Schedule

Error rendering content unit:*[@Name='SiteSearchRefine']

Sequence contains no elements

Schedule subject to change.

Note: Meeting rooms may change, so please refer to the on-site program for final locations.

21 results
PDF Agenda Editable Agenda

Wednesday, March 1, 2017

Thursday, March 2, 2017

  • Breakfast

    Location: Ballroom Pre-Function I

    Breakfast

  • Registration

  • Opening Remarks followed by Impact on Lending in the Trump Administration

    Location: Salon I


    Speaker(s)

    David H. Stevens, CMB, President and Chief Executive Officer, Mortgage Bankers Association

    Dwight Fettig, Partner, Porterfield, Fettig & Sears, LLC

    Kurt Pfotenhauer, Vice Chairman, First American Title Insurance Company

    Bill Killmer, Senior Vice President, Legislative and Political Affairs, Mortgage Bankers Association

    General Session

    Read more Read less

    An expert panel analyzes the new Congress and the likely impacts on housing policy, tax policy and regulatory frameworks.

    Speaker(s)

    David H. Stevens, CMB, President and Chief Executive Officer, Mortgage Bankers Association

    David Stevens, CMB is President and CEO of the Mortgage Bankers Association (MBA). Prior to assuming this position, Dave served as the Assistant Secretary for Housing and Federal Housing Commissioner at the U.S. Department of Housing and Urban Development (HUD).  Dave has more than 30 years of experience in mortgage finance and has held several executive level positions in sales, acquisition, investment, risk management and regulatory oversight, including positions in senior management with Wells Fargo, Freddie Mac and World Savings. Prior to his appointment by the Obama Administration to serve at HUD, Dave was President and COO of the Long and Foster Companies.  He is known inside the beltway as a key housing influential; serving as an industry authority on major mortgage finance legislative and regulatory issues. Dave is often quoted in the national media and regularly appears trade media on issues affecting the mortgage and housing markets.  In 2013, Dave received the National Association of Hispanic Real Estate Professionals (NAHREP) Founders Award, presented to individuals that have distinguished themselves by their work in support of sustainable Hispanic homeownership to improve the quality of life for Hispanics in America. He has been named to Bloomberg’s “50 Most Powerful People in Real Estate” list, and twice recognized as one of the “Top 100 Most Influential Real Estate Leaders” by Inman News and named one of Swanepoel REAL ESTATE TRENDS Report’s top ten "Newsmakers" of the year.  He currently serves on the Hope Loan Port board of directors, the board of MBA Opens Doors Foundation, MBA's national 501(c) 3 nonprofit organization for philanthropic ventures, and as an advisory board member of the newly formed J. Ronald Terwilliger Foundation for Housing America's Families.

    Dwight Fettig, Partner, Porterfield, Fettig & Sears, LLC

    Dwight Fettig is a Partner of Porterfield, Fettig & Sears, LLC. Fettig rejoined the firm in January of 2013 after leaving in 2010 to serve as Staff Director for the U.S. Senate Committee on Banking, Housing and Urban Affairs under the leadership of Chairman Tim Johnson.  During Fettig’s tenure, the Committee undertook comprehensive oversight of the implementation of the Dodd-Frank Act by the financial regulators. The Committee passed bipartisan bills such as reauthorization of the Export-Import Bank, the National Flood Insurance Program (NFIP), Iran and Syria sanctions, as well as legislation to protect information provided to the Consumer Financial Protection Bureau (CFPB) and reduce the duplication of ATM fee disclosures.  Fettig is a frequent Washington panelist, having participated in the American Banker’s annual legislative and regulatory conference, Bipartisan Policy Center panel on mortgage finance issues, as well as a guest appearance on the C-SPAN program Washington Journal.  Prior to joining the firm in 2009, Fettig enjoyed several jobs off the Hill, including Director of Government and Industry Relations at Freddie Mac. Fettig started his career in Washington with then-Congressman Tim Johnson.

    Kurt Pfotenhauer, Vice Chairman, First American Title Insurance Company

    Kurt Pfotenhauer is Vice Chairman of First American Title Insurance Company.  He joined First American Title Insurance Company as its vice chairman in 2011.  In that capacity he manages the company’s executive level relationships with the nation’s largest mortgage lenders, the US Congress and executive branch.  Prior to joining First American, Kurt served as chief executive officer of the Washington, D.C.-based American Land Title Association (ALTA), the national trade association for the title insurance and real estate settlement services industry. Prior to joining ALTA, Kurt served as senior vice president of government affairs for the Mortgage Bankers Association (MBA), where he was twice named one of Washington, D.C.’s top lobbyists.  He previously served as chief of staff for Senator Gordon Smith (R-OR) and Rep. Denny Smith (R-OR), and was vice president of public affairs for United Parcel Service.  Kurt is currently serves on the MBA's Board of Directors, the Board of Directors of the Opens Doors Foundation, and sits on the Housing Policy Council's executive committee at the Financial Services Roundtable. He previously chaired the Board of Directors of MERS Corp and is past chair of the MBA’s political action committee (MORPAC).

