Regulatory Compliance

2021 Schedule

Refine By

Session Type

Start Date

Take a look at the 2021 schedule.

Download Agenda Editable Agenda

Sunday, September 12, 2021

  • Registration

    Location: Independence Foyer,
    Independence Level

  • CMCP Track: Regulatory Compliance in the Residential Lending Cycle

    Location: Independence Ballroom I ,
    Independence Level


    Speaker(s)

    Joshua Weinberg, President, Firstline Compliance, LLC

    Michelle Trost, Attorney, McGlinchey Stafford

    Jack Konyk, Executive Director-Government Affairs, Weiner Brodsky Kider PC

    Read more Read less

    Get an overview of the regulatory compliance responsibilities for each phase of the lending process. Focus areas include how regulatory compliance affects marketing and advertising; origination and application; processing; underwriting and disposition; closing and post-closing; and servicing, as well as laws that impact the overall process.

    Speaker(s)

    Joshua Weinberg, President, Firstline Compliance, LLC

    Joshua Weinberg is a nationally recognized speaker, author, consultant, and leader in the mortgage industry. He is the President of Firstline Compliance (www.firstlinecompliance.com), a consulting company specializing in mortgage compliance and technology. He works closely with Federal and State Regulators and participates with many industry associations. He currently leads MBA’s LEP Working Group and is the past Chair of MBA’s Regulatory Compliance Committee, a member of ABA’s Residential Markets Committee, and Past Vice Chairman of the Board of Directors for MISMO.

    Michelle Trost, Attorney, McGlinchey Stafford

    Michelle Trost is a Member in McGlinchey’s Consumer Financial Services Compliance practice group. Based in our Jacksonville office, Michelle has over fifteen years of experience with financial services issues ranging from federal and state regulatory matters to state licensing issues, litigation, contracting, and vendor management. She advises the firm’s clients, particularly those involved in residential mortgage lending and in the Fintech space, on the full spectrum of regulatory compliance issues and general business topics. Michelle has particular experience in the Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), the Fair Credit Reporting Act (FCRA), construction-to-permanent residential mortgage lending, and flood insurance regulation.

    Jack Konyk, Executive Director-Government Affairs, Weiner Brodsky Kider PC

    Jack has over four decades of consumer banking and lending experience, concentrated in mortgage finance, regulatory compliance, enterprise risk, and public and government affairs. He is a frequent speaker at conferences across the country, and a prominent voice for industry with legislators and regulators at all levels of government. Jack is and has long been actively involved with the Mortgage Bankers Association, the American Association of Residential Mortgage Regulators, the Housing Policy Council, and the American Bankers Association’s Mortgage Markets committee, among others. He is now Executive Director of Government Affairs at Weiner Brodsky Kider, one of the nation's leading financial services law firms.

  • Emerging Compliance Challenges Track: Online Lead Generation: RESPA Considerations

    Location: Independence Ballroom E,
    Independence Level


    Speaker(s)

    Holly Bunting, Partner, Mayer Brown LLP

    Jerra Ryan, SVP, Compliance & QC, SWBC Mortgage

    David Shirk, Managing Member, Shirk Law PLLC

    Read more Read less

    In the first part of this two-part session, our panelists will discuss online lead generation, focusing on RESPA compliance. The session will cover lead purchasing as well as online marketing tools used to generate leads.

    Speaker(s)

    Holly Bunting, Partner, Mayer Brown LLP

    Holly Bunting is a partner in Mayer Brown’s Washington DC office and a member of the Financial Services Regulatory & Enforcement group. Holly represents companies in the mortgage lending, title insurance and real estate industries on regulatory compliance matters and defends clients subject to government audits, investigations and enforcement proceedings. She provides counsel on federal and state consumer credit and protection laws, and focuses particular attention on assisting companies in complying with the anti-kickback requirements of RESPA, including counseling clients on the creation and operation of affiliated business arrangements, reviewing proposed and existing business relationships, and drafting agreements and disclosures.

    Jerra Ryan, SVP, Compliance & QC, SWBC Mortgage

    Jerra H. Ryan, SVP of Compliance and QC at SWBC Mortgage Corporation, is a mortgage professional with three decades of service in lending. Well-versed in all areas of residential loan production, from origination through processing, underwriting and closing, Jerra set the standard for loan quality excellence and led $250-million in production as a top-ranked originator and producing branch manager before moving her unique fusion of experience into senior leadership as a compliance officer. Jerra advocates for what we can do in mortgage compliance and production. She believes compliance should provide guardrails for business, not road blocks, and brings clarity to complex rules to drive the alignment between sales and regulations.

