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Wednesday, August 21, 2019
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The Importance of Prioritizing Training and Development

While low rates have created an opportunity for mortgage lenders to grow, it's impossible to capitalize on those opportunities without a well-trained team. It has become crucial for lenders to prioritize employee training and education, so they can create a team full of leaders that span from the front line to the boardroom.

August 21, 2019

By George King
The IRS Puts an Exclamation Point on the SALT Deduction Rules; a Look at What the New Federal Tax Reform Update Means for States

The IRS remained largely silent during the first half of 2019 concerning the controversial State and Local Tax (SALT) deduction issue, following the August 27, 2018 publication of its Proposed Rule, which explores contributions in exchange for state or local tax credits. Silent no more, the IRS announced its follow-through by issuing final regulations on the matter in the Federal Register on June 11.

Topics:
George King
CoreLogic
IRS SALT Deduction Rules
August 20, 2019
By MBA Insights Staff
MBA Education Path to Diversity Scholar Profile: Vivian Kwok

Vivian Kwok is Director of Mortgage Operations with Manulife Investment Management, Toronto, Ontario. She has more than 15 years of industry experience.

Topics:
Diversity and Inclusion
Vivian Kwok
August 5, 2019
By MBA Insights Staff
Video

In this MBANow video, MBA Senior Vice President of Legislative and Political Affairs Bill Killmer discusses MBA advocacy activity during the August Congressional recess and how MBA is preparing for the fall legislative sessions.

Topics:
MBANow
Bill Killmer
MBA Advocacy
August 16, 2019
By MBA Research & Economics
MBA Chart of the Week: FHA Seriously Delinquent Loans By Origination Year

MBA released its second quarter of 2019 National Delinquency Survey results this week. While overall delinquencies increased over the previous quarter and from a year ago, loans that were seriously delinquent--90 days or more past due or in the process of foreclosure--dropped. In fact, the seriously delinquent rate reached 1.95 percent, its lowest level since second quarter 2006.

Topics:
MBA Chart of the Week
National Delinquency Survey
FHA Loans
August 14, 2019
By MBA Insights Staff
Video

In the latest episode of mPower Moments, mPower Founder Marcia M. Davies sits down with Kimberly Lanham, Senior Vice President of Client Services with Digital Risk, Maitland, Fla., on workplace fears and how to overcome them.

Topics:
mPower Moments
Kimberly Lanham
Workplace Fears
August 19, 2019
By MBA Insights Staff
People in the News

Take Three Technologies, Denver, hired Ruth Lee, CMB, as Executive Vice President. She will lead the startup's efforts to expand adoption of its proprietary software.

Topics:
People
August 20, 2019
By MBA Insights Staff
Video

In this week's Washington Report, MBA Pubic Affairs Specialist Falen Taylor discusses recent developments on Capitol Hill and Washington, D.C.

Topics:
MBA Washington Update
August 21, 2019
By MBA Insights Staff
Video

MBA Chief Economist Mike Fratantoni breaks down the MBA Weekly Applications Survey for the week ending Aug. 16.

Topics:
MBA Weekly Applications Survey
August 19, 2019
By Kareem Saleh
Why Consumers Deserve A Right To Machine Learning Explainability

As artificial intelligence and machine learning reshape a growing number of industries, regulators overseeing everything from medicine to mortgage lending are wrestling with a fundamental question: How do you explain to people the answers that come out of machine learning models?

Topics:
Kareem Saleh
ZestFinance
Artificial Intelligence
August 12, 2019
By David Eichenblatt
How Commercial Property Loan Insurance Could Make You Recession-Proof

Recent, modern innovations in investment-grade insurance products can provide banks with both the structure and liquidity required, and most importantly, risk coverage for all projects and lenders on an individual basis. Notably, this would expand cumulative coverage and eliminate all lender exposure, bringing an end to the instances of zero available funds that characterized the pre-recession era.

Topics:
David Eichenblatt
Commercial Property
Loan Insurance
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