loan fulfillment companies, and trade associations.

    Compliance
    The Dodd-Frank Wall Street Reform and Consumer Protection Act and its establishment of the Consumer Financial Protection Bureau have expanded compliance requirements, made compliance more complex, and greatly enhanced penalties for noncompliance.

    Our attorneys counsel a variety of market participants on issues such as loan originator compensation and steering restrictions, loan originator overtime requirements, risk retention, repayment ability requirements, lending standards and restrictions, and disclosure requirements.

    We have experience assisting clients with the ever-expanding range of federal laws, including the Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), the Fair Credit Reporting Act (FCRA), the Fair and Accurate Credit Transactions Act (FACTA), the Equal Credit Opportunity Act (ECOA), the Fair Debt Collection Practices Act (FDCPA), the Fair Housing Act (FairHA), the Home Mortgage Disclosure Act (HMDA), and the Gramm-Leach-Bliley Act (GLBA).

    In addition, our team regularly advises clients on applicable state laws and requirements, including those involving licensing, permissible fees, unfair practices, disclosures, advertising, and telemarketing.

    State and Federal Licensing
    We assist clients in acquiring and maintaining the state licenses necessary to finance, broker, and service mortgages or engage in consumer credit finance activities. We also advise clients on SAFE Act requirements; help them meet branch, loan officer, trade name, and renewal or recertification requirements; and identify and obtain licenses and approvals related to stock and asset acquisitions. In addition, we work with clients to secure approvals from federal agencies, including Ginnie Mae, FHA, and VA, and the GSEs.

    Transactions, Due Diligence, and Audits
    Clients frequently call upon us to oversee transactional matters such as mergers and acquisitions, liquidations of distressed assets, purchases and sales of mortgage loans, servicing rights and other assets, formation of joint ventures and strategic alliances, and the establishment of warehousing and other credit facilities.

    We assist investors with due diligence, conduct audits to ensure compliance, and develop procedures when corrective action is necessary. Our attorneys have experience reviewing operations for compliance with applicable state and federal law, as well as emerging industry trends. Our attorneys have provided counsel in review of a servicer's compliance with the OCC's Consent Order related to foreclosure practices.
    LitigationWhen mortgage lending and servicing disputes escalate and require litigation, we have clients well covered. Ballard Spahr is home to a pre-eminent financial services litigation practice. We defend clients nationwide in class actions, single-plaintiff claims, regulatory proceedings, and other complex mortgage litigation.

    We often act as national coordinating counsel in defending litigation for major financial service providers, and we have handled class actions and other lawsuits involving the enforcement of contracts, challenges to contract terms, compliance challenges, insurance issues, and cases concerning RESPA, TILA, ECOA, FairHA, FCRA, FACTA, HMDA, GLBA, and state consumer protection acts.
    We also defend clients in administrative enforcement proceedings and investigations, including state and federal audits, fair housing and fair lending complaints and investigations, HUD RESPA enforcement actions, inspector general investigations, and Mortgagee Review Board actions.

    Our Mortgage Banking Group maintains strong industry relationships in both the private and public sector, and its presence in Washington, D.C., benefits clients who require experienced representation before federal agencies such as the U.S. Department of Housing and Urban Development, the Federal Trade Commission, the Federal Reserve Board, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Justice Department.

    We also represent clients before a variety of state agencies, including state attorneys general and state agencies charged with enforcing a variety of consumer finance laws.

    Repurchase, Coverage, and RecoveryLoan repurchases are a critical issue for the mortgage and financial services industries. We help limit our clients' exposure to loss stemming from repurchase issues, from evaluating repurchase demands and calculating risk to evaluating insurance coverage, and examining any available protections.

