All Issues List
Have you read our new white paper, GSE Reform: Creating a Sustainable, More Vibrant Secondary Mortgage Market?
This white paper presents MBA's recommended approach to GSE reform, the last piece of unfinished business from the 2008 financial crisis. It outlines the key principles and guardrails that should guide the reform effort and provides a detailed picture of a new secondary-market end state.
Background The U.S. Department of Housing and Urban Development's (HUD) Federal Housing Administration (FHA) is a vital component of the U.S. housing finance system for apartments and residential healthcare facilities. FHA's programs, the counter-cyclical role they played during the Great Recession
Background Comprehensive reform of Fannie Mae and Freddie Mac (the GSEs) remains the final piece of unfinished business from the financial crisis. Policymakers still need to establish a new system that sustainably fulfills the critical secondary mortgage market functions historically performed by th
BACKGROUND The Home Mortgage Disclosure Act (HMDA) requires mortgage lenders to collect and report information on specific data points pertaining to their lending practices. The Dodd-Frank Act of 2010 transferred administration of HMDA to the Consumer Financial Protection Bureau (CFPB). It also auth