Schedule

Schedule subject to change.

Note: Meeting rooms may change, so please refer to the on-site program for final locations

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Monday, March 25, 2019

  • Cybersecurity & Privacy Track: Balancing Security & Innovation in the Digital Lending Era

    Location: Reunion Ballroom C,
    Lobby Level


    Speaker(s)

    Jonathan Debonis, Head of Security/CISO, Blend

    Donald Schmidt, Director, Deputy Chief Information Security Officer, Fannie Mae

    Brian Magruder, Ph.D, Senior Vice President, SunTrust Bank

    Breakout Session,

    Cybersecurity & Privacy Track

    Read more Read less

    Data breaches and evolving strategies of bad actors are putting financial institutions under more pressure than ever before. In our first Cybersecurity session of the day, experts offer insight into the most important threats security leaders need to pay attention to. Steps necessary to foster a security-first culture and detail the security measures necessary to protect sensitive information.

    Speaker(s)

    Jonathan Debonis, Head of Security/CISO, Blend

    As Head of Information Security at Blend, Jon focuses on developing better infrastructure, data isolation, and product security by bringing the benefits of cloud computing to traditional organizations. His role also encompasses software development, spec product features, and growing Blend’s internal teams.

    Donald Schmidt, Director, Deputy Chief Information Security Officer, Fannie Mae

    Don Schmidt joined Fannie Mae in August 2016 as the Director, Deputy Chief Information Security Officer, reporting to the Chief Information Security Officer (CISO). In his current role, Mr. Schmidt is primarily responsible for Fannie Mae’s Information Security Architecture, Engineering and Operations, the company’s Cyber Threat Intelligence, Detection and Incident Management/Response and Identify and Access Management.  Mr. Schmidt is a retired military officer with over 27 years of leadership, and IT experience, primarily focused on Information Security. Prior to joining Fannie Mae, he was Vice President, Information Security at Fidelity Information Services (FIS) where he had matrixed responsibilities for the FIS enterprise-wide incident response, corporate investigations and threat intelligence programs.

    Brian Magruder, Ph.D, Senior Vice President, SunTrust Bank

    Brian graduated from Iowa State University with a doctorate degree in sociology and statistics. He’s applied his education in the financial industry and high-tech applications since 1993, with a specific focus on mortgage originations technology for the last twenty years. His career has spanned from technical project management, architecture, consulting, system redesign, and delivery management at several major financial institutions. Brian has been with SunTrust for over six years and is currently the Senior Vice President of mortgage originations technology, with responsibilities over retail, consumer direct, correspondent, and capital markets infrastructure and associated applications.

  • CREF Track: Build vs. Buy: Realities and Trade-offs

    Location: Reunion Ballroom A,
    Lobby Level


    Speaker(s)

    Suzy Bashore, Chief Information Officer, PGIM Real Estate Finance

    Aaron Perlis, Executive Vice President and Chief Technology Officer, Walker & Dunlop, LLC

    Robert Orkis, Principal, RKO Technical Services LLS

    Breakout Session,

    CREF Track

    Read more Read less

    Technology development often involves a choice between building technology and buying an “off-the-shelf” product. This session highlights key drivers of the build-or-buy decision and the opportunities, challenges and realities of build AND buy in today’s tech-driven firms.

    Speaker(s)

    Suzy Bashore, Chief Information Officer, PGIM Real Estate Finance

    Suzy Bashore joined PGIM REF in 2004. In her current role as CIO of Information Technology, she is responsible for the organization’s technology strategy and business systems. Suzy’s team partners with the business to implement innovative technology solutions that streamline processes and digitally transform PGIM REF’s technology platform.  Suzy has over 25 years experience in the commercial mortgage servicing industry. Prior to joining PGIM REF, she held senior positions with Lend Lease Real Estate Investments, AMRESCO, and EY.

    Aaron Perlis, Executive Vice President and Chief Technology Officer, Walker & Dunlop, LLC

    Aaron J. Perlis, executive vice president and chief technology officer, joined Walker & Dunlop in 2002 as part of the Structured Finance and Equity team. In his current role, Mr. Perlis is responsible for the Company’s Information Technology department with a focus on the strategic implementation of new technologies across the Company and leveraging data to enhance all phases of the business. Mr. Perlis is also a member of the Company’s executive committee.  Prior to his current role, Mr. Perlis was responsible for Walker & Dunlop’s strategic business initiatives, including mergers and acquisitions, as well as new product development. Mr. Perlis was a member of the Company’s team responsible for the acquisition of certain assets from Column Guaranteed in 2009 and worked closely with senior management to successfully execute the Company’s initial public offering in December 2010, the acquisition of CWCapital’s Agency business, and several other acquisitions.  Previously, Mr. Perlis held various roles with the Company’s principal investments group and was responsible for the portfolio management of the group’s investments as well as the due diligence and financial analysis associated with the construction, mezzanine debt, and joint venture financing of investments and acquisitions made by the principal investments group. He has been involved in the acquisition, disposition, and financing of over $2.2 billion of commercial real estate transactions throughout the United States.

    Robert Orkis, Principal, RKO Technical Services LLS

    Bob is currently and Independent consultant covering in all aspects of Mortgage Technology.  Bob’s background includes almost 15 years with GE Capital with their mortgage insurance division.  After GE, Bob joined the mortgage division of Wachovia Bank in Winston Salem, NC as the SVP of Strategic Business Systems.  Following his time with Wachovia, Bob joined First Horizon Bank as the SVP of Servicing Technology.  As MetLife acquired the mortgage arm of First Horizon Bank, Bob joined MetLife in a lead technology role for the “new” MetLife Mortgage Company.  Before joining Fairway, Bob was most recently the CIO of Nationstar Mortgage where he saw the company double in size in less than two years.  Bob Orkis joined Fairway Independent Mortgage in October of 2012 as their new CIO through late 2017. In this role Bob he was responsible for all Information Technology at Fairway.

  • Cybersecurity & Privacy Track: Securing the Cloud

    Location: Reunion Ballroom C,
    Lobby Level


    Speaker(s)

    Arnel Manalo, Cybersecurity Architect, Richey May & Co., LLP

    Eliza Barry, Marketing Director, Technology Solutions, Richey May & Co., LLP

    Brad Dispensa, Senior Solution Architect, Security and Compliance, Amazon Web Services

    Breakout Session,

    Cybersecurity & Privacy Track

    Read more Read less

    As the costs and complexity of conventional data centers and infrastructures rise, the mortgage banking industry is increasingly turning to the cloud. However, securing corporate technology resources and data remains the responsibility of the client. In this session, experts discuss threats to cloud assets, so you can learn how to properly configure and secure your cloud environments.

    Speaker(s)

    Arnel Manalo, Cybersecurity Architect, Richey May & Co., LLP

    Arnel Manalo is a Cybersecurity Architect at Richey May Technology Solutions. Arnel has more than a decade of experience in the information technology and cybersecurity industry, with an emphasis on developing strategic security solutions for highly-regulated financial services and healthcare organizations. Arnel is a Certified Information Systems Security Professional, Amazon Web Services Certified Solutions Architect and holds dual undergraduate degrees in Network Technology and Computer Systems Security

    Eliza Barry, Marketing Director, Technology Solutions, Richey May & Co., LLP

    After a few years in the marketing side of the mortgage business, Eliza has been working as Principle Analyst and Marketing Director at Amata Solutions, now part of Richey May Technology Solutions. Eliza specializes in creating outcome-focused reports that look to the future of the business and help managers, salespeople and support staff figure out what action they can take now to have maximum impact.  Eliza has developed and implemented systems for sales, operations, marketing, HR, IT, recruiting and more by working closely with SMEs and staying up to date on reporting trends. Eliza is committed to the philosophy that everyone has something positive to contribute to the world each day and cutting through the clutter helps managers harness that unlimited power.

    Brad Dispensa, Senior Solution Architect, Security and Compliance, Amazon Web Services

    Brad is a senior solutions architect for Amazon Web Services in worldwide public sector group. Brad works as subject matter expert in the AWS security group and specializes in security and compliance based workloads.

  • CREF Track: CREF TECH Show and Tell I

    Location: Reunion Ballroom A,
    Lobby Level


    Speaker(s)

    Ryan Kimura, Industry Principal, Asset Optimization, RealPage, Inc.

    Bruce Oliver, Assistant Vice President, Commercial Multifamily Policy, Mortgage Bankers Association

    Scott Keith, Managing Director, RealInsight

    Chad Summers, Director, Sales, Lending Standard

    Breakout Session,

    CREF Track

    Read more Read less

    This interactive session offers demonstrations from mortgage banking firms and 3rd party vendors of front- and back-end systems, software, hardware and other technologies of interest to technology professionals in the CREF space.

    Speaker(s)

    Ryan Kimura, Industry Principal, Asset Optimization, RealPage, Inc.

    Ryan Kimura is an Industry Principal for the Asset Optimization Suite of capabilities. He advises and consults with clients to help them understand how to make the best decisions acquiring, operating and disposing of apartment and student housing assets by utilizing data.  Mr. Kimura has been in some corner of the Real Estate industry for the past 16 years. From originating mortgages and hard money loans, to raising private equity from investors and investing in all forms of asset types himself, he has vast experience in the Real Estate investment world.

    Bruce Oliver, Assistant Vice President, Commercial Multifamily Policy, Mortgage Bankers Association

    Bruce Oliver is Associate Vice President of Commercial/Multifamily Policy at MBA. In that capacity, he conducts analysis and advocacy on public policy matters that affect MBA’s commercial/multifamily members. Among other areas, this includes regulatory reform, HMDA, tax reform, GSE reform, Davis-Bacon and other FHA issues, and policy implications of commercial/multifamily innovation. Prior to joining MBA, Bruce was compliance consultant with PwC, regulatory counsel at Freddie Mac, white collar criminal defense attorney with Williams & Connolly, staff attorney at the OCC and US Treasury,. Prior to his legal career, Bruce was a practicing chemist.

    Scott Keith, Managing Director, RealInsight

    Scott Keith is a Managing Director of CWFS Insight LLC (“RealINSIGHT”). He oversees the technology and client services for the RealINSIGHT platform. RealINSIGHT is cloud-based technology to support commercial real estate and financial services firms through the life of its loans.  CW acquired Insight Associates, Inc. and RealINSIGHT, Inc., where Mr. Keith was a founder and served as a senior manager. Over 20 years, he was able to develop the industry leading commercial real estate asset management platform, CAMS.  He previously served as Manager for Brazos Asset Management and Lead Systems Architect for American Real Estate Group. Prior to that, he was a Systems Engineer and Applications Programmer for the Department of Defense.

    Chad Summers, Director, Sales, Lending Standard

  • Cybersecurity & Privacy Track: The Art and Science of Vendor Management

    Location: Reunion Ballroom C,
    Lobby Level


    Speaker(s)

    Erin Harris, Manager, Vendor Management, Mortgage Quality Management & Research

    Katie Klauss, Senior Vice President, Operations, Moria Development, Inc. dba Peoples Mortgage Company

    Alex Wood, CISO, Pulte Mortgage LLC

    Breakout Session,

    Cybersecurity & Privacy Track

    Read more Read less

    The quality and performance of vendors can have a tremendous impact on day-to-day operations. Guidance on how to create a robust, compliance program is scant, making the process more of a fine art than an exact science. This panel outlines the steps lenders should take to create an effective vendor management program for their mortgage operations.

    Speaker(s)

    Erin Harris, Manager, Vendor Management, Mortgage Quality Management & Research

    As Manager at HQ Vendor Management (HQVM), the vendor-management-focused d.b.a. of Mortgage Quality Management & Research (MQMR), Erin Harris sits at the helm of one of the industry’s most innovative and respected vendor management firms and has overseen the completion of thousands of vendor reviews. A recent graduate of the MBA’s Future Leaders program, Erin specializes in completing on-site due diligence assessments to evaluate compliance with third-party oversight regulations and mandates. This assessment includes evaluating contracts and internal controls relating to consumer privacy, information security, and the overall strength of the business.

