2019 Schedule

Check out our final schedule from MBA's National Secondary Market Conference & Expo 2019 to get a sense of what to expect in 2020!

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Saturday, May 18, 2019

Sunday, May 19, 2019

  • Registration

    Location: 45th St. Registration Desk,
    5th Floor

    Registration

  • Committee Meeting

  • Press Room (Credentialed Media Only)

    Location: Belasco,
    5th Floor

    Press Event

  • Special Session: Bringing Private Capital Back to the Marketplace

    Location: Broadway Ballroom,
    6th Floor


    Speaker(s)

    Matthew Tomiak, Managing Director, Structured Finance, Redwood Trust Inc.

    Eric Kaplan, Director, Housing Finance Program, Milken Institute – Center for Financial Markets

    Liam Sargent, Global Head, Asset Backed and Non-Agency Mortgage Trading and Syndication for J.P. Morgan Securities, Head, Capital Markets, Home Lending, Chase

    Christopher M. George, 2019 MBA Chairman, Founder, President and Chief Executive Officer, CMG Financial

    James Bennison, Executive Vice President, Alternative Markets, Arch Mortgage Insurance Company

    Special Session

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    Industry executives share their different perspectives on recent attempts to attract greater levels of private capital to the market, including innovative lending, private-label RMBS issuance, risk transfers from the GSEs and others. Learn about these developments, including strategies for increasing the role of private capital and what the panelists expect to see moving forward.

    Speaker(s)

    Matthew Tomiak, Managing Director, Structured Finance, Redwood Trust Inc.

    Matthew J. Tomiak joined Redwood in February 2014 and is currently the Managing Director of Structured Finance. Prior to joining Redwood, Mr. Tomiak was a Senior Vice President at Bank of America where he focused on mortgage liquidity and financing alternatives. Previously, Mr. Tomiak was a founding member of 12th Street Capital, LLC, a broker dealer which eventually became a division of GFI Group Inc. Mr. Tomiak began his career as an attorney at Sidley Austin Brown & Wood.

    Eric Kaplan, Director, Housing Finance Program, Milken Institute – Center for Financial Markets

    As director of the non-partisan Milken Institute’s housing finance program, Eric Kaplan works with government and industry stakeholders to identify and solve for issues in the housing finance ecosystem. Prior to Milken, Eric worked with Lewis Ranieri as managing partner of structured finance at Ranieri Strategies, and as head of mortgage finance at Shellpoint Partners, launching its post-crisis non-agency securitization platform. Eric brings 25 years of housing and mortgage experience across a variety of finance, legal, and policy roles. He currently serves on the board of directors of MISMO and the Cameron Kravitt Foundation, and previously served on the SFIG board of directors. A leading advocate for RMBS reform, Eric spearheaded and chaired SFIG’s “RMBS 3.0” task force, and also served as a working group co-chair of the U.S. Treasury PLS Initiative.

    Liam Sargent, Global Head, Asset Backed and Non-Agency Mortgage Trading and Syndication for J.P. Morgan Securities, Head, Capital Markets, Home Lending, Chase

    Liam Sargent is the Global Head of Asset Backed and Non-Agency Mortgage Trading and Syndication for J.P. Morgan Securities and Head of Capital Markets for Home Lending at Chase.  He manages a team of traders charged with making markets in Asset Backed and Mortgage Backed Securities and new issue syndication. Products traded include Student Loan, Credit Card, Auto Loan, Equipment Lease and Residential Mortgage Backed Securities. In Mortgage Banking, Liam is charged with origination pricing and hedging of all mortgage production and managing the retained mortgage risk.  Before joining J.P. Morgan, Liam was a Managing Director at Merrill Lynch. He was the Chief Investment officer of the Merrill Lynch Banks where he managed over $40 billion in assets, including a structured products portfolio as well as mortgage originations.  Prior to joining Merrill Lynch, Liam worked in mortgage and asset backed investment banking with Prudential Securities and Deutsche Bank Securities. He also managed index funds for U.S. Trust and AMBAC Financial

    Christopher M. George, 2019 MBA Chairman, Founder, President and Chief Executive Officer, CMG Financial

    Christopher M. George, Chairman of the Mortgage Bankers Association, is the founder, President and CEO of CMG Financial, a privately held Mortgage Bank, headquartered in San Ramon, California. The company conducts business in 50 states and the District of Columbia and holds federal agency lending approvals with HUD, VA, RHS, GNMA, Fannie Mae and Freddie Mac.  Founded in 1993, the company is widely known for responsible lending practices, industry and consumer advocacy, market innovation and operational agility. Under George's direction, CMG Financial has developed into a robust firm making its products and services available to the market nationally through three distinct origination channels including wholesale, correspondent and retail lending which also serves the home builder, real estate and credit union communities. CMG Financial offers a variety of home financing solutions including their proprietary products and programs, such as the All In One Home LoanTM, which facilitates faster loan payoff, and HomeFundItTM, to enable buyers to raise their down payment.  In addition to his role at CMG Financial, George has served on the MBA's Board of Directors since 2012, is a member of MBA's Independent Mortgage Bankers Executive Council and MBA's Consumer Affairs Advisory Council, as well as an active member of MBA's advocacy efforts. George serves on the Board of Directors for MBA's Opens Doors FoundationTM. He is the immediate past Chairman of MBA's Diversity and Inclusion Committee. Additionally, George is past Chairman for California Mortgage Bankers Association and has served on many advisory boards and task forces within the industry.  In 2012, George established the CMG Foundation, a philanthropic endeavor to support non-profit organizations at both the community and national levels. To date the CMG Foundation has provided valued funding for the Gary Sinise Foundation's R.I.S.E. program, MBA's Opens Doors FoundationTM, Homes for Our Troops, and the Cancer Support Community SF Bay Area programs, as well as benefitting a host of other local organizations.

    James Bennison, Executive Vice President, Alternative Markets, Arch Mortgage Insurance Company

    James Bennison is Executive Vice President of Alternative Markets for Arch Capital Group (US) Inc. (“Arch”). He has nearly 30 years of experience as an Investor and Investment Banker in the structured finance market. At Arch, he responsible for executing the firm’s mortgage insurance credit risk transfer transactions and managing the structured mortgage insurance business. Prior to joining Arch, he was a Senior Vice President and Head of Capital Markets for Genworth Financial’s US Mortgage Insurance business. His experience includes establishing and managing the Structured Finance business at SunTrust Capital Markets. He was also a co-founder and Managing Principal of Terminus Asset Management, a structured securities asset manager. Additionally, he held various positions at The Money Store Inc., Structured Finance Advisors and ING Investment Management. He holds a BS in Economics from The University of the South and is a Chartered Financial Analyst (“CFA”).

  • Opening Reception in THE HUB: The Room Where it Happens

    Location: Westside Ballroom,
    5th Floor

Monday, May 20, 2019

  • Registration

    Location: 45th St. Registration Desk,
    5th Floor

    Registration

  • Member Engagement Suite

    Location: Majestic,
    6th Floor

    Member Services Event

  • Press Room (Credentialed Media Only)

    Location: Belasco,
    5th Floor

    Press Event

  • Continental Breakfast

    Location: Broadway Ballroom Foyer,
    6th Floor

    Breakfast

  • Opening General Session: Dr. Mohamed El-Erian’s View on the Economy

    Location: Broadway Ballroom,
    6th Floor


    Speaker(s)

    Dr. Mohamed El-Erian, Chief Economic Advisor, Allianz

    Robert D. Broeksmit, CMB, President and Chief Executive Officer, Mortgage Bankers Association

    D. Steve Boland, 2019 MBA Board Member

    General Session

    Read more Read less

    After an industry welcome by MBA leadership, featured speaker Mohamed El-Erian discusses our current economic path, underpinned by central bank policy experimentation, including the impact on the real estate sector both domestically and globally. He points to signposts around us – rising inequality, sluggish growth, political tensions – and their correlation to volatile financial markets. He dissects continued pressures that warrant radically different monetary policy, and then offers his vision for a renewed global economy, prosperity and financial stability.

    Speaker(s)

    Dr. Mohamed El-Erian, Chief Economic Advisor, Allianz

    Mohamed A. El-Erian has worked on economic and financial issues in both the public and private sectors. Currently, he is the Chief Economic Advisor at Allianz, the corporate parent of PIMCO where he formerly served as chief executive and co-chief investment officer (2007-14), a columnist for Bloomberg View, a contributing editor at the Financial Times, and a member of the UnderArmour and several non-profit boards. He chairs Allianz International Advisory Board and, from December 2012 to January 2017, chaired President Obama’s Global Development Council.  Having served for 15 years as an international civil servant at the IMF in Washington DC, Dr. El-Erian first joined PIMCO in 1999 and was a senior member of PIMCO's portfolio management and investment strategy group. He rejoined the company at the end of 2007 after serving for two years as president and CEO of Harvard Management Company, the entity that manages Harvard’s endowment.  El-Erian has published widely on international economic and finance topics. His 2008 book, When Markets Collide, was a New York Times and Wall Street Journal bestseller, won the Financial Times/Goldman Sachs Business Book of the Year and was named a book of the year by The Economist and one of the best business books of all time by the Independent (UK). His 2016 book, The Only Game in Town: Central Banks, Instability and Avoiding the Next Collapse, was also a New York Times bestseller.  Among the many recognitions, El-Erian was named to Foreign Policy’s list of “Top 100 Global Thinkers” for four years in a row and, in 2017, to Investment News’ list of 20 market “icons and innovators.” In both 2016 and 2017, Linked-In named him as one of its top three “voices” among its “influencers.” Since 2014, he has been on the jury for the annual for the Financial Times/McKenzie Book of the Year award. He is a member of the Council on Foreign Relations (CFR).  El-Erian co-chairs the capital campaign for Cambridge University and its colleges. He has served on several boards and committees, including the U.S. Treasury Borrowing Advisory Committee, the International Center for Research on Women, the Peterson Institute for International Economics, the IMF's Committee of Eminent Persons, New America, and the New York Fed’ Investor Advisory Committee on Financial Markets. He is currently a board member of several non-profits, including the National Bureau of Economic Research (NBER – Executive Committee), the Carnegie Endowment for International Peace (Vice-Chair), KAUST, Interlochen, and the OCSA Foundation. Since 2007, he has been Chair of Microsoft’s Investment Advisory Board and, since 2017, serves on the external advisory board for Investcorp. He has advised several central banks and finance ministries.  El-Erian has received numerous awards and recognition for his economics, financial industry and philanthropic activities, including named to the Fixed Income Hall of Fame and receiving the Ukleja Center’s Nell and John Wooden Ethics in Leadership award, the Creative Leadership Award by the Louise Blouin Foundation, the Egyptian Cancer Network’s Lifetime Achievement Award for his support of cancer treatment and cures, and the Middle East Institute’s Visionary Award. He was named by Investment News as an “Icon and Innovator.”  El-Erian is a regular participant in economic and financial conferences, including at the BIS, the Bank of England, the G-20, the IMF, the World Bank and several private sector events. Among his many speeches, he delivered the Per Jacobsson Foundation Lecture in Washington D.C, the Homer Jones Memorial Lecture at the Federal Reserve Bank of St. Louis, the Bagehot speech at The Economist, the luncheon keynote at the IMF's Annual Research Conference, and others at several CFA society and financial industry events. He appears regularly on television, particularly BBC, Bloomberg, CNBC, Fox Business and CNN.

