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2021 Sponsors

MBA thanks the sponsors of the Legal Issues and Regulatory Compliance Conference. We are grateful for their generous support.  Please email Kim Newell or call (202) 557-2791 if you are interested in becoming a sponsor of a future Legal Issues and Regulatory Compliance Conference

 

16 results
  • Weiner Brodsky Kider PC- Presenting Sponsor

    General Session Featuring Douglas Brinkley

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    The attorneys of Weiner Brodsky Kider PC have been involved in the real estate and financial services industries for more than three decades, and our firm is one of the leading law firms in the country practicing in these areas. A number of our members have served as senior officials with the U.S. Department of Housing and Urban Development and are experts in housing finance matters. In addition, we have former U.S. Department of Justice trial attorneys who are well-versed in the handling of litigation matters as well as government investigations and administrative proceedings.

    Compliance
    The compliance element of our financial services practice includes advising clients generally with regard to federal and state laws that regulate the origination and servicing of mortgage loans. More specifically, we assist clients in their compliance with, among others, the Real Estate Settlement Procedures Act, Truth in Lending Act, Equal Credit Opportunity Act, Fair Housing Act, Home Mortgage Disclosure Act, Fair Debt Collections Practices Act, E-Sign, and Gramm-Leach-Bliley, as well as with the requirements of CFPB, HUD, VA, GNMA, Fannie Mae, and Freddie Mac. We also counsel clients with respect to licensing and other requirements of various state regulators. Our presence in Washington, D.C. naturally lends itself to the representation of mortgage lending clients and their depository affiliates before CFPB, HUD, VA, GNMA, Fannie Mae, Freddie Mac, the Federal Reserve Board, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Federal Trade Commission. Without exception, our firm maintains excellent working relationships with these agencies. Our attorneys also participate in agency rulemaking proceedings and advise clients on both federal and state law developments. Additionally, we assist clients with various mortgage banking related transactions. These transactions include the acquisition and sale of mortgage companies, branch offices, whole loan portfolios and loan servicing portfolios; the structuring of lending programs, loan broker and correspondent programs, warehouse agreements, repurchase agreements, and loan participation agreements; and the negotiation of loan workouts. We serve as counsel for the National Reverse Mortgage Lenders Association and advise reverse mortgage industry members with respect to regulatory compliance matters, transactions, and new lending and investor programs. We also serve as counsel for The Real Estate Valuation Advocacy Association and The Texas Manufactured Housing Association. Finally, we provide advice directly, and through associated counsel, about state law issues in all 50 states and the District of Columbia affecting financial service industry members.

    Compliance Audits and Due Diligence
    We routinely undertake reviews of the operations, practices and policies and procedures of our clients, and assist with the design and implementation of appropriate corrective action. We undertake similar reviews on behalf of potential investors, as well as reviewing pools and portfolios for compliance with applicable law.

    Litigation
    Building on the firm's financial services practice, our aim is to provide mortgage lenders, and other financial institutions, with litigation assistance with respect to the full range of issues that affect the mortgage industry. In that regard, we have represented clients in a broad array of civil and administrative litigation matters, including cases involving the Dodd-Frank Act, Real Estate Settlement Procedures Act, Truth in Lending Act, Equal Credit Opportunity Act, Fair Housing Act, loan repurchase obligations, and mortgage loan portfolio sales and servicing. We represent clients in litigation involving private parties as well as litigation brought by or against government entities in connection with the participation by clients in government lending, insurance, and guaranty programs. We have developed a particular expertise in class action cases and have represented a number of clients in connection with class actions involving disclosures, servicing fees, credit reporting, escrow account practices, private mortgage insurance, unauthorized transmission of facsimiles, and other issues arising under all of the major federal mortgage lending laws. Our litigation practice is nationwide, with cases pending in numerous state and federal courts across the country as well as before various administrative agencies.