    Prior to joining MQMR, Erin created, developed and implemented a full vendor management program for Churchill Mortgage Corp. Her practical knowledge of building and maintaining a vendor management platform, and the operational requirements needed to complete a thorough and sufficient onsite review gives her a unique and dynamic perspective with which to assist both lenders and vendors alike.

    Katie Klauss, Senior Vice President, Operations, Moria Development, Inc. dba Peoples Mortgage Company

    Katie is the Senior Vice President of Operations with Moria Development Inc, dba Peoples Mortgage Company. Katie has been with Peoples Mortgage for 17 years, holding various positions throughout her tenure. She is currently responsible for day to day operations with a focus on how to leverage new technology to create more efficient process flows. Prior to her role in Operations, Katie was the Chief Compliance Officer. During that time she worked to implement a robust Compliance Management System that included vendor management oversight.  Katie is a recent graduate of the MBA Future Leaders Program and her team received a First Place for their final presentation.

    Alex Wood, CISO, Pulte Mortgage LLC

    Alex Wood has over 19 years of experience in Information Security and more than 24 years in IT. Alex is the CISO for Pulte Financial Services (Mortgage, Title, and Insurance) and has managed security programs and services at several major companies in different verticals, including telecommunications, energy, healthcare, and financial services. Additionally, Alex has served as a Director on the International Board of the Information System Security Association (ISSA) and is Past-President of the ISSA Denver Chapter. Alex is also Co-host of the Colorado = Security Podcast.

  • CREF Track: Working Together: Blockchain, Appraisals and Other Areas of Collaboration

    Location: Reunion Ballroom A,
    Lobby Level


    Speaker(s)

    Matthew J. Seu, Partner and Owner, Actualize Consulting

    Shawn Jobe, Director, Software Development, Factual Data

    Sandip Sahni, Executive Managing Director, Head, Transaction Services, Situs

    Mick Smothers, Chief Architect, Banking, EY

    Brian K. Hunt, Director, Data Initiatives, Fannie Mae

    Breakout Session,

    CREF Track

    Read more Read less

    Blockchain and APIs are all about collaboration. Blockchain, perhaps the least understood revolutionary technology of our time, has the potential to dramatically change the way we maintain and verify collective actions, and APIs are allowing business partners to automate actions and interactions between systems in more streamlined and controlled ways.  Learn about these — and other — important areas of growing tech interdependence through the lens of firms working collaboratively through MISMO.

    Speaker(s)

    Matthew J. Seu, Partner and Owner, Actualize Consulting

    Matt Seu is a Partner and Owner of Actualize Consulting focusing on Mortgage and Fixed Income Securitization as well as Information Technology. Matt is responsible for managing the firm’s accounts with focus on the GSEs, mortgage companies, Wall Street broker dealers, and software companies supporting the fixed income and mortgage conduit arena. Matt is also responsible for all MISMO service and technology offerings. He is the chair of the MISMO Strategic Planning Committee. Prior to Actualize Consulting, Matt served as a Vice President for Freddie Mac where he focused on large scale business and technology change efforts.

    Shawn Jobe, Director, Software Development, Factual Data

    Shawn Jobe is Director of Software Development for Factual Data with a primary focus around application development, software governance, process engineering, and industry standards. Over the course of his 25 years of experience he has collaborated on business solutions using electronic data exchange standards in the areas of Credit Reporting, Flood Determinations, Risk Assessments, Verification Services, and Emerging Technologies. He is an active member of the MISMO community where he chairs the Blockchain Community of Practice as well as serves on the Strategic Planning and Residential Governance Committees.

    Sandip Sahni, Executive Managing Director, Head, Transaction Services, Situs

    Sandip is head of CRE Transaction Services (Advisory, Servicing, Asset Management and specialty businesses) and is part of Situs’ Executive Management Team. He leads Situs’ initiatives on Operational Excellence, Intelligent Automation, Market Co-innovation & CRE digital strategy. Sandip previously was at Tata Consulting Services (“TCS”), where he led Business Process Services' market management, strategy and operations of its financial services division, focused on banks and insurance companies in N America. Prior to TCS, he was a key leader at Citigroup’s business process services business. In his 27 years of professional career, Sandip has held senior positions in Marketing, Product & Strategic Account Management roles across Banking, Telecom & IT/BPO industries; and is known for enterprise value creation through business innovation.

    Mick Smothers, Chief Architect, Banking, EY

    Mick is an Executive Director and Chief Architect for EY’s Banking Advisory practice where has over 33 years of experience in software design, solutions and enterprise architecture, integration, development, troubleshooting, and implementation. He has managed complex projects in the definition of and compliance with system requirements, the resolution of business problems, and the on-time and within-budget delivery of advanced technical solutions. He has domain experience in many areas: Financial Services: Banking, Capital Markets, Housing Finance, Insurance, Wealth Management; as well as Hospitality, Energy, and others.  Mick has implemented many technology solutions for large enterprises and has leveraged the latest technology: Microservices, Event-driven and API-based architectures, Cloud-ready (and cloud provider agnostic) deployments, with modern, responsive, multi-platform user experiences. He has helped to introduce Agile methodology into the enterprise at many clients, and has championed Test- and Behavior-driven development and continuous integration/continuous delivery discipline to the organizations.  Mick is also active in the Mortgage Industry Standards Maintenance Organization (MISMO) where he serves on the Residential Standards Governance and Strategic Planning Committees.

    Brian K. Hunt, Director, Data Initiatives, Fannie Mae

    Brian Hunt, Director, Fannie Mae has 25+ years of experience in strategic planning, implementation and operations of large scale multifamily and residential solutions. Subject areas include Portfolio Analytics, Decision Support, transaction life cycle support/processing, Financial Reporting, Loss Mitigation, REO and Risk Management. Prior to joining Fannie Mae, Brian was responsible for Technology and Operations for a consulting firm that provided asset management, REO, underwiring, and financial advisory services to large financial institutions and FHA. Brian has held leadership positions in business, technology and operations areas and has most recently been evaluating opportunities to leverage machine learning, AI, IoT, and related capabilities.

  • Cybersecurity & Privacy Track: Emerging Privacy Laws – California, GDPR and More on the Horizon

    Location: Reunion Ballroom C,
    Lobby Level


    Speaker(s)

    Jonathan Liu, Partner, Consumer Finance, PwC

    Erin Barry, Associate Vice President, Legislative Affairs, Mortgage Bankers Association

    Justin Antonipillai, Chief Executive Officer, WireWheel

    Daniel Hoye, Head of Privacy, Citizens Bank

    Breakout Session,

    Cybersecurity & Privacy Track

    Read more Read less

    Many organizations remain unfamiliar with California’s looming privacy law. Is your organization ready? Do you understand the requirements for this law, Europe’s GDPR requirement, and other privacy legislation and regulation? This session will review the requirements of these privacy laws to help your organization prepare and become compliant.

    Speaker(s)

    Jonathan Liu, Partner, Consumer Finance, PwC

    Jonathan is a partner within PwC's Consumer Finance Group and has spent his career serving the mortgage industry in both audit and advisory capacities. Jonathan works with companies on strategic initiatives and achieving operational excellence across sales/operations, strategy, finance/accounting, data, technology, and risk/compliance. Most recently, he has led projects to design and implement technology solutions and processes for digital consumer portals, workflow capabilities, internal/external benchmarking and scorecards, finance systems, and regulatory compliance. He is currently leading PwC's efforts within the consumer finance vertical on CCPA, California's new data privacy act. Jonathan is a MBA Future Leaders program graduate.

    Erin Barry, Associate Vice President, Legislative Affairs, Mortgage Bankers Association

    Erin Barry is an Associate Vice President of Legislative Affairs at the Mortgage Bankers Association.  In this role, she represents MBA on Capitol Hill, primarily working with Senate Democrats.  Erin joined MBA in May 2018 after serving on the staff of several offices on Capitol Hill over the course of 15 years.  Prior to joining MBA, Erin worked for the Senate Committee on Banking, Housing and Urban Development as the lead Democratic staffer for housing and mortgage finance since 2011. She worked for both former Banking Committee Chairman Tim Johnson (D-SD) and current Ranking Member Sherrod Brown (D-OH).  During that time, Erin helped craft and negotiate the “Johnson/Crapo” housing finance reform package during the 113th Congress, along with other notable work on committee-passed FHA reforms, community lender relief (including SAFE Act and QM/ATR amendments), USDA rural housing programs, and funding for the Hardest Hit Fund.  Before serving on the Banking Committee staff, Erin served on Senator Johnson’s personal office staff and also worked for Representative Dan Boren from Oklahoma. 

    Justin Antonipillai, Chief Executive Officer, WireWheel

    Before WireWheel, Justin most recently served as Acting Under Secretary for Economic Affairs at the US Department of Commerce during the Obama Administration.  In that capacity, Justin led a number of high-priority international efforts around privacy and security. From 2013 until 2016, Justin led the U.S. Negotiating Team in reaching the E.U.-U.S. Privacy Shield with Europe. Among other things, Justin led dialogues with the European Commission, outreach to industry and civil society groups, briefings for Congressional committees and EU Members States, and engagements with the CNIL and E.U. Member State Ministries and Data Protection Authorities. He also testified in the EU Parliament in support of adoption of Privacy Shield. During this effort, Justin led extensive dialogues with European Regulators on the General Data Protection Regulation, as the GDPR was being considered for approval.  In 2016, Director James Clapper recognized Justin with the National Intelligence Medallion.

    Daniel Hoye, Head of Privacy, Citizens Bank

    Dan is the Head of Privacy at Citizens Bank, reporting up to the Chief Privacy Officer, where he has served in a variety of privacy and compliance roles over the past six years. Dan combines eighteen years of experience specializing in privacy, compliance, and risk management both in his time at Citizens Bank, as well as ten years at Deloitte & Touche LLP, where he served a number of global organizations across a variety of industries perform complex risk assessments and regulatory implementations. As the Head of Privacy at Citizens Bank, Dan has built and oversees the Bank’s enterprise Privacy Program. This includes the ongoing monitoring of current privacy risk profiles, as well as the implementation of new and emerging privacy regulations and the resulting impact on the Bank’s Privacy Program and control environment.

Tuesday, March 26, 2019

  • CREF Track: Cybersecurity: Keeping up

    Location: Reunion Ballroom AB,
    Lobby Level


    Speaker(s)

    Thomas A. Dryden, Chief Information Security Officer, Berkadia

    Brian V. Cummings, Client Partner, Cyber Security Practice, Tata Consultancy Services

    Breakout Session,

    CREF Track

    Read more Read less

    Cybersecurity threats continue to evolve, as do the best practices around identification, mitigation and regulation. Come learn how cybersecurity is impacting commercial and multifamily finance and how firms are responding.

    Speaker(s)

    Thomas A. Dryden, Chief Information Security Officer, Berkadia

    Thomas Dryden is the Chief Information Security Officer for Berkadia Commercial Mortgage, a Berkshire Hathaway and Jeffries Financial Group Company. Berkadia is a leading commercial mortgage originator, consistently in the top multi-family origination rankings for Fannie Mae and Freddie Mac. Berkadia is also one of the top Master and Primary Servicer of commercial mortgages, with emphasis on GSE, Life Company, and CMBS portfolios. Mr. Dryden has over 15 years of tenure with Berkadia, holding technology leadership positions with Berkadia and its predecessor companies, including Capmark Finance and GMAC Commercial Mortgage. He attended Pennsylvania State University and has been recognized as a Certified Information Security Manager (CISM) by ISACA.

