COMPLIANCE CONVERSATIONS TRACK: RESPA – MSA’s, AfBA’s, and Lead Generation (Closed to Media)
This session features a facilitated discussion where attendees can ask questions and exchange information to learn how peers are approaching compliance challenges related to the Real Estate Settlement Procedures Act (RESPA), Marketing Service Agreements (MSAs), Affiliated Business Arrangements (AfBAs), Lead Generation and Dual Employment.
Speakers
Introductions
Alisha Sears is Director and Regulatory Counsel in the Residential Policy and Strategic Industry Engagement Department at the Mortgage Bankers Association. Sears covers legal issues, trends in litigation, and regulatory compliance matters, and staffs the Legal Issues and Regulatory Compliance Committee and the Regulatory Compliance Subcommittee. Prior to joining the MBA, Sears was with the Conference of State Bank Supervisors (CSBS). She received her Juris Doctor from the University of Maryland and her undergraduate degree from the University of Michigan. Sears is a member of the Maryland State Bar Association, the American Bar Association’s Banking Law Committee, and Women in Housing and Finance.
Facilitator
Michael Flynn is a leading nationally recognized bank regulatory and mortgage and consumer lending regulatory and compliance counsel. As the former Acting General Counsel of HUD and former General Counsel of Flagstar Bank and PNC Mortgage, he counsels financial institutions on bank, mortgage and consumer finance regulations, regulator inquiries and examinations, product development, compliance and risk management, secondary market transactions, servicing, FinTech arrangements, vendor management and contracts, and other subjects. Mike is a member of Buchalter’s Commercial Finance Practice Group, and Co-Chair of its Consumer Financial Services and Mortgage Regulatory Industry Group, and its Financial Services Regulatory Industry Group. He is the Chair of the American College of Mortgage Attorneys Residential & Regulatory Committee, and serves on the Colorado Mortgage Lenders Association Legislative and Regulatory Affairs Committee, the California Mortgage Bankers Association Legislative Review Committee, and the Governing Committee of the Conference on Consumer Finance Law. Mike is also a past Chair of the California Lawyers Association Financial Institutions Committee, the California Mortgage Bankers Association Legal Affairs Committee, and the American Bar Association Title Insurance Litigation Committee. He is a Fellow of the American College of Consumer Financial Services Lawyers, the American College of Real Estate Lawyers, and the American College of Mortgage Attorneys.
Brian Levy, Of Counsel with Katten and Temple, LLP in Chicago, provides practical and creative guidance for mortgage lenders and related providers. Brian has unique banking, sales and in-house experience enabling him to offer actionable guidance and training on matters such as RESPA (MSAs, AfBAs, etc.), LO compensation, state licensing, mortgage repurchase defense, loan sale agreements, transactions and business structuring and regulatory enforcement issues. Brian is the author of Levy’s Mortgage Musings blog at www.mortgagemusings.com and is a frequent conference speaker, magazine contributor and podcast guest. Brian was General Counsel from 1994-2009 for a mid-sized midwestern bank and its 3 mortgage banking subsidiaries and prior to that worked for 5 years in commercial real estate law.