Products and Services
- Attorneys (11)
- Attorney (1)
- Risk Management Solutions (1)
- Services (1)
- Enterprise Technology Solutions and Services (1)
- Fair Lending Consulting Services and Software Solutions (1)
- Fair Lending, HMDA, and CFPB Compliance Solutions (1)
- Full Service Law Firm (1)
- Integrated Mortgage Lending Solutions and Services (1)
- Jr. Padfolios (1)
- Mortgage Compliance Consulting (1)
- Online consumer finance interpretive summaries and legal services (1)
- Post Close Quality Control, Servicing Audits, Branch Audits, Closing Funding, Post Closing, Investor Delivery, FHA Insuring, Repurchase MI Rescission Defense, Contract Underwriting, Due Diligence (1)
- Regulatory Compliance, Risk Management, and Strategic Advisory Services (1)
- Contract Services, Origination Services (1)
- Web-based, customizable, proven audit technology to facilitate QC plans, policies and procedures (1)
MBA thanks the sponsors of the Regulatory Compliance 2016. We are grateful for their generous support.
Please contact Kim Newell at 202-557-2791 or email email@example.com if you are interested in becoming a sponsor.
Akerman LLP- Platinum Sponsor
Akerman's Consumer Financial Services Practice Group is among the largest national legal teams supporting consumer financial service providers with litigation, enforcement and compliance in all 50 states. Our team includes more than 100 lawyers and other legal professionals, with a platform for national litigation and investigation management, as well as operationalizing to ensure compliance with origination and servicing standards, federal and state laws, court rules and local practices.
- Products and Services: Attorneys
- Website: www.akerman.com
- Phone: (954) 759-8945
- Address: Akerman LLP William P. Heller Chair, Consumer Financial Services Practice Group 350 East Las Olas Boulevard, Suite 1600 Fort Lauderdale, FL 33301
ComplianceTech- Platinum Sponsor
Monday Networking Reception
ComplianceTech is a leading provider of fair lending, CRA and HMDA technology solutions to lenders, the federal government, and non-profit organizations. Our LendingPatternsTM, Fair Lending MagicTM and consulting services provide the tools needed to more easily monitor and enforce complex compliance issues in a diverse society.
- Products and Services: Fair Lending Consulting Services and Software Solutions
- Website: www.compliancetech.com
- Phone: (202) 842-3800
- Address: 2010 Corporate Ridge, Suite 820 McLean, VA 22102
Treliant Risk Advisors, LLC - Platinum Sponsor
Sunday Opening Reception
About Treliant Risk Advisors
Treliant Risk Advisors is a multi-disciplinary compliance, risk management, and strategic advisory firm for the financial services industry and consumer-oriented businesses. Headquartered in Washington, DC, with offices in New York and Dallas, Treliant's team of highly experienced professionals includes executives who have held senior positions in Fortune 100 companies, financial institutions, and regulatory agencies. Treliant provides its clients with critical advice and solutions in the following areas: regulatory compliance, including program development, consumer compliance, fair lending, and anti-money laundering; mortgage practices review, including litigation support, residential and commercial loan review, and mortgage servicing and operations; and risk management, including operational risk management, information assurance and cybersecurity, technology solutions, and capital and liquidity planning.
For more information, visit www.treliant.com.
- Products and Services: Regulatory Compliance, Risk Management, and Strategic Advisory Services
- Website: www.treliant.com
- Phone: Phone: (202) 249-7950 Fax: (202) 223-3071
- Address: Treliant Risk Advisors, LLC 2300 N Street NW, Suite 2100 Washington, DC 20037
Ballard Spahr LLP- Gold Sponsor
As legislation governing the mortgage banking industry evolves and government scrutiny intensifies, clients will need counsel with broad experience and strong industry relationships to help them navigate uncharted territory and develop strategies for success.
Having worked with a wide range of clients in both the residential and commercial mortgage banking industries, our attorneys are at the forefront of rapidly changing regulatory developments. Our Mortgage Banking Group is part of Ballard Spahr's nationally recognized Consumer Financial Services Group. We combine broad regulatory experience with formidable skill in litigation and depth in enforcement actions and transactions.
Our team represents clients worldwide, from start-ups to Fortune 500 corporations. Clients include financial institutions; mortgage lenders, brokers, and servicers; secondary-market investors; insurance companies; investment bankers; settlement service providers; auction platforms; and homebuilders. We also advise industry service providers such as technology vendors, collection agencies, document preparation companies, telemarketers, loan fulfillment companies, and trade associations.
The Dodd-Frank Wall Street Reform and Consumer Protection Act and its establishment of the Consumer Financial Protection Bureau have expanded compliance requirements, made compliance more complex, and greatly enhanced penalties for noncompliance.