    Brian V. Cummings, Client Partner, Cyber Security Practice, Tata Consultancy Services

    Brian has been at TCS since June 2007 following 9+ years at KPMG in its Information Risk Management Practice. He is a 30+ year IT Audit, information- and cyber-security professional with know-how that spans mainframe to cloud to containerized applications. He is a Published Author who challenges conventional thinking, and a thought leader for FastPath Security Implementation; Classification-based Security Implementation; Aggressive Security Vigilance; and Enterprise "Will to Protect".

  • Designing Technological Solutions: Compliance Workflow Automation in the Digital Mortgage Era

    Location: Reunion Ballroom C,
    Lobby Level


    Speaker(s)

    David Colwell, Executive Vice President, Lenderprice

    Leonard Ryan, Founder and President, QuestSoft

    Richard Lang, Vice President, Loan Advisors Strategy and Integration Single-Family Division, Freddie Mac

    John Levonick, Special Counsel, Financial Services Practice Group, Pepper Hamilton LLP

    Breakout Session,

    Designing Technological Solutions Track

    Read more Read less

    The digital mortgage has taken the lending industry by storm seemingly overnight. How can lenders adapt their compliance workflow to embrace the digital lending evolution while still maintaining a high level of quality and efficiency? This panel will look at compliance automation trends and provide insight into how lenders can leverage technology to bring compliance workflow into the digital mortgage era.

    Speaker(s)

    David Colwell, Executive Vice President, Lenderprice

    David Colwell, vice president of LendingQB strategy, is responsible for overall business direction/roadmap development, strategic client relationship management , vendor relations, complex solution formulation and LendingQB strategic guidance. He has consulted and worked in the mortgage banking industry for over 25 years and has extensive experience mortgage operations management, mergers and acquisitions, organizational management, project management and business development. Previously, David was an Executive Vice President at Loan-Score and Mortgage Cadence, CEO of a $1 billion Correspondent Mortgage Lender, and Director at a Big Four Consulting firm.

    Leonard Ryan, Founder and President, QuestSoft

    Leonard Ryan is the founder and president of QuestSoft Corporation. He has been associated with the mortgage industry for over 30 years and, for the past 23 years, being a major compliance software leader. He is a frequent speaker at mortgage software and regulatory compliance conferences.  Mr. Ryan has been named twice to Mortgage Professional America’s Hot 100 list of Mortgage superstars (2018 & 2016). In January, 2017, he received a Vanguard Award from Housing Wire Magazine. He also is recognized as a MBA Tech All-Star for his visionary work in the area of mortgage and lending compliance.  His company, QuestSoft, serves over 2,600 banks, credit unions and mortgage lenders and has received over 20 awards during the past four years including the top award for any vendor, the Lenders Choice award. Recently QuestSoft was named Top Innovator by Progress in Lending in recognition of its Compliance RELIEF software for its advanced availability to customers ahead of the recent HMDA changes. QuestSoft is currently rated the 10th best small business workplace to work in Orange County, CA and has been recognized as a top workplace in the region for five of the past six years.

    Richard Lang, Vice President, Loan Advisors Strategy and Integration Single-Family Division, Freddie Mac

    Rick Lang is the vice president of Freddie Mac Loan AdvisorSM Strategy and Integration in the Single-Family division. He and his team work with key internal and external business partners to drive alignment between the Loan Advisor product strategy and client needs. His team also works with lenders, as well as their supporting technology providers, to optimize both the technical and process integration of Loan Advisor within their respective operating environments.  Mr. Lang has over 15 years of senior management experience within the mortgage industry. Prior to joining Freddie Mac in 2014, he held a variety executive management positions with both Bank of America and Chase.

    John Levonick, Special Counsel, Financial Services Practice Group, Pepper Hamilton LLP

    ohn V. Levonick is special counsel in the Financial Services Practice Group of Pepper Hamilton LLP, resident in the New York office.  Mr. Levonick's practice focuses on consumer financial services regulatory compliance and technology. Specific areas include consumer lending asset origination, servicing, and asset purchase and sale transactions; and assisting creditors, servicers, investors, and service and technology providers with regulatory issues.  Mr. Levonick also supports financial institutions and technology service providers (FinTech and RegTech) with the regulatory compliance implications of emerging technology, such as blockchain technology, artificial intelligence, machine learning, cryptocurrencies and cloud computing.  Mr. Levonick assisted a member of the MIT Digital Currency Initiative (DCI) in the creation of a public paper on privacy-preserving analytics for the securitization market.

  • Digital Mortgage Track: Dissecting Digital Mortgage

    Location: Marsalis Hall A,
    Exhibition Level


    Speaker(s)

    John Schleck, Senior Vice President, Consumer Lending, Centralized and Online Consumer Lending Executive, Bank of America

    Alok Bansal, Vice President and Business Head, Wipro Gallagher Solutions

    Dino Lack, Senior Vice President, Mortgage Technology, LoanDepot.com

    Breakout Session,

    Digital Mortgage Track

    Read more Read less

    In mortgages, the focus always turns to increasing efficiency, reducing cost and maintaining compliance, but now, it is keenly focused on going 'truly' digital. But what does going digital in the mortgage industry really mean? Join this session, where we make an attempt to dissect digital mortgage and its nuances.

    Speaker(s)

    John Schleck, Senior Vice President, Consumer Lending, Centralized and Online Consumer Lending Executive, Bank of America

    John Schleck is the Centralized and Online Consumer Lending Executive for Bank of America in the Preferred & Small Business segment of Consumer Banking. John and his team are responsible for driving direct-to-consumer mortgage and home equity loan sales via phone, internet and video. In addition, his team supports financial centers that do not have on-site mortgage specialists across the United States. His team also serves U.S. Trust, Merrill Lynch and Employee Lending. Joining the bank in 2013, John brings more than 30 years of leadership experience in the mortgage industry, including his previous position as the Western Retail Mortgage Production executive and the National Consumer Direct Division Executive for PNC Mortgage, a division of PNC Bank NA. He holds a Bachelor’s degree in History and Philosophy from Colby College in Waterville, Maine. He has served on a number of nonprofit boards and has been a youth soccer, ice hockey and lacrosse coach. He and his family reside in the Charlotte area of North Carolina.

    Alok Bansal, Vice President and Business Head, Wipro Gallagher Solutions

    As Vice President and Business Head at Wipro Gallagher Solutions, Alok Bansal drives business strategy across the entire organization including product development, delivery, quality assurance, design, and operations.  Alok joined Wipro Gallagher Solutions in 2014 as General Manager and Head of Delivery and Operations. In this role, he accelerated WGS' product and delivery strategy by improving efficiencies and execution excellence. Over the course of his career, Alok has held multiple leadership positions at leading global IT firms where he advanced product strategy, product management and professional services for a wide array of financial services institutions.

    Dino Lack, Senior Vice President, Mortgage Technology, LoanDepot.com

    Dino Lack is SVP of Mortgage Technology at loanDepot. Dino and his team are responsible for mortgage software design and development, enterprise applications and data architecture, and shared engineering services. Dino fosters collaboration between the business, product and technology teams to innovate leading edge digital mortgage solutions. Collectively these proprietary platforms form the mello digital lending ecosystem. Most recently he and his team developed and delivered the mellosmartloan. It delivers the power of true digital lending directly into the hands of consumers and their loan officer partners.  Dino’s 25-year career spans technology, product management and leadership. The last 15 years of which he has been centered in mortgage technologyacross many disciplines at Wells Fargo, CoreLogic and 2 years ago joining loanDepot.

  • Emerging Technologies Track: Robotic Automation: Separating Hype from Results

    Location: Marsalis Hall B,
    Exhibition Level


    Speaker(s)

    Narayan Bharadwaj, Senior Client Partner, Cognizant

    Dan Lader, Chief Information Officer, IMPAC Mortgage Corp.

    Vikas Rao, Vice President, Product Management, Encompass Digital Lending Platform, Ellie Mae, Inc.

    Jamie Carabetta, Director, Client Services, Freddie Mac

    Breakout Session,

    Emerging Technologies Track

    Read more Read less

    Manual, repetitive processes are common across mortgage banks. Enter robotics: software that mimics the way staff use computers to complete rules-based work.  Robotics vendors are promising that if you invest upfront, savings are guaranteed. Unfortunately, this often is not the case because of the nature of mortgage systems and processes, the cost of scaling, and the complexity of maintaining a solution with ever-changing third party tie-ins.  Learn from other lenders how they’re utilizing Robots-as-a-Service to dramatic savings in a matter of weeks with no up-front investment.

    Speaker(s)

    Narayan Bharadwaj, Senior Client Partner, Cognizant

    Narayan Bharadwaj is a Senior Client Partner with Cognizant’s Banking & Financial Services division. In his current role, Narayan helps mortgage banks and depository institutions execute on their transformation to the digital era across business model, operating model and technology model.  Narayan has an experience of 26 years in the Banking & Financial Services industry with an extensive concentration on mortgages and consumer lending. Narayan’s career spans executive leadership positions in technology companies serving the banking industry namely, CEO & General Manager of Wipro Gallagher Solutions, President & COO, Financial Services at Docutech Corporation and as technology executive in financial services organizations such as GE Consumer Finance and Citibank Global Consumer Bank responsible for large global technology programs.

    Dan Lader, Chief Information Officer, IMPAC Mortgage Corp.

    DDan Lader joined IMPAC as CIO in June 2018; he has 20+ years of related Technology leadership experience. From October 2015 through June 2018, Mr. Lader was Senior Vice President of Technology Portfolio Delivery at loanDepot. During his tenure at loanDepot, he led System Analysis, Quality Assurance, Service Delivery, Program Management, Controls and Finance functions across the Technology organization. Prior to loanDepot, he served as Vice President, Corporate Technology for Fannie Mae where he was the Technology owner of a portfolio of 250+ applications supporting multiple enterprise functions, and also ran a Program Execution function to deliver complex platform integration efforts. Previously, Lader was Vice President of Business Systems at The Carlyle Group, and earlier in his career was a Senior Manager with Bearing Point and Manager at Arthur Andersen.

    Vikas Rao, Vice President, Product Management, Encompass Digital Lending Platform, Ellie Mae, Inc.

    Vikas Rao is the vice president of product management for Ellie Mae, responsible for the Encompass Digital Lending Platform. Prior to Ellie Mae, Vikas worked at various Silicon Valley companies helping them to successfully bring their next generation products to market. These included Rackup, StrongMail Systems and Aeroghive Networks.

    Jamie Carabetta, Director, Client Services, Freddie Mac

    Jamie Carabetta is a senior director in Freddie Mac’s Single-Family Innovation Lab (iLab). She and her team work with internal partners to identify and pursue new capability exploration and experimentation opportunities. The vision of the iLab is to inspire change that matters, cultivate breakthrough ideas and transform housing finance. Ms. Carabetta has over 11 years of management experience within the mortgage industry. Prior to joining Freddie Mac in 2007, she spent a decade working in management consulting, primarily in the financial services industry.

    She holds a Bachelor of Science in finance from Lehigh University as well as a Master of Science in industrial engineering and an MBA from Rensselear Polytechnic Institute. Freddie Mac provides liquidity, stability and affordability to the nation’s residential mortgage markets. Freddie Mac supports communities by providing mortgage capital to lenders. Today, Freddie Mac is making home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing. For more information, please visit www.FreddieMac.com and follow us on Twitter @FreddieMac.

  • CREF Track: Hardware - Changing Workspaces and Infrastructure

    Location: Reunion Ballroom A,
    Lobby Level


    Speaker(s)

    Bryan Doyle, Director, Operations and Technology, CBRE Capital Markets

    Trey Tubbs, Senior Global Director, CBRE Capital Markets

    Pratik Dhebri, Vice President, Product and Technology, CBRE Capital Markets

    Breakout Session,

    CREF Track

    Read more Read less

    Advances in software can result in impacts on office hardware as well. Phones are disappearing from desks, “hoteling” and other office trends are increasing the use of laptops and other devices, and server capacity is increasingly rented rather than owned. This session explores current changes in our use of hardware and how it is affecting CRE finance firms.