    Robert D. Broeksmit, CMB, President and Chief Executive Officer, Mortgage Bankers Association

    Robert (Bob) Broeksmit is President and CEO of the Mortgage Bankers Association (MBA). Bob is a senior finance executive and corporate officer with a 33-year career in the mortgage sector. He has directed all aspects of lending activities, including marketing, sales, operations, secondary marketing, loan servicing, and default management. He has also served as a mortgage underwriting expert testifying on many large, high-profile cases.  Prior to joining MBA in 2018, Bob served as President and Chief Operating Officer with Treliant, heading the firm's mortgage litigation support practice and serving diverse financial services clientele including large banks, independent mortgage lenders, community banks, credit unions, and service providers to the mortgage industry. As a Washington-based financial services consultancy, Treliant's mortgage practice included strategic advisory for executive management and corporate boards; litigation defense, including file reviews, litigation strategy, expert reports, and expert testimony; CFPB examination preparation and implementation of mortgage regulations promulgated by the CFPB and other regulators; and operational aspects of mortgage banking, ranging from origination to servicing and loss mitigation.  Before Treliant, Bob held senior leadership positions in the mortgage business, including fourteen years with Chevy Chase Bank (including after its purchase by Capital One), where he was Executive Vice President and President of its B.F. Saul Mortgage Company subsidiary. Bob also was a Vice President at Prudential Home Mortgage for seven years. He has overseen annual originations of $9 billion, a balance sheet of $10 billion in residential mortgages, and a servicing portfolio of $20 billion. He also held positions at Great Western Mortgage, Krupp Residential Mortgage, and The Money Store.  Bob has served as the Chairman of the Mortgage Bankers Association's Residential Board of Governors and as a member of its Board of Directors. Firms under his leadership have garnered multiple awards for servicing operations excellence, including Freddie Mac's Tier One and Hall of Fame designations. He is a Certified Mortgage Banker (CMB).

    D. Steve Boland, 2019 MBA Board Member

    D. Steve Boland is the Head of Consumer Lending for Bank of America, one of the world’s leading financial services companies, responsible for ~$100 billion in annual originations and a $300 billion Consumer Balance Sheet. He is also the Head of the Retail segment for Consumer & Small Business and is a member of Bank of America’s Management Committee.  Each business he leads is focused on delivering a distinctive yet consistent client experience through competitive product offerings, quality loan production, and operational excellence based on a client’s unique attributes and relationship with us.  Boland previously served as the Home Loans Fulfillment and Underwriting executive, National Mortgage Outreach executive, and Global Wealth and Investment Management (GWIM) Mortgage Solutions Group executive. His financial services career began in 1990 in Florida at NCNB, a predecessor of Bank of America.  Boland is one of the Vice Chairs for Bank of America’s Global Diversity and Inclusion Council. He represents Bank of America as a member of the Mortgage Bankers Association (MBA) Board of Directors and is also a member of the Executive Leadership Council. Boland is currently on the Greater Charlotte Cultural Trust Board as well as the University of Minnesota Carlson School of Management Information Decision Sciences Strategic Advisory Board. He has previously served on the boards of numerous housing-related nonprofit organizations, as well as on the Board of Trustees of The Chandler School in Pasadena, California and the MBA Residential Board of Governors.  In the course of his career, he has been recognized with several prestigious professional honors. These include being named to Black Enterprise Magazine’s 2017 list of the Most Powerful Executives in Corporate America, 75 Most Powerful Blacks on Wall Street in 2011, and 75 Most Powerful African-Americans in Corporate America in 2005. Most recently, Boland was awarded with Bank of America’s Black Executive Leadership Council Vanguard Award for being at the forefront of advocating, sponsoring, promoting and overall investing in Black talent.

  • COFFEE SPOT in THE HUB

    Location: Westside Ballroom,
    5th Floor

    HUB Event,

    Networking Opportunities

  • THE HUB is Open

    Location: Westside Ballroom,
    5th Floor

    HUB Event,

    Networking Opportunities

  • Refreshment Break in THE HUB

    Location: Westside Ballroom,
    5th Floor

    HUB Event,

    Networking Opportunities

  • THE MEETING SPOT: Q&A with Dr. Mohamed El-Erain

    Location: Westside Ballroom,
    5th Floor


    Speaker(s)

    Dr. Mohamed El-Erian, Chief Economic Advisor, Allianz

    HUB Event,

    Press Event

    Read more Read less

    Speaker(s)

    Dr. Mohamed El-Erian, Chief Economic Advisor, Allianz

    Mohamed A. El-Erian has worked on economic and financial issues in both the public and private sectors. Currently, he is the Chief Economic Advisor at Allianz, the corporate parent of PIMCO where he formerly served as chief executive and co-chief investment officer (2007-14), a columnist for Bloomberg View, a contributing editor at the Financial Times, and a member of the UnderArmour and several non-profit boards. He chairs Allianz International Advisory Board and, from December 2012 to January 2017, chaired President Obama’s Global Development Council.  Having served for 15 years as an international civil servant at the IMF in Washington DC, Dr. El-Erian first joined PIMCO in 1999 and was a senior member of PIMCO's portfolio management and investment strategy group. He rejoined the company at the end of 2007 after serving for two years as president and CEO of Harvard Management Company, the entity that manages Harvard’s endowment.  El-Erian has published widely on international economic and finance topics. His 2008 book, When Markets Collide, was a New York Times and Wall Street Journal bestseller, won the Financial Times/Goldman Sachs Business Book of the Year and was named a book of the year by The Economist and one of the best business books of all time by the Independent (UK). His 2016 book, The Only Game in Town: Central Banks, Instability and Avoiding the Next Collapse, was also a New York Times bestseller.  Among the many recognitions, El-Erian was named to Foreign Policy’s list of “Top 100 Global Thinkers” for four years in a row and, in 2017, to Investment News’ list of 20 market “icons and innovators.” In both 2016 and 2017, Linked-In named him as one of its top three “voices” among its “influencers.” Since 2014, he has been on the jury for the annual for the Financial Times/McKenzie Book of the Year award. He is a member of the Council on Foreign Relations (CFR).  El-Erian co-chairs the capital campaign for Cambridge University and its colleges. He has served on several boards and committees, including the U.S. Treasury Borrowing Advisory Committee, the International Center for Research on Women, the Peterson Institute for International Economics, the IMF's Committee of Eminent Persons, New America, and the New York Fed’ Investor Advisory Committee on Financial Markets. He is currently a board member of several non-profits, including the National Bureau of Economic Research (NBER – Executive Committee), the Carnegie Endowment for International Peace (Vice-Chair), KAUST, Interlochen, and the OCSA Foundation. Since 2007, he has been Chair of Microsoft’s Investment Advisory Board and, since 2017, serves on the external advisory board for Investcorp. He has advised several central banks and finance ministries.  El-Erian has received numerous awards and recognition for his economics, financial industry and philanthropic activities, including named to the Fixed Income Hall of Fame and receiving the Ukleja Center’s Nell and John Wooden Ethics in Leadership award, the Creative Leadership Award by the Louise Blouin Foundation, the Egyptian Cancer Network’s Lifetime Achievement Award for his support of cancer treatment and cures, and the Middle East Institute’s Visionary Award. He was named by Investment News as an “Icon and Innovator.”  El-Erian is a regular participant in economic and financial conferences, including at the BIS, the Bank of England, the G-20, the IMF, the World Bank and several private sector events. Among his many speeches, he delivered the Per Jacobsson Foundation Lecture in Washington D.C, the Homer Jones Memorial Lecture at the Federal Reserve Bank of St. Louis, the Bagehot speech at The Economist, the luncheon keynote at the IMF's Annual Research Conference, and others at several CFA society and financial industry events. He appears regularly on television, particularly BBC, Bloomberg, CNBC, Fox Business and CNN.

  • General Session: Market Outlook

    Location: Broadway Ballroom,
    6th Floor


    Speaker(s)

    Michael Fratantoni, Ph.D., Chief Economist and Senior Vice President of Research and Technology, Mortgage Bankers Association

    Laurie Goodman, Founder and Co-Director, Housing Finance Policy Center, Urban Institute

    Steve Abrahams, Senior Managing Director, Amherst Pierpont Securities

    General Session

    Read more Read less

    MBA’s Chief Economist and guest experts provide their outlooks for the economy and implications for the housing and mortgage markets. Their remarks highlight each of the critical trends of importance to the industry.

    Speaker(s)

    Michael Fratantoni, Ph.D., Chief Economist and Senior Vice President of Research and Technology, Mortgage Bankers Association

    Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys, benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO and serves on the CSP's Industry Advisory Group and the membership committee of MERS.  Prior to joining MBA, Fratantoni worked in the industry in risk management and senior economist roles at Washington Mutual and Fannie Mae.

    Laurie Goodman, Founder and Co-Director, Housing Finance Policy Center, Urban Institute

    Laurie Goodman is the founder and co-director of the Housing Finance Policy Center at the Urban Institute. The center is dedicated to providing policymakers with data-driven analyses of housing finance policy issues that they can depend on for relevance, accuracy, and independence.  Before joining Urban Institute in 2013, Goodman spent 30 years as a research analyst and manager at a number of Wall Street firms, including Amherst Securities Group and UBS. Goodman was inducted into the Fixed Income Analysts Hall of Fame in 2009. Laurie currently serves on the board of directors of MFA Financial and Arch Capital Group Ltd., is an advisor to Amherst Capital Management LLC, and a member of Morningstar Credit Ratings Regulatory Governance Board. She has published more than 200 journal articles and has co-authored and co-edited five books.