    Contacts:
    Richard J. Andreano, Jr.
    Practice Leader
    Tel (202) 661-2271
    andreanor@ballardspahr.com

    John D. Socknat
    Practice Leader
    Tel (202) 661.2253
    socknatj@ballardspahr.com

    • Products and Services: Attorneys
    • Website: www.ballardspahr.com
    • Phone: (202) 661-2200
    • Address: 1909 K Street NW, 12th Floor Washington, DC 20006-1157
  • Blank Rome LLP- Platinum Sponsor

    Monday Luncheon

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    Blank Rome's consumer financial services industry team is comprised of a multi-disciplinary group of business, regulatory and litigation lawyers spanning the Firm's geographic footprint.  Their collective related experience is in the areas of regulatory compliance, financial services and commercial litigation, bankruptcy, and white collar criminal defense/government investigations.Members of the consumer financial services team are admitted to practice in the following jurisdictions:  California, Connecticut, Delaware, Florida, Kentucky, Maryland, New Jersey, New York, Ohio, Pennsylvania, Texas, Virginia and Washington, D.C.

    Regulatory Compliance and CFPB Issues
    Our lawyers have been instrumental in helping national mortgage lenders and servicers successfully navigate the rapidly changing regulatory dynamic in the wake of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank). The new regulations promulgated by the Consumer Financial Protection Bureau (CFPB) have created a host of new compliance issues, and we have advised clients in all stages of preparing to meet those issues. We have counseled clients through the CFPB rulemaking process during the recent revisions to the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA), including evaluating the proposed rules, drafting comments, and analyzing the final rule, and are prepared to provide ongoing guidance to clients as the rules continue to evolve. Our lawyers have extensive experience advising clients on developing internal policies and procedures to minimize regulatory noncompliance risk exposure and future litigation risks.

    Statutory Compliance Programs
    To further assist our clients, we have developed novel programs to assist mortgage lenders and servicers in responding to pre-litigation issues raised by borrowers and regulatory agencies. In particular, these programs address highly risk-sensitive response issues relating to recession demands under the Truth In Lending Act (TILA) and Qualified Written Requests under the Real Estate Settlement Procedures Act (RESPA).

    Litigation
    Our litigators have successfully defended national and regional consumer lending and servicing clients in individual and class action lawsuits in numerous state and federal courts, including bankruptcy proceedings. We have a track record of successfully representing lenders and servicers in litigations containing claims related to:      

    • Consumer Financial Protection Bureau (CFPB)
    • Dodd-Frank Wall Street Reform and Consumer Protection Act
    • Truth in Lending Act (TILA)
    • Real Estate Settlement Procedures Act (RESPA)
    • Fair Debt Collection Practices Act (FDCPA)
    • Unfair and Deceptive Acts and Practices (UDAP)
    • Home Ownership and Equity Protection Amendments (HOEPA)
    • Equal Credit Opportunity Act (ECOA)
    • Fair Credit Reporting Act (FCRA)
    • Fair and Accurate Credit Transactions Act (FACTA)
    • Credit Repair Organizations Act (CROA)
    • Predatory Lending Practices
    • Consumer Fraud
    • Federal Loan Modification Programs
    • State Consumer Protection Laws
    • National Mortgage Settlement

    Regulatory Complaints and Government Investigations
    Our lawyers regularly assist clients in responding to complaints filed by and with federal and state regulatory agencies throughout the United States. Additionally, we counsel clients in regard to inquiries and investigations by government agencies, and we conduct internal investigations to strategically assist in the process.

    Transactional Experience
    We solve our client's problems that arise in the relationships among mortgage and installment credit lenders, brokers, and investors. We have assisted clients in numerous merger and acquisition and portfolio sale transactions in the mortgage and other consumer finance industries. From both legal and business viewpoints, we have experience in evaluating, structuring, and documenting consumer credit products and services, including first and second mortgage loans, home equity credit, credit card and revolving loans, consumer leases, personal installment loans, student loans, retail lending, motor vehicle loans and leases, and other retail installment sale programs.

    Additional Industry Services
    We also provide advice on state licensing; compliance examinations; federal and state interest rate and usury law; FHA, FHLMC, FNMA, and GNMA, programs; holding company and multi-state banking and lending problems; and related consumer financial services statutes, regulations, and issues.  Additionally, we provide counsel on the Gramm-Leach-Bliley Act and other federal and state privacy laws, regulations, and directives.