    David Shirk, Managing Member, Shirk Law PLLC

    David Shirk is the managing member of Shirk Law PLLC. He represents financial institutions, retail and wholesale mortgage bankers, lead generators, and software vendors. David advises innovating clients on state and federal regulatory compliance, licensing, originator compensation, and responding to exams or Bureau investigations. Prior to joining LotsteinLegal in 2011, which changed its name to Shirk Law in 2020, David spent 20 years in executive roles at mortgage companies. Including as functional architect of Countrywide’s next generation loan origination system. David is admitted to the bar in ten states. He holds a J.D. and an MBA.

  • Litigation Forum

    Location: Independence Ballroom A,
    Independence Level


    Speaker(s)

    Reid Manley, Partner, Burr & Forman, LLP

    Read more Read less

    This track features recent cases that highlight key mortgage laws and how they will impact compliance responsibilities. Topics include data breach, TCPA, FDCPA, FCRA, Servicing and state law litigation.

    Speaker(s)

    Reid Manley, Partner, Burr & Forman, LLP

    Reid Manley is a partner at Burr & Forman LLP which maintains offices in Alabama, Mississippi, Georgia, Tennessee, Florida, South Carolina, North Carolina, and Delaware. Reid practices in the firm's Litigation section, specializing in financial services litigation. Reid represents consumer finance and mortgage companies throughout the country. Reid has defended clients in single plaintiff cases, as well as mass actions and class actions filed by consumers. Reid also represents mortgage companies and correspondent lenders in repurchase and/or make-whole disputes. He also handles general commercial litigation.

  • Litigation Forum Track: RESPA

    Location: Independence Ballroom A,
    Independence Level


    Speaker(s)

    Simon Fleischmann, Partner, Locke Lord LLP

    Read more Read less

    This track features recent cases that highlight key mortgage laws related to RESPA and how they will impact compliance responsibilities.

    Speaker(s)

    Simon Fleischmann, Partner, Locke Lord LLP

    Simon Fleischmann is Deputy Chair of Locke Lord’s national Financial Services Litigation Practice Group. He advises banks and non-bank financial services providers in complex litigation and regulatory enforcement matters across the country. He has tried jury and non-jury cases, argued in federal and state courts of appeal, and effectively responded to investigations by the Consumer Financial Protection Bureau and the Illinois Attorney General. Most of the matters Simon handles involve consumer-related operations, such as loan origination and modification practices, payment application procedures, website accessibility, online payment fees, collateral preservation procedures, default servicing procedures, debt collection, outbound calling practices and related technology, loan boarding and issues arising from the assignment of loans or servicing rights, implementing approved bankruptcy plans and discharge orders, credit reporting, correspondence with account holders, and other risk-sensitive operations. Simon is a member of the Governing Committee for the Conference on Consumer Finance Law (CCFL), former Chair of the Consumer Credit Committee of the Chicago Bar Association, and he frequently writes and speaks on topics of interest in the financial services industry.

  • Litigation Forum Track: Data Breach Litigation

    Location: Independence Ballroom A,
    Independence Level


    Speaker(s)

    James Brody, Chairman of Mortgage Banking, Johnston Thomas

    Read more Read less

    This track features recent cases that highlight key mortgage laws related to data breach and how they will impact compliance responsibilities.

    Speaker(s)

