Industry Resources
This page is a one-stop shop for all mortgage investor, insurer and guarator guidance related to disaster responsiveness.
Below is an up-to-date listing of resources targeted at the single-family, commercial and multifamily real estate finance markets.
Are you a homeowner or renter? View our full Hurricane Relief information page.
IMPORTANT MEMBER NOTICE: In response to MBA's ongoing engagement with HUD on the reinspection of residential properties in areas impacted by Hurricane Irma, HUD issued this notice (on September 19) waiving the requirement that inspections required in disaster areas not be completed until after FEMA issues a close date for the Incident Period.
Resources for Single-Family Lenders and Servicers
Government Resources:
Fannie Mae LL-2017-11 Temporary Suspension of Foreclosure Sales in Puerto Rico and the U.S. Virgin Islands (12/20/2017)
OCC Interagency Examiner Guidance for Institutions Affected by Major Disasters (12/15/2017)
VA Updated Disaster Loan Modification Guidance (11/27/2017)
Waiver of Property Inspection Timeframes for Hurricane Maria PDMDAs in Puerto Rico (10/24/2017)
Waiver of Property Inspection Timeframes for California Wildfires PDMDAs in counties of Butte, Nevada, Orange, and Yuba California (10/24/2017)
Buyout Authority for Loans Impacted by Hurricane Maria for Single-Family Issuers (10/4/17 memo from Ginnie Mae)
Availability of Disaster Pass-Through Assistance and Delinquency Ratio Exemptions for Qualifying Portfolios (10/4/17 memo from Ginnie Mae)
FEMA Notice Declaring End to Disaster Incident Period for Hurricane Irma in Georgia (9/27/17)
MBA Letter to Members: FHA Reinspections Update (9/19/17)
MBA Letter to Members: FEMA Closes Disaster Incident Period for Harvey (9/18/17)
FHA INFO #17-35 Guidance for FHA-approved Mortgagees and Servicers Regarding Presidentially Declared Major Disaster Areas
Ginnie Mae MBS Guide Ch 34 Special Assistance Programs
Fannie Mae Hurricane Relief Single-Family Selling/Servicing Frequently Asked Questions (FAQs)
Fannie Mae Servicing Management Default Underwriter Disaster Modification Submission Job Aid
Fannie Mae Lender Letter 2017-06 Additional Clarifications for Mortgage Loans Impacted by Hurricanes Harvey and Irma
Fannie Mae Lender Letter LL-2017-03 Policies for Mortgage Loans Impacted by Hurricane Harvey
Freddie Mac Bulletin 2017-14 Temporary Servicing Requirements Related to Borrowers
Freddie Mac Bulletin 2017-16 Selling Requirements Related to Properties Affected by Hurricane Harvey
Fannie Mae Lender Letter 2017-04 Selling Policies for Mortgage Loans Impacted by Hurricane
Additional Resources:
HLP News Release - Helping Homeowners through Distasters
HLP Servicer Operational Bulletin - Disaster Assistance Home Retention
Resources for Commercial and Multifamily Lenders and Servicers
OCC Interagency Examiner Guidance for Institutions Affected by Major Disasters (12/15/2017)
Availability of Disaster Pass-Through Assistance and Delinquency Ratio Exemptions for Qualifying Portfolios (10/4/17 memo from Ginnie Mae)
HUD Update on FHA Multifamily Mortgage Insurance Application Processing Responce to Hurricane Harvey (9/29/17)
Fannie Mae Letter Outlining Multifamily Guidance for Lenders
Fannie Mae Letter Outlining Capital Markets Guidance for MBS Investors
Freddie Mac Hurricane Information Web Site, for Lenders, Servicers, and Investors
HUD Office of Multifamily Housing Program's Conference Call Summary from September 8, 2017 with Washington DC based national trade associations, received from HUD by MBA