Risk Management Committee

Risk Management Committee of the Legal Issues, Quality Assurance and Regulatory Compliance Committee under RESBOG. Recast former QA group by RESBOG Advisory Committee in September 2009. Will identify, study and evaluate key risk management quality controls, and mortgage fraud issues, and provide policy guidance as appropriate.

 

Miki Adams
Senior Vice President, Compliance & Quality Control
CBC Mortgage Agency
South Jordan, UT

 

Manal Ahmed
Client Audit Support Manager
Cenlar FSB
Ewing, NJ

 

Patrick Aliano
Senior Vice President-Mortgage Fraud Prevention
Bank of America
Westlake Village, CA

 

Marty Allred
Vice President, Compliance
American Pacific Mortgage Corporation
Rocklin, CA

 

Pete Amstutz
Vice President, Capital Markets
Navy Federal Credit Union
Vienna, VA

 

Ian Anderson
Vice President, Secondary Markets
Elevations Credit Union
Broomfield, CO

 

Fay Andrews
Accounting Manager
Freedom Mortgage Corporation
Mount Laurel, NJ

 

Lurenda Armanini
Compliance Manager
GoPrime Mortgage, Inc.
Apex, NC

 

Marc L. Aronson
President
Pennsylvania Association of Notaries (PAN)
Pittsburgh, PA

 

Patricia Arvielo
Co-Founder and President
New American Funding
Tustin, CA

 

Sara Avery
Chief Risk Officer
Common Securitization Solutions
Bethesda, MD

 

Robert Bagley
Chief Credit Risk Officer
Hamilton Group Funding
Sunrise, FL

 

Jihan Bahhur
Manager, Regulatory Compliance & Public Policy
Navy Federal Credit Union
Vienna, VA

 

Steve Bailey
National Credit Policy Manager
DHI Mortgage Company
Liberty Hill, TX

 

Kimberly Baker
Director, Servicing Risk Management
Quicken Loans, Inc.
Detroit, MI

 

Richard Barrent
President & COO
Barrent Group, LLC, The
Urbandale, IA

 

Patricia Bartneck
Chief Compliance Officer
Tidewater Mortgage Services, Inc.
Virginia Beach, VA

 

Michael Baynes
Co-Founder & Managing Partner
Homeside Financial LLC
Columbia, MD

 

Ashley N Benson
QC Manager
Franklin Synergy Bank
Franklin, TN

 

Francis A. Betancourt-Molina, SVP
National Mortgage Credit Policy Manager
Florida Capital Bank N.A.
Jacksonville, FL

 

Laheeb Betti, SVP
Director, Operational Risk/ERM Program Office
Flagstar Bank, FSB
Troy, MI

 

Tammy W. Blackwell
Quality Assurance & Compliance Manager
Quest Advisors, Inc.
Raleigh, NC

 

Rankin Blair
Director of Operations
Lima One Capital
Greenville, SC

 

Judy Blank
Chief Compliance Officer
Apex Home Loans Inc.
Rockville, MD

 

Marissa Blundell, J.D.
Principal
CliftonLarsonAllen LLP
Lexington, MA

 

Gordon Bolton, AMP
Investor Reporting Agency Manager
Cenlar FSB
Ewing, NJ

 

Linda Bomar
Sr. Vice President, Sales and Marketing
Indecomm Global Services
Edison, NJ

 

Elizabeth Boruhovin
Navy Federal Credit Union
Vienna, VA

 

Vickie V. Bourassa
Vice President/Quality Control
Colonial Savings, F.A.
Fort Worth, TX

 

Lauren Bowden
Servicing and Default Quality Control Manager
Truist
Richmond, VA

 

Shirley Boynton
SVP of Compliance
OnQ Financial
Tempe, AZ

 

Darius Bozorgi
President & Chief Executive Officer
Veros Real Estate Solutions
Santa Ana, CA

 

Carmelo D. Bramante
Manager, Real Estate Lending, Regulatory Compliance & Public Policy
Navy Federal Credit Union
Vienna, VA

 

Anne Brennan
Senior Vice President
Optimal Mortgage Services, LLC
Murfreesboro, TN

 

William H. Brewster
Senior Vice President, Quality Assurance
PNC Bank, National Association
Downers Grove, IL

 

Christina Zotzmann Brown, AMP, CRU
Deputy Chief Operating Officer
Atlantic Bay Mortgage Group, LLC
Virginia Beach, VA

 

Donald J. Brown, CRP,CCS-FDPA Officer
Senior Regulatory Compliance Risk Manager-Credit Regulatory Oversight Team
Webster Bank, N.A.
Milford, CT

 

Jeff Bruno
Associate
Meridian Bank
Blue Bell, PA

 

Amber Bruno
Internal Audit Team Lead
Union Home Mortgage
Lakewood, OH

 

Rachelle Bryant, CRU
AVP, ENTERPRISE TESTING SPECIALIST, SR.
PNC Bank, National Association
Chicago, IL

 

Justin D. Burch
Director, Quality Assurance Division
U.S. Department of Housing and Urban Development
Washington, DC

 

Jennifer Butts
Manager-Data Processing
LexisNexis Risk Solutions
Alpharetta, GA

 

Marilyn Bynum-Wilson
Risk Analyst, National Risk Management
Mill Creek Residential Trust, LLC
Dallas, TX

 

Charles Cain
Executive Vice President-Agency
Williston Financial Group, LLC
Portland, OR

 

Gail Callueng
Quality Control, Manager
StoneHill Group, Inc., The
Atlanta, GA

 