Our attorneys counsel a variety of market participants on issues such as loan originator compensation and steering restrictions, loan originator overtime requirements, risk retention, repayment ability requirements, lending standards and restrictions, and disclosure requirements.
We have experience assisting clients with the ever-expanding range of federal laws, including the Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), the Fair Credit Reporting Act (FCRA), the Fair and Accurate Credit Transactions Act (FACTA), the Equal Credit Opportunity Act (ECOA), the Fair Debt Collection Practices Act (FDCPA), the Fair Housing Act (FairHA), the Home Mortgage Disclosure Act (HMDA), and the Gramm-Leach-Bliley Act (GLBA).
In addition, our team regularly advises clients on applicable state laws and requirements, including those involving licensing, permissible fees, unfair practices, disclosures, advertising, and telemarketing.
State and Federal Licensing
We assist clients in acquiring and maintaining the state licenses necessary to finance, broker, and service mortgages or engage in consumer credit finance activities. We also advise clients on SAFE Act requirements; help them meet branch, loan officer, trade name, and renewal or recertification requirements; and identify and obtain licenses and approvals related to stock and asset acquisitions. In addition, we work with clients to secure approvals from federal agencies, including Ginnie Mae, FHA, and VA, and the GSEs.
Transactions, Due Diligence, and Audits
Clients frequently call upon us to oversee transactional matters such as mergers and acquisitions, liquidations of distressed assets, purchases and sales of mortgage loans, servicing rights and other assets, formation of joint ventures and strategic alliances, and the establishment of warehousing and other credit facilities.
We assist investors with due diligence, conduct audits to ensure compliance, and develop procedures when corrective action is necessary. Our attorneys have experience reviewing operations for compliance with applicable state and federal law, as well as emerging industry trends. Our attorneys have provided counsel in review of a servicer's compliance with the OCC's Consent Order related to foreclosure practices.
LitigationWhen mortgage lending and servicing disputes escalate and require litigation, we have clients well covered. Ballard Spahr is home to a pre-eminent financial services litigation practice. We defend clients nationwide in class actions, single-plaintiff claims, regulatory proceedings, and other complex mortgage litigation.
We often act as national coordinating counsel in defending litigation for major financial service providers, and we have handled class actions and other lawsuits involving the enforcement of contracts, challenges to contract terms, compliance challenges, insurance issues, and cases concerning RESPA, TILA, ECOA, FairHA, FCRA, FACTA, HMDA, GLBA, and state consumer protection acts.
We also defend clients in administrative enforcement proceedings and investigations, including state and federal audits, fair housing and fair lending complaints and investigations, HUD RESPA enforcement actions, inspector general investigations, and Mortgagee Review Board actions.
Our Mortgage Banking Group maintains strong industry relationships in both the private and public sector, and its presence in Washington, D.C., benefits clients who require experienced representation before federal agencies such as the U.S. Department of Housing and Urban Development, the Federal Trade Commission, the Federal Reserve Board, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Justice Department.
We also represent clients before a variety of state agencies, including state attorneys general and state agencies charged with enforcing a variety of consumer finance laws.
Repurchase, Coverage, and RecoveryLoan repurchases are a critical issue for the mortgage and financial services industries. We help limit our clients' exposure to loss stemming from repurchase issues, from evaluating repurchase demands and calculating risk to evaluating insurance coverage, and examining any available protections.
Richard J. Andreano, Jr.
Tel (202) 661-2271
John D. Socknat
Tel (202) 661.2253
- Products and Services: Attorneys
- Website: www.ballardspahr.com
- Phone: (202) 661-2200
- Address: 1909 K Street NW, 12th Floor Washington, DC 20006-1157
BuckleySandler LLP- Gold Sponsor
With more than 150 lawyers in Washington, DC, New York, Los Angeles, and Chicago focused on financial services, we have assembled a team of lawyers who are among the leading financial services law practitioners in the country and have a track record of successfully assisting clients in regulatory, enforcement, litigation, transactional, and public policy matters. Currently, BuckleySandler represents the top 10 largest banks in the United States, the top 10 mortgage servicing companies, nine of the top 10 mortgage lending companies, the top 10 credit card issuers, as well as many community banks and non-bank financial services companies. Additionally, BuckleySandler has 10 partners ranked in Chambers USA in Financial Services Regulation: Consumer Finance, more than any other firm in the country.
With attorneys from all of the major financial services regulators, including the Consumer Financial Protection Bureau, Office of the Comptroller of the Currency, Federal Deposit Insurance Corporation, Securities & Exchange Commission, Commodity Futures Trading Commission, Department of Justice, Federal Trade Commission, and Federal Reserve Board, BuckleySandler offers a depth of experience and insight that few firms can match.