    Speaker(s)

    Bryan Doyle, Director, Operations and Technology, CBRE Capital Markets

    Bryan Doyle serves as the Director of Operations for CBRE’s Capital Markets division. In his role Bryan oversees strategic partnerships and technology initiatives for the debt and structured finance business line and leads their integrated digital marketing and inside sales team.  Bryan began his career as a broker at Marcus & Millichap before moving into an acquisitions role for a national student housing owner/operator. In 2013 Bryan moved into the technology industry joining Mitchell International a KKR portfolio company where he oversaw a line of software products for the finance industry. In 2016 Bryan returned to the commercial real estate industry taking his current position with the Debt and Structured Finance team.

    Trey Tubbs, Senior Global Director, CBRE Capital Markets

    Trey helps lead global digital strategy and transformation initiatives at CBRE identifying and evaluating emerging technology startup solutions and trends to formally recommend options (e.g. build, buy, partner, invest) to the CDO and Executive Investment Committee. Trey joined CBRE in 2013 as a co-founder and leader in CBRE’s global corporate innovation team (CBRE Labs) where the team partnered with executive sponsors and emerging technology companies to create, design, launch, and scale new digital offerings and business models.  Before CBRE, Trey spent almost nine years in management consulting at PricewaterhouseCoopers and others where he led multiple engagements related to Digital Transformation, IT Strategy, Cybersecurity, Governance Risk and Compliance, and Privacy solutions for Fortune 500 Clients.

    Pratik Dhebri, Vice President, Product and Technology, CBRE Capital Markets

    Pratik is a Vice President of Products at CBRE, the largest commercial real estate services firm. At CBRE, Pratik is creating innovative products for owners, investors, and occupiers. Prior to joining CBRE, Pratik led efforts for the Artificial Intelligence (AI) platform and marketplace at Veritone and orchestrated several “Data to Insights” cognitive computing workflows for Media, Politics, Legal and Public Safety customers. At Polaris Wireless, Pratik built an artificial intelligence product suite to predict and prevent crime/terrorism which was used by the FBIs and CIAs of the world. Additionally, Pratik has envisioned and executed on several innovative & big data analytics products at Tata Consultancy Services, FLO TV and Qualcomm.

  • Designing Technological Solutions: Avoiding Common Technology Investment Pitfalls in the Mortgage Industry

    Location: Reunion Ballroom C,
    Lobby Level


    Speaker(s)

    Alex Fan, Vice President, Financial Services, Saxony Partners

    Joe Hamilton, Chief Information Officer, First Guaranty Mortgage Corporation

    Bill Shuler, CIO, Home Point Financial Corporation

    Tim Elkins, Executive Vice President and Chief Information Officer, PrimeLending

    Breakout Session,

    Designing Technological Solutions Track

    Read more Read less

    As firms continue to figure out how to utilize technology to increase sales or improve efficiency, it is important to understand how it fits in with the business strategy. Attend this session to learn the major pitfalls to avoid when investing in your technology.

    Speaker(s)

    Alex Fan, Vice President, Financial Services, Saxony Partners

    Alex Fan is the Vice President of Financial Services at Saxony Partners. He’s helped ailing companies recover from losses in the millions and performing companies identify new areas of growth. Clients trust Alex’s strategic and technical abilities, which have proven instrumental in changing the trajectory of an organization’s bottom line. Alex is passionate about helping companies achieve their goals by delivering business and digital solutions.

    Joe Hamilton, Chief Information Officer, First Guaranty Mortgage Corporation

    Joe Hamilton serves as the Chief Information Officer at First Guaranty Mortgage Corporation. In his 25 years in the technology space, Joe has honed the craft of bringing teams together to make strategic decisions on technology, personnel and process related efforts. As a leader at FGMC, he has transformed the relationship between IT and the business, pushing the organization to challenge the status-quo and explore data driven technology solutions that drive efficiency and unique borrower experience.

    Bill Shuler, CIO, Home Point Financial Corporation

    Bill Shuler has been in the financial services industry for more than 25 years and currently serves as Chief Information Officer for Home Point Financial. With comprehensive experience in the mortgage industry, Mr. Shuler is responsible for the strategic integration and innovation of Home Point’s digital platforms for optimal performance and customer service. Throughout his career, Bill has specialized in business renovation that increases productivity, decreases costs and aligns operating units. He has previously held CIO leadership roles at National City Mortgage, GMAC Mortgage/GMAC ResCap and Homeward Residential, Inc., where he also served as Chief Administrative Officer and Chairman of their off-shore captive in Pune, India.

    Tim Elkins, Executive Vice President and Chief Information Officer, PrimeLending

    Tim Elkins joined PrimeLending in November of 2008 as chief information officer and is responsible for information security, IT operations and technology initiatives. Elkins has more than 20 years of experience in the mortgage industry. Prior to joining PrimeLending, he served as chief information officer at AmericaHomeKey and BSM Financial. Elkins is the chair of the Residential Technology Forum (RESTECH) for the Mortgage Bankers Association. Additionally, working with fellow CIOs from other industry-leading brands as well as senior staff from CIO.com and the Harvard Business Review, Elkins is a member of the Red Hat’s Enterprisers Editorial Board. In 2013 and 2014, Elkins was honored as one of the Computerworld Premier 100 IT Leaders and lead his team to being selected as a CIO 100 recipient for their innovation in the mortgage industry.

  • Digital Mortgage Track: The Digital Mortgage – Issues and Enablers Roundtable

    Location: Marsalis Hall A,
    Exhibition Level


    Speaker(s)

    Nancy Pratt, Vice President, Partner Relations and Government Affairs, Pavaso, Inc.

    Ann Ploetz, Senior Product Manager, ICE/MERSCORP HOLDINGS, Inc.

    Rachael Sokolowski, President, Magnolia Technologies LLC

    Michael Cafferky, EMortgage Program Manager, Fannie Mae

    Rajasekhar Penugonda, Product Development and Senior Business Lead, Freddie Mac

    Christian Claffy, Senior Vice President, Federal Home Loan Bank of Chicago

    Breakout Session,

    Digital Mortgage Track

    Read more Read less

    eMortgage volumes are increasing rapidly. What is working, what continues to evolve, what remains to be solved for eMortgages and the digitalization of documents? Attend this open roundtable discussion to hear what others think and offer your opinions on the future.

    Speaker(s)

    Nancy Pratt, Vice President, Partner Relations and Government Affairs, Pavaso, Inc.

    Nancy G. Pratt is the Vice President of Partner Relations and Government Affairs for Pavaso.  Nancy has over 15 years of experience in the eMortgage/eClosing space, which played a key role in leading the go-to-market and implementation strategies for Pavaso's two CFPB pilots.  Nancy has been in the mortgage/title industry for over 39 years and highlights of her career include industry milestones of performing the first complete eMortgage with lenders and conducting the first ever FHA and VA eClosings.  Nancy has been invited to speak at various Industry Conventions as an eClosing/eMortgage subject expert. She is a member of the ALTA Government Affairs, Public Relations, State Regulatory Action and Technology Committee, ALTA Remote online Notary Taskforce and has been an ALTA Springboard facilitator in 2017 and 2018. She is the Co-chair of the MBA MISMO eMortgage Group and was elected to the MISMO Board of Governance Technology Committee in 2017 and 2018. She is also member of MBA’s Residential Technology Committee. Nancy is also a member of PRIA, MBA, MISMO, ESRA, RESPRO, NASS/NPA and has served on the eMortgage FNMA Innovation Team.  Nancy was named as a Leading Lady in the Mortgage Industry by The MReport in 2015. In 2016, she was a recipient of the 2016 MBA Tech All Star Award and was named as an Elite Women in Mortgage by Mortgage Professional America and was named one of Housing Wire’s Women of Influence in 2016, 2017 and 2018.

    Ann Ploetz, Senior Product Manager, ICE/MERSCORP HOLDINGS, Inc.

    Ann Ploetz is Senior Product Manager for ICE/MERSCORP Holdings, Inc. She is part of the team responsible for product requirements and design for the full suite of MERS® Systems. Her current area of responsibility includes MERS® eRegistry and she is actively working on future enhancement releases for the application.  Prior to joining ICE, Ann served as the business lead for the MERS team at HP/EDS, the information technology partner of MERSCORP Holdings. In addition to software development, her contributions included day to day operational and project leadership related to the MERS® Systems.  Ann’s industry experience includes a 20 year career at Bank One, with management roles in the area of Retail Banking, Bank Operations (including loan origination and servicing) and Software Development.

    Rachael Sokolowski, President, Magnolia Technologies LLC

    Rachael Sokolowski, President, Magnolia Technologies LLC, is a recognized leader and author in the mortgage banking industry as a technology evangelist, trusted adviser, strategist and driver of results in industry initiatives. As a consultant, Rachael provides over 30 years of business and technical experience in electronic documents and signatures, industry standardization, electronic mortgages and closings, secondary market delivery requirements, compliance and patent applications/litigation. Rachael has provided subject matter expertise on financial services technologies and has advised mortgage banking lenders, technology vendors, GSEs, banks and insurance and automotive finance companies. Rachael was previously the Chief Information Officer for a community bank and a financial services consulting firm. Rachael is a major and frequent contributor to the mortgage banking industry standards organization (MISMO) and the Property Records Industry Association (PRIA). She has authored numerous articles for the Scotsman Guide, Mortgage Compliance Magazine and Mortgage Banking Magazine providing commentary on technology, compliance and policy issues facing the financial services industry. Rachael is currently Co-Chair of the MISMO, eMortgage Workgroup and is certified by MISMO as a Mortgage Standards Professional (CMSP). In 2016, Rachael received the “MISMO Chairman’s Award” and was named by Mortgage Women Magazine as a Technology Leader and Entrepreneur in the industry.

    Michael Cafferky, EMortgage Program Manager, Fannie Mae

    Mike Cafferky is Fannie Mae’s Product Manager for electronic mortgages (eMortgages). Mike has spent the last 15 of his 30 years at Fannie Mae developing and managing Fannie Mae’s eMortgage initiatives. Mike is widely recognized as an industry expert on the topic, is a frequent speaker on industry panels related to eMortgages and eClosings, and has provided educational sessions at industry conferences on eMortgage requirements and processes . Mike routinely works with Fannie Mae customers, technology vendors, document custodians, and warehouse funding providers to support their efforts to transition to electronic documents and closings.

    Rajasekhar Penugonda, Product Development and Senior Business Lead, Freddie Mac

    Raj Penugonda is the e-mortgage program lead at Freddie Mac, and is responsible for managing and improving competitiveness of the program. In addition to identifying and managing internal strategic initiatives, he works closely with various industry stakeholders to increase e-mortgage adoption. Raj has experience of 17 years in the residential mortgage industry spanning origination, default servicing and secondary market. Prior to joining Freddie Mac, Raj performed product management, change management and process design roles at Bank of America and Wells Fargo. Raj holds a master’s degree in engineering and is an Accredited Mortgage Professional (AMP).

    Christian Claffy, Senior Vice President, Federal Home Loan Bank of Chicago

    Christian Claffy currently oversees operations for the Federal Home Loan Bank of Chicago’s balance sheet and credit products. Mr. Claffy joined the Bank in 2010 and his held positions with increasing levels of responsibility including oversight of Collateral Operations, Investment Operations and Collateral Policy. Prior to joining the Bank, Christian worked in multiple positions within the mortgage industry starting in 2002 reviewing mortgage loans for secondary market transactions through Product Management for Loan Custody and Loan Disbursements products.

