Advanced Risk Management for Mortgage Professionals: October 2020: Online

Register Now Agenda

Early Cutoff:

  Before Regular
MBA Member Price (Before ) $2,250.00 $2,500.00
Non-Member Price (Before ) $3,800.00 $3,900.00



Monday, October 19th, 2020 - Thursday. November 5th, 2020


Webinars will take place for three consecutive weeks. Specific dates and times can be found below:

Week 1:

  • Monday, October 19 (2:00 - 4:00 PM ET)
  • Tuesday, October 20 (2:00 - 4:00 PM ET)
  • Wednesday, October 21 (2:00 - 4:00 PM ET)

week 2

  • Monday, October 26 (2:00 - 4:00 PM ET)
  • Tuesday, October 27 (2:00 - 4:00 PM ET)
  • Wednesday, October 28 (2:00 - 4:00 PM ET)

Week 2

  • Monday, November 2 (2:00 - 3:00 PM ET)
  • Tuesday, November 3 (2:00 - 4:00 PM ET)
  • Wednesday, November 4 (2:00 - 4:00 PM ET)
  • Thursday, November 5 (2:00 - 4:00 PM ET)

** Webinars may vary in duration depending on the subject matter.**


Companies interested in sending 3 or more attendees are eligible to receive a 10% discount off of each registration. Please contact for this discount.


In collaboration with...

The Advanced Risk Management Online Program covers topics essential to effective mortgage risk management for mortgage and commercial banks. This program is intended for mid- to senior-level mortgage risk professionals looking to sharpen their knowledge and skills in mortgage risk management. The program features 10 separate learning sessions and reinforces core risk concepts using real world applications and exercises drawn from actual experiences of the faculty who are or have been senior executive-level practitioners in risk management. One of the sessions features a team-based risk management simulation requiring attendees to leverage what they have learned from the sessions. 

Attendees should expect to understand:

  • Gain foundational understanding of mortgage accounting concepts
  • Learn how accounting fits in the mortgage loan life cycle
  • Hear an overview of the current regulatory environment and how current regulations impact mortgage accounting
  • Understand what the pain points are for mortgage accountants
  • Learn the best practices industry experts and your peers are using to manage the day-to-day work


Session 1: The Role of Risk Governance in Overseeing Mortgage Risk

  • Delegations of Authority
  • Heightened Expectations Guidance
  • Three Lines of Defense and Roles and Responsibilities among the business, corporate risk and audit functions
  • Boards and Risk Committees
  • Governance and escalation policies
  • Risk appetite formation
  • Risk Taxonomy
  • Key Risk Indicator (KRI) setting and incentive compensation plans

Session 2: Risk Management for Mortgage Originations

  • Basic tenets of well-formed credit policy and guidelines
  • Exception policy practices
  • Underwriting practices
  • Quality Assurance (QA) practices and sampling strategies and techniques
  • Appraisal practices
  • AVM and AUS policy and use
  • Product development best practices and what to look out for
  • CRE ratings practices, Loan Review and beyond
  • Managing correspondent and wholesale counterparty risk

Session 3: Best Practices in Mortgage Portfolio Lending

  • Optimizing the portfolio's risk profile - competing risks of default and prepayment
  • Basics of interest rate risk
  • ALCO for the mortgage portfolio
  • Current loan loss reserving practices and CECL including Troubled Debt Restructuring (TDRs) and Other than Temporary Impairment (OTTI) treatment
  • Economic capital determination
  • Regulatory capital determination
  • Stress testing and scenario analysis
  • Risk management reporting

Session 4: Secondary Risk Management

  • Understanding mortgage pricing and where risk fits in
  • Best execution strategy
  • Mortgage pipeline hedging practices
  • Credit risk transfer mechanisms
  • Mortgage insurance basics
  • Recourse and Reps & Warrants

Session 5: Risk Management for Mortgage Servicing

  • Understanding and managing mortgage servicing rights (MSRs)
  • Loss mitigation techniques: Default and collections practices and impact on mitigating credit losses

Session 6: Harnessing Data, Analytics, and Business Intelligence Tools in Mortgage Risk Management

  • Data requirements and standards
  • Modeling mortgage credit and prepayment risk - pricing models, AUS scorecards, AVM models
  • Model validation and governance practices
  • Basics of mortgage credit risk - PD, LGD and loss
  • Expected vs Unexpected credit loss and interpreting the numbers

Session 7: Top Risks and Regulation Panel

  • Round table discussion with regulatory agencies

Session 8: Improving Operational Risk Management in the Real Estate Sector

  • Development of risk-control self-assessment (RCSA) processes
  • Building a robust fraud detection process
  • Estimating operational losses and event identification practices
  • Cyber risk management practices

Session 9: Managing Regulatory and Compliance Risks

  • Understanding fair lending risk and how to test
  • Basics in mortgage compliance (TRID, QM, CRA, HMDA, Mortgage Servicing, etc)
  • Vendor risk management

Session 10: Risk Management Simulation Exercise

  • Team-based exercise placing attendees into a simulated risk scenario that they have to manage
  • Draws upon key topics discussed in each learning session
  • Post-exercise debrief on team responses, outcomes and assessment

Who Should Attend?

  • Mid to Senior-Level Risk Management Professionals


  • Dr. Clifford Rossi, Professor of the Practice & Executive-in-Residence, Robert H. Smith School of Business, University of Maryland
  • Rena Friske, Senior Vice President, Enterprise Risk Management, Freddie Mac 
  • John Forlines, Senior Vice President & Chief Risk Officer, Fannie Mae
  • Parag Pandya, Chief Risk Officer, Single Family, Enterprise Risk Management, Fannie Mae
  • Caroline Patane, Vice President, Single Family Risk Management, Fannie Mae 
  • Jerra H. Ryan, Senior Vice President, Compliance & Quality Control, SWBC Mortgage


  • Lynn Fisher, Deputy Director, Division of Research and Statistics, FHFA
  • More panelists TBA

Please Note:

MBA Diversity and Inclusion scholarship opportunities are available for this offering. Click HERE for more information.