    Steve Abrahams, Senior Managing Director, Amherst Pierpont Securities

    Steven Abrahams is a Senior Managing Director and Head of Investment Strategy at Amherst Pierpont Securities. He brings 27 years of experience in markets and investment strategy. His team provides analysis and advice for institutional investors in rates, financing markets, corporate credit and securitized products.  Before joining Amherst Pierpont, he served as co-founder and Chief Executive Officer of Milepost Capital Management, an SEC-registered investment adviser serving institutions and private funds, and as a director of MTGE Investment Corp., a publicly traded REIT (MTGE:NASDAQ).  From 2010 to 2016, Steve served as Managing Director and Head of MBS and Securitization Research at Deutsche Bank Securities where he sat on the Global Fixed Income Research Executive Committee and the Fixed Income Research Global Strategy Committee. His Deutsche Bank Securities team covered broad issues in structured finance and portfolio construction including the implications of accounting, regulatory and legislative change. The group consulted to the investment portfolios of most major banks, asset managers, insurers, pensions and hedge funds. Steve has advised policymakers at the US Treasury, the Federal Reserve, the Federal Housing Finance Agency, the Federal Housing Administration, the Federal Home Loan Bank System, the Consumer Finance Protection Bureau and elsewhere.  Steve has served as Managing Director at Citadel Investment Group and, from 2001 to 2008, as Senior Managing Director at Bear Stearns, where his agency MBS and global rates research team was regularly ranked by Institutional Investor. He has also held senior positions at Freddie Mac and Morgan Stanley.

  • Committee Meeting

  • Lunch in THE HUB

    Location: Westside Ballroom,
    5th Floor

    HUB Event,

    Lunch,

    Networking Opportunities

  • General Session: An Update from FHFA

    Location: Broadway Ballroom,
    6th Floor


    Speaker(s)

    The Honorable Mark Calabria, Director, Federal Housing Finance Agency

    General Session

    Read more Read less

    In his first public appearance to the industry, Director Calabria provides an update on the agency's current priorities.

    Speaker(s)

    The Honorable Mark Calabria, Director, Federal Housing Finance Agency

    Dr. Calabria has served as Chief Economist to Vice President Pence since February 2017. Prior to his work in the White House, he was director of financial regulation studies at the Cato Institute. Before joining Cato in 2009, he spent six years as a member of the senior professional staff of the U.S. Senate Committee on Banking, Housing, and Urban Affairs where he handled issues related to housing, mortgage finance, economics, banking and insurance for Ranking Member Richard Shelby (R-AL). Prior to his service on Capitol Hill, Calabria served as deputy assistant secretary for regulatory affairs at the U.S. Department of Housing and Urban Development, and also held a variety of positions at Harvard University’s Joint Center for Housing Studies, the National Association of Home Builders, and the National Association of Realtors.  Dr. Calabria has also been a research associate with the U.S. Census Bureau’s Center for Economic Studies. He has extensive experience evaluating the impacts of legislative and regulatory proposals on financial and real estate markets. 

  • Refreshment Break in THE HUB

    Location: Westside Ballroom,
    5th Floor

  • THE MEETING SPOT: Sports Talk with Walt Frazier

    Location: Westside Ballroom,
    5th Floor


    Speaker(s)

    Walt "Clyde" Frazier, Legendary Commentator of the New York Knicks, and Former Player and Seven-Time NBA All-Star

    HUB Event

    Read more Read less

    Join us for Sports Talk with Walt “Clyde” Frazier, the legendary commentator of the New York Knicks, former player and seven-time NBA All-Star. Known for his trademark rhymes and notable courtside fashion, his solid talking points come from his background as one of the most decorated players in the history of the game. In addition to his sports commentary, Frazier also founded the Walt Frazier Foundation with a mission to help children through mentoring and education. He is an author, currently working on his eighth health and fitness book. When not in New York, Frazier lives in St. Croix where he is a realtor serving the short and long-term rental market. Come meet this dynamic sports figure, author and businessman.

    Speaker(s)

    Walt "Clyde" Frazier, Legendary Commentator of the New York Knicks, and Former Player and Seven-Time NBA All-Star

    Legendary New York City sports icon, Walt “Clyde” Frazier can be seen and heard at every New York Knicks game weighing in with solid sports commentary and well-seasoned talking points. Known to younger basketball generation as “the voice of the Knicks”, Walt Frazier dishes out his trademark rhymes and wows them courtside with his fashionable styles, blending colors, textures and patterns into a mesh of cool retro and today’s latest trends.  Walt Frazier added another dimension to his already colorful career in April of 2012, when he partnered with Michael Weinstein of Ark Restaurants, Corp and opened Clyde Frazier’s Wine & Dine in NYC on 10th Ave and 37th street, a celebration of the unique style of Clyde Frazier. Frazier’s likeness can now also be seen on “The Ride of Fame” double-decker, open-top tour bus riding around NYC with sightseers every day.  Drafted to the NY Knicks in 1967 and their first-round pick, Walt Frazier is one of the most decorated players in the history of the game. Inducted into the basketball Hall Of Fame in 1987, he also holds membership distinction in the Top 50 Players in NBA History and is a seven-time, NBA All-Star.  The star basketball player shows no signs of slowing down. Walt Frazier’s career has been a paradigm of diversity. With his sports commentary, for 10 years he was seen in frequently-aired television commercials touting “Just for Men”. He has endorsed the PUMA sneaker brand since the ‘70s and participates in many motivational speaking engagements.  Walt Frazier also founded The Walt Frazier Foundation in 1985 with a mission to help children, through mentoring programs and education. The organization provides internships to help youngsters get off to a good start in their chosen professions. Walt Frazier has a solid commitment to sharing his expertise with young, future basketball players at his summer camp.  Currently, he is at work on his 8th book, which focuses on health and fitness and is a testimony to how he lives his life -- eating healthy, exercising regularly and practicing yoga. Walt Frazier was a spokesman for the NBA’s “Dribble to Stop Diabetes”, a national campaign encouraging fans to be active, make healthy lifestyle choices, and to learn more about diabetes prevention and management. He was a spokesman for Healthfirst’s healthy living campaign, going to schools and communities promoting better choices with eating. He divides his time between NY and St. Croix where he owns a main house and is a professional realtor with units for short and long term rentals.

  • Overcoming Barriers to Affordable Lending Programs

    Location: Empire Complex,
    7th Floor


    Speaker(s)

    Danny Gardner, Senior Vice President, Affordable Lending and Access to Credit, Freddie Mac

    Geoffrey E. Cooper, Vice President, Product Development, Mortgage Guaranty Insurance Corporation (MGIC)

    Robert Chrane, President and Chief Executive Officer, Down Payment Resource

    David H. Battany, Executive Vice President, Capital Markets, Guild Mortgage Company

    Mounzer M. Aylouche, Vice President, Homeownership Programs, MassHousing

    Breakout Session

    Read more Read less

    The complexities and economics of down payment assistance programs, bond programs, and other affordable housing solutions have discouraged lender participation for decades. Rising home prices and interest rates, coupled with a lack of entry-level housing inventory, are putting an even larger dent in affordability for many first-time homebuyers. Participants in this session discuss the steps lenders and others are taking to make affordable solutions easier to execute, and how the industry can evolve to better serve today’s markets.

    Speaker(s)

    Danny Gardner, Senior Vice President, Affordable Lending and Access to Credit, Freddie Mac

    Danny Gardner leads Freddie Mac’s Single-Family Affordable Lending and Access to Credit business. He is a member of the Single-Family Senior Management Team, reporting directly to Executive Vice President Dave Lowman.  In his role, he is primarily responsible for fulfilling Freddie Mac’s community mission to provide sustainable homeownership education and financing to families who are traditionally underserved by the market. He is also responsible for overseeing Freddie Mac’s delivery and performance against the Single-Family Affordable Lending goals, Duty to Serve regulation and Access to Credit activities in the FHFA Scorecard.  He and his team support our clients by partnering with the Sales team to educate clients on the availability and use of our affordable-related products and programs, including the Home Possible® suite of mortgage products and our CreditSmart Financial Literacy Program. He also leads our engagement with state and local housing finance agencies, diverse and inclusive realtor associations and national and local community development organizations, to establish partnerships and programs that create successful homeowners.  With Freddie Mac since 2015, Mr. Gardner brings over 25 years of mortgage banking experience. He has spent most of his career in leadership roles focused on providing opportunities for families to buy their first homes. As leader of CRA Lending for the mortgage businesses of Citibank and Capital One and chief operating officer of the National Community Stabilization Trust, he helped municipalities and nonprofit organizations reclaim neighborhoods devastated by the foreclosure crisis.

    He’s also spent a large part of his career working with state and local housing finance agencies by serving as program administrator and master loan servicer for first-time homebuyer programs.

    Geoffrey E. Cooper, Vice President, Product Development, Mortgage Guaranty Insurance Corporation (MGIC)

    Geoffrey Cooper is Vice President ─ Product Development at Mortgage Guaranty Insurance Corporation (MGIC).  In this role, Geoffrey oversees product development and business intelligence (BI) analytics at MGIC.  Geoffrey rejoined MGIC in June 2014 after six years as the Director – Single Family at Wisconsin  Housing and Economic Development Authority (WHEDA), Wisconsin’s state housing finance agency (HFA). In that capacity, Geoffrey oversaw all facets of WHEDA’s single family residential mortgage business including origination, servicing, quality control, and secondary marketing. Prior to joining WHEDA, Geoffrey worked 14 years at MGIC, including a stint as Director – Emerging Markets in which he oversaw all affordable lending initiatives in Risk Management. Prior to joining MGIC in 1993 he served as chief policy advisor to the commissioner at Wisconsin’s bank regulatory agency.  Geoffrey has served on 16 housing and mortgage-related boards and commissions over his career including the Fannie Mae National Lender Advisory Board; the Wisconsin Mortgage Bankers Association Board of Directors; the Freddie Mac Affordable Housing Advisory Council; the City of Milwaukee Foreclosure Task Force; the National Industry Standards Committee of the NeighborWorks Center for Homebuyer Education and Counseling (NCHEC); and the boards of several Milwaukee non-profit organizations. He currently serves on the Board of Northwest Side Community Development Corporation (NWSCDC), a Milwaukee-based community development financial institution (CDFI).