    • Products and Services: Attorneys
    • Website: www.thewbkfirm.com
    • Phone: (202) 628-2000
    • Address: 1300 19th Street, NW, 5th Floor Washington, DC 20036-1609
  • Ballard Spahr LLP- Millennium Sponsor

    Tuesday Opening General Session: State of the Industry

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     As legislation governing the mortgage banking industry evolves and government scrutiny intensifies, clients will need counsel with broad experience and strong industry relationships to help them navigate uncharted territory and develop strategies for success.

    Having worked with a wide range of clients in both the residential and commercial mortgage banking industries, our attorneys are at the forefront of rapidly changing regulatory developments. Our Mortgage Banking Group is part of Ballard Spahr's nationally recognized Consumer Financial Services Group. We combine broad regulatory experience with formidable skill in litigation and depth in enforcement actions and transactions.

    Our team represents clients worldwide, from start-ups to Fortune 500 corporations. Clients include financial institutions; mortgage lenders, brokers, and servicers; secondary-market investors; insurance companies; investment bankers; settlement service providers; auction platforms; and homebuilders. We also advise industry service providers such as technology vendors, collection agencies, document preparation companies, telemarketers, loan fulfillment companies, and trade associations.

    Compliance
    The Dodd-Frank Wall Street Reform and Consumer Protection Act and its establishment of the Consumer Financial Protection Bureau have expanded compliance requirements, made compliance more complex, and greatly enhanced penalties for noncompliance.

    Our attorneys counsel a variety of market participants on issues such as loan originator compensation and steering restrictions, loan originator overtime requirements, risk retention, repayment ability requirements, lending standards and restrictions, and disclosure requirements.

    We have experience assisting clients with the ever-expanding range of federal laws, including the Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), the Fair Credit Reporting Act (FCRA), the Fair and Accurate Credit Transactions Act (FACTA), the Equal Credit Opportunity Act (ECOA), the Fair Debt Collection Practices Act (FDCPA), the Fair Housing Act (FairHA), the Home Mortgage Disclosure Act (HMDA), and the Gramm-Leach-Bliley Act (GLBA).

    In addition, our team regularly advises clients on applicable state laws and requirements, including those involving licensing, permissible fees, unfair practices, disclosures, advertising, and telemarketing.

    State and Federal Licensing
    We assist clients in acquiring and maintaining the state licenses necessary to finance, broker, and service mortgages or engage in consumer credit finance activities. We also advise clients on SAFE Act requirements; help them meet branch, loan officer, trade name, and renewal or recertification requirements; and identify and obtain licenses and approvals related to stock and asset acquisitions. In addition, we work with clients to secure approvals from federal agencies, including Ginnie Mae, FHA, and VA, and the GSEs.

    Transactions, Due Diligence, and Audits
    Clients frequently call upon us to oversee transactional matters such as mergers and acquisitions, liquidations of distressed assets, purchases and sales of mortgage loans, servicing rights and other assets, formation of joint ventures and strategic alliances, and the establishment of warehousing and other credit facilities.

    We assist investors with due diligence, conduct audits to ensure compliance, and develop procedures when corrective action is necessary. Our attorneys have experience reviewing operations for compliance with applicable state and federal law, as well as emerging industry trends. Our attorneys have provided counsel in review of a servicer's compliance with the OCC's Consent Order related to foreclosure practices.
    LitigationWhen mortgage lending and servicing disputes escalate and require litigation, we have clients well covered. Ballard Spahr is home to a pre-eminent financial services litigation practice. We defend clients nationwide in class actions, single-plaintiff claims, regulatory proceedings, and other complex mortgage litigation.

    We often act as national coordinating counsel in defending litigation for major financial service providers, and we have handled class actions and other lawsuits involving the enforcement of contracts, challenges to contract terms, compliance challenges, insurance issues, and cases concerning RESPA, TILA, ECOA, FairHA, FCRA, FACTA, HMDA, GLBA, and state consumer protection acts.
    We also defend clients in administrative enforcement proceedings and investigations, including state and federal audits, fair housing and fair lending complaints and investigations, HUD RESPA enforcement actions, inspector general investigations, and Mortgagee Review Board actions.