MAIN AREAS OF PRACTICE:
Regulatory: BuckleySandler advises financial institutions in connection with regulatory examinations and supervision matters initiated by state and federal agencies. Our attorneys, some of whom have served as senior bank regulators, help guide clients through the examination process, provide day-to-day advice on compliance matters, and design effective risk management strategies. We counsel clients on pre-examination preparation, assist them with responding to regulators' inquiries, and engage with regulators throughout examinations to ensure favorable outcomes, in both legal and business objectives.
Licensing and Chartering: BuckleySandler assists clients with obtaining new lending, servicing, collection, insurance or money transmitter licenses, or obtaining "change of control" approvals for existing licensees, and assists banks and investment groups in analyzing charter alternatives and obtaining new charters. We assist new entrants, such as private equity investors, as well as ongoing businesses in structuring operations and transactions to minimize regulatory burden and facilitate the closing of transactions.
Counseling and Compliance: Our clients rely on us to provide sophisticated day-to-day compliance and risk management advice to ensure that their existing operations and new programs comply with ever-changing state and federal requirements. We assist our clients with developing and implementing comprehensive compliance management programs, including written policies, training, and ongoing monitoring needed to ensure compliance with fair lending laws, federal and state consumer protection statutes, consumer financial privacy and information security regulations, and anti-money laundering requirements.
Transactional: BuckleySandler represents community banks, bank holding companies, and other financial services companies in mergers, acquisitions, and related transactional matters. The firm represents clients in negotiating joint ventures and outsourcing arrangements, as well as licensing and e-commerce agreements. As part of this service, the firm conducts regulatory and legal due diligence or other risk assessments for clients considering acquisitions or strategic alliances.
Public Policy: BuckleySandler assists clients in analyzing and responding to the full range of bank legislative and regulatory initiatives, including the Dodd-Frank Act and its implementation by the CFPB and other federal agencies. We are also at the forefront of establishing the legal infrastructure for the electronic delivery of financial services.
Litigation: Our practice includes the defense of leading banks, financial services firms, and other companies and their executives in class actions, complex civil litigation, and arbitration proceedings. We defend clients in cases involving allegations of discrimination, predatory lending, unfair competition and deceptive trade acts and practices, fraud, false statements, false claims, and breach of contract, as well as other claimed violations of regulations and laws governing their business activities.
Enforcement: We represent financial services companies before the U.S. Department of Justice, the Consumer Financial Protection Bureau, the Federal Trade Commission, the Securities and Exchange Commission, the Office of Inspector General, the Federal Housing Finance Agency, the Department of Housing and Urban Development, federal bank regulators, state attorneys general, and other federal and state regulatory agencies. Our experience, gained over decades, is invaluable in helping to defend the interests of companies and executives in examinations and investigations relating to financial services matters.
White Collar Defense: Corporations and their officers and directors turn to our leading white collar defense attorneys when faced with grand jury investigations and other white collar criminal matters. With decades of experience handling complex parallel proceedings involving concurrent government enforcement and civil litigation, congressional investigations, and/or multiple class actions, our attorneys have the depth of experience needed to help our clients navigate and emerge from sensitive investigations and litigation with their reputations and businesses intact.
- Products and Services: Attorneys
- Website: www.buckleysandler.com
- Phone: 202-349-8000
- Address: 1250 24th Street NW, Suite 700 Washington, DC 20037
Severson & Werson - Gold Sponsor
Severson & Werson has been providing reliable, unwavering support to its clients for more than sixty years. Severson lawyers are taught from the start that clients know their business, its environment, and their needs better than anyone. It is the firm's duty to listen closely, consider fully, and provide honest, straightforward advice and advocacy.
Severson & Werson recognizes that short-term satisfaction and long-term success depends on forming a strong partnership with clients. The firm has played an integral part in the growth of modern financial services and insurance industries for decades. Clients in these areas include banks, thrifts, consumer and automobile finance companies, mortgage bankers, and domestic and foreign insurance companies.
Client demands and opportunities have helped the firm to expand and excel in areas beyond its historical core practices. Severson has developed unsurpassed expertise in defending consumer class action litigation. Severson's respected insurance practice led the firm to develop one of the premier construction practices in California, focused on the representation of architects, engineers, construction managers and environmental professionals. In response to client demands, Severson & Werson enjoys success in insurance coverage, employment practices, real estate, professional liability, sports and athletics, and other key practice areas.
Severson's aim is not to litigate but to bring the matter to the swiftest and most successful result. Whenever possible, law and motion and appellate procedures are used to end cases without the necessity of trial. Alternative resolution tools such as mediation, arbitration, mini-trial, and third party evaluators are used. If a case cannot be resolved by any other means, Severson & Werson attorneys have the proven expertise to try the most complex of cases. For Severson clients, settlement is always a strategic and financial option.
Strategic Advice & Advocacy
Severson attorneys recognize that litigation is only one component of the legal support necessary to serve clients. Severson attorneys take pride in their collective ability to listen to clients and provide strategic, responsive advice, which can often avoid litigation. Because of the firm's dedication to client satisfaction, Severson has become a trusted advisor and counselor to many of its clients as they implement their business strategies.
