Schedule

Schedule subject to change.

Note: Meeting rooms may change, so please refer to the MBA Events mobile app -available in both the App Store and Google Play- on-site for final locations.

PDF Agenda Editable Agenda

Monday, September 17, 2018

  • REGTECH FINTECH TRACK: Compliance Challenges of Alternative Communications Channels

    Location: Independence Ballroom E,
    Independence Level


    Speaker(s)

    Thomas Kearney, Partner, Akerman LLP

    Colgate Selden, Managing Director and Head of Regulation and Compliance, Promontory MortgagePath LLC

    Justin Wiseman, Associate Vice President and Managing Regulatory Counsel, Mortgage Bankers Association

    Breakout Session,

    Regtech Fintech Track

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    The increasing reliance on mobile devices has changed the way consumers expect to interact with loan originators and servicers. This session explores the compliance challenges that arise when seeking to meet borrowers through their preferred communication channel or by adding process efficiencies to the loan manufacturing process.

    Speaker(s)

    Thomas Kearney, Partner, Akerman LLP

    Thomas Kearney joined Akerman from the Consumer Financial Protection Bureau's Office of Regulations, where he played a key role developing and drafting multiple mortgage originations related rulemakings. He most recently led the team responsible for the Home Mortgage Disclosure Act rulemakings. Thomas was also substantially involved in the CFPB's TILA-RESPA Integrated Disclosure (KBYO) rulemaking and the Ability-to-Repay and Qualified Mortgage rulemakings. He also worked on various CFPB outreach efforts regarding the Dodd-Frank Act Title XIV rulemakings, and handled guidance on legal and issues arising under TILA, HMDA, FCRA, and RESPA. Thomas' practice now centers on federal and state financial statutes and regulations. He assists lenders, financial technology companies, banks, and other financial services providers with navigating the wide range of challenges that arise under financial services laws. He focuses his practice on issues arising under consumer financial laws, including the Truth in Lending Act, the Home Mortgage Disclosure Act, the Equal Credit Opportunity Act, and the Real Estate Settlement Procedures Act.

    Colgate Selden, Managing Director and Head of Regulation and Compliance, Promontory MortgagePath LLC

    Colgate Selden is Managing Director & Head of Regulation and Compliance at Promontory MortgagePath. Colgate oversees all aspects of lending regulatory and legal matters for the PMP group of companies including those arising from software development, loan fulfillment and secondary mortgage market activities carried out through the PromonTech, Promontory Fulfillment services LLC and Promontory ResiMarkets subsidiaries. Prior to joining MortgagePath, he was a consumer finance regulatory partner in Alston & Bird LLP’s Financial Services and Products Practice Group and was a senior counsel in the CFPB’s Office of Regulations where he was a member of the LO Comp, ATR, TRID, HELOC and AMTPA rulemaking teams. Colgate additionally served as the CFPB lead for TILA mortgage regulatory inquiries from industry, Congress and consumer groups and was a senior advisor for RESPA section 8, Regulation P and FDCPA policy. Prior to the CFPB, he was in a nationally recognized private practice where he advised banks, nondepositories and ancillary service providers on federal and state regulatory issues.

    Justin Wiseman, Associate Vice President and Managing Regulatory Counsel, Mortgage Bankers Association

    Justin Wiseman is an Associate Vice President and Managing Regulatory Counsel in the Public Policy and Industry Relations department at the Mortgage Bankers Association. Justin manages MBA’s Regulatory Policy team that covers legal issues, trends in litigation, regulatory compliance matters, and servicing as well as provides strategic direction to advance MBA member priorities on regulatory and legal matters. This team also analyzes pending rules and legislation, provides comments on behalf of MBA members on pending rules or regulations and helps develops MBA’s posture towards innovation and innovation policy. Prior to this, he staffed MBA’s Loan Administration committee, providing policy development insights and working with stakeholders to advocate on behalf of the industry. Justin assisted the Department to formulate responses to policy initiatives and helps monitor relevant trends in the servicing market. Justin also worked at MBA as Associate Regulatory Counsel to analyze forthcoming legislation and administrative rule-making. Before joining MBA, Justin clerked for a federal District Court in the Middle District of Tennessee and worked with the Center for Strategic and International Studies on European and Transatlantic security issues.

