2019 Schedule

Check out our final schedule from MBA's Risk Management, QA and Fraud Prevention Forum 2019 to get a sense of what to expect in 2020!

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Monday, September 16, 2019

  • Risk Management & Analytics Track: Creating a Robust Enterprise Risk Management Infrastructure

    Location: Chicago 6,
    Ballroom - Level 4


    Speaker(s)

    Matt Hensley, Vice President, Enterprise Risk Management, Arch MI

    Gregory A. Keith, Senior Vice President & Chief Risk Officer, Office of Enterprise Risk, Ginnie Mae

    Michael Wood, Senior Vice President, Credit Risk Executive, Bank of America

    Gwen Muse-Evans, President & CEO, GME Enterprises

    Breakout Session,

    Risk Management & Analytics Track

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    Enterprise Risk Management (ERM) is a plan-based business strategy aiming to identify, assess and prepare for any potential harm that may interfere with your company’s operations and objectives. Developing an ERM offers many benefits, such as determining the amount of risk your organization is willing to accept, ensuring you’re making informed decisions and taking into account all key risks. Experts offer best practices in standing up an ERM to help you establish a robust risk management culture in your company.

    Speaker(s)

    Matt Hensley, Vice President, Enterprise Risk Management, Arch MI

    Matt Hensley is Vice President of Enterprise Risk Management at Arch MI. He leads a team dedicated to advancing the risk culture, articulating a risk appetite and supporting the business in identifying, measuring, monitoring, controlling and reporting all risk types. Previously, Matt worked at Bank of America/Countrywide Home Loans where he was a Vice President in Representations & Warranties MI Strategy. Matt has held various secondary marketing, servicing and sales positions in sixteen years in the mortgage industry.

    Gregory A. Keith, Senior Vice President & Chief Risk Officer, Office of Enterprise Risk, Ginnie Mae

    Gregory A. Keith joined Ginnie Mae as SVP & Chief Risk Officer in 2010. In this capacity, he monitors the corporation’s aggregate risk and compliance with risk policies, develops and maintains corporate-wide procedures for risk management, and provides independent evaluation and oversight of all risk management activities.

    Keith has more than 30 years of experience in the financial services industry. Much of this experience has been in mortgage and asset backed finance. Prior to joining Ginnie Mae, Keith spent nine years in various roles at Fannie Mae. These roles spanned across multiple disciplines including strategy, risk and finance.

    In 2001, Keith came to Fannie Mae from First Union Bank, where he was Vice President of Business Integration. There, he served as the Deputy Chief Operating Officer for the Structured Products Group of the Corporate and Investment Bank.

    In the past, Keith also served as a Manager at KPMG Consulting, focusing on the execution of strategic, financial, and operational engagements. Prior to joining KPMG, Keith worked as a Forecasting and Planning Analyst at American Residential Mortgage Corporation and as a Financial Analyst at Great American Bank.

    Keith holds a Bachelor of Arts from San Diego State University.

    Michael Wood, Senior Vice President, Credit Risk Executive, Bank of America

    Michael Wood is Executive of Credit Policy & Controls for the Consumer Bank, in this capacity Wood serves as the Executive for Consumer Credit products, including Mortgage, Home Equity, Auto, U.S. Credit Card and Small Business Lending. Wood joined the Bank of America team in Columbus in 2016. Prior to joining Bank of America in January of 2016, he served as Executive Director Credit Risk Management for Morgan Stanley, with responsibility for credit policy, oversight of lending authority, decision engine management, quality assurance, and governance oversight for Mortgage Retail Lending Credit Risk regulatory requirements. His previous positions have included risk, credit policy and servicing roles with New Century, Washington Mutual, and PMI Mortgage Insurance Co. across his 25-year financial services career.

    Gwen Muse-Evans, President & CEO, GME Enterprises

    Gwen Muse-Evans is President and CEO of GME Enterprises, a management consulting firm that specializes in providing risk management, operations management, strategic planning and housing finance advisory services to corporate, nonprofit and government clients. Gwen has expertise in the discipline of Enterprise Risk Management, extensive knowledge of the housing finance industry, and demonstrated experience implementing start-up business divisions and risk management programs at major financial services organizations.

    Prior to starting her advisory practice, Gwen was most recently the Senior Vice President and Chief Risk Officer for the Credit Portfolio Management and Single Family businesses at Fannie Mae where she served from 2001 until 2014. Prior to 2001 Gwen served in several corporate executive roles including at JPMorgan Chase, GE Capital Mortgage Services and Household Financial Services. Gwen earned her MBA in Finance from Rutgers University, a BBA from Pacific Lutheran University, is a Certified Enterprise Risk Professional, a Certified Project Management Professional and a faculty member at the American Bankers Association’s School of Risk Management.