- Products and Services: Attorneys
- Website: www.severson.com
- Phone: Phone: (415) 398-3344 Fax: (415) 956-0439
- Address: 1 Embarcadero Center, Suite 2600 San Francisco, CA 94111-3715
Weiner Brodsky Kider PC- Gold Sponsor
The attorneys of Weiner Brodsky Kider PC have been involved in the financial services industry for more than three decades, and our firm is one of the leading law firms in the country practicing in this area. A number of our members have served as senior officials with the U.S. Department of Housing and Urban Development and are experts in housing finance matters. In addition, we have former U.S. Department of Justice trial attorneys who are well-versed in the handling of litigation matters as well as government investigations and administrative proceedings.
The compliance element of our financial services practice includes advising clients generally with regard to federal and state laws that regulate the origination and servicing of mortgage loans. More specifically, we assist clients in their compliance with, among others, the Real Estate Settlement Procedures Act, Truth in Lending Act, Equal Credit Opportunity Act, Fair Housing Act, Home Mortgage Disclosure Act, Fair Debt Collections Practices Act, E-Sign, and Gramm-Leach-Bliley, as well as with the requirements of CFPB, HUD, VA, GNMA, Fannie Mae, and Freddie Mac. We also counsel clients with respect to licensing and other requirements of various state regulators.
Our presence in Washington, D.C. naturally lends itself to the representation of mortgage lending clients and their depository affiliates before CFPB, HUD, VA, GNMA, Fannie Mae, Freddie Mac, the Federal Reserve Board, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Federal Trade Commission. Without exception, our firm maintains excellent working relationships with these agencies. Our attorneys also participate in agency rulemaking proceedings and advise clients on both federal and state law developments. Additionally, we assist clients with various mortgage banking related transactions. These transactions include the acquisition and sale of mortgage companies, branch offices, whole loan portfolios and loan servicing portfolios; the structuring of lending programs, loan broker and correspondent programs, warehouse agreements, repurchase agreements, and loan participation agreements; and the negotiation of loan workouts. We serve as counsel for the National Reverse Mortgage Lenders Association and advise reverse mortgage industry members with respect to regulatory compliance matters, transactions, and new lending and investor programs. We also serve as counsel for The Real Estate Valuation Advocacy Association and The Texas Manufactured Housing Association. Finally, we provide advice directly, and through associated counsel, about state law issues in all 50 states and the District of Columbia affecting financial service industry members.
Compliance Audits and Due Diligence
We routinely undertake reviews of the operations, practices and policies and procedures of our clients, and assist with the design and implementation of appropriate corrective action. We undertake similar reviews on behalf of potential investors, as well as reviewing pools and portfolios for compliance with applicable law.
Building on the firm's financial services practice, our aim is to provide mortgage lenders, and other financial institutions, with litigation assistance with respect to the full range of issues that affect the mortgage industry. In that regard, we have represented clients in a broad array of civil and administrative litigation matters, including cases involving the Dodd-Frank Act, Real Estate Settlement Procedures Act, Truth in Lending Act, Equal Credit Opportunity Act, Fair Housing Act, loan repurchase obligations, and mortgage loan portfolio sales and servicing. We represent clients in litigation involving private parties as well as litigation brought by or against government entities in connection with the participation by clients in government lending, insurance, and guaranty programs. We have developed a particular expertise in class action cases and have represented a number of clients in connection with class actions involving disclosures, servicing fees, credit reporting, escrow account practices, private mortgage insurance, unauthorized transmission of facsimiles, and other issues arising under all of the major federal mortgage lending laws. Our litigation practice is nationwide, with cases pending in numerous state and federal courts across the country as well as before various administrative agencies.
- Products and Services: Attorneys
- Website: www.thewbkfirm.com
- Phone: Phone: (202) 628-2000
- Address: 1300 19th Street, NW, 5th Floor Washington, DC 20036-1609
Blank Rome LLP- Silver Sponsor
Blank Rome's consumer financial services industry team is comprised of a multi-disciplinary group of business, regulatory and litigation lawyers spanning the Firm's geographic footprint. Their collective related experience is in the areas of regulatory compliance, financial services and commercial litigation, bankruptcy, and white collar criminal defense/government investigations.Members of the consumer financial services team are admitted to practice in the following jurisdictions: California, Connecticut, Delaware, Florida, Kentucky, Maryland, New Jersey, New York, Ohio, Pennsylvania, Texas, Virginia and Washington, D.C.
