Schedule

Schedule subject to change.

Note: Meeting rooms may change, so please refer to the on-site program for final locations

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Tuesday, March 26, 2019

  • Emerging Technologies Track: Robotic Automation: Separating Hype from Results

    Location: Marsalis Hall B,
    Exhibition Level


    Speaker(s)

    Narayan Bharadwaj, Senior Client Partner, Cognizant

    Dan Lader, Chief Information Officer, IMPAC Mortgage Corp.

    Vikas Rao, Vice President, Product Management, Encompass Digital Lending Platform, Ellie Mae, Inc.

    Jamie Carabetta, Director, Client Services, Freddie Mac

    Breakout Session,

    Emerging Technologies Track

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    Manual, repetitive processes are common across mortgage banks. Enter robotics: software that mimics the way staff use computers to complete rules-based work.  Robotics vendors are promising that if you invest upfront, savings are guaranteed. Unfortunately, this often is not the case because of the nature of mortgage systems and processes, the cost of scaling, and the complexity of maintaining a solution with ever-changing third party tie-ins.  Learn from other lenders how they’re utilizing Robots-as-a-Service to dramatic savings in a matter of weeks with no up-front investment.

    Speaker(s)

    Narayan Bharadwaj, Senior Client Partner, Cognizant

    Narayan Bharadwaj is a Senior Client Partner with Cognizant’s Banking & Financial Services division. In his current role, Narayan helps mortgage banks and depository institutions execute on their transformation to the digital era across business model, operating model and technology model.  Narayan has an experience of 26 years in the Banking & Financial Services industry with an extensive concentration on mortgages and consumer lending. Narayan’s career spans executive leadership positions in technology companies serving the banking industry namely, CEO & General Manager of Wipro Gallagher Solutions, President & COO, Financial Services at Docutech Corporation and as technology executive in financial services organizations such as GE Consumer Finance and Citibank Global Consumer Bank responsible for large global technology programs.

    Dan Lader, Chief Information Officer, IMPAC Mortgage Corp.

    DDan Lader joined IMPAC as CIO in June 2018; he has 20+ years of related Technology leadership experience. From October 2015 through June 2018, Mr. Lader was Senior Vice President of Technology Portfolio Delivery at loanDepot. During his tenure at loanDepot, he led System Analysis, Quality Assurance, Service Delivery, Program Management, Controls and Finance functions across the Technology organization. Prior to loanDepot, he served as Vice President, Corporate Technology for Fannie Mae where he was the Technology owner of a portfolio of 250+ applications supporting multiple enterprise functions, and also ran a Program Execution function to deliver complex platform integration efforts. Previously, Lader was Vice President of Business Systems at The Carlyle Group, and earlier in his career was a Senior Manager with Bearing Point and Manager at Arthur Andersen.

    Vikas Rao, Vice President, Product Management, Encompass Digital Lending Platform, Ellie Mae, Inc.

    Vikas Rao is the vice president of product management for Ellie Mae, responsible for the Encompass Digital Lending Platform. Prior to Ellie Mae, Vikas worked at various Silicon Valley companies helping them to successfully bring their next generation products to market. These included Rackup, StrongMail Systems and Aeroghive Networks.

    Jamie Carabetta, Director, Client Services, Freddie Mac

    Jamie Carabetta is a senior director in Freddie Mac’s Single-Family Innovation Lab (iLab). She and her team work with internal partners to identify and pursue new capability exploration and experimentation opportunities. The vision of the iLab is to inspire change that matters, cultivate breakthrough ideas and transform housing finance. Ms. Carabetta has over 11 years of management experience within the mortgage industry. Prior to joining Freddie Mac in 2007, she spent a decade working in management consulting, primarily in the financial services industry.

    She holds a Bachelor of Science in finance from Lehigh University as well as a Master of Science in industrial engineering and an MBA from Rensselear Polytechnic Institute. Freddie Mac provides liquidity, stability and affordability to the nation’s residential mortgage markets. Freddie Mac supports communities by providing mortgage capital to lenders. Today, Freddie Mac is making home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing. For more information, please visit www.FreddieMac.com and follow us on Twitter @FreddieMac.

