All Issues List
Have you read our new white paper, GSE Reform: Creating a Sustainable, More Vibrant Secondary Mortgage Market?
This white paper presents MBA's recommended approach to GSE reform, the last piece of unfinished business from the 2008 financial crisis. It outlines the key principles and guardrails that should guide the reform effort and provides a detailed picture of a new secondary-market end state.
Background The U.S. Department of Housing and Urban Development's (HUD) Federal Housing Administration (FHA) is a vital component of the U.S. housing finance system for apartments and residential healthcare facilities. FHA's programs, the counter-cyclical role they played during the Great Recession
Background Multifamily rental housing is a critical part of the U.S. housing market and it is vital to our communities. More than one in three American households rents their home, and about 19 million households live in multifamily rental housing (developments with five or more units). This broad m
BACKGROUND The Home Mortgage Disclosure Act (HMDA) requires mortgage lenders to collect and report information on specific data points pertaining to their lending practices. The Dodd-Frank Act of 2010 transferred administration of HMDA to the Consumer Financial Protection Bureau (CFPB). It also auth