Rosie Cano
Vice President, Credit Operations
USAA Federal Savings Bank
San Antonio, TX

 

Rebecca Cantu
Senior Director Mortgage Underwriting
Pentagon Federal Credit Union
Alexandria, VA

 

Christopher J. Carkhuff, Esq.
Senior Compliance
Union Home Mortgage
Strongsville, OH

 

Judy Carpenter
Senior Vice President
Standard Mortgage Corporation
New Orleans, LA

 

Scott Carr
EVP, CRO
First Savings Bank
Clarksville, IN

 

Crystal R. Cathcart
VP, Mortgage Quality Assurance Manager
Arvest Bank
Lowell, AR

 

Paul Chatarpaul
Director, Risk Analysis & Surveillance
Comptroller of the Currency
Washington, DC

 

Andy Chawla
Credit Risk Innovation Leader
U.S. Bank Home Mortgage
Bloomington, MN

 

Kristen Cheung
AVP, Risk Officer
TIAA BANK
Jacksonville, FL

 

Jane Chevez
Investor Accounting Assistant Manager
Cenlar FSB
Cherry Hill, NJ

 

Greg Christian
Chief Compliance Officer
Graystone Mortgage LLC
Salt Lake City, UT

 

Jodi M. Cigler-Farrell
Specialist Leader
Deloitte
Jacksonville, FL

 

Jackie Clark
VP, Quality Control
Planet Home Lending
Irving, TX

 

Jackie Clark
VP, Loan Quality
Cardinal Financial Company
Charlotte, NC

 

Jenerice Clarke
Quality Assurance Underwriter
Norcom Mortgage
Avon, CT

 

Andrea K. Cochrane, CMB, AMP
SVP
The KLR Group
Torrance, CA

 

Rod Colombi
Director of Capital Markets
PCMA Private Client Lending
Irvine, CA

 

Mia Condon
Vice President
FHN Financial Capital Assets Corporation
Memphis, TN

 

Theresa Connolly
Sr Director
TIAA BANK
Jacksonville, FL

 

Michelle Cook
Closer
Navy Federal Credit Union
Vienna, VA

 

Marla Cooper
AE
Flagstar Bank, FSB
Houston, TX

 

Wesley Costello
SVP of Loan Quality
AnnieMac Home Mortgage
Mount Laurel, NJ

 

Carnesha Craft
Director, Compliance Officer
Trident Mortgage Company
Devon, PA

 

Timothy Neal Cramer
SVP
Truist
Greenville, SC

 

Jaime Crawford
Loan Processing
Forcht Bank, N.A.
Lexington, KY

 

Douglas Crow
Vice President
M&T Bank Corporation
Buffalo, NY

 

Melissa Curiel
Auditing Supervisor, Compliance
Paramount Residential Mortgage Group
Corona, CA

 

Grace Currid
Senior Vice President
HomeBridge Financial Services, Inc.
Iselin, NJ

 

Christina Currie
Closing Coordinator
Forcht Bank, N.A.
Lexington, KY

 

Susan S. Dailey
SVP, Risk Executive
Chase
Jacksonville, FL

 

Judith Dallman
SVP Repurchase and MI Operations
Wells Fargo Home Mortgage
St Louis Park, MN

 

Glen Danziger
Bank of America
Charlotte, NC

 

Hank Davis
Director, Business Development
MetaSource LLC
Denver, CO

 

Laura Kate Davis
VP of QC Operations
Quality Mortgage Services, LLC
Brentwood, Tn

 

Molly Reed Davis
Enterprise Solutions Partner
Gateway First Bank
Owasso, OK

 

Steven Day, AMP
Client Service Manager
Wells Fargo Home Mortgage
Springfield, IL

 

Mercella DeCerbo
VP of Client Management
Bayview Loan Servicing, LLC
Miami, FL

 

Amber Densey
Senior Mortgage Processor
Colonial Savings, F.A.
Fort Worth, TX

 

Jeannene Derback
Assistant Vice President
American Pacific Mortgage Corporation
Englewood, CO

 

Michael P. Derstine
Chief Risk Officer
Genworth Mortgage Insurance
Raleigh, NC

 

Sharon DeVries
Controller
Kwik Mortgage Corporation
Parsippany, NJ

 

Nichole C. Di Dio
Business Development Specialist
Idaho Housing and Finance Association
Boise, ID

 

Robin S. Dick
BSA Officer
First National Bank of America
East Lansing, MI

 

Michelle Diomedi
Vice President, Operations
ALCOVA Mortgage
Roanoke, VA

 

Rachel M. Dollar, CMB
Partner
Smith Dollar PC
Santa Rosa, CA

 

Bonnie Doty, AMP
Vice President
Truist
Orlando, FL

 

Tommy A. Duncan, CMT
Chief Executive Officer
Quality Mortgage Services, LLC
Brentwood, TN

 

Debra Dunn
COO
SWBC Mortgage
Cedar Hill, TX

 

Ted Durant
VP, Analytic Services
Mortgage Guaranty Insurance Corporation (MGIC)
Milwaukee, WI

 

Brian Dutton
Compliance Manager
Peoples Home Equity, Inc.
Knoxville, TN

 

Donald T. Effertz
Vice President, Risk Management
DataVerify, Inc.
Chesterfield, MO

 

Natalie Egeland
Compliance Audit Supervisor
Vanderbilt Mortgage & Finance, Inc.
Maryville, TN

 

Duane Elmer
Senior Risk Mortgage Executive
Bank of America
Dallas, TX

 