  • REGTECH FINTECH TRACK: Data Security Compliance Update

    Location: Independence Ballroom E,
    Independence Level


    Speaker(s)

    Damon Smith, Partner, Jenner & Block LLP

    Ashley Hutto-Schultz, Senior Associate, Hogan Lovells US LLP

    Ash Khan, Managing Director, Treliant, LLC

    Mitchel H. Kider, Chairman and Managing Partner, Weiner Brodsky Kider PC

    Christy Ames, Senior Vice President and General Counsel, Republic Bank

    Breakout Session,

    Regtech Fintech Track

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    Data security must always be top of mind for anyone focused on business risks. Join a discussion on best practices for data security, identifying emerging threats and how to structure a flexible and responsive data security regime.

    Speaker(s)

    Damon Smith, Partner, Jenner & Block LLP

    Damon Smith is a partner in Jenner & Block’s Government Controversies and Public Policy Litigation and Real Estate practice groups. Mr. Smith has extensive experience with the intersections of law and public policy, gained in the private sector, academia and in several senior public sector positions, including as acting general counsel for the U.S. Department of Housing and Urban Development.
    Since joining Jenner & Block, Mr. Smith has represented financial services companies on a variety of federal and state regulatory compliance matters and led internal investigations and policy reviews on their behalf. In addition, he has helped leading mortgage banks mitigate litigation risk on complex matters.
    Mr. Smith’s extensive knowledge of banking and consumer regulations impacting residential mortgages has led him to represent clients before the primary regulators in the field, including the Federal Housing Administration, the Federal Housing Finance Agency, the Consumer Financial Protection Bureau and state Attorneys General.

    Ashley Hutto-Schultz, Senior Associate, Hogan Lovells US LLP

    Ashley Hutto-Schultz handles a broad array of US state and federal financial services regulatory matters. She helps established companies and new US market entrants navigate the intricacies of the consumer financial services regulatory landscape. Representative clients include FinTech companies, bank and non-bank mortgage lenders, servicers, and third-party service providers.  Ashley also has first-hand operational experience as the Director of Compliance at an independent mortgage lender where she served as the AML Compliance Officer and ran all aspects of the regulatory compliance management system. Prior to that, she worked on similar matters as an associate at an Am Law 200 firm.

    Ash Khan, Managing Director, Treliant, LLC

    Ash Khan, Managing Director of Treliant, has over 20 years of experience in information security, technology risk management, enterprise architecture, and technology infrastructure. His expertise spans a diverse range of industries including banking, insurance, pharmaceuticals, and government.  Prior to joining Treliant, Ash has held progressively senior leadership roles, most recently as the Chief Information Security Officer of the Global Consumer Banking division of Citigroup. In this role, he was accountable for ensuring the security of the Global Consumer Banking portfolio of products, services, applications, and customer data spanning the online, mobile, voice, branch, and ATM channels. During his tenure, he helped the business securely deploy innovative banking products utilizing leading-edge security capabilities, reducing risk while improving customer experience. He was also responsible for driving the Citi Payment Card Industry (PCI) Data Security Standard Program and represented Citi on the PCI Council Board of Advisors for several consecutive terms.  Ash has hands-on experience managing the Information Security risk of complex mergers and acquisitions. He has built security programs from inception through execution, augmenting traditional security program management with business continuity, disaster recovery, and IT compliance.

    Mitchel H. Kider, Chairman and Managing Partner, Weiner Brodsky Kider PC

    Mitchel H. Kider is the Chairman and Managing Partner of Weiner Brodsky Kider PC, a national law firm specializing in the representation of financial institutions, residential homebuilders, and real estate settlement service providers. In his 36 years as a practicing attorney, Mitch has represented banks, mortgage companies, homebuilders, credit card issuers, and other financial service companies in a broad range of litigation and regulatory and compliance matters. He represents clients in investigative and enforcement actions before the Consumer Financial Protection Bureau, Department of Housing and Urban Development, Department of Veterans Affairs, Department of Justice, Federal Trade Commission, Ginnie Mae, Fannie Mae, Freddie Mac, and various state and local regulatory authorities and Attorneys General offices. Mitch speaks frequently on regulatory and litigation matters before trade associations and other industry groups. He is a Fellow of the American College of Consumer Financial Services Lawyers, and a Faculty Fellow of the Mortgage Bankers Association. Mitch is the author of six books pertaining to residential mortgage finance and also has written numerous law review and real estate journal articles on the subject. His most recent books are Consumer Protection and Mortgage Regulation Under Dodd-Frank (West/Thomson Reuters 2017) and Real Estate and Mortgage Banking: A New Era of Regulatory Reform (West/Thomson Reuters 2017-2018).