  • Emerging Technologies Track: Artificial Intelligence in 2020

    Location: Marsalis Hall B,
    Exhibition Level


    Speaker(s)

    Ari Gross, Ph.D., Chief Executive Officer, SoftWorks

    William Packer, Executive Vice President and Chief Operations Officer, American Financial Resources, Inc.

    Richard Gagliano, President, Origination Technologies, Black Knight

    Breakout Session,

    Emerging Technologies Track

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    Artificial Intelligence (AI) and machine learning are allowing banking and finance professionals to perform repetitive tasks such as processing loan packets with extremely high accuracy. Through accurate loan processing, mortgage banks can reduce or eliminate the need for human reviews, allowing individuals to perform more meaningful tasks. This session will discuss practical applications for AI in the mortgage industry.

    Speaker(s)

    Ari Gross, Ph.D., Chief Executive Officer, SoftWorks

    Dr. Ari Gross has been very active in the research and development of new methods and technology in the areas of computer vision, imaging, artificial intelligence, machine learning, and real-time computing for the past 20 years. His achievements include over 40 published papers and several patents in areas related to imaging, machine learning, and document automation. Dr. Gross has managed his previous company from its initial focus on image compression and OCR to its shift over the last three years towards business process automation. After a successful exit, Dr. Gross launched SoftWorks AI to address the needs of the explosive Knowledge Worker Automation market. 

    William Packer, Executive Vice President and Chief Operations Officer, American Financial Resources, Inc.

    Bill joined American Financial Resources (AFR; www.afrcorp.com) in June 2015 as its CIO. In 2018 he was promoted to the Chief Operating Officer and he currently oversees Operations, Technology, New Product Development and Marketing. Bill also serves as the Executive Vice President for AFR’s Technology Services division (Lendersoft). Bill has nearly 30 years of experience in financial services. He has served in a variety of leadership roles in areas such as sales, operations, project management, ecommerce, retail banking, consumer and mortgage lending as well as facilities, marketing and technology. Prior to joining AFR, Bill held leadership positions at Bank of America most recently as the Senior Vice President, Application Programming Executive in Bank of America’s Home Loans technology organization where he supported both 1st mortgage and Home Equity business’. Prior to this role, Bill was the Service Delivery Executive. Bill was a senior faculty member at Keller University (2001-2005) and he has served on boards for a variety of non-profit organizations including currently on the Advisory Board for Rutger’s University Customer Experience program. Amongst several other philanthropic endeavors, Bill is currently part of New York Aquarium’s volunteer scuba diving team. Bill proudly serves as the Mortgage Banker’s Association Residential Technology Chairperson.

    Richard Gagliano, President, Origination Technologies, Black Knight

    Richard (“Rich”) Gagliano is President of the Origination Technologies division of Black Knight, Inc. (NYSE:BKI), a premier provider of integrated software, data and analytics to the mortgage industry. As the division’s leader, Rich is primarily responsible for the direction of Black Knight’s origination technologies which includes artificial intelligence and machine learning, point of sales solutions, and its enterprise loan origination systems that support retail, wholesale, consumer-direct and correspondent channels that lenders use to originate both first mortgages and home equity loans. Additionally, Rich oversees the breadth of Black Knight’s lending solutions, as well as capabilities to support greater loan transparency and data integrity.
    With more than 25 years of experience in the financial services industry, Rich offers a wide range of lending-product knowledge and insight. Before joining Black Knight, Rich was Senior Vice President of Direct Lending and Chief Administrative Officer at Aurora Bank. In that role, he was responsible for management of the direct-to-consumer lending platform (sales\operations) and established Aurora Bank’s internet lending channel.

  • Emerging Technologies Track: Real World Blockchain Applications

    Location: Marsalis Hall B,
    Exhibition Level


    Speaker(s)

    Laurie Pyle, Chief Operating Officer, Factom

    Tony Muoio, Managing Director, Consumer Finance Group, PwC

    Sarah Batangan, Chief Operating Officer, First Guarantee Mortgage Company

    Jarad Bernotavicz, Director, Product Management, EQUATOR, an Altisource Business Unit

    Tim Anderson, Pavaso, Inc.

    Breakout Session,

    Emerging Technologies Track

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    Learn how blockchain fits into your business use cases and alleviates your biggest pain points. Leading executives in this space discuss active blockchain projects making waves in the mortgage industry today. Panelists will focus on the way blockchain is revolutionizing loan cycles, adding to existing infrastructure, and solving real world problems.

