Schedule

Schedule subject to change.

Note: Meeting rooms may change, so please refer to the on-site program for final locations

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Tuesday, March 26, 2019

  • Registration

    Location: Reunion Foyer,
    Lobby Level

    Registration

  • Continental Breakfast

    Location: Reunion Foyer,
    Lobby Level

    Breakfast,

    Networking Opportunities

  • General Session: Market Outlook and Myth Busters: RPA, AI and Machine Learning in Mortgage Lending

    Location: Reunion Ballroom E,
    Lobby Level


    Speaker(s)

    Michael Fratantoni, Ph.D., Chief Economist & Senior Vice President, Research & Technology, Mortgage Bankers Association

    Grace Qi, Product Manager, Intelligence, Blend

    John Rogers, Executive, Innovation Development Center, Technology Solutions Group, CoreLogic

    Brian Fitzpatrick, Chief Executive Officer, LoanLogics

    David Frost, Director, Commercial Mortgage Servicing Technology, Wells Fargo Bank, NA

    Brad Peterson, Partner, Mayer Brown LLP

    General Session

    Read more Read less

    Artificial Intelligence, Robotic Process Automation, and Machine Learning are all the rage these days, but will they really replace humans in complicated financial transactions?  And if so, when might this happen?  Our Tuesday General Session explores the upsides and downsides of these technologies to the mortgage industry.

    The session begins with a Market Outlook from MBA's Chief Economist, Mike Frantatoni.

    Speaker(s)

    Michael Fratantoni, Ph.D., Chief Economist & Senior Vice President, Research & Technology, Mortgage Bankers Association

    Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA's industry surveys, benchmarking studies, economic and mortgage originations forecasts, industry technology efforts, and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO and serves on the CSP's Industry Advisory Group and the membership committee of MERS. Prior to joining MBA, Fratantoni worked in the industry in risk management and senior economist roles at Washington Mutual and Fannie Mae.

    Grace Qi, Product Manager, Intelligence, Blend

    Grace is a product manager for all Intelligence efforts at Blend. In her current role, she focuses on making the lending ecosystem more efficient, transparent, and accessible by leveraging data. Prior to joining Blend, Grace worked at cloud content management company Box, with various roles in the product, analytics, and sales teams. She has also held analyst roles at J.P Morgan, NewOak Capital, and Motorola Mobility.

    John Rogers, Executive, Innovation Development Center, Technology Solutions Group, CoreLogic

    John Rogers holds the role of Executive at CoreLogic responsible for the development of the CoreLogic Innovation Development Centers. These centers drive technology-based innovation and agile development for the next generation of CoreLogic platforms, applications, analytical models and solutions. These solutions combine the latest in cloud computing, big data, data pipelines, machine learning and data visualizations that generate unique residential property data-driven insights to power the global real estate economy. CoreLogic has expanded its global innovation center footprint with three centers in the United States: Santa Monica, California, Dallas, Texas and Oxford, Mississippi. and an Innovation Center in Sydney, Australia.  Prior to joining CoreLogic, John was an Associate Partner with IBM Global Business Services where he focused on the delivery of large multi-million transformational programs for the financial sector both in the United Kingdom and Australia.  Earlier in his career John worked as a consultant for Itim Consulting a management firm based in London. John’s primary role was as project manager/principal consultant on a number of assignments from delivering global solutions to devising IT strategies. His client interaction was at the highest level with companies such as Nielson, GlaxoSmithKline and Argos.

    Brian Fitzpatrick, Chief Executive Officer, LoanLogics

    Brian Fitzpatrick, CEO of LoanLogics, is responsible for all facets of the business and is also the company’s “chief culture officer.” He is accountable for leading the company’s rapid growth and is a demonstrated leader with expertise in mortgage technology and business process outsourcing solutions.  Mr. Fitzpatrick has raised industry-wide awareness of how technology plays a key role in the production and measurement of loan quality and performance. He is an adept spokesperson for LoanLogics and has authored and been quoted in numerous articles and white papers discussing regtech, digital mortgage, document processing and business rules technologies.  For outstanding achievement in leadership, Mr. Fitzpatrick was named twice as finalist for the EY Entrepreneur of the Year Award and once for the Marcum Innovator of the Year Award. He is also a recipient of HousingWire Magazine's prestigious Vanguard Award™ for leading and changing the housing economy.

    David Frost, Director, Commercial Mortgage Servicing Technology, Wells Fargo Bank, NA

    David Frost is the Head of Commercial Mortgage Servicing Technology at Wells Fargo. David’s career spans over 15 years at Wells Fargo developing applications for various lines of business. He currently is responsible for setting strategic direction and driving CMS IT accountability – with a specific focus on technology remediation, regulatory requirements, and business enablement.

    Brad Peterson, Partner, Mayer Brown LLP

    Brad Peterson is a partner in Mayer Brown's Chicago office. He leads Mayer Brown’s global Technology Transactions practice.  Brad’s practice focuses on data, digital, outsourcing and software transactions, with a particular emphasis on financial technology. His experience includes data licensing and analytics; digital services such as IaaS, PaaS, and SaaS; outsourcing of the full range of information technology (IT) and business process functions; and core systems modernization, ERP and other software licensing, development and integration transactions. His experience also includes projects in emerging technologies such as artificial intelligence (AI), robotic process automation (RPA), and blockchain and other distributed ledger technologies (DLTs).  Brad has been top-ranked for over a decade by both Chambers and Legal 500. Chambers USA, for example, reports that he "is a 'phenomenal' outsourcing attorney with a wide-ranging practice that includes joint ventures, licensing and services agreements. Clients remark that 'he is very pragmatic and he gives you confidence. He provides more than legal advice - he supports you in your deals.'" Legal 500 reported in 2009 that "One enthusiastic client says 'considering what you get with him in terms of brains and dedication, you know that whatever the price, he's the guy that you have to have on your team.'" Brad was named to Legal 500's list of Hall of Fame lawyers in 2017.  Brad is a frequent and popular speaker and writer on outsourcing, the Digital Age, and emerging technology topics.

  • Pop-up Shop: Gravitas

    Location: Windsor Room,
    Atrium Level

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    Visit The Confidence Closet featuring women's clothing line Gravitas. Shop the latest arrivals or sign up for a free personal styling session with Gravitas CEO and Founder, Lisa Sun.

    gravitasnewyork.com

    Mark your calendar to hear Lisa Sun speak at the mPower Lunch on Tuesday at 12:30.

  • Refreshment Break in THE INNOVATION HUB

    Location: Landmark Ballroom,
    Lobby Level

    HUB Event,

    Networking Opportunities,

    Refreshment Break

  • THE INNOVATION HUB is Open

    Location: Landmark Ballroom,
    Lobby Level

    Exhibit Hours

  • CREF Track: Cybersecurity: Keeping up

    Location: Reunion Ballroom AB,
    Lobby Level


    Speaker(s)

    Thomas A. Dryden, Chief Information Security Officer, Berkadia

    Brian V. Cummings, Client Partner, Cyber Security Practice, Tata Consultancy Services

    Breakout Session,

    CREF Track

    Read more Read less

    Cybersecurity threats continue to evolve, as do the best practices around identification, mitigation and regulation. Come learn how cybersecurity is impacting commercial and multifamily finance and how firms are responding.

    Speaker(s)

    Thomas A. Dryden, Chief Information Security Officer, Berkadia

    Thomas Dryden is the Chief Information Security Officer for Berkadia Commercial Mortgage, a Berkshire Hathaway and Jeffries Financial Group Company. Berkadia is a leading commercial mortgage originator, consistently in the top multi-family origination rankings for Fannie Mae and Freddie Mac. Berkadia is also one of the top Master and Primary Servicer of commercial mortgages, with emphasis on GSE, Life Company, and CMBS portfolios. Mr. Dryden has over 15 years of tenure with Berkadia, holding technology leadership positions with Berkadia and its predecessor companies, including Capmark Finance and GMAC Commercial Mortgage. He attended Pennsylvania State University and has been recognized as a Certified Information Security Manager (CISM) by ISACA.

    Brian V. Cummings, Client Partner, Cyber Security Practice, Tata Consultancy Services

    Brian has been at TCS since June 2007 following 9+ years at KPMG in its Information Risk Management Practice. He is a 30+ year IT Audit, information- and cyber-security professional with know-how that spans mainframe to cloud to containerized applications. He is a Published Author who challenges conventional thinking, and a thought leader for FastPath Security Implementation; Classification-based Security Implementation; Aggressive Security Vigilance; and Enterprise "Will to Protect".

