All Issues List
Have you read our new white paper, GSE Reform: Creating a Sustainable, More Vibrant Secondary Mortgage Market?
This white paper presents MBA's recommended approach to GSE reform, the last piece of unfinished business from the 2008 financial crisis. It outlines the key principles and guardrails that should guide the reform effort and provides a detailed picture of a new secondary-market end state.
BACKGROUND The Home Mortgage Disclosure Act (HMDA) requires mortgage lenders to collect and report information on specific data points pertaining to their lending practices. The Dodd-Frank Act of 2010 transferred administration of HMDA to the Consumer Financial Protection Bureau (CFPB). It also auth
The Mortgage Bankers Association (MBA) strongly supported the reauthorization of the NFIP that continues coverage for commercial and single-family residential properties, as well as expanding coverage for multifamily properties in special flood hazard areas. MBA recommends that the implementing agen
The Commercial/Multifamily mortgage banker's role in the marketplace is critical to maintaining efficient allocation of capital, a competitive landscape and a vibrant economy.BACKGROUND Commercial/Multifamily (CMF) mortgage bankers play a key and unique role in the nearly $3 trillion commercial rea
BACKGROUND Prior Terrorism Risk Insurance Legislation In the immediate aftermath of the September 11, 2001 terrorist attacks, property insurance markets seized when insurance companies that specialize in insurance risk sharing no longer covered terrorism insurance in their reinsurance programs. In r