Regulatory Compliance Subcommittee

Regulatory Compliance Subcommittee under the Legal Issues, Quality Assurance and Regulatory Compliance Committee under RESBOG. This subcommittee was recast in fall 2009 based on guidance from RESBOG Advisory when making changes to the committee structure under RESBOG. It wil identify, study and evaluate key regulatory requirements and challenges, and provide policy guidance as appropriate.

Chair

H. Burton Embry
Executive Vice President & Chief Compliance Officer
Primary Residential Mortgage, Inc.
Las Vegas, NV

Vice Chair

Jerra H. Ryan
SVP, Compliance & QC
SWBC Mortgage
San Antonio, TX

 

Rodney Abele
Senior Counsel Regulatory Policy
PNC Bank, National Association
Washington, DC

 

Melinda Albert
VP and Senior Legal Counsel
HSBC Bank USA, N.A. Commercial/Multifamily
New York, NY

 

Danette Alfonso
Deputy General Counsel
Eagle Home Mortgage, LLC.
Miami, FL

 

Janis Allen
Senior Vice President-Regulatory Counsel
PennyMac Financial Services, Inc.
Moorpark, CA

 

Marty Allred
Vice President, Compliance
American Pacific Mortgage Corporation
Rocklin, CA

 

Robert Anderson
General Counsel
Moria Development, Inc. dba Peoples Mortgage Company
Tempe, AZ

 

Marc L. Aronson, -1
President & CEO
Pennsylvania Association of Notaries (PAN)
Pittsburgh, PA

 

Shayna Arrington
Chief Compliance Officer
The Money Source Inc.
Melville, NY

 

Steven Baum
VP & Associate General Counsel
Reliance First Capital, LLC
Melville, NY

 

Jo Behrensen
Compliance Risk Manager
Truist
Greensboro, NC

 

Michael Belfinger
Vice President, Compliance Operations Manager
Comerica Bank
Auburn Hills, MI

 

Ashley N Benson
QC Manager
Franklin Synergy Bank
Franklin, TN

 

Rory Birmingham
Chief Compliance Officer
Figure Lending
San Francisco, CA

 

Rebecca Blabolil
Chief Compliance Officer
Guaranteed Rate, Inc.
Chicago, IL

 

Jeff Bloch
Vice President, Deputy Director, Regulatory Affairs
U.S. Bank Home Mortgage
Washington, DC

 

Robin Bonnell
SVP Compliance
Guaranty Home Mortgage Corporation
Murfreesboro, TN

 

Myrtle Bowles-Scott
SVP, Chief Compliance Officer
Texas Bank Financial
Fort Worth, TX

 

Erin Brady
Senior Corporate Counsel
Zillow Home Loans
Seattle, WA

 

Carmelo D. Bramante
Manager, Real Estate Lending, Regulatory Compliance & Public Policy
Navy Federal Credit Union
Vienna, VA

 

Donald J. Brown, CRP,CCS-FDPA Officer
Senior Regulatory Compliance Risk Manager-Credit Regulatory Oversight Team
Webster Bank, N.A.
Milford, CT

 

Andrew Budish
Director and Senior Counsel
Discover Bank
Riverwoods, IL

 

Catherine Cain
Chief Compliance Officer
Guaranteed Rate, Inc.
Chicago, IL

 

Aaron Chastain
Attorney
Bradley Arant Boult Cummings, LLP
Birmingham, AL

 

Jared Clayton
Compliance Counsel
AmCap Home Loans
Houston, TX

 

Jason Delaloye
Compliance Manager
DAS Acquisition/USA Mortgage
Saint Louis, MO

 

Marc Ely
General Counsel
Paramount Residential Mortgage Group
Corona, CA

 

Jeanne P. Erickson
Senior Attorney
Wolters Kluwer
Saint Cloud, MN

 

Stacia Fisher
Director of Compliance & Quality Control
Premier Mortgage Resources
Portland, OR

 

Karen Fitzgerald
Manager
First Bank Mortgage
Saint Louis, MO

 

Scott Flaherty
CEO
Lendsmart Mortgage
Edina, MN

 

Barbara Flores
VP Regulatory Compliance
The Money Source Inc.
Melville, NY

 

William Fodor
First Vice President
Flagstar Bank, FSB
Troy, MI

 

Jennifer Fortier, CMB
Principal
STRATMOR Group
New Orleans, LA

 

Ron Gapp
General Counsel
Paramount Residential Mortgage Group
Corona, CA

 

Roy K. George
SVP, Compliance
Taylor Morrison Home Funding
Lake Mary, FL

 

Neusa Gillen
Operations Manager
Family First Funding, LLC
Toms River, NJ

 