    Bill Killmer, Senior Vice President, Legislative and Political Affairs, Mortgage Bankers Association

    Bill Killmer is Senior Vice President for Legislative and Political Affairs at the Mortgage Bankers Association (MBA). A veteran of over twenty five years in the housing arena, Bill is responsible for managing the real estate finance industry's legislative, grassroots, and political fundraising activities, in close coordination with the MBA member leadership and its public policy and lobbying teams. He directs MBA's outreach to Congress, and is a regular guest speaker on the intersection of politics, policy, and industry issues.  Previously named one of CEO Update's trade association Top Lobbyists, Killmer joined MBA in July 2010, after nearly twenty years in the policy space at the National Association of Home Builders (NAHB). During his NAHB tenure, Killmer served as the association's Chief Lobbyist and, more recently, as Executive Vice President for Advocacy, managing all aspects of the group's public policy outreach. He previously served as a Senior Legislative Officer for Congressional and Intergovernmental Affairs at the U.S. Department of Labor during the George H.W. Bush administration.



  • The Future for Freddie Mac and Fannie Mae: Update on Housing Finance Reform

    Location: Salon I


    Speaker(s)

    Debra W. Still, CMB, President and Chief Executive Officer, Pulte Mortgage LLC

    Jeb Mason, Partner, The Cypress Group

    Michael A. Stegman, Fellow, Bipartisan Policy Center

    Read more Read less

    Gain broad perspective on the latest developments and likely path for housing reform from a panel of housing policy experts.

    Speaker(s)

    Debra W. Still, CMB, President and Chief Executive Officer, Pulte Mortgage LLC

    Debra W. Still, CMB, is President and Chief Executive Officer of Pulte Financial Services, which includes Pulte Mortgage LLC, PGP Title and PCIC Insurance and employs over 800 individuals throughout the U.S. Still is also President and CEO of Pulte Mortgage, a nationwide lender headquartered in Englewood, Colorado, which has helped more than 400,000 homebuyers finance their new home purchases since 1972. Pulte Financial Services is a part of PulteGroup, America’s largest homebuilder with operations in 31 states and the District of Columbia. Still has more than three decades of experience in the mortgage industry. She joined Pulte Mortgage in 1983, as Vice President/Branch Manager of the Maryland Division and subsequently held that position with the Dallas/Fort Worth Division. In June 1997, she was promoted to Executive Vice President, Production, and in October of that year was appointed to the Pulte Mortgage Board of Directors and named Corporate Secretary. Still became Chief Operating Officer in 1999, and in August 2004, was appointed President and Chief Executive Officer. She was named President and Chief Executive Officer of Pulte Financial Services in 2010. Still served as the 2013 Chairman of the Mortgage Bankers Association and is currently a member of the association's Board of Directors, Chair of the Affordable Housing Subgroup and a member of MBA’s Consumer Affairs Advisory Council. Still was awarded MBA’s Andrew D. Woodward Distinguished Service Award in 2014. As an active MBA member for more than a decade, Still has also served as Chair of MBA's Residential Board of Governors (RESBOG,) Chairman of MBA’s Diversity and Inclusion Committee, Chairman of the Council for Residential Mortgage Servicing for the 21st Century and was Chair of the MBA Forward Task Force. She has also served on MBA's Strategic Planning Committee, MBA's Loan Origination Task Force, and Secondary and Capital Markets Committee. Still has testified before Congress multiple times. Still is presently the Chairman of MBA’s Opens Doors Foundation. In 2011 and 2013, Still was featured in “Influential Women of the Housing Economy” by HousingWire Magazine and in 2011 was named one of “The Top Ten Women in Mortgage and Housing” by The Five Star Institute.

    Jeb Mason, Partner, The Cypress Group

    Jeb Mason is a Partner at The Cypress Group, a Washington-based consultancy where Jeb helps clients identify opportunities and navigate risks in today’s dynamic public policy environment. Prior to Cypress, Mason served as Deputy Assistant Secretary and Policy Advisor to Treasury Secretary Hank Paulson, where he played a key role in developing the department’s views on policy and helped craft the administration’s early response to the financial crisis - for which he was awarded the Distinguish Service Medal. Prior to Treasury, Mason served at the White House, where he advised senior officials on policy initiatives including tax reform, healthcare reform, and economic competitiveness. He earlier served in a succession of national security posts, including the Pentagon, the White House, the Department of Homeland Security, and the Coalition Provisional Authority in Iraq.

    Michael A. Stegman, Fellow, Bipartisan Policy Center

    Michael A. Stegman is a BPC fellow who focuses on housing finance reform and affordable housing. He formerly served for more than four years in senior housing policy roles in the Obama administration. He served as a senior policy advisor for housing on the staff of the National Economic Council from May 2015 through March 2016, following three and a half years serving as counselor to the secretary of the treasury for housing finance policy. As senior policy advisor at the White House, Dr. Stegman coordinated administration policies on housing finance reform, access to credit, and other housing issues. Previously, Dr. Stegman served for six years as director of policy and housing for the program on human and community development at the John D. and Catherine T. MacArthur Foundation.  Dr. Stegman is also a distinguished professor emeritus from the University of North Carolina at Chapel Hill, where he taught and conducted research on affordable housing policy as chair of the Department of City and Regional Planning and was founding chair of the Department of Public Policy.  During his tenure as assistant secretary for policy development and research at the Department of Housing and Urban Development from 1993 to 1997, Dr. Stegman was named one of Washington’s 100 most influential decision makers by National Journal. He has also written extensively on housing and urban policy, community development, financial services for the poor, and asset development policies.