    • Products and Services: Attorneys
    • Website: www.blankrome.com
    • Phone: Phone: (215) 569-5500 Fax: (215) 569-5555
    • Address: 130 North 18th Street Philadelphia, PA 19103-6998
  • Locke Lord LLP- Platinum Sponsor

    Monday Networking Reception

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    Locke Lord's Consumer Finance Practice Group regularly advises many of the nation's largest consumer financial services companies, including banks, mortgage companies, consumer lenders, loan servicers, credit card issuers, auto finance companies, and retail credit providers on legal issues across a wide range of matters.The group is composed of knowledgeable and skilled partners and associates who are up to speed on the latest litigation trends and issues affecting the industry. We are national litigators who handle "bet the company" cases in jurisdictions all over the country. Our team understands that we must go to where our clients are and deploy national strategies for taking well-founded and consistent positions in different courts around the country.

    Over 40 lawyers are members of the Firm's Consumer Finance Practice Group devoted to defending consumer lenders against class actions and individual actions brought pursuant to a variety of state and federal consumer protection statutes, including cases involving mortgage fraud, predatory lending and unfair and deceptive acts and practices statutes.Our attorneys are well-versed in the laws and regulations that govern our clients, including the Uniform Commercial Code, the Bankruptcy Code, the Truth-In-Lending Act, the Real Estate Settlement Procedures Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Equal Credit Opportunity Act and other consumer protection statutes. More recently, we have helped several clients navigate the uncertain waters of qui tam cases and government investigations.

    • Products and Services: Attorneys
    • Website: www.lockelord.com
    • Phone: Phone: (214) 740-8000 Fax: (214) 740-8800
    • Address: 2200 Ross Avenue, Suite 2800 Dallas, TX 75201-2748
  • McGlinchey Stafford - Platinum Sponsor

    Conference Jr. Padfolios

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    McGlinchey Stafford
    www.mcglinchey.com

    Lauren Campisi, Member

    lcampisi@mcglinchey.com

    (504) 596-2761    

    McGlinchey Stafford earned its reputation in the mortgage lending industry by consistently developing reliable and efficient approaches to the legal challenges of lenders and servicers throughout the country. As one of the premier mortgage lending practices nationwide, we provide strategic legal counsel and mortgage loan documentation services to clients in all areas of mortgage finance.

    Our experienced team currently assists mortgage lending clients with projects including:


     • Complete federal and state law compliance

     • Preemption analysis and advice

    • Nationwide document preparation

    • Comprehensive licensing support

    • CFPB readiness reviews and preparation

    • Electronic contracting

    • Due diligence

    • Federal and state examination and enforcement actions

    • Individual and class action litigation defense

    • White collar criminal defense

    With offices located in Alabama, Florida, Louisiana, Mississippi, New York, Ohio, California, Texas and Washington, DC, and attorneys licensed in 26 states and the District of Columbia, we serve a national client base and regularly handle compliance and research projects encompassing all 50 states.


             

  • Weiner Brodsky Kider PC- Platinum Sponsor

    Hotel Key Cards

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    The attorneys of Weiner Brodsky Kider PC have been involved in the real estate and financial services industries for more than three decades, and our firm is one of the leading law firms in the country practicing in these areas. A number of our members have served as senior officials with the U.S. Department of Housing and Urban Development and are experts in housing finance matters. In addition, we have former U.S. Department of Justice trial attorneys who are well-versed in the handling of litigation matters as well as government investigations and administrative proceedings.