    James Brody, Chairman of Mortgage Banking, Johnston Thomas

    As the manager of the mortgage banking group, James Brody actively manages all the complex mortgage banking litigation, mitigation, and compliance matters for Johnston Thomas and its diverse clientele (e.g., national mortgage lenders, warehouse lenders, secondary market investors, loan servicing companies, Wall Street banking firms and insurers). Mr. Brody has successfully resolved hundreds of mitigation and litigation cases that involve complex mortgage fraud schemes, as well as large-scale repurchase and/or make-whole disputes. Mr. Brody’s experience centers on those legal issues that arise during and through loan originations, loan purchase sales, loan securitizations, foreclosures, bankruptcy actions, and repurchase and indemnification claims. Mr. Brody received his B.A. in International Relations from Drake University in 1997. He received his J.D., with a certified concentration in Advocacy, from the University of the Pacific, McGeorge School of Law in 2000. Mr. Brody also earned a Certificate of International Legal Studies in 1999. While in law school, Mr. Brody was a member of the McGeorge National Moot Court Team and participated in McGeorge’s Business Law Forum. He was a recipient of the American Jurisprudence Bancroft-Whitney Award and the Adrian and Annebel McGeorge Academic Achievement Scholarship. Mr. Brody is licensed to practice law in California and has been admitted to practice in front of the United States District Courts for the Central, Eastern, Northern, and Southern Districts of California. In addition, Mr. Brody has served as lead litigation counsel for numerous mortgage banking and commercial related disputes venued in both state and federal courts, in a direct capacity or on a pro hac vice basis, in AZ, CA, FL, MD, MI, MN, MO, OR, NJ, NY, PA, TN, and TX. Mr. Brody has made numerous media appearances and industry presentations regarding the prevention, detection, and resolution of mortgage fraud matters. Mr. Brody continues to be a featured speaker in the area of repurchase and make-whole claims, mortgage banking litigation, and regulatory compliance matters.

  • Refreshment Break

    Location: Independence Foyer,
    Independence Level

  • CMCP Track: Residential Loan Servicing Laws

    Location: Independence Ballroom I ,
    Independence Level


    Speaker(s)

    Chava Brandriss, Partner, Davis Wright Tremaine, LLP

    Tina Crivello, Chief Compliance Officer, Brock & Scott, PLLC

    Darnell Peterson, Regulatory Associate, Mortgage Bankers Association

    Read more Read less

    Hear a panel of experts provide an overview of the regulations governing loan servicing. Learn the critical areas of these laws, including loss mitigation requirements, periodic statements, escrows, and recent changes to the rules made in response to the COVID-19 pandemic.

    Speaker(s)

    Chava Brandriss, Partner, Davis Wright Tremaine, LLP

    Chava represents financial institutions against claims by consumers and navigates clients through the maze of federal and state laws regulating the residential mortgage lending and servicing industry. Drawing on over a decade of experience in the wake of the financial crisis, Chava brings to her clients a deep knowledge of the mortgage industry, including servicing and default servicing issues and regulations, loss mitigation and loan origination issues. Through her highly specialized expertise, Chava positions clients to avoid future risk and minimize potential exposure. Chava leads the mortgage and home lending practice within our banking and financial services group. She has handled hundreds of mortgage-related lawsuits, including class actions, large portfolios of individual cases and other complex litigation through trial and appeal. As an appellate litigator, Chava has crafted over 100 appellate briefs and arguments. Chava also provides regulatory and compliance advice and advocates during government enforcement actions, investigations and self-reporting and remediation scenarios. Chava has extensive experience litigating and advising clients on issues of unfair, deceptive or abusive conduct under federal and state laws, the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Equal Credit Opportunity Act, the Fair Housing Act, the Truth in Lending Act, the Real Estate Settlement Procedures Act and the Home Ownership and Equity Protection Act. Passionate about pro bono service, Chava is particularly committed to combatting housing segregation, which she strongly believes underlies the entrenched racial inequality that persists in our society. A highlight of Chava's pro bono work includes successfully trying, through appeal, a long-running fair housing lawsuit challenging polices that perpetuate residential segregation in the New York suburbs, an important victory for fair and affordable housing with nationwide impact.

    Tina Crivello, Chief Compliance Officer, Brock & Scott, PLLC

    Beginning with the Firm as an Internal Auditor, Ms. Crivello’ s role as CCO is to develop compliance policies and procedures; train management and employees in consumer protection laws and regulations; review policies and procedures for compliance with applicable laws and regulations and the Firm’s internal policies and procedures; assess emerging issues or potential risks; coordinate response to consumer complaints; report compliance activities and audit/review findings to the Partners and ensure corrective actions are remediated. Prior to joining the Firm in August of 2013, Ms. Crivello was the Florida Regional Territory Manager for a national mortgage servicer. She successfully managed a team of Territory Managers who worked with the state attorney network to ensure compliance with servicer requirements, as well as develop and implement strategies, in coordination with the firms, to improve foreclosure timelines. She also served as a witness in hundreds of foreclosure trials. A graduate of The Florida State University, Ms. Crivello also successfully completed the Florida School of Banking offered by the Florida Bankers Association and has achieved the designation as a CCCO with the ACA.

