MBA has been in regular contact with the federal housing agencies on a host of issues, including borrower assistance programs, appraisal requirements, verbal verification of employment, and foreclosure and eviction policies. As these agencies provide further guidance to the public, we will continue to update the resources below.

Multi-Agency

• CARES Act Forbearance Fact Sheet for Mortgagees and Servicers of FHA, VA, and USDA Loans
  
  

Ginnie Mae (GNMA)

• Ginnie Mae APM 20-07: Temporary Pooling Restrictions on Re-performing Loans (6/29/2020)
  
  
• Ginnie Mae APM 20-06: Treatment of Mortgage Delinquency Ratios (5/14/2020)
  
  
• Ginnie Mae Pass Through Assistance Program (PTAP) Data and FAQs
  
  
• Ginnie Mae APM 20-03: Availability of Pass-Through Assistance Program  and MBA Summary (4/10/2020)
  
  
• Ginnie Mae Approves Private Market Servicer Liquidity Facility (4/7/2020)
  
  
• Ginnie Mae Addresses Servicer Liquidity Issues (3/27/2020)
  
  

FHA

• FHA Re-extension of Re-verification of Employment and Appraisal Flexibilities (6/29/2020)
  
  
• FHA Temporary Waiver of QC Requirements for Early Payment Defaults and Field Reviews of Appraisals; COVID-19 Impact on Compare Ratios (6/22/2020)
  
  
• FHA Re-extension of Foreclosure and Eviction Moratorium (6/17/2020)
  
  
• FHA Mortgagee Letter: FHA Catalyst - Claims Module (6/12/2020)
  
  
• FHA Mortgagee Letter: Loans in Early Payment Forbearance (6/4/2020)
  
  
• FHA Extension of Foreclosure and Eviction Moratorium (5/14/2020)
  
  
• FHA Extension of Re-verification of Employment and Appraisal Flexibilities (5/14/2020)
  
  
• FHA Default Reason Code for those Affected by COVID-19 (4/28/2020)
  
  
• Updated: FHA COVID-19 Q&A (4/14/2020) 
  
  
• FHA Waiver: HECM Tax Arrearages
  
  
• FHA Mortgagee Letter: HECM Assignment Claims (4/14/2020)
  
  
• HUD Releases Forbearance Guidance to Assist Borrowers Impacted by COVID-19 (4/1/2020)
  
  
• FHA Mortgagee Letter: Re-verification of Employment and Appraisals (3/27/2020)
  
  
• FHA Waiver: Damage Inspection Reports
  
  
• FHA Waiver: Mailing Alternative for Condo Project Approval Applications
  
  
• HUD Memo Placing Moratorium on Evictions and Foreclosures (3/18/2020)
  
  
• FHA Temporary Partial Waiver for Servicing Responsibilites and Accompanying SF Handbook Waiver (3/13/2020) 
  
  

VA

• VA Circular: Eligibility of Borrowers in Forbearance for New Loans (6/30/2020)
  
  
• VA Circular: Evidence of Guaranty (6/19/2020)
  
  
• VA Circular: Re-extension of Foreclosure Moratorium (6/17/2020)
  
  
• VA Circular: Extension of Eviction Moratorium (6/17/2020)
  
  
• VA Circular: Property Inspection Requirements on CARES Act Forbearance Cases (6/4/2020)
  
  
• VA Circular: Renewal Applications and IRS Form 4506-T (5/19/2020)
   
• VA Circular: Extension of Foreclosure Moratorium (5/14/2020)
  
  
• VA Circular: New Reason for Default for those Affected by COVID-19 (4/29/2020)
  
  
• VA Circular: Timing of Loan Guaranty (4/27/2020)
  
  
• VA Circular: Valuation Practices during COVID-19 (4/10/2020)
  
  
• VA Circular: Lender Guidance on Borrowers Affected by COVID-19 (3/27/2020)
  
  
• VA Circular: Special Relief for those Potentially Impacted by COVID-19 (3/16/2020)
  
  

USDA/RHS

• Single-Family Housing Origination Bulletin on Online Lender Loan Closing System (4/23/2020)
  
  
• Single-Family Housing Origination Bulletin FAQs (4/23/2020)
  
  
• USDA Rural Development COVID-19 Resources
  
  
• USDA Provides an Update on Steps Taken to Assist Borrowers Affected by COVID-19 (3/25/2020)