  • Coffee and Conversation with Dave Lowman

    Location: Salon I


    Speaker(s)

    David H. Stevens, CMB, President and Chief Executive Officer, Mortgage Bankers Association

    Dave Lowman, Executive Vice President, Single Family Business, Freddie Mac

    Read more Read less

    After a full morning of insight and information, Dave Stevens hosts a discussion with Freddie Mac’s Dave Lowman about his reaction to the morning’s sessions and his perspective on the future of housing policy and housing reform.

    Speaker(s)

    David H. Stevens, CMB, President and Chief Executive Officer, Mortgage Bankers Association

    David Stevens, CMB is President and CEO of the Mortgage Bankers Association (MBA). Prior to assuming this position, Dave served as the Assistant Secretary for Housing and Federal Housing Commissioner at the U.S. Department of Housing and Urban Development (HUD).  Dave has more than 30 years of experience in mortgage finance and has held several executive level positions in sales, acquisition, investment, risk management and regulatory oversight, including positions in senior management with Wells Fargo, Freddie Mac and World Savings. Prior to his appointment by the Obama Administration to serve at HUD, Dave was President and COO of the Long and Foster Companies.  He is known inside the beltway as a key housing influential; serving as an industry authority on major mortgage finance legislative and regulatory issues. Dave is often quoted in the national media and regularly appears trade media on issues affecting the mortgage and housing markets.  In 2013, Dave received the National Association of Hispanic Real Estate Professionals (NAHREP) Founders Award, presented to individuals that have distinguished themselves by their work in support of sustainable Hispanic homeownership to improve the quality of life for Hispanics in America. He has been named to Bloomberg’s “50 Most Powerful People in Real Estate” list, and twice recognized as one of the “Top 100 Most Influential Real Estate Leaders” by Inman News and named one of Swanepoel REAL ESTATE TRENDS Report’s top ten "Newsmakers" of the year.  He currently serves on the Hope Loan Port board of directors, the board of MBA Opens Doors Foundation, MBA's national 501(c) 3 nonprofit organization for philanthropic ventures, and as an advisory board member of the newly formed J. Ronald Terwilliger Foundation for Housing America's Families.

    Dave Lowman, Executive Vice President, Single Family Business, Freddie Mac

    David Lowman was named executive vice president for the Single-Family business in May 2013. He is a member of the company's senior operating committee and reports directly to CEO Don Layton.  As head of Single-Family, Mr. Lowman has broad responsibility for the line of business, including managing the company's relationships with its Seller/Servicers, the performance of Freddie Mac's guarantee book of business, securitization of new business, and all sourcing, servicing and business operations.  He has worked in the mortgage and consumer finance business for over 30 years, serving at some of the nation's largest mortgage operations. Mr. Lowman served as CEO of Chase Home Lending from 2006 to 2011, overseeing $150 billion in annual production and a $1.2 trillion servicing portfolio at what was then the country's third largest mortgage originator and servicer.  Prior to that, he spent a decade in senior leadership roles in various lending businesses of Citigroup, including head of CitiMortgage and Citicorp Trust Bank, FSB. Before joining Citigroup, Mr. Lowman spent 11 years at The Prudential Home Mortgage Company, Inc. in progressively senior leadership roles. He started his career in the Washington, D.C. office of KPMG, where his clients included banks, thrifts and mortgage bankers.

  • What's Ahead: Economic Report and Market Outlook

    Location: Salon I


    Speaker(s)

    Michael Fratantoni, Ph.D., Chief Economist and Senior Vice President, Research and Technology, Mortgage Bankers Association

    Mark Fleming, Ph.D., Chief Economist, First American Financial Corporation

    Ivy Zelman, Chief Executive Officer, Zelman & Associates

    General Session

    Read more Read less

    Chief Economist Michael Fratantoni provides MBA’s most recent industry forecast, latest economic trends and prospects for the US economy, in conjunction with featured guest speakers Ivy Zelman, CEO at Zelman & Associates, and Mark Fleming, Chief Economist at First American Title. Zelman offers insight for homebuilders on the market for new homes based on her company’s extensive surveys of industry executives and rigorous financial analysis, expertise which is relied upon by leading global institutional investors, senior-level company executives and the largest mutual and hedge funds Fleming shares his team’s comprehensive analysis, commentary and forecasts for the real estate and mortgage markets, including his research on mortgage risk.

    Speaker(s)

    Michael Fratantoni, Ph.D., Chief Economist and Senior Vice President, Research and Technology, Mortgage Bankers Association

    Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys, benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO, serves on the CSP's Industry Advisory Group, and is chair of the membership committee of MERS. Prior to joining MBA, Fratantoni worked in the industry in risk management and senior economist roles at Washington Mutual and Fannie Mae.