  • Designing Technological Solutions: Compliance Workflow Automation in the Digital Mortgage Era

    Location: Reunion Ballroom C,
    Lobby Level


    Speaker(s)

    David Colwell, Executive Vice President, Lenderprice

    Leonard Ryan, Founder and President, QuestSoft

    Richard Lang, Vice President, Loan Advisors Strategy and Integration Single-Family Division, Freddie Mac

    John Levonick, Special Counsel, Financial Services Practice Group, Pepper Hamilton LLP

    Breakout Session,

    Designing Technological Solutions Track

    Read more Read less

    The digital mortgage has taken the lending industry by storm seemingly overnight. How can lenders adapt their compliance workflow to embrace the digital lending evolution while still maintaining a high level of quality and efficiency? This panel will look at compliance automation trends and provide insight into how lenders can leverage technology to bring compliance workflow into the digital mortgage era.

    Speaker(s)

    David Colwell, Executive Vice President, Lenderprice

    David Colwell, vice president of LendingQB strategy, is responsible for overall business direction/roadmap development, strategic client relationship management , vendor relations, complex solution formulation and LendingQB strategic guidance. He has consulted and worked in the mortgage banking industry for over 25 years and has extensive experience mortgage operations management, mergers and acquisitions, organizational management, project management and business development. Previously, David was an Executive Vice President at Loan-Score and Mortgage Cadence, CEO of a $1 billion Correspondent Mortgage Lender, and Director at a Big Four Consulting firm.

    Leonard Ryan, Founder and President, QuestSoft

    Leonard Ryan is the founder and president of QuestSoft Corporation. He has been associated with the mortgage industry for over 30 years and, for the past 23 years, being a major compliance software leader. He is a frequent speaker at mortgage software and regulatory compliance conferences.  Mr. Ryan has been named twice to Mortgage Professional America’s Hot 100 list of Mortgage superstars (2018 & 2016). In January, 2017, he received a Vanguard Award from Housing Wire Magazine. He also is recognized as a MBA Tech All-Star for his visionary work in the area of mortgage and lending compliance.  His company, QuestSoft, serves over 2,600 banks, credit unions and mortgage lenders and has received over 20 awards during the past four years including the top award for any vendor, the Lenders Choice award. Recently QuestSoft was named Top Innovator by Progress in Lending in recognition of its Compliance RELIEF software for its advanced availability to customers ahead of the recent HMDA changes. QuestSoft is currently rated the 10th best small business workplace to work in Orange County, CA and has been recognized as a top workplace in the region for five of the past six years.

    Richard Lang, Vice President, Loan Advisors Strategy and Integration Single-Family Division, Freddie Mac

    Rick Lang is the vice president of Freddie Mac Loan AdvisorSM Strategy and Integration in the Single-Family division. He and his team work with key internal and external business partners to drive alignment between the Loan Advisor product strategy and client needs. His team also works with lenders, as well as their supporting technology providers, to optimize both the technical and process integration of Loan Advisor within their respective operating environments.  Mr. Lang has over 15 years of senior management experience within the mortgage industry. Prior to joining Freddie Mac in 2014, he held a variety executive management positions with both Bank of America and Chase.

    John Levonick, Special Counsel, Financial Services Practice Group, Pepper Hamilton LLP

    ohn V. Levonick is special counsel in the Financial Services Practice Group of Pepper Hamilton LLP, resident in the New York office.  Mr. Levonick's practice focuses on consumer financial services regulatory compliance and technology. Specific areas include consumer lending asset origination, servicing, and asset purchase and sale transactions; and assisting creditors, servicers, investors, and service and technology providers with regulatory issues.  Mr. Levonick also supports financial institutions and technology service providers (FinTech and RegTech) with the regulatory compliance implications of emerging technology, such as blockchain technology, artificial intelligence, machine learning, cryptocurrencies and cloud computing.  Mr. Levonick assisted a member of the MIT Digital Currency Initiative (DCI) in the creation of a public paper on privacy-preserving analytics for the securitization market.

  • Digital Mortgage Track: Dissecting Digital Mortgage

    Location: Marsalis Hall A,
    Exhibition Level


    Speaker(s)

    John Schleck, Senior Vice President, Consumer Lending, Centralized and Online Consumer Lending Executive, Bank of America

    Alok Bansal, Vice President and Business Head, Wipro Gallagher Solutions

    Dino Lack, Senior Vice President, Mortgage Technology, LoanDepot.com

    Breakout Session,

    Digital Mortgage Track

    Read more Read less

    In mortgages, the focus always turns to increasing efficiency, reducing cost and maintaining compliance, but now, it is keenly focused on going 'truly' digital. But what does going digital in the mortgage industry really mean? Join this session, where we make an attempt to dissect digital mortgage and its nuances.

    Speaker(s)

    John Schleck, Senior Vice President, Consumer Lending, Centralized and Online Consumer Lending Executive, Bank of America

    John Schleck is the Centralized and Online Consumer Lending Executive for Bank of America in the Preferred & Small Business segment of Consumer Banking. John and his team are responsible for driving direct-to-consumer mortgage and home equity loan sales via phone, internet and video. In addition, his team supports financial centers that do not have on-site mortgage specialists across the United States. His team also serves U.S. Trust, Merrill Lynch and Employee Lending. Joining the bank in 2013, John brings more than 30 years of leadership experience in the mortgage industry, including his previous position as the Western Retail Mortgage Production executive and the National Consumer Direct Division Executive for PNC Mortgage, a division of PNC Bank NA. He holds a Bachelor’s degree in History and Philosophy from Colby College in Waterville, Maine. He has served on a number of nonprofit boards and has been a youth soccer, ice hockey and lacrosse coach. He and his family reside in the Charlotte area of North Carolina.

    Alok Bansal, Vice President and Business Head, Wipro Gallagher Solutions

    As Vice President and Business Head at Wipro Gallagher Solutions, Alok Bansal drives business strategy across the entire organization including product development, delivery, quality assurance, design, and operations.  Alok joined Wipro Gallagher Solutions in 2014 as General Manager and Head of Delivery and Operations. In this role, he accelerated WGS' product and delivery strategy by improving efficiencies and execution excellence. Over the course of his career, Alok has held multiple leadership positions at leading global IT firms where he advanced product strategy, product management and professional services for a wide array of financial services institutions.

    Dino Lack, Senior Vice President, Mortgage Technology, LoanDepot.com

    Dino Lack is SVP of Mortgage Technology at loanDepot. Dino and his team are responsible for mortgage software design and development, enterprise applications and data architecture, and shared engineering services. Dino fosters collaboration between the business, product and technology teams to innovate leading edge digital mortgage solutions. Collectively these proprietary platforms form the mello digital lending ecosystem. Most recently he and his team developed and delivered the mellosmartloan. It delivers the power of true digital lending directly into the hands of consumers and their loan officer partners.  Dino’s 25-year career spans technology, product management and leadership. The last 15 years of which he has been centered in mortgage technologyacross many disciplines at Wells Fargo, CoreLogic and 2 years ago joining loanDepot.

  • Emerging Technologies Track: Robotic Automation: Separating Hype from Results

    Location: Marsalis Hall B,
    Exhibition Level


    Speaker(s)

    Narayan Bharadwaj, Senior Client Partner, Cognizant

    Dan Lader, Chief Information Officer, IMPAC Mortgage Corp.

    Vikas Rao, Vice President, Product Management, Encompass Digital Lending Platform, Ellie Mae, Inc.

    Jamie Carabetta, Director, Client Services, Freddie Mac

    Breakout Session,

    Emerging Technologies Track

    Read more Read less

    Manual, repetitive processes are common across mortgage banks. Enter robotics: software that mimics the way staff use computers to complete rules-based work.  Robotics vendors are promising that if you invest upfront, savings are guaranteed. Unfortunately, this often is not the case because of the nature of mortgage systems and processes, the cost of scaling, and the complexity of maintaining a solution with ever-changing third party tie-ins.  Learn from other lenders how they’re utilizing Robots-as-a-Service to dramatic savings in a matter of weeks with no up-front investment.

    Speaker(s)

    Narayan Bharadwaj, Senior Client Partner, Cognizant

    Narayan Bharadwaj is a Senior Client Partner with Cognizant’s Banking & Financial Services division. In his current role, Narayan helps mortgage banks and depository institutions execute on their transformation to the digital era across business model, operating model and technology model.  Narayan has an experience of 26 years in the Banking & Financial Services industry with an extensive concentration on mortgages and consumer lending. Narayan’s career spans executive leadership positions in technology companies serving the banking industry namely, CEO & General Manager of Wipro Gallagher Solutions, President & COO, Financial Services at Docutech Corporation and as technology executive in financial services organizations such as GE Consumer Finance and Citibank Global Consumer Bank responsible for large global technology programs.