Regulatory Compliance and CFPB Issues
Our lawyers have been instrumental in helping national mortgage lenders and servicers successfully navigate the rapidly changing regulatory dynamic in the wake of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank). The new regulations promulgated by the Consumer Financial Protection Bureau (CFPB) have created a host of new compliance issues, and we have advised clients in all stages of preparing to meet those issues. We have counseled clients through the CFPB rulemaking process during the recent revisions to the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA), including evaluating the proposed rules, drafting comments, and analyzing the final rule, and are prepared to provide ongoing guidance to clients as the rules continue to evolve. Our lawyers have extensive experience advising clients on developing internal policies and procedures to minimize regulatory noncompliance risk exposure and future litigation risks.
Statutory Compliance Programs
To further assist our clients, we have developed novel programs to assist mortgage lenders and servicers in responding to pre-litigation issues raised by borrowers and regulatory agencies. In particular, these programs address highly risk-sensitive response issues relating to recession demands under the Truth In Lending Act (TILA) and Qualified Written Requests under the Real Estate Settlement Procedures Act (RESPA).
Our litigators have successfully defended national and regional consumer lending and servicing clients in individual and class action lawsuits in numerous state and federal courts, including bankruptcy proceedings. We have a track record of successfully representing lenders and servicers in litigations containing claims related to:
- Consumer Financial Protection Bureau (CFPB)
- Dodd-Frank Wall Street Reform and Consumer Protection Act
- Truth in Lending Act (TILA)
- Real Estate Settlement Procedures Act (RESPA)
- Fair Debt Collection Practices Act (FDCPA)
- Unfair and Deceptive Acts and Practices (UDAP)
- Home Ownership and Equity Protection Amendments (HOEPA)
- Equal Credit Opportunity Act (ECOA)
- Fair Credit Reporting Act (FCRA)
- Fair and Accurate Credit Transactions Act (FACTA)
- Credit Repair Organizations Act (CROA)
- Predatory Lending Practices
- Consumer Fraud
- Federal Loan Modification Programs
- State Consumer Protection Laws
- National Mortgage Settlement
Regulatory Complaints and Government Investigations
Our lawyers regularly assist clients in responding to complaints filed by and with federal and state regulatory agencies throughout the United States. Additionally, we counsel clients in regard to inquiries and investigations by government agencies, and we conduct internal investigations to strategically assist in the process.
We solve our client's problems that arise in the relationships among mortgage and installment credit lenders, brokers, and investors. We have assisted clients in numerous merger and acquisition and portfolio sale transactions in the mortgage and other consumer finance industries. From both legal and business viewpoints, we have experience in evaluating, structuring, and documenting consumer credit products and services, including first and second mortgage loans, home equity credit, credit card and revolving loans, consumer leases, personal installment loans, student loans, retail lending, motor vehicle loans and leases, and other retail installment sale programs.
Additional Industry Services
We also provide advice on state licensing; compliance examinations; federal and state interest rate and usury law; FHA, FHLMC, FNMA, and GNMA, programs; holding company and multi-state banking and lending problems; and related consumer financial services statutes, regulations, and issues. Additionally, we provide counsel on the Gramm-Leach-Bliley Act and other federal and state privacy laws, regulations, and directives.
- Products and Services: Attorneys
- Website: www.blankrome.com
- Phone: Phone: (215) 569-5500 Fax: (215) 569-5555
- Address: 1 Logan Square 130 North 18th Street Philadelphia, PA 19103-6998
Goodwin Procter LLP- Silver Sponsor
Tuesday Continental Breakfast
- Products and Services: Attorneys
- Website: www.goodwinprocter.com
- Phone: Phone: (202) 570-1000
- Address: Exchange Place 53 State Street Boston, MA 02109
Hudson Cook, LLP \ CounselorLibrary- Silver Sponsor
CounselorLibrary is a collection of comprehensive, complementary legal tools for compliance professionals at all levels, covering all aspects of consumer credit finance, from existing state laws to complete coverage of legislation, regulation and litigation in all states and at the federal level.
- State Law Databases
- Legal Reporting Services
- Legal Newsletters
- Products and Services: Online consumer finance interpretive summaries and legal services
- Website: www.counselorlibrary.com
- Address: Hudson Cook, LLP/CounselorLibrary 7037 Ridge Rd., Ste 300 Hanover, Maryland 21076 Phone: (877) 464-8326 Fax: (410) 684-2001 www.counselorlibrary.com
Mayer Brown LLP- Silver Sponsor
- Products and Services: Attorneys
- Website: www.mayerbrown.com
- Phone: (202) 263-3885
- Address: 1999 K. St NW Washington, DC 20006
Navigant Consulting, Inc.- Silver Sponsor
- Products and Services: Jr. Padfolios
- Website: www.navigantconsulting.com
- Phone: (646) 227-4200
- Address: 90 Park Avenue, Room 1000, New York, NY 10016-1301
Ellie Mae, Inc.® - Bronze Sponsor
Monday Refreshment Breaks
Ellie Mae® (NYSE:ELLI) is a leading provider of innovative on-demand software solutions and services for the residential mortgage industry. Ellie Mae's Encompass® all-in-one mortgage management solution provides one system of record that allows banks, credit unions and mortgage lenders to originate and fund mortgages and improve compliance, loan quality and efficiency. Visit EllieMae.com or call (877) 355-4362 to learn more.
