Residential/Single Family Board of Governors


Gary D. Clark, CMB
Chief Operating Officer
Sierra Pacific Mortgage Company, Inc.
Folsom, CA


Brian F. Stoffers, CMB
Global President, Debt & Structured Finance
CBRE Capital Markets
Houston, TX


Susan T. Stewart
Chief Executive Officer
SWBC Mortgage
San Antonio, TX

Immediate Past Chairman

Philip DeFronzo
President & Chief Executive Officer
Norcom Mortgage
Avon, CT

Vice Chair

John M. Hedlund
Chief Operating Officer
AmeriHome Mortgage Company
Thousand Oaks, CA

Vice Chairwoman

Kristy Fercho
Executive Vice President - Head of Home Lending
Wells Fargo Home Mortgage
Des Moines, IA


Rodney Abele
Senior Counsel Regulatory Policy
PNC Bank, National Association
Washington, DC


Danette Alfonso
Deputy General Counsel
Eagle Home Mortgage, LLC.
Miami, FL


Shayna Arrington
Chief Compliance Officer
The Money Source Inc.
Phoenix, AZ


David Battany
Executive Vice President, Capital Markets
Guild Mortgage Company
San Diego, CA


Albert P. Blank
Senior Vice President, Business Development
Union Home Mortgage
Strongsville, OH


Patrick A. Connor
President, National Services Division
Old Republic National Title Insurance Company
New Albany, OH


Christopher J. Cusack, CMB
Senior Vice President, Presidential Bank Mortgage
Presidential Bank, FSB
Bethesda, MD


Christopher S. Delfs
Senior Vice President, Capital Markets
Richmond, VA


Nicholas J. DelTorto
President & CEO
Inlanta Mortgage Inc.
Pewaukee, WI


Peter Diliberti
Executive Vice President Capital Markets
Wells Fargo Home Mortgage
Des Moines, IA


David Gansberg
President & CEO, Global Mortgage
Arch Mortgage Insurance Company
Greensboro, NC


Eric Gates
Apex Home Loans Inc.
Rockville, MD


Rohit Gupta
President & Chief Executive Officer
Genworth Mortgage Insurance
Raleigh, NC


Erik Hand
Executive Vice President, Director SFL
HomeStreet Bank
Seattle, WA


John W. Hummel
U.S. Bank Home Mortgage
Earth City, MO


Michael Johnson
AmCap Home Loans
Houston, TX


Chrissi Johnson
Quicken Loans, LLC.
Washington, DC


Joel Katz
HomeBridge Financial Services, Inc.
Iselin, NJ


Tawn Kelley
Taylor Morrison Home Funding
Winter Park, FL


Felicia Kilger, CPA
Vice President, Home Lending Accounting Director
Umpqua Bank
Tigard, OR


Lisa Klika
Chief Compliance Officer, SVP
Guild Mortgage Company
San Diego, CA


William Lowman
American Pacific Mortgage Corporation
Roseville, CA


Sonya Luechauer
President & CEO
DHI Mortgage Company
Austin, TX


Gene M. Lugat
Executive Vice President
Lutherville Timonium, MD


Peter Macdonald
General Counsel-Executive Vice President, LLC
Foothill Ranch, CA


James MacPherson
Academy Mortgage Corporation
Draper, UT


F. Allen Maulsby, CMB
Chief Operating Officer
Colonial Savings, F.A.
Fort Worth, TX


Glen A. Messina
President and CEO
Ocwen Financial Corporation
West Palm Beach, FL


William S. Packer
Executive Vice President & Chief Operating Officer
American Financial Resources Inc
Parsippany, NJ


Michael P. Patterson
Chief Operating Officer
Freedom Mortgage Corporation
Mount Laurel, NJ


Kurt Pfotenhauer
Vice Chairman
First American Financial
Washington, DC


Steven R. Plaisance
President and CEO - Mortgage Division
Arvest Bank
Tulsa, OK


Christine C. Rhea
Mortgage Investors Group
knoxville, TN


Candace Russell
Vice President - Post Sale
Carrington Mortgage Services, LLC
Anaheim, CA


Eric J. Schuppenhauer
Citizens Bank
Warwick, RI


Chris Shroat
Head of Mortgage
Fifth Third Bank
Mason, OH


Stacey Slocum Smith
Managing Director
Jersey City, NJ


George Taylor
Head of Mortgage Lending
M&T Bank Corporation
Buffalo, NY


Winston Wilkinson
Pentagon Federal Credit Union
Alexandria, VA


Fowler C. Williams, CMB, AMP
President and Chief Executive Officer
Crescent Mortgage Company
Atlanta, GA