    Robert Chrane, President and Chief Executive Officer, Down Payment Resource

    After more than three decades of experience in real estate and mortgage finance, Rob Chrane founded Down Payment Resource -- the housing industry’s first national directory of down payment assistance programs.
    Over the past 10 years, Down Payment Resource has become the industry authority for the most current information about affordable lending programs. Its solutions automate the process of matching buyers and properties to available programs, improve lender participation and increase consumer awareness. The company tracks the unique characteristics of more than 2,500 programs, helping more lenders overcome uncertainty about eligibility requirements, repayment terms, benefits and funding status.
    In 2015, Chrane was recognized as a HousingWire Vanguard for his leadership in the housing economy. Down Payment Resource was recognized as one of the industry’s most innovative technology companies by HousingWire TECH100™ and Inman News as “Most Innovative New Technology.”

    David H. Battany, Executive Vice President, Capital Markets, Guild Mortgage Company

    Mr. Battany is the Executive Vice President of Capital Markets for Guild Mortgage Company. He oversees the firm’s capital market activities, including pricing, hedging, and secondary market execution. He’s also responsible for Guild’s credit policy, shipping, and product development functions. Mr. Battany manages investor relationships with GSEs, government agencies, and private investors. Prior to joining Guild, Mr. Battany was Chief Product Strategist for Penny Mac from 2012 to 2015, where he was responsible for managing the product development group, as well as its relationships with Fannie Mae, Freddie Mac, FHA, VA, USDA, Ginnie Mae, and mortgage insurance companies.  From 1990 to 2012, Mr. Battany was with Fannie Mae, based in Pasadena, California where he served as Director of Single Family Business and was responsible for managing the firm's relationships with west coast based lenders. Mr. Battany began his career in 1986 with First Interstate Bank of California, where he traded and hedged the bank's mortgage production.  Mr. Battany is a Board Member of the California MBA and is vice chairman of the national MBA Residential Loan Production Committee. He was previous chairman of the National MBA Secondary and Capital Markets Committee. He was previously a Board Member of the National MBA Residential Board of Governors, and served on the board of Rebuilding Together. Mr. Battany is presently a Board Member of Habitat for Humanity.

    Mounzer M. Aylouche, Vice President, Homeownership Programs, MassHousing

    Mounzer M. Aylouche is MassHousing’s Vice President of Homeownership Programs. Aylouche oversees all aspects of MassHousing’s homeownership business, including production, lending operations, mortgage insurance, and servicing. Aylouche was previously MassHousing’s Manager of Homeownership Business Development.  Over the past three years, MassHousing has financed $1.85 billion in home loans to more than 8,000 Massachusetts households, including $394 million in mortgages to minority homebuyers, and $583 million in lending to low-income homebuyers.  Aylouche, of Swampscott, Mass., has been at MassHousing for 21 years. In addition to his work as Manager of Homeownership Business Development, he has previously served as a secondary marketing officer and relationship manager in the Agency’s homeownership division. Throughout his 33-year career in the home mortgage lending industry, Aylouche has held positions in loan servicing, secondary marketing, loan origination, and senior management.  Aylouche is the past Chairman of the Massachusetts Mortgage Bankers Association (MMBA) and the past president of the MMB Foundation, the charitable arm of the organization. Aylouche has been instrumental in the MMBA’s support of non-profit organizations in Massachusetts that promote homebuyer education and counseling. He was also influential in establishing the MMBA community college scholarship program for low- and moderate-income students in Massachusetts.

  • Trends in MSR Liquidity

    Location: SoHo Complex,
    7th Floor


    Speaker(s)

    Matt Maurer, Managing Director, Sales, MountainView Financial Solutions, a Situs Company

    Al Qureshi, Managing Partner, Blue Water Financial Technologies

    Kelton Carter, Vice President, Trading, PHOENIX

    James Baublitz, Managing Director, Pipeline Analytics, Compass Analytics

    Phil Laren, Director, MSR Services, Mortgage Capital Trading, Inc.

    Breakout Session

    Read more Read less

    Regulatory developments and changing market conditions continue to present new challenges in the market for mortgage servicing rights. Participants in this session discuss the latest trends, crucial considerations for both buyers and sellers, and their outlooks for the coming months.

    Speaker(s)

    Matt Maurer, Managing Director, Sales, MountainView Financial Solutions, a Situs Company

    Matt Maurer is Managing Director, Sales at MountainView Financial Solutions (MountainView). In this role, he is responsible for providing residential mortgage servicing rights (MSR) and whole loan sales advice, portfolio valuation, finance facility consulting, and risk management services.  MountainView Financial Solutions is the market leader for MSR transaction advisory and valuations and boasts one of the largest team of MSR experts in the industry. In 2018, MountainView marketed and received bids on 41 bulk MSR deals involving $76.2 billion of Unpaid Principal Balance (UPB).  Prior to becoming Managing Director, Mr. Maurer held various roles at MountainView; he was a valuation analyst for mortgage servicing rights (MSR) and a principal buyer of residential mortgage whole loans for the firm’s mortgage opportunities funds. Before joining MountainView in 2008, he worked at Clayton Fixed Income Services and Matrix Asset Management.

    Al Qureshi, Managing Partner, Blue Water Financial Technologies

    Al Qureshi is a Managing Partner at Blue Water Financial Technologies.  Al brings over 20 years of experience in mortgage and capital markets to Blue Water’s senior management team. Al is responsible for overseeing product development, day to day operations and informing strategic thought. Immediately prior to joining Blue Water, Alan “Al” Qureshi was the President of Incenter Portfolio Advisors. At Incenter, Al developed various MSR related hedge strategies and valuation models as well as an MSR execution Platform called MSR-X. Al brings all of these developments with him to Blue Water and is excited to continue to build upon these strategies in a dynamic, sophisticated and client-focused environment. Prior to joining Incenter, Al served as Head of Mortgage Servicing Hedging and Hedging Analytics at U.S. Bank. Al has also held MSR, analytic, hedging and trading appointments for JP Morgan, Merrill Lynch and Diamondback Capital.

    Kelton Carter, Vice President, Trading, PHOENIX

    Kelton Carter began his career at PHOENIX as a Transaction Analyst in 2013 and presently serves as Vice President of Trading. Kelton specializes in Mortgage Servicing Rights and Whole Loan trading, strategic mortgage banking advisory and sales / client management. His daily responsibilities include managing an array of mortgage asset trades by advising clients on strategic liquidity options, best execution practices and valuations of portfolios. In addition, Kelton is involved in business development and manages clients ranging from small independent mortgage bank to national banking institutions.

    James Baublitz, Managing Director, Pipeline Analytics, Compass Analytics

    James Baublitz is Product Manager of Pipeline Analytics at Compass Analytics, LLC. Based in San Francisco, Compass Analytics provides advisory and active risk management services to mortgage bankers, traders, investors, and banks. James joined Compass Analytics in 2012 and has over ten years of capital markets experience through previous positions held at Boenning & Scattergood and Wells Fargo. As Product Manager of Pipeline Analytics, his responsibilities include helping clients optimize their loan sale and pooling strategies, contributing to the development of Compass’s pipeline risk management analytics and providing software demonstrations for prospective clients. James is a frequent speaker at MBA events and industry meetings, contributing to discussions focusing on capital markets, risk management, and the role of technology in best execution. James is a graduate of Susquehanna University and holds the Chartered Financial Analyst® designation.

    Phil Laren, Director, MSR Services, Mortgage Capital Trading, Inc.

    Phil Laren, Director of MSR Services at MCT, is as a service group leader on MCT’s management team, focused on managing and expanding the company’s MSR Services. MCT’s mortgage servicing software, MSRLive!, was created by industry veteran Phil Laren, MCT’s Director of MSR Services. Mr. Laren has more than 30 years experience in Capital Markets, predominantly in servicing. He is experienced in all aspects of servicing, modeling, pricing, trading, negotiating, hedging, risk analysis, accounting analysis and operations. He is also very experienced building teams and managing traders & analysts.

  • THE MEETING SPOT: Meet and Greet and Mini-basketball Signing with Walt Frazier

    Location: Westside Ballroom,
    5th Floor


    Speaker(s)

    Walt "Clyde" Frazier, Legendary Commentator of the New York Knicks, and Former Player and Seven-Time NBA All-Star

    HUB Event

    Read more Read less

    Following his Sports Talk, Frazier will stick around for a Meet and Greet and will sign mini basketballs, while supplies last.

    Speaker(s)

    Walt "Clyde" Frazier, Legendary Commentator of the New York Knicks, and Former Player and Seven-Time NBA All-Star

    Legendary New York City sports icon, Walt “Clyde” Frazier can be seen and heard at every New York Knicks game weighing in with solid sports commentary and well-seasoned talking points. Known to younger basketball generation as “the voice of the Knicks”, Walt Frazier dishes out his trademark rhymes and wows them courtside with his fashionable styles, blending colors, textures and patterns into a mesh of cool retro and today’s latest trends.  Walt Frazier added another dimension to his already colorful career in April of 2012, when he partnered with Michael Weinstein of Ark Restaurants, Corp and opened Clyde Frazier’s Wine & Dine in NYC on 10th Ave and 37th street, a celebration of the unique style of Clyde Frazier. Frazier’s likeness can now also be seen on “The Ride of Fame” double-decker, open-top tour bus riding around NYC with sightseers every day.  Drafted to the NY Knicks in 1967 and their first-round pick, Walt Frazier is one of the most decorated players in the history of the game. Inducted into the basketball Hall Of Fame in 1987, he also holds membership distinction in the Top 50 Players in NBA History and is a seven-time, NBA All-Star.  The star basketball player shows no signs of slowing down. Walt Frazier’s career has been a paradigm of diversity. With his sports commentary, for 10 years he was seen in frequently-aired television commercials touting “Just for Men”. He has endorsed the PUMA sneaker brand since the ‘70s and participates in many motivational speaking engagements.  Walt Frazier also founded The Walt Frazier Foundation in 1985 with a mission to help children, through mentoring programs and education. The organization provides internships to help youngsters get off to a good start in their chosen professions. Walt Frazier has a solid commitment to sharing his expertise with young, future basketball players at his summer camp.  Currently, he is at work on his 8th book, which focuses on health and fitness and is a testimony to how he lives his life -- eating healthy, exercising regularly and practicing yoga. Walt Frazier was a spokesman for the NBA’s “Dribble to Stop Diabetes”, a national campaign encouraging fans to be active, make healthy lifestyle choices, and to learn more about diabetes prevention and management. He was a spokesman for Healthfirst’s healthy living campaign, going to schools and communities promoting better choices with eating. He divides his time between NY and St. Croix where he owns a main house and is a professional realtor with units for short and long term rentals.