- Products and Services: Enterprise Technology Solutions and Services
- Website: www.elliemae.com/
- Phone: Toll-Free: (877) 355-4362 Phone: (925) 227-7000 Fax: (925) 227-9030
- Address: 4420 Rosewood Dr, Suite 500 Pleasanton, CA 94588
Fiserv- Bronze Sponsor
Fiserv (NASDAQ: FISV) is a leading global provider of information management and electronic commerce systems for the financial services industry. The company provides integrated technology and services that create value for its clients. Fiserv drives innovation that transforms experiences for more than 16,000 clients worldwide, including banks, credit unions and thrifts, billers, mortgage lenders and leasing companies, brokerage and investment firms, and other business clients. Fiserv Lending Solutions enable you to originate and service loans and leases more quickly and efficiently while minimizing risk for your lending operations. They offer superior loan processing solutions that reduce costs, generate revenue, allow you to stay focused in an increasingly competitive landscape, and position your organization for future growth. To learn more, visit us at www.fiserv.com.
- Products and Services: Integrated Mortgage Lending Solutions and Services
- Website: www.fiserv.com
- Phone: (800) 872-7882
- Address: 255 Fiserv Drive, P.O. Box 979, Brookfield, WI 53045
Morrison & Foerster LLP- Bronze Sponsor
- Products and Services: Attorneys
- Website: www.mofo.com
- Phone: (202) 887-1500
- Address: 2000 Pennsylvania Avenue, NW Suite 6000 Washington, D.C. 20006
QuestSoft- Bronze Sponsor
QuestSoft is a leader in automated lending compliance solutions. The company presently serves over 1,500 lending institutions and has been serving the industry since 1995.
QuestSoft's reputation is of providing products that perform very advanced time-saving functions without being complex to use. These products include:
Compliance EAGLE - A complete automated compliance platform that in seconds verifies compliance with all federal, state and local High Cost and consumer credit laws and regulations affecting mortgage lending. Also includes broker & lender licensing checks, TILA, SSN, OFAC, HMDA, Flood Certifications, Collateral Value and Borrower Risk Management Reviews.
HMDA RELIEF - Home Mortgage Disclosure Act software that saves the majority of users over 90% of the processing time usually required using government supplied software. This product is integrated with over 50 loan origination software vendors.
- Products and Services: Compliance Systems/Services
- Website: www.questsoft.com
- Phone: (800) 575-4632
- Address: 23441 South Pointe Drive, Suite 270, Laguna Hills, CA 92653-1559
Venable LLP- Bronze Sponsor
- Products and Services: Attorneys
- Website: www.venable.com
- Phone: (202) 344-4000
- Address: 575 7th Street NW, Washington DC 20004
ACES Risk Management (ARMCO)- Host Sponsor
ACES Risk Management Corp. (ARMCO) delivers web-based audit technology solutions, as well as powerful data and analytics, to the nation's top mortgage lenders, servicers, investors and outsourcing professionals. A trusted partner devoted to client relationships, ARMCO offers best-in-class quality control and compliance software that provides U.S. banks, mortgage companies and service providers the technology and data needed to support loan integrity, meet regulatory requirements, reduce risk and drive positive business decisions.
ARMCO's flagship product, ACES Web Audit TechnologyTM, is available at any point in the mortgage loan lifecycle, to any size lender, and is user-definable. ACES Web standardizes audit requirements, ties pre-funding reviews to post-closing quality control audits, enables seamless trend analysis, identifies credit, compliance and process deficiencies and helps create manageable action plans.
ARMCO's breakthrough ACES Analytics is a business intelligence tool that allows mortgage professionals to benchmark mortgage quality control results against industry peers.
- Products and Services: Web-based, customizable, proven audit technology to facilitate QC plans, policies and procedures
- Website: www.armco.us
- Phone: (954) 590-0477
- Address: 1000 West McNab, Pompano Beach, FL 33069
Bradley Arant Boult Cummings, LLP- Host Sponsor
Bradley Arant Boult Cummings LLP and its team of attorneys serve as counsel for a broad range of financial services clients across the country. Clients look to the firm for legal service that reflects a detailed understanding of how the industry works. The firm not only identifies problems, but strives to develop workable solutions.
The firm has a national practice advising banks, mortgage servicers, and other consumer finance companies on strategic legal issues, including regulatory compliance, litigation, governmental investigations, business transactions, and multi-state settlements. A core group of knowledgeable and experienced lawyers intimately familiar with the mortgage industry partner with clients across the country. The firm's unique, cross-disciplinary team has a national reputation as a leader in negotiating mortgage origination and servicing standards for both depository and non-depository lenders.