    Dan Lader, Chief Information Officer, IMPAC Mortgage Corp.

    DDan Lader joined IMPAC as CIO in June 2018; he has 20+ years of related Technology leadership experience. From October 2015 through June 2018, Mr. Lader was Senior Vice President of Technology Portfolio Delivery at loanDepot. During his tenure at loanDepot, he led System Analysis, Quality Assurance, Service Delivery, Program Management, Controls and Finance functions across the Technology organization. Prior to loanDepot, he served as Vice President, Corporate Technology for Fannie Mae where he was the Technology owner of a portfolio of 250+ applications supporting multiple enterprise functions, and also ran a Program Execution function to deliver complex platform integration efforts. Previously, Lader was Vice President of Business Systems at The Carlyle Group, and earlier in his career was a Senior Manager with Bearing Point and Manager at Arthur Andersen.

    Vikas Rao, Vice President, Product Management, Encompass Digital Lending Platform, Ellie Mae, Inc.

    Vikas Rao is the vice president of product management for Ellie Mae, responsible for the Encompass Digital Lending Platform. Prior to Ellie Mae, Vikas worked at various Silicon Valley companies helping them to successfully bring their next generation products to market. These included Rackup, StrongMail Systems and Aeroghive Networks.

    Jamie Carabetta, Director, Client Services, Freddie Mac

    Jamie Carabetta is a senior director in Freddie Mac’s Single-Family Innovation Lab (iLab). She and her team work with internal partners to identify and pursue new capability exploration and experimentation opportunities. The vision of the iLab is to inspire change that matters, cultivate breakthrough ideas and transform housing finance. Ms. Carabetta has over 11 years of management experience within the mortgage industry. Prior to joining Freddie Mac in 2007, she spent a decade working in management consulting, primarily in the financial services industry.

    She holds a Bachelor of Science in finance from Lehigh University as well as a Master of Science in industrial engineering and an MBA from Rensselear Polytechnic Institute. Freddie Mac provides liquidity, stability and affordability to the nation’s residential mortgage markets. Freddie Mac supports communities by providing mortgage capital to lenders. Today, Freddie Mac is making home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing. For more information, please visit www.FreddieMac.com and follow us on Twitter @FreddieMac.

  • THE MEETING SPOT: Q&A with Michael Fratantoni

    Location: Landmark Ballroom,
    Lobby Level

    HUB Event

  • CREF Track: Hardware - Changing Workspaces and Infrastructure

    Location: Reunion Ballroom A,
    Lobby Level


    Speaker(s)

    Bryan Doyle, Director, Operations and Technology, CBRE Capital Markets

    Trey Tubbs, Senior Global Director, CBRE Capital Markets

    Pratik Dhebri, Vice President, Product and Technology, CBRE Capital Markets

    Breakout Session,

    CREF Track

    Read more Read less

    Advances in software can result in impacts on office hardware as well. Phones are disappearing from desks, “hoteling” and other office trends are increasing the use of laptops and other devices, and server capacity is increasingly rented rather than owned. This session explores current changes in our use of hardware and how it is affecting CRE finance firms.

    Speaker(s)

    Bryan Doyle, Director, Operations and Technology, CBRE Capital Markets

    Bryan Doyle serves as the Director of Operations for CBRE’s Capital Markets division. In his role Bryan oversees strategic partnerships and technology initiatives for the debt and structured finance business line and leads their integrated digital marketing and inside sales team.  Bryan began his career as a broker at Marcus & Millichap before moving into an acquisitions role for a national student housing owner/operator. In 2013 Bryan moved into the technology industry joining Mitchell International a KKR portfolio company where he oversaw a line of software products for the finance industry. In 2016 Bryan returned to the commercial real estate industry taking his current position with the Debt and Structured Finance team.

    Trey Tubbs, Senior Global Director, CBRE Capital Markets

    Trey helps lead global digital strategy and transformation initiatives at CBRE identifying and evaluating emerging technology startup solutions and trends to formally recommend options (e.g. build, buy, partner, invest) to the CDO and Executive Investment Committee. Trey joined CBRE in 2013 as a co-founder and leader in CBRE’s global corporate innovation team (CBRE Labs) where the team partnered with executive sponsors and emerging technology companies to create, design, launch, and scale new digital offerings and business models.  Before CBRE, Trey spent almost nine years in management consulting at PricewaterhouseCoopers and others where he led multiple engagements related to Digital Transformation, IT Strategy, Cybersecurity, Governance Risk and Compliance, and Privacy solutions for Fortune 500 Clients.

    Pratik Dhebri, Vice President, Product and Technology, CBRE Capital Markets

    Pratik is a Vice President of Products at CBRE, the largest commercial real estate services firm. At CBRE, Pratik is creating innovative products for owners, investors, and occupiers. Prior to joining CBRE, Pratik led efforts for the Artificial Intelligence (AI) platform and marketplace at Veritone and orchestrated several “Data to Insights” cognitive computing workflows for Media, Politics, Legal and Public Safety customers. At Polaris Wireless, Pratik built an artificial intelligence product suite to predict and prevent crime/terrorism which was used by the FBIs and CIAs of the world. Additionally, Pratik has envisioned and executed on several innovative & big data analytics products at Tata Consultancy Services, FLO TV and Qualcomm.

  • Designing Technological Solutions: Avoiding Common Technology Investment Pitfalls in the Mortgage Industry

    Location: Reunion Ballroom C,
    Lobby Level


    Speaker(s)

    Alex Fan, Vice President, Financial Services, Saxony Partners

    Joe Hamilton, Chief Information Officer, First Guaranty Mortgage Corporation

    Bill Shuler, CIO, Home Point Financial Corporation

    Tim Elkins, Executive Vice President and Chief Information Officer, PrimeLending

    Breakout Session,

    Designing Technological Solutions Track

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    As firms continue to figure out how to utilize technology to increase sales or improve efficiency, it is important to understand how it fits in with the business strategy. Attend this session to learn the major pitfalls to avoid when investing in your technology.

    Speaker(s)

    Alex Fan, Vice President, Financial Services, Saxony Partners

    Alex Fan is the Vice President of Financial Services at Saxony Partners. He’s helped ailing companies recover from losses in the millions and performing companies identify new areas of growth. Clients trust Alex’s strategic and technical abilities, which have proven instrumental in changing the trajectory of an organization’s bottom line. Alex is passionate about helping companies achieve their goals by delivering business and digital solutions.

    Joe Hamilton, Chief Information Officer, First Guaranty Mortgage Corporation

    Joe Hamilton serves as the Chief Information Officer at First Guaranty Mortgage Corporation. In his 25 years in the technology space, Joe has honed the craft of bringing teams together to make strategic decisions on technology, personnel and process related efforts. As a leader at FGMC, he has transformed the relationship between IT and the business, pushing the organization to challenge the status-quo and explore data driven technology solutions that drive efficiency and unique borrower experience.

    Bill Shuler, CIO, Home Point Financial Corporation

    Bill Shuler has been in the financial services industry for more than 25 years and currently serves as Chief Information Officer for Home Point Financial. With comprehensive experience in the mortgage industry, Mr. Shuler is responsible for the strategic integration and innovation of Home Point’s digital platforms for optimal performance and customer service. Throughout his career, Bill has specialized in business renovation that increases productivity, decreases costs and aligns operating units. He has previously held CIO leadership roles at National City Mortgage, GMAC Mortgage/GMAC ResCap and Homeward Residential, Inc., where he also served as Chief Administrative Officer and Chairman of their off-shore captive in Pune, India.

    Tim Elkins, Executive Vice President and Chief Information Officer, PrimeLending

    Tim Elkins joined PrimeLending in November of 2008 as chief information officer and is responsible for information security, IT operations and technology initiatives. Elkins has more than 20 years of experience in the mortgage industry. Prior to joining PrimeLending, he served as chief information officer at AmericaHomeKey and BSM Financial. Elkins is the chair of the Residential Technology Forum (RESTECH) for the Mortgage Bankers Association. Additionally, working with fellow CIOs from other industry-leading brands as well as senior staff from CIO.com and the Harvard Business Review, Elkins is a member of the Red Hat’s Enterprisers Editorial Board. In 2013 and 2014, Elkins was honored as one of the Computerworld Premier 100 IT Leaders and lead his team to being selected as a CIO 100 recipient for their innovation in the mortgage industry.

