The Crucial Role of the Independent Mortgage Bank

It's time to learn more about this vital sector.

Independent mortgage banks (IMBs) are non-depository institutions that typically focus exclusively on mortgage lending. Mortgage bankers have originated and serviced loans since the 1870s, and independent mortgage banks have been an important component of the mortgage market for more than a century. Today's IMB sector is well-regulated and plays a crucial role in serving the core of the single-family mortgage market with sustainable mortgage products through all economic cycles. Learn more about this vital sector today.

Read the Full Fact Sheet

Take a closer look for:

  • The Facts About IMBs
  • The Independent Mortgage Banker Business Model
  • Evolving Market Dynamics — How IMBs Fill the Void When Banks Pull Back From Mortgage Market
  • How Regulatory Oversight of IMBs Has Strengthed Significantly Since the Crisis