  • Emerging Technologies Track: Artificial Intelligence in 2020

    Location: Marsalis Hall B,
    Exhibition Level


    Speaker(s)

    Ari Gross, Ph.D., Chief Executive Officer, SoftWorks

    William Packer, Executive Vice President and Chief Operations Officer, American Financial Resources, Inc.

    Richard Gagliano, President, Origination Technologies, Black Knight

    Breakout Session,

    Emerging Technologies Track

    Read more Read less

    Artificial Intelligence (AI) and machine learning are allowing banking and finance professionals to perform repetitive tasks such as processing loan packets with extremely high accuracy. Through accurate loan processing, mortgage banks can reduce or eliminate the need for human reviews, allowing individuals to perform more meaningful tasks. This session will discuss practical applications for AI in the mortgage industry.

    Speaker(s)

    Ari Gross, Ph.D., Chief Executive Officer, SoftWorks

    Dr. Ari Gross has been very active in the research and development of new methods and technology in the areas of computer vision, imaging, artificial intelligence, machine learning, and real-time computing for the past 20 years. His achievements include over 40 published papers and several patents in areas related to imaging, machine learning, and document automation. Dr. Gross has managed his previous company from its initial focus on image compression and OCR to its shift over the last three years towards business process automation. After a successful exit, Dr. Gross launched SoftWorks AI to address the needs of the explosive Knowledge Worker Automation market. 

    William Packer, Executive Vice President and Chief Operations Officer, American Financial Resources, Inc.

    Bill joined American Financial Resources (AFR; www.afrcorp.com) in June 2015 as its CIO. In 2018 he was promoted to the Chief Operating Officer and he currently oversees Operations, Technology, New Product Development and Marketing. Bill also serves as the Executive Vice President for AFR’s Technology Services division (Lendersoft). Bill has nearly 30 years of experience in financial services. He has served in a variety of leadership roles in areas such as sales, operations, project management, ecommerce, retail banking, consumer and mortgage lending as well as facilities, marketing and technology. Prior to joining AFR, Bill held leadership positions at Bank of America most recently as the Senior Vice President, Application Programming Executive in Bank of America’s Home Loans technology organization where he supported both 1st mortgage and Home Equity business’. Prior to this role, Bill was the Service Delivery Executive. Bill was a senior faculty member at Keller University (2001-2005) and he has served on boards for a variety of non-profit organizations including currently on the Advisory Board for Rutger’s University Customer Experience program. Amongst several other philanthropic endeavors, Bill is currently part of New York Aquarium’s volunteer scuba diving team. Bill proudly serves as the Mortgage Banker’s Association Residential Technology Chairperson.

    Richard Gagliano, President, Origination Technologies, Black Knight

    Richard (“Rich”) Gagliano is President of the Origination Technologies division of Black Knight, Inc. (NYSE:BKI), a premier provider of integrated software, data and analytics to the mortgage industry. As the division’s leader, Rich is primarily responsible for the direction of Black Knight’s origination technologies which includes artificial intelligence and machine learning, point of sales solutions, and its enterprise loan origination systems that support retail, wholesale, consumer-direct and correspondent channels that lenders use to originate both first mortgages and home equity loans. Additionally, Rich oversees the breadth of Black Knight’s lending solutions, as well as capabilities to support greater loan transparency and data integrity.
    With more than 25 years of experience in the financial services industry, Rich offers a wide range of lending-product knowledge and insight. Before joining Black Knight, Rich was Senior Vice President of Direct Lending and Chief Administrative Officer at Aurora Bank. In that role, he was responsible for management of the direct-to-consumer lending platform (sales\operations) and established Aurora Bank’s internet lending channel.

  • CREF Track: CREF TECH Show and Tell II

    Location: Reunion Ballroom A,
    Lobby Level


    Speaker(s)

    Aviva Fink, Vice President, Client Success, Reonomy

    Kevin Fairris, Chief Information Officer, Covius

    Ben Kraus, Head of Sales, Jane.ai

    Breakout Session,

    CREF Track

    Read more Read less

    This interactive session offers demonstrations from mortgage banking firms and 3rd party vendors of front- and back-end systems, software, hardware and other technologies of interest to technology professionals in the CREF space.

    Speaker(s)

    Aviva Fink, Vice President, Client Success, Reonomy

    Aviva has over a decade of experience leading high performing teams in strategy, marketing and customer experience. Previously, she was a senior member of teams at VTS and Onavo/Facebook.

    Kevin Fairris, Chief Information Officer, Covius

    With more than 25 years of experience in financial services technology, Kevin brings strong leadership to the Covius team with a background in both technology and finance. He plays integral role in working with clients to design and implement new technologies to streamline operations, drive efficiency and reduce costs.

    Ben Kraus, Head of Sales, Jane.ai

    Ben Kraus is the Head of Sales at Jane.ai, an enterprise artificial intelligence company focused on enabling team members to do their best work by accessing all company intelligence conversationally.  Ben has been in technology sales for over 20 years both as a producer and building high performing teams at organizations such as Forrester Research, Foresee, and Oracle.

  • Designing Technological Solutions Track: Getting Business & Technology Leaders on the Same Page

    Location: Reunion Ballroom C,
    Lobby Level


    Speaker(s)

    Sundeep Mathur, Vice President, Digital Lending Consulting Practice, Tavant Technologies

    Gary Clark, CMB, Chief Operating Officer, Sierra Pacific Mortgage

    Tracie Hunter, Executive Vice President, Production Business Technology, PennyMac Financial Services, Inc.

    Richard Lang, Vice President, Loan Advisors Strategy and Integration Single-Family Division, Freddie Mac

    Gabe Minton, Executive Vice President and CIO, Guild Mortgage Company

    Breakout Session,

    Designing Technological Solutions Track

    Read more Read less

    Whether your business is focused on growth, cost reduction or compliance initiatives, the effective application of innovative technology is critical. Yet so many projects end up not delivering what the business wants.  The failure to collaborate is often cited as the culprit.  This expert panel outlines the synergy between business strategies and successful tech implementation, providing attendees with a how-to guide.

    Speaker(s)

    Sundeep Mathur, Vice President, Digital Lending Consulting Practice, Tavant Technologies

    Sundeep Mathur is a Vice President leads the Digital Lending Consulting Practice at Tavant Technologies. He has held leadership roles in the lending technology arena for over 25 years.  He has played instrumental roles at Freddie Mac in building Loan Prospector, at Indy Mac Bank in the delivery of their risk based pricing solution e-MITS and has lead strategic initiatives at Washington Mutual and most recently was SVP of Operations at Citizens Business Bank.  At Tavant, he leverages his mortgage industry experience to provide technology leadership and consults with customers to determine the best way to maximize the value of their investment. His role is to work with lenders to implement solutions that drive revenue and deliver critical business results. He helps to understand the business needs and goals and lead the technology teams to define solutions and more importantly enhance business processes leveraging technology.

    Gary Clark, CMB, Chief Operating Officer, Sierra Pacific Mortgage

    Gary Clark is the Chief Operating Officer of Sierra Pacific Mortgage (SPM), an Independent Mortgage Banker headquartered in Folsom, California. As Chief Operating Officer, Gary is responsible for overseeing Operations, Compliance and Technology for SPM which operates from eight regional centers across the US and currently services in excess of $16 billion for Fannie Mae, Freddie Mac and Ginnie Mae. Gary is currently leading the efforts to modernize the proprietary lending platform used by Sierra Pacific Mortgage including a new consumer portal for retail and a new TPO origination platform update.  Prior to joining SPM Gary served as the President of a regional independent mortgage banker, orchestrating their growth from broker to banker including building a servicing portfolio. In 2014 the company was successfully sold and Gary joined SPM as their COO.  Gary has more than thirty years of experience in all facets of mortgage banking including origination, operations, compliance, technology, construction lending and secondary marketing. He is currently serving as the Vice Chairman of the Residential Board of Governors (RESBOG) of the Mortgage Bankers Association.

    Tracie Hunter, Executive Vice President, Production Business Technology, PennyMac Financial Services, Inc.

    Tracie Hunter is a mortgage banking executive with over 30 years of experience in Operations, Fulfillment, Credit, Business Analysis and Technology. Tracie has been with PennyMac Financial Services Inc for 3 years and spent over 20 years with Bank of America prior to joining PennyMac. Tracie’s leverages her deep mortgage and technology experience to drive technology strategies in alignment with business objectives for PennyMac’s three production channels. Tracie’s role includes deep collaboration and solutioning with Peer groups, IT, GSE’s and Vendor partners. Tracie’s direct areas of management include Program/Project Management, Business Analysis and Solutions, Configuration, User Acceptance Testing and Level 1 Technology support for customers.

    Richard Lang, Vice President, Loan Advisors Strategy and Integration Single-Family Division, Freddie Mac

    Rick Lang is the vice president of Freddie Mac Loan AdvisorSM Strategy and Integration in the Single-Family division. He and his team work with key internal and external business partners to drive alignment between the Loan Advisor product strategy and client needs. His team also works with lenders, as well as their supporting technology providers, to optimize both the technical and process integration of Loan Advisor within their respective operating environments.  Mr. Lang has over 15 years of senior management experience within the mortgage industry. Prior to joining Freddie Mac in 2014, he held a variety executive management positions with both Bank of America and Chase.

    Gabe Minton, Executive Vice President and CIO, Guild Mortgage Company

    Gabe Minton joined Guild Mortgage in 2017 and leads its growing technology and information strategy, positioning the company for future growth. This includes developing next generation platforms and services to continue to enhance Guild’s customer experience and maximize operational efficiencies.  Gabe has more than 25 years of experience in leadership roles with mortgage and technology companies in a variety of settings. He specializes in creating software systems, products and standards and has been responsible for strategy and execution, communications and vendor relations throughout his career.  Prior to joining Guild, Gabe served as senior vice president and chief information officer at PHH Mortgage from 2014 to 2017, where he transformed the information technology division to meet growing regulatory and customer needs for the largest banks.  Gabe also served in senior management, strategy and technology positions with Black Knight’s ServiceLink, Motivity Solutions, Accenture Mortgage Cadence and the Mortgage Bankers Association. He was one of the leading architects and founding members of MISMO, the Mortgage Industry Standards Maintenance Organization (a subsidiary of the MBA).

  • Digital Mortgage Track: The Consumer at the Center: Rethinking the Business Process From the Consumer’s Perspective

    Location: Marsalis Hall A,
    Exhibition Level


    Speaker(s)

    Eric Connors, Senior Vice President, Product Strategy & Management, Ellie Mae, Inc.

    Garth E. Graham, Senior Partner, STRATMOR GROUP

    Tim Nguyen, Co-Founder and Chief Executive Officer, BeSmartee, Inc.

    Rocky Stubbs, Senior Vice President and Head, Direct Lending, Flagstar Bank, FSB

    Breakout Session,

    Digital Mortgage Track

    Read more Read less

    Everyone’s talking about going digital, but how can lenders deliver on a digital mortgage experience that’s appealing to borrowers? This session explores going beyond the loan application by providing insight and examples from Fintech innovators outside of the mortgage industry. You’ll see how an ideal digital experience attracts more consumers and drives more engagement.

    Speaker(s)

    Eric Connors, Senior Vice President, Product Strategy & Management, Ellie Mae, Inc.

    Eric joined Ellie Mae in April 2018 as senior vice president of product strategy and management. He is responsible for leading the overall product strategy for our Encompass digital mortgage solution, the Encompass Lending Platform and related products, including the Encompass Connect suite of solutions. Prior to joining Ellie Mae, Eric led CoreLogic’s credit business as its General Manager. He has also held executive and management positions at Yodlee, Oracle, and PeopleSoft.

