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We can't wait to be in person together. To see what we did last time we met in person at our 2019 mPowering You Summit in Austin, you can download the schedule here

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Saturday, October 16, 2021

  • General Session: mPower Leadership Panel: MBA Officers—Past, Present and Future


    Speaker(s)

    Kristy Fercho, 2022 MBA Chairman; Executive Vice President & Head of Home Lending, Wells Fargo

    Regina Lowrie, CMB, 2006 MBA Chairman; President & Chief Executive Officer, DYTRIX, Inc.

    Susan Stewart, 2021 MBA Chairman; Chief Executive Officer, SWBC Mortgage

    Debra Still, CMB, 2013 MBA Chairman; Chairman of MBA Opens Doors Foundation; President & Chief Executive Officer, Pulte Financial Services

    Laura Escobar, President, Lennar Mortgage

    This powerful panel features industry leaders Regina Lowrie, Debra Still, Susan Stewart and Kristy Fercho – the only four women in MBA’s 108-year history to serve as Chairman of our association. This lineup of speakers is unparalleled and brings to the stage a powerful array of leadership experience. This discussion explores their successes as well as the challenges they have faced along the way. Join the discussion and get practical advice and inspiration from how these women forged their way to the top of our industry.

    Speaker(s)

    Kristy Fercho, 2022 MBA Chairman; Executive Vice President & Head of Home Lending, Wells Fargo

    Kristy Fercho is the 2022 Chairman of the MBA and executive vice president and head of Wells Fargo Home Lending. As head of Home Lending, Fercho oversees one of the nation's leading combined home lenders and servicers, funding one of every 12 loans and servicing one of every eight loans in the country.  In her role, Fercho leads a team of more than 25,000 mortgage professionals in sales, operations, servicing, capital markets, portfolio management, and related business, risk management, and supporting functions.  Fercho joined Wells Fargo in 2020 from Flagstar Bank, where she had served as president of the company's mortgage division since 2017. Prior to joining Flagstar, she spent 15 years with Fannie Mae, where she led the strategy and business performance of single-family customers in the western United States and also served in customer engagement and human resources roles. Fercho began her career and served in a variety of sales, operations, and human resources roles at Baxter International before moving to Pepsi Co. Inc., where she ultimately was director of worldwide corporate human resources.  Fercho currently serves as Chairman-Elect of the board of the Mortgage Bankers Association, vice chair of the MBA's Diversity and Inclusion Advisory Committee, co-chair of the Affordable Housing Council, and a member of its Residential Board of Governors. She also serves on the boards of City Year and the Detroit Zoological Society.  Her industry accolades include HousingWire recognizing her as a Women of Influence in the housing industry; MReport honoring her as one of the Top Women in Housing; Diversity Journal listing her among its Women Worth Watching; National Mortgage Professional Magazine naming her to its list of Most Powerful Women; and the Michigan Chronicle selecting her for its Women of Excellence recognition.  Fercho is a graduate of the University of Southern California and holds a Masters of Business Administration from Saint Joseph's University, where she serves on the Board of Trustees.

    Regina Lowrie, CMB, 2006 MBA Chairman; President & Chief Executive Officer, DYTRIX, Inc.

    Regina M. Lowrie, CMB, is a recognized national leader and authority in the mortgage banking and lending industries. She has more than 30 years of experience in the financial services industry and has established and managed multiple successful banking/lending organizations. Regina is currently President and CEO of Dytrix Inc., a fin-tech company providing identity authentication, qualification, wire validation services of closing agents, and helping lenders to reduce their cost to originate. Regina is also President and CEO of RML Advisors, a consultancy company that focuses on helping clients manage enterprise risks. Regina was the first woman chairman of the national Mortgage Bankers Association and continues to remain active as an industry leader. She is a vocal advocate helping the industry’s fight against wire fraud and cybersecurity risks as part of her commitment to protect consumer savings and lender balance sheets. Regina has also testified before Congress on public policy and has served as an expert witness for the financial services industry. Previous to Dytrix and RML Advisors, Ms. Lowrie was Founder/President and CEO of Gateway Funding Diversified Mortgage Services, a regional market leading mortgage banker.