    Compliance
    The compliance element of our financial services practice includes advising clients generally with regard to federal and state laws that regulate the origination and servicing of mortgage loans. More specifically, we assist clients in their compliance with, among others, the Real Estate Settlement Procedures Act, Truth in Lending Act, Equal Credit Opportunity Act, Fair Housing Act, Home Mortgage Disclosure Act, Fair Debt Collections Practices Act, E-Sign, and Gramm-Leach-Bliley, as well as with the requirements of CFPB, HUD, VA, GNMA, Fannie Mae, and Freddie Mac. We also counsel clients with respect to licensing and other requirements of various state regulators. Our presence in Washington, D.C. naturally lends itself to the representation of mortgage lending clients and their depository affiliates before CFPB, HUD, VA, GNMA, Fannie Mae, Freddie Mac, the Federal Reserve Board, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Federal Trade Commission. Without exception, our firm maintains excellent working relationships with these agencies. Our attorneys also participate in agency rulemaking proceedings and advise clients on both federal and state law developments. Additionally, we assist clients with various mortgage banking related transactions. These transactions include the acquisition and sale of mortgage companies, branch offices, whole loan portfolios and loan servicing portfolios; the structuring of lending programs, loan broker and correspondent programs, warehouse agreements, repurchase agreements, and loan participation agreements; and the negotiation of loan workouts. We serve as counsel for the National Reverse Mortgage Lenders Association and advise reverse mortgage industry members with respect to regulatory compliance matters, transactions, and new lending and investor programs. We also serve as counsel for The Real Estate Valuation Advocacy Association and The Texas Manufactured Housing Association. Finally, we provide advice directly, and through associated counsel, about state law issues in all 50 states and the District of Columbia affecting financial service industry members.

    Compliance Audits and Due Diligence
    We routinely undertake reviews of the operations, practices and policies and procedures of our clients, and assist with the design and implementation of appropriate corrective action. We undertake similar reviews on behalf of potential investors, as well as reviewing pools and portfolios for compliance with applicable law.

    Litigation
    Building on the firm's financial services practice, our aim is to provide mortgage lenders, and other financial institutions, with litigation assistance with respect to the full range of issues that affect the mortgage industry. In that regard, we have represented clients in a broad array of civil and administrative litigation matters, including cases involving the Dodd-Frank Act, Real Estate Settlement Procedures Act, Truth in Lending Act, Equal Credit Opportunity Act, Fair Housing Act, loan repurchase obligations, and mortgage loan portfolio sales and servicing. We represent clients in litigation involving private parties as well as litigation brought by or against government entities in connection with the participation by clients in government lending, insurance, and guaranty programs. We have developed a particular expertise in class action cases and have represented a number of clients in connection with class actions involving disclosures, servicing fees, credit reporting, escrow account practices, private mortgage insurance, unauthorized transmission of facsimiles, and other issues arising under all of the major federal mortgage lending laws. Our litigation practice is nationwide, with cases pending in numerous state and federal courts across the country as well as before various administrative agencies.

    • Products and Services: Attorneys
    • Website: www.thewbkfirm.com
    • Phone: Phone: (202) 628-2000
    • Address: 1300 19th Street, NW, 5th Floor Washington, DC 20036-1609
  • Buckley Sandler LLP- Gold Sponsor

    Conference Notebooks

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    At Buckley Sandler we focus on three key areas - financial services, government enforcement, and litigation - and do them exceptionally well. How well? Noted legal ranking authority Chambers USA has called our law firm "the best at what they do in the country."

    We provide a full suite of regulatory, enforcement, litigation, and transactional services to a broad range of clients, including 21 of the 25 largest banks in the U.S., the top 10 credit card issuers, the top mortgage originators and servicers, seven of the top 10 auto finance originators, and numerous mid-size banks, fintech companies, private equity firms, and other investors in the financial services industry.

    Our litigators are creative and aggressive advocates who are prepared to go to trial and win - and have done so repeatedly. Whether inside the courtroom or at the settlement table, we have developed a reputation for our ability to obtain the best results possible, often under the most challenging of circumstances.

    Over the years, we have extended the scope of our services in response to market developments and government actions, building on internal strengths and acquiring additional talent as necessary. We have built a fintech practice that is on the cutting edge of business, technology, and regulatory innovations involving digital commerce, virtual currencies, payments, money transmitters, marketplace lending, and privacy and data risk. Our transactional work focuses on the needs of financial services entities, including mergers and acquisitions, capital raising, critical vendor and other third-party relationships/agreements, financings, SEC reporting, corporate and board governance, and the acquisition and disposition of loans, servicing rights, and distressed assets.