    Garth E. Graham, Senior Partner, STRATMOR GROUP

    Garth Graham is a Senior Partner at STRATMOR Group’, a 30 year old mortgage banking consulting firm. Graham has over 25 years of experience in mortgage banking, ranging from Fortune 500 companies to successful startups. He is a true pioneer of the Digital Mortgage, as one of the founders of mortgage.com, and was an executive at Top 5 lender ABN-AMRO Mortgage before it’s $9 billion sale to Citigroup in March of 2007 which closed before the market downturn. Good timing!  Garth is a frequent speaker at national conventions, corporate events, and technology conferences. And always with a balance of data, insights and jokes.

    Tim Nguyen, Co-Founder and Chief Executive Officer, BeSmartee, Inc.

    Tim Nguyen is the CEO & Co-Founder at BeSmartee, a digital mortgage platform empowering mortgage lenders to take their consumers from application to a paid appraisal in minutes. As CEO Tim sets the direction of the company, defines its culture, owns the product vision and leads the overall execution of the company.  Previously, Tim co-founded and led InHouse, a nationwide provider of lender services and technology, from startup to 150+ FTEs before exiting in 2014. InHouse operates today under The Nationwide Group.  Tim comes from an entrepreneurial family background, having taught himself to code and launching multiple websites in high school. He eventually found his career at 21 years of age in the mortgage space where he started InHouse.

    Rocky Stubbs, Senior Vice President and Head, Direct Lending, Flagstar Bank, FSB

    With over 15 years in the mortgage industry at both privately held and Fortune 100 companies, Rocky enjoys a strong industry reputation as a strategic thinker and bold innovator who is highly skilled at leading rapid growth agendas, attracting and retaining top talent, and creating a white-glove, customer centric sales and service cultures.  Rocky joined Flagstar Bank as Head of Direct Lending in January of 2018. For the past 3 years, Rocky has led the Direct and Digital Mortgage channel for Capital One Home Loans. Under his leadership, the business achieved record volumes and profitability, developed multiple proprietary consumer technologies, all while delivering industry leading customer satisfaction and associate engagement scores.  Prior to Capital One, Rocky led Business Development for Mortgage Banking at JPMorganChase. His responsibilities included Realtor Engagement Strategy, Builder/Developer Relationships, Joint Ventures, CRA/LMI Lending, and Private Wealth Mortgage Banking. He was also an active member of the firm’s Market Leadership Team, which was responsible for directing the company’s civic activity, philanthropic efforts and government engagement strategy. During the Financial Crisis, Rocky led the bank’s foreclosure prevention group, which successfully helped over 100,000 struggling customers avoid foreclosure and remain in their homes.  Prior to JPMorganChase, Rocky held executive positions in private equity, commercial lending, and mortgage sales.

  • Emerging Technologies Track: Real World Blockchain Applications

    Location: Marsalis Hall B,
    Exhibition Level


    Speaker(s)

    Laurie Pyle, Chief Operating Officer, Factom

    Tony Muoio, Managing Director, Consumer Finance Group, PwC

    Sarah Batangan, Chief Operating Officer, First Guarantee Mortgage Company

    Jarad Bernotavicz, Director, Product Management, EQUATOR, an Altisource Business Unit

    Tim Anderson, Pavaso, Inc.

    Breakout Session,

    Emerging Technologies Track

    Read more Read less

    Learn how blockchain fits into your business use cases and alleviates your biggest pain points. Leading executives in this space discuss active blockchain projects making waves in the mortgage industry today. Panelists will focus on the way blockchain is revolutionizing loan cycles, adding to existing infrastructure, and solving real world problems.

    Speaker(s)

    Laurie Pyle, Chief Operating Officer, Factom

    Laurie Pyle is the Chief Operating Officer at Factom, a blockchain as-a-service company, where she is responsible for technical development and operations, product strategy, design and development, and client services. During her over 20-year tenure leading technology products and technology-based companies, she has led the creation of several significant solutions; IoT Blockchain products for the US Department of Homeland Security and a medical wallet for the Bill and Melinda Gates Foundation, loan review and decisioning technology implemented into FDIC, FHFA and many others, and RealEC Exchange, the mortgage industry’s first Electronic Partner Network. Laurie currently serves as co-chair of the MISMO Blockchain community of practice and has been recognized in 2013 by Housingwire and in 2017 by MReport for her technology achievements and contributions to the mortgage and finance industries.

    Tony Muoio, Managing Director, Consumer Finance Group, PwC

    Tony Muoio is a Senior Managing Director in PwC's U.S. Consumer Finance group and has over twenty five years of experience with PwC in both audit and advisory capacities. He has more than thirty five years of experience in the consumer finance industry across diverse consumer lending sectors, including mortgage, home equity, credit cards, timeshare and auto. While at PwC, Tony has worked with commercial banks, mortgage banks, investment banks, private equity firms and finance companies.  Recently, Tony has assisted clients in the re-engineering of existing mortgage origination processes to respond to new regulatory requirements and to take advantage of cost savings opportunities from evolving technology.
    During the financial crisis, Tony has led or participated in the administration of several mortgage regulatory remediation projects in the areas of: Compliance Management Systems, quality control, customer service, customer complaints, IT remediation, risk assessment methodology, policies and procedures, and monitoring and testing improvements.  He has authored whitepapers, articles and case studies and regularly presents at key industry, client and PwC forums. Tony also co-leads PwC’s mortgage risk conferences, which include an annual meeting and quarterly webcasts which are attended by senior risk leaders from virtually all the leading mortgage originators and servicers.  Prior to joining PwC, Tony worked on the senior management mortgage team at a top mortgage originator/servicer and a major regional bank. Responsibilities included mortgage production, call center management, risk management and product development.

    Sarah Batangan, Chief Operating Officer, First Guarantee Mortgage Company

    Sarah Batangan serves as the Chief Operating Officer at First Guaranty Mortgage Corporation. She is an innovative leader, who draws on 20 years of mortgage experience, coupled with her expertise in critical operational analyses and strategic decision making, to lead the operations, credit risk and marketing groups to success. Sarah is passionate about organically cultivating the next generation of leaders in mortgage and building teams that advocate for a customer first mentality. She provides guidance and vision to those in her organization and encourages them to always lead by example. Throughout her career, Sarah has held a number of leadership positions where she strategically positioned companies for growth thru process optimization implementations resulting in an upwards of 45% decrease in operational expense. Most recently, Sarah was named as one of the 75 Elite Women of 2017 by Mortgage Professionals of America as well as being included in Housingwire’s Industry MVP’s through the 2016 Insiders Award Program. She is also a member of the Mortgage Bankers Association, National Association of Professional Women and Support Women for Women International.

    Jarad Bernotavicz, Director, Product Management, EQUATOR, an Altisource Business Unit

    With creativity and an eye on delivery, a stalwart leader who has been at Equator since its earliest days. He draws motivation from his long standing customer partnerships and the challenge of continuing to provide them salient value in the default mortgage space.  Jarad began his tenure within the technology group at Equator®, formerly REOTrans® presently An Altisource® Business Unit, as one of the earliest members and quickly became a central player in the company’s rapid growth and success.  Previous leadership of account management and large scale implementations provided the subject matter expertise to form deep empathy for the challenges servicers face. His current role is oversight in delivering Equator's vision of the next generation of products to meet the industries evolving needs.

    Tim Anderson, Pavaso, Inc.

    Tim Anderson is SVP of corporate business development for pavaso, Inc. He is responsible for developing product and corporate strategy and strategic partner relationships that enhance and drive adoption of their digital platform and services. Prior to pavaso he was Director of eStrategy and Services for DocMagic.
    He brings over 35 years of industry experience having worked on both the lender and vendor side
    of the business. He has held executive management positions with LPS (now Black Knight Financial Services) , Stewart Title, FreddieMac and HomeSide Lending where he ran the eCommerce Division and worked at technology companies like Microsoft, Dexma and Tuttle Information Services. He was also the original founder of the eMortgage Alliance™ which promoted MISMO standards for delivering legally compliant paperless processes.  He has served on the Advisory Boards of Microsoft and the Housing Roundtable. He is a past member of the MBA's Board of Technology, (BodTech), eMortgage Adoption Task Force and MBA MISMO Governance Board and is a current member of the MBA Residential Technology Committee (ResTech), MISMO eMortgage Workgroup, the Electronic Records and Signature Association, (ERSA), ALTA Technology Committee and both FannieMae and FreddieMac Vendor Technology Advisory Committees. Known for promoting strategic applications and trends in technology such as eSign and MISMO category one SMARTDocs®, Tim has received many industry awards and accolades including the prestigious Steven Fraser Award from Mortgage Technology Magazine, Mortgage Professional’s Hot 100 and named Mortgage IT AllStar by Mortgage Banker Magazine.

  • CREF Track: Agile in Practice: What Does and Does Not Work

    Location: Reunion Ballroom A,
    Lobby Level


    Speaker(s)

    Lisa J. Peck, Vice President, Manager, C&IB Business Technology

    Tony Berwald, Business Solutions Director, Greystone

    Jason Pratt, Head, Mortgage Technology, USAA Federal Savings Bank

    Breakout Session,

    CREF Track

    Read more Read less

    Agile’s collaborative, iterative approach seems tailor-made for many aspects of today’s fast-paced software development environment. This session will pull back the cover on how and when Agile does (and doesn’t) work best, and explore tricks firms have found to implement it most effectively.

    Speaker(s)

    Lisa J. Peck, Vice President, Manager, C&IB Business Technology

    Lisa J. Peck—Vice President, Business Technology, based in Overland Park, Kansas. Lisa joined PNC Bank in 2001 and has been responsible for managing high profile client, M&A, and enterprise-wide technology projects. In her current role Lisa manages the relationship between technology and the PNC Real Estate business segment within Corporate and Institutional Banking. Lisa meets regularly with executives across PNC Real Estate to discuss technology needs, in-flight project status, and facilitates the annual technology budget and initiative planning process. Lisa manages a group of Business Systems Analysts who work with the business to document requirements for technology projects.  Lisa has helped pioneer two organizations that promote professional women. She was a founding executive committee member that launched Women Connect at PNC, and is currently a founding executive committee member that is launching an off-shoot organization, TECH Connect, geared for women in technology. Throughout her career Lisa has been a champion for diversity and inclusion.  She is a member of the Mortgage Bankers Association’s Commercial/Multifamily Technology Officers Roundtable, the PMI, the Central Exchange, Women Connect and TECH Connect.

    Tony Berwald, Business Solutions Director, Greystone

    Tony Berwald is the Business Solutions Director at Greystone.  Tony leads technical strategy, product management, and application development for the Servicing & Asset Management business of Greystone, a leading commercial real estate lending, investment, and advisory firm. He has successfully guided the adoption and maturation of a variety of agile frameworks within multiple teams since joining Greystone in 2013.  Prior to Greystone, Tony Berwald served as the VP of Product at Triton Digital, where he built the product management team and implemented SCRUM. Earlier in his career, Tony spent some fifteen years leading technical consulting engagements for Fortune 500 clients such as IHG, UPS, and Georgia Pacific. Tony graduated with a Bachelor of Industrial Engineering from Georgia Tech in 1998.

    Jason Pratt, Head, Mortgage Technology, USAA Federal Savings Bank

    Jason Pratt is the Head of Mortgage Technology for USAA. In this role, Jason is responsible for the development, integration, operation and maintenance of all technology components to support USAAs Mortgage Operations. Jason has over 28 years of experience in large-scale systems development and integration and he has operated large-scale agile development programs since 2012.