  • Committee Meeting

  • Networking Reception in the Broadway Lounge

    Location: Broadway Lounge,
    8th Floor

    Networking Opportunities,

    Reception

Tuesday, May 21, 2019

  • Member Engagement Suite

    Location: Majestic,
    6th Floor

    Member Services Event

  • Press Room (Credentialed Media Only)

    Location: Belasco,
    5th Floor

    Press Event

  • Registration

    Location: 45th St. Registration Desk,
    5th Floor

    Registration

  • Continental Breakfast

    Location: Broadway Ballroom Foyer,
    6th Floor

    Breakfast

  • General Session: Government Lending Update

    Location: Broadway Ballroom,
    6th Floor


    Speaker(s)

    Maren Kasper, Acting President, Ginnie Mae

    Joaquin Tremols, Director, Single Family Housing Guaranteed Loan Division Rural Development, U.S. Department of Agriculture

    The Honorable Brian D. Montgomery, Acting Deputy Secretary and Assistant Secretary for Housing – Federal Housing Commissioner, U.S. Department of Housing and Urban Development

    Gisele Roget, Deputy Assistant Secretary, Single Family Housing, FHA, U.S. Department of Housing and Urban Development

    Christopher M. George, 2019 MBA Chairman, Founder, President and Chief Executive Officer, CMG Financial

    John Bell, III, Deputy Director, U.S. Department of Veterans Affairs

    General Session

    Read more Read less

    The FHA, VA, and RHS housing programs continue to serve as vital channels by which low-income households, first-time borrowers, veterans, and underserved communities access mortgage credit. Meanwhile, Ginnie Mae is continuing to ensure a liquid secondary market for these loans while managing an expanding issuer base and over $2 trillion in outstanding securities. In this session, representatives from these agencies share recent developments and their outlooks for future policies and activities.

    Speaker(s)

    Maren Kasper, Acting President, Ginnie Mae

    Maren Kasper joined Ginnie Mae as Executive Vice President in June 2017. She oversees all aspects of business and policy development related to Ginnie Mae’s daily operations.  Ms. Kasper most recently served as a Senior Advisor in the Office of the Secretary at the Department of Housing and Urban Development (HUD). She advised the Secretary on a broad range of housing and community development strategic priorities – ranging from housing finance and the securitization market, to public housing and budget initiatives. Prior to joining HUD, Maren served as a Director at Roofstock, a real estate tech company based in Oakland, California. While at the company, Maren led efforts focused on business development and fund management. Before joining Roofstock, Maren worked for Dwell Finance, a Blackstone-owned real estate lender, and Wells Fargo Securities, Equity Research.

    Joaquin Tremols, Director, Single Family Housing Guaranteed Loan Division Rural Development, U.S. Department of Agriculture

    Joaquín Tremols is the Director of the USDA Rural Development’s Single Family Housing Guaranteed Loan Program, which has an outstanding portfolio exceeding $115 billion. Under Joaquín’s leadership, the program transitioned from requiring Congressional appropriations each year to not needing taxpayer funding; it now pays for itself through the guarantee fees it charges private sector participants. A recent accomplishment was changing the program from a labor intensive, paper-driven process, to a paperless electronic environment. Joaquín has been involved in the mortgage industry since 1983, joining USDA Rural Development in 1998. His background includes nearly a decade at the Chase Manhattan Bank in New York, where he filled progressively more responsible management positions in mortgage origination and servicing activities. He worked in the Regulation and Legislation Section of the FDIC’s legal department, rendering advisory opinions interpreting banking laws and regulations. He has also been involved in the credit union industry as lending manager of the Marriott Federal Credit Union and on the supervisory committee of the Agriculture Federal Credit Union.

    The Honorable Brian D. Montgomery, Acting Deputy Secretary and Assistant Secretary for Housing – Federal Housing Commissioner, U.S. Department of Housing and Urban Development

    Brian D. Montgomery serves as the Acting Deputy Secretary for the U.S. Department of Housing and Urban Development (HUD). In this role, he manages the day-to-day operations of the agency and advises and assists the Secretary in leading the Department’s nearly 8,000 employees.  Mr. Montgomery also serves as the Assistant Secretary for Housing – Federal Housing Commissioner for HUD. Nominated by President Trump in September 2017, his confirmation marks the first time an individual has served as head of the Federal Housing Administration (FHA) twice, and under three different Administrations.  With over 30 years of experience in both the public and private sector, including his first term as Commissioner from 2005 to 2009, Mr. Montgomery brings to HUD a deep knowledge of housing issues and vast experience spearheading large-scale policy initiatives. He is known for his work in reforming the Real Estate Settlement Procedures Act, developing solutions to assist struggling homeowners during the financial crisis, and his leadership of FHA modernization efforts that led to legislation in 2008.  As Federal Housing Commissioner, Montgomery is responsible for the management of FHA’s $1.3 trillion mortgage insurance portfolio, which includes its Single Family, Multifamily, and Health Care programs. As Assistant Secretary for Housing, he also oversees HUD’s project-based Section 8 rental assistance housing program, the Office of Housing Counseling, and HUD’s Manufactured Housing Program.  In addition to his first term as FHA Commissioner, Montgomery’s government experience includes serving as Deputy Assistant to President George W. Bush from 2001 to 2005, including serving as Secretary of the Cabinet from 2003 to 2005, and as a member of the Federal Housing Finance Board and the board of NeighborWorks America. While serving as Secretary to the Cabinet, Montgomery was appointed as the White House primary point of contact for the shuttle Columbia accident investigation in February 2003. For the effort, Montgomery was awarded the NASA Exceptional Service Medal in 2004.

    Gisele Roget, Deputy Assistant Secretary, Single Family Housing, FHA, U.S. Department of Housing and Urban Development

    Gisele Roget is the Deputy Assistant Secretary for Single Family Housing at the Federal Housing Administration. In this capacity, Ms. Roget oversees an insurance-in-force portfolio of 8 million loans with an unpaid principal balance of $1.2 trillion for the world’s largest mortgage insurer. Ms. Roget’s responsibilities include directing and implementing homeownership policy for the Trump Administration as well as active management of FHA’s credit risk. In her role, Ms. Roget manages all aspects of FHA’s Single Family Housing operations including origination and servicing policy, information technology strategy and lender enforcement. Prior to joining FHA, Ms. Roget held senior roles in the Global Government Relations division of MetLife where she directed legislative and policy strategy for the largest U.S. life insurer. From 2007-2014, Ms. Roget served on the Professional Staff of the Committee on Financial Services, United States House of Representatives where she worked on the development, implementation and oversight of key housing and financial services legislation including the Housing and Economic Recovery Act of 2008 and the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.

    Christopher M. George, 2019 MBA Chairman, Founder, President and Chief Executive Officer, CMG Financial

    Christopher M. George, Chairman of the Mortgage Bankers Association, is the founder, President and CEO of CMG Financial, a privately held Mortgage Bank, headquartered in San Ramon, California. The company conducts business in 50 states and the District of Columbia and holds federal agency lending approvals with HUD, VA, RHS, GNMA, Fannie Mae and Freddie Mac.  Founded in 1993, the company is widely known for responsible lending practices, industry and consumer advocacy, market innovation and operational agility. Under George's direction, CMG Financial has developed into a robust firm making its products and services available to the market nationally through three distinct origination channels including wholesale, correspondent and retail lending which also serves the home builder, real estate and credit union communities. CMG Financial offers a variety of home financing solutions including their proprietary products and programs, such as the All In One Home LoanTM, which facilitates faster loan payoff, and HomeFundItTM, to enable buyers to raise their down payment.  In addition to his role at CMG Financial, George has served on the MBA's Board of Directors since 2012, is a member of MBA's Independent Mortgage Bankers Executive Council and MBA's Consumer Affairs Advisory Council, as well as an active member of MBA's advocacy efforts. George serves on the Board of Directors for MBA's Opens Doors FoundationTM. He is the immediate past Chairman of MBA's Diversity and Inclusion Committee. Additionally, George is past Chairman for California Mortgage Bankers Association and has served on many advisory boards and task forces within the industry.  In 2012, George established the CMG Foundation, a philanthropic endeavor to support non-profit organizations at both the community and national levels. To date the CMG Foundation has provided valued funding for the Gary Sinise Foundation's R.I.S.E. program, MBA's Opens Doors FoundationTM, Homes for Our Troops, and the Cancer Support Community SF Bay Area programs, as well as benefitting a host of other local organizations.

    John Bell, III, Deputy Director, U.S. Department of Veterans Affairs

    John began his VA career in September 2010, and currently serves as the Deputy Director of Loan Guaranty Service. Along with his most recent position as Chief of Staff for the Deputy Undersecretary for Economic Opportunity, John served as the Assistant Director for Loan Policy and Valuation in the Loan Guaranty Service, where he headed three of the four business lines, overseeing eligibility, and origination, loan Policy, Valuation, Specially Adapted Housing, and all direct loans including the Native American Direct program. During his tenure in in this role, VA realized implementation of the automated full file loan review process, reduced timeliness for determining eligibility from 14 days to less than 48 hours, nationalized all front-end operations of the program, as well as creation of the appraisal management system.  A Veteran himself, John served in the US Navy during Operation Restore Hope and the Gulf War. Prior to his tenure with VA, John spent 15 years in the private sector, most recently with Bank of America, serving as Vice President of VA Real Estate Management. John also held a variety of senior leadership positions at large lending institutions including Countrywide Home Loans, as Senior Vice President of Sales and Operations, and Regional Vice President of Loan Operations.  While at Countrywide, he led the design of a new portfolio retention strategy, which became an industry leading model. Additionally, he formed the group which managed the VA property management contract, and was credited with starting a national inspection group. A model still used throughout the industry to reduce costs, improve community relations, and decrease code violations.

