Residential/Single Family Board of Governors


Gary D. Clark, CMB
Chief Operating Officer
Sierra Pacific Mortgage Company, Inc.
Folsom, CA


Brian F. Stoffers, CMB
Global President, Debt & Structured Finance
CBRE Capital Markets
Houston, TX


Susan T. Stewart
Chief Executive Officer
SWBC Mortgage
San Antonio, TX

Past Chair

Philip DeFronzo
President & Chief Executive Officer
Norcom Mortgage
Avon, CT

Vice Chair

John M. Hedlund
Chief Operating Officer and Managing Director
AmeriHome Mortgage Company
Westlake Village, CA

Vice Chairwoman

Kristy Fercho
President of Mortgage
Flagstar Bank, FSB
Troy, MI


Shayna Arrington
Chief Compliance Officer
The Money Source Inc.
Melville, NY


David Battany
Executive Vice President, Capital Markets
Guild Mortgage Company
San Diego, CA


Patrick A. Connor
President, National Services Division
Old Republic National Title Insurance Company
Tampa, FL


Christopher S. Delfs
Senior Vice President, Capital Markets
SunTrust Bank
Richmond, VA


Nicholas J. DelTorto
President & CEO
Inlanta Mortgage Inc.
Pewaukee, WI


Peter Diliberti
Executive Vice President Capital Markets
Wells Fargo Home Mortgage
Des Moines, IA


Laura Escobar
Eagle Home Mortgage, LLC.
Miami, FL


David Gansberg
President & CEO, Global Mortgage
Arch Mortgage Insurance Company
Greensboro, NC


Eric Gates
Apex Home Loans Inc.
Rockville, MD


Marla Guillaume
Century Mortgage Company
Louisville, KY


Rohit Gupta
President & Chief Executive Officer
Genworth Mortgage Insurance
Raleigh, NC


Erik Hand
Executive Vice President, Director SFL
HomeStreet Bank
Seattle, WA


John W. Hummel
Executive Vice President, Correspondent/HFA Lending
U.S. Bank Home Mortgage
St. Louis, MO


Michael Johnson
AmCap Home Loans
Houston, TX


Chrissi Johnson
Vice President of Federal Policy and External Affairs
Quicken Loans, Inc.
Washington, DC


Joel Katz
HomeBridge Financial Services, Inc.
Iselin, NJ


Tawn Kelley
EVP & President, Mortgage Operations
Taylor Morrison Home Funding
Maitland, FL


Felicia Kilger, CPA
VP Accounting Director
Umpqua Bank
Tigard, OR


Lisa Klika
Chief Compliance Officer, SVP
Guild Mortgage Company
San Diego, CA


William Lowman
President & CEO
American Pacific Mortgage Corporation
Roseville, CA


Gene M. Lugat
Executive Vice President
Lutherville Timonium, MD


Peter Macdonald
General Counsel-Executive Vice President, LLC
Foothill Ranch, CA


James MacPherson
Academy Mortgage Corporation
Draper, UT


F. Allen Maulsby, CMB
Chief Operating Officer
Colonial Savings, F.A.
Fort Worth, TX


Glen A. Messina
President and CEO
Ocwen Financial Corporation
West Palm Beach, FL


Stanley C. Middleman
Chief Executive Officer
Freedom Mortgage Corporation
Mount Laurel, NJ


Andrew C. Miller
Director, Regulatory and Housing Policy & Managing Chief Counsel, Mortgage
PNC Bank, National Association
Washington, DC


Kurt Pfotenhauer
Vice Chairman
First American Title Insurance Company
Washington, DC


Steven R. Plaisance
President and CEO
Arvest Bank
Tulsa, OK


Christine C. Rhea
Mortgage Investors Group
Knoxville, TN


Candace Russell
Vice President - Post Sale
Carrington Mortgage Services, LLC
Aliso Viejo, CA


Eric J. Schuppenhauer
Citizens Bank
Warwick, RI


Christopher Shroat
President, Head of Mortgage
Fifth Third Bank
Cincinnati, OH


Stacey Slocum Smith
Managing Director
Jersey City, NJ


Scott B. Vahue
Head of Customer Asset Management
M&T Bank Corporation
Getzville, NY


Winston Wilkinson
EVP, President Mortgage Banking
Pentagon Federal Credit Union
Alexandria, VA


Fowler C. Williams, CMB, AMP
President and Chief Executive Officer
Crescent Mortgage Company
Atlanta, GA