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Thursday, December 13, 2018
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The Commercial Real Estate Transaction Threshold: What's Changed; How it Affects You; What Lies Ahead

Nearly 10 years have passed since the end of the Great Recession, and the banking industry is still adapting to the regulatory changes put in place to prevent its recurrence. An apprehensive public was vocal in its demands for greater transparency in real estate lending, and the government's response was swift and aggressive; putting highly publicized regulations into place in an attempt to rebuild consumer trust.

December 13, 2018

November 26, 2018
By MBA Insights Staff
Call for Nominations for MBA Insights 2019 Tech All-Star Awards; Deadline Jan. 11

The Mortgage Bankers Association and MBA Insights are accepting nominations for the MBA Insights 2019 Tech All-Star Awards. Nominations will be accepted through Friday, Jan. 11.

Topics:
MBA Insights Tech All-Star Awards
December 10, 2018
By James Lochbihler
Home Equity Lending: A Fair Lending Game Changer

On the eve of reporting expanded Home Mortgage Disclosure Act data, there is justifiable anxiety around these changes and how the new data will be a reflection on each reporting institution. Perhaps the biggest change in the HMDA data is the morphing of the loan purpose (Home Purchase, Refinance, Home Improvement) reporting requirement to the lien-based requirement for consumer transactions. This subtle move is expected to significantly increase the overall number of records that are reported within the industry.

Topics:
James Lochbihler
Wolters Kluwer
Home Equity Lending
December 10, 2018
By MBA Insights Staff
Tom Millon of Capital Markets Cooperative on Primary and Secondary Market Concerns

Tom Millon is CEO of Capital Markets Cooperative, Ponte Vedra Beach, Fla., a Computershare company that provides products and services to a nationwide network of more than 500 companies. He is a leading authority on mortgage capital markets and is a published author, frequent speaker and expert on mortgage finance.

Topics:
Tom Millon
Capital Markets Cooperative
Primary and Secondary Markets
December 7, 2018
By MBA Research & Economics
MBA Chart of the Week: CMBS/Bank Delinquencies

In the commercial and multifamily mortgage markets, different capital sources track delinquency rates in different ways, and for a host of good reasons. Many capital sources, including banks, calculate delinquencies up to the point where an economic loss is recorded.

Topics:
MBA Chart of the Week
CMBS Delinquencies
October 10, 2018
By MBA Insights Staff
Video

Ruth Sherman, executive speech coach and media trainer, joins mPower Founder Marcia M. Davies to discuss Delivering the Best Speech.

Topics:
mPower Moments
Ruth Sherman
Speeches
December 13, 2018
By MBA Insights Staff
Video

The Mortgage Bankers Association's latest Washington Update features MBA Associate Vice President of Public Affairs Rob Van Raapshorst, who reports on Kathy Kraninger's first week at the Consumer Financial Protection Bureau; and a two-week extension of the National Flood Insurance Program.

Topics:
MBA Washington Update
December 10, 2018
By MBA Insights Staff
Slideshow
Slideshow: Have Yourself A Merry Little Closing from ClosingCorp

ClosingCorp, San Diego, looks at closing costs in America's most festively named towns.

Topics:
ClosingCorp
Closing Costs
SmartFees
December 13, 2018
By MBA Insights Staff
Video

In this MBANow video, James McDuffie, Senior Vice President and Manager of Diverse Lending Sales with First Citizens Bank, Raleigh, N.C., discusses curent industry trends.

Topics:
MBANow
James McDuffie
First Citizens Bank
December 3, 2018
By Sriniketh Chakravarthi
RPA in Banking

Given the challenges entailed by digital change, many banks are looking for quick and less expensive alternatives that can deliver short-term wins while major initiatives are underway. Robotic Process Automation can help bridge this gap as a relatively inexpensive and even temporary alternative, both for customer-facing and middle- and back-office functions.

Topics:
Sriniketh Chakravarthi
Cognizant
RPA
December 10, 2018
By MBA Insights Staff
Kevin Wall of First American Financial Corp. on the Technology Revolution

Kevin Wall is President of First American Mortgage Solutions, Santa Ana, Calif., a provider of data and technology offerings covering the entire residential loan spectrum, including 100 percent coverage of U.S. property ownership data, fraud and verifications, regulatory compliance, valuations, fulfillment services, quality control, title and settlement, post-closing document management, home equity and default services.

Topics:
Kevin Wall
First American
Technology
December 3, 2018
By Branan Cooper
Understanding How Third-Party Risk Management Affects Reputation Risk--and Why It's Important

Reputation risk is one of the factors of risk that is easy to understand but tough to quantify. The Federal Financial Institutions Examination Council states, "Reputation risk occurs when negative publicity regarding an institution's business practices leads to a loss of revenue or litigation."

Topics:
Branan Cooper
Venminder
Third-Party Risk Management
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