  • COFFEE SPOT in THE HUB

    Location: Westside Ballroom,
    5th Floor

    HUB Event,

    Networking Opportunities

  • THE HUB is Open

    Location: Westside Ballroom,
    5th Floor

    HUB Event,

    Networking Opportunities

  • Refreshment Break in THE HUB

    Location: Westside Ballroom,
    5th Floor

    HUB Event,

    Networking Opportunities

  • General Session: Partnering with the GSEs

    Location: Broadway Ballroom,
    6th Floor


    Speaker(s)

    Renee R. Schultz, Senior Vice President, Capital Markets, Fannie Mae

    Susan Stewart, 2019 MBA Vice Chairman, Chief Executive Officer, SWBC Mortgage

    Kevin Palmer, Senior Vice President, Single-Family Portfolio Management, Freddie Mac

    General Session

    Read more Read less

    Attend an interactive discussion with senior leaders of Fannie Mae and Freddie Mac to hear their perspectives on a wide variety of topics, such as the industry's technology developments, the upcoming first issuance of the Uniform MBS, the LIBOR transition, disaster relief, credit risk transfer, and much more.

    Speaker(s)

    Renee R. Schultz, Senior Vice President, Capital Markets, Fannie Mae

    Renee Schultz is Fannie Mae’s Senior Vice President – Capital Markets, reporting to the Executive Vice President – Single-Family Business. Schultz manages Fannie Mae’s Capital Markets Pricing and Sales Desk, Structured Transactions, the Credit Risk Transfer program, and the Whole Loan Conduit. Her teams are responsible for providing liquidity to lenders and the broader capital markets by establishing and implementing credit pricing terms, executing strategies to transfer credit risk associated with Fannie Mae’s Single-Family guaranty business, trading and resecuritizing mortgage-backed securities (MBS) with capital markets participants, purchasing and subsequently securitizing whole loans, and purchasing pools and whole loans using early funding options. Schultz also oversees Fannie Mae’s Securitization policy team, which ensures proper administration of matters related to the strategic and business value of Fannie Mae securities.  Schultz was Vice President – Capital Markets Single-Family Products and Business Initiatives, where she was responsible for lender execution services – including MBS sales and trading, whole loan acquisition and conduit activities, and early funding transactions. During her tenure at Fannie Mae, she has also served as Director for the Portfolio Whole Loan and Municipal Asset Desks.  Prior to joining Fannie Mae in 1998, Schultz was Assistant Vice President of Secondary Marketing with Trustcorp Mortgage Company.

    Susan Stewart, 2019 MBA Vice Chairman, Chief Executive Officer, SWBC Mortgage

    Susan Stewart is Vice-Chairman of the Mortgage Bankers Association and CEO of SWBC Mortgage, a full-service mortgage banking firm headquartered in San Antonio, Texas. Susan joined SWBC in 1989 and under her leadership, SWBC Mortgage has grown from three employees to 615 individuals operating in 39 states with annual sales of $3 billion and a servicing portfolio exceeding $10 billion.  She currently serves as a member of MBA's Board of Directors, is the immediate past Vice-Chair of the MBA's Residential Board of Governors (RESBOG). Susan serves on the board of the MBA Opens Doors Foundation (ODF) and both Susan and SWBC Mortgage have been recognized as Guardian level donors of the organization. Susan currently serves on MBA's Consumer Affairs Advisory Council. She has previously served on MBA's Loan Production and Fraud Prevention Committees. She is past president of the Texas Mortgage Bankers Association and the San Antonio Mortgage Bankers. Also, Susan was appointed to the Texas Mortgage Industry Advisory Committee by the Commissioner of the Texas Savings and Mortgage Banking Division. In 2009, she received the Texas Mortgage Bankers Distinguished Service Award.

    Kevin Palmer, Senior Vice President, Single-Family Portfolio Management, Freddie Mac

    Kevin Palmer is senior vice president for Single-Family Portfolio Management. He is a member of Freddie Mac’s management committee and reports to Dave Lowman, executive vice president of the Single-Family business.  As head of Single-Family Portfolio Management, Mr. Palmer has broad responsibility for the Single-Family portfolio, including Freddie Mac's guarantee book of business, pricing and analytics, servicing and REO. He also leads Single-Family Credit Risk Transfer (CRT), including Freddie Mac STACR® securitizations, ACIS® reinsurance, Whole Loan SecuritiesSM and front-end risk transfer offerings.  Since 2001, he has served in a variety of other positions at Freddie Mac, including whole loan trading, managing the non-agency ABS portfolio and risk management.

  • Lunch in THE HUB

    Location: Westside Ballroom,
    5th Floor

    HUB Event,

    Lunch,

    Networking Opportunities

  • mPower Lunch: Leverage Your Presence: Your Richest Opportunities are Hiding in Plain Sight

    Location: Astor Ballroom,
    7th Floor


    Speaker(s)

    Ruth Sherman, M.A., Executive Speech Coach and Celebrity Media Trainer

    Lunch,

    mPower Event

    Read more Read less

    Business success and status are conferred on professionals who generate the most revenue and present as confident and charismatic. Women professionals on the rise tend to underutilize two key resources hiding in plain sight: how they present themselves and how they connect to the women around them. In a dynamic and interactive presentation, communication expert Ruth Sherman challenges you to shift your mindset, to reconsider the social conventions and emotions that impede women’s ability to activate a rich and powerful network, and to learn to present oneself as a leader, worthy of recognition. This is the beginning of an overdue conversation, one that focuses on how women can optimize and leverage what should be a natural and obvious network.

    Speaker(s)

    Ruth Sherman, M.A., Executive Speech Coach and Celebrity Media Trainer

    Ruth Sherman, M.A., works with global CEOs, public figures, and international celebrities looking to have a greater impact in their personal, public communications. Five of her clients have won Oscars and one the Pulitzer Prize.  A leading authority on political communication, she is widely quoted in the press including the New York Times, Washington Post, and TIME, among many others, contending the best communicator and connector wins.  Ruth has written two books, the most recent of which is SPEAKRETS®: The 30 Best, Most Effective, Most Overlooked Marketing & Personal Branding Essentials. A highly sought after speaker, she has been engaged to share her insights by organizations as varied as Google, Microsoft, and NBC/Universal.  As the mother of two daughters, her passion is ensuring women ascend to the top ranks of business and take their rightful place in the halls of power.

  • Transitioning the Mortgage Market Away from LIBOR

    Location: Empire Complex,
    7th Floor


    Speaker(s)

    Trent Reasons, Associate Director, Boston Consulting Group

    Renee R. Schultz, Senior Vice President, Capital Markets, Fannie Mae

    Timothy Kitt, Senior Vice President, Single Family Pricing & Execution, Freddie Mac

    Breakout Session

    Read more Read less

    The world’s predominant interest rate benchmark is likely to become a thing of the past in a few short years. Participants in this session will discuss the implications for the mortgage market – where the vast majority of adjustable-rate loans are pegged to LIBOR – along with steps being taken by regulators, the GSEs, and others to mitigate the consequences of the impending transition.

    Speaker(s)

    Trent Reasons, Associate Director, Boston Consulting Group

    Mr. Reasons joined BCG in September 2016 from the U.S. Department of the Treasury where he served as the Director of Research and Analysis. In this capacity, Mr. Reasons advised the Secretary of the Treasury, the Chair of the Federal Reserve Board and other financial policy leaders on topics including LIBOR and reference rates, short term wholesale funding and fixed income market structure. Mr. Reasons also regularly engaged with foreign policy leaders on developing analytical frameworks and policy solutions for international markets. He was the founding chair of the Systemic Risk Committee and a member of the FSOC Deputies Committee and Treasury Steering Committee.

    Renee R. Schultz, Senior Vice President, Capital Markets, Fannie Mae

    Renee Schultz is Fannie Mae’s Senior Vice President – Capital Markets, reporting to the Executive Vice President – Single-Family Business. Schultz manages Fannie Mae’s Capital Markets Pricing and Sales Desk, Structured Transactions, the Credit Risk Transfer program, and the Whole Loan Conduit. Her teams are responsible for providing liquidity to lenders and the broader capital markets by establishing and implementing credit pricing terms, executing strategies to transfer credit risk associated with Fannie Mae’s Single-Family guaranty business, trading and resecuritizing mortgage-backed securities (MBS) with capital markets participants, purchasing and subsequently securitizing whole loans, and purchasing pools and whole loans using early funding options. Schultz also oversees Fannie Mae’s Securitization policy team, which ensures proper administration of matters related to the strategic and business value of Fannie Mae securities.  Schultz was Vice President – Capital Markets Single-Family Products and Business Initiatives, where she was responsible for lender execution services – including MBS sales and trading, whole loan acquisition and conduit activities, and early funding transactions. During her tenure at Fannie Mae, she has also served as Director for the Portfolio Whole Loan and Municipal Asset Desks.  Prior to joining Fannie Mae in 1998, Schultz was Assistant Vice President of Secondary Marketing with Trustcorp Mortgage Company.

    Timothy Kitt, Senior Vice President, Single Family Pricing & Execution, Freddie Mac

    Tim Kitt is senior vice president and head of Pricing and Execution in the Single-Family Portfolio Management division. He is responsible for pricing and execution of all new acquisitions, pricing-related analytics and Seller-related credit risk transfer transactions.  With Freddie Mac for five years, Mr. Kitt has over 30 years of experience in capital markets, structured finance and portfolio management of residential mortgage and consumer assets.  Prior to Freddie Mac, he held positions including senior vice president, trading manager and portfolio manager with Wells Fargo, Ally/GMAC ResCap and Sallie Mae.

  • Whole Loan Trading

    Location: SoHo Complex,
    7th Floor


    Speaker(s)

    Brian Cerise, Senior Vice President, Whole Loan Trading, PHOENIX

    John Toohig, Managing Director, Raymond James & Associates

    Bill Godfrey, Executive Vice President, Capital Markets, Mason-McDuffie Mortgage Corporation

    Michael J. Lima, Managing Director, Whole Loan Trading Division, Mid-America Mortgage, Inc.

