APPLIED COMPLIANCE TRACK: RESPA Section 8 (Closed to Media)
This expert panel analyzes fact patterns and issues of top concern pertaining to RESPA Section 8. Panelists cover prohibited activities, safe harbors, penalties for non-compliance and recent enforcement actions. Sponsored by Mayer Brown.
Speakers
Moderator
Michael Sullivan is Senior Vice President, General Counsel for Pulte Mortgage LLC in Englewood, Colorado where he is responsible for the legal operations of Pulte Mortgage LLC, as well as the title and insurance businesses owned by PulteGroup, Inc., one of the nation’s largest homebuilders. Michael is a fellow of the American College of Consumer Financial Services Lawyers and a past chairman of the MBA’s Legal Issues Committee, a member of the American Bar Association Consumer Financial Services Committee and the Board of Governors of the Conference on Consumer Finance Law.
Speakers
Andy Arculin is a partner in Blank Rome’s Financial Institution Litigation and Regulatory Compliance practice. He has over a decade of experience in consumer financial matters, both in private practice and with the federal government. Arculin advises a wide range of clients on all aspects of the mortgage business from chartering and licensing, to marketing, to loan origination and servicing, to secondary purchase and diligence. His practice focuses on the “alphabet soup” of consumer credit statutes and regulations, including the Real Estate Settlement Procedures Act (RESPA), the Truth in Lending Act (TILA), the Equal Credit Opportunity Act (ECOA), the Home Mortgage Disclosure Act (HMDA), the Fair Credit Reporting Act (FCRA) as well as other federal and state statutes and regulations.
Holly Bunting is a partner in Mayer Brown’s Washington DC office and a member of the Financial Services Regulatory and Enforcement group. Holly represents companies in the mortgage lending, title insurance and real estate industries on regulatory compliance matters and defends clients subject to government audits, investigations and enforcement proceedings. She provides counsel on federal and state consumer credit and protection laws, and focuses particular attention on assisting companies in complying with the anti-kickback requirements of RESPA, including counseling clients on the creation and operation of affiliated business arrangements, reviewing proposed and existing business relationships, and drafting agreements and disclosures.
Michael Y. Kieval is a Partner at financial services boutique Weiner Brodsky Kider PC, in Washington, DC, where he heads the firm's licensing and state law practice. He also provides federal regulatory compliance advice to clients large and small, and represents companies in the financial services and mortgage industries nationwide in state and federal litigation, including numerous RESPA Section 8 class actions, as well as government investigations, and both federal and state examinations and enforcement actions. Michael regularly speaks to industry audiences about the CFPB, regulatory compliance, and cybersecurity.
Matt is a partner in Goodwin’s Consumer Financial Services Litigation practice and he serves as co-chair of Goodwin’s Banking and Consumer Financial Services practice. He is also the Head of Goodwin’s Litigation Practice for the Washington, D.C. office. Matt Sheldon counsels many of the nation’s largest banks, mortgage lenders, and fintech companies on their most sensitive regulatory, enforcement, and litigation matters. His practice focuses on helping those clients successfully align their business goals and strategies within the complex framework of federal and state regulatory requirements. Much of his work centers on assisting clients with their supervisory relationships, whether in the examination, investigation, or enforcement context. Matt is top-ranked in 2022 by both Chambers USA and The Legal 500 US, with Chambers recognizing him as “a very thoughtful regulatory and litigation attorney, with a practical mindset toward complicated and often ambiguous issues.”