Ben Giumarra
Director, Regulatory and Legal Affairs
Embrace Home Loans
Middletown, RI

 

Malissa Gjorkovski
Compliance Partner
Flagstar Bank, FSB
Troy, MI

 

Carter Glass, CRCM
Vice President, Compliance
PrimeLending
Dallas, TX

 

Michael Gottschlich
Partner
Barnes & Thornburg LLP
Indianapolis, IN

 

Eric Groonwald
Head of Compliance
Figure Lending
San Francisco, CA

 

Eric Hale
Senior Compliance Analyst
First Guaranty Mortgage Corporation
Frederick, MD

 

Dustin Harjo
Manager
MidFirst Bank
Oklahoma City, OK

 

Elizabeth Harris
Cheif Compliance Officer
Low VA Rates
Lindon, UT

 

Kia Hekneby, CRCM
Sr Compliance Partner
Flagstar Bank, FSB
Troy, MI

 

Blake Hendley
Senior Manager
MidFirst Bank
Oklahoma City, OK

 

Jeff Henkel, AMP
VP, Closing and Post Closing
Taylor Morrison Home Funding
Maitland, FL

 

Larry Henson
General Counsel & Compliance Officer
Summit Mortgage Corporation
Plymouth, MN

 

Kathy Herig
Senior Managing Director-Lead Risk Officer
Home Point Financial Corporation
Ann Arbor, MI

 

Teri Hermann
Chief Risk Officer
Evergreen Home Loans
Bellevue, WA

 

Michael L. Hollerich
Chief Compliance Officer
Ocwen Financial Corporation
Addison, TX

 

Blake Holman
Underwriter
Freedom Mortgage Corporation
Mount Laurel, NJ

 

Nisa Howard
EVP of Compliance & QC
PrimeLending
Dallas, TX

 

Ed Hunter, AMP
CEO
The KLR Group
Andover, MA

 

Kelli Hutchinson
SVP, Quality Assurance
Capital City Home Loans
Kennesaw, GA

 

Sharon R. Inzinga
Assistant Vice President- Sr. Compliance Manager
MidFirst Bank
Nichols Hills, OK

 

Philip Italiano
General Counsel
NewRez LLC
Fort Washington, Pa

 

Jeffrey B. Jaffee
Responsible Banking and Fair Lending Officer
Bank of the West / BNP Paribas
San Ramon, CA

 

Phyllis I. Johnston
SVP-Head of Mortgage Servicing Regulatory Mortgage Compliance
HSBC Bank USA, N.A. Commercial/Multifamily
Sarasota, FL

 

Anaxet Y. Jones
Vice President and Senior Legal Counsel
HSBC Bank USA, N.A. Commercial/Multifamily
Arlington Heights, IL

 

April Jordan
Deputy General Counsel
MidFirst Bank
Tulsa, OK

 

Maria Keeler
First Vice President
People's United Bank
Bridgeport, CT

 

Lindsey Kelly, NCCO
Attorney
Langley Federal Credit Union
Newport News, VA

 

Maria Kieffer
VP Compliance
RoundPoint Mortgage Servicing Corporation
Charlotte, NC

 

Benjamin B. Klubes
Partner
Buckley LLP
Washington, DC

 

Erik Knight
VP, Compliance
NewRez LLC
Yardley, PA

 

Maya Koyfman
Chief Legal Officer
Figure Lending
San Francisco, CA

 

Karen Kurciska
SVP Enterprise Risk Management
AmeriHome Mortgage Company
Thousand Oaks, CA

 

Regina Lall
SVP, Compliance Risk
Guaranteed Rate, Inc.
Chicago, IL

 

Jason W. Lane
Senior Vice President
MidFirst Bank
Oklahoma City, OK

 

Cheryl Lofton, -1
Senior Vice President
Bayview Loan Servicing, LLC
Miami, FL

 

Robert Lotstein
Partner
Shirk Law PLLC
Washington, DC

 

Lisa Lyle
Corporate Counsel
Statebridge Company, LLC
Greenwood Village, CO

 

Robert R. Maddox, CMB, AMP
Partner
Bradley Arant Boult Cummings, LLP
Birmingham, AL

 

Lisa A. McCarty
Vice President
Bank of the West / BNP Paribas
San Ramon, CA

 

Brady Meadows
Senior Director, Mortgage Services
MetaSource LLC
Bristol, PA

 

Samantha Meyer
CRO
First Community Mortgage, Inc.
Murfreesboro, TN

 

Peter Microulis
Chief Compliance Officer
Embrace Home Loans
Middletown, RI

 

Marc Miller
Executive Vice President & General Counsel
Reliance First Capital, LLC
Melville, NY

 

James Minghini
Chief Compliance Officer
EPM
Cumming, GA

 

