Newsletter Archive

2036 results
Displaying 201 to 225 of 2036 records.
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  • MBA Newslink Friday 12-8-17

    "One of the most significant features of the Dodd-Frank Act was the requirement that lenders, during the underwriting process, carefully demonstrate a mortgage borrower's ability to repay their loan. And while the Qualified Mortgage standard that was developed by the Consumer Financial Protection Bu

  • MBA CMF Newslink 12-7-17

    "Because of the Rounds Amendment, this package will protect the ability of most Americans to obtain safe, decent shelter and affordable home mortgage credit without disruption. Had this language not been included, the change in tax accounting for mortgage servicing rights would have had a devastatin

  • MBA Newslink Thursday 12-7-17

    "Make sure you have someone on your team who is tuned into diversity and inclusion and will hold you--and the company--accountable for decision-making. We can't make better people, but we can help them make better decisions."--Lissah Taylor Hundley, addressing the MBA Diversity & Inclusion Summi

  • MBA Newslink Wednesday 12-6-17

    "The mortgage-related provisions of this bill provide important relief to the housing market by addressing key regulations including HMDA and the TILA/RESPA integrated disclosure. We are also glad that the bill amends the SAFE Act to provide increased job mobility for loan originators, and includes

  • MBA Newslink Tuesday 12-5-17

    "We believe the outcome would be enhanced consumer access to credit at lower costs." --From an MBA letter to Senate Banking Committee members in support of H.R. 2155, a regulatory relief bill scheduled for markup today.

  • Servicing Newslink Tuesday 12-5-17

    "Because of the Rounds Amendment, this package will protect the ability of most Americans to obtain safe, decent shelter and affordable home mortgage credit without disruption. Had this language not been included, the change in tax accounting for MSRs would have had a devastating impact on the flow

  • MBA Newslink Monday 12-4-17

    "Because of the Rounds Amendment, this package will protect the ability of most Americans to obtain safe, decent shelter and affordable home mortgage credit without disruption. Had this language not been included, the change in tax accounting for MSRs would have had a devastating impact on the flow

  • MBA Newslink Friday 12-1-27

    "For those mortgage bankers holding mortgage servicing rights, lower MSR valuation losses helped overall profitability."--MBA Vice President of Industry Analysis Marina Walsh, on the MBA 3rd Quarter Mortgage Performance Report.

  • MBA Newslink Thursday 11-30-17

    "It is hard to imagine commercial and multifamily mortgages performing better than they are today. Strong property fundamentals and values and ready credit availability are all helping contribute to this extraordinary performance." --MBA Vice President of Commercial Real Estate Research Jamie Woodwe

  • MBA CMF Newslink 11-30-17

    "It is hard to imagine commercial and multifamily mortgages performing better than they are today. Strong property fundamentals and values and ready credit availability are all helping contribute to this extraordinary performance."--MBA Vice President of Commercial Real Estate Research Jamie Woodwel

  • MBA Newslink Wednesday 11-29-17

    "This provision would have severe, unintended consequences resulting in higher costs for borrowers and diminished access to credit, caused when servicers of all shapes and sizes are forced to exit the business because they can't, or won't, operate under this new rule. It would also negatively impact

  • MBA Newslink Tuesday 11-28-17

    "As responsible keepers of this sensitive information, we feel compelled to articulate our profound concerns about the risks to consumer privacy, of identity theft and fraud presented by the Proposed Guidance."--MBA and other industry trade groups, in a letter to the Consumer Financial Protection Bu

  • MBA Newslink Monday 11-27-17

    "Eventually, younger people move for jobs and empty nesters need to leave their five-bedroom homes." --Joe Melendez, CEO of ValueInsured, Dallas.

  • MBA Newslink Wednesday 11-22-17

    "Existing homeowners remain reluctant to list their homes for sale for fear of not being able to find a home to buy, keeping supply levels low. At the same time, a healthy number of potential home buyers continue to enter the market, so house prices are increasing and affordability is declining." --

  • MBA Newslink Tuesday 11-21-17

    "In 2017, the [Consumer Financial Protection Bureau] is at an inflection point, when it can now pivot and focus its resources on providing supervision and binding, authoritative guidance that helps responsible parties, including those in the mortgage industry, comply with the new rules of the road,

  • Servicing Newslink Tuesday 11-21-17

    "The drop in the capital reserve ratio--primarily due to the extreme volatility of the Home Equity Conversion Mortgage program--demonstrates that the Trump Administration was wise to reverse the mortgage insurance premium reduction made in the last days of the previous administration. Had the reduct

  • MBA Newslink Monday 11-20-17

    "Most of the major variances from the second to third quarter of 2017 are tied to early delinquencies for all loan types. In the third quarter of 2017, there was little movement in the seriously delinquent rate, which rose just three basis points and was down 44 basis points from a year ago. Foreclo

  • MBA Newslink Friday 11-17-17

    "Most of the enterprises' investments will be used to facilitate transactions that support underserved markets and complement our Duty to Serve priorities."--Federal Housing Finance Agency Director Mel Watt, announcing Fannie Mae and Freddie Mac's limited re-entry into the Low-Income Housing Tax Cre

  • MBA CMF Newslink 11-16-17

    "This long-term reauthorization will provide certainty to homeowners and businesses that depend on the program for flood damage protection. Additionally, this legislation contains important provisions related to the clarification and expansion of the private flood insurance market."--MBA President a

  • MBA Newslink Thursday 11-16-17

    "The drop in the capital reserve ratio--primarily due to the extreme volatility of the Home Equity Conversion Mortgage program--demonstrates that the Trump Administration was wise to reverse the mortgage insurance premium reduction made in the last days of the previous administration. Had the reduct

  • MBA Newslink Wednesday 11-15-17

    "This long-term reauthorization will provide certainty to homeowners and businesses that depend on the program for flood damage protection. Additionally, this legislation contains important provisions related to the clarification and expansion of the private flood insurance market."--MBA President a

  • Servicing Newslink Tuesday 11-14-17

    "Home equity is a critical source of financing for low- and middle-income households for home improvements, college tuition and other emergencies. MBA believes deductibility of a portion of home equity indebtedness should be retained. In addition, the deduction for property taxes helps families over

  • MBA Newslink Tuesday 11-14-17

    "Home equity is a critical source of financing for low- and middle-income households for home improvements, college tuition and other emergencies. MBA believes deductibility of a portion of home equity indebtedness should be retained. In addition, the deduction for property taxes helps families over

  • MBA Newslink Monday 11-13-17

    "Sky-high rents and rising home prices are putting first-time buyers in a bit of a catch-22. Buying now with a low down payment can be riskier, and the offer may not be considered as competitive by the seller. However, a renter who saves for another year to reach a larger down payment may find that

  • MBA Newslink Thursday 11-9-17

    "Borrowing and lending associated with commercial and multifamily real estate increased again in the third quarter, even as sales transaction volume slowed. Most property types and capital sources saw stronger lending activity than a year earlier, supported by solid property fundamentals and continu

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