H. Burton Embry
Executive Vice President & Chief Compliance Officer
Primary Residential Mortgage, Inc.
Las Vegas, NV

 

Jason Emory
SVP, Quality Control
PrimeLending
Dallas, TX

 

Rich Englert
Director - Underwriting Policy
UBS
Plano, TX

 

Hakki C. Etem
Chief Executive Officer
Cogent QC Systems
Sausalito, CA

 

Brian Faris
SVP, Quality Monitoring Manager
Truist
Raleigh, NC

 

Brenda Felix
Compliance Analyst
AmeriHome Mortgage Company
Thousand Oaks, CA

 

Cheryl Feltgen
Executive Vice President, Chief Risk Officer
Arch Mortgage Insurance Company
Greensboro, NC

 

Cary Ferguson
VP - Consumer Credit Modeling and Analytics
KeyBank Real Estate Capital
Cleveland, OH

 

Mia Ferreira
Director of Compliance
Peoples Home Equity, Inc.
Brentwood, TN

 

Gloria D. Fillmon
Chief Compliance and Risk Officer
American Pacific Mortgage Corporation
Roseville, CA

 

Lynn Fisher
Senior Advisor for Economics
Federal Housing Finance Agency
Washington, DC

 

Tiffany Fletcher
Senior Vice President
VRM Mortgage Services
Carrollton, TX

 

Jeffrey B. Flory, CMB, AMP
SVP - Sales
The Compliance Group, Inc.
Carlsbad, CA

 

Sharla Fore
Assistant Manager QC
Colonial Savings, F.A.
Fort Worth, TX

 

Michael M. Forester, CMB
Managing Director
CrossCheck Compliance LLC
Chicago, IL

 

John Frank
Director Risk Management
LeaderOne Financial Corporation
Overland Park, KS

 

John Freda
Vice President of Compliance and Quality Control
Selene Finance
Jacksonville, FL

 

Darcie Freeman
SVP Risk Management
Finance of America
Chino Hills, CA

 

Stephen Fullam
Chief Risk Officer
Toyota Financial Savings Bank
Henderson, NV

 

Ann D. Fulmer
President
Paladin Advisory Services LLC
Stone Mountain, GA

 

Dana Galiano
Business Development Manager
National Mortgage Insurance Corp.
Voorhees, NJ

 

Thomas Gallagher
Fraud Analyst
PrimeLending
Dallas, TX

 

Michael B. Galligan
Manager of Compliance & Quality Control
Capital Communications Federal Credit Union
Albany, NY

 

Ron Gapp
General Counsel
Paramount Residential Mortgage Group
Corona, CA

 

Debbie Garcia-Gratacos, CRU
President
DEVAL, LLC dba Your Home Now Mortgage
Vienna, VA

 

Susie Garza
EVP-JV Strategy/Licensing
PrimeLending
Dallas, TX

 

Brandy George
Executive Director
Lenders Compliance Group, Inc.
Katy, TX

 

Scott Gesell
CEO and General Counsel
Gateway First Bank
Jenks, OK

 

Melinda Gibson
Project Manager
FirstBank
Lexington, TN

 

Neusa Gillen
Operations Manager
Family First Funding, LLC
Toms River, NJ

 

Lee Gillispie, CMT
Sr. Managing Principal
Fiserv
Brookfield, WI

 

Randall Gilster
SVP, Digital Strategy & Innovation
Wells Fargo Home Mortgage
Wayzata, MN

 

Ben Giumarra
Director, Regulatory and Legal Affairs
Embrace Home Loans
Middletown, RI

 

Greg Goodwin
Chief Risk Mitigation Officer
Hometown Lenders, Inc.
Huntsville, AL

 

Christina Gordon, AMP
Client Service Consultant
Wells Fargo Home Mortgage
Springfield, IL

 

Danille Gorrasi
Mortgage Operational Risk Monitoring Manager
First Financial Bank
Cincinnati, OH

 

Robin Graf
Vice President
First Savings Bank
Clarksville, IN

 

Tammie Gravlee, CMB, AMP
Senior Vice President, Director of Mortgage Operations
FirstBank
Franklin, TN

 

Charyn Gray
Compliance Administrator
AmeriFirst Financial, Inc.
Portage, MI

 

Jeff Grebe, CMB, AMP, CRO
Operations Manager
CB&T Mortgage
Colorado Springs, CO

 

Susan Greenwald
SVP, Single Family Risk
HomeStreet Bank
Seattle, WA

 

Jane Greeson
Sales Support Manager
Essent Guaranty, Inc.
Winston Salem, NC

 

William Guilfoil
Vice President - Residential Lending
Bellwether Community Credit Union
Manchester, NH

 

Marcus Hadden
Director, Vendor Management
UBS
New York, NY

 

Dawn Haghighi
General Counsel
VRM Mortgage Services
Carrollton, TX

 

Richard Hagopian
HomeBridge Financial Services, Inc.
Iselin, NJ

 

Tina Hall
Vice President Quality Control
Century Mortgage Company
Louisville, KY

 

Cynthia Hamilton
Vice President, Quality Control
New American Funding
Santa Ana, CA

 

Gayle R. Hanson
Manager
Barrent Group, LLC, The
Urbandale, IA

 

Ryan Harris
Mortgage Operational Risk Monitoring Manager
Fifth Third Bank
Cincinnati, OH

 

Richard Harvey
Chief Compliance Officer
Colonial Savings, F.A.
Fort Worth, TX

 