    Our Mortgage Banking Group maintains strong industry relationships in both the private and public sector, and its presence in Washington, D.C., benefits clients who require experienced representation before federal agencies such as the U.S. Department of Housing and Urban Development, the Federal Trade Commission, the Federal Reserve Board, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Justice Department.

    We also represent clients before a variety of state agencies, including state attorneys general and state agencies charged with enforcing a variety of consumer finance laws.

    Repurchase, Coverage, and RecoveryLoan repurchases are a critical issue for the mortgage and financial services industries. We help limit our clients' exposure to loss stemming from repurchase issues, from evaluating repurchase demands and calculating risk to evaluating insurance coverage, and examining any available protections.

    Contacts:
    Richard J. Andreano, Jr.
    Practice Leader
    Tel (202) 661-2271
    andreanor@ballardspahr.com

    John D. Socknat
    Practice Leader
    Tel (202) 661.2253
    socknatj@ballardspahr.com

    • Products and Services: Attorneys
    • Website: www.ballardspahr.com
    • Phone: (202) 661-2200
    • Address: 1909 K Street NW, 12th Floor Washington, DC 20006-1157
  • Blank Rome LLP- Millennium Sponsor

    Regulatory Developments/Post Pandemic Track

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    Blank Rome's consumer financial services industry team is comprised of a multi-disciplinary group of business, regulatory and litigation lawyers spanning the Firm's geographic footprint.  Their collective related experience is in the areas of regulatory compliance, financial services and commercial litigation, bankruptcy, and white collar criminal defense/government investigations.Members of the consumer financial services team are admitted to practice in the following jurisdictions:  California, Connecticut, Delaware, Florida, Kentucky, Maryland, New Jersey, New York, Ohio, Pennsylvania, Texas, Virginia and Washington, D.C.

    Regulatory Compliance and CFPB Issues
    Our lawyers have been instrumental in helping national mortgage lenders and servicers successfully navigate the rapidly changing regulatory dynamic in the wake of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank). The new regulations promulgated by the Consumer Financial Protection Bureau (CFPB) have created a host of new compliance issues, and we have advised clients in all stages of preparing to meet those issues. We have counseled clients through the CFPB rulemaking process during the recent revisions to the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA), including evaluating the proposed rules, drafting comments, and analyzing the final rule, and are prepared to provide ongoing guidance to clients as the rules continue to evolve. Our lawyers have extensive experience advising clients on developing internal policies and procedures to minimize regulatory noncompliance risk exposure and future litigation risks.

    Statutory Compliance Programs
    To further assist our clients, we have developed novel programs to assist mortgage lenders and servicers in responding to pre-litigation issues raised by borrowers and regulatory agencies. In particular, these programs address highly risk-sensitive response issues relating to recession demands under the Truth In Lending Act (TILA) and Qualified Written Requests under the Real Estate Settlement Procedures Act (RESPA).

    Litigation
    Our litigators have successfully defended national and regional consumer lending and servicing clients in individual and class action lawsuits in numerous state and federal courts, including bankruptcy proceedings. We have a track record of successfully representing lenders and servicers in litigations containing claims related to:      

    • Consumer Financial Protection Bureau (CFPB)
    • Dodd-Frank Wall Street Reform and Consumer Protection Act
    • Truth in Lending Act (TILA)
    • Real Estate Settlement Procedures Act (RESPA)
    • Fair Debt Collection Practices Act (FDCPA)
    • Unfair and Deceptive Acts and Practices (UDAP)
    • Home Ownership and Equity Protection Amendments (HOEPA)
    • Equal Credit Opportunity Act (ECOA)
    • Fair Credit Reporting Act (FCRA)
    • Fair and Accurate Credit Transactions Act (FACTA)
    • Credit Repair Organizations Act (CROA)
    • Predatory Lending Practices
    • Consumer Fraud
    • Federal Loan Modification Programs
    • State Consumer Protection Laws
    • National Mortgage Settlement

    Regulatory Complaints and Government Investigations
    Our lawyers regularly assist clients in responding to complaints filed by and with federal and state regulatory agencies throughout the United States. Additionally, we counsel clients in regard to inquiries and investigations by government agencies, and we conduct internal investigations to strategically assist in the process.

