RC_LP_U_311.1 Underwriting Affordable Solutions

Member Price: $49.00

Nonmember Price: $79.00

Product Code: DL2-011070-WC-W

Purchase

This is a single-family/residential course.

Owning a home means so much more than the purchase of a structure. In addition to the tax and financial benefits, there is a vast amount of data highlighting the many positive social aspects as well. A Harvard University study titled "The State of the Nation's Housing" states that homeownership strengthens communities and that children of homeowners do better in school than those that rent. Owning a home is the realization of the American Dream. For millions of people, the dream of homeownership became a reality as a result of public policy, the Community Reinvestment Act (CRA), fair housing laws, and improved affordable lending programs.

However, barriers to homeownership still exist. The Joint Center for Housing Studies found that the affordable housing gap grew as rising demand overwhelmed the supply of available housing for low-income populations. This gap continues to grow as unemployment and new construction starts remains low.

Underwriting Affordable Solutions addresses ways to overcome the barriers to homeownership through down payment assistance and other affordable lending initiatives.

Topics:

  • Affordable Programs and Products
  • Housing Finance Agencies
  • Down Payment Assistance and Grants
  • Affordable Lending Options

    Seat time approximately one (1) hour.

    Copyright 2018.

  • Notes

    This is a self-paced, self-study course. Enroll anytime and take up to 12 months to complete the course.

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