    Christy Ames, Senior Vice President and General Counsel, Republic Bank

    Christy Ames is SVP, General Counsel at Republic Bank & Trust Company in Louisville Kentucky. Prior to joining Republic Bank, she was a Member of Stites & Harbison, PLLC, chairing its Financial Institution Litigation Sub Group and representing lenders and servicers in class actions, individual borrower lawsuits, and complex foreclosures. Prior to joining Stites & Harbison, Christy was General Counsel for First Residential Mortgage Network, Inc., a residential mortgage lender licensed in over forty states. Christy is a frequent presenter for the Mortgage Bankers Association of America and the American Conference Institute.

  • REGTECH FINTECH TRACK: Emerging Technologies and Compliance Management

    Location: Independence Ballroom E,
    Independence Level


    Speaker(s)

    Ben Wu, Executive Director, LoanScorecard

    Deborah Hoffman, Founder & Chief Executive Officer, Symmetry Blockchain Advisors, Inc.

    Amanda M. Daeges, Vice President and Assistant General Counsel, U.S. Bank

    Scott E. Wortman, Partner, Blank Rome LLP

    Breakout Session,

    Regtech Fintech Track

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    Smart companies anticipate how future developments will impact their current operations. Here about the innovations around the corner that will impact the mortgage business and compliance. Experts discuss big data, automated underwriting, blockchain and more.

    Speaker(s)

    Ben Wu, Executive Director, LoanScorecard

    Ben Wu has more than 20 years of mortgage industry experience and serves as Executive Director of LoanScorecard, a leading partner for banks and investors seeking fair lending and loan-loss reserve technology solutions including the only automated underwriting engine for non-agency loans. Wu brought to market the first automated QM assessment tool making LoanScorecard top-of-mind for automated underwriting for portfolio loans. He diligently works alongside clients, addressing concerns and opportunities related to automated underwriting, non-QM, loan pricing, credit risk models, and portfolio management.

    Deborah Hoffman, Founder & Chief Executive Officer, Symmetry Blockchain Advisors, Inc.

    Debbie Hoffman is Founder & CEO of Symmetry Blockchain Advisors working with clients in their endeavors related to education, strategy and development of blockchain solutions. With her experience in financial services, law and technology innovation, Debbie brings a unique perspective to blockchain innovation. Debbie was previously the Chief Legal Officer at Digital Risk and a finance attorney at Thacher Proffitt & Wood in New York. She served as a professor at the Florida A&M University College of Law and the University of Central Florida. In 2018 Debbie was named a NAWRB Roaring Thirty Winner.” In 2017 Debbie was named as a Top General Counsel by First Chair Awards, received an Honorable Mention in MReport’s Women in Housing and was a “Hot 100” in Mortgage Professional America. She was selected as a Woman of Influence by Housingwire Magazine multiple times and has been the receipt of two Stevie® Awards.

    Amanda M. Daeges, Vice President and Assistant General Counsel, U.S. Bank

    Amanda Daeges is Vice President and Assistant General Counsel for U.S. Bank. In her current role, Amanda supports U.S. Bank’s retail and wholesale mortgage divisions as mortgage origination attorney. She provides legal counsel related to the origination of mortgages through the Bank’s retail, correspondent, and HFA channels by advising on regulatory matters, product development, loan documentation, credit underwriting, and dispute resolution. She also serves as Chair for the U.S. Bank Law Division Diversity and Inclusion Council and is the current Vice Chair of the MBA Legal and Regulatory Compliance Committee.
    Prior to her current position, Amanda served as a consumer regulatory attorney at U.S. Bank and as Associate Counsel at the Minnesota Bankers Association.

    Scott E. Wortman, Partner, Blank Rome LLP

    Scott E. Wortman is a Partner at Blank Rome LLP, with a practice focusing on consumer financial services litigation, including individual and class action defense, regulatory proceedings, and administrative investigations. Additionally, he represents and counsels clients on corporate and regulatory compliance procedures in a wide variety of consumer financial areas. Mr. Wortman is also a strategic advisor to FinTech and other digital business clients on privacy issues, data and cyber security, vendor management, and consumer protection.