Member White Papers

The views and opinions expressed in the papers posted on this site are those of the authors and do not necessarily reflect the official policy or position of the Mortgage Bankers Association or its subsidiaries.  All postings are made pursuant to the White Paper Submission guidelines. To report a violation of these guidelines, please email

FHFA Releases Multifamily Caps for Fannie Mae and Freddie Mac
By: Seyfarth

Mortgage Origination Landscape: Transforming Financial Services Operations with digitalCOLLEAGUE

Measuring Consumer Resilience to Economic Stress Using the FICO® Resilience Index

FICO Resilience Index: A New Tool for More Precise Lending, Risk Management and Housing Policy

The State of Automated Valuation Models in the Age of Big Data
By: Valuation Analytics Workgroup 

Consumer Lending Institutions Play an Important Role in the Coronavirus Response

By: PwC

Using Conversational AI to Increase Customer Satisfaction and Retention
By: Sutherland Mortgage Services

Mortgage and Blockchain: Ready for Disruption?
By: Accenture Credit Services

Reshaping Consumer Lending with Artificial Intelligence 
By: Tavant Technologies

Actions to Drive Effective Change in Financial Services
By: KPMG Financial Services RegulatoryInsight Center

A New Age in Mortgage: Selected Insights
By: Oliver Wyman

5 Strategic Considerations for Financial Institutions in 2017
By: RSM, March

Collaboration in Today's TRID Environment
By: Simplifile

Consumer Financial Protection Bureau - Five-Year Retrospective
By: Mayer Brown LLP

Data - The Heart of Stress Testing
By: Situs

Mortgage Finance: The Importance of an Effective Quality Control Program
By: Stewart