When mortgage leaders need innovative, solution-driven strategies in the financial services industry, they can turn to Bradley Arant Boult Cummings LLP.
- Products and Services: Full Service Law Firm
- Website: www.babc.com/financial-services-litigation-and-compliance-team-practices/
- Phone: (205) 521-8000
- Address: 1819 5th Avenue North Birmingham, AL 35203-2120
ComplianceEase- Host Sponsor
- Products and Services: Automated Compliance/Risk Management Solutions
- Website: www.ComplianceEase.com
- Phone: (650) 373-1111
- Address: Compliance Ease 1350 Bayshore Highway One Bay Plaza Burlingame, CA 94010-1823
Digital Risk, LLC- Host Sponsor
Digital Risk is the largest independent provider of Risk, Compliance and Transaction Management solutions for the complex and dynamic financial services market.
The individual talents of our thousands of analysts are amplified by the company's proprietary technology and advanced analytics performed using the Making Mortgages SafeTM solutions suite. These proprietary platforms are the result of the analysis of over $100 billion in mortgage loans. We provide:
- Comprehensive platform servicing the entire mortgage life cycle
- Best in class patent-pending analytics and business rule and workflow technology
- Market leading size and scale
- One-stop risk management platform with open architecture and plug-and-play toolset
- Platform flexibility facilitating horizontal and vertical expansion
- State-of-the-art paperless document management system
Our solutions address each phase of the mortgage life cycle by evaluating and monitoring mortgage exposure at the loan level to provide invaluable insight of the key reasons for - and indicators of - credit, fraud and operations risk to predict and to manage loan performance. Our Origination and Collateral Valuation offerings meet growing capacity, regulatory and other challenges faced by the mortgage industry.
Digital Risk constantly improves services and solutions to address the needs of the current market cycle. While many generic analytics technologies are available, none holistically addresses the complexity and constantly shifting needs of the mortgage industry. Our proprietary, patent-pending intelligent platform, VeritasTM, provides information and analysis at the most granular level - the borrower, property and market - as well as at the portfolio level, to measure credit and operations risk, specifically:
Credit Risk Evaluations: Predicting default risk utilizing unique data sources such as credit bureau, property, loan, income, market and many other types of data to drive credit policy and pricing with granularity down to the borrower level at specific points in time.
Operations Risk Assessment: Predicting the risk of errors in the origination of a loan utilizing the characteristics identified in Digital Risk's loan-by-loan analysis of more than $100 billion in mortgages. These models are used to enhance our credit risk models, embedded in our valuation model and enable the effectiveness of our internal operations.
Fraud Assessment: Identifying debt, identity, occupancy, income, collateral value and fraud red flags and indicators to calculate the probability of fraud and/or direct Digital Risk's analysts towards underwriting errors, compliance violations and R&W violations.
However, technology cannot replace the human finesse required to make any final recommendations. Enabled by Digital Risk's analytical platform, our highly-skilled teams meticulously review all data to ensure quality and performance requirements are consistently met, regardless of volume fluctuations.
The nation's largest originators, servicers and government agencies trust our verification solutions to identify errors, misrepresentation or noncompliance. With Digital Risk, clients have the experience, technology and people they need to make confident lending decisions. These client-dedicated teams operate out of offices in New York, Denver, Orlando, Jacksonville, and Boca Raton.
- Products and Services: Risk Management Data/Services/Systems, Due Diligence, Fraud Detection Services, Default Services, Quality Assurance/Contract Services, Origination Services
- Website: www.digitalrisk.com
- Phone: (407) 215-2900
- Address: 2301 Maitland Center Parkway, Suite 165 Maitland, FL 32751
FIS- Host Sponsor
- Website: www.fisglobal.com/risc
- Phone: (888) 323-6310
- Address: 601 Riverside Ave. Jacksonville, FL 32204
Marquis Centrax- Host Sponsor
MARQUIS takes the hassle out of managing HMDA & Fair Lending. With Software, Services & Consulting, MARQUIS has provided proven results, since 1989. Count on MARQUIS-CenTrax for HMDA & Fair Lending compliance, Consulting along with Marketing & Sales/CRM needs.
- Website: gomarquis.com
- Phone: 800-365-4274
- Address: MARQUIS 5160 Tennyson Pkwy, Ste 1000E Plano, TX 75024
Process Unity- Host Sponsor
The ProcessUnity Risk Suite is a cloud-based, software-as-a-service (SaaS) platform that solves your most pressing governance, risk and compliance management challenges.