    Darnell Peterson, Regulatory Associate, Mortgage Bankers Association

    Darnell Peterson has been a Regulatory Associate with MBA since September of 2019. Currently, he supervises MBA’s Government Loan Servicing Subcommittee and the Loan Administration Committee providing regulatory policy updates concerning residential housing loss mitigation. Previous to joining MBA, he developed a background in government affairs and policy analysis as a government affairs research and policy analyst intern at Forbes Tate Partners and the Exelon Corporation. Darnell also has held positions in the financial services industry with his time at Bank of America. He has a Masters in Public Policy from Drexel University and a BA in Political Science from Delaware State University.

  • Emerging Compliance Challenges Track: Online Lead Generation: Licensing and Other Compliance Considerations

    Location: Independence Ballroom E,
    Independence Level


    Speaker(s)

    Jerra Ryan, SVP, Compliance & QC, SWBC Mortgage

    David Shirk, Managing Member, Shirk Law PLLC

    Read more Read less

    The second part of this two-part session will focus on licensing requirements and other potential compliance issues that may arise in connection with the use of online lead generation tools.

    Speaker(s)

    Jerra Ryan, SVP, Compliance & QC, SWBC Mortgage

    Jerra H. Ryan, SVP of Compliance and QC at SWBC Mortgage Corporation, is a mortgage professional with three decades of service in lending. Well-versed in all areas of residential loan production, from origination through processing, underwriting and closing, Jerra set the standard for loan quality excellence and led $250-million in production as a top-ranked originator and producing branch manager before moving her unique fusion of experience into senior leadership as a compliance officer. Jerra advocates for what we can do in mortgage compliance and production. She believes compliance should provide guardrails for business, not road blocks, and brings clarity to complex rules to drive the alignment between sales and regulations.

    David Shirk, Managing Member, Shirk Law PLLC

    David Shirk is the managing member of Shirk Law PLLC. He represents financial institutions, retail and wholesale mortgage bankers, lead generators, and software vendors. David advises innovating clients on state and federal regulatory compliance, licensing, originator compensation, and responding to exams or Bureau investigations. Prior to joining LotsteinLegal in 2011, which changed its name to Shirk Law in 2020, David spent 20 years in executive roles at mortgage companies. Including as functional architect of Countrywide’s next generation loan origination system. David is admitted to the bar in ten states. He holds a J.D. and an MBA.

  • Litigation Forum Track: TCPA

    Location: Independence Ballroom A,
    Independence Level


    Speaker(s)

    Amy Doolittle, Partner, Squire Patton Boggs

    Read more Read less

    This track features recent cases that highlight key mortgage laws and how they will impact compliance responsibilities. Topics include data breach, TCPA, FDCPA, FCRA, Servicing and state law litigation.

    Speaker(s)

    Amy Doolittle, Partner, Squire Patton Boggs

    Amy Doolittle serves as a member of the firm's Global Board. She has extensive experience in product liability and mass tort matters, financial services litigation, consumer and commercial arbitrations, class actions and MDL proceedings. Amy has represented clients in high-stakes litigation proceedings across a wide array of industries, from pharmaceutical and chemical companies to financial services and insurance companies. Amy has argued in front of various state and federal trial courts and courts of appeal.

  • Litigation Forum Track: FDCPA

    Location: Independence Ballroom A,
    Independence Level


    Speaker(s)

    Aaron Chastain, Partner, Bradley Arant Boult Cummings, LLP

    Read more Read less

    This track features recent cases that highlight key mortgage laws related to FDCPA and how they will impact compliance responsibilities.

    Speaker(s)

    Aaron Chastain, Partner, Bradley Arant Boult Cummings, LLP

    Aaron is a partner in the Birmingham office of Bradley Arant Boult Cummings LLP and a member of the firm’s Banking and Financial Services Practice Group. He represents a number of financial services companies, including mortgage originators and servicers, student lenders, money transmitters, and banks. Although his background is in litigation, he has developed a significant level of experience with state and federal laws governing financial services companies and often assists his clients with compliance and licensing issues.