    Susan Stewart, 2021 MBA Chairman; Chief Executive Officer, SWBC Mortgage

    Susan Stewart is the 2021 Chairman of the MBA and Chief Executive Officer of SWBC Mortgage headquartered in San Antonio, TX. Stewart's visionary leadership has been the catalyst behind the company growing from 3 employees serving the Texas market to more than 650 employees in over 70 branch locations. Under her unwavering focus, SWBC Mortgage has grown from a small regional broker to a national industry leader, providing a full-service origination-to-servicing experience for borrowers in 43 states. Stewart leads a team that leverages cutting-edge technology, delivering industry-leading speed and service while providing a personal, experienced touch to the dream of home ownership.  Stewart currently serves as a member of the MBA's Board of Directors and is past Vice Chair of the MBA's Residential Board of Governors (RESBOG). She and SWBC Mortgage are committed to making the communities they serve brighter, more hope-filled places, and to that end she serves on the board of the MBA Opens Doors Foundation. Both Stewart and SWBC Mortgage have been recognized personally and corporately as Guardian level donors to the Opens Doors Foundation.

    Debra Still, CMB, 2013 MBA Chairman; Chairman of MBA Opens Doors Foundation; President & Chief Executive Officer, Pulte Financial Services

    Debra W. Still, CMB, is President and Chief Executive Officer of Pulte Financial Services, which includes Pulte Mortgage LLC, PGP Title and Pulte Insurance Agency and employs over 900 individuals throughout the U.S.  Pulte Financial Services is a part of PulteGroup, America’s largest homebuilder with operations in 25 states and the District of Columbia. Still has more than three decades of experience in the mortgage industry.  She joined Pulte Mortgage in 1983, as Vice President/Branch Manager of the Maryland Division and subsequently held that position with the Dallas/Fort Worth Division.   In June 1997, she was promoted to Executive Vice President, Production, and in October of that year was appointed to the Pulte Mortgage Board of Directors and named Corporate Secretary.  Still became Chief Operating Officer in 1999, and in August 2004, was appointed President and Chief Executive Officer.  She was named President and Chief Executive Officer of Pulte Financial Services in 2010. Still served as the 2013 Chairman of the Mortgage Bankers Association and is currently a member of the association's Board of Directors, and a member of MBA’s Consumer Affairs Advisory Council.  Still was awarded MBA’s Andrew D. Woodward Distinguished Service Award in 2014.  As an active MBA member for more than a decade, Still has also served as Chair of MBA's Residential Board of Governors (RESBOG,) Chairman of MBA’s Diversity and Inclusion Committee, Chairman of the Council for Residential Mortgage Servicing for the 21st Century, Chair of the Affordable Housing Subgroup on GSE Reform, and was Chair of the MBA Forward Task Force.  She has also served on MBA's Strategic Planning Committee, MBA's Loan Origination Task Force, and Secondary and Capital Markets Committee.  Still has testified before Congress multiple times.  Still is presently the Chairman of MBA’s Opens Doors Foundation. In 2011 and 2013, Still was featured in “Influential Women of the Housing Economy” by HousingWire Magazine and in 2011 was named one of “The Top Ten Women in Mortgage and Housing” by The Five Star Institute.  In 2020, Still was recognized by the Denver Business Journal as “Most Admired CEO of 2020.” In March 2018 Still was appointed to Chimera’s Board of Directors. Chimera Investment Corporation is a publicly traded real estate investment trust that is primarily engaged in real estate finance. Still is a graduate of Ithaca College, Ithaca, N.Y., with a Bachelor of Science degree and has completed graduate work in Finance at George Washington University, Washington, D.C.

    Laura Escobar, President, Lennar Mortgage

    A 30-year mortgage industry veteran, Laura has held leadership positions with both bank-owned and independent mortgage companies overseeing all aspects of mortgage banking including production, operations, compliance, accounting and training. Her personal ground-level experience in every facet of mortgage lending has enabled her to manage and fully integrate all these departments within Lennar Mortgage. Escobar is also a licensed mental health counselor and devotes much of her time working with underprivileged women.

     

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