  • Risk Management & Analytics Track: New Frontiers - How to Leverage Technology and Data to Manage Risk

    Location: Chicago 6,
    Ballroom - Level 4


    Speaker(s)

    Charles Delmolino, Vice President of Loan Quality, The Money Source (TMS)

    Anshul Aggarwal, Chief Risk Officer, LoanCare

    Joe Dombrowski, Director of Product Management, Sagent Lending Technologies

    Breakout Session,

    Risk Management & Analytics Track

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    The mortgage industry is focused on using data rather than documents, and automating processes to improve efficiency and manage risk. This session focuses on new capabilities available to lenders and servicers, which use data and analytics to proactively manage default risk and monitor portfolio trends.

    Speaker(s)

    Charles Delmolino, Vice President of Loan Quality, The Money Source (TMS)

    Charles Delmolino is the Vice President of Loan Quality at The Money Source Inc. He is a risk-based leader with over 13 years of Mortgage Banking experience in Origination Operations, Credit Risk Management, Origination/Servicing Quality Control, and Fraud Detection. Charles has played an integral role in the development and management of effective and invaluable Quality Control programs in both Origination and Servicing environments. He is recognized for directing operational improvement through collaboration and transparency with the utilization of data analytics to identify, manage, and minimize areas of potential risk inside and outside of an organization.

    Anshul Aggarwal, Chief Risk Officer, LoanCare

    Anshul Aggarwal is currently Chief Risk Officer at LoanCare. In this role, he spearheads a diverse team of risk professionals within Enterprise Risk Management organization, that is responsible for developing the overall risk governance framework, recommending its risk appetite, monitoring and reporting on various operational activities to review adherence to various regulatory and investor requirements.

    Prior to joining LoanCare, he served as the Chief Audit Executive and Servicing Risk Officer at Caliber Home Loans where he was responsible for standing internal audit from ground up, developing robust annual risk assessments, conceptualizing RCSA, and developed key risk metrics that were leveraged to build the enterprise risk framework throughout the organization. Prior to joining Caliber, Anshul held various leadership roles within audit and risk organizations at Citibank and JP Morgan Chase within their 2nd and 3rd line of defenses.  Anshul credits his early success as an Audit Manager at Ernst & Young LLP in their Financial Services Advisory practice.

    Anshul graduated from University of Oklahoma with a MBA in Finance and is a Certified Public Accountant licensed in the state of Texas.

    Joe Dombrowski, Director of Product Management, Sagent Lending Technologies

    Joe is responsible for the strategic direction of the servicing software products from Sagent Lending Technologies.  This includes both the LoanServ servicing system and Account Connect for borrower self- service. Prior to this role, he assisted Fiserv clients by providing managerial consulting for loan servicing opportunities. With over 25 years of experience, Joe has a comprehensive background in the industry both in servicing and in technology. He is a member of several national lending advocacy groups, served on MISMO groups, and has written and spoken extensively on servicing topics.  Joe has worked at Mellon Mortgage, Fiserv and is now with Sagent.  He graduated St. Joseph Seminary College, Los Altos CA, with a degree in Philosophy and is also a Certified Product Manager.

Tuesday, September 17, 2019

  • Risk Management & Analytics Track: Vendor Management in the Digital Mortgage Era

    Location: Chicago 6,
    Ballroom - Level 4


    Speaker(s)

    Alex Wood, CISO, Pulte Mortgage LLC

    Erin Harris, Manager, Mortgage Quality Management & Research, LLC

    Regina M. Lowrie, CMB, President & CEO, DYTRIX, Inc.

    Katie Klauss, Senior Vice President, Operations, Moria Development, Inc. dba Peoples Mortgage Company

    Breakout Session,

    Risk Management & Analytics Track

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    As lenders take more of their processes digital, the nature of counterparty risk shifts, requiring an adjustment in vendor management strategy. Experts outline areas in which lenders face greater counterparty risk in a digital mortgage environment, provide an overview of the regulatory guidance currently available to lenders in regards to vendor management and offer suggestions for how lenders can adjust their strategies to account for changing areas of counterparty risk.

    Speaker(s)

    Alex Wood, CISO, Pulte Mortgage LLC

    Erin Harris, Manager, Mortgage Quality Management & Research, LLC

    Regina M. Lowrie, CMB, President & CEO, DYTRIX, Inc.