  • Digital Mortgage Track: The Digital Mortgage – Issues and Enablers Roundtable

    Location: Marsalis Hall A,
    Exhibition Level


    Speaker(s)

    Nancy Pratt, Vice President, Partner Relations and Government Affairs, Pavaso, Inc.

    Ann Ploetz, Senior Product Manager, ICE/MERSCORP HOLDINGS, Inc.

    Rachael Sokolowski, President, Magnolia Technologies LLC

    Michael Cafferky, EMortgage Program Manager, Fannie Mae

    Rajasekhar Penugonda, Product Development and Senior Business Lead, Freddie Mac

    Christian Claffy, Senior Vice President, Federal Home Loan Bank of Chicago

    Breakout Session,

    Digital Mortgage Track

    Read more Read less

    eMortgage volumes are increasing rapidly. What is working, what continues to evolve, what remains to be solved for eMortgages and the digitalization of documents? Attend this open roundtable discussion to hear what others think and offer your opinions on the future.

    Speaker(s)

    Nancy Pratt, Vice President, Partner Relations and Government Affairs, Pavaso, Inc.

    Nancy G. Pratt is the Vice President of Partner Relations and Government Affairs for Pavaso.  Nancy has over 15 years of experience in the eMortgage/eClosing space, which played a key role in leading the go-to-market and implementation strategies for Pavaso's two CFPB pilots.  Nancy has been in the mortgage/title industry for over 39 years and highlights of her career include industry milestones of performing the first complete eMortgage with lenders and conducting the first ever FHA and VA eClosings.  Nancy has been invited to speak at various Industry Conventions as an eClosing/eMortgage subject expert. She is a member of the ALTA Government Affairs, Public Relations, State Regulatory Action and Technology Committee, ALTA Remote online Notary Taskforce and has been an ALTA Springboard facilitator in 2017 and 2018. She is the Co-chair of the MBA MISMO eMortgage Group and was elected to the MISMO Board of Governance Technology Committee in 2017 and 2018. She is also member of MBA’s Residential Technology Committee. Nancy is also a member of PRIA, MBA, MISMO, ESRA, RESPRO, NASS/NPA and has served on the eMortgage FNMA Innovation Team.  Nancy was named as a Leading Lady in the Mortgage Industry by The MReport in 2015. In 2016, she was a recipient of the 2016 MBA Tech All Star Award and was named as an Elite Women in Mortgage by Mortgage Professional America and was named one of Housing Wire’s Women of Influence in 2016, 2017 and 2018.

    Ann Ploetz, Senior Product Manager, ICE/MERSCORP HOLDINGS, Inc.

    Ann Ploetz is Senior Product Manager for ICE/MERSCORP Holdings, Inc. She is part of the team responsible for product requirements and design for the full suite of MERS® Systems. Her current area of responsibility includes MERS® eRegistry and she is actively working on future enhancement releases for the application.  Prior to joining ICE, Ann served as the business lead for the MERS team at HP/EDS, the information technology partner of MERSCORP Holdings. In addition to software development, her contributions included day to day operational and project leadership related to the MERS® Systems.  Ann’s industry experience includes a 20 year career at Bank One, with management roles in the area of Retail Banking, Bank Operations (including loan origination and servicing) and Software Development.

    Rachael Sokolowski, President, Magnolia Technologies LLC

    Rachael Sokolowski, President, Magnolia Technologies LLC, is a recognized leader and author in the mortgage banking industry as a technology evangelist, trusted adviser, strategist and driver of results in industry initiatives. As a consultant, Rachael provides over 30 years of business and technical experience in electronic documents and signatures, industry standardization, electronic mortgages and closings, secondary market delivery requirements, compliance and patent applications/litigation. Rachael has provided subject matter expertise on financial services technologies and has advised mortgage banking lenders, technology vendors, GSEs, banks and insurance and automotive finance companies. Rachael was previously the Chief Information Officer for a community bank and a financial services consulting firm. Rachael is a major and frequent contributor to the mortgage banking industry standards organization (MISMO) and the Property Records Industry Association (PRIA). She has authored numerous articles for the Scotsman Guide, Mortgage Compliance Magazine and Mortgage Banking Magazine providing commentary on technology, compliance and policy issues facing the financial services industry. Rachael is currently Co-Chair of the MISMO, eMortgage Workgroup and is certified by MISMO as a Mortgage Standards Professional (CMSP). In 2016, Rachael received the “MISMO Chairman’s Award” and was named by Mortgage Women Magazine as a Technology Leader and Entrepreneur in the industry.

    Michael Cafferky, EMortgage Program Manager, Fannie Mae

    Mike Cafferky is Fannie Mae’s Product Manager for electronic mortgages (eMortgages). Mike has spent the last 15 of his 30 years at Fannie Mae developing and managing Fannie Mae’s eMortgage initiatives. Mike is widely recognized as an industry expert on the topic, is a frequent speaker on industry panels related to eMortgages and eClosings, and has provided educational sessions at industry conferences on eMortgage requirements and processes . Mike routinely works with Fannie Mae customers, technology vendors, document custodians, and warehouse funding providers to support their efforts to transition to electronic documents and closings.

    Rajasekhar Penugonda, Product Development and Senior Business Lead, Freddie Mac

    Raj Penugonda is the e-mortgage program lead at Freddie Mac, and is responsible for managing and improving competitiveness of the program. In addition to identifying and managing internal strategic initiatives, he works closely with various industry stakeholders to increase e-mortgage adoption. Raj has experience of 17 years in the residential mortgage industry spanning origination, default servicing and secondary market. Prior to joining Freddie Mac, Raj performed product management, change management and process design roles at Bank of America and Wells Fargo. Raj holds a master’s degree in engineering and is an Accredited Mortgage Professional (AMP).

    Christian Claffy, Senior Vice President, Federal Home Loan Bank of Chicago

    Christian Claffy currently oversees operations for the Federal Home Loan Bank of Chicago’s balance sheet and credit products. Mr. Claffy joined the Bank in 2010 and his held positions with increasing levels of responsibility including oversight of Collateral Operations, Investment Operations and Collateral Policy. Prior to joining the Bank, Christian worked in multiple positions within the mortgage industry starting in 2002 reviewing mortgage loans for secondary market transactions through Product Management for Loan Custody and Loan Disbursements products.

  • Emerging Technologies Track: Artificial Intelligence in 2020

    Location: Marsalis Hall B,
    Exhibition Level


    Speaker(s)

    Ari Gross, Ph.D., Chief Executive Officer, SoftWorks

    William Packer, Executive Vice President and Chief Operations Officer, American Financial Resources, Inc.

    Richard Gagliano, President, Origination Technologies, Black Knight

    Breakout Session,

    Emerging Technologies Track

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    Artificial Intelligence (AI) and machine learning are allowing banking and finance professionals to perform repetitive tasks such as processing loan packets with extremely high accuracy. Through accurate loan processing, mortgage banks can reduce or eliminate the need for human reviews, allowing individuals to perform more meaningful tasks. This session will discuss practical applications for AI in the mortgage industry.

    Speaker(s)

    Ari Gross, Ph.D., Chief Executive Officer, SoftWorks

    Dr. Ari Gross has been very active in the research and development of new methods and technology in the areas of computer vision, imaging, artificial intelligence, machine learning, and real-time computing for the past 20 years. His achievements include over 40 published papers and several patents in areas related to imaging, machine learning, and document automation. Dr. Gross has managed his previous company from its initial focus on image compression and OCR to its shift over the last three years towards business process automation. After a successful exit, Dr. Gross launched SoftWorks AI to address the needs of the explosive Knowledge Worker Automation market. 

    William Packer, Executive Vice President and Chief Operations Officer, American Financial Resources, Inc.

    Bill joined American Financial Resources (AFR; www.afrcorp.com) in June 2015 as its CIO. In 2018 he was promoted to the Chief Operating Officer and he currently oversees Operations, Technology, New Product Development and Marketing. Bill also serves as the Executive Vice President for AFR’s Technology Services division (Lendersoft). Bill has nearly 30 years of experience in financial services. He has served in a variety of leadership roles in areas such as sales, operations, project management, ecommerce, retail banking, consumer and mortgage lending as well as facilities, marketing and technology. Prior to joining AFR, Bill held leadership positions at Bank of America most recently as the Senior Vice President, Application Programming Executive in Bank of America’s Home Loans technology organization where he supported both 1st mortgage and Home Equity business’. Prior to this role, Bill was the Service Delivery Executive. Bill was a senior faculty member at Keller University (2001-2005) and he has served on boards for a variety of non-profit organizations including currently on the Advisory Board for Rutger’s University Customer Experience program. Amongst several other philanthropic endeavors, Bill is currently part of New York Aquarium’s volunteer scuba diving team. Bill proudly serves as the Mortgage Banker’s Association Residential Technology Chairperson.