Dayle L. Hayre
Quality Control Manager
First Guaranty Mortgage Corporation
Frederick, MD

 

Jessica Heller, CRU
Risk Recovery Management Analyst
DAS Acquisition/USA Mortgage
Saint Louis, MO

 

Blake Hendley
Senior Manager
MidFirst Bank
Oklahoma City, OK

 

Nathan Hennigan
Vice President, Enterprise Credit Management
loanDepot.com, LLC
Foothill Ranch, CA

 

Kathy Herig
Senior Managing Director-Lead Risk Officer
Home Point Financial Corporation
Ann Arbor, MI

 

Teri Hermann
Chief Risk Officer
Evergreen Home Loans
Bellevue, WA

 

Kimberley Hocking
Director of Compliance
American Pacific Mortgage Corporation
Rocklin, CA

 

Jordan Hogge
Loan Processing
Forcht Bank, N.A.
Lexington, KY

 

Tammy Holland
ERS Manager
Deloitte
Jacksonville, FL

 

Katherine Hollister
Vice President, Quality Control
Citizens Bank
Franklin, TN

 

Andrea Horton
Team Leader, Fraud Prevention
Quicken Loans, Inc.
Detroit, MI

 

Chuck Hoving
Senior Vice President
Citizens Bank
Franklin, TN

 

Catherine Hovis
Director
Pentagon Federal Credit Union
Alexandria, VA

 

Susan Howard
Vice President-Risk Management
South Pacific Financial Corporation
Ontario, CA

 

Donna Howell
SVP, Customer Success
Ampcus Inc.
Chantilly, VA

 

Jennifer I. Hughes
VP, Training Communications & Support
U.S. Bank Home Mortgage
Overland Park, KS

 

Kramer Hughes
Manager, Investigations & SIU
Arch Mortgage Insurance Company
Greensboro, NC

 

Brandilyn Hume
VP QA
Primary Residential Mortgage, Inc.
Kaysville, UT

 

Ed Hunter, AMP
CEO
The KLR Group
Andover, MA

 

Kelli Hutchinson
SVP, Quality Assurance
Capital City Home Loans
Kennesaw, GA

 

Lauren Ingersoll
General Counsel Financial Services
Inspire Home Loans, Inc. a Subsidiary of Century Communities
Newport Beach, CA

 

Sharon R. Inzinga
Assistant Vice President- Sr. Compliance Manager
MidFirst Bank
Nichols Hills, OK

 

Jose Iregui
Vice President of Collection and Loan Servicing
Langley Federal Credit Union
Newport News, VA

 

Aaron Iuteri
Vice President, Servicing Risk
The Money Source Inc.
Melville, NY

 

Rob D. Jacobson
Fraud Prevention Manager
U.S. Bank Home Mortgage
Bloomington, MN

 

Jeffrey B. Jaffee
Responsible Banking and Fair Lending Officer
Bank of the West / BNP Paribas
San Ramon, CA

 

Denise James
Operations Manager
Credit Plus, Inc.
Lake Worth, FL

 

Kelly James
Loan Processing
Forcht Bank, N.A.
Lexington, KY

 

Joseph Jaworski
Senior Vice President, Portfolio Quality Management
Wells Fargo Home Mortgage
Chesterfield, Mo

 

Jennifer Jessie
Underwriting Manager
Raymond James & Associates
St Petersburg, FL

 

Richard A. Johns
Executive Consultant
FIRM Advisors (Fiduciary Investment & Risk Management Advisors)
Vienna, VA

 

Jeff Johnson
VP, Quality Assurance
PNC Bank, National Association
Pittsburgh, PA

 

Pamela Johnston
Partner, Financial Services Advisory
PwC
Los Angeles, CA

 

Keith Jones
VP, Credit Risk and Product Development
NewRez LLC
Fort Washington, Pa

 

Sandra Jones
Credit Portfolio Consultant
Wells Fargo Home Mortgage
Charlotte, NC

 

Kiran Kaur, CFA
Manager, Risk Analytics
Figure Lending
San Francisco, CA

 

DeWitt Kavanagh
Managing Director, Retail Quality Assurance, Control & Monitoring
CIBC Bank USA
Chicago, IL

 

Kristen Kelly
Manager Consumer Credit Risk
Webster Bank, N.A.
Waterbury, CT

 

M. L. Kennedy
Managing Director
AVMetrics
Simi Valley, CA

 

Chaya Kesava
VP Quality Control
Reliance First Capital, LLC
Melville, NY

 

Shaleen Khatod
Execuitve, Advisory and Data Solutions
CoreLogic
Irvine, CA

 

Kevin Kissel
AVP
PennyMac Financial Services, Inc.
Plano, TX

 

David G. Kittle, CMB
President
The Mortgage Collaborative
Louisville, KY

 

Jessica Klein
Operations Risk Analyst, Third Party Risk Management
PHH Mortgage
Washington, DC

 

Aaron J. Klimek
Third Party Origination Coordinator Supervisor
Associated Bank
Green Bay, WI

 

Sheila M. Klostermann, CMB, CRU
QA Manager
Genworth Mortgage Insurance
Raleigh, NC

 

Peter G. Kopperman
VP, Regulatory Compliance and Quality Control
NVR Mortgage Finance, Inc.
Reston, VA

 

Carrie Kozak
Vice President, Mortgage Quality Control
Lake Michigan Credit Union
Grand Rapids, MI

 

Christian Kren
VP, Mortgage Lending Finance & Accounting
TIAA BANK
Jacksonville, FL

 