  • Refreshment Break

    Location: Independence Foyer,
    Independence Level

  • CMCP Track: TRID Compliance Basics

    Location: Independence Ballroom I,
    Independence Level


    Speaker(s)

    Jennifer Dozier, Partner, Franzen and Salzano, PC

    Robert Jaworski, Of Counsel, Holland & Knight, LLP

    Read more Read less

    Gain an understanding of the TILA-RESPA Integrated Disclosure rule (TRID), also known as the “Know Before You Owe” mortgage disclosure rule. Learn about enforcement of the rule and get tips and resources from experts on complying with the rule.

    Speaker(s)

    Jennifer Dozier, Partner, Franzen and Salzano, PC

    Jennifer Dozier is a partner with Franzén & Salzano, P.C.  She practices in the firm’s regulatory lending compliance area, focusing on both federal and state regulatory compliance.  Jenny advises banks, mortgage lenders, real estate brokers, title agents and other settlement service providers on the laws of all 50 states and federal law including, but not limited to, RESPA, TILA, ECOA and HMDA.  Jenny advises her clients regarding licensure, marketing, fees, disclosures, reporting, fair lending, compensation and other matters related to their products and services.  She drafts and negotiates contracts, including service agreements, loan purchase and sale agreements and warehouse documents.  She also assists clients in responding to regulatory examinations and actions.  Jenny manages the firm’s monitoring and reporting of federal and state legislation and regulations.  She received her B.A. in Political Science from the University of Georgia.  Jenny received her J.D. from the University of Mississippi School of Law, where she served as a member of the Mississippi Law Journal.  

    Robert Jaworski, Of Counsel, Holland & Knight, LLP

    Robert M. Jaworski is a financial services attorney in Holland & Knight's Philadelphia office who focuses on consumer credit compliance and other regulatory issues of concern to banks, thrifts, credit unions, mortgage bankers, secondary mortgage lenders, finance companies and industry-related trade associations. Mr. Jaworski has extensive experience counseling institutions that provide financial products and services to consumers regarding the myriad federal and state laws and regulations with which they must comply. He assists clients in their development of new consumer financial products and services, reviews documents for compliance with federal and state laws, assists with bank applications and other regulatory issues of concern to banking institutions, helps financial institutions resolve compliance and licensing issues raised by state and federal regulators, performs compliance audits of loan files and operations, assists litigators in consumer finance-related individual and class action litigation, and provides counsel on day-to-day compliance issues as they arise. Previously, Mr. Jaworski has served as a Deputy Attorney General in the New Jersey Division of Law and as Deputy Commissioner of the New Jersey Department of Banking. He was also the former editor of Pratt's Mortgage Compliance Letter, a national publication on mortgage compliance issues, and an educator, having founded and served for many years as an instructor for a company that trained mortgage loan originators on federal and New Jersey residential mortgage laws and regulations. Mr. Jaworski is a frequent speaker on compliance issues before state and national groups and has authored numerous articles on financial services issues.

  • Emerging Compliance Challenges Track: Social Media, Big Data and Digital ID – What Should a Compliance Officer Understand?

    Location: Independence Ballroom E ,
    Independence Level


    Speaker(s)

    David Stein Esq., Partner, Bricker & Eckler LLP

    Nicole Booth, Executive Vice President, Public Affairs, Notarize

    Sheraz Syed, Product & Privacy Counsel, Blend

    Lucia Jacangelo, Regulatory Specialist, Mortgage Bankers Association

    Read more Read less

    Part of ensuring successful and compliant operations is monitoring to ensure new technologies are used appropriately. Learn how recent innovations and technological trends are operationalized and hear expert tips to help your institution maintain compliance in a changing environment.

    Speaker(s)

    David Stein Esq., Partner, Bricker & Eckler LLP

    David K. Stein is a Partner at Bricker & Eckler LLP.  He chairs the firm’s Consumer Financial Services practice group and maintains a national practice in this area. David represents lenders facing critical issues related to loan origination, marketing and sales practices, and loan servicing, and defends claims arising from a broad range of issues, including TILA, RESPA, ECOA, FCRA, TCPA, GLBA, CFPA, BSA and other state and federal-related matters.  David represents clients in state and federal regulatory investigations and examinations, enforcement actions and consumer claims and has defended action commenced by the CFPB, FTC, state banking agencies and other agencies. He prosecutes and defends complex litigation throughout the U.S., including class actions and multidistrict litigation and is regularly involved in restrictive covenant litigation on behalf of lenders throughout the U.S. David is a thought leader on the subjects of RESPA, loan origination, fair lending, anti-money laundering, UDAAP and compliance management and frequently teaches national audiences on these subjects.  A leading expert on advertising and sales practices, David is the author of the MBA’s   Social Media and Digital Advertising Compliance Resource Guide. David serves on various banking industry committees, including the Mortgage Bankers Association Legal Committee, Litigation Subcommittee and Risk Committee, as well as the ABA’s Consumer Financial Services Committee and the Governing Committee of the Council on Consumer Finance Law (CCFL).  David is a Fellow of the American Bar Foundation.