    Richard Gagliano, President, Origination Technologies, Black Knight

    Richard (“Rich”) Gagliano is President of the Origination Technologies division of Black Knight, Inc. (NYSE:BKI), a premier provider of integrated software, data and analytics to the mortgage industry. As the division’s leader, Rich is primarily responsible for the direction of Black Knight’s origination technologies which includes artificial intelligence and machine learning, point of sales solutions, and its enterprise loan origination systems that support retail, wholesale, consumer-direct and correspondent channels that lenders use to originate both first mortgages and home equity loans. Additionally, Rich oversees the breadth of Black Knight’s lending solutions, as well as capabilities to support greater loan transparency and data integrity.
    With more than 25 years of experience in the financial services industry, Rich offers a wide range of lending-product knowledge and insight. Before joining Black Knight, Rich was Senior Vice President of Direct Lending and Chief Administrative Officer at Aurora Bank. In that role, he was responsible for management of the direct-to-consumer lending platform (sales\operations) and established Aurora Bank’s internet lending channel.

  • Lunch in THE INNOVATION HUB

    Location: Landmark Ballroom,
    Lobby Level

    Lunch,

    Networking Opportunities

  • mPower Lunch: Choosing Self-Confidence

    Location: Pegasus,
    Lobby Level


    Speaker(s)

    Lisa Sun, Founder and CEO, Project Gravitas

    Dawn Williams, AMP, Associate Vice President, Conference Programming, MBA

    Lunch,

    mPower Event,

    Networking Opportunities

    Read more Read less

    Learn to “own your moment” with Lisa Sun, Founder and CEO of Project Gravitas, a confidence company whose patented innovations in women’s apparel and styling solutions empower every woman to have a confident sense of self. Early in her career, Sun was advised to buy a new dress, big jewelry and great shoes in order to develop an outer presence, or “gravitas,” that reflected her inner strength. This inspired her to develop and grow her company, but moreover, to teach women to embody the meaning of gravitas. Stop by Lisa’s on-site Trunk Show to shop her clothing line.

    Speaker(s)

    Lisa Sun, Founder and CEO, Project Gravitas

    Lisa Sun is Founder & CEO of Project Gravitas, a company whose origin story dates back to Sun’s first professional review: that she “lacked gravitas” and “should go buy a new dress, big jewelry, and great shoes.” Realizing the transformative power that clothing can have, Sun secured the global patent on building shapewear into dresses and launched Project Gravitas as a vertically-integrated ecommerce company that offers innovative apparel and styling solutions designed to give every woman a confident sense of self. Prior to founding Project Gravitas, Sun spent 11 years at McKinsey & Company where she advised leading luxury, fashion, and beauty brands globally on strategic and operational issues.

    Dawn Williams, AMP, Associate Vice President, Conference Programming, MBA

    Dawn Williams serves as the Associate Vice President of Conference Programming for the Mortgage Bankers Association, the leading association for the real estate finance industry.  She is responsible for leading the programming team in the development of engaging and relevant content for MBA’s 16 conferences, with about 400 sessions and 1,200 speakers annually. Williams joined MBA in 2012 after being self-employed for 15 years as a freelance marketing and events consultant. In that role, she served a variety of small businesses across several sectors, including five years as the Executive Director of the Default Attorney Group, a consortium of MBA-member law firms. Earlier in her career she managed a $5 million direct marketing channel for Time-Life’s subscription book, music and video products. Prior to that she spent 6 years in retail advertising with May Co. Department stores as a copywriter, account manager and finance analyst for their $100 million sales promotion budget. Dawn earned her Accredited Mortgage Professional designation in 2015 and was MBA’s 2016 Employee of the Year.

     

     

  • CREF Track: CREF TECH Show and Tell II

    Location: Reunion Ballroom A,
    Lobby Level


    Speaker(s)

    Aviva Fink, Vice President, Client Success, Reonomy

    Kevin Fairris, Chief Information Officer, Covius

    Ben Kraus, Head of Sales, Jane.ai

    Breakout Session,

    CREF Track

    Read more Read less

    This interactive session offers demonstrations from mortgage banking firms and 3rd party vendors of front- and back-end systems, software, hardware and other technologies of interest to technology professionals in the CREF space.

    Speaker(s)

    Aviva Fink, Vice President, Client Success, Reonomy

    Aviva has over a decade of experience leading high performing teams in strategy, marketing and customer experience. Previously, she was a senior member of teams at VTS and Onavo/Facebook.

    Kevin Fairris, Chief Information Officer, Covius

    With more than 25 years of experience in financial services technology, Kevin brings strong leadership to the Covius team with a background in both technology and finance. He plays integral role in working with clients to design and implement new technologies to streamline operations, drive efficiency and reduce costs.

    Ben Kraus, Head of Sales, Jane.ai

    Ben Kraus is the Head of Sales at Jane.ai, an enterprise artificial intelligence company focused on enabling team members to do their best work by accessing all company intelligence conversationally.  Ben has been in technology sales for over 20 years both as a producer and building high performing teams at organizations such as Forrester Research, Foresee, and Oracle.

  • Designing Technological Solutions Track: Getting Business & Technology Leaders on the Same Page

    Location: Reunion Ballroom C,
    Lobby Level


    Speaker(s)

    Sundeep Mathur, Vice President, Digital Lending Consulting Practice, Tavant Technologies

    Gary Clark, CMB, Chief Operating Officer, Sierra Pacific Mortgage

    Tracie Hunter, Executive Vice President, Production Business Technology, PennyMac Financial Services, Inc.

    Richard Lang, Vice President, Loan Advisors Strategy and Integration Single-Family Division, Freddie Mac

    Gabe Minton, Executive Vice President and CIO, Guild Mortgage Company

    Breakout Session,

    Designing Technological Solutions Track

    Read more Read less

    Whether your business is focused on growth, cost reduction or compliance initiatives, the effective application of innovative technology is critical. Yet so many projects end up not delivering what the business wants.  The failure to collaborate is often cited as the culprit.  This expert panel outlines the synergy between business strategies and successful tech implementation, providing attendees with a how-to guide.

    Speaker(s)

    Sundeep Mathur, Vice President, Digital Lending Consulting Practice, Tavant Technologies

    Sundeep Mathur is a Vice President leads the Digital Lending Consulting Practice at Tavant Technologies. He has held leadership roles in the lending technology arena for over 25 years.  He has played instrumental roles at Freddie Mac in building Loan Prospector, at Indy Mac Bank in the delivery of their risk based pricing solution e-MITS and has lead strategic initiatives at Washington Mutual and most recently was SVP of Operations at Citizens Business Bank.  At Tavant, he leverages his mortgage industry experience to provide technology leadership and consults with customers to determine the best way to maximize the value of their investment. His role is to work with lenders to implement solutions that drive revenue and deliver critical business results. He helps to understand the business needs and goals and lead the technology teams to define solutions and more importantly enhance business processes leveraging technology.

    Gary Clark, CMB, Chief Operating Officer, Sierra Pacific Mortgage

    Gary Clark is the Chief Operating Officer of Sierra Pacific Mortgage (SPM), an Independent Mortgage Banker headquartered in Folsom, California. As Chief Operating Officer, Gary is responsible for overseeing Operations, Compliance and Technology for SPM which operates from eight regional centers across the US and currently services in excess of $16 billion for Fannie Mae, Freddie Mac and Ginnie Mae. Gary is currently leading the efforts to modernize the proprietary lending platform used by Sierra Pacific Mortgage including a new consumer portal for retail and a new TPO origination platform update.  Prior to joining SPM Gary served as the President of a regional independent mortgage banker, orchestrating their growth from broker to banker including building a servicing portfolio. In 2014 the company was successfully sold and Gary joined SPM as their COO.  Gary has more than thirty years of experience in all facets of mortgage banking including origination, operations, compliance, technology, construction lending and secondary marketing. He is currently serving as the Vice Chairman of the Residential Board of Governors (RESBOG) of the Mortgage Bankers Association.

    Tracie Hunter, Executive Vice President, Production Business Technology, PennyMac Financial Services, Inc.

    Tracie Hunter is a mortgage banking executive with over 30 years of experience in Operations, Fulfillment, Credit, Business Analysis and Technology. Tracie has been with PennyMac Financial Services Inc for 3 years and spent over 20 years with Bank of America prior to joining PennyMac. Tracie’s leverages her deep mortgage and technology experience to drive technology strategies in alignment with business objectives for PennyMac’s three production channels. Tracie’s role includes deep collaboration and solutioning with Peer groups, IT, GSE’s and Vendor partners. Tracie’s direct areas of management include Program/Project Management, Business Analysis and Solutions, Configuration, User Acceptance Testing and Level 1 Technology support for customers.