    Gary Watkins, Vice President, Whole Loan Trader, First National Bank of America

    Breakout Session

    Read more Read less

    Originators seeking additional executions, as well as community bankers and other seeking loans for investment, are active participants in today’s whole loan trading markets. Participants in this session discuss current market trends for performing, non-performing, scratch and dent and non-QM loans. The discussion also covers opportunities for buying and selling CRA loans.

    Speaker(s)

    Brian Cerise, Senior Vice President, Whole Loan Trading, PHOENIX

    Brian Cerise, Senior Vice President of Whole Loan Trading, joined PHOENIX via the acquisition of his prior firm, Steel Mountain Capital Management, in 2014. He has been engaged in the mortgage industry for over fifteen years with roles encompassing retail and wholesale origination, retail branch management, lock desk management and he currently leads the PHOENIX Whole Loan trade desk. Brian has been involved in thousands of transactions, benefitting both buy side and sell side clients made up of independent mortgage banks, depository institutions, REITs and private investors. Brian’s extensive experience, continuing education of industry product and regulatory demands and servicing practices have made him a frequent industry speaker and trusted advisor in the Whole Loan market.

    John Toohig, Managing Director, Raymond James & Associates

    John Toohig is a Managing Director at Raymond James, a Board Member and President of Raymond James Mortgage Company, Inc and Head of the Whole Loan Group.  John joined Raymond James (formerly Morgan Keegan) in September of 2006. As manager of the Whole Loan group, Mr. Toohig’s primary responsibilities include day-to-day trading of whole loan packages, portfolio analysis, transaction management and the structuring of whole loan, participation and various structured products. Mr. Toohig’s product focus encompasses both seasoned and new production: residential mortgages (both QM and Non-QM), commercial mortgages, consumer lending, scratch and dent loans, and non-performing assets. Prior to joining the Whole Loan group at Raymond James, Mr. Toohig was a part of the firm’s Taxable Banking platform where he was responsible for corporate debt transactions, trust preferred securities, sale leaseback transactions and ABS transactions.  Previously, Mr. Toohig worked for FTN Financial in their Capital Assets department and primarily focused on automobile securitizations (ABS) for community depositories. Mr. Toohig was also responsible for the analysis and trading of whole loans – namely consumer and residential mortgages. Prior to that, Mr. Toohig was in a wealth management role at Wells Fargo.

    Bill Godfrey, Executive Vice President, Capital Markets, Mason-McDuffie Mortgage Corporation

    Bill Godfrey is an accomplished mortgage professional with many years of experience in senior management positions.  Currently, Bill serves on the executive committee and board of Mason McDuffie Mortgage and is EVP of Capital Markets and Risk Management.  Previously he was a founding partner of several successful mortgage companies and past chairman and Co-Chairman of the Mortgage Bankers Association’s Secondary and Capital Markets Committees. 

    Michael J. Lima, Managing Director, Whole Loan Trading Division, Mid-America Mortgage, Inc.

    Michael J. Lima is Managing Director for the Whole Loan Trading Division of Mid America Mortgage. Prior to joining Mid America, Michael held leadership positions with Guardian Mortgage, Nationstar Mortgage, and Fannie Mae. While with Guardian, he served as the company’s Chief Risk Officer responsible for enterprise risk management, capital markets, and loan servicing. At Nationstar, Michael was Senior Vice President of Capital Markets and Correspondent Lending. He held several positions in servicing, risk management, and marketing during a seventeen year career with Fannie Mae.  He is an active member of the Texas Mortgage Bankers Association and has held a Director position since 2008.

    Gary Watkins, Vice President, Whole Loan Trader, First National Bank of America

    Gary Watkins is a Vice President of First National Bank of America (FNBA) specializing in the purchase and sale of whole loans. He has over 8 years experience buying Non QM and Scratch and Dent loans in the secondary market. Gary previously managed the Seller Finance Acquisition Department and currently serves on the Executive Loan Committee at FNBA.

  • Refreshment Break in THE HUB

    Location: Westside Ballroom,
    5th Floor

    Networking Opportunities,

    Refreshment Break

  • Strategies for Managing Liquidity

    Location: SoHo Complex,
    7th Floor


    Speaker(s)

    Stanley C. Middleman, President and Chief Executive Officer, Freedom Mortgage Corporation

    Owen V. Lee, Chief Executive Officer and Co-Owner, Success Mortgage Partners, Inc.

    Bill Lowman, President and Chief Executive Officer, American Pacific Mortgage Corporation

    Donald (Donnie) L. Martin, Executive Vice President and Director of Warehouse Lending, Texas Capital Bank, N.A.

    Breakout Session

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    In an environment of compressed margins and lower origination volumes, managing company-level liquidity has become critically important. Indeed, both regulators and market counterparties are applying greater scrutiny to lender liquidity positions. Participants in this session will discuss market trends, best practices, and strategies for managing liquidity across varying economic conditions.

    Speaker(s)

    Stanley C. Middleman, President and Chief Executive Officer, Freedom Mortgage Corporation

    Stanley C. Middleman is the founder and Chief Executive Officer of Freedom Mortgage Corporation, a national, full-service mortgage company headquartered in Mount Laurel, NJ. The company is one of the largest mortgage originators and mortgage servicers in the United States. Freedom Mortgage has been ranked on the Inc. 5000 list of America’s Fastest Growing Companies for six consecutive years, earning a place on the Inc. 5000 Honor Roll for 2018.  The company attributes its significant expansion in recent years to robust organic growth and strategic acquisitions, reflecting the company’s commitment to industry leadership. Currently, Freedom Mortgage has just under 5,000 employees and contractors in over 80 locations throughout the country.  In addition to his role leading Freedom Mortgage, Mr. Middleman is a prominent business strategist, real estate investor and philanthropist. He is an active member of the Mortgage Bankers Association, where he serves on the MBA Board of Directors as well as the MBA Residential Board of Governors (RESBOG). Mr. Middleman is also a member of the Housing Policy Executive Council and serves on the NAHREP Corporate Board of Governors. He is active in community affairs and serves on several non-profit boards.  Mr. Middleman has over 30 years’ experience in the financial services industry. He has served on numerous advisory boards, including Freddie Mac and Ellie Mae Inc. 

    Owen V. Lee, Chief Executive Officer and Co-Owner, Success Mortgage Partners, Inc.

    Owen Lee is an attorney, co-owner and CEO of Success Mortgage Partners, Inc. (SMP) in Plymouth, Michigan. SMP has obtained mortgage lending licenses in 23 states and built a staff of over 120 loan officers and an overall staff of over 300. SMP has obtained its Full-Eagle designation with FHA for both forward and reverse mortgages. Gained Fannie Mae, FHA, VA, RD, and HECM lender approvals. Owen is also the co-owner and Managing Member of Title Partners, LLC a full service multi-underwriter title agency.

    Bill Lowman, President and Chief Executive Officer, American Pacific Mortgage Corporation

    Bill began his career with American Pacific Mortgage (APM) in 2002, has served as President since 2004, and was appointed to the position of President & Chief Executive Officer in 2016. As President & CEO, Bill leverages over thirty years in the mortgage industry to better serve the customers and employees of the APM family. Bill is an active member of both the Mortgage Bankers Association and the California Mortgage Bankers Association. He is a member of the MBA’s Residential Board of Governors, serves as Co-Chairman of the Independent Mortgage Bankers Executive Council and is the CMBA’s President of Residential. He served as Chairman of the Western Secondary Conference in 2016 and 2017. Bill also sits on the Board of APMCares, which is a charitable entity that provides financial assistance to our APM families in times of need and community outreach programs focused on delivering housing opportunities and homeownership in America.

    Donald (Donnie) L. Martin, Executive Vice President and Director of Warehouse Lending, Texas Capital Bank, N.A.

    Donald (Donnie) L. Martin has over 20 years’ experience in the mortgage industry, including leadership positions in risk and production. He joined Texas Capital Bank in June 2011 and is currently an Executive Vice President. His present position is Director of Warehouse Lending which includes the GNMA Early Buyout offering at Texas Capital Bank. Previous responsibilities at the bank include Risk Manager for the Mortgage Finance enterprise which includes Warehouse Lending, Correspondent Lending, MSL Lending, GNMA EBO lending and Treasury Services. Prior to joining Texas Capital Bank, Donnie held multiple leadership positions at JPMorganChase including Counter-Party Risk Manager, as well as Regional Production Manager in the mortgage unit. He also spent time in a management role at the FDIC in Jacksonville.

  • The Future of QM

    Location: Empire Complex,
    7th Floor


    Speaker(s)

    Duane Duncan, Senior Vice President, Government and Industry Relations, Genworth Mortgage Insurance

    Peter Carroll, Executive, Public Policy and Industry Relations, Corelogic

    Christopher J. Cusack, Senior Vice President, Capital Markets, George Mason Mortgage, LLC a Subsidiary of United Bank

    Kathleen "Kitty" Ryan, Of Counsel, Financial Services Group, Morrison & Foerster LLP

    Breakout Session

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    The “Qualified Mortgage” standard has now been in existence for five years. What have we learned in that time? What kinds of mortgages should be presumed to satisfy the “Ability to Repay” rule? Participants in this session discuss issues that will guide the future of QM lending, including the GSE Patch, Appendix Q, DTI thresholds, and legal safe harbor.

    Speaker(s)

    Duane Duncan, Senior Vice President, Government and Industry Relations, Genworth Mortgage Insurance

    Duane Duncan is the Senior Vice President of Government and Industry Relations at Genworth Financial USMI, headquartered in Raleigh, NC.  Duane Duncan leads government relations efforts, including development of policy positions and maintaining relationships with policymakers, trade associations, stakeholders and influencers at the state and federal levels, as well as key international organizations for Genworth Financial’s U.S. Mortgage Insurance business.  Duane currently serves on the Board of the Congressional Institute and on the Board of Governors and Board of Trustees of the National Housing Conference.  Prior to joining Genworth, Duane was a principal with DSD Capitol, a government relations and lobbying practice specializing in financial services and housing finance matters. He represented numerous firms and trade associations with priorities before the Administration, federal regulators and on Capitol Hill.  Duane also served as Senior Vice President of Government and Industry Relations with Fannie Mae where he was responsible for legislative, policy and political engagement with Capitol Hill and the administration, including strategy development and deployment, advocacy positioning, and political participation. Prior to joining Fannie Mae, Duane served for five years as Chief of Staff and Counsel for Congressman Richard Baker (R-LA) who Chaired the House Financial Services Subcommittee on Capital Markets, Insurance & GSEs.