    Mark Fleming, Ph.D., Chief Economist, First American Financial Corporation

    Mark Fleming serves as the chief economist for First American Financial Corporation, a leading provider of title insurance, settlement services and risk solutions for real estate transactions that traces its heritage back to 1889. In his role, he leads an economics team responsible for analysis, commentary and forecasting trends in the real estate and mortgage markets.  Fleming’s research interests primarily include real estate and urban economics, applied econometrics and mortgage risk. He has published research in the American Journal of Agricultural Economics, Geographic Information Sciences and in the book, “Advances in Spatial Econometrics.” He is a U.S. patent author.  As a trusted and influential voice with 20 years of experience in the mortgage and property information business, Fleming is frequently quoted by national news outlets and industry trade publications, such as The Wall Street Journal, The New York Times and Housing Wire, and he is a regular guest on high-profile broadcast news channels that include CBS, CNBC, Fox Business News and NPR.  Before joining First American, he developed insights and analytical products for CoreLogic, and property valuation models at Fannie Mae.

    Ivy Zelman, Chief Executive Officer, Zelman & Associates

    Ivy Zelman the Chief Executive Officer of Zelman & Associates holds roughly 26 years of experience covering housing and housing-related industries. Founded in October 2007, Zelman & Associates provides analyses across all aspects of the housing spectrum. Ivy’s concept for the firm remains strongly rooted in the ability to perform thematic research overlaid with proprietary surveys to produce unparalleled differentiated value added research.  Ivy continues to be frequently quoted in The Wall Street Journal and appears occasionally as a guest on CNBC. For the past 21 years, Institutional Investor has recognized Ivy as one of the most preeminent figures within the housing industry. Most notably, Institutional Investors - America Research Team rankings placed Ivy and her team with eleven 1st place rankings (1999 – 2004, 2006 – 2007 and 2010 – 2013). Ivy achieved this record over the years, most notably when she called the top of the housing market in 2005. In addition, she reinforced her dominant reputation in the industry by calling the bottom of the housing market in January 2012.

  • Cocktail Reception

    Location: Ballroom Pre-Function I

    General Session

  • Future of Government Lending

    Location: Salon I


    Speaker(s)

    Stanley C. Middleman, President and Chief Executive Officer, Freedom Mortgage Corporation

    Bradley W. Blackwell, Executive Vice President, Housing Policy & Homeownership Growth Strategies, Wells Fargo Home Lending

    Bill Cosgrove, CMB, 2015 Chairman, Mortgage Bankers Association and Chief Executive Officer, Union Home Mortgage Corp.

    David Motley, CMB, 2017 MBA Chairman-Elect and President, Colonial Savings, F.A.

    The Honorable Joseph J. Murin, Chairman Emeritus, Chrysalis Holding

    General Session

    Read more Read less

    Industry leaders representing banks and independents discuss their insights and perspectives on the future of government lending, including the rebuilding of traditional programs and future sources of capital and liquidity.

    Speaker(s)

    Stanley C. Middleman, President and Chief Executive Officer, Freedom Mortgage Corporation

    Stanley C. Middleman is the founder and Chief Executive Officer of Freedom Mortgage Corporation, a national, full-service mortgage banker headquartered in Mount Laurel, NJ. The company is ranked in the top 10 mortgage originators nationally.
    In addition to his role leading Freedom Mortgage, Mr. Middleman is a prominent business strategist within the industry. He is an active member of the Mortgage Bankers Association where he serves on the Residential Board of Governors (RESBOG). The RESBOG is responsible for establishing legislative and regulatory policies and positions on residential lending issues. Mr. Middleman is also a member of the Housing Policy Executive Council (HPEC), an affiliate of the Financial Services Roundtable. The Council advocates for the benefits of a fully competitive and integrated housing market and represents dozens of leading national mortgage finance companies.  Mr. Middleman has served on numerous advisory boards, including Freddie Mac, Ellie Mae, Inc., and Fannie Mae. He has over 30 years’ experience in the financial services industry.

    Bradley W. Blackwell, Executive Vice President, Housing Policy & Homeownership Growth Strategies, Wells Fargo Home Lending

    Brad Blackwell is Executive Vice President and head of Housing Policy & Homeownership Growth Strategies for Wells Fargo Home Lending (WFHL). In this role, Brad is responsible for leading a number of teams including the Housing Policy Team, Diverse Segments Team, Customer & Community Programs Team and The Wells Fargo Housing Foundation. These groups focus on enabling sustainable homeownership through the development of housing policy and strategies to implement and promote products and programs that build stronger communities and fill gaps (at-scale) for veteran, minority, low-to-moderate income and other borrowers to whom access to credit needs to be strengthened.
    Most recently, Brad led the Portfolio Lending group for WFHL; building industry leading portfolio capabilities. And prior to that, he spent over a decade as EVP, Retail National Sales Manager for WFHL.

    Bill Cosgrove, CMB, 2015 Chairman, Mortgage Bankers Association and Chief Executive Officer, Union Home Mortgage Corp.