    We are proud of our growth and success, and are equally proud that we have remained true to our vision of creating a premier law firm with a distinctive culture that defines who we are and how we work.   Our work across industries often spans the entire lifecycle of a corporate entity. The scope of our work is ever-evolving, responding to industry changes and the needs of our clients. 

    • Products and Services: Attorneys
    • Website: www.buckleysandler.com
    • Phone: (202) 349-8000
    • Address: 1250 24th Street NW, Suite 700 Washington, DC 20037
  • K&L Gates LLP- Silver Sponsor

    Tuesday Networking Luncheon

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    K&L Gates LLP comprises more than 2,000 lawyers who practice in 47 offices located on five continents. We maintain one of the most prominent global financial services practices-with more than 200 lawyers representing diversified financial services institutions and their affiliated service providers.
     
    The Consumer Financial Services Group provides a comprehensive range of transactional, regulatory compliance, enforcement and litigation services to the lending and settlement service industry. Our focus includes first- and subordinate-lien, open- and closed-end residential mortgage loans, multi-family and commercial mortgage loans, and non-mortgage consumer loans. In addition, we handle unsecured consumer and commercial lending. In all areas, our practice includes traditional and E-commerce applications of current law governing the fields of mortgage banking and consumer finance. For more information, please visit www.klgates.com.

    The Consumer Financial Services group remains at the forefront of tracking breaking issues of the day. For news and developments related to consumer financial products and services, please visit our Consumer Financial Services Watch blog and subscribe to receive updates.

    • Products and Services: Attorneys
    • Website: www.klgates.com
    • Phone: (202) 778-9000
    • Address: K&L Gates LLP 1601 K Street, N.W. Washington, DC 20006-1600
  • Schnader Harrison Segal & Lewis LLP- Silver Sponsor

    Luggage Tags

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    • Products and Services: Attorneys
    • Website: www.schnader.com
    • Phone: (215) 751-2000
    • Address: Schnader Harrison Segal & Lewis LLP 1600 Market St Ste 3600 Philadelphia, PA 19103-7212
  • Baker, Donelson- Bronze Sponsor

    Sunday Refreshment Breaks

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    Baker Donelson is proud to be a different kind of MBA member. Our 30 firm-wide practices include a robust Financial Services Department handling escalated consumer ligation and bankruptcy, compliance matters, as well as issues arising in the commercial and multi-family areas. Offering decades of experience, we defend default servicing firms when they face allegations of wrong-doing, and work closely with lending and servicing clients to find creative, cost- and time-effective solutions.  We work with our award-winning Knowledge Management team to build client-specific platforms to manage large portfolios of litigation, and we are known for our ability to quickly resolve complicated legal issues. With our 140+ financial services attorneys across 10 states and Washington, D.C., our attorneys know the courts, the issues, and the opposing counsel.

    • Products and Services: Attorneys
    • Website: www.BakerDonelson.com
    • Phone: (205) 250-8332
    • Address: 420 20th Street North, Suite 1400, Birmingham, AL 35203
  • Dykema Gossett PLLC- Bronze Sponsor

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    Dykema's Financial Industry Group practitioners provide strategic legal counsel on the matters that matter most to our financial industry clients-from regulation and compliance to enforcement and litigation. We deliver a full range of legal services to regulated financial services companies-including national and state-chartered banks, mortgage companies, auto finance companies, servicers, consumer finance companies and entities across the spectrum of retail banking and financial services. We stay ahead of the ever-evolving regulatory maze to provide our clients the competitive advantage of up-to-the-minute counsel in this fast paced industry.


