APPLIED COMPLIANCE TRACK: The Facts on Fair Lending (Closed to Media)

VP - Real Estate Governance, AML/BSA, 1st Franklin Financial Corporation

Vernon Tanner began his banking career as a Bank Examiner, then entered the private sector as a Loan Officer, Credit Officer, and Chief Compliance Officer. He recently joined 1st Franklin Financial to lead the company’s R/E lending compliance program. He’s been published in the ABA Banking Journal and State Trade Association Journals on the topic of improving examination ratings. He’s served in leadership roles in our industry as a guest faculty and speaker at state and national trade association schools and conferences. He’s been a panelist at the Atlanta chapter of the Professional Risk Managers International Association, and for CPA firms advising Banks. He holds designations as a Certified Regulatory Compliance Manager (CRCM) and Certified Anti Money Laundering Specialist (CAMS).

Partner, K&L Gates, LLP

Andrew Glass is a partner at K&L Gates LLP. He advises businesses in achieving integrated, multi-disciplinary solutions to managing risk. Mr. Glass directs project teams to work closely with clients’ business lines, and their legal, compliance, and information technology professionals, in navigating complex regulatory areas. Mr. Glass provides regulatory-compliance advice and policy review. He oversees audits and internal investigations and responds to government investigations. Mr. Glass defends high-profile class action litigation. He counsels companies in the financial services, energy, media and telecommunications, manufacturing, and consumer product industries. His multi-faceted approach to problem-solving delivers seamless solutions to clients’ legal challenges.

Partner & Chair, Consumer Financial Services, Paul Hastings LLP

Jonice Gray Tucker is a partner in the Financial Services - Investigations, Regulation, and Litigation group at Paul Hastings, and is based in Washington D.C. Ms. Gray Tucker specializes in work with banks, non-bank financial institutions, and other companies providing financial products and services. She works with many of the largest bank and non-bank financial institutions, emerging companies such as fintechs, and retailers whose business operations include consumer and small business finance. Her work is focused on representing corporate and individual clients in high-stakes legal proceedings, including matters initiated by federal and state regulators, private civil litigation, and internal investigations. She also counsels clients on compliance with consumer protection laws.

Partner, Mayer Brown LLP

Tori Shinohara is a partner in Mayer Brown’s Washington DC office and a member of the Consumer Financial Services group. She practices in the areas of mortgage banking and consumer finance, and concentrates on representing clients in connection with federal and state government enforcement matters and counseling clients on compliance with federal and state consumer financial protection laws and regulations, including the Equal Credit Opportunity Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Fair Housing Act, the Home Mortgage Disclosure Act, the Servicemembers Civil Relief Act, the Truth in Lending Act and federal and state prohibitions against unfair, deceptive, or abusive acts or practices. Tori also assists clients with performing regulatory compliance due diligence in connection with investments or acquisitions related to consumer financial products, such as mortgage loans, auto loans, student loans, consumer loans and retail installment contracts. Tori represents a broad range of clients, including financial institutions, mortgage lenders and servicers, consumer finance companies and secondary market participants.