Residential/Single Family Board of Governors


John M. Hedlund
Chief Operating Officer
AmeriHome Mortgage Company
Thousand Oaks, CA


Susan T. Stewart
Chief Executive Officer
SWBC Mortgage
San Antonio, TX

Vice Chairwoman

Kristy Fercho
Executive Vice President & Head of Home Lending
Wells Fargo Home Mortgage
Des Moines, IA


Albert P. Blank
Senior Vice President, Business Development
Union Home Mortgage
Strongsville, OH


Danette Alfonso
Deputy General Counsel
Lennar Mortgage
Miami, FL


Patricia Arvielo
Co-Founder and President
New American Funding
Tustin, CA


David Battany
Executive Vice President, Capital Markets
Guild Mortgage Company
San Diego, CA


Gary D. Clark, CMB
Chief Operating Officer
Sierra Pacific Mortgage Company, Inc.
Folsom, CA


Christopher J. Cusack, CMB
Senior Vice President, Presidential Bank Mortgage
Presidential Bank, FSB
Bethesda, MD


Christopher S. Delfs
Senior Vice President, Capital Markets
Richmond, VA


Nicholas J. DelTorto
President & CEO
Inlanta Mortgage Inc.
Pewaukee, WI


Peter Diliberti
Executive Vice President Capital Markets
Wells Fargo Home Mortgage
Des Moines, IA


David Gansberg
Arch Mortgage Insurance Company
Greensboro, NC


Eric Gates
Apex Home Loans Inc.
Rockville, MD


Rohit Gupta
President & Chief Executive Officer
Genworth Mortgage Insurance
Raleigh, NC


Erik Hand
Executive Vice President, Director SFL
HomeStreet Bank
Seattle, WA


John W. Hummel
U.S. Bank Home Mortgage
Earth City, MO


Chrissi Johnson
Quicken Loans, LLC.
Washington, DC


Tawn Kelley
Taylor Morrison Home Funding
Winter Park, FL


William Lowman
American Pacific Mortgage Corporation
Roseville, CA


Sonya Luechauer
President & CEO
DHI Mortgage Company
Austin, TX


Gene M. Lugat
Executive Vice President
Lutherville Timonium, MD


Peter Macdonald
General Counsel-Executive Vice President, LLC
Foothill Ranch, CA


James MacPherson
Academy Mortgage Corporation
Draper, UT


F. Allen Maulsby, CMB
Chief Operating Officer
Colonial Savings, F.A.
Fort Worth, TX


Glen A. Messina
President and CEO
Ocwen Financial Corporation
West Palm Beach, FL


Sonu Mittal
National Mortgage Operations Leader
Citizens Bank
Warwick, RI


William A. Newman
President and Chief Executive Officer
Ann Arbor, MI


William S. Packer
Executive Vice President & Chief Operating Officer
American Financial Resources Inc
Parsippany, NJ


Michael P. Patterson
Chief Operating Officer
Freedom Mortgage Corporation
Mount Laurel, NJ


Kurt Pfotenhauer
Vice Chairman
First American Financial
Washington, DC


Steven R. Plaisance
President - Mortgage Banking
Gateway First Bank
Jenks, OK


Christine C. Rhea
Mortgage Investors Group
knoxville, TN


Chris Shroat
Head of Mortgage
Fifth Third Bank
Mason, OH


Stacey Slocum Smith
Managing Director
Jersey City, NJ


George Taylor
Head of Mortgage Lending
M&T Bank Corporation
Buffalo, NY


Jack Thompson
Legacy Mortgage, LLC
Albuquerque, NM


Winston Wilkinson
Executive Vice President and President of Mortgage Banking
Pentagon Federal Credit Union
Alexandria, VA


Fowler C. Williams, CMB, AMP
President and Chief Executive Officer
Crescent Mortgage Company
Atlanta, GA