HUD Plan Would Raise Bar for Claims of Fair Lending Abuse

August 01, 2019

National Mortgage News, July 31, 2019--Hannah Lang (subscription)
Under a HUD proposal that circulated Wednesday but has not officially been unveiled, a consumer would have to follow a more rigorous five-step framework to demonstrate that discrimination occurred. The "disparate impact" doctrine can be used to punish lenders for discriminatory effects even if none were intended.

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