    Richard Lang, Vice President, Loan Advisors Strategy and Integration Single-Family Division, Freddie Mac

    Rick Lang is the vice president of Freddie Mac Loan AdvisorSM Strategy and Integration in the Single-Family division. He and his team work with key internal and external business partners to drive alignment between the Loan Advisor product strategy and client needs. His team also works with lenders, as well as their supporting technology providers, to optimize both the technical and process integration of Loan Advisor within their respective operating environments.  Mr. Lang has over 15 years of senior management experience within the mortgage industry. Prior to joining Freddie Mac in 2014, he held a variety executive management positions with both Bank of America and Chase.

    Gabe Minton, Executive Vice President and CIO, Guild Mortgage Company

    Gabe Minton joined Guild Mortgage in 2017 and leads its growing technology and information strategy, positioning the company for future growth. This includes developing next generation platforms and services to continue to enhance Guild’s customer experience and maximize operational efficiencies.  Gabe has more than 25 years of experience in leadership roles with mortgage and technology companies in a variety of settings. He specializes in creating software systems, products and standards and has been responsible for strategy and execution, communications and vendor relations throughout his career.  Prior to joining Guild, Gabe served as senior vice president and chief information officer at PHH Mortgage from 2014 to 2017, where he transformed the information technology division to meet growing regulatory and customer needs for the largest banks.  Gabe also served in senior management, strategy and technology positions with Black Knight’s ServiceLink, Motivity Solutions, Accenture Mortgage Cadence and the Mortgage Bankers Association. He was one of the leading architects and founding members of MISMO, the Mortgage Industry Standards Maintenance Organization (a subsidiary of the MBA).

  • Digital Mortgage Track: The Consumer at the Center: Rethinking the Business Process From the Consumer’s Perspective

    Location: Marsalis Hall A,
    Exhibition Level


    Speaker(s)

    Eric Connors, Senior Vice President, Product Strategy & Management, Ellie Mae, Inc.

    Garth E. Graham, Senior Partner, STRATMOR GROUP

    Tim Nguyen, Co-Founder and Chief Executive Officer, BeSmartee, Inc.

    Rocky Stubbs, Senior Vice President and Head, Direct Lending, Flagstar Bank, FSB

    Breakout Session,

    Digital Mortgage Track

    Read more Read less

    Everyone’s talking about going digital, but how can lenders deliver on a digital mortgage experience that’s appealing to borrowers? This session explores going beyond the loan application by providing insight and examples from Fintech innovators outside of the mortgage industry. You’ll see how an ideal digital experience attracts more consumers and drives more engagement.

    Speaker(s)

    Eric Connors, Senior Vice President, Product Strategy & Management, Ellie Mae, Inc.

    Eric joined Ellie Mae in April 2018 as senior vice president of product strategy and management. He is responsible for leading the overall product strategy for our Encompass digital mortgage solution, the Encompass Lending Platform and related products, including the Encompass Connect suite of solutions. Prior to joining Ellie Mae, Eric led CoreLogic’s credit business as its General Manager. He has also held executive and management positions at Yodlee, Oracle, and PeopleSoft.

    Garth E. Graham, Senior Partner, STRATMOR GROUP

    Garth Graham is a Senior Partner at STRATMOR Group’, a 30 year old mortgage banking consulting firm. Graham has over 25 years of experience in mortgage banking, ranging from Fortune 500 companies to successful startups. He is a true pioneer of the Digital Mortgage, as one of the founders of mortgage.com, and was an executive at Top 5 lender ABN-AMRO Mortgage before it’s $9 billion sale to Citigroup in March of 2007 which closed before the market downturn. Good timing!  Garth is a frequent speaker at national conventions, corporate events, and technology conferences. And always with a balance of data, insights and jokes.

    Tim Nguyen, Co-Founder and Chief Executive Officer, BeSmartee, Inc.

    Tim Nguyen is the CEO & Co-Founder at BeSmartee, a digital mortgage platform empowering mortgage lenders to take their consumers from application to a paid appraisal in minutes. As CEO Tim sets the direction of the company, defines its culture, owns the product vision and leads the overall execution of the company.  Previously, Tim co-founded and led InHouse, a nationwide provider of lender services and technology, from startup to 150+ FTEs before exiting in 2014. InHouse operates today under The Nationwide Group.  Tim comes from an entrepreneurial family background, having taught himself to code and launching multiple websites in high school. He eventually found his career at 21 years of age in the mortgage space where he started InHouse.

    Rocky Stubbs, Senior Vice President and Head, Direct Lending, Flagstar Bank, FSB

    With over 15 years in the mortgage industry at both privately held and Fortune 100 companies, Rocky enjoys a strong industry reputation as a strategic thinker and bold innovator who is highly skilled at leading rapid growth agendas, attracting and retaining top talent, and creating a white-glove, customer centric sales and service cultures.  Rocky joined Flagstar Bank as Head of Direct Lending in January of 2018. For the past 3 years, Rocky has led the Direct and Digital Mortgage channel for Capital One Home Loans. Under his leadership, the business achieved record volumes and profitability, developed multiple proprietary consumer technologies, all while delivering industry leading customer satisfaction and associate engagement scores.  Prior to Capital One, Rocky led Business Development for Mortgage Banking at JPMorganChase. His responsibilities included Realtor Engagement Strategy, Builder/Developer Relationships, Joint Ventures, CRA/LMI Lending, and Private Wealth Mortgage Banking. He was also an active member of the firm’s Market Leadership Team, which was responsible for directing the company’s civic activity, philanthropic efforts and government engagement strategy. During the Financial Crisis, Rocky led the bank’s foreclosure prevention group, which successfully helped over 100,000 struggling customers avoid foreclosure and remain in their homes.  Prior to JPMorganChase, Rocky held executive positions in private equity, commercial lending, and mortgage sales.

  • Emerging Technologies Track: Real World Blockchain Applications

    Location: Marsalis Hall B,
    Exhibition Level


    Speaker(s)

    Laurie Pyle, Chief Operating Officer, Factom

    Tony Muoio, Managing Director, Consumer Finance Group, PwC

    Sarah Batangan, Chief Operating Officer, First Guarantee Mortgage Company

    Jarad Bernotavicz, Director, Product Management, EQUATOR, an Altisource Business Unit

    Tim Anderson, Pavaso, Inc.

    Breakout Session,

    Emerging Technologies Track

    Read more Read less

    Learn how blockchain fits into your business use cases and alleviates your biggest pain points. Leading executives in this space discuss active blockchain projects making waves in the mortgage industry today. Panelists will focus on the way blockchain is revolutionizing loan cycles, adding to existing infrastructure, and solving real world problems.

    Speaker(s)

    Laurie Pyle, Chief Operating Officer, Factom

    Laurie Pyle is the Chief Operating Officer at Factom, a blockchain as-a-service company, where she is responsible for technical development and operations, product strategy, design and development, and client services. During her over 20-year tenure leading technology products and technology-based companies, she has led the creation of several significant solutions; IoT Blockchain products for the US Department of Homeland Security and a medical wallet for the Bill and Melinda Gates Foundation, loan review and decisioning technology implemented into FDIC, FHFA and many others, and RealEC Exchange, the mortgage industry’s first Electronic Partner Network. Laurie currently serves as co-chair of the MISMO Blockchain community of practice and has been recognized in 2013 by Housingwire and in 2017 by MReport for her technology achievements and contributions to the mortgage and finance industries.

    Tony Muoio, Managing Director, Consumer Finance Group, PwC

    Tony Muoio is a Senior Managing Director in PwC's U.S. Consumer Finance group and has over twenty five years of experience with PwC in both audit and advisory capacities. He has more than thirty five years of experience in the consumer finance industry across diverse consumer lending sectors, including mortgage, home equity, credit cards, timeshare and auto. While at PwC, Tony has worked with commercial banks, mortgage banks, investment banks, private equity firms and finance companies.  Recently, Tony has assisted clients in the re-engineering of existing mortgage origination processes to respond to new regulatory requirements and to take advantage of cost savings opportunities from evolving technology.
    During the financial crisis, Tony has led or participated in the administration of several mortgage regulatory remediation projects in the areas of: Compliance Management Systems, quality control, customer service, customer complaints, IT remediation, risk assessment methodology, policies and procedures, and monitoring and testing improvements.  He has authored whitepapers, articles and case studies and regularly presents at key industry, client and PwC forums. Tony also co-leads PwC’s mortgage risk conferences, which include an annual meeting and quarterly webcasts which are attended by senior risk leaders from virtually all the leading mortgage originators and servicers.  Prior to joining PwC, Tony worked on the senior management mortgage team at a top mortgage originator/servicer and a major regional bank. Responsibilities included mortgage production, call center management, risk management and product development.