    Bill Cosgrove, served as the 2015 Chairman of the Mortgage Bankers Association. He is the Owner and CEO of Union Home Mortgage Corp. headquartered in Strongsville, Ohio. His mortgage banking career began in 1986 as a residential loan officer. In 1994 Mr. Cosgrove joined Union National Mortgage Co. and in 1998 was named President. Mr. Cosgrove purchased and became 100% stockholder of the company in 1999. In 2013, the Company’s name was changed to Union Home Mortgage Corp. to reflect the Company’s mission of supporting successful homeownership in America. In 2007-2008 Mr. Cosgrove was President of the Ohio Mortgage Bankers Association. He is the first person from Ohio to serve as both President of the Ohio MBA and Chairman of National MBA. He has served the National Mortgage Bankers Association’s Residential Board of Governors, the Steering Committee of RESBOG and currently serves the Board of Directors as Chairman. From 2008 to 2010, Bill was the National Chairman for MBA’s MORPAC Committee. This prestigious appointment consists of leading the fund raising efforts for MORPAC throughout the country. MORPAC raised $1.1 million for industry activism during Bill’s Chairmanship of MORPAC. In 2000 at the age of 38 he was named in Crain’s Cleveland Business “40 under 40” honored as one of the top 40 young executives in Northeast Ohio. In 2003 Mr. Cosgrove was inducted into the Bedford, Ohio High School Distinguished Hall Of Fame for his accomplishments in Mortgage Banking. In 2004, he earned the coveted Certified Mortgage Banker designation (CMB). In 2008, he was awarded the distinguished Hoddup Award for his many contributions to the Ohio Mortgage Bankers Association and In 2011 Bill was awarded the National Mortgage Bankers Associations Burton C. Wood, National Legislative Service Award for his superior legislative efforts representing the mortgage banking industry and in 2016 Bill was awarded MBA’s Andrew Woodward Distinguished Service Award – the honest honor bestowed on an individual of the association. Mr. Cosgrove has testified on behalf of the industry in Washington D.C before the House Financial Services Sub Committee, Senate Banking Committee and the Ohio House of Representatives. He has been interviewed by national publications, The Wall Street Journal, USA Today, numerous trade publications, national and local news networks.

    David Motley, CMB, 2017 MBA Chairman-Elect and President, Colonial Savings, F.A.

    David Motley, Chairman-Elect of the Mortgage Bankers Association, is President of Colonial Savings, F.A. and its divisions -- Colonial National Mortgage and CU Members Mortgage.  David has been an active member of MBA for more than two decades. He has served on MBA's Board of Directors for six years, and has served on MBA's Residential Board of Governors (RESBOG) since 2008, including two years as RESBOG Chair. David has participated on MBA's Secondary and Capital Markets, Residential Loan Production and Loan Administration Committees, and as the Servicing-21 Working Group Co-Chair. He has received MBA's Andrew D. Woodard Distinguished Service and Top 25 Member Heads of Mortgage Awards.

    The Honorable Joseph J. Murin, Chairman Emeritus, Chrysalis Holding

    Joseph J. Murin is Chairman Emeritus of Chrysalis Holding as well as the Chairman of JJAM Financial LLC, a financial services holding company.  Over the course of a career spanning forty-five years, Mr. Murin has served as President of the Government National Mortgage Association (Ginnie Mae), leading the agency through one of the industry’s most challenging periods (2008 – 2009).  Under his leadership, Ginnie Mae provided much-needed liquidity to the industry while growing its portfolio from $350 billion to $840 billion.  During that time, Ginnie Mae also expanded its penetration into Asian markets from 30% to 48%.  Mr. Murin also co-founded The Collingwood Group, LLC, a leading Washington D.C.-based strategic consulting firm. He has served as the CEO or at similar leadership-level positions with companies such as ANC Acquisitions (a Fortress Investment Group company); Century Mortgage, Basis 100, Lender’s Service Inc., and MSNi LLC.  Mr. Murin is actively involved with the board of trustees as Investment Committee Chairman for Point Park University in Pittsburgh, PA and Chairman of the Governance committee of the board of directors for Cherry Hill Mortgage Investments.

Friday, March 3, 2017

  • Breakfast

    Location: Ballroom Pre-Function I

    Breakfast

  • Registration

  • Innovation in the Mortgage Marketplace

    Location: Salon I


    Speaker(s)

    David Zitting, CMB, Chief Executive Officer, Primary Residential Mortgage, Inc.

    Rodrigo López,CMB, 2017 MBA Chairman and Executive Chairman, NorthMarq Capital Finance, L.L.C.

    Andrew Bon Salle, Executive Vice President, Single Family Business, Fannie Mae

    Thomas L. Wind, President, Mortgage Division, U.S. Bank Home Mortgage

    General Session

    Read more Read less

    MBA’s 2017 Chairman, Rodrigo Lopez, CMB, has made industry technology a focus for his term, seeing it as the transformational engine that will lead to change in our business. Join him as he interviews industry leaders on the latest trends in technology and operations that will drive future business through greater marketplace efficiency and responsiveness.

    Speaker(s)

    David Zitting, CMB, Chief Executive Officer, Primary Residential Mortgage, Inc.

    Dave Zitting is President and Chief Executive Officer and one of PRMI’s founding partners. Dave is an innovative leader with over 25 years of mortgage-banking experience. Early on in his career Dave worked in mortgage operations, and quickly moved into sales as a Mortgage Loan Originator - and eventually helped form Primary Residential Mortgage, Inc (PRMI) in 1998. PRMI is a national retail mortgage-banking company funding in excess of six-billion dollars in annual loan volume. PRMI enjoys agency seller-servicer status with Fannie, Freddie, and Ginnie - along with seller relationships with the top industry counter-party aggregates. As CEO, Dave is responsible to provide global leadership and direction in all areas and complexities of PRMI, with a emphasis on determining and executing PRMI’s strategic direction. Dave has been involved in multiple areas of MBA, including RESBOG - recently appointed to RESBOG Advisory, and MBA Board of Directors. Dave also earned his Certified Mortgage Banker designation in 2015.