    Transactional Experience
    We solve our client's problems that arise in the relationships among mortgage and installment credit lenders, brokers, and investors. We have assisted clients in numerous merger and acquisition and portfolio sale transactions in the mortgage and other consumer finance industries. From both legal and business viewpoints, we have experience in evaluating, structuring, and documenting consumer credit products and services, including first and second mortgage loans, home equity credit, credit card and revolving loans, consumer leases, personal installment loans, student loans, retail lending, motor vehicle loans and leases, and other retail installment sale programs.

    Additional Industry Services
    We also provide advice on state licensing; compliance examinations; federal and state interest rate and usury law; FHA, FHLMC, FNMA, and GNMA, programs; holding company and multi-state banking and lending problems; and related consumer financial services statutes, regulations, and issues.  Additionally, we provide counsel on the Gramm-Leach-Bliley Act and other federal and state privacy laws, regulations, and directives.

    • Products and Services: Attorneys
    • Website: www.blankrome.com
    • Phone: Phone: (215) 569-5500 Fax: (215) 569-5555
    • Address: 130 North 18th Street Philadelphia, PA 19103-6998
  • Buckley LLP- Millennium Sponsor

    General Session: Major Litigation

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    At Buckley we focus on three key areas - financial services, government enforcement, and litigation - and do them exceptionally well. How well? Noted legal ranking authority Chambers USA has called our law firm "the best at what they do in the country."

    We provide a full range of regulatory, enforcement, litigation, and transactional services. Our clients include 21 of the 25 largest banks in the U.S., as well as top card issuers, mortgage and auto lenders, and loan servicers. We also represent numerous community and regional banks, fintech companies, and investors, including private equity, venture capital, and joint venture firms. Our litigators are creative and aggressive advocates who are prepared to go to trial and win - and have done so repeatedly. Whether inside the courtroom or at the settlement table, we have developed a reputation for our ability to obtain the best results possible, often under the most challenging of circumstances.

    Over the years, we have extended the scope of our services in response to market developments and government actions, building on internal strengths and acquiring additional talent as necessary. We have built a fintech practice that is on the cutting edge of business, technology, and regulatory innovations involving digital commerce, virtual currencies, payments, money transmitters, marketplace lending, and privacy and data risk. Our transactional work focuses on the needs of financial services entities, including mergers and acquisitions, capital raising, critical vendor and other third-party relationships/agreements, financings, SEC reporting, corporate and board governance, and the acquisition and disposition of loans, servicing rights, and distressed assets.

    We are proud of our growth and success, and are equally proud that we have remained true to our vision of creating a premier law firm with a distinctive culture that defines who we are and how we work.

    Our work across industries often spans the entire lifecycle of a corporate entity. The scope of our work is ever-evolving, responding to industry changes and the needs of our clients. 

    • Products and Services: Attorneys
    • Website: www.buckleyfirm.com
    • Phone: (202) 349-8000
    • Address: 2001 M Street NW, Ste 500 Washington, DC 20036
  • Greenberg Traurig, LLP- Millennium Sponsor

    Legal Ethics Track

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    Greenberg Traurig's Financial Services Litigation Practice partners with some of the largest financial institutions and consumer financial services companies in the mortgage industry. Our Mortgage Servicing and Lending Litigation team is experienced in class and individual actions, and counterclaims and appeals in state and federal courts, as well as arbitrations, bankruptcy adversary proceedings and regulatory investigations and enforcement actions.