     

    Nicole Booth, Executive Vice President, Public Affairs, Notarize

    Nicole Booth serves as Executive Vice President of Public Affairs at Notarize. Nicole leads the organization’s efforts to build and maintain trust and support among external audiences, including government affairs, industry relations and community engagement. She joined Notarize in August 2020. Prior to Notarize, Nicole was a vice president in Government Affairs at Quicken Loans and Rock Family of Companies and a member of the K&L Gates Public Policy and Law Practice in Washington, D.C. Nicole also spent time on Capitol Hill working on legislative issues in the personal office of former Ways and Means Committee Chairman Dave Camp and former New Hampshire Congressman Jeb Bradley. Nicole was awarded the Five Star Institute Rising Business Leader Award.

    Sheraz Syed, Product & Privacy Counsel, Blend

    Sheraz Syed is Product & Privacy Counsel at Blend. In his current capacity he provides legal support for enterprise-wide privacy initiatives, product counseling, and other various legal matters impacting the fintech space. Prior to joining Blend, he was Regulatory Counsel at Promontory MortgagePath and Regulatory Associate in Residential Policy at the Mortgage Bankers Association. As a certified subject matter expert on information privacy, he has spent much of his time focused on the impact of data privacy and security in financial services. Sheraz also spent time as a litigator with a boutique law firm in New York, representing financial institutions, debt collection agencies, and commercial real estate companies.

    Lucia Jacangelo, Regulatory Specialist, Mortgage Bankers Association

    Lucia Jacangelo is a Regulatory Specialist in the Public Policy and Industry Relations department at the Mortgage Bankers Association. She graduated magna cum laude with a degree in business finance from Virginia Tech, then received her Master of Business Administration and Juris Doctorate from George Mason University. Lucia joined MBA in 2019 and works on the Regulatory Policy team, covering legal issues, trends in litigation, and regulatory compliance matters. Her portfolio includes mortgage-related legislative and regulatory issues arising from Dodd-Frank, CCPA, GLBA, and RESPA.

  • Litigation Forum Track: FCRA

    Location: Independence Ballroom A,
    Independence Level


    Speaker(s)

    Andrew Stutzman, Co-Chair, Financial Services Litigation, Stradley, Ronon, Stevens & Young, LLP

    Read more Read less

    This track features recent cases that highlight key mortgage laws related to FCRA and how they will impact compliance responsibilities.

    Speaker(s)

    Andrew Stutzman, Co-Chair, Financial Services Litigation, Stradley, Ronon, Stevens & Young, LLP

    Andrew K. Stutzman is a Philadelphia trial lawyer who founded and chairs the financial services litigation practice at Stradley Ronon. Andrew resolves complex disputes through litigation, especially finance-related matters. He has tried civil cases of diverse subject matters in many state, federal and ADR courts throughout his career and assisted in the defense of government investigations and criminal proceedings. Andrew’s team resolves disputes involving consumer or commercial financial products or services. Andrew is often invited to discuss finance litigation topics, and has been privileged to appear at events of the Federal Deposit Insurance Corporation, the Commonwealth of Pennsylvania, the Mortgage Bankers Association and the Risk Management Association.

  • Litigation Forum Track: Servicing

    Location: Independence Ballroom A,
    Independence Level

    Read more Read less

    This track features recent cases that highlight key mortgage laws related to servicing and how they will impact compliance responsibilities.

  • Litigation Forum Track: State Trends

    Location: Independence Ballroom A,
    Independence Level


    Speaker(s)

    Keith Barnett, Partner, Troutman Pepper

    Read more Read less

    This track features recent cases that highlight key mortgage laws related to state trends and how they will impact compliance responsibilities.