    Rodrigo López,CMB, 2017 MBA Chairman and Executive Chairman, NorthMarq Capital Finance, L.L.C.

    Rodrigo López, Chairman of the Mortgage Bankers Association, is the Executive Chairman of NorthMarq Capital, a leading commercial mortgage banking company in the United States.  Rodrigo has been actively involved with MBA for almost three decades. He is a former Chairman of MBA's Commercial/Multifamily Board of Governors. He has served on the Association's Board of Directors since 2009, along with a previous stint on the board in 2003 and 2004. Rodrigo was the recipient of MBA's Distinguished Member Award in 2010, MBA's Burton C. Wood Legislative Service Award in 2002, and MBA's Master Faculty Award in 2000. He also received MBA's Certified Mortgage Banker (CMB) designation.

    Andrew Bon Salle, Executive Vice President, Single Family Business, Fannie Mae

    Andrew Bon Salle is Executive Vice President – Single-Family Business at Fannie Mae, a leading source of liquidity in the U.S. residential housing market. Reporting to the President and Chief Executive Officer, Mr. Bon Salle is responsible for all aspects of the Single-Family business, including engagement with customers, managing the performance of the credit portfolio, and overseeing all capital markets activities. Mr. Bon Salle also leads the company’s efforts to integrate with the Common Securitization Platform. Most recently, Mr. Bon Salle served as Fannie Mae's Senior Vice President and Head of Underwriting and Pricing and Capital Markets, overseeing the company’s credit risk management and pricing strategies to maximize the profitability of the single-family credit book throughout different economic cycles. During his tenure at Fannie Mae, Mr. Bon Salle has held many positions within Capital Markets including Senior Vice President, where he managed the Single-Family Products Group, providing lender execution services such as mortgage-backed securities (MBS) and structured product sales and trading, whole loan acquisition and conduit activities, and early funding transactions. Prior to joining Fannie Mae in 1993, Mr. Bon Salle was Vice President at Hamilton, Carter, Smith & Company, Inc.

    Thomas L. Wind, President, Mortgage Division, U.S. Bank Home Mortgage

    Tom Wind is President of U.S. Bank Home Mortgage. U.S. Bank Home Mortgage is one of the largest originators and servicers of home loans in the United States. The company funded in excess of $53 billion in home mortgages during 2016 and provides loan servicing for approximately 1.9 million customers. U.S. Bank Home Mortgage is a nationwide provider of mortgage lending products through its Retail, Correspondent, Wholesale and Warehouse Finance divisions and has employees in 26 states.  Tom is a mortgage industry veteran with more than 25 years of experience in finance, capital markets and executive leadership roles. He was most recently Executive Vice President of residential and consumer lending, at EverBank Financial Corporation in Jacksonville, FL. During his career, he has held executive positions with some of the nation’s largest lenders including Lehman Brothers, JP Morgan Chase, and CitiMortgage

  • Fireside Chat with Tim Mayopoulos

    Location: Salon I


    Speaker(s)

    Rodrigo López,CMB, 2017 MBA Chairman and Executive Chairman, NorthMarq Capital Finance, L.L.C.

    Timothy J. Mayopoulos, President and Chief Executive Officer, Fannie Mae

    Read more Read less

    MBA Chairman Rodrigo Lopez hosts a conversation with Fannie Mae’s Tim Mayopoulos about the future of the primary and secondary markets and how technology may impact traditional roles.

    Speaker(s)

    Rodrigo López,CMB, 2017 MBA Chairman and Executive Chairman, NorthMarq Capital Finance, L.L.C.

    Rodrigo López, Chairman of the Mortgage Bankers Association, is the Executive Chairman of NorthMarq Capital, a leading commercial mortgage banking company in the United States.  Rodrigo has been actively involved with MBA for almost three decades. He is a former Chairman of MBA's Commercial/Multifamily Board of Governors. He has served on the Association's Board of Directors since 2009, along with a previous stint on the board in 2003 and 2004. Rodrigo was the recipient of MBA's Distinguished Member Award in 2010, MBA's Burton C. Wood Legislative Service Award in 2002, and MBA's Master Faculty Award in 2000. He also received MBA's Certified Mortgage Banker (CMB) designation.