    • Products and Services: Attorneys
    • Website: www.gtlaw.com
    • Address: One International Place, Suite 2000 Boston, MA 02110
  • Locke Lord LLP- Millennium Sponsor

    Litigation Forum Track

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    Locke Lord is a recognized leader in financial services litigation. For decades, our clients - ranging from regional and community banks to Fannie Mae and Freddie Mac to some of the biggest financial institutions in the world - have relied upon us to handle their litigation needs. When financial services companies choose Locke Lord, they quickly realize our capabilities go beyond 100 dedicated litigators in offices from coast to coast.

    For decades, Locke Lord has enjoyed a reputation as one of the preeminent firms representing the mortgage industry. We handle high-volume work in over 40 states. We have unmatched experience in the "alphabet soup" of regulatory regimens that have generated waves of litigation in recent years. Our lawyers regularly handle a multitude of individual and class action claims across the country that attack financial services companies, including mortgage lenders and servicers, student loan lenders and servicers, credit card companies, consumer finance companies and other financial institutions.   We also provide comprehensive counseling, advice and representation to domestic and international financial institutions on transactional, legislative, regulatory and litigation-related matters.

    • Products and Services: Attorneys
    • Website: www.lockelord.com/
    • Phone: Phone: (214) 740-8000
    • Address: 2200 Ross Avenue, Suite 2800 Dallas, TX 75201-2748
  • Mayer Brown LLP- Millennium Sponsor

    Regulatory Trends Track

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    • Website: www.mayerbrown.com
    • Phone: (312) 782-0600
    • Address: 1999 K. St NW Washington, DC 20006
  • McGlinchey Stafford - Millennium Sponsor

    General Session: What to expect - The New Administration and Regulatory Changes

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    McGlinchey Stafford is a premier mid-sized business law firm that creatively delivers best-in-class, full-service, scalable solutions for clients nationwide by leveraging bold innovation, diverse talent, and leading-edge technology across its growing networked platform.


             

    • Products and Services: Attorneys
    • Website: www.mcglinchey.com
    • Phone: (504) 586-1200
    • Address: 601 Poydras St Ste 1200 New Orleans LA 70130-6057
  • Hinshaw & Culbertson LLP- Platinum Sponsor

    Engagement Session

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    Hinshaw is an AmLaw 200 law firm with offices in 13 states and London. Our national Consumer Financial Services Practice represents and counsels the consumer credit industry in courts across the nation as well as in regard to federal and state law compliance, supervisory examinations, and regulatory enforcement actions

    • Products and Services: Attorneys: Mortgage Servicing and Lender Litigation
    • Website: www.Hinshawlaw.com
    • Phone: (212) 471-6200
    • Address: 151 North Franklin Street, Suite 2500, Chicago, IL 60606
  • Perkins Coie LLP- Platinum Sponsor

    Engagement Session

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  • Sheppard Mullin- Platinum Sponsor

    Engagement Session

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    Sheppard Mullin is a full service Global 100 firm handling corporate and technology matters, high stakes litigation and complex financial transactions. From our 15 offices in North America, Europe and Asia, we offer global solutions to our clients around the world, providing seamless representation in multiple jurisdictions.

      We are a leader in the mortgage banking area and represent many companies in the financial services industry in their ongoing business and legal needs. We are known for drawing on our industry experience, reputation, contacts and understanding to help mortgage banks achieve their business goals in growing the mortgage banking platform and in addressing all aspects of their financing needs including accessing the capital markets. We advise buyers and sellers, and the parties who finance buyers, in developing innovative strategies for achieving their business goals in merger and acquisition transactions. We also have a strong track record in handling litigation matters for financial institution clients.