Pamela Kroger
VP Real Estate Loan Administration
SchoolsFirst Federal Credit Union
Santa Ana, CA

 

Laura Kunzweiler
Vice President - Processing
Taylor Morrison Home Funding
Maitland, FL

 

Patty Lacey
Chief Risk Officer
VanDyk Mortgage Corporation
Grand Rapids, MI

 

Sarah Lagattolla
Director
CLA Mortgage Advisory Services
Lexington, MA

 

Amy Laguna
Quality Control Analyst
Sovereign Lending Group, Inc.
Costa Mesa, CA

 

Farvah Lakhani
Residential Underwriting Manager
Alliant Credit Union
Chicago, IL

 

Regina Lall
SVP, Compliance Risk
Guaranteed Rate, Inc.
Chicago, IL

 

Richard Landau
Senior Vice President
Webster Bank, N.A.
Waterbury, CT

 

Jane Larkin
Vice President
Colonial Savings, F.A.
Fort Worth, TX

 

Jayme Larsen
Director Mortgage Underwriting Operations
BECU - Boeing Employees' Credit Union
Seattle, WA

 

Nick Larson
Strategy & Business Development Senior Director
LexisNexis Risk Solutions
Reston, VA

 

Brad Latimer
Director of Retail Credit Risk - Real Estate Secured
Santander Bank
East Providence, RI

 

Helen Law, AMP
SVP, Quality Control & Investor Delivery
Texas Capital Bank, N.A.
Richardson, TX

 

Weston Lazear
Managing Director, National Sales
LoanBeam
Addison, TX

 

Robert Lechtenberg
VP Quality Control
SWBC Mortgage
San Antonio, TX

 

Gidgett M. Lehr
Director of Mortgage Operations
Forcht Bank, N.A.
Lexington, KY

 

Danai Lendor, CMS
Staff Auditor
Cenlar FSB
Ewing, NJ

 

Pava J. Leyrer, CMC, CRMS, CMP
Chief Operating Officer
Northern Mortgage Services, LLC
Grandville, MI

 

Brayton Li
Partner
FIRM Advisors (Fiduciary Investment & Risk Management Advisors)
Vienna, VA

 

Sharon Licamara
Quality Assurance, Manager
PNC Bank, National Association
Boca Raton, FL

 

Kurt Lofrano
VP, Strategic Quality Management
Wells Fargo Home Mortgage
Minneapolis, MN

 

Dana Lopez
Manager, Internal Audit
Plaza Home Mortgage, Inc.
San Diego, CA

 

Kathy Lowry
Director of Internal Audit
The Money Source Inc.
Meriden, CT

 

Sherry Luer, CMB, AMP
Vertical Solutions Consultant - Mortgage/Real Estate
LexisNexis Risk Solutions
Bozeman, MT

 

Lionel Lynch
Home Lending Product Management & Strategy
Chase
Washington, DC

 

Allison MacDonald
Project Manager
AVMetrics
Simi Valley, CA

 

Dan Macy
EVP, General Counsel
Homeside Financial LLC
Columbia, MD

 

Robert R. Maddox, CMB, AMP
Partner
Bradley Arant Boult Cummings, LLP
Birmingham, AL

 

Pamela Towle Mahoney
Sr. Risk Manager - VP - HMDA
Citizens Bank
Warwick, RI

 

Hershel L. Malett
SVP, Risk
First Guaranty Mortgage Corporation
Plano, TX

 

Barbara H. Mallott
Senior Vice President
Envoy Mortgage
Houston, TX

 

Julie Manson
EVP, Chief Risk Officer
Plaza Home Mortgage, Inc.
San Diego, CA

 

Danielle Mares
Internal Audit
Nova Financial & Investment Corp.
Tucson, AZ

 

Melanie Marston
Director - Multifamily Housing Program Center
U. S. Department of Housing and Urban Development
Washington, DC

 

Dana Mason
Compliance/QC Analyst
CLM Mortgage, LLC
Houston, TX

 

Jonathan Maughan
National Account Director, Executive Sales
First American Mortgage Solutions
Idaho Falls, ID

 

Derrick Mayweather
Quality Assurance Manager
Colonial Savings, F.A.
Fort Worth, TX

 

Phillip McCall
President
ACES Risk Management (ARMCO)
Pompano Beach, FL

 

Brian McCown, CMB, AMP, CRU
AVP, Mortgage Operations
Michigan First Mortgage
Lathrup Village, MI

 

Sonya McCumber
Senior Vice President, Risk & Compliance
Ditech Financial
Fort Washington, PA

 

Martin McCurdy
Senior Vice President-Director of Mortgage Compliance
BOK Financial
Tulsa, OK

 

Deborah A. McDermott, CMB, AMP
Vice President - Credit Risk Management
Chase
Phoenix, AZ

 

Tom McDonough, AMP
National Business Development Manager
TENA Companies, Inc.
Saint Paul, MN

 

James McGee
Senior Compliance Analyst
Colonial Savings, F.A.
Fort Worth, TX

 

Kayla McGowan
Loan Processing
Forcht Bank, N.A.
Lexington, KY

 

Scott McNeel
VP - Risk and Control Manager
HomeStreet Bank
Seattle, WA

 

Eric Meadow
President
Midwest Equity Mortgage, LLC
Oakbrook Terrace, IL

 

Brady Meadows
Senior Director, Mortgage Services
MetaSource LLC
Bristol, PA

 

Joseph Meehan
Vice President,Counterparty Risk Management
Essent Guaranty, Inc.
Wayne, PA

