All Issues List
Have you read our new white paper, GSE Reform: Creating a Sustainable, More Vibrant Secondary Mortgage Market?
This white paper presents MBA's recommended approach to GSE reform, the last piece of unfinished business from the 2008 financial crisis. It outlines the key principles and guardrails that should guide the reform effort and provides a detailed picture of a new secondary-market end state.
In July 2013, U.S. banking regulators released the Final Basel III Regulatory Capital and Market Risk Rule. The final rule became effective on January 1, 2014, and many of the sections impacting commercial real estate mortgages and securities were implemented on January 1, 2015. MBA continues to wor
BACKGROUND The Home Mortgage Disclosure Act (HMDA) requires mortgage lenders to collect and report information on specific data points pertaining to their lending practices. The Dodd-Frank Act of 2010 transferred administration of HMDA to the Consumer Financial Protection Bureau (CFPB). It also auth
BACKGROUND MEAF REPLACEMENT After a concerted five-year effort, the National Association of Insurance Commissioners (NAIC), in 2013, adopted the replacement for the problematic Mortgage Experience Adjustment Factor (MEAF) RBC formulation for life company commercial and multifamily mortgage holdings.