    Timothy J. Mayopoulos, President and Chief Executive Officer, Fannie Mae

    Timothy J. Mayopoulos is Fannie Mae's President and Chief Executive Officer (CEO), and a member of the company's Board of Directors.  Mr. Mayopoulos joined Fannie Mae shortly after it was placed in conservatorship during the financial crisis, and he has played an integral role in the successful recovery of the company. As President and CEO, Mr. Mayopoulos is focused on sustaining Fannie Mae’s efforts to support the U.S. mortgage market and on driving the company's contributions to creating a better housing finance system for the future. Under his leadership, Fannie Mae has made great strides in transferring credit risk to private capital to better protect taxpayers. Fannie Mae is committed to serving its customers and the market with solutions that promote sustainable homeownership. The company is creating new tools – and enhancing its existing foundational resources – to support lenders. Fannie Mae has also continued to play a major role in providing mortgage credit, assisting troubled homeowners, building a strong new book of business, and paying taxpayers for their investment in the company. As of September 30, 2016, Fannie Mae has paid dividends of $151.4 billion to the U.S. Treasury on its investment in the company.  Mr. Mayopoulos brings more than 25 years of experience to his leadership post. He joined Fannie Mae in April 2009 as Executive Vice President, General Counsel, and Corporate Secretary, and in 2010 he was appointed Chief Administrative Officer. Prior to joining Fannie Mae, Mr. Mayopoulos was Executive Vice President and General Counsel of Bank of America Corporation. Previously, he served in senior management roles at Deutsche Bank AG, Credit Suisse First Boston, and Donaldson, Lufkin & Jenrette, Inc. Mr. Mayopoulos serves on the Board of Directors of Science Applications International Corporation (SAIC), a technology and engineering company based in McLean, Virginia.

  • Epic Ski Race

    Location: Beaver Creek Mountain Epic Course

    Special Event

  • Assessing the Market for Non-Agency Product

    Location: Salon I


    Speaker(s)

    Rajeev V. Date, Managing Director, Fenway Summer Ventures

    Matthew Nichols, Chief Executive Officer and Founder, Deephaven Mortgage

    Chris George, 2017 MBA Vice Chairman, Founder, President and Chief Executive Officer, CMG Financial

    Matt Tomiak, Managing Director, Redwood Trust Inc.

    General Session

    Read more Read less

    This panel brings together market leaders exploring private-capital liquidity as an alternative to traditional government-financed mortgage products. Learn about the opportunities and path forward.

    Speaker(s)

    Rajeev V. Date, Managing Director, Fenway Summer Ventures

    Raj Date is the Managing Director of Fenway Summer Ventures; an early stage venture capital firm focused on financial services.  Before founding Fenway Summer, Raj was the first-ever Deputy Director of the U.S. Consumer Financial Protection Bureau (CFPB). He also served on the senior staff committee of the Financial Stability Oversight Council, and as a statutory deputy to the FDIC Board.  Before being appointed Deputy Director, Raj acted as the interim leader of the new agency, serving as the Special Advisor to the Secretary of the Treasury. He led the CFPB for most of the first six months after its launch.  Prior to his time in public policy, Raj was a Managing Director in the Financial Institutions Group at Deutsche Bank Securities, where he led the firm’s investment banking coverage for the largest U.S.-based banks and thrifts. Before that, Raj was Senior Vice President for Corporate Strategy and Development at Capital One Financial, where he led M&A development efforts across the U.S. banking and specialty finance markets. He began his business career in the financial institutions practice of the consulting firm McKinsey & Company.

    Matthew Nichols, Chief Executive Officer and Founder, Deephaven Mortgage

    Matt Nichols is the CEO and Founder of Deephaven Mortgage. Deephaven is the leading purchaser of Non-QM loans and works closely with originators to help them develop products to reach borrowers unserved by today’s mortgage market. Deephaven was founded in 2012 and was acquired in 2014 by funds managed by Varde Partners, a $10 billion global investment firm. Prior to founding Deephaven, Mr. Nichols was a Managing Director at Goldman Sachs where he ran the Residential Mortgage Loan Business. Over his twelve years at Goldman, Mr. Nichols built and ran multiple non-agency loan acquisition, origination, servicing, and securitization businesses.

    Chris George, 2017 MBA Vice Chairman, Founder, President and Chief Executive Officer, CMG Financial

    Christopher M. George, Vice-Chairman of the Mortgage Bankers Association, is the founder, President and CEO of CMG Financial, a privately held Mortgage Bank, headquartered in San Ramon, California.  In addition to his role at CMG Financial, George has served on the MBA's Board of Directors since 2012, is a member of MBA's Independent Mortgage Bankers Executive Council and MBA's Consumer Affairs Advisory Council, as well as an active member of MBA's advocacy efforts. Additionally, George is past Chairman for California Mortgage Bankers Association and has served on many advisory boards and task forces within the industry.

    Matt Tomiak, Managing Director, Redwood Trust Inc.

    Matthew J. Tomiak is currently a Managing Director, employed by Redwood Trust since February 2014.  Prior to joining Redwood, Mr. Tomiak was a Senior Vice President at Bank of America where he focused on mortgage liquidity and financing alternatives. Previously, Mr. Tomiak was a founding member of 12th Street Capital, LLC, a broker dealer which eventually became a division of GFI Group Inc. and a Senior Vice President at Countrywide Securities Corporation where he was responsible for RMBS issuance. Mr. Tomiak began his career as an attorney at Sidley Austin Brown.

  • Cocktail Reception

    Location: Ballroom Pre-Function I

    Reception

  • Dinner with Featured Speaker

    Location: Salon I


    Speaker(s)

    Esther George, President and Chief Executive Officer, Federal Reserve Bank of Kansas City

    Read more Read less

    Join us for dinner and remarks from distinguished guest speaker Esther George who will provide insight on the Federal Reserve as it pertains to the real estate finance market.