  • Digital Mortgage Track: Digital Mortgages and eClosings: From Pilot to Production

    Location: Marsalis Hall A,
    Exhibition Level


    Speaker(s)

    Don Jarrett, SVP – Retail Operations Support, Stearns Lending, LLC

    Nancy Alley, Vice President, Strategic Planning, Simplifile

    Pranav Kiran (PK) Parekh, Head Discover Home Equity Loans and Senior Vice President, Discover Bank

    Harry Gardner, Executive Vice President, EStrategies, Docutech

    James Krugh, Vice President, Compliance, Prime Lending

    Breakout Session,

    Digital Mortgage Track

    Read more Read less

    In today’s challenging lending environment, going fully digital requires lenders to drive both customer value and cost savings/ROI throughout the loan manufacturing lifecycle. Our expert panelists will share real-world strategies for taking your business digital, as well as important lessons learned. Valuable insights on operational planning, vendor evaluation, title and settlement adoption, stakeholder relationships, and ROI assessment will be provided to ensure a smooth pathway toward making every loan be as “e” as it can be.

    Speaker(s)

    Don Jarrett, SVP – Retail Operations Support, Stearns Lending, LLC

    Nancy Alley, Vice President, Strategic Planning, Simplifile

    Nancy brings more than 28 years of financial services and mortgage industry experience to her role as the Vice President of Strategic Planning at Simplifile. She has dedicated her career to driving innovation and leveraging technology in the mortgage industry. Nancy served as a Board of Director of the Mortgage Industry Standards Maintenance Organization (MISMO) from 2016 through 2018, driving adoption of industry standards. Nancy is particularly passionate about “e” adoption, demonstrated by her role of the MISMO eMortgage workgroup from 2014-2016.  As a noted industry thought leader, Nancy has received numerous industry awards. Recently, Nancy was named to Mortgage Professional America’s 2018 Hot 100, recognized by National Mortgage Professional Magazine on its 2018 list of Mortgage Banking’s Most Powerful Women, awarded a “Tech All-Star” by the Mortgage Bankers Association in 2017, and recognized as a “Woman of Influence” by HousingWire Magazine in 2016.

    Pranav Kiran (PK) Parekh, Head Discover Home Equity Loans and Senior Vice President, Discover Bank

    Pranav Kiran Parekh (“PK”) is a Senior Vice President with Discover Bank and the head of Discover Home Equity Loans. In this role, he leads all mortgage business functions, including strategy, product design, pricing, marketing, analytics, operations, and technology.  PK was previously Vice President and Head of Marketing for Discover Home Loans from 2013 to 2015 and drove increases in purchase and refinance market share. Prior to that, he launched Discover Student Loans in 2007 and grew it to be the third largest originator of private student loans in the US in 2013. He also held roles in operations strategy for Discover Card from 2003 to 2007.  Prior to Discover, PK was a management consultant for clients in financial services, business process outsourcing, telecommunications, and other industries. Most of his consulting work related to turnaround strategy, profit improvement, and operational efficiency.

    Harry Gardner, Executive Vice President, EStrategies, Docutech

    Boasting more than 16 years of industry experience, Harry Gardner held a variety of leadership positions with some of the industry’s most well known organizations prior to joining Docutech. Today, he serves as Docutech’s executive vice president of e-strategies, assisting in the development of the company’s corporate and product strategy to proactively align with the digital transformation needs of the lending industry.  Outside of Docutech, Gardner has served as vice president of industry technology for the Mortgage Bankers Association and has held various leadership roles at MISMO, including chair of its residential governance committee and a member of its board of directors.

    James Krugh, Vice President, Compliance, Prime Lending

    Jim Krugh is a VP of Compliance for PrimeLending. In his role, Jim is responsible for managing the relationship with Docutech as well as Simplifile for all eClosings. In addition to these responsibilities, Jim is leading the compliance efforts during our conversion to a new Loan Origination system and managing all federal and state examinations for both originations and servicing.  Prior to joining PrimeLending, Jim was a Senior Manager at Deloitte & Touché, where he spent 10 years advising financial services clients on their enterprise-wide business, technology, financial and regulatory risks and compliance approach.

  • Special Session: GSE and Ginnie Mae Update

    Location: Reunion Ballroom C,
    Lobby Level


    Speaker(s)

    David Barkley, Director, Business Initiatives, Freddie Mac

    Barbara Cooper-Jones, Senior Vice President, Enterprise Data and Technology Solutions, Ginnie Mae

    Noah Israel, Senior Product Manager, Digital Products, Fannie Mae

    Breakout Session,

    Special Session

    Read more Read less

    Changes are coming from Freddie Mac, Fannie Mae, and Ginnie Mae.  These include changes to the various components of the GSE Uniform Mortgage Data Program (UMDP).  Attend this session to hear updates from Ginnie Mae and the GSEs.

    Speaker(s)

    David Barkley, Director, Business Initiatives, Freddie Mac

    David Barkley is business initiatives director for Freddie Mac's Single-Family Strategic Delivery division. His responsibilities include program governance for several Freddie Mac strategic initiatives, including the Federal Housing Finance Agency’s Uniform Mortgage Data Program®. This effort directs Fannie Mae and Freddie Mac to establish industry standards that enhance loan quality.  Mr. Barkley serves as Freddie Mac’s representative to the Mortgage Industry Standards Maintenance Organization’s (MISMO) Residential Governance Committee, and Strategic Planning Committee. He leads Freddie Mac’s Loan Advisor Business Program Office, and participates in the Mortgage Bankers Association of America’s (MBA) MISMO Work Groups. These cross-industry work groups are responsible for developing standardized electronic data transactions and exploring emerging technologies for the real estate finance industry.

    Barbara Cooper-Jones, Senior Vice President, Enterprise Data and Technology Solutions, Ginnie Mae

    Barbara Cooper-Jones joined Ginnie Mae in November 2011. She is the Senior Vice President, Enterprise Data and Technology Solutions. She is responsible for defining and implementing enterprise information and mortgage loans/MBS technology solutions across Ginnie Mae.   Prior to joining Ginnie Mae, Ms. Cooper-Jones was the Assistant Vice President of Enterprise Program Management in National IT at the Federal Reserve Bank of Richmond where she led large scale program infrastructure modernization efforts.  Ms. Cooper-Jones served as Vice President of Enterprise Data Technology at Fannie Mae from 2004 to 2007, responsible for leading long range strategic planning and day-to-day activities for the corporation’s Single and Multifamily data warehouse in support of Financial Reporting, Regulatory Reporting and Research and Analytics. Ms. Cooper-Jones defined and implemented a Corporate Data Strategy and a first generation data governance program.

    Noah Israel, Senior Product Manager, Digital Products, Fannie Mae

    Noah Israel has nearly two decades of experience managing digital products, agile teams, business relationships and strategic growth opportunities for Fannie Mae in Washington, DC.  Throughout his career, Noah has focused on building high value solutions that ensure compliance and focus on customer needs. Noah currently manages the numerous data standards under the Uniform Mortgage Data Program (UMDP), including Closing Data (UCD), Appraisal (UAD), Application (ULAD) and Delivery (ULDD). Noah led the development and deployment and continues the management of the federally mandated, electronic appraisal records system – the Uniform Collateral Data Portal (UCDP). Additionally, he managed Fannie Mae’s DU credit service.

Wednesday, March 27, 2019

  • CREF/Residential Track: The New Programming Platforms (aka Salesforce)

    Location: Reunion Ballroom C,
    Lobby Level


    Speaker(s)

    Eric Carter, Senior Vice President, Information Technology & Security, NorthMarq Capital, LLC

    Tim Smith, Client Partner, Simplus

    Gabe Minton, Executive Vice President and CIO, Guild Mortgage Company

    Bryan Lee, Global Head, Mortgage, Salesforce.com, Inc.

    Breakout Session,

    CREF Track

    Read more Read less

    Increasingly, new development takes place within a third-party software package like Salesforce or a servicing system. This session explores how firms are managing development and maintenance, as well as the staffing and specialization that comes with software development.

    Speaker(s)

    Eric Carter, Senior Vice President, Information Technology & Security, NorthMarq Capital, LLC

    Eric Carter manages NorthMarq Capital’s IT department and provides strategic leadership for current and future technology at the company. His responsibilities include ensuring all processes and resources are in place to deliver consistent IT services on a daily basis, overseeing high-profile IT projects, and managing key vendor partnerships.  Prior to joining NorthMarq, Eric worked at Welsh Companies, leading their IT department. He also spent five years at Evolution1, where he managed the production infrastructure/operations for a SaaS provider that helped individuals, employers and TPAs manage their FSA, HRA and HSA. He also has worked as a project manager at Target, a part-time real estate agent for five years, and spent 10 years with Accenture in various roles that focused on helping clients build and run their data centers.

    Tim Smith, Client Partner, Simplus

    Tim has nearly 30 years of sales experience and has served as an SVP, EVP, COO, and president in a
    myriad of companies. He focuses on user adoption and utilization metrics, knowing that a fantastic
    solution is only valuable when fully used.

    Gabe Minton, Executive Vice President and CIO, Guild Mortgage Company

    Gabe Minton joined Guild Mortgage in 2017 and leads its growing technology and information strategy, positioning the company for future growth. This includes developing next generation platforms and services to continue to enhance Guild’s customer experience and maximize operational efficiencies.  Gabe has more than 25 years of experience in leadership roles with mortgage and technology companies in a variety of settings. He specializes in creating software systems, products and standards and has been responsible for strategy and execution, communications and vendor relations throughout his career.  Prior to joining Guild, Gabe served as senior vice president and chief information officer at PHH Mortgage from 2014 to 2017, where he transformed the information technology division to meet growing regulatory and customer needs for the largest banks.  Gabe also served in senior management, strategy and technology positions with Black Knight’s ServiceLink, Motivity Solutions, Accenture Mortgage Cadence and the Mortgage Bankers Association. He was one of the leading architects and founding members of MISMO, the Mortgage Industry Standards Maintenance Organization (a subsidiary of the MBA).

    Bryan Lee, Global Head, Mortgage, Salesforce.com, Inc.

    Bryan Lee leads lending and fintech for the Global Financial Services Solutions team at Salesforce. He partners with customers to design and deliver solutions for growth and digitization of lenders and banks that are leading the digital transformation of lending, and creating customer and borrower experiences that stand out. Salesforce partners with dozens of fintech firms, banks, credit unions and lenders across mortgage, consumer and business lending around the world to drive marketing, sales and service to fuel customer growth as well as provide cloud based platforms for development for rapid time to market. And Salesforce has customers in mortgage lending among the top bank lenders around the world and half of the top independent mortgage originators in the U.S.

  • Residential Track: The Return of Private Label Securitization

    Location: Reunion Ballroom A,
    Lobby Level


    Speaker(s)

    Amanda Brezing, Executive Director, Non Agency Trading, JPMorgan Chase

    Andrew T. Ball, Senior Vice President, Secondary Marketing Hedging and Security Sales Manager, BB&T

    Jack Kahan, Managing Director, RMBS, Kroll Bond Rating Agency

    Thomas Richardson, Chief Technology Officer, Redwood Trust Inc.

    Julia Curran, Director, Product and Client Solutions, American Mortgage Consultants, Inc

    Breakout Session

    Read more Read less

    After many years of false starts, the PLS market is beginning to grow more rapidly. Lenders who have not been active in PLS issuance recently may need to re-tool their processes in order to take advantage of market opportunities. This session will explore the data and process requirements of working in this market segment, and some of the unique challenges of putting together your first deal.

    Speaker(s)

    Amanda Brezing, Executive Director, Non Agency Trading, JPMorgan Chase

    Ms. Brezing is an Executive Director and co-head of the JPMorgan Whole Loan Conduit trading desk. The team is responsible for new origination residential securitization and secondary loan trading. She specializes in expanded credit for QM and Non-QM assets. Prior to joining the desk in 2012, she created models to derive prices on Agency derivatives within the PricingDirect group at JPMorgan.