    Sarah Batangan, Chief Operating Officer, First Guarantee Mortgage Company

    Sarah Batangan serves as the Chief Operating Officer at First Guaranty Mortgage Corporation. She is an innovative leader, who draws on 20 years of mortgage experience, coupled with her expertise in critical operational analyses and strategic decision making, to lead the operations, credit risk and marketing groups to success. Sarah is passionate about organically cultivating the next generation of leaders in mortgage and building teams that advocate for a customer first mentality. She provides guidance and vision to those in her organization and encourages them to always lead by example. Throughout her career, Sarah has held a number of leadership positions where she strategically positioned companies for growth thru process optimization implementations resulting in an upwards of 45% decrease in operational expense. Most recently, Sarah was named as one of the 75 Elite Women of 2017 by Mortgage Professionals of America as well as being included in Housingwire’s Industry MVP’s through the 2016 Insiders Award Program. She is also a member of the Mortgage Bankers Association, National Association of Professional Women and Support Women for Women International.

    Jarad Bernotavicz, Director, Product Management, EQUATOR, an Altisource Business Unit

    With creativity and an eye on delivery, a stalwart leader who has been at Equator since its earliest days. He draws motivation from his long standing customer partnerships and the challenge of continuing to provide them salient value in the default mortgage space.  Jarad began his tenure within the technology group at Equator®, formerly REOTrans® presently An Altisource® Business Unit, as one of the earliest members and quickly became a central player in the company’s rapid growth and success.  Previous leadership of account management and large scale implementations provided the subject matter expertise to form deep empathy for the challenges servicers face. His current role is oversight in delivering Equator's vision of the next generation of products to meet the industries evolving needs.

    Tim Anderson, Pavaso, Inc.

    Tim Anderson is SVP of corporate business development for pavaso, Inc. He is responsible for developing product and corporate strategy and strategic partner relationships that enhance and drive adoption of their digital platform and services. Prior to pavaso he was Director of eStrategy and Services for DocMagic.
    He brings over 35 years of industry experience having worked on both the lender and vendor side
    of the business. He has held executive management positions with LPS (now Black Knight Financial Services) , Stewart Title, FreddieMac and HomeSide Lending where he ran the eCommerce Division and worked at technology companies like Microsoft, Dexma and Tuttle Information Services. He was also the original founder of the eMortgage Alliance™ which promoted MISMO standards for delivering legally compliant paperless processes.  He has served on the Advisory Boards of Microsoft and the Housing Roundtable. He is a past member of the MBA's Board of Technology, (BodTech), eMortgage Adoption Task Force and MBA MISMO Governance Board and is a current member of the MBA Residential Technology Committee (ResTech), MISMO eMortgage Workgroup, the Electronic Records and Signature Association, (ERSA), ALTA Technology Committee and both FannieMae and FreddieMac Vendor Technology Advisory Committees. Known for promoting strategic applications and trends in technology such as eSign and MISMO category one SMARTDocs®, Tim has received many industry awards and accolades including the prestigious Steven Fraser Award from Mortgage Technology Magazine, Mortgage Professional’s Hot 100 and named Mortgage IT AllStar by Mortgage Banker Magazine.

  • Refreshment Break in THE INNOVATION HUB

    Location: Landmark Ballroom,
    Lobby Level

    HUB Event,

    Networking Opportunities,

    Refreshment Break

  • CREF Track: Agile in Practice: What Does and Does Not Work

    Location: Reunion Ballroom A,
    Lobby Level


    Speaker(s)

    Lisa J. Peck, Vice President, Manager, C&IB Business Technology

    Tony Berwald, Business Solutions Director, Greystone

    Jason Pratt, Head, Mortgage Technology, USAA Federal Savings Bank

    Breakout Session,

    CREF Track

    Read more Read less

    Agile’s collaborative, iterative approach seems tailor-made for many aspects of today’s fast-paced software development environment. This session will pull back the cover on how and when Agile does (and doesn’t) work best, and explore tricks firms have found to implement it most effectively.

    Speaker(s)

    Lisa J. Peck, Vice President, Manager, C&IB Business Technology

    Lisa J. Peck—Vice President, Business Technology, based in Overland Park, Kansas. Lisa joined PNC Bank in 2001 and has been responsible for managing high profile client, M&A, and enterprise-wide technology projects. In her current role Lisa manages the relationship between technology and the PNC Real Estate business segment within Corporate and Institutional Banking. Lisa meets regularly with executives across PNC Real Estate to discuss technology needs, in-flight project status, and facilitates the annual technology budget and initiative planning process. Lisa manages a group of Business Systems Analysts who work with the business to document requirements for technology projects.  Lisa has helped pioneer two organizations that promote professional women. She was a founding executive committee member that launched Women Connect at PNC, and is currently a founding executive committee member that is launching an off-shoot organization, TECH Connect, geared for women in technology. Throughout her career Lisa has been a champion for diversity and inclusion.  She is a member of the Mortgage Bankers Association’s Commercial/Multifamily Technology Officers Roundtable, the PMI, the Central Exchange, Women Connect and TECH Connect.

    Tony Berwald, Business Solutions Director, Greystone

    Tony Berwald is the Business Solutions Director at Greystone.  Tony leads technical strategy, product management, and application development for the Servicing & Asset Management business of Greystone, a leading commercial real estate lending, investment, and advisory firm. He has successfully guided the adoption and maturation of a variety of agile frameworks within multiple teams since joining Greystone in 2013.  Prior to Greystone, Tony Berwald served as the VP of Product at Triton Digital, where he built the product management team and implemented SCRUM. Earlier in his career, Tony spent some fifteen years leading technical consulting engagements for Fortune 500 clients such as IHG, UPS, and Georgia Pacific. Tony graduated with a Bachelor of Industrial Engineering from Georgia Tech in 1998.

    Jason Pratt, Head, Mortgage Technology, USAA Federal Savings Bank

    Jason Pratt is the Head of Mortgage Technology for USAA. In this role, Jason is responsible for the development, integration, operation and maintenance of all technology components to support USAAs Mortgage Operations. Jason has over 28 years of experience in large-scale systems development and integration and he has operated large-scale agile development programs since 2012.

  • Digital Mortgage Track: Digital Mortgages and eClosings: From Pilot to Production

    Location: Marsalis Hall A,
    Exhibition Level


    Speaker(s)

    Don Jarrett, SVP – Retail Operations Support, Stearns Lending, LLC

    Nancy Alley, Vice President, Strategic Planning, Simplifile

    Pranav Kiran (PK) Parekh, Head Discover Home Equity Loans and Senior Vice President, Discover Bank

    Harry Gardner, Executive Vice President, EStrategies, Docutech

    James Krugh, Vice President, Compliance, Prime Lending

    Breakout Session,

    Digital Mortgage Track

    Read more Read less

    In today’s challenging lending environment, going fully digital requires lenders to drive both customer value and cost savings/ROI throughout the loan manufacturing lifecycle. Our expert panelists will share real-world strategies for taking your business digital, as well as important lessons learned. Valuable insights on operational planning, vendor evaluation, title and settlement adoption, stakeholder relationships, and ROI assessment will be provided to ensure a smooth pathway toward making every loan be as “e” as it can be.

    Speaker(s)

    Don Jarrett, SVP – Retail Operations Support, Stearns Lending, LLC

    Nancy Alley, Vice President, Strategic Planning, Simplifile

    Nancy brings more than 28 years of financial services and mortgage industry experience to her role as the Vice President of Strategic Planning at Simplifile. She has dedicated her career to driving innovation and leveraging technology in the mortgage industry. Nancy served as a Board of Director of the Mortgage Industry Standards Maintenance Organization (MISMO) from 2016 through 2018, driving adoption of industry standards. Nancy is particularly passionate about “e” adoption, demonstrated by her role of the MISMO eMortgage workgroup from 2014-2016.  As a noted industry thought leader, Nancy has received numerous industry awards. Recently, Nancy was named to Mortgage Professional America’s 2018 Hot 100, recognized by National Mortgage Professional Magazine on its 2018 list of Mortgage Banking’s Most Powerful Women, awarded a “Tech All-Star” by the Mortgage Bankers Association in 2017, and recognized as a “Woman of Influence” by HousingWire Magazine in 2016.

    Pranav Kiran (PK) Parekh, Head Discover Home Equity Loans and Senior Vice President, Discover Bank

    Pranav Kiran Parekh (“PK”) is a Senior Vice President with Discover Bank and the head of Discover Home Equity Loans. In this role, he leads all mortgage business functions, including strategy, product design, pricing, marketing, analytics, operations, and technology.  PK was previously Vice President and Head of Marketing for Discover Home Loans from 2013 to 2015 and drove increases in purchase and refinance market share. Prior to that, he launched Discover Student Loans in 2007 and grew it to be the third largest originator of private student loans in the US in 2013. He also held roles in operations strategy for Discover Card from 2003 to 2007.  Prior to Discover, PK was a management consultant for clients in financial services, business process outsourcing, telecommunications, and other industries. Most of his consulting work related to turnaround strategy, profit improvement, and operational efficiency.

    Harry Gardner, Executive Vice President, EStrategies, Docutech

    Boasting more than 16 years of industry experience, Harry Gardner held a variety of leadership positions with some of the industry’s most well known organizations prior to joining Docutech. Today, he serves as Docutech’s executive vice president of e-strategies, assisting in the development of the company’s corporate and product strategy to proactively align with the digital transformation needs of the lending industry.  Outside of Docutech, Gardner has served as vice president of industry technology for the Mortgage Bankers Association and has held various leadership roles at MISMO, including chair of its residential governance committee and a member of its board of directors.

    James Krugh, Vice President, Compliance, Prime Lending

    Jim Krugh is a VP of Compliance for PrimeLending. In his role, Jim is responsible for managing the relationship with Docutech as well as Simplifile for all eClosings. In addition to these responsibilities, Jim is leading the compliance efforts during our conversion to a new Loan Origination system and managing all federal and state examinations for both originations and servicing.  Prior to joining PrimeLending, Jim was a Senior Manager at Deloitte & Touché, where he spent 10 years advising financial services clients on their enterprise-wide business, technology, financial and regulatory risks and compliance approach.

  • Emerging Technologies Track: APIs and Microservices

    Location: Marsalis Hall B,
    Exhibition Level


    Speaker(s)

    William A. Klumper, Consultant, FirstStep Software Systems

    Dan Richards, Executive Vice President, Academy Mortgage Corporation

    Matt Hansen, Chief Executive Officer, SimpleNexus, LLC

    Celine C. Adams, Vice President, Business Development, First American Mortgage Solutions

    Emerging Technologies Track

    Read more Read less

    A sense of urgency is causing the industry to revamp their approach to technology.  Application Programming Interfaces (APIs) and microservices have become crucial elements in the development of consumer-enabled business strategies.  This session will explore the possibilities and help you discover how to create an API-enabled experience. 

    Speaker(s)

    William A. Klumper, Consultant, FirstStep Software Systems

    William Klumper is an industry leader in collaboration, thought, and innovation, as well as a serial entrepreneur. His passion for the mortgage industry resulted in major contributions to both MBA's Residential Technology Forum and MBA's CIO Forum. He has given several insightful presentations on many diverse and industry relevant topics and is an active contributor to MISMO, the Mortgage Industry Standards Maintenance Organization. At MISMO's Winter 2018 Summit, he was presented the "Chairman's Award," their highest honor, for his numerous contributions and, in 2019, he became Co-Chair of their Architecture Committee. Within the mortgage industry, he has served in various management roles including CIO, CSO, and CPO. During his tenure at First Mortgage Company LLC, his technological leadership allowed the company to grow by over 2 billion dollars in revenue. Today, he provides industry consulting services through FirstStep Software Systems and is an Advisory Board Member to FundingShield, LLC (Fundingshield.com), a wire fraud prevention "fintech," and provides security consulting through Secutor (Secutoris.com).

    Dan Richards, Executive Vice President, Academy Mortgage Corporation

    Dan Richards is an Executive Vice President at Academy Mortgage Corporation where he oversees strategy, innovation, and corporate development. Dan previously oversaw growth at Republic Mortgage Home Loans, who was acquired by Academy in 2014. Dan has been recognized as an Accredited Mortgage Professional (AMP) and an MBA Future Leader by the Mortgage Bankers Association. He has also led strategy, technology and marketing initiatives at Microsoft, Google, Nokia, and two venture-backed technology startups.

    Matt Hansen, Chief Executive Officer, SimpleNexus, LLC

    Matt Hansen is the Founder & CEO of SimpleNexus. SimpleNexus provides a Digital Mortgage Platform to mortgage corporations, branches and individual loan officers. Serving more than 200 enterprise mortgage companies and more than 20,000 loan officers nationwide. Matt’s innovative thinking earned SimpleNexus the HousingWire Tech100 and a personal HousingWire Vanguard Award

    Celine C. Adams, Vice President, Business Development, First American Mortgage Solutions

    As a business development executive for First American Mortgage Solutions, Celine Adams oversees third-party strategic relationships aimed at providing lender customers with streamlined access to First American’s data, analytic and technology products and services.  Celine has 15-plus years of experience in the technology financial services space. She previously held roles in operations, product development, and business development at Interthinx (now part of First American), which provided fraud, risk mitigation services, and decision analytics for financial service markets. She holds a bachelor’s degree in international business from Texas Tech University, Rawls College of Business.

  • Special Session: GSE and Ginnie Mae Update

    Location: Reunion Ballroom C,
    Lobby Level


    Speaker(s)

    David Barkley, Director, Business Initiatives, Freddie Mac

    Barbara Cooper-Jones, Senior Vice President, Enterprise Data and Technology Solutions, Ginnie Mae

    Noah Israel, Senior Product Manager, Digital Products, Fannie Mae

    Breakout Session,

    Special Session

    Read more Read less

    Changes are coming from Freddie Mac, Fannie Mae, and Ginnie Mae.  These include changes to the various components of the GSE Uniform Mortgage Data Program (UMDP).  Attend this session to hear updates from Ginnie Mae and the GSEs.

    Speaker(s)

    David Barkley, Director, Business Initiatives, Freddie Mac

    David Barkley is business initiatives director for Freddie Mac's Single-Family Strategic Delivery division. His responsibilities include program governance for several Freddie Mac strategic initiatives, including the Federal Housing Finance Agency’s Uniform Mortgage Data Program®. This effort directs Fannie Mae and Freddie Mac to establish industry standards that enhance loan quality.  Mr. Barkley serves as Freddie Mac’s representative to the Mortgage Industry Standards Maintenance Organization’s (MISMO) Residential Governance Committee, and Strategic Planning Committee. He leads Freddie Mac’s Loan Advisor Business Program Office, and participates in the Mortgage Bankers Association of America’s (MBA) MISMO Work Groups. These cross-industry work groups are responsible for developing standardized electronic data transactions and exploring emerging technologies for the real estate finance industry.

    Barbara Cooper-Jones, Senior Vice President, Enterprise Data and Technology Solutions, Ginnie Mae

    Barbara Cooper-Jones joined Ginnie Mae in November 2011. She is the Senior Vice President, Enterprise Data and Technology Solutions. She is responsible for defining and implementing enterprise information and mortgage loans/MBS technology solutions across Ginnie Mae.   Prior to joining Ginnie Mae, Ms. Cooper-Jones was the Assistant Vice President of Enterprise Program Management in National IT at the Federal Reserve Bank of Richmond where she led large scale program infrastructure modernization efforts.  Ms. Cooper-Jones served as Vice President of Enterprise Data Technology at Fannie Mae from 2004 to 2007, responsible for leading long range strategic planning and day-to-day activities for the corporation’s Single and Multifamily data warehouse in support of Financial Reporting, Regulatory Reporting and Research and Analytics. Ms. Cooper-Jones defined and implemented a Corporate Data Strategy and a first generation data governance program.

    Noah Israel, Senior Product Manager, Digital Products, Fannie Mae

    Noah Israel has nearly two decades of experience managing digital products, agile teams, business relationships and strategic growth opportunities for Fannie Mae in Washington, DC.  Throughout his career, Noah has focused on building high value solutions that ensure compliance and focus on customer needs. Noah currently manages the numerous data standards under the Uniform Mortgage Data Program (UMDP), including Closing Data (UCD), Appraisal (UAD), Application (ULAD) and Delivery (ULDD). Noah led the development and deployment and continues the management of the federally mandated, electronic appraisal records system – the Uniform Collateral Data Portal (UCDP). Additionally, he managed Fannie Mae’s DU credit service.

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