    Speaker(s)

    Laurie Pyle, Chief Operating Officer, Factom

    Laurie Pyle is the Chief Operating Officer at Factom, a blockchain as-a-service company, where she is responsible for technical development and operations, product strategy, design and development, and client services. During her over 20-year tenure leading technology products and technology-based companies, she has led the creation of several significant solutions; IoT Blockchain products for the US Department of Homeland Security and a medical wallet for the Bill and Melinda Gates Foundation, loan review and decisioning technology implemented into FDIC, FHFA and many others, and RealEC Exchange, the mortgage industry’s first Electronic Partner Network. Laurie currently serves as co-chair of the MISMO Blockchain community of practice and has been recognized in 2013 by Housingwire and in 2017 by MReport for her technology achievements and contributions to the mortgage and finance industries.

    Tony Muoio, Managing Director, Consumer Finance Group, PwC

    Tony Muoio is a Senior Managing Director in PwC's U.S. Consumer Finance group and has over twenty five years of experience with PwC in both audit and advisory capacities. He has more than thirty five years of experience in the consumer finance industry across diverse consumer lending sectors, including mortgage, home equity, credit cards, timeshare and auto. While at PwC, Tony has worked with commercial banks, mortgage banks, investment banks, private equity firms and finance companies.  Recently, Tony has assisted clients in the re-engineering of existing mortgage origination processes to respond to new regulatory requirements and to take advantage of cost savings opportunities from evolving technology.
    During the financial crisis, Tony has led or participated in the administration of several mortgage regulatory remediation projects in the areas of: Compliance Management Systems, quality control, customer service, customer complaints, IT remediation, risk assessment methodology, policies and procedures, and monitoring and testing improvements.  He has authored whitepapers, articles and case studies and regularly presents at key industry, client and PwC forums. Tony also co-leads PwC’s mortgage risk conferences, which include an annual meeting and quarterly webcasts which are attended by senior risk leaders from virtually all the leading mortgage originators and servicers.  Prior to joining PwC, Tony worked on the senior management mortgage team at a top mortgage originator/servicer and a major regional bank. Responsibilities included mortgage production, call center management, risk management and product development.

    Sarah Batangan, Chief Operating Officer, First Guarantee Mortgage Company

    Sarah Batangan serves as the Chief Operating Officer at First Guaranty Mortgage Corporation. She is an innovative leader, who draws on 20 years of mortgage experience, coupled with her expertise in critical operational analyses and strategic decision making, to lead the operations, credit risk and marketing groups to success. Sarah is passionate about organically cultivating the next generation of leaders in mortgage and building teams that advocate for a customer first mentality. She provides guidance and vision to those in her organization and encourages them to always lead by example. Throughout her career, Sarah has held a number of leadership positions where she strategically positioned companies for growth thru process optimization implementations resulting in an upwards of 45% decrease in operational expense. Most recently, Sarah was named as one of the 75 Elite Women of 2017 by Mortgage Professionals of America as well as being included in Housingwire’s Industry MVP’s through the 2016 Insiders Award Program. She is also a member of the Mortgage Bankers Association, National Association of Professional Women and Support Women for Women International.

    Jarad Bernotavicz, Director, Product Management, EQUATOR, an Altisource Business Unit

    With creativity and an eye on delivery, a stalwart leader who has been at Equator since its earliest days. He draws motivation from his long standing customer partnerships and the challenge of continuing to provide them salient value in the default mortgage space.  Jarad began his tenure within the technology group at Equator®, formerly REOTrans® presently An Altisource® Business Unit, as one of the earliest members and quickly became a central player in the company’s rapid growth and success.  Previous leadership of account management and large scale implementations provided the subject matter expertise to form deep empathy for the challenges servicers face. His current role is oversight in delivering Equator's vision of the next generation of products to meet the industries evolving needs.

    Tim Anderson, Pavaso, Inc.