 

Clifford Meggison
Senior Vice President - Investor Relations
Citizens Bank
Franklin, TN

 

Allen Meigide
Director of Operations
LoanScorecard
Irvine, CA

 

Samantha Meyer
CRO
First Community Mortgage, Inc.
Murfreesboro, TN

 

Peter Microulis
Chief Compliance Officer
Embrace Home Loans
Middletown, RI

 

James M. Milano
Partner
Weiner Brodsky Kider PC
Arlington, VA

 

Lee Miller
Executive Vice President
Reliance First Capital, LLC
Melville, NY

 

Rick Mincher
Vice President, Secondary Marketing
Mission Mortgage of Texas Inc
Austin, TX

 

Elizabeth Miudo
Citizens Bank
Warwick, RI

 

Wade Mjelde
VP Loan Servicing Quality Control
TENA Companies, Inc.
Saint Paul, MN

 

Traci L. Mollot
President
Quest Advisors, Inc.
Raleigh, NC

 

Randall Moore
Vice President of Quality Control
SWBC Mortgage
San Antonio, TX

 

Bob Morgan
Senior Vice President, Retail Credit Risk Officer
Raymond James & Associates
Saint Petersburg, FL

 

Michael Morrow
Fraud Auditor
Guaranteed Rate, Inc.
Chicago, IL

 

Jeff Moyer
SVP, Division Business Director, MS Exec Management
The Dun & Bradstreet Corporation
Short Hills, NJ

 

Lindsay Murdock
Quality Control Supervisor
Bank of the West / BNP Paribas
Omaha, NE

 

Gwen Muse-Evans
President & CEO
GME Enterprises
Chevy Chase, MD

 

Swapnil Nadkarni
VP - Systems Analysis and Solutions/Functional Architecture
Bank of America
Agoura Hills, CA

 

Sangeeta Nath, AMP
Senior Quantitative Risk Analyst, Real Estate
USAA Federal Savings Bank
San Antonio, TX

 

Eric Nelson
Product Manager
Commerce Bank
Kansas City, MO

 

Kim Newby, AMP
Vice President, Investor Relations & Product Development
Waterstone Mortgage Corporation
Pewaukee, WI

 

Phuong Nguyen
Senior Commercial Portfolio Analyst
Colorado Housing and Finance Authority
Denver, CO

 

Barry Nielsen
Vice President, Secondary Marketing Officer
Opportunity Bank of Montana
Helena, MT

 

Sochukwuma Peter Obiefule
Business Analyst
PennyMac Financial Services, Inc.
Westlake Village, CA

 

David K. Ogg
First Vice President, Mortgage Quality Management
U.S. Bank Home Mortgage
Owensboro, KY

 

Andrea Oh
Policy Advisor
Mortgage Bankers Association
Washington, DC

 

Tania Olivero
Chief Compliance Officer
Legacy Mutual Mortgage
Cibolo, TX

 

David J. O'Malley
Director of Loan Quality Solutions
LoanLogics
Trevose, PA

 

Steve Ostertag, AVP
Post-funding Quality Control Manager
U.S. Bank Home Mortgage
Owensboro, KY

 

Jim Ottlinger
Vice President, Quality Assurance Site Manager
PNC Bank, National Association
Downers Grove, IL

 

Katherine Owen
SVP Chief Appraiser
Bank of America
Tehachapi, CA

 

Laura Packard
BOK Financial
Tulsa, OK

 

Steven Patrick
Chief Risk Officer
Gateway First Bank
Jenks, OK

 

Andrea Pearson
Quality Control Manager
AmeriFirst Financial, Inc.
Mesa, AZ

 

Roberta Pek, CMB
Risk Advisor
USAA Real Estate
San Antonio, TX

 

John Perry
Production Compliance
PennyMac Financial Services, Inc.
Plano, TX

 

Michelle Peters
Director
CLA Mortgage Advisory Services
Lexington, MA

 

Sandy L. Pfeffer
Director
Deloitte
Philadelphia, PA

 

Michael Pfeifer, Esq.
Of Counsel
California Mortgage Bankers Association
San Diego, CA

 

Kimberly Phegley
Mortgage Internal Control Director
FirstBank
Franklin, TN

 

Alberto L. Planas
Assistant Director of Oversight
U.S. Department of Veterans Affairs
Washington, DC

 

Kirk Poehlman
Senior Professional, Account Executive
CoreLogic
Irvine, CA

 

Jeremy D. Potter
Sr. Director Strategy and Innovation
Quicken Loans, Inc.
Detroit, MI

 

Ben Purser
Chief Risk Officer
RoundPoint Mortgage Servicing Corporation
Charlotte, NC

 

Sandra M. Rampino
VP, Fraud Policy
HSBC Bank USA, N.A. Commercial/Multifamily
Buffalo, NY

 

Kathryn C. Raymer
EVP Quality Management
U.S. Bank Home Mortgage
Owensboro, KY

 

Lisa Reasor
Senior Manager, Investor Relations
Pentagon Federal Credit Union
Alexandria, VA

 

Matthew Reich, AMP
SVP & Chief Business Development Officer
Quest Advisors, Inc.
Raleigh, NC

 

Robert Reyes
Securities Banker
Wells Fargo Home Mortgage
Charlotte, NC

 

Casey Reynolds, AMP
VP - Compliance
Pulte Mortgage LLC
Highlands Ranch, CO

 

Melissa L. Richards, Esq., CMB
Partner - Financial Services Regulation & Enforcement
Mayer Brown LLP
San Francisco, CA