Andrea Monachella
Associate Vice President & Compliance Manager for Loan Operations
MidFirst Bank
Oklahoma City, OK

 

Joseph Morgano
Senior Vice President-Regulatory Compliance- Retail Lending
HSBC Bank USA, N.A. (Residential)
Depew, NY

 

Khalfani Muhammad
Assistant Compliance Officer
Ark Mortgage, Inc.
Spring Valley, NY

 

Sabrina Noyola
AmeriHome Mortgage Company, LLC
AmeriHome Mortgage Company
Westlake Village, CA

 

Sochukwuma Peter Obiefule
Business Analyst
PennyMac Financial Services, Inc.
Westlake Village, CA

 

Jim Ottlinger
Vice President, Quality Assurance Site Manager
PNC Bank, National Association
Downers Grove, IL

 

Amanda Overton
Vice President, Compliance
First Guaranty Mortgage Corporation
Frederick, MD

 

Melissa Palmer
Director of Compliance and Quality Control
Silverton Mortgage Specialists
Atlanta, GA

 

Danielle Pastella
Associate Vice President of Mortgage Compliance and HMDA Officer
Meridian Bank
Blue Bell, Pa

 

Steven Patrick
Chief Risk Officer
Gateway First Bank
Jenks, OK

 

Ricardo Pineres
Sr. Policy & Compliance Officer
Navy Federal Credit Union
Vienna, VA

 

Karen Plaza
Risk Management
Federal Reserve Bank of Chicago
Chicago, IL

 

Kate Prochaska
Director & Senior Counsel, Regulatory Policy
Discover Bank
Washington, DC

 

Sandra M. Rampino
VP, Fraud Policy
HSBC Bank USA, N.A. Commercial/Multifamily
Buffalo, NY

 

Kathryn C. Raymer
EVP Quality Management
U.S. Bank Home Mortgage
Owensboro, KY

 

Melanie L. Reid, CMB, AMP
SVP, Loan Administration Acquisition Manager
Citizens Bank
Glen Allen, VA

 

Kortney Rollinger
SVP, Program Management
RoundPoint Mortgage Servicing Corporation
Fort Mill, SC

 

Tim Rood
Chairman and Managing Director
SitusAMC
Washington, DC

 

Lauren Rosenfeld
Counsel
Finance of America
Irving, TX

 

Chris Royal
General Counsel & Chief Compliance Officer
New American Funding
Edina, MN

 

Lauren Ryburn
Assistant Vice President - Compliance
James B. Nutter & Company
Kansas City, MO

 

Christy Rymer
Change Strategy & Optimization Manager
Truist
Greensboro, NC

 

Laura Schmidt
Director of Internal Auditing
Nova Financial & Investment Corp.
Tucson, AZ

 

Suzanne Stautberg
Consumer Lending Business Controls
Fifth Third Bank
Cincinnati, OH

 

David K. Stein, Esq.
Partner
Bricker & Eckler LLP
Columbus, OH

 

Frederick Sujat
Chief Compliance Office
NFM Lending
Linthicum Heights, MD

 

Laurie Sullivan
Chief Compliance Officer
First Guaranty Mortgage Corporation
Plano, TX

 

Sheraz Syed
Regulatory Associate
Mortgage Bankers Association
Washington, DC

 

Vernon Tanner, CRCM
SVP, Operational Compliance Manager
Crescent Mortgage Company
Atlanta, GA

 

Darlene Taylor
VP Servicing Compliance
RoundPoint Mortgage Servicing Corporation
Charlotte, NC

 

Janine Thomas
Associate
Webster Bank, N.A.
Waterbury, CT

 

Pamela Thompson
Assistant Servicing Manager
National Life Insurance Company
Montpelier, VT

 

Rick Toma
Chief Operating Officer
The Money Source Inc.
Melville, NY

 

Carol Tricarico
Senior Compliance Coordinator
US Mortgage Corporation
Melville, NY

 

Danielle Tsai
Ark-La-Tex Financial Services LLC D/b/a/ Benchmark Mortgage
Plano, TX

 

Vicki Vidal
Senior Vice President, Product Management
Black Knight
Jacksonville, FL

 

Kimberly Wachtel
Corporate Compliance Manager
Inlanta Mortgage Inc.
Pewaukee, WI

 

Douglas C. Webb
Associate General Counsel
Citibank, NA
O Fallon, MO

 

Joshua Weinberg
EVP Compliance
Guaranteed Rate, Inc.
Chicago, IL

 

Eric Wilson
External Affairs Manager
Veterans United
Columbia, MO

 

Kimberly Woodcock, CMB
Compliance and Risk Officer
Nations Reliable Lending, LLC (NRL Mortgage)
Houston, TX