    Speaker(s)

    Keith Barnett, Partner, Troutman Pepper

    Keith Barnett is a litigation, compliance, regulatory, investigations (internal and regulatory), and enforcement attorney with 20 years of experience representing clients in the financial services industry. Keith represents clients against government regulators (CFPB, FTC, SEC, CFTC), industry regulators (FINRA) and private litigants in federal courts, state courts and before arbitration and administrative law panels in the financial services industry. Keith advises payment processors, money transmitters, payments apps and similar companies on compliance with federal and state money services business laws. Keith also represents these companies in lawsuits and government enforcement actions. Keith regularly writes and lectures about hot topics in the financial services industry, focusing on issues that include the latest developments in payments and with the FTC and CFPB.

  • CMCP Track: UDAP, UDAAP, & the MAP Rule Compliance Basics

    Location: Independence Ballroom I,
    Independence Level


    Speaker(s)

    Joseph Lynyak, Partner, Dorsey & Whitney LLP

    Stephen Fogdall, Esq, Partner, Schnader Harrison Segal & Lewis LLP

    Colgate Selden, Managing Director & Head of Regulation and Compliance, Promontory MortgagePath LLC

    Read more Read less

    The UDAP, UDAAP, and the MAP Rule Compliance Basics course begins with an overview of the rules. It continues with an explanation of unfair, deceptive, and abusive practices and the scope of the MAP Rule, along with its prohibited representations and record-keeping requirements. Additionally, this course covers how UDAP and UDAAP interplay with state and federal laws, and it provides guidance for staying compliant with the rules.

    Speaker(s)

    Joseph Lynyak, Partner, Dorsey & Whitney LLP

    Joe is a partner in the Firm’s Finance & Restructuring Group and a member of the Banking Industry Group. He practices in both the Firm’s Washington, D.C. and Southern California offices. Joe possesses a broad knowledge base regarding foreign banks and domestic banks, savings associations, bank holding companies, finance companies, mortgage banking companies and their subsidiaries and affiliates. His practice includes providing financial intermediaries advice in the areas of regulatory and strategic planning, application and licensing, legislative strategy, commercial and consumer lending, examination, supervision and enforcement, and general corporate matters. Joe’s FDIC-insured financial institution clients benefit from his experience in the special state and federal statutory and regulatory requirements—including safety and soundness issues—that apply to regulated financial intermediaries. He regularly counsels clients on matters such as retail operations, privacy, identity theft, consumer compliance, application and underwriting, payments systems, Internet, electronic commerce, examination, supervision and enforcement, operational and strategic planning matters. Joe is a frequent lecturer on legal topics involving the operation and regulation of financial service companies. Specific regulatory topics upon which Joe has advised clients and spoken at conferences include the Dodd-Frank Act, prudential regulation, the Volcker Rule, the Bank Secrecy Act (and other anti-money laundering provisions), mortgage lending and the CFPB.

    Stephen Fogdall, Esq, Partner, Schnader Harrison Segal & Lewis LLP

    Stephen A. Fogdall is a partner in the Philadelphia office of Schnader Harrison Segal & Lewis LLP, and co-chair of Schnader’s Financial Services Litigation Practice Group. Mr. Fogdall maintains a diverse litigation practice, with a focus in financial services and business litigation. Mr. Fogdall has counseled mortgage companies, banks, mortgage insurers and other institutions in handling consumer protection claims, securities fraud claims, business-to-business disputes, shareholder disputes, government investigations, and many other matters. In addition to his litigation practice, he serves as chair of the firm’s Pro Bono Committee.

    Colgate Selden, Managing Director & Head of Regulation and Compliance, Promontory MortgagePath LLC

    Colgate Selden is Managing Director & Head of Regulation and Compliance at Promontory MortgagePath. Colgate oversees all aspects of compliance and lending regulatory and legal matters for the company including those arising from technology development, loan fulfillment and secondary mortgage market activities. He also serves as Promontory MortgagePath’s chief risk officer facilitating the company’s enterprise risk management. Prior to joining Promontory, Colgate was a consumer finance regulatory partner in Alston & Bird LLP’s Financial Services and Products Practice Group and was a senior counsel in the CFPB’s Office of Regulations where he was a member of the LO Comp, ATR, TRID, HELOC and AMTPA rulemaking teams. Colgate additionally served as the CFPB lead for TILA mortgage regulatory inquiries from industry, Congress and consumer groups and was a senior advisor for RESPA section 8, Regulation P and FDCPA policy.  Prior to the CFPB, he was part of the CFPB Implementation Team with the Treasury Department and was in a nationally recognized private practice where he advised banks, nondepositories and ancillary service providers on federal and state regulatory issues.