    Regina M. Lowrie is President and CEO of DYTRIX, Inc., and RML Investments Inc., d/b/a RML Advisors.  Both companies are headquartered in Blue Bell, Pennsylvania. 

    Dytrix is a financial technology company that enables secure financial transactions for institutions through the Dytrix Platform which includes wire/ACH transfer validation and closing agent management.

    RML Advisors serves the financial services community as an independent advisor and consultant. 

    Prior to founding Dytrix and RML Advisors, Ms. Lowrie was President of Vision Mortgage Capital, a division of Continental Bank, and Senior Vice President of Continental Bank.  Previous to Vision Mortgage Capital, Ms. Lowrie was Founder/Chief Executive Officer of Gateway Funding Diversified Mortgage Services 1994-2006, a $3.2 Billion Mortgage Banker. 

    Ms. Lowrie is currently on the Board of Directors of Cherry Hill Mortgage Investment Corporation as an Independent Director; Compensation Committee Chairman and Audit Committee Member; Board of Directors of The Union League of Philadelphia; and, on the Advisory Board of Get Credit Healthy.  Regina served for 13 years on Montgomery County Community College Board of Trustees, Foundation Board and Treasurer and 10 years on Gwynedd-Mercy University Board of Trustees; Finance and Audit Committee Member.

    Ms. Lowrie was the first woman Chairman of the national Mortgage Bankers Association (“MBA”) in 2005 and continues to serve on many committees.  Regina has also testified before Congress on public policy to include GSE Reform and has served as an expert witness for the financial services industry.  She attended the University of North Carolina Kenan-Flager Business School and is a Certified Mortgage Banker.

    Katie Klauss, Senior Vice President, Operations, Moria Development, Inc. dba Peoples Mortgage Company

    Katie is the Senior Vice President of Operations with Moria Development Inc, dba Peoples Mortgage Company.  Katie has been with Peoples Mortgage for 18 years, holding various positions throughout her tenure.  She is currently responsible for day to day operations with a focus on how to leverage new technology to create more efficient process flows.   Prior to her role in Operations, Katie was the Chief Compliance Officer.  During that time she worked to implement a robust Compliance Management System that included vendor management oversight.  

  • Risk Management & Analytics Track: Bridging the Divide: Communicating Model Risk and other Analytical Results to the Top

    Location: Chicago 6,
    Ballroom - Level 4


    Speaker(s)

    Edward Watson, Partner, New Bridge Consulting Group

    Geordie Enell, Model Risk Officer & AVP of Model Risk, Arch Mortgage Insurance Company

    Stephen C. Mackey, Independent Consultant

    Breakout Session,

    Risk Management & Analytics Track

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    The credit crisis has changed our industry — and we learned from it. Lending criteria tightened and are now loosening, but with caution. Learn to better communicate, drive transparency and report the risk position of your organization to senior management, the Board of Directors and regulators. Experts discuss best practices for model risk management as well as how to communicate complex, technical material.

    Speaker(s)

    Edward Watson, Partner, New Bridge Consulting Group

    Geordie Enell, Model Risk Officer & AVP of Model Risk, Arch Mortgage Insurance Company

    Geordie Enell is the Model Risk Officer and AVP of Model Risk at Arch US Mortgage Insurance.  Previously, Geordie worked at FICO as Director of Product Management for Scores and Director of Software Development and he has developed, managed, and assessed predictive solutions for Risk, Fraud, and AML for a variety of clients and employers.  He holds an MA and BA in Applied Mathematics from CSU, Fullerton.

    Stephen C. Mackey, Independent Consultant

    Steve is currently an independent financial services consultant with more than 30 years of experience in the industry. Most recently Steve served as EVP and CRO for MGIC where he led the transformation of Risk Management through implementation of a comprehensive Enterprise Risk Management program and established best-in-class credit analytics. Prior to MGIC, Steve was with JP Morgan Chase & Company where he had held a number of risk executive positions both in the mortgage bank and investment bank and served as SVP and Controller of the mortgage bank. His diverse background includes various leadership positions with Fannie Mae, where he worked for 13 years. Earlier in his career Steve held positions with the Office of Federal Housing Enterprise Oversight (the predecessor to the Federal Housing Finance Agency), the Board of Governors of the Federal Reserve System, CFO of a successful start-up community bank; and as a CPA with KPMG. Mr. Mackey earned his Bachelor of Arts degree in accounting from Michigan State University and his Master of Science degree in finance from The George Washington University.

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