Spring Conference & Expo: Independent Mortgage Banks, Secondary Markets, Servicing and Technology

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Thursday, April 22, 2021

  • Engagement Session: Servicing Super Session (Closed to Media)

    Location: Engagement & Networking Suite


    Loretta Salzano, President, Franzen and Salzano, PC

    Michael Waldron, General Counsel and Chief Compliance Officer, Community Loan Servicing, LLC

    Servicing Solutions

    In this live and interactive session, attendees turn on their camera and mic and join the discussion with peers, colleagues, and industry experts. You set the agenda by bringing your comments and questions on today's hot topics on loan servicing, whether it's operational, regulatory, or strategic, for performing loans, loans in forbearance, or loans in default. Our engaging hosts will match your question to a panelist to answer it. Join us for this virtual version of our in-person conference favorite.

    Loretta Salzano, President, Franzen and Salzano, PC
    Michael Waldron, General Counsel, Community Loan Servicing, LLC

    Jonathan Kolodziej, Partner, Bradley
    John Lawrence, President, Servicing and Lender Services, BSI Financial Services
    Jane Mason,
    Chief Executive Officer, Clarifire
    Caroline Reeves, Chief Executive Officer, Mortgage Contracting Services, LLC
    Marissa Yaker,
    Managing Attorney of Foreclosure, Padgett Law Group


    Loretta Salzano, President, Franzen and Salzano, PC

    Loretta Salzano founded Franzén and Salzano in 1997 after serving as in-house counsel to financial institutions. Loretta advises banks, mortgage lenders, real estate brokers, title agents and other settlement service providers on how to increase their business while remaining within the confines of the laws of all 50 states and federal law including, but not limited to, RESPA, TILA, ECOA and HMDA. Loretta advises her clients regarding fair lending, compensation, marketing, licensure, fees, disclosures, reporting, and other matters regarding their products and services. She drafts and negotiates contracts, including service agreements, compensation agreements, loan purchase and sale agreements and warehouse documents. Loretta also assists clients in responding to regulatory examinations and actions.  Loretta was named a Top Compliance Lawyer by Mortgage Compliance Magazine, is a Fellow of the American College of Consumer Financial Services Attorneys and serves as Legal Counsel to the Mortgage Bankers Association of Georgia. She is active in many industry and professional associations and frequently speaks on lending issues.

    Michael Waldron, General Counsel and Chief Compliance Officer, Community Loan Servicing, LLC

    Michael S. Waldron is the General Counsel and Chief Compliance Officer of Community Loan Servicing where he is responsible for the Compliance and Oversight Department’s management, leadership and direction as well as the company’s overall legal and compliance strategy. Prior to joining Community, Michael was Practice Leader of Ballard Spahr’s nationally recognized Mortgage Banking Group. With over 20 years servicing the industry in a wide variety of legal and compliance-related functions, Michael is known for his ability to navigate the regulatory landscape and build relationships that add value to those with whom he works. Michael received his law degree from Catholic University in Washington, DC, and his undergraduate degree in Government and Law and English from Lafayette College in Easton, PA.

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