RC_LP_U_311.3 Underwriting Government Loans

MBA Member Price: $49.00

Nonmember Price: $79.00


This is a single-family/residential course.

The government mortgage market has had considerable impact on the current conventional mortgage market. Rates for government loans may be slightly higher than their conventional/conforming counterparts. However, if you have less than perfect credit, you may still qualify for a government loan. Most government mortgages assist first-time homebuyers with lower down payment requirements.

The Federal Housing Administration (FHA) and the Veterans Administration (VA) offer government-backed mortgage financing to qualified borrowers and veterans of the US Armed Forces. The US Department of Agriculture (USDA) provides financing in rural areas which are often underserved.

Underwriting Government Loans will review the history, features, advantages, and drawbacks of government loans. Not all mortgage companies or banks offer government financing due to guideline requirements. Banks and brokers must be approved to offer these products.


  • Federal Housing Administration
  • Veterans Administration
  • USDA and Rural Housing

    Seat time approximately one (1) hour.

    Copyright 2019.

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