 

Julie P. Richtel
Executive Vice President/Chief Risk Officer
Caliber Home Loans, Inc.
Coppell, TX

 

Ryan Riebschlager
Director of Compliance
LOGS Network
Bannockburn, IL

 

Rodney Rivers
Senior Vice Pres.-General Counsel
First Colony Mortgage Corp.
Orem, UT

 

Chris Robertson
Mortgage Operations Manager, Vice President
Right By You Mortgage (dba of The Fidelity Bank)
Fuquay Varina, NC

 

Leslie Rohrabacher, CMB
Vice President-Risk Management
Radian Guaranty Inc.
Lakemont, GA

 

Kortney Rollinger
SVP, Program Management
RoundPoint Mortgage Servicing Corporation
Fort Mill, SC

 

Karen Romine
Manager-Quality Control/Quality Assurance
Nationwide Bank

 

Kamron Rowland
Operations Manager
Sovereign Lending Group, Inc.
Costa Mesa, CA

 

Alma Rushing
Vice President
Orange Coast Title Company
Santa Ana, CA

 

Lauren Ryburn
Assistant Vice President - Compliance
James B. Nutter & Company
Kansas City, MO

 

Mary Rzucidlo, CMB
Senior Vice President, Director of Mortgage Operations
South State Bank
Mount Pleasant, SC

 

Jay S Hinton
Digital Risk, LLC
Maitland, FL

 

Elizabeth Salazar
AVP Regulatory Compliance
Navy Federal Credit Union
Vienna, VA

 

Maria Salazar
Credit and Quality Assurance, Risk
AmCap Home Loans
Houston, TX

 

Scott Samlin
Partner, Consumer Financial Services Practice
Blank Rome LLP
New York, NY

 

Tonya K. Sanderson
SVP, Operation Risk Management
Freedom Mortgage Corporation
Fishers, IN

 

Kaylene Schaar
Vice President of Risk Management
Union Home Mortgage
Westerville, OH

 

Timberly Schatke
Prefunding QA Manager
U.S. Bank Home Mortgage
Englewood, CO

 

Michael Schemmel
VP
JP Morgan Chase
Columbus, OH

 

Ann K. Scherzinger
Field Operations Manager
Mortgage Guaranty Insurance Corporation (MGIC)
Milwaukee, WI

 

Gary Schlittler
Citibank, NA
O Fallon, MO

 

Laura Schmidt
Director of Internal Auditing
Nova Financial & Investment Corp.
Tucson, AZ

 

Jim Schott
Vice President, Technology
AnnieMac Home Mortgage
Wyncote, PA

 

Hauke Schupp
SVP, Quality Control
Rushmore Loan Management Services, LLC
Irvine, CA

 

Elizabeth Scott
Manager of Loan Trading
Forcht Bank, N.A.
Lexington, KY

 

Kori Seely
Director of QC and Loss Mit
Castle & Cooke Mortgage, LLC
Draper, UT

 

Tobay Segar
Senior Auditor
Wells Fargo Home Mortgage
Minneapolis, MN

 

Charles W. Sewright, CMA
Chairman & CEO
Quest Advisors, Inc.
Raleigh, NC

 

Susan C. Sheffer, CMB, AMP
Manager of Customer Engagement/Product Development
MassHousing
Boston, MA

 

Amanda Shelley
Loan Processing
Forcht Bank, N.A.
Lexington, KY

 

Suzanne M. Shuck
Chief Risk Officer
Freedom Mortgage Corporation
Indianapolis, IN

 

Irene Shull
Senior Vice President
Trident Mortgage Company
Devon, PA

 

Michelle Sickinger
Vendor Relations Manager
Draper & Kramer Mortgage Corporation
Downers Grove, IL

 

Mike Sidebottom
Chief Risk Officer
First Federal Bank
Kansas City, MO

 

Nicole Sinacola
Vice President, Flagstar Bank, FSB
Flagstar Bank, FSB
Troy, MI

 

Joseph F. Skalski
Vice President-Quality Control
First Choice Loan Services Inc.
East Brunswick, NJ

 

Lisa Sleeper
VP, Product Development and Credit Risk
OnQ Financial
Tempe, AZ

 

Spencer Sloan, AMP, CRU
Underwriting Director
USAA Federal Savings Bank
San Antonio, TX

 

Cindy Smith
SVP, Compliance and Quality Control
Bay Equity, LLC
Concord, CA

 

Corey Smith
Internal Controls Manager
Bay Equity, LLC
Sausalito, CA

 

Nicole Smith
Vice President of National Sales
Flagstar Bank, FSB
Boca Raton, FL

 

Misti Snow
OPS Manager
loanDepot.com, LLC
Foothill Ranch, CA

 

Christopher St John
Dir of Quality Control
Equity Prime Mortgage LLC
Atlanta, GA

 

Kevin Stanley
SVP Mortgage Risk Officer
Wintrust Mortgage, a Division of Barrington Bank & Trust Company, N.A.
Rosemont, IL

 

David K. Stein, Esq.
Partner
Bricker & Eckler LLP
Columbus, OH

 

James Stirling
Mid-Atlantic South Region Manager
U.S. Bank Home Mortgage
Annapolis, MD

 

Mohit Sudhakar
Managing Partner
FIRM Advisors (Fiduciary Investment & Risk Management Advisors)
Vienna, VA

 

Jon Surginer, AMP
Quality Control Analyst
Centennial Bank
Conway, AR

 

