Member White Papers

The views and opinions expressed in the papers posted on this site are those of the authors and do not necessarily reflect the official policy or position of the Mortgage Bankers Association or its subsidiaries.  All postings are made pursuant to the White Paper Submission guidelines. To report a violation of these guidelines, please email

Reshaping Consumer Lending with Artificial Intelligence 
By: Tavant Technologies, July 2018 

Actions to Drive Effective Change in Financial Services
By: KPMG Financial Services RegulatoryInsight Center, January 2018

A New Age in Mortgage: Selected Insights
By: Oliver Wyman, May 2017

5 Strategic Considerations for Financial Institutions in 2017
By: RSM, March, 2017

Collaboration in Today's TRID Environment
By: Simplifile, September 2016

Consumer Financial Protection Bureau - Five-Year Retrospective
By: Mayer Brown LLP, September 2016

Data - The Heart of Stress Testing
By: Situs, August 2016

Efficiently Locate and Verify Assets To Improve Home Loan Origination, Quality And Customer Experience 
By: Early Warning, August 2016

Putting the Profitability Back into Mortgage Lending 
By: Sutherland Mortgage Services, July 2016

Mortgage Finance: The Importance of an Effective Quality Control Program
By: Stewart, January 2016