Residential/Single Family Board of Governors


Philip DeFronzo
President & Chief Executive Officer
Norcom Mortgage
Avon, CT


Christopher M. George
President & CEO
CMG Financial
Fremont, CA

Past Chair

Richard Bennion
Executive Vice President
HomeStreet Bank
Tacoma, WA

Vice Chair

Gary D. Clark, CMB
Chief Operating Officer
Sierra Pacific Mortgage Company, Inc.
Folsom, CA


Andrew T. Ball
Senior Vice President
Raleigh, NC


David Battany
Executive Vice President, Capital Markets
Guild Mortgage Company
San Diego, CA


Albert P. Blank
Senior Vice President, Business Development
Union Home Mortgage
Strongsville, OH


John V. Britti
Ocwen Financial Corporation
Atlanta, GA


Patrick A. Connor
President, National Services Division
Old Republic National Title Insurance Company
Tampa, FL


Charles S. Coulter
Chief Operating Officer
Wilson, NC


Amanda Daeges
Vice President, Assistant General Counsel
U.S. Bank Home Mortgage
Minneapolis, MN


Christopher S. Delfs
Senior Vice President, Capital Markets
SunTrust Bank
Richmond, VA


Nicholas J. DelTorto
President & CEO
Inlanta Mortgage Inc.
Pewaukee, WI


David Gansberg
President & CEO, Global Mortgage
Arch Mortgage Insurance Company
Greensboro, NC


Eric Gates
Apex Home Loans Inc.
Potomac, MD


Jeff Grogin
Chief Administrative Officer
PennyMac Financial Services, Inc.
Westlake Village, CA


Marla Guillaume
Century Mortgage Company
Louisville, KY


Rohit Gupta
President & Chief Executive Officer
Genworth Mortgage Insurance
Raleigh, NC


Erik Hand
Executive Vice President, Director SFL
HomeStreet Bank
Seattle, WA


Brett M. Handelman
Senior Vice President
Wells Fargo Home Mortgage
Frederick, MD


John M. Hedlund
Chief Operating Officer and Managing Director
AmeriHome Mortgage Company
Westlake Village, CA


John W. Hummel
Executive Vice President, Correspondent/HFA Lending
U.S. Bank Home Mortgage
Earth City, MO


Michael Johnson
AmCap Home Loans
Houston, TX


Christopher Jones
President, Retail Lending
Primary Residential Mortgage, Inc.
Salt Lake City, UT


Joel Katz
HomeBridge Financial Services, Inc.
Iselin, NJ


Adam Kessler
Chairman of the Board
Academy Mortgage Corporation
Draper, UT


Felicia Kilger, CPA
VP Accounting Director
Umpqua Bank
Tigard, OR


Shawn Krause
Executive Vice President
Quicken Loans, Inc.
Washington, DC


Peter H. Lansing
Universal Lending Corporation
Denver, CO


William Lowman
President & CEO
American Pacific Mortgage Corporation
Roseville, CA


Peter Macdonald
General Counsel-Executive Vice President, LLC
Foothill Ranch, CA


F. Allen Maulsby, CMB
Chief Operating Officer
Colonial Savings, F.A.
Fort Worth, TX


Stanley C. Middleman
Chief Executive Officer
Freedom Mortgage Corporation
Mount Laurel, NJ


Andrew C. Miller
Director, Regulatory and Housing Policy & Managing Chief Counsel, Mortgage
PNC Bank, National Association
Washington, DC


Kurt Pfotenhauer
Vice Chairman
First American Title Insurance Company
Washington, DC


Eric J. Schuppenhauer
President, Home Mortgage
Citizens Bank
Warwick, RI


Christopher Shroat
President, Head of Mortgage
Fifth Third Bank
Cincinnati, OH


Stacey Slocum Smith
Managing Director
Jersey City, NJ


Brian F. Stoffers, CMB
Global President, Debt & Structured Finance
CBRE Capital Markets
Houston, TX


Scott B. Vahue
Head of Customer Asset Management
M&T Bank Corporation
Getzville, NY


Cary Whitaker
Director of Regulatory Affairs
Cornerstone Home Lending, Inc.
Denver, CO


Winston Wilkinson
EVP, President Mortgage Banking
Pentagon Federal Credit Union
Alexandria, VA


Fowler C. Williams, CMB, AMP
President and Chief Executive Officer
Crescent Mortgage Company
Roswell, GA