    Tim Anderson is SVP of corporate business development for pavaso, Inc. He is responsible for developing product and corporate strategy and strategic partner relationships that enhance and drive adoption of their digital platform and services. Prior to pavaso he was Director of eStrategy and Services for DocMagic.
    He brings over 35 years of industry experience having worked on both the lender and vendor side
    of the business. He has held executive management positions with LPS (now Black Knight Financial Services) , Stewart Title, FreddieMac and HomeSide Lending where he ran the eCommerce Division and worked at technology companies like Microsoft, Dexma and Tuttle Information Services. He was also the original founder of the eMortgage Alliance™ which promoted MISMO standards for delivering legally compliant paperless processes.  He has served on the Advisory Boards of Microsoft and the Housing Roundtable. He is a past member of the MBA's Board of Technology, (BodTech), eMortgage Adoption Task Force and MBA MISMO Governance Board and is a current member of the MBA Residential Technology Committee (ResTech), MISMO eMortgage Workgroup, the Electronic Records and Signature Association, (ERSA), ALTA Technology Committee and both FannieMae and FreddieMac Vendor Technology Advisory Committees. Known for promoting strategic applications and trends in technology such as eSign and MISMO category one SMARTDocs®, Tim has received many industry awards and accolades including the prestigious Steven Fraser Award from Mortgage Technology Magazine, Mortgage Professional’s Hot 100 and named Mortgage IT AllStar by Mortgage Banker Magazine.

  • Emerging Technologies Track: APIs and Microservices

    Location: Marsalis Hall B,
    Exhibition Level


    Speaker(s)

    William A. Klumper, Consultant, FirstStep Software Systems

    Dan Richards, Executive Vice President, Academy Mortgage Corporation

    Matt Hansen, Chief Executive Officer, SimpleNexus, LLC

    Celine C. Adams, Vice President, Business Development, First American Mortgage Solutions

    Emerging Technologies Track

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    A sense of urgency is causing the industry to revamp their approach to technology.  Application Programming Interfaces (APIs) and microservices have become crucial elements in the development of consumer-enabled business strategies.  This session will explore the possibilities and help you discover how to create an API-enabled experience. 

    Speaker(s)

    William A. Klumper, Consultant, FirstStep Software Systems

    William Klumper is an industry leader in collaboration, thought, and innovation, as well as a serial entrepreneur. His passion for the mortgage industry resulted in major contributions to both MBA's Residential Technology Forum and MBA's CIO Forum. He has given several insightful presentations on many diverse and industry relevant topics and is an active contributor to MISMO, the Mortgage Industry Standards Maintenance Organization. At MISMO's Winter 2018 Summit, he was presented the "Chairman's Award," their highest honor, for his numerous contributions and, in 2019, he became Co-Chair of their Architecture Committee. Within the mortgage industry, he has served in various management roles including CIO, CSO, and CPO. During his tenure at First Mortgage Company LLC, his technological leadership allowed the company to grow by over 2 billion dollars in revenue. Today, he provides industry consulting services through FirstStep Software Systems and is an Advisory Board Member to FundingShield, LLC (Fundingshield.com), a wire fraud prevention "fintech," and provides security consulting through Secutor (Secutoris.com).

    Dan Richards, Executive Vice President, Academy Mortgage Corporation

    Dan Richards is an Executive Vice President at Academy Mortgage Corporation where he oversees strategy, innovation, and corporate development. Dan previously oversaw growth at Republic Mortgage Home Loans, who was acquired by Academy in 2014. Dan has been recognized as an Accredited Mortgage Professional (AMP) and an MBA Future Leader by the Mortgage Bankers Association. He has also led strategy, technology and marketing initiatives at Microsoft, Google, Nokia, and two venture-backed technology startups.

    Matt Hansen, Chief Executive Officer, SimpleNexus, LLC

    Matt Hansen is the Founder & CEO of SimpleNexus. SimpleNexus provides a Digital Mortgage Platform to mortgage corporations, branches and individual loan officers. Serving more than 200 enterprise mortgage companies and more than 20,000 loan officers nationwide. Matt’s innovative thinking earned SimpleNexus the HousingWire Tech100 and a personal HousingWire Vanguard Award

    Celine C. Adams, Vice President, Business Development, First American Mortgage Solutions

    As a business development executive for First American Mortgage Solutions, Celine Adams oversees third-party strategic relationships aimed at providing lender customers with streamlined access to First American’s data, analytic and technology products and services.  Celine has 15-plus years of experience in the technology financial services space. She previously held roles in operations, product development, and business development at Interthinx (now part of First American), which provided fraud, risk mitigation services, and decision analytics for financial service markets. She holds a bachelor’s degree in international business from Texas Tech University, Rawls College of Business.

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