Residential/Single Family Board of Governors


John M. Hedlund
Managing Director, Chief Operating Officer
AmeriHome Mortgage Company
Thousand Oaks, CA


Susan T. Stewart
Chief Executive Officer
SWBC Mortgage
San Antonio, TX


Kristy Fercho
Executive Vice President & Head of Home Lending
Wells Fargo Home Mortgage
Des Moines, IA

Immediate Past Chairman

Gary D. Clark, CMB
Chief Operating Officer
Sierra Pacific Mortgage Company, Inc.
Folsom, CA

Vice Chairman

Matt G. Rocco, Sr.
Chairman and Chief Executive Officer
Grandbridge Real Estate Capital LLC
Charlotte, NC


Albert P. Blank
Union Home Mortgage
Strongsville, OH


Danette Alfonso
Deputy General Counsel
Lennar Mortgage
Miami, FL


Patricia Arvielo
Co-Founder and President
New American Funding
Tustin, CA


David Battany
Executive Vice President, Capital Markets
Guild Mortgage Company
San Diego, CA


Pam Cooper, CMB
Chief Financial Officer
Citywide Home Loans/CHL Mortgage
Sandy, UT


Christopher J. Cusack, CMB
Senior Vice President, Presidential Bank Mortgage
Presidential Bank, FSB
Bethesda, MD


Rose Marie David
Senior EVP, Mortgage Lending Director
Seattle, WA


Christopher S. Delfs
Senior Vice President, Capital Markets
Richmond, VA


Nicholas J. DelTorto
President & CEO
Inlanta Mortgage Inc.
Pewaukee, WI


Peter Diliberti
Executive Vice President Capital Markets
Wells Fargo Home Mortgage
Des Moines, IA


David Gansberg
Arch Mortgage Insurance Company
Greensboro, NC


Suzanne Garwood
Executive Director and Associate General Counsel
Washington, DC


Eric Gates
Apex Home Loans Inc.
Rockville, MD


Rohit Gupta
President & Chief Executive Officer
Raleigh, NC


Erik Hand
Executive Vice President, Director SFL
HomeStreet Bank
Seattle, WA


John W. Hummel
U.S. Bank Home Mortgage
Earth City, MO


Chrissi Johnson
Quicken Loans, LLC.
Washington, DC


Tawn Kelley
Taylor Morrison Home Funding
Winter Park, FL


Melissa Koupal, Jr.
Senior Vice President, Loan Integrity, LLC
Foothill Ranch, CA


Jason W. Lane
Senior Vice President
MidFirst Bank
Oklahoma City, OK


William Lowman
American Pacific Mortgage Corporation
Roseville, CA


Sonya Luechauer
President & CEO
DHI Mortgage Company
Austin, TX


Gene M. Lugat
Executive Vice President
Lutherville Timonium, MD


Peter Macdonald
General Counsel-Executive Vice President, LLC
Foothill Ranch, CA


James MacPherson
Academy Mortgage Corporation
Draper, UT


Allen Maulsby, CMB
Chief Operating Officer, EVP
Colonial Savings, F.A.
Fort Worth, TX


Glen A. Messina
President and CEO
Ocwen Financial Corporation
West Palm Beach, FL


Sonu Mittal
EVP Home Mortgage
Citizens Bank
Plano, TX


William A. Newman
President and Chief Executive Officer
Ann Arbor, MI


William S. Packer
Partner & Chief Operating Officer
American Financial Resources Inc
Parsippany, NJ


Michael P. Patterson
Chief Operating Officer
Freedom Mortgage Corporation
Mount Laurel, NJ


Kurt Pfotenhauer
Vice Chairman
First American
Washington, DC


Aaron Pitone
SVP, Director of Secondary Marketing
Arvest Bank
Tulsa, OK


Steven R. Plaisance
President - Mortgage Banking
Gateway First Bank
Jenks, OK


Jay Plum
Fifth Third Bank
Cincinnati, OH


Christine C. Rhea
Mortgage Investors Group
knoxville, TN


Stacey Slocum Smith
Managing Director
Jersey City, NJ


George Taylor
Head of Mortgage Lending
M&T Bank Corporation
Buffalo, NY


Jack Thompson, Sr.
Legacy Mortgage, LLC
Albuquerque, NM


Winston Wilkinson
Executive Vice President and President of Mortgage Banking
Pentagon Federal Credit Union
Alexandria, VA


Fowler C. Williams, CMB, AMP
President and Chief Executive Officer
Crescent Mortgage Company
Atlanta, GA


Robert Zellar
EVP & Director Corporate Development
Old Republic National Title Insurance Company
New Albany, OH