    • Products and Services: Attorneys
    • Website: www.dykema.com
    • Phone: Phone: (313) 568-6659
    • Address: 400 Renaissance Center Detroit, MI 48243
  • Goodwin Procter LLP- Bronze Sponsor

    Tuesday Refreshment Breaks

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    • Products and Services: Attorneys
    • Website: www.goodwinlaw.com
    • Phone: Phone: (202) 570-1000
    • Address: 100 Northern Avenue, Boston , MA 02210
  • Greenberg Traurig, LLP- Bronze Sponsor

    Tuesday Roundtables

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    • Products and Services: Attorneys
    • Website: www.gtlaw.com
    • Phone: (954) 765-0500
    • Address: Greenberg Traurig, LLP 401 East Las Olas Blvd, Suite 2000 Fort Lauderdale , FL 33301
  • Houser & Allison, APC- Bronze Sponsor

    Conference Notepads

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    • Products and Services: Attorneys
    • Website: www.houser-law.com
    • Phone: (949) 679-1111
    • Address: 9970 Research Drive, Irvine CA 92618
  • Morrison & Foerster LLP- Host Sponsor

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    • Products and Services: Attorneys
    • Website: www.mofo.com
    • Phone: 202-887-1500
    • Address: 2000 Pennsylvania ave, suite 6000, Washington, DC,20006
  • Reed Smith- Host Sponsor

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    • Products and Services: Attorneys
    • Website: www.reedsmith.com
    • Phone: (412) 288-3365
    • Address: Three Logan Square, 1717 Arch St. Suite 3100, Philadeplhia, PA 19103
  • Saul Ewing- Host Sponsor

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    Saul Ewing LLP offers clients the national reach and sophisticated experience of a large firm and the local connections and value of a small boutique. With eleven offices in Delaware, the District of Columbia, Maryland, Massachusetts, New Jersey, New York and Pennsylvania, Saul Ewing is a full-service firm that serves businesses throughout the United States and internationally, including recognizable names in corporate America, exciting start-ups and an array of closely held and privately held companies, as well as nonprofits, governmental and educational entities. Saul Ewing attorneys are leaders of, and active participants in industry associations, which helps them understand both the big picture and specific challenges that affect their clients.
    Attorneys in Saul Ewing's Consumer Financial Services practice are experienced in regulatory issues; securities; financial and business transactions of various types; corporate governance; bankruptcy; labor and employment and general business matters. They counsel financial institutions, including banks, finance and credit card companies, savings associations, mortgage brokers and leasing and special financing entities, on a broad range of consumer lending regulatory issues. They defend consumer lending clients in lawsuits brought on by a heightened regulatory environment.

    Lender Liability Litigation
    Lender liability law is a growing practice, due in large part to an increase in the number of state and federal laws designed to protect the customers of lending institutions. Saul Ewing attorneys represent financial institutions, including mortgage lenders, in a range of litigation under numerous state and federal statutes, including New Jersey Consumer Fraud Act; Equal Credit Opportunity Act (ECOA); Fair Credit Reporting Act (FCRA); Fair Debt Collection Practices Act (FDCPA); Home Ownership and Equity Protection Act (HOEPA); Real Estate Settlement Procedures Act (RESPA); Retail Installment Sales Financing Act; Truth in Lending Act (TILA); Federal and state unfair trade practices acts; and Federal and state uniform commercial codes.

    Members of the Consumer Financial Services team also defend mortgage companies in state investigations of consumer fraud and predatory lending claims. Examples of recent litigation include defending a New Jersey mortgage banker in a breach of warranty matter in federal court, and a Pennsylvania mortgage banker in complex multi-party litigation involving claims of conversion, breach of contract, and fraud in connection with proceeds from sales of two large loan portfolios and a two-month trial in Philadelphia, which Saul Ewing successfully defended.
    Regulatory Compliance
    In today's heightened regulatory environment, the smallest to the largest financial transactions are scrutinized and subject to an unprecedented number of state and federal laws. We offer our lending institution clients advice and counsel on TILA, Reg. Z; Consumer Credit Protection Act; Equal Credit Opportunity Act, Reg. B; RESPA, Reg. X • Home Mortgage Disclosure Act, Reg. C; Consumer leasing provisions of TILA, Reg. M; Community Reinvestment Act, Reg. BB; Truth-in-Savings Act, Reg. DD; Electronic Fund Transfer Act, Reg. E; and Gramm-Leach-Bliley Act and other federal and state privacy and data security laws, including TILA, FCRA and FDCPA.

