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Schedule subject to change.

Note: Meeting rooms may change, so please refer to the MBA Events mobile app -available in both the App Store and Google Play- on-site for final locations.

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Sunday, September 16, 2018

  • CMCP TRACK: Regulatory Compliance in the Residential Lending Cycle

    Location: Independence Ballroom E


    David Shirk, Partner, LotsteinLegal PLLC

    Jeffrey P. Barringer, Member, McGlinchey Stafford

    Breakout Session,

    CMCP Track

    This session provides a high-level overview of the regulatory compliance responsibilities in each phase of the mortgage lending process, including key laws and their provisions.


    David Shirk, Partner, LotsteinLegal PLLC

    David Shirk is a partner at LotsteinLegal PLLC advising clients on state and federal regulatory compliance, operational process improvement, development of new business models, and licensing. His clients include financial institutions performing both retail and wholesale mortgage banking and brokering, lead generators, and software vendors. David has extensive background in the practical implications of RESPA, TILA, ECOA, Fair Housing, and HMDA compliance.  David has served on: Roundtable discussions with Elizabeth Warren on mortgage disclosure integrations; the Federal Reserve Board's Consumer Advisory Council; the Mortgage Reform Working Group; and HUD's Negotiated Rulemaking proceedings on yield spread premiums.  David joined LotsteinLegal PLLC in 2011 after 20 years of mortgage experience as CEO, COO, CIO and Chief Compliance Officer. David was the functional architect for Countrywide’s next generation loan origination system and performed detailed reviews and automation analysis of two other top 10 lenders' end-to-end loan fulfillment workflows.

    Jeffrey P. Barringer, Member, McGlinchey Stafford

    Jeff Barringer is a Member in the consumer financial services and business law groups of McGlinchey Stafford's Albany office.  Jeff regularly advises financial institutions, mortgage companies, sales finance companies, and other providers of consumer financial services on compliance with state and federal law, including usury restrictions, preemption, licensing, and other regulatory compliance matters. Jeff has also assisted regulated entities in responding to regulatory inquiries and examination issues.  Jeff has experience working with several consumer facing financial services products and has advised on issues relevant to mortgage lending, mortgage servicing, manufactured housing, sales finance, secured and unsecured lending, charge cards, credit cards, virtual currencies, and money services businesses. Jeff has also assisted with the regulatory due diligence for transactions involving providers of financial services.