    Speaker(s)

    Esther George, President and Chief Executive Officer, Federal Reserve Bank of Kansas City

    Esther L. George is president and chief executive officer of the Federal Reserve Bank of Kansas City. She is a member of the Federal Open Market Committee, which sets U.S. monetary policy.  She has more than 30 years of experience in the Federal Reserve, with her early career primarily focused on regulatory oversight of banks and financial holding companies in seven states. She was directly involved in the banking supervision and discount window lending activities during the banking crisis of the 1980s and post-9/11. During the most recent financial crisis, she served as the acting director of the Federal Reserve Board’s Division of Banking Supervision and Regulation in Washington, D.C.  She has served as President of the Bank since October 2011, and currently leads the Federal Reserve’s efforts to modernize the US payments system. She hosts the Federal Reserve Bank of Kansas City’s international Economic Policy Symposium in Jackson Hole, Wyoming.

Saturday, March 4, 2017

  • Breakfast

    Location: Ballroom Pre-Function I

    Breakfast

  • Registration

  • MSR Liquidity - An Opportunity or Challenge?

    Location: Salon I


    Speaker(s)

    Austin Tilghman, President and Chief Executive Officer, United Capital Markets, Inc.

    Robert M. Couch, CMB, Counsel, Bradley Arant Boult Cummings LLP

    Seth D. Sprague, CMB, Executive Vice President, Phoenix Capital, Inc.

    Brian Hale, Chief Executive Officer, Stearns Lending, LLC

    General Session

    Read more Read less

    MSR liquidity continues to be a hot industry topic. A panel of key industry leaders debate the challenges and opportunities.

    Speaker(s)

    Austin Tilghman, President and Chief Executive Officer, United Capital Markets, Inc.

    Austin Tilghman is the founder, President and Chief Executive Officer of UCM, one of the leading MSR Hedge Advisory firms. In that role, he is responsible for overall management as well as marketing and trading supervision. Mr. Tilghman is a thirty-five year veteran of the mortgage-backed securities and interest rate derivatives markets. While at J.P. Morgan, Austin ran the mortgage banking desk and headed a design team to offer the first MSR specific products to mortgage bankers. Austin is a frequent panelist at national and state conferences.

    Robert M. Couch, CMB, Counsel, Bradley Arant Boult Cummings LLP

    Rob Couch is counsel at Bradley Arant Boult Cummings LLP. His focus is on mortgage lenders and investors; affordable housing; regulatory matters involving HUD, Ginnie Mae, FHA and other government sponsored enterprise matters; and governmental affairs.  He previously served as General Counsel of the U.S. Department of Housing and Urban Development (HUD) In that role, he acted as the chief legal advisor to the Secretary, Deputy Secretary and other principal staff. Prior to his position with HUD, Rob served as President of Ginnie Mae.  Rob has a wealth of private sector skills and experience. Prior to his government service, he was President and Chief Executive Officer of New South Federal Savings Bank in Birmingham, at the time the largest thrift in Alabama.  An active member of the mortgage banking industry, Rob is a former Chairman and a member of the Board of Directors of the Mortgage Bankers Association of America. He has also served as President of the Mortgage Bankers Association of Alabama.  Rob is a Certified Public Accountant (inactive) and a Certified Mortgage Banker (master certificate).

    Seth D. Sprague, CMB, Executive Vice President, Phoenix Capital, Inc.

    Seth D. Sprague CMB, Executive Vice President of Phoenix Capital, Inc. joined Phoenix in 2013 after more than ten years with SunTrust Mortgage managing their mortgage servicing rights (“MSR”) portfolio valuation process as well as their periodic MSR transactions. Seth’s primary duties at Phoenix include managing bulk and flow MSR transactions, advising on analytic and valuation strategies, and participating in strategic business development activities as the MSR market continues to evolve. Seth has a total of over 20 years of mortgage banking and servicing valuation experience at a variety of firms including SunTrust Mortgage, Bank of America Mortgage, United Financial / Matrix Financial and KPMG LLP.  Seth serves on a number of committees with the Mortgage Bankers Association (“MBA”) including the Financial Management Steering Committee and the Servicing Compensation Working Group. Seth has been an instructor with the MBA’s School of Mortgage Banking Program since 2007 and is a frequent speaker at various other MBA conferences.

    Brian Hale, Chief Executive Officer, Stearns Lending, LLC

    Brian Hale is the Chief Execuive Officer at Stearns Lending.  Brian has over a 35+ year veteran of the mortgage business, and one of the most recognized executives in the mortgage banking industry. He has led the explosive growth of Stearns Lending, as its CEO, since 2012. Prior, he held a number of senior executive positions with mortgage banking leaders including MetLife Home Loans, Bank of America and Countrywide Home Loans, and Wells Fargo Home Loans. He currently sits on both the Fannie Mae and Freddie Mac advisory boards.  In recognition for his contributions to the growth of the housing economy and its various segments, Brian received the prestigious HousingWire Vanguard Award in 2015. Mortgage Executive Magazine named him one of the 100 Most Influential Mortgage Executives in America for each of the past four years, and he has been honored by American Banker Magazine as one of the Top 10 Most Interesting People in the Industry. Today, Brian is a highly sought-after speaker, having delivered industry-based lectures at top educational institutions such as The Fuqua School of Business at Duke University. He is a frequent speaker and panelist at numerous events and conferences, both inside and outside the mortgage banking industry.

Our Sponsors

Premier

Gold

Silver

Bronze