    Andrew T. Ball, Senior Vice President, Secondary Marketing Hedging and Security Sales Manager, BB&T

    Andy Ball has 25 years of mortgage finance experience, primarily in Secondary Marketing. He is currently Senior Vice President, Secondary Marketing Hedging and Security Sales Manager for Branch Banking and Trust’s Mortgage Lending Division. In this capacity, he is responsible for BB&T’s pricing, interest rate risk management, loan sales/securitizations and mandatory delivery loan purchase program.  Before joining BB&T, Andy was SVP and Director of Secondary Marketing for BBVA Compass Bank where he managed all secondary marketing activities and was a member of the senior leadership team. He began his career at Wachovia Mortgage, where he held a series of increasingly responsible roles in secondary marketing and operations.

    Jack Kahan, Managing Director, RMBS, Kroll Bond Rating Agency

    Jack Kahan is a Managing Director responsible for Residential MBS at Kroll Bond Rating Agency, Inc. He covers all RMBS asset types, including newly-originated prime jumbo loans, legacy performing and reperforming loans, newly-originated agency loans, and resecuritized legacy RMBS bonds.  Prior to joining Kroll, Jack spent seven years in various roles in the U.S. RMBS group at Standard & Poor’s, most recently as a Director and Analytical Manager responsible for newly issued ratings. Along with leading a team of analysts in applying new issuance methodology and ratings, Jack lead and co-authored many of the firm’s RMBS-related criteria and research publications. In addition to his work in structured finance ratings, Jack spent two years as a risk management Senior Associate with Sterling Stamos Capital Management, LP. At Sterling Stamos, he was responsible for evaluating the fund’s hedge fund exposure across the firm’s absolute return and equity focused strategies. In this role, he performed diligence on prospective fund investments and helped to build a comprehensive risk tracking and reporting system, which covered VaR metrics, stress testing, and liquidity analyses.

    Thomas Richardson, Chief Technology Officer, Redwood Trust Inc.

    Thomas Richardson is the Chief Technology Officer of Redwood Trust. Redwood is a public company listed on the New York Stock Exchange. It is a specialty finance company that has been the leader in Jumbo RMBS over the last 25 years. Thomas joined Redwood in 2014 as CTO. Prior to that, Thomas worked at Bank of America as the CTO of the Home Loan Division. During his career, Thomas has worked across several disciplines of technology leadership at both large and small financial companies focused on mortgage asset creation and management.

    Julia Curran, Director, Product and Client Solutions, American Mortgage Consultants, Inc

    Julia Curran over 30 years' experience in the mortgage industry, with over 15 years in the due diligence arena. Julia joined AMC in 2013, previously holding director and/or vice president level positions on both the vendor and investment bank sides of the residential mortgage due diligence industry.  Julia started her career on the origination side of the business developing systems to automate the originations process and then worked in the secondary marketing, servicing and master servicing areas managing various aspects of each department. She has managed the definition of business requirements leading to system design, development, implementation and maintenance of mortgage origination, servicing, due diligence and quality control systems; initiated and controlled operational reviews of companies that serviced loans for, or were selected for purchase by clients; and created and managed a Master Servicing Department for a major Wall Street firm. Most recently, Ms. Curran has managed hundreds of due diligence projects covering whole loan purchases as well as rated private securities.

  • Closing Super Session: CREF Hear from Peers

    Location: Reunion Ballroom C,
    Lobby Level


    Speaker(s)

    Jamie Woodwell, Vice President, Commercial/Multifamily Research, Mortgage Bankers Association

    Breakout Session,

    CREF Track

    Read more Read less

    Still looking for answers or interested in engaging in conversations with your peers?  Attend the CREF closing super session to "Hear from your Peers."  

    Speaker(s)

    Jamie Woodwell, Vice President, Commercial/Multifamily Research, Mortgage Bankers Association

    Jamie Woodwell is Vice President in the Research and Economics group at the Mortgage Bankers Association (MBA), where he oversees MBA's research on the commercial and multifamily real estate markets. Jamie's work covers the macro-economy, commercial and multifamily property markets, commercial and multifamily real estate finance, servicing, mortgage banking benchmarking and more. Jamie is an expert on the commercial real estate finance markets and he and his work are regularly cited in the media, on Capitol Hill and in regulatory settings. He is a frequent contributor to Mortgage Banking magazine and other periodicals and a regular speaker at industry events. He has appeared on CNBC, Bloomberg and in other popular and trade press and has testified before the Congressional Oversight Panel for TARP.

    Jamie also leads special MBA projects including its Council to Shape Change and the Council on Ensuring Mortgage Liquidity, and oversees MBA's commercial peer business roundtables including CFOs, CTOs and HR heads. The Council to Shape Change brought together leaders from the single-family and commercial/multifamily finance markets to identify key trends shaping the industry. The group issued its report "Outlook for the Real Estate Finance Industry" in 2006. In 2008, the Council on Ensuring Mortgage Liquidity brought together 23 industry leaders representing MBA's diverse membership who were tasked with determining what a functioning secondary mortgage market should like for the long term. In September of 2009, the Council released "Future Government Role in the Core Secondary Mortgage Market," a framework for government involvement in the single-family and multifamily secondary mortgage markets and a foundation for most subsequent reform proposals.

    Woodwell received his bachelor's degree in economics and American studies from Brown University in Providence, Rhode Island. He earned his master's degree in urban and regional planning from the Graduate School of Public and International Affairs at the University of Pittsburgh.

  • Residential Closing Super Session: Listen up! Emerging Technologies and Innovations You Should Pay Attention to Over the Next 3-5 Years

    Location: Reunion Ballroom A,
    Lobby Level


    Speaker(s)

    Jan Davis, Vice President, MISMO and Associate Vice President, Mortgage Bankers Association

    Barbara Cooper-Jones, Senior Vice President, Enterprise Data and Technology Solutions, Ginnie Mae

    Steve Smith, Chairman, Chief Executive Officer and Co-Founder, Finicity

    David A. Coleman, Managing Director, KPMG LLP

    Brian Stucky, Chief Executive Officer, DecisionX

    Lisa Springer, Senior Partner, Chief Executive Officer, STRATMOR Group

    Dominick Marchetti, Chief Technology Officer, loanDepot.com, LLC

    Jason Birmingham, Vice President, Head of Capital Markets and Finance Technology, Fannie Mae

    Breakout Session

    Read more Read less

    If anything, technological innovation seems to be moving faster every day.  Knowing how technology may evolve in 3-5 years can help you plan successfully for both the short and long-term.  Our closing Super Session for the Residential track will provide the opportunity to hear what a panel of experts thinks might change in this time horizon, while affording you the opportunity to ask questions and offer your own perspective.

    Speaker(s)

    Jan Davis, Vice President, MISMO and Associate Vice President, Mortgage Bankers Association

    Jan Davis is a leader in the mortgage finance industry with experience managing standards development, mortgage operations, and data warehousing activites. She is the Vice President of MISMO, the mortgage industry’s standards organization and Associate Vice President of MBA. Jan is responsible for managing the daily operations of MISMO. Prior to joining MBA, Jan was Director, Single Family Loan Operations at Fannie Mae.

    Barbara Cooper-Jones, Senior Vice President, Enterprise Data and Technology Solutions, Ginnie Mae

    Barbara Cooper-Jones joined Ginnie Mae in November 2011. She is the Senior Vice President, Enterprise Data and Technology Solutions. She is responsible for defining and implementing enterprise information and mortgage loans/MBS technology solutions across Ginnie Mae.   Prior to joining Ginnie Mae, Ms. Cooper-Jones was the Assistant Vice President of Enterprise Program Management in National IT at the Federal Reserve Bank of Richmond where she led large scale program infrastructure modernization efforts.  Ms. Cooper-Jones served as Vice President of Enterprise Data Technology at Fannie Mae from 2004 to 2007, responsible for leading long range strategic planning and day-to-day activities for the corporation’s Single and Multifamily data warehouse in support of Financial Reporting, Regulatory Reporting and Research and Analytics. Ms. Cooper-Jones defined and implemented a Corporate Data Strategy and a first generation data governance program.

    Steve Smith, Chairman, Chief Executive Officer and Co-Founder, Finicity

    Financial services entrepreneur Steve Smith is the Chairman, CEO and Co-Founder of Finicity, an industry innovation platform providing consumer-permissioned financial data and insights. Steve has built a strong reputation with customers and partners for developing creative strategies and disruptive technologies that deliver market efficiencies, provide better experiences and enable new business models. He has been the creative force behind many of Finicity’s offerings for financial data APIs, credit decisioning tools and financial wellness solutions.  In building Finicity, Steve has leveraged executive leadership experiences from public and private organizations, spanning large enterprises to small start-ups. Highlights include senior executive responsibilities for the world’s largest supplier of data communications products for mobile computers, where he is credited as a pioneer in mobile data communications, and turning around a large industrial manufacturer to become a leader in its market.

    David A. Coleman, Managing Director, KPMG LLP

    David is a managing director in KPMG’s Business Optimization Advisory practice, leading financial services operational transformation and technology implementation. He has more than 25 years of mortgage industry experience with a broad background in large-scale business systems development, strategy and planning, decision management and automation. The scope of David’s experience includes work with leading banks, mortgage lenders and servicers, mortgage insurers, mortgage investors and GSEs, technology vendors and service providers.

    Brian Stucky, Chief Executive Officer, DecisionX

    A recognized thought leader in decision management, Brian Stucky brings three decades of experience designing and implementing business rule and process management systems to the financial services industry as well as the Federal government. He started DecisionX to help organizations leverage standards and emerging technology to drive their Fintech and Regtech digital evolution.  Brian is a contributing author to three decision management books, currently serves on the editorial board of the Business Process Management Institute and has well over 60 publications in addition to invited speaking engagements at professional events. He is now in his fifth year as co-chairman of MISMO’s Decision Management Community of Practice.

    Lisa Springer, Senior Partner, Chief Executive Officer, STRATMOR Group

    Lisa Springer is a Senior Partner and CEO of STRATMOR Group. As CEO, Springer leads the firm’s strategic brand and growth initiatives while providing direction in overall practice management, sales and marketing strategies, consulting services, human resources, vendor management, accounting and corporate communications.  Springer has over 30 years of experience in mortgage professional services and technology arenas. As EVP of Sales at Motivity Solutions, Springer’s responsibilities included development and execution of go-to-market sales and product strategies. She was instrumental in building Motivity Solutions from a startup to the industry leader in business intelligence in the mortgage space.  As EVP of Sales for Mortgage Cadence, an industry leading financial and technology firm, Springer drove the sales strategy and managed several teams to effectively sell and deploy enterprise software.

    Dominick Marchetti, Chief Technology Officer, loanDepot.com, LLC

    As chief technology officer of loanDepot, Dominick Marchetti oversees the evolution of new technology to support the company’s consumer-direct strategy on an enterprise level to enable the further expansion of new lending products across multiple platforms.  Marchetti came to loanDepot from Blueberry Systems, where he was chief operating officer, responsible for product development and the day-to-day operations of the company. Throughout his career, he has created a series of industry portals, credit companies, insurance platforms and an offshore company focused on business process outsourcing.

    Jason Birmingham, Vice President, Head of Capital Markets and Finance Technology, Fannie Mae

    Jason Birmingham is Fannie Mae’s Vice President – Capital Markets and Finance Technology. Reporting to the Senior Vice President and Head of Operations and Technology (O&T), Jason is responsible for the operation and strategic development of Fannie Mae’s trading, treasury, operations, pricing, and finance technology platforms.  Prior to his current role, Jason served as Vice President of O&T Strategic Initiatives, where he led the multi-year transformation of the firm’s legacy Capital Markets infrastructure. He has also held several other leadership roles across O&T and Finance since joining the firm in 2006. Before joining Fannie Mae in 2006, Jason held various management consultant roles at Navigant Consulting and PricewaterhouseCoopers LLC.

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