    Peter Carroll, Executive, Public Policy and Industry Relations, Corelogic

    Pete Carroll is executive, Public Policy & Industry Relations with CoreLogic. In this role, Pete directly oversees industry and public-sector engagement programs, drives enterprise strategic initiatives for CoreLogic, and expands opportunities for the company’s thought leadership, insights, brand awareness, and solutions expertise within Washington, DC and across the Federal Housing Agencies and other stakeholders.
    Pete is an accomplished executive who can elevate CoreLogic insights and exercise influence on policy, strategy and innovation to support the transformation of the housing finance sectors.  Prior to joining CoreLogic, Carroll was executive vice president of Quicken Loans where he led the development and discussion of Quicken’s positions on a broad spectrum of policy issues. Earlier, he was senior vice president, Capital Markets, at Wells Fargo and was the assistant director, Office of Mortgage Markets, at the Consumer Financial Protection Bureau (CFPB).  He holds a bachelor’s degree in international relations from Connecticut College. Currently, he serves on the Mortgage Bankers Association’s (MBA) Mortgage Industry Standards Maintenance Organization (MISMO). Historically, he has served on several other mortgage industry boards including MBA’s Residential Board of Governors (RESBOG); the Structured Finance Industry Group (SFIG); MERS Corp; and capital markets groups at the U.S. Chamber of Commerce. He continues to provide leadership on numerous collaborative working groups at the Mortgage Bankers Association (MBA) and the Housing Policy Council (HPC).

    Christopher J. Cusack, Senior Vice President, Capital Markets, George Mason Mortgage, LLC a Subsidiary of United Bank

    Chris Cusack is a strategic leader with over 25 years of experience in capital markets, mortgage lending and financial services. Chris is currently the Senior Vice President of Capital Markets at George Mason Mortgage, LLC (a subsidiary of United Bank - UBSI). He is responsible for leading capital markets activities, including developing and executing capital markets strategies and enhancing the secondary marketing department at this leading retail lender headquartered in Fairfax, VA.   Prior to joining GMM, Chris was at Capital One (through the acquisition of Chevy Chase Bank, FSB) where he led the secondary marketing organization. Prior to Capital One, while at Farmer Mac, Chris issued debt, co-managed its fixed income portfolio, priced/purchased agricultural loans, issued agricultural MBS, and hedged / managed interest rate risk. Chris currently serves as vice-chair of the MBA’s Secondary & Capital Markets Committee.

    Kathleen "Kitty" Ryan, Of Counsel, Financial Services Group, Morrison & Foerster LLP

    Kathleen “Kitty” Ryan is of counsel in the Financial Services Group in the Los Angeles office. Her practice focuses on mortgage and fair lending regulatory compliance and licensing matters, particularly on issues related to the Fair Housing Act, Equal Credit Opportunity Act, Home Mortgage Disclosure Act (HMDA), Community Reinvestment Act, Truth in Lending Act (TILA), and Unfair, Deceptive, or Abusive Acts or Practices (UDAAP). Ms. Ryan combines public sector and in-house experience to offer unique insights for companies navigating in a complex regulatory environment. She advises financial services clients regarding a wide range of enforcement and supervisory matters, particularly those involving mortgage regulation, Real Estate Settlement Procedures Act (RESPA), prepaid cards, and fair lending. Ms. Ryan regularly advises clients on compliance with new and existing consumer protection regulations and on responding to examinations, investigations, and enforcement actions. Ms. Ryan was the former Deputy Assistant Director for the Office of Regulations at the Consumer Financial Protection Bureau (CFPB) where she was an instrumental contributor to the new CFPB HMDA regulations and guided clients through the financial services landscape. While at the CFPB, Ms. Ryan oversaw the completion of two of the Bureau’s largest mortgage rules: TILA-RESPA Integrated Disclosure rulemaking and the HMDA rulemaking that completely rewrote Regulation C. Ms. Ryan also oversaw extensive amendments to the Bureau’s mortgage servicing rules. She is well-versed in the CFPB’s 2016 prepaid cards rule and 2017 small-dollar lending rule. Prior to joining the CFPB, Ms. Ryan served as senior regulatory counsel at JPMorgan Chase & Co. where she focused on regulatory issues impacting mortgage and other consumer businesses, and on fair lending issues. Ms. Ryan also developed her extensive mortgage related experience while with the Consumer and Community Affairs Division of the Federal Reserve Board (FRB). Ms. Ryan has been quoted in a breadth of publications some of which include The National Law Journal (2017), Law360 (2016), The Wall Street Journal (2016), and HousingWire (2016).

Wednesday, May 22, 2019

  • Press Room (Credentialed Media Only)

    Location: Belasco,
    5th Floor

    Press Event

  • Registration

    Location: 45th St. Registration Desk,
    5th Floor

    Registration

  • Committee Meeting

  • Continental Breakfast

    Location: Lyceum Complex,
    5th Floor

    Breakfast

  • Closing General Session: Secondary Market Considerations for Digital Mortgage

    Location: Lyceum Complex,
    5th Floor


    Speaker(s)

    Rachael Sokolowski, President, Magnolia Technologies, LLC

    Todd Hougaard, Product Manager, Mortgage Cadence

    Rick Hill, Vice President, Industry Technology, Mortgage Bankers Association

    Angel R. Hernandez, Manager, Strategic Planning, Policy and Program Development, Ginnie Mae

    Shane D. Hartzler, Director, eMortgage Strategy and Operations, Fannie Mae

    Christopher McEntee, President, MERSCORP Holdings, Inc.

    General Session

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    In today’s highly competitive marketplace, lenders are working to increase productivity, lower costs and improve the consumer experience by digitizing the entire lending process and offering electronic mortgages. However, many are concerned that there are still barriers to acceptance once those loans get to the secondary market. Our panelists will discuss potential solutions to these obstacles, sharing their unique perspectives on the issue.

    Speaker(s)

    Rachael Sokolowski, President, Magnolia Technologies, LLC

    Rachael Sokolowski, President, Magnolia Technologies LLC, is a recognized leader and author in the mortgage banking industry as a technology evangelist, trusted adviser, strategist and driver of results in industry initiatives. As a consultant, Rachael provides over 30 years of business and technical experience in electronic documents and signatures, industry standardization, electronic mortgages and closings, secondary market delivery requirements, compliance and patent applications/litigation. Rachael has provided subject matter expertise on financial services technologies and has advised mortgage banking lenders, technology vendors, GSEs, banks and insurance and automotive finance companies. Rachael was previously the Chief Information Officer for a community bank and a financial services consulting firm. Rachael is a major and frequent contributor to the mortgage banking industry standards organization (MISMO) and the Property Records Industry Association (PRIA). She has authored numerous articles for the Scotsman Guide, Mortgage Compliance Magazine and Mortgage Banking Magazine providing commentary on technology, compliance and policy issues facing the financial services industry. Rachael is currently Co-Chair of the MISMO, eMortgage Workgroup and is certified by MISMO as a Mortgage Standards Professional (CMSP). In 2016, Rachael received the “MISMO Chairman’s Award” and was named by Mortgage Women Magazine as a Technology Leader and Entrepreneur in the industry.

    Todd Hougaard, Product Manager, Mortgage Cadence

    For over two decades Todd Hougaard has been solving the ‘go paperless’ challenge for technology companies. As a Product Manager at Mortgage Cadence, he specifically focuses on bringing lenders and title/settlement agents into streamlined collaboration that merges data, documents and discussions so that loan velocity is improved and top rated security is maintained.

    Rick Hill, Vice President, Industry Technology, Mortgage Bankers Association

    Rick Hill serves as Vice President of Industry Technology at the Mortgage Bankers Association (MBA). In this role, he is responsible for providing leadership to MBA and its membership relating to operational and technology topics faced by the industry, including through the Mortgage Industry Standards Maintenance Organization (MISMO), which he oversees. He is also responsible for developing the content for MBA's Technology Conference and leading all of MBA's technology forums and working groups - both residential and commercial/multifamily - as well as managing technology related content for MBA Education. Rick most recently served as MBA's Associate Vice President of Industry Technology. Prior to joining MBA in 2010, Rick was the Director of Data Strategy at Fannie Mae where he was responsible for data standards and best practices, data management including the company's data warehouse, and managing the relationship with regulatory agencies relating to information requirements. Before his time at Fannie Mae, he was a senior auditor with Deloitte & Touche.

    Angel R. Hernandez, Manager, Strategic Planning, Policy and Program Development, Ginnie Mae

    Angel R. Hernandez was appointed to Ginnie Mae as a Presidential Management Fellow in 2015. In his present role, Angel’s responsibilities include the development of the policy and regulatory framework governing Ginnie Mae’s Mortgage-Backed Securities Program, the implementation of change management processes and enterprise strategic initiatives, as well as the incorporation of new technology, including digital mortgage solutions.  In 2017, Secretary Ben Carson recognized Angel with HUD’s Community Service Award and as HUD’s Employee of the Year.

    Shane D. Hartzler, Director, eMortgage Strategy and Operations, Fannie Mae

    Shane Hartzler is Fannie Mae’s Director for eMortgage Strategy and Operations. In this role he leads strategy execution in the design, development, and improvement of digital closing and delivery solutions as part of Fannie Mae’s broader digital mortgage transformation efforts. Hartzler partners with customers and industry stakeholders to evaluate market needs and identify opportunities to drive adoption and support deliveries of digital mortgages.

    Christopher McEntee, President, MERSCORP Holdings, Inc.

    Mr. McEntee joined Intercontinental Exchange (“ICE”) in March 2011, and serves as President of ICE Mortgage Services. He is a director at MERSCORP Holdings, Inc., and chairs the company’s Compliance, Governance, and Risk Management Committee.  For a decade prior to ICE, he worked at the Federal Home Loan Bank of Atlanta as a Director. In that capacity, he managed marketing of lending programs, supported product development, and served on multiple executive committees, including those that govern risk, strategic planning, and technology. He began his career as an Editor and Bureau Chief for The Bond Buyer newspaper, and was the National Editor until 1999.

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