    Transactional Experience
    In addition to our proactive regulatory work on behalf of consumer lenders, we advise on and negotiate numerous joint venture arrangements including Subservicing agreements; Mortgage lender-bank private-label mortgage origination programs; Sale and purchase agreements for mortgage and student loan portfolios; Mortgage outsourcing arrangements; and Financial Services Litigation.

    Other Services to Financial Institutions
    Our Consumer Financial Services team represents local, community and regional banks, credit unions and other private and public finance entities in a wide range of transactional and business matters. Clients include federal and state chartered banks and thrifts; federal and state chartered credit unions; non-depository trust companies; bank holding companies; credit card banks; Mezzanine Lenders; venture capital firms; finance companies; mortgage brokerage firms; leasing and special financing entities; insurance companies; securities brokers/dealers; and creditors' committees.

    Additional capabilities include:
    Organizing new banks and stock insurance companies; negotiating mergers and acquisitions; overseeing conversion of mutual to stock form; forming mutual holding companies; and integrating bank and insurance companies.

    We also handle secured and asset-based lending transactions for many clients throughout the region, and represent clients in numerous aspects of domestic and international secured and unsecured lending. Several of our attorneys have substantial experience in UCC Article 9 secured transactions. We also structured special insurance programs, as well as leases and financing for facilities and transportation assets, including ships and aircraft.

     Contacts:
    Donald A. Rea
    Practice Co-Chair
    Tel: (410) 332-8680
    drea@saul.com

    Francis X. Riley, III
    Practice Co-Chair
    Tel: (609) 452-3150
    friley@saul.com

    • Products and Services: Attorneys
  • Stites & Harbison, PLLC - Host Sponsor

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    Stites & Harbison, PLLC is a preeminent regional law firm with a strong presence in Kentucky, Indiana, Tennessee, Georgia and Virginia.  In addition to its other, diverse practice areas, Stites & Harbison specializes in defending financial institutions in residential and commercial litigation. Its Financial Institutions Litigation Group, led by Christy Ames and Richard Vance, represents financial institutions in individual borrower actions, complex foreclosures, class actions, lender liability cases, and bankruptcy matters. The group also assists financial institutions with compliance issues involving state and federal law.       

    • Products and Services: Attorneys
    • Website: www.stites.com
    • Phone: (502) 587-3400
    • Address: 400 West Market Street, Suite 1800 Louisville, KY 40202-3352
  • Wright, Finlay & Zak, LLP- Host Sponsor

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    Wright, Finlay & Zak, LLP (WFZ) is a full-service litigation and transactional law firm with offices in Orange County, San Francisco Bay Area, Las Vegas, Phoenix Area and Seattle.  We also have attorneys licensed in Oregon, New Mexico, Utah and Hawaii who can handle your legal needs in those states.  Our core practice area includes representing national, regional and small loan servicers, investors and originators in all aspects of mortgage banking and consumer finance litigation.  We also assist our clients with compliance with the CFPB Rules, National Mortgage Settlement and various Federal Statutes, including FDCPA, TILA, RESPA, TCPA and FCRA.  WFZ's attorneys are skilled at representing our clients in trial alternatives, such as arbitrations, mediations, settlement conferences and administrative proceedings, and specialize in contract disputes, construction law, landlord/tenant disputes, real estate disputes and insurance litigation.  WFZ can also handle all aspects of transactional real estate work, including purchase and sale agreements, due diligence/title review, creation of investor pools, development and construction contracts, ground leases, commercial and building leases, formation of corporations, limited liability companies and partnerships, and construction, mini-perm and permanent finance documentation.

    • Products and Services: Attorneys
    • Website: www.wrightlegal.net
    • Phone: (949) 477-5050
    • Address: 4665 MacArthur Court Suite 200 Newport Beach, CA 92660