    • Website: www.sheppardmullin.com
    • Phone: (202) 747-1900
    • Address: 2099 Pennsylvania Avenue, NW, Suite 100 Washington, DC 20006-6801
  • Winnow Solutions, LLC- Platinum Sponsor

    Engagement Session

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      Winnow is an interactive, online application that allows financial services companies and others to generate custom state and federal regulatory surveys and searches based on their business type, licenses, financial products, and the areas those products and services are offered. Instead of wading through costly reports filled with irrelevant provisions, Winnow allows customers to generate, export, and save customized surveys that only contain results applicable to them in a matter of moments. If those results change over time, Winnow sends a notification so customers can compare the differences, react quickly and adjust their operations as needed. Winnow covers state and federal laws and regulations applicable to the entire lifecycle of mortgage, auto, credit card, consumer, and commercial-purpose lending and financing. It also includes requirements related to the lending and servicing of these products, including such topics as marketing and advertising, licensing, debt collection, telemarketing, notary requirements, electronic signatures and documents, powers of attorney, and privacy and data security. Additionally, Winnow offers reference charts for state and federal requirements and other helpful at-a-glance resources to save customers even more time. Winnow is planning to add federal requirements to its survey and search capabilities and modules dedicated to (1) foreclosure compliance, with state-specific foreclosure checklists, and (2) over 60 topics regarding deposits, both with release dates anticipated for later this year. To keep everything up-to-date, Winnow has a dedicated team of research attorneys who monitor regulatory changes, official guidance, and industry trends, ensuring timely changes to rules and regulations.   Winnow offers an annual subscription to financial services companies, consultancy firms, fintechs, and other market participants, making it an affordable enterprise solution with no per license seat fees. Customers can purchase subscriptions to individual modules based on their unique needs, including privacy and data security. Winnow also offers single-use surveys for fixed prices and the ability to purchase an inventory of rules and regulations specific to each financial services company.   For more information about Winnow, or to schedule a live demo, visit www.winnow.law.  

    About Winnow Solutions, LLC Winnow Solutions, LLC is a wholly owned subsidiary of Buckley LLP and was created to disrupt the compliance and legal research space. Its first product offering, Winnow, is an interactive online application that delivers cost-saving technology to identify legal requirements tailored to a company's specific needs using a comprehensive and dynamic database of state regulatory requirements. Winnow enables companies to generate surveys and searches tailored to their business type and licensing, the financial products and services they offer, and where they offer them. Winnow Solutions, LLC also serves those companies that support financial services companies. © 2021 Winnow Solutions, LLC. Winnow, Buckley®, and the Winnow and Buckley logo designs are service marks of Buckley LLP and are used under license from Buckley LLP.

    IMPORTANT: Winnow is a software product offered by Winnow Solutions, LLC, which is not engaged in the practice of law. Winnow is not legal advice or a substitute for legal advice from a licensed attorney. The purchase or use of Winnow does not establish attorney-client relationships with or protections from Winnow Solutions, LLC or Buckley LLP.

    • Products and Services: State and Federal Regulatory Surveys
    • Website: www.winnow.law
    • Phone: (888) 488-6797
    • Address: 5101 E. La Palma Ave, Suite 101 Anaheim Hills, CA 92807
  • Garris Horn LLP- Contributor Sponsor

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  • Goodwin Procter LLP- Contributor Sponsor

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    • Products and Services: Attorneys
    • Website: www.goodwinlaw.com
    • Phone: Phone: (202) 570-1000
    • Address: 100 Northern Avenue, Boston , MA 02210
  • Houser, LLP- Contributor Sponsor

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    • Products and Services: Attorneys
    • Website: www.houser-law.com
    • Phone: (949) 679-1111
    • Address: 9970 Research Drive, Irvine CA 92618
  • Venable LLP- Contributor Sponsor

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    • Website: www.venable.com
    • Phone: (202) 344-4000
    • Address: 600 Massachusetts Avenue NW Washington, DC 20001

Thanks to our 2021 Sponsors

Presenting

Millennium

Platinum

Contributor