Ike Suri
Chairman & CEO
FundingShield LLC
Newport Beach, CA

 

Andrew Szalay, AMP
Director of Operations
Habitat For Humanity International
Lancaster, PA

 

Timothy Tallis, CRU
Director of Risk and Product Development
Veterans United
Columbia, MO

 

Vernon Tanner, CRCM
SVP, Operational Compliance Manager
Crescent Mortgage Company
Atlanta, GA

 

Steven Thompson
Vice President, Credit Policy and Pricing
Mortgage Guaranty Insurance Corporation (MGIC)
Milwaukee, WI

 

Kelly Tillinghast
Branch Manager
Guild Mortgage Company
San Diego, CA

 

Phillip Tipton
Director of Compliance
Vanderbilt Mortgage & Finance, Inc.
Maryville, TN

 

Susanna K. Tisa
Board Member
Treliant, LLC
Washington, DC

 

Maria Todorovic
Chief Compliance Officer
Union Home Mortgage
Strongsville, OH

 

Rick Toma
Chief Operating Officer
The Money Source Inc.
Melville, NY

 

Carlos Torres
BOK Financial
Tulsa, OK

 

Justin Toth, CMS
Senior Compliance Analyst
NJM Insurance Group
West Trenton, NJ

 

Beth Touchton
Quality Control Manager
Florida Capital Bank N.A.
Jacksonville, FL

 

Andy Tynan
VP, Sr. Internal Audit
TIAA BANK
Jacksonville, FL

 

Ledro Uriegas, Jr.
Assistant Compliance Manager
DHI Mortgage Company
Austin, TX

 

Mojgan Vakili
Partner
Deloitte
Los Angeles, CA

 

Justin Vedder
SVP, Enterprise Sales
Altisource Portfolio Solutions, Inc.
Los Angeles, CA

 

Brenda Vesperman
Internal Audit
FBC Mortgage, LLC
Orlando, FL

 

Vicki Vidal
Senior Vice President, Product Management
Black Knight
Jacksonville, FL

 

Paul Viguerie
National Business Development Manager
Altisource Portfolio Solutions, Inc.
Atlanta, GA

 

Brent Vincent
Loan Processing
Forcht Bank, N.A.
Lexington, KY

 

Jeff Vogt
SVP of Technology
AnnieMac Home Mortgage
Mount Laurel, NJ

 

Angela Voyna
Vice President, Compliance Manager
Wells Fargo Home Mortgage
Des Moines, IA

 

Sabine E. Wade
VP, Underwriting
Colonial Savings, F.A.
Fort Worth, TX

 

Seth M. Waller
EVP & Chief Credit Officer
TIAA BANK
Jacksonville, FL

 

Lisa Walsh, CMS
USAA Real Estate
San Antonio, TX

 

Brian Ward
Director, Fraud Prevention
Quicken Loans, Inc.
Detroit, MI

 

Tracey Warren, CRU
Manager, Correspondent Underwriting
Rushmore Loan Management Services, LLC
Pompano Beach, FL

 

Timothy Weaver
QC Analysis
Union Home Mortgage
Sylvania, OH

 

Tara Weeks
Vice President Operations
North American Savings Bank, F.S. B.
Kansas City, MO

 

Theresa Westerman
Quality Assurance Specialist
Arch Mortgage Insurance Company
Bluffton, SC

 

Susanne White, CMS
QC Analyst - Government Loans
Cenlar FSB
Ewing, NJ

 

Keith L. Whiteside, CMS, MBA
SME Lead Vendor Software & Methodology
Cenlar FSB
Ewing, NJ

 

Diana Whitmire
Vice President of Operations
Diamond Residential Mortgage Corporation
Lake Forest, IL

 

Douglas Wille
Senior Director Vendor and Third Party Risk
Ampcus Inc.
Chantilly, VA

 

Deirdre L. Williams, CMS
Quality Control Manager
Cenlar FSB
Ewing, NJ

 

Carol Ann Wilson
Manager, Investor Quality Assurance and Analysis
Navy Federal Credit Union
Vienna, VA

 

Kenneth Wilson
General Counsel
Hometown Lenders, Inc.
Huntsville, AL

 

Ellen Wilson
Vice President, Lending Technology
Presidential Bank, FSB
Bethesda, MD

 

Doug Wise
Manager of Lending Technology
Forcht Bank, N.A.
Lexington, KY

 

Chip Woodbury
Senior Vice President
Valley
Wayne, NJ

 

Ralph Wutscher
Principal
Maurice Wutscher LLP
Chicago, IL

 

Tyler T. Yang, Ph.D.
Chairman and Chief Executive Officer
Integrated Financial Engineering, Inc.
Rockville, MD

 

Matthew Yanuzzi, CMS
Business Unit Risk Management
Cenlar FSB
Ewing, NJ

 

Brian Yingling
Chief Financial Officer
Nations Direct Mortgage, LLC
Santa Ana, CA

 

Monte Zaben
Principal
Deloitte
Rosslyn, VA

 

Kathleen A. Zadareky
Mortgage Lending Senior Risk & Control Manager
Truist
Greensboro, NC

 

Wei Zheng, AMP
Lead Quantitative Risk Analyst
USAA Federal Savings Bank
San Antonio, TX

 

Stephanie Zieman
Fraud Risk Analyst
DataVerify, Inc.
Chesterfield, MO

 

Windy N. Zitta
Pre-Funding Team Lead, AVP
Truist
Greensboro, NC

 

Stacia A. Zynczenko
Director
USAA Federal Savings Bank
San Antonio, TX