- Website: www.processunity.com
- Phone: (978) 451.7655
- Address: 33 Bradford Street, Concord, MA 01742
Richard Horn Legal- Host Sponsor
- Products and Services: Attorney
- Website: www.richhornlegal.com/
- Phone: (202) 886-2692
- Address: 5335 Wisconsin Ave. NW Ste. 440, Washington, DC 20015
Schnader Harrison Segal & Lewis LLP- Host Sponsor
- Products and Services: Attorneys
- Website: www.schnader.com
- Phone: (215) 751-2000
- Address: Schnader Harrison Segal & Lewis LLP 1600 Market St Ste 3600 Philadelphia, PA 19103-7212
SecureDock, LLC- Host Sponsor
- Website: www.secure-dock.com
- Phone: (949) 387-5400
- Address: 5450 Trabuco Road, Irvine CA 92620
Smarsh- Host Sponsor
Smarsh delivers cloud-based solutions for archiving an expanding list of today's digital communication mediums - including email, instant messaging, public and enterprise social media, mobile messaging, and the Web. Founded in 2001, Smarsh is the trusted archiving and compliance provider for a growing base of over 20,000 companies who rely on it to help meet regulatory compliance, e-discovery and record retention requirements. The company is headquartered in Portland, Ore. with offices in New York City, Atlanta, Boston and Los Angeles. For more information, visit www.smarsh.com, follow @SmarshInc on Twitter or like Smarsh on Facebook at www.facebook.com/SmarshInc.
- Website: www.smarsh.com/
Strategic Compliance Partners- Host Sponsor
Strategic Compliance Partners (SCP) is a leader in mortgage compliance consulting, offering mortgage banks, mortgage brokers, warehouse banks, depositories and other financial institutions, full-service outsourced, attorney-driven, compliance management, all at a fixed price. SCP navigates the ever-changing world of regulatory mortgage compliance by providing best in class service, supported by innovative technologies, and top flight legal and compliance practitioners all at a highly affordable and efficient price.
- Products and Services: Mortgage Compliance Consulting
- Website: www.strategiccompliancepartners.com
- Phone: (301) 691-1300
- Address: 8171 Maple Lawn Boulevard, Suite 200 Maple Lawn, MD 20759-2519
TRUPOINT Partners, Inc.- Host Sponsor
TRUPOINT Partners is an independent regulatory compliance company that serves over 400 mortgage companies, banks and credit unions nationwide. TRUPOINT's flagship product, TRUPOINT Analytics is a web-based analytics platform designed to take the guess work out of comparative analysis of lending for Fair Lending. Through a unique blend of technology and compliance expertise, TRUPOINT Partners allows their clients to successfully manage and mitigate regulatory risk, reduce cost, and grow their business efficiently.
- Products and Services: Fair Lending, HMDA, and CFPB Compliance Solutions
- Website: www.trupointpartners.com
- Phone: p (704) 401-1730 f (704) 401-1735
- Address: TRUPOINT Partners, Inc. 4824 Parkway Plaza Blvd., Suite 130 Charlotte, NC 28217
TenA Companies, Inc. - Host Sponsor
TenA Companies provides all Quality Control services including:
- Production Quality Control reviews to all Agency, investor or internal guidelines
- SecondLook Audit Software
- Servicing Quality Control Reviews and Software
- Fraud Reviews
- Early Payment Default Reviews
- State Specific Compliance Reviews
- APR Validator
- PreFunding Quality Control Reviews
- Quality Control Plans
- MERS® Reviews
- Website: www.tenaco.com
- Phone: (800) 255-8362
- Address: TenA Companies, Inc. 251 W Lafayette Frontage Road Saint Paul, MN 55107-1628
The Stone Hill Group- Host Sponsor
The StoneHill Group provides domestic mortgage outsourcing solutions to help mortgage lenders, banks, and credit unions improve loan quality, manage volume and manage risk.
We offer a complete range of QC solutions to help meet all investor and regulatory requirements. Our QC Solutions include: QC program development, Pre Fund/Close QC, Post Close QC, Servicing QC and Compliance Audits. Other solutions include: Closing, Post-Closing, MERS monthly reconciliation and annual reviews, FHA/VA insuring, Underwriting and Mortgage Loan Processing in many states.
The StoneHill Group also offers access to LESTM (Loan Evaluation Software), state-of-the-art software.
- Products and Services: Post Close Quality Control, Servicing Audits, Branch Audits, Closing Funding, Post Closing, Investor Delivery, FHA Insuring, Repurchase MI Rescission Defense, Contract Underwriting, Due Diligence
- Website: www.stonehillgroup.com
- Phone: (770) 399-1936
- Address: 1117 Perimeter Center West E212, Atlanta, GA 30338
Treliant Solutions- Host Sponsor
- Website: www.treliantsolutions.com
- Phone: (202) 765-2150
- Address: Treliant Solutions, 1255 23rd Street NW, Suite 510, Washington, DC 20037