COMPLIANCE CONVERSATIONS TRACK: Fair Lending (Closed to Media)

Of Counsel, Buchalter

Michael Flynn is a member of Buchalter’s Commercial Finance Practice Group, and Chair of its Consumer Financial Services/Mortgage Regulatory Industry Group. He is the is the former Acting General Counsel of HUD and former General Counsel of Flagstar Bank and PNC Mortgage, and is Chair of the American College of Mortgage Attorneys Multifamily, Regulatory & Residential Committee. He serves on the Governing Committee of the Conference on Consumer Finance Law, the California MBA and CO Mortgage Lenders Ass'n Legislative Review Committees, and as a member of the CO Division of Real Estate Forms Committee. He is a Fellow of the American College of Consumer Financial Services Lawyers, the American College of Mortgage Lawyers, and the American College of Real Estate Lawyers.

Managing Partner, Garris Horn LLP

Troy Garris is a Managing Partner of Garris Horn LLP. A business owner, he focuses on results. He is active in three main areas: (i) federal and state regulatory compliance, (ii) enforcement defense and (iii) M&A. He represents mortgage bankers, builders, investors and funds. Troy handles matters related to LO Compensation, RESPA, Fair Lending, FHA, social media marketing, and similar issues. He appears in matters before the CFPB, HUD, state banking agencies and courts. Active in the industry, he engages with industry associations and is an alumnus of the MBA Future Leader’s program. Troy is also a YouTuber and entrepreneur, hosting the Mortgage Banking LiveStream.