  • Emerging Compliance Challenges: Climate Risk and Mortgage Compliance

    Location: Independence Ballroom E,
    Independence Level


    Speaker(s)

    Daniel McPheeters, Senior Manager, Reference Point

    Howard Botts, Chief Scientist, CoreLogic

    Bernadette Kogler, President, RiskSpan, Inc.

    Michael Fratantoni, Ph.D., Chief Economist and Senior Vice President of Research and Industry Technology, Mortgage Bankers Association

    Read more Read less

    Join an esteemed panel of experts to discuss how climate change is impacting the US mortgage market and what to expect from regulators and policymakers in the coming years. Learn how climate change might impact your company and its portfolio and what steps you can take now to prepare.

    Speaker(s)

    Daniel McPheeters, Senior Manager, Reference Point

    Howard Botts, Chief Scientist, CoreLogic

    With more than 30 years of experience in geographic information systems, Dr. Howard Botts leads CoreLogic’s team of GIS professionals in geospatial database development efforts to generate and maintain natural hazard solutions. The founder of geospatial information provider Proxix Solutions, Botts joined CoreLogic in 2007 when the company acquired Proxix. A professor emeritus of geography at the University of Wisconsin in Whitewater, Botts is a recognized expert in natural hazard risk solutions and climate change impacts on the real estate ecosystem. He regularly speaks on a variety of topics related to the field. His dedication and work help to answer some of the insurance industry’s questions about what has happened and what could happen in terms of our planet’s natural hazards.

    Bernadette Kogler, President, RiskSpan, Inc.

    Bernadette Kogler is co-founder and CEO of RiskSpan Inc, a leading provider of data and analytics for mortgage and the capital markets. Bernadette is a seasoned executive with over 25 years of experience in mortgage and structured finance. She is an expert at leading organizations in developing innovative yet practical solutions to strategic and operational problems. Her deep expertise spans the entire lending lifecycle, from loan origination, to servicing, to capital markets transactions and asset management. Bernadette is a leader in risk management, analytics, financial modeling and technology. Throughout her career, she has delivered solutions to the country’s largest private financial institutions, Government Sponsored Enterprises and Federal Government Agencies. A respected expert on mortgage finance issues, she is the author of several articles and research studies for a variety of clients. Bernadette began her career in the Treasury Department of Prudential Insurance Company and then served for ten years with KPMG’s Mortgage and Structured Finance Practice. She holds an MBA from Seton Hall University and BS in Finance from Villanova University. 

    Michael Fratantoni, Ph.D., Chief Economist and Senior Vice President of Research and Industry Technology, Mortgage Bankers Association

    Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys and benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is a member of the Board of Directors of MISMO and the membership committee of MERS. Prior to joining MBA, Fratantoni worked in risk management and senior economist roles at Washington Mutual and Fannie Mae.  He received a Ph.D. in economics from Johns Hopkins University and a B.A. in economics from The College of William and Mary, and has served as an adjunct professor at the University of Washington, and Johns Hopkins, George Washington, and Georgetown Universities.

  • Litigation Forum Track: Labor and Employment Issues for Mortgage

    Location: Independence Ballroom A,
    Independence Level


    Speaker(s)

    Ari Karen, Principal, Offit Kurman

    Read more Read less

    This track features recent cases that highlight key mortgage laws related labor and employment issues for mortgages and how they will impact compliance responsibilities.

    Speaker(s)

    Ari Karen, Principal, Offit Kurman

    Ari Karen is an experienced litigator and speaker who has focused his practice in representing financial institutions in both government investigations and litigation before state and federal trial and appellate courts nationwide. Mr. Karen's practice is diverse, representing clients on matters concerning banking regulations, Dodd Frank financial reform laws, contractual disputes, employment and labor statutes, wage-hour class actions, employment discrimination and fair lending matters, whistleblower complaints and non-competition claims, among others.

  • Opening Reception in the Exhibit Area: Two-Party Party

    Location: Independence Foyer,
    Independence Level

Our Sponsors