Special Session: GSE Update
Join MBA’s Chief Economist, Mike Fratantoni, as he hosts representatives from Fannie Mae and Freddie Mac for our yearly update on the critical changes taking place that impact underwriting and QC practices.
Michael Fratantoni, Ph.D. is MBA’s Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he is responsible for overseeing MBA’s industry surveys, benchmarking studies, economic and mortgage originations forecasts, industry technology efforts and policy development research for both single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO and serves on the CSP’s Industry Advisory Group and the membership committee of MERS. Prior to joining MBA, Fratantoni worked in the industry in risk management and senior economist roles at Washington Mutual and Fannie Mae.
Bill Cleary is Vice President, Loan Quality Management at Fannie Mae. He leads Fannie Mae’s loan-level quality control strategy and execution, including loan quality sampling strategy, governance and controls, file reviews, data validation, and technology. His prior experience spans many aspects of the mortgage industry, including servicing, capital markets, securitization, and enterprise-wide technology initiatives.
Keith Jones is vice president of Credit Policy, Quality Control and Client Credit Risk Management for Freddie Mac’s Single-Family Risk Management division. These departments focus on the development and implementation of credit policy, client engagement pertaining to credit and performance, and ensuring the quality of loans purchased